OakChart

Hagerty Inc

HGTYFinancial·Insurance - Property & Casualty·USA·Mid·NYSE·Nov 11 • 3:59 PM ET

16.04-0.90 (-5.31%)
2026-11-12 00:58 CET
Market cap
2,043.37 USD m
Revenue, TTM
1,378.22 USD m
Net income, TTM
6.71 USD m
Free cash flow, TTM
279.65 USD m
EPS diluted, TTM
0.06
P/E
260.39
Compare

Price

HGTY against its 20, 50 and 200-day averages
2050200beat
10.0012.5015.0017.504.8M9.6MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26HGTYclose 16.0420-day 16.2350-day 14.76200-day 12.2316.0452w high52w low

17.4% under the 52-week high of 19.41 on 5 Nov 2026. 52-week low 9.36 on 12 Mar 2026. Last 15 sessions, 27.3% high to low

Volume 22.18× normal · the line is the 50-bar volume average

Profile

HGTY
52-week range, 66% of the way up
9.3619.41

Hagerty, Inc. engages in the provision of automotive insurance services. The firm offers insurance for collector cars and enthusiast vehicles. It operates through the following segments: Insurance and Marketplace. The Insurance segment includes managing general agent and reinsurance operations, and its membership, events and media activities. The Marketplace segment offers a trusted marketplace where automotive enthusiasts can buy, sell, and finance collector cars. The company was founded in 1984 and is headquartered in Traverse City, MI.

Employees1891
IPOJun 01, 2021
Beta0.82
ATR, 14d0.71
Rel volume22.18
Short float1.22%
Insider own3.08%
Inst own78.44%

Snapshot

6 groups

Valuation

Index-
Market Cap5.51B
Enterprise Value-
Income6.71M
Sales1.38B
Book/sh2.13
Cash/sh-
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees1891
IPOJun 01, 2021

Ratios

P/E260.39
Forward P/E26.94
PEG1.36
P/S4.00
P/B7.52
P/C-
P/FCF19.71
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio2.24
Debt/Eq0.84
LT Debt/Eq0.84
Option/ShortYes / Yes

Earnings

EPS (ttm)0.06
EPS next Y0.60
EPS next Q0.07
EPS this Y-72.95%
EPS next Y436.87%
EPS next 5Y19.82%
EPS past 3/5Y- -11.59%
Sales past 3/5Y20.64% 23.86%
EPS Y/Y TTM-82.66%
Sales Y/Y TTM1.34%
EPS Q/Q-31.45%
Sales Q/Q-6.78%
EarningsNov 03 BMO
EPS/Sales Surpr.834.58% 4.50%

Ownership

Insider Own3.08%
Insider Trans-50.13%
Inst Own78.44%
Inst Trans0.80%
ROA0.68%
ROE4.63%
ROIC2.35%
Gross Margin-
Oper. Margin4.80%
Profit Margin0.49%
SMA20-1.19%
SMA508.64%
SMA20031.20%
Trades-

Technical

Shs Outstand120.57M
Shs Float116.91M
Short Float1.22%
Short Ratio3.28
Short Interest1.43M
52W High19.41 -17.37%
52W Low9.36 71.37%
Volatility5.81% 3.91%
ATR (14)0.71
RSI (14)51.08
Beta0.82
Rel Volume22.18
Avg Volume434.04K
Volume9,624,938

Performance

Perf Week-14.27%
Perf Month7.00%
Perf Quarter23.86%
Perf Half Y56.03%
Perf YTD19.35%
Perf Year21.42%
Perf 3Y89.37%
Perf 5Y58.11%
Perf 10Y-
Recom2.33
Target Price17.12
Prev Close16.94
Price16.04
Change %-5.31%

Analyst ratings

latest 8 of 8
DateActionAnalystRating changeTargetImplied
Oct 01, 2025InitiatedCCitizens JMPMkt Outperform$15-6.5%
Sep 22, 2025InitiatedBBMO Capital MarketsMarket Perform$13-19.0%
Sep 17, 2025InitiatedOOppenheimerOutperform$15-6.5%
Aug 27, 2025InitiatedKKeefe BruyetteOutperform$14-12.7%
Dec 26, 2024DowngradeRRaymond JamesMkt Perform → Underperform
Jan 11, 2024InitiatedJJP MorganNeutral$9-43.9%
Jun 16, 2023InitiatedTTruistHold$11-31.4%
Oct 20, 2022InitiatedRRaymond JamesMkt Perform

