OakChart

HBT Financial Inc

HBTFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 3:59 PM ET

37.24-0.29 (-0.77%)
2026-11-12 00:14 CET
Market cap
1,364.80 USD m
Revenue, TTM
- USD m
Net income, TTM
89.37 USD m
Free cash flow, TTM
93.43 USD m
EPS diluted, TTM
2.56
P/E
14.55
Compare

Price

HBT against its 20, 50 and 200-day averages
2050200beat
30.0035.00555K1.1MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26HBTclose 37.2420-day 36.6050-day 36.19200-day 31.6037.2452w high

4.0% under the 52-week high of 38.79 on 5 Nov 2026. 52-week low 22.37 on 18 Nov 2025. Last 15 sessions, 9.8% high to low

Volume 0.79× normal · the line is the 50-bar volume average

Profile

HBT
52-week range, 91% of the way up
22.3738.79

HBT Financial, Inc. is a bank holding company, which provides business, commercial and retail banking products and services to consumers, businesses, and municipal entities. The company was founded in 1920 and is headquartered in Bloomington, IL.

IndexRUT
Employees826
IPOOct 11, 2019
Beta0.42
ATR, 14d0.91
Rel volume0.79
Short float6.75%
Insider own53.29%
Inst own25.38%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap1.35B
Enterprise Value-
Income89.37M
Sales362.16M
Book/sh20.74
Cash/sh-
Dividend Est.0.95 (2.55%)
Dividend TTM0.96 (2.58%)
Dividend Ex-DateNov 09, 2026
Dividend Gr. 3/5Y9.49% 6.96%
Payout34.48%
Employees826
IPOOct 11, 2019

Ratios

P/E14.55
Forward P/E10.44
PEG0.72
P/S3.74
P/B1.80
P/C-
P/FCF14.49
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.05
Debt/Eq0.20
LT Debt/Eq0.20
Option/ShortYes / Yes

Earnings

EPS (ttm)2.56
EPS next Y3.57
EPS next Q0.82
EPS this Y24.91%
EPS next Y13.31%
EPS next 5Y14.55%
EPS past 3/5Y7.70% 12.72%
Sales past 3/5Y16.07% 13.11%
EPS Y/Y TTM3.39%
Sales Y/Y TTM23.16%
EPS Q/Q37.49%
Sales Q/Q41.43%
EarningsOct 26 BMO
EPS/Sales Surpr.9.41% 2.04%

Ownership

Insider Own53.29%
Insider Trans0.00%
Inst Own25.38%
Inst Trans14.76%
ROA1.52%
ROE13.21%
ROIC9.89%
Gross Margin-
Oper. Margin33.46%
Profit Margin24.68%
SMA201.76%
SMA502.89%
SMA20017.84%
Trades-

Technical

Shs Outstand36.37M
Shs Float16.99M
Short Float6.75%
Short Ratio8.98
Short Interest1.15M
52W High38.79 -4.00%
52W Low22.37 66.48%
Volatility3.05% 2.49%
ATR (14)0.91
RSI (14)55.87
Beta0.42
Rel Volume0.79
Avg Volume127.75K
Volume101,208

Performance

Perf Week-1.51%
Perf Month5.44%
Perf Quarter0.05%
Perf Half Y37.42%
Perf YTD44.06%
Perf Year55.62%
Perf 3Y102.28%
Perf 5Y98.09%
Perf 10Y-
Recom2.00
Target Price42.00
Prev Close37.53
Price37.24
Change %-0.77%

Analyst ratings

latest 9 of 9
DateActionAnalystRating changeTargetImplied
Aug 12, 2026ReiteratedHHovde GroupOutperform$40 → $44+18.2%
Jan 07, 2026UpgradeRRaymond JamesMkt Perform → Outperform$30-19.4%
Oct 07, 2025DowngradeRRaymond JamesOutperform → Mkt Perform
May 06, 2025UpgradeHHovde GroupMarket Perform → Outperform$28-24.8%
Mar 27, 2025InitiatedHHovde GroupMarket Perform$24.50-34.2%
Sep 25, 2024DowngradeDDA DavidsonBuy → Neutral$26 → $24-35.6%
May 10, 2024UpgradeRRaymond JamesMkt Perform → Outperform$23-38.2%
Jul 01, 2022DowngradeJJP MorganNeutral → Underweight$20 → $19-49.0%
Feb 01, 2021DowngradeRRaymond JamesOutperform → Mkt Perform