Peers

Mkt cap
TickerCompanyMkt cap
MKLMarkel Group Inc24.13B
LMNDLemonade Inc3.17B
PGRProgressive Corp135.30B
ALLAllstate Corp64.88B
MCYMercury General Corp4.78B
KMPRKemper Corp2.05B
RYANRyan Specialty Holdings Inc11.79B
ARXAccelerant Holdings4.32B
BWINBaldwin Insurance Group Inc4.48B
GSHDGoosehead Insurance Inc1.64B

Insider trading

latest 14 of 29
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Hagerty Holding Corp.10% OwnerSep 09 '26Sale11.479,250,000106,116,0000Sep 11 06:15 PM
Hagerty Holding Corp.10% OwnerSep 11 '26Sale11.471,387,50015,917,4000Sep 11 06:15 PM
DELANEY KEVIN MChief Accounting OfficerJul 02 '26Sale12.253,11338,13483,972Jul 06 04:17 PM
DELANEY KEVIN MChief Accounting OfficerJul 01 '26Sale12.109,440114,22489,610Jul 02 04:46 PM
DELANEY KEVIN MChief Accounting OfficerJun 30 '26Sale12.0190510,86999,050Jul 02 04:46 PM
DELANEY KEVIN MOfficerJul 02 '26Proposed Sale12.253,11338,134Jul 02 01:14 PM
DELANEY KEVIN MOfficerJul 01 '26Proposed Sale12.109,440114,223Jul 01 04:15 PM
DELANEY KEVIN MOfficerJun 30 '26Proposed Sale12.0190510,868Jun 30 04:35 PM
Kuczinski Anthony JDirectorMay 15 '26Buy10.469,50099,37068,648May 19 04:15 PM
Harris LaurieDirectorApr 07 '26Sale11.015,53160,89636,689Apr 08 04:50 PM
Harris LaurieDirectorApr 07 '26Proposed Sale11.015,53160,871Apr 07 04:09 PM
Kuczinski Anthony JDirectorMar 12 '26Buy9.504,00038,00047,277Mar 13 06:10 PM
Kuczinski Anthony JDirectorMar 03 '26Buy10.7215,000160,80043,277Mar 04 04:29 PM
Ahn KennethPresident, Hagerty MarketplaceJan 26 '26Sale12.4150,000620,5000Jan 27 04:38 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
VBKVanguard Morningstar Small-Cap Growth ETFAUM: 22.34B
VXFVanguard Extended Market Index ETFAUM: 30.47B
FYCFirst Trust Small Cap Growth AlphaDEX FundAUM: 1.35B
SCHASchwab U.S. Small-Cap ETFAUM: 22.25B
NBSMNeuberger Small-Mid Cap ETFAUM: 117.34M
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
FYXFirst Trust Small Cap Core AlphaDEX FundAUM: 1.39B
AVSCAvantis U.S Small Cap Equity ETFAUM: 3.23B

News

latest 14 of 200
  • Hagerty Announces Pricing of its Upsized Secondary Offering of Class A Common Stock (PR Newswire) -5.31%
  • Hagerty stock falls on secondary share offering (Investing.com)
  • Hagerty Announces Secondary Offering of its Class A Common Stock (PR Newswire)
  • BROAD ARROW'S ZURICH AUCTION CONCLUDES A REMARKABLE 2026 AUCTION CALENDAR (GlobeNewswire)
  • Hagerty Beats And Raises Again, But A Reserve Release Does The Heavy Lifting As Premium Growth Cools (Earnings Whispers) +7.17%
  • Hagerty Reports Third Quarter 2026 Results; Increases 2026 Growth Outlook (PR Newswire)
  • Ferrari Supercars Dominate Broad Arrow's Record-Setting $92.8 Million Auction in Partnership with Concours at Wynn Las Vegas (GlobeNewswire)
  • Hagerty Tests Its Raised 2026 Outlook As Underwriting Margins Face Scrutiny (Earnings Whispers)
  • Broad Arrow Brings Supercar Heaven to October 31 Auction in Partnership with Concours at Wynn Las Vegas (GlobeNewswire)
  • BROAD ARROW PRESENTS A STUNNING SELECTION OF CURATED COLLECTOR CARS AT ITS SECOND ZURICH AUCTION (GlobeNewswire)
  • Hagerty to Report Third Quarter 2026 Results and Host Conference Call on Tuesday, November 3, 2026 (PR Newswire)
  • BROAD ARROW DELIVERS SPECTACULAR FERRARIS ACROSS GLOBAL MARKETS AS SUPERCAR AND HYPERCAR DEMAND CLIMBS (GlobeNewswire)
  • Broad Arrow Reveals 106-Mile Ferrari F50 for Second Annual Auction in Partnership with Concours at Wynn Las Vegas (GlobeNewswire)
  • BROAD ARROW ZOUTE CONCOURS SALE BECOMES THE HIGHEST GROSSING COLLECTOR CAR AUCTION IN BELGIAN HISTORY (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-030.1000.0110.080354.24338.998
2026Q22026-08-05-0.020-0.087-0.016354.82316.218
2026Q12026-05-06-0.040-0.055-0.065311.83284.888
2025Q42026-02-260.0800.0330.065357.33311.68
2025Q32025-11-040.1300.0790.114379.99354.358
2025Q22025-08-040.1300.1140.093368.7347.153
2025Q12025-05-070.0800.0230.066319.59255.733
2024Q42025-03-040.0200.0100.013291.73279.592
2024Q32024-11-070.0500.0830.034323.37316.233
2024Q22024-08-060.1200.0800.100313.23260.163
2024Q12024-05-070.0400.025-0.038271.71225.043
2023Q42024-03-12-0.010-0.0130.034245.04211.563
2023Q32023-11-080.0500.0250.039275.57269.432
2023Q22023-08-080.0500.0400.028261.24259.562
2023Q12023-05-09-0.044-0.040-0.025218.35213.871
2022Q42023-03-14-0.100-0.080-0.414197198.581

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2021FY-0.560--0.563619.08-
2022FY-0.200-0.060-0.071787.59777.58
2023FY0.0400.0430.0931,0001,002
2024FY0.2400.2240.1011,2001,188
2025FY0.4100.3710.3701,4561,358
2026FY-0.111--1,360
2027FY-0.595--1,515
2028FY-0.705--1,673
2029FY-0.915--1,852

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-09710340.5323.24370.16
2026Q4S2026-11-06710340.89323.24370.16
2026Q4S2026-11-03710340.8322.63370.16
2026Q4S2026-10-25600337.01322.63366.3
2026Q4S2026-10-19610337.01322.63366.3
2026Q4S2026-10-09611337.01322.63366.3
2026Q4S2026-09-16611336.86322.63366.3
2026Q4S2026-08-25621336.86322.63366.3
2026Q4S2026-08-22511337.04322.63366.3
2026Q4S2026-08-12512337.04322.63366.3
2026Q4S2026-08-11513336.69320.9366.3
2026Q4S2026-08-05513335.2320.9358.83
2026Q4S2026-07-21522335.72320.9358.83
2026Q4S2026-07-08523335.72320.9358.83