Peers

Mkt cap
TickerCompanyMkt cap
FMBHFirst Mid Bancshares Inc1.36B
BUSEFirst Busey Corp2.32B
MSBIMidland States Bancorp Inc667.55M
OSBCOld Second Bancorporation Inc1.24B
BYByline Bancorp Inc1.74B
QCRHQCR Holding Inc1.69B
THFFFirst Financial Corp916.98M
FRMEFirst Merchants Corp2.57B
LKFNLakeland Financial Corp1.53B
GABCGerman American Bancorp Inc1.88B

Insider trading

8 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
DRAKE FRED LExecutive ChairmanApr 28 '26Sale28.9315,742455,41645,815Apr 30 04:36 PM
HORVATH LAWRENCE JEVP & Chief Lending OfficerMar 16 '26Sale26.605,000133,00058,609Mar 17 04:45 PM
BUSCH PATRICK FDirectorMar 16 '26Sale26.4815,000397,200174,544Mar 17 04:44 PM
Patrick F BuschDirectorMar 16 '26Proposed Sale26.1715,000392,550Mar 16 01:25 PM
HORVATH LAWRENCE JDirectorMar 13 '26Proposed Sale26.325,000131,600Mar 13 09:22 AM
DRAKE FRED LExecutive ChairmanFeb 20 '26Sale28.602,25864,57961,557Feb 23 04:16 PM
DRAKE FRED LExecutive ChairmanFeb 18 '26Sale28.742,00057,48063,815Feb 20 04:07 PM
DRAKE FRED LOfficerFeb 18 '26Proposed Sale28.4920,000569,800Feb 19 05:04 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
DFMCU.S. Micro Cap Portfolio ETF Class SharesAUM: 212.10M
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-260.8600.7860.86084.5682.875
2026Q22026-07-270.7800.7340.76480.9080.365
2026Q12026-04-270.6800.6200.33667.3366.755
2025Q42026-01-260.6400.6390.60060.4461.005
2025Q32025-10-200.6500.6210.62659.8460.315
2025Q22025-07-210.6300.6020.60958.8059.435
2025Q12025-04-210.6100.5650.60258.0157.315
2024Q42025-01-220.6200.5790.63959.0357.494
2024Q32024-10-210.6100.5750.57456.4457.164
2024Q22024-07-220.5700.5560.57156.6457.015
2024Q12024-04-220.5700.5640.48052.3156.725
2023Q42024-01-240.6000.5930.57956.2958.095
2023Q32023-10-230.6300.5840.61657.7758.805
2023Q22023-07-240.5800.5970.57658.7959.115
2023Q12023-04-260.6400.5610.29654.2757.245
2022Q42023-01-250.6200.5720.59450.0748.425

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2019FY3.4303.0603.328166.55167.22
2020FY1.4401.3401.339166.55153.86
2021FY2.0401.9742.021159.73159.12
2022FY2.0702.0421.950180.59179.41
2023FY2.4602.3082.073227.12231.71
2024FY2.3702.2812.264224.42227.72
2025FY2.5202.5012.440237.09239.41
2026FY-3.148--318.47
2027FY-3.567--398.12
2028FY-3.788--422.26

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2651084.1783.1084.90
2026Q4S2026-10-2550083.6282.2084.50
2026Q4S2026-10-1050183.6282.2084.50
2026Q4S2026-08-1152183.6282.2084.50
2026Q4S2026-08-1053083.8382.2084.75
2026Q4S2026-08-0753083.8382.2284.75
2026Q4S2026-07-2753083.8382.2084.75
2026Q4S2026-07-1151082.5880.7083.80
2026Q4S2026-07-0751482.5880.7083.80
2026Q4S2026-04-2750482.4180.7083.80
2026Q4S2026-04-1151083.6181.8085.20
2026Q4S2026-04-0753083.6181.8085.20
2026Q4S2026-04-0153083.6881.8085.20
2026Q4S2026-03-1252083.5481.1085.20