Estimate history

EPS, annual0.68-0.563-0.0710.0930.1010.3670.0616
Period202020212022202320242025TTM
EPS, quarterly0.0340.0130.0660.0930.1140.065-0.065-0.0160.078
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual499.548576.539829.4871011.7561232.9661456.3891378.22
Period202020212022202320242025TTM
Sales, quarterly322.911291.731319.593368.699379.994357.326311.83354.822354.242
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual14.94882.32783.20384.58990.032100.707120.569
Period202020212022202320242025MRQ
Shares, quarterly89.9890.03290.06590.716100.426100.707101.085101.805120.569
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY
Total Revenue1,378.221,456.391,232.971,011.76829.49576.54499.55
Losses, Claims & Reserves548.57285.39298.59220.66182.40122.0891.03
Selling, General and Administrative Incl. Other763.57990.92835.11756.32652.81507.07392.68
Operating Income before Interest Expense66.09180.0899.2634.78-5.72-52.6115.85
Interest Expense0.000.000.00----
Unusual Expense-0.000.0012.8218.32--
Net Income Before Taxes62.39139.1893.6844.77-23.64-54.6014.86
Income Taxes2.27-10.0415.3816.597.026.754.82
Consolidated Net Income60.12149.2278.3028.182.40-61.3510.04
Net Income From Continuing Operations14.8349.0217.0220.2332.08-46.3610.17
Net Income6.7138.688.9016.5532.08-46.3610.17
EPS (Recurring)0.060.370.100.08-0.03-0.560.68
EPS (Basic, Before Extraordinaries)0.060.410.100.190.39-0.560.68
EPS (Diluted)0.060.370.100.09-0.07-0.560.68
Non-Operating Income (Expense)-3.69-40.90-5.5822.822.03-1.99-0.99
Other After Tax Adjustments0.000.000.000.000.000.000.00
Stock Option Compensation Expense7.4014.9413.7114.019.58--
Price To Earnings Ratio275.00275.0074.52---39.65
Price To Sales Ratio1.053.200.692.623.412.02-
Operating Margin4.8012.368.053.44-0.69-9.133.17
Net Margin0.492.660.721.643.87-8.042.04
Shares Outstanding120.57100.7190.0384.5983.2082.3314.95
Market Capitalization2,043.372,043.37868.81659.79699.74171.19182.54
Operating Income after Interest Expense-180.0899.26----
Reserves Increase (Decrease)-0.000.000.000.000.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue354.24354.82311.83357.33379.99368.70319.59291.73
Losses, Claims & Reserves156.98173.66157.5160.4278.6375.2171.1372.08
Selling, General and Administrative Incl. Other154.98178.91174.34255.34267.05245.79222.74213.62
Operating Income before Interest Expense42.282.26-20.0241.5634.3247.7025.736.04
Interest Expense0.000.000.000.000.000.000.00-
Operating Income after Interest Expense42.282.26-20.0241.5634.3247.7025.73-
Unusual Expense----0.00--0.00
Net Income Before Taxes41.402.23-20.9439.7013.3453.3632.7813.90
Income Taxes5.13-5.81-8.1911.14-32.836.165.495.46
Consolidated Net Income36.278.04-12.7428.5646.1747.2027.298.44
Net Income From Continuing Operations10.210.28-4.498.8320.8510.978.373.10
Net Income8.38-1.67-6.526.5117.708.466.501.23
EPS (Recurring)0.08-0.02-0.060.060.110.090.070.01
EPS (Basic, Before Extraordinaries)0.08-0.02-0.060.060.180.090.070.01
EPS (Diluted)0.08-0.02-0.060.060.110.090.070.01
Non-Operating Income (Expense)-0.89-0.03-0.92-1.86-20.985.667.057.86
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-3.654.023.653.384.024.073.473.43
Price To Earnings Ratio275.0057.5831.2247.1158.6247.7683.5574.52
Price To Sales Ratio1.050.860.750.953.070.702.510.73
Operating Margin11.940.64-6.4211.639.0312.948.052.07
Net Margin2.37-0.47-2.091.824.662.302.030.42
Shares Outstanding120.57101.80101.09100.71100.4390.7290.0690.03
Market Capitalization2,043.371,213.481,064.241,350.881,094.94917.13813.97868.81

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY
Total Cash299.00232.84724.28539.19603.97299.08
Investments741.28599.840.000.000.000.00
Premium Balance Receivables - Insurance224.73186.10216.64160.85132.89107.17
Net Property, Plant & Equipment56.9162.6971.28107.6528.3625.82
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Deferred Tax Assets43.01-35.50-30.48-24.64-18.49-13.23
Other Intangible Assets707.10609.34576.02504.82276.64178.64
Total Assets2,072.031,690.821,557.731,287.881,023.38597.48
Insurance Policy Liabilities - Insurance654.31605.90515.78402.72284.55201.68
Total Debt232.57105.76187.64196.61135.5069.00
Long Term Debt223.59105.76181.14189.05126.4369.00
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities23.4918.07-14.54-11.79-7.98-5.73
Other Liabilities414.63352.93375.51332.97340.51215.21
Total Liabilities1,325.001,082.651,064.39920.51752.58480.16
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value86.6284.6682.840.000.000.00
Common Equity221.32150.3292.7059.25-323.78117.20
Total Shareholders Equity307.93234.99175.5459.25-323.78117.20
Accumulated Minority Interest439.09373.18317.81308.12594.580.12
Total Equity747.03608.17493.35367.37270.80117.32
Total Liabilities & Stockholders Equity2,072.031,690.821,557.731,287.881,023.38597.48
Book Value Per Share2.201.671.100.71-3.937.84
Tangible Book Value Per Share0.18-0.60-1.34-1.92-5.004.40
Full-Time Employees1,8911,7441,7321,8741,668-
Price to Book Ratio7.945.868.877.06-3.61-302,400.00
Return on Assets2.621.051.422.78-5.72-
Return on Equity18.068.2917.23---
Return on Invested Capital9.224.995.6712.92-5.46
Current Ratio1.371.102.242.002.531.83

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY
Funds from Operations85.18176.06152.6899.47-3.148.9526.72
Extraordinary Item0.000.000.000.000.000.000.00
Changes in Working Capital224.0742.9224.3445.4858.4733.3357.85
Cash from Operating Activities309.25218.99177.02144.9555.3342.2884.57
Capital Expenditures-29.60-24.54-21.34-26.40-44.38-43.37-38.26
Net Assets From Acquisitions-0.20-1.62-25.12-8.68-15.40-14.61-8.88
Sale of Fixed Assets and Businesses0.000.000.000.781.701.580.25
Purchase or Sale of Investments-49.58-125.04-567.10-3.10-25.27-11.060.00
Purchase of Investments-503.25-354.94-680.31-10.57-26.48-12.250.00
Sale Or Maturity of Investments453.67229.90113.227.471.221.180.00
Other Uses-146.06-74.71-65.77-24.94-6.840.00-0.26
Other Sources97.0040.7160.7710.480.370.050.00
Cash from Investing Activities-128.43-185.20-618.56-51.87-89.82-67.41-47.14
Cash Dividends Paid-5.60-5.60-5.600.000.00-4.06-4.00
Change in Capital Stock0.000.000.0080.690.000.000.00
Repurchase of Common Pref Stock0.000.000.000.000.000.000.00
Sale of Common Pref Stock0.000.000.0080.690.000.000.00
Proceedsfrom Stock Options0.000.000.0079.160.000.000.00
Issuance or Reduction of Debt, Net-70.0369.31-28.8010.45-28.1366.5043.90
Change in Long Term Debt-70.030.000.0021.70-28.1366.5043.90
Issuance of Long Term Debt-240.700.000.00161.5594.37110.0073.00
Reduction of Long Term Debt170.670.000.00-139.85-122.50-43.50-29.10
Net Financing Active Other Cash Flow16.65-33.78-12.520.00-1.65268.05-0.20
Other Financing Activities Uses-34.43-34.33-12.520.00-1.65-521.61-0.20
Cash from Financing Activities79.9829.93-46.9291.14-29.78330.4939.70
Exchange Rate Effect0.122.44-2.970.86-0.50-0.460.89
Net Change in Cash260.9266.16-491.43185.09-64.78304.8978.02
Free Cash Flow279.65194.45155.68118.5510.95-1.0946.31
Preferred Dividends (Cash Flow)--5.60-5.600.000.000.000.00
Price to Free Cash Flow5.2924.695.6922.39258.10--

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Total Cash593.56467.63366.73299.00332.65330.59
Investments715.82767.26731.66741.28673.92601.57
Net Property, Plant & Equipment49.2854.3655.6256.9142.2359.81
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Deferred Tax Assets86.3248.0240.0943.0145.27-
Other Intangible Assets639.14628.58685.78707.10799.57771.41
Total Assets2,226.412,098.591,984.192,072.032,151.952,040.58
Insurance Policy Liabilities - Insurance821.88790.08671.59654.31716.07669.55
Total Debt290.03262.73279.14232.57224.88201.06
Long Term Debt287.82258.31272.50223.59144.90194.29
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities0.310.245.7023.4924.1821.86
Other Liabilities361.98310.73293.72414.63472.03487.26
Total Liabilities1,474.191,363.781,250.141,325.001,437.161,379.72
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value86.8285.0088.6586.6284.7282.81
Common Equity257.26215.46218.68221.32211.65172.28
Total Shareholders Equity344.08300.45307.33307.93296.37255.10
Accumulated Minority Interest408.14434.35426.71439.09418.42405.75
Total Equity752.22734.81734.04747.03714.79660.85
Total Liabilities & Stockholders Equity2,226.412,098.591,984.192,072.032,151.952,040.58
Book Value Per Share2.132.122.162.202.111.90
Tangible Book Value Per Share0.440.120.150.180.09-0.32
Full-Time Employees---1,891--
Price to Book Ratio7.945.514.796.386.345.59
Return on Assets0.681.231.902.632.181.45
Return on Equity4.639.1712.9918.0616.4212.70
Return on Invested Capital1.620.05-0.771.664.722.44
Current Ratio2.241.881.811.371.251.48