Estimate history

EPS, annual2.0352.3143.3281.3392.0211.952.0732.2642.4362.5603
Period201720182019202020212022202320242025TTM
EPS, quarterly0.5740.6390.6020.6090.6260.60.3360.7640.86
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual163.904166.678176.519158.701165.639187.892264.634287.221293.798362.16
Period201720182019202020212022202320242025TTM
Sales, quarterly72.66774.4872.43172.96974.1974.20882.835100.193104.927
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual27.57327.57327.45727.45728.98628.75331.69631.55931.43236.366
Period201720182019202020212022202320242025MRQ
Shares, quarterly31.55931.55931.63131.49531.45631.43236.38136.36636.366
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income315.48255.78251.70229.00153.05128.22124.06143.74137.43
Total Interest Expense69.1756.8962.8537.937.185.826.469.947.99
Net Interest Income246.31198.90188.85191.07145.87122.40117.61133.80129.44
Loan Loss Provision1.423.163.037.57-0.71-8.0810.533.405.70
Net Interest Income After Loan Loss Provision244.88195.73185.82183.50146.58130.48107.07130.40123.75
Non-Interest Income46.6938.0135.5235.6334.8437.4234.6432.7829.25
Non-Interest Expense170.38128.85123.96130.55105.2391.3392.1491.5690.32
Operating Income121.19104.9097.3888.5876.1976.5649.5771.6262.67
Unusual Expense0.000.390.000.000.000.000.000.00-1.21
Net Income Before Taxes121.19104.5197.3888.5876.1976.5649.5772.1264.67
Income Taxes31.8227.5025.6022.7419.7320.2912.735.260.87
Consolidated Net Income89.3777.0171.7865.8156.3956.1736.7566.8663.80
Net Income From Continuing Operations89.3777.0171.7865.8156.3956.1736.7566.8663.80
Net Income89.3777.0171.7865.8156.3956.1736.7566.8663.80
EPS (Recurring)2.452.442.262.071.952.021.343.332.28
EPS (Basic, Before Extraordinaries)2.572.442.272.081.952.021.343.332.31
EPS (Diluted)2.562.442.262.071.952.021.343.332.31
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.500.79
Other After Tax Adjustments0.000.000.00-0.04-0.07-0.10-0.090.000.00
Stock Option Compensation Expense1.611.531.381.541.540.560.260.270.39
Price To Earnings Ratio14.6614.669.9410.149.989.2611.327.738.32
Price To Sales Ratio3.562.782.422.533.013.142.622.16-
Operating Margin33.4635.7033.9133.4740.5546.2231.2440.5837.60
Net Margin24.6826.2124.9924.8730.0133.9123.1637.8838.28
Shares Outstanding36.3731.4331.5631.7028.7528.9927.4627.4627.57
Market Capitalization1,364.801,364.80691.15669.40562.69544.20415.98521.41519.77

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income90.6688.5871.8464.3964.3463.9263.1462.80
Total Interest Expense20.3419.5315.4513.8514.3514.2614.4315.40
Net Interest Income70.3269.0656.3950.5449.9949.6648.7147.40
Loan Loss Provision-0.560.68-0.161.460.600.530.580.72
Net Interest Income After Loan Loss Provision70.8868.3856.5449.0849.3949.1348.1346.68
Non-Interest Income14.2711.6111.009.829.859.059.2911.68
Non-Interest Expense42.6942.2252.4932.9832.1231.8231.9230.96
Operating Income42.4637.7715.0525.9127.1226.3625.5027.40
Unusual Expense0.000.000.000.000.390.000.000.00
Net Income Before Taxes42.4637.7715.0525.9126.7326.3625.5027.40
Income Taxes11.069.933.856.986.977.136.437.13
Consolidated Net Income31.3927.8411.2018.9419.7719.2319.0720.27
Net Income From Continuing Operations31.3927.8411.2018.9419.7719.2319.0720.27
Net Income31.3927.8411.2018.9419.7719.2319.0720.27
EPS (Recurring)0.860.760.340.600.630.610.600.64
EPS (Basic, Before Extraordinaries)0.860.770.340.600.630.610.600.64
EPS (Diluted)0.860.760.340.600.630.610.600.64
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.420.380.380.440.410.360.330.38
Price To Earnings Ratio14.6614.7410.9710.4410.4010.579.909.94
Price To Sales Ratio3.563.522.922.782.712.722.432.42
Operating Margin40.4637.7018.1734.9236.5636.1235.2136.79
Net Margin29.9227.7913.5225.5226.6426.3526.3427.22
Shares Outstanding36.3736.3736.3831.4331.4631.5031.6331.56
Market Capitalization1,364.801,163.83986.82812.51793.68794.00707.25691.15

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks24.4229.5526.2618.9723.3924.9122.1121.3439.12
Investments1,384.861,324.221,418.301,500.881,686.471,316.22962.98975.801,041.58
Net Loans3,414.523,424.103,364.372,594.922,475.752,215.172,141.532,123.752,096.18
Investment in Unconsolidated Affiliates1.611.611.611.171.171.171.171.171.17
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets1.130.680.853.274.734.295.2210.3118.86
Net Property, Plant & Equipment73.6466.7665.1550.4752.4852.9053.9954.7456.31
Interest Receivables23.7824.7724.5319.5114.9014.2613.9515.3014.75
Deferred Tax Assets----12.1315.0315.41--
Other Intangible Assets147.43161.21172.1097.5652.0037.6640.7647.1644.90
Total Assets5,071.395,032.905,073.174,286.734,323.023,681.603,257.113,249.573,312.88
Total Deposits4,359.264,318.254,401.443,587.023,738.183,130.532,776.862,795.972,855.68
Total Debt65.21134.60147.33280.26138.29122.6282.0283.71104.29
Long Term Debt65.21105.63104.89237.1877.0376.8937.5837.5237.45
Provision for Risks Charges4.103.103.800.000.000.0012.790.009.36
Deferred Tax Liabilities----8.7715.4112.01--
Other Liabilities27.3232.3431.1145.8225.9049.1240.5229.4919.63
Total Liabilities4,455.894,488.304,583.673,913.103,911.143,317.682,924.192,909.172,988.96
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity615.50544.61489.50373.63411.88363.92332.92340.40323.92
Total Shareholders Equity615.50544.61489.50373.63411.88363.92332.92340.40323.92
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity615.50544.61489.50373.63411.88363.92332.92340.40323.92
Total Liabilities & Stockholders Equity5,071.395,032.905,073.174,286.734,323.023,681.603,257.113,249.573,312.88
Book Value Per Share19.5817.2615.4412.9914.2113.2512.1212.3511.75
Tangible Book Value Per Share17.2014.8012.9011.9413.1312.2911.1211.2910.64
Tier 1 Capital620.63573.20527.96451.83416.07356.41334.69351.96-
Tier 2 Capital43.2479.3675.2764.7363.2569.8722.3020.51-
Full-Time Employees826844844711728747747--
Price to Book Ratio1.811.291.471.571.321.141.571.50-
Return on Assets1.521.421.411.311.401.062.061.96-
Return on Equity13.2813.8815.2514.3614.4810.5519.8618.74-
Return on Invested Capital11.3111.0411.079.2311.498.3418.0516.8815.53
Current Ratio0.040.040.040.050.150.140.130.070.10