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations47.573.66-9.4343.3825.6762.55
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital46.42166.2425.68-14.2866.50-8.67
Cash from Operating Activities93.99169.9016.2529.1092.1753.88
Capital Expenditures-7.61-8.24-7.71-6.04-6.95-6.16
Net Assets From Acquisitions-0.700.000.000.51-2.120.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments35.37-31.161.92-55.70-67.73-10.99
Purchase of Investments-102.47-78.44-201.02-121.32-134.82-59.41
Sale Or Maturity of Investments137.8447.27202.9465.6267.0948.42
Other Uses-27.67-44.62-48.15-25.62-22.33-16.65
Other Sources17.2841.2514.0124.468.166.44
Cash from Investing Activities16.66-42.78-39.92-62.39-90.97-27.36
Cash Dividends Paid0.00-5.600.000.000.00-5.60
Preferred Dividends (Cash Flow)0.00-5.600.000.000.00-5.60
Change in Capital Stock0.000.000.000.000.000.00
Repurchase of Common Pref Stock0.000.000.000.000.000.00
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net30.64-12.7351.75-70.032.1828.66
Change in Long Term Debt0.000.000.00-70.032.1828.66
Issuance of Long Term Debt0.000.000.00-240.7048.3632.27
Reduction of Long Term Debt0.000.000.00170.67-46.18-3.61
Net Financing Active Other Cash Flow-15.51-7.3739.290.23-1.25-7.82
Other Financing Activities Uses-15.51-7.68-11.21-0.03-1.25-8.11
Cash from Financing Activities15.13-25.7091.04-0.480.9315.24
Exchange Rate Effect0.15-0.520.370.13-0.072.52
Net Change in Cash125.93100.9067.73-33.652.0644.28
Free Cash Flow86.38161.668.5423.0785.2247.72
Price to Free Cash Flow5.294.456.697.1626.446.79

Revenue breakdown

Commission And Fee2024: 381.30M
Consolidation, Policy2024: -125.00K
Contingent Commission2024: 41.94M
Intelligent program and services2024: 21.61M
Marketplace2024: 46.36M
Membership2024: 57.55M
Total Insurance Agents, Brokers & Service revenue2025: 677.63M
Non-US2024: 35.97M 2025: 61.11M
United States2024: 512.66M 2025: 616.53M
Insurance2024: 502.17M 2025: 568.75M
Marketplace2024: 46.47M 2025: 108.88M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-301.22%1.4M116.9M389.14K
2026-10-151.54%1.5M98.9M354.60K
2026-09-301.74%1.7M99.1M314.06K
2026-09-151.17%1.2M99.1M279.88K
2026-08-310.90%0.9M99.0M152.39K
2026-08-140.98%1.0M99.0M161.18K
2026-07-311.12%1.1M99.0M158.07K
2026-07-151.19%1.2M98.7M160.32K
2026-06-301.17%1.2M98.7M167.75K
2026-06-151.26%1.2M98.9M170.66K
2026-05-291.08%1.1M98.8M179.69K
2026-05-150.97%0.9M97.9M170.24K
2026-04-300.82%0.8M97.2M154.73K
2026-04-150.81%0.8M97.0M161.71K
2026-03-310.50%0.5M97.2M146.70K
2026-03-130.42%0.4M97.2M132.59K
2026-02-270.38%0.4M97.2M109.00K
2026-02-130.37%0.4M96.7M113.43K
2026-01-300.33%0.3M96.7M129.08K
2026-01-150.33%0.3M96.7M123.69K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.5012.3015.400.0020.2400.000.000.993-0.0170.001
call5.0010.1012.900.0010.9980.000.000.988-0.0180.001
call7.507.8010.400.007.5860.000.000.982-0.0170.001
call10.005.307.906.955.4420.000.000.972-0.0160.002
call12.503.503.904.401.69356.000.000.954-0.0150.002
call15.000.951.851.201.2963191000.695-0.0520.009
call17.500.000.650.931.0277.000.000.318-0.0510.009
call20.000.000.500.001.6490.000.000.234-0.0720.008
call22.500.000.500.002.1240.000.000.197-0.0830.007
call25.000.000.500.002.5150.000.000.175-0.0920.006
put2.500.000.050.00-0.000.00---
put5.000.000.500.103.84510.000.00-0.012-0.0170.001
put7.500.000.500.002.5960.000.00-0.018-0.0170.001
put10.000.000.100.151.71020.000.00-0.028-0.0150.002
put12.500.001.750.001.0020.000.00-0.046-0.0140.002
put15.000.000.500.000.9750.000.00-0.305-0.0500.009
put17.501.101.601.400.62157.0040.00-0.649-0.0590.009
put20.003.204.600.001.8630.000.00-0.766-0.0700.008
put22.505.607.200.002.4900.000.00-0.803-0.0810.007
put25.008.109.700.002.9070.000.00-0.825-0.0890.006

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-10424B7SEC
2026-11-108-KCurrent report2026-11-10SEC
2026-11-0310-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-038-KCurrent report2026-11-03SEC
2026-10-06SCHEDULE 13G/ASEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-02SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-09-254Statement of changes in beneficial ownership of securities2026-09-24SEC
2026-09-14SCHEDULE 13D/ASEC
2026-09-144Statement of changes in beneficial ownership of securities2026-09-11SEC
2026-09-118-KCurrent report2026-09-09SEC
2026-09-114Statement of changes in beneficial ownership of securities2026-09-09SEC
2026-09-11SCHEDULE 13D/ASEC
2026-09-10424B7SEC
2026-09-09424B7SEC
2026-09-098-KCurrent report2026-09-09SEC
2026-08-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-058-KCurrent report2026-08-05SEC
2026-07-178-KCurrent report2026-07-15SEC
2026-07-064Statement of changes in beneficial ownership of securities2026-07-02SEC
2026-07-02144Filing for proposed sale of securities under Rule 144.SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-01144Filing for proposed sale of securities under Rule 144.SEC
2026-06-30144Filing for proposed sale of securities under Rule 144.SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-0900122.03M2
2026-080000
2026-0700152.36K2
2026-060010.87K1
2026-0599.37K100
2026-040060.90K1
2026-03198.80K200
2026-020000
2026-01004.47M7
2025-12001.28M1
2025-110000

Institutional holders

Manager% owned
STATE FARM MUTUAL AUTOMOBILE INSURANCE CO50.88%
Neuberger Berman Group LLC9.36%
T. Rowe Price Investment Management, Inc.5.98%
Polar Capital Holdings Plc5.89%
MARKEL GROUP INC.3.04%
VANGUARD CAPITAL MANAGEMENT LLC1.89%
Greenhaven Road Investment Management, L.P.1.83%
Pembroke Management, LTD1.72%
VANGUARD PORTFOLIO MANAGEMENT LLC1.62%
Lincoln Capital LLC1.32%

Funds

Fund% owned
Neuberger Genesis Fund5.07%
VANGUARD TOTAL STOCK MARKET INDEX FUND1.42%
T. Rowe Price Small-Cap Value Fund, Inc.1.41%
T. Rowe Price Small-Cap Stock Fund, Inc.1.30%
VANGUARD SMALL-CAP INDEX FUND1.03%
T. Rowe Price Institutional Small-Cap Stock Fund0.68%
VANGUARD SMALL-CAP GROWTH INDEX FUND0.59%
Neuberger Berman Genesis Portfolio0.52%
ROYCE SMALL-CAP TRUST, INC.0.48%
VANGUARD EXTENDED MARKET INDEX FUND0.42%

OakChart. HGTY. Cached 15 minutes.