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations97.7484.1982.2584.1057.0943.3545.3269.4174.75
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital5.90-0.924.78-19.719.70-15.87-12.7118.330.31
Cash from Operating Activities103.6383.2787.0364.3966.8027.4832.6087.7375.06
Capital Expenditures-10.20-10.25-5.51-3.13-1.05-1.03-1.86-2.11-1.66
Net Assets From Acquisitions0.000.000.00-14.450.00-4.770.000.000.00
Sale of Fixed Assets and Businesses15.750.400.000.571.370.020.001.330.01
Purchase or Sale of Investments96.97-42.4591.62288.96-217.04-294.54-298.49133.7795.61
Purchase of Investments-416.01-234.33-105.34-3.04-371.68-513.84-523.57-73.16-191.79
Sale Or Maturity of Investments512.98191.88196.97292.00154.64219.30225.08206.93287.40
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.830.000.000.000.000.000.00
Cash from Investing Activities28.05-37.8434.69134.10-329.33-333.99-381.80116.7070.02
Cash Dividends Paid-31.46-26.61-24.18-21.87-18.58-16.75-16.52-224.96-42.62
Change in Capital Stock-16.75-4.50-4.42-8.91-4.78-4.910.00138.49-0.91
Repurchase of Common Pref Stock-16.75-4.50-4.42-8.91-4.78-4.910.000.00-0.91
Sale of Common Pref Stock0.000.000.000.000.000.000.00138.490.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.00138.490.00
Issuance or Reduction of Debt, Net-18.35-70.06-13.27-234.83-18.18-1.0840.51-1.76-20.64
Change in Long Term Debt0.000.000.000.000.000.0039.210.00-29.00
Issuance of Long Term Debt0.000.000.000.000.000.0039.210.000.00
Reduction of Long Term Debt0.000.000.000.000.000.000.000.00-29.00
Net Financing Active Other Cash Flow-0.64-0.69-0.33-0.18-0.060.000.000.000.00
Other Financing Activities Uses-0.64-0.69-0.33-0.18-0.060.00-0.000.00
Cash from Financing Activities-160.55-60.85-125.28-171.40-32.57403.33377.68-107.34-123.89
Net Change in Cash-28.87-15.42-3.5627.09-295.1196.8228.4897.0921.20
Free Cash Flow93.4373.0281.5261.2665.7526.4530.7485.6273.40
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow20.8317.6112.1117.0112.0053.6629.25--
Federal Home Loan Advances Increase (Decrease)-0.112.073.63-5.230.56-0.070.290.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks28.8628.6337.3724.4221.7725.56
Investments1,603.511,655.451,752.401,384.861,409.141,442.00
Net Loans4,722.274,691.854,626.483,414.523,358.133,306.55
Investment in Unconsolidated Affiliates1.611.611.611.611.611.61
Net Property, Plant & Equipment91.6191.4290.9773.6469.9768.52
Interest Receivables39.4335.0835.3123.7823.5720.62
Other Intangible Assets231.11222.49228.09147.43149.83152.49
Total Assets6,719.336,727.656,773.725,071.395,035.035,018.40
Total Deposits5,752.435,757.995,803.454,359.264,347.194,306.53
Total Debt149.21149.33154.3165.2160.16100.27
Long Term Debt149.21149.33149.2665.2160.1699.71
Provision for Risks Charges6.606.600.264.103.303.10
Other Liabilities56.9949.0068.3127.3225.2527.60
Total Liabilities5,965.245,962.916,026.324,455.894,435.904,437.50
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity754.09764.73747.40615.50599.13580.90
Total Shareholders Equity754.09764.73747.40615.50599.13580.90
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity754.09764.73747.40615.50599.13580.90
Total Liabilities & Stockholders Equity6,719.336,727.656,773.725,071.395,035.035,018.40
Book Value Per Share20.7421.0320.5419.5819.0518.44
Tangible Book Value Per Share17.3417.6017.0317.2016.6416.02
Tier 1 Capital756.56732.70710.03620.63607.96594.83
Tier 2 Capital141.49140.53-43.2442.6281.61
Full-Time Employees---826--
Price to Book Ratio1.811.561.361.361.371.41
Return on Assets1.521.321.171.521.561.53
Return on Equity13.2111.5610.5313.2813.7814.08
Return on Invested Capital3.483.051.252.783.002.83
Current Ratio0.050.050.070.040.060.06

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations30.7326.8219.2820.9021.1820.99
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital3.80-9.619.242.46-5.28-8.30
Cash from Operating Activities34.5417.2228.5223.3615.9012.69
Capital Expenditures-1.34-1.55-2.72-4.59-2.27-2.11
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.6515.040.060.150.00
Purchase or Sale of Investments2.61-50.33150.96-6.272.83-51.36
Purchase of Investments-54.95-90.96-202.71-67.39-41.33-101.25
Sale Or Maturity of Investments57.5640.63353.6761.1244.1649.89
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-26.06-113.88234.06-66.07-48.9461.22
Cash Dividends Paid-9.14-8.41-7.27-6.64-6.65-6.65
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.00-0.43-15.73-0.59-1.01-2.90
Repurchase of Common Pref Stock0.00-0.43-15.73-0.59-1.01-2.90
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-0.18-5.05-1.155.00-40.56-2.14
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.00-0.640.000.000.00
Other Financing Activities Uses0.000.00-0.640.000.000.00
Cash from Financing Activities-14.46-58.74-97.209.85-7.57-89.75
Net Change in Cash-5.99-155.40165.38-32.86-40.61-15.85
Free Cash Flow33.2015.6725.8018.7713.6310.58
Price to Free Cash Flow20.8325.9921.4117.5818.8814.38

Revenue breakdown

State Commercial Banks2024: 224.42M 2025: 237.09M
United States2024: 224.42M 2025: 237.09M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-306.75%1.1M17.0M129.39K
2026-10-156.20%1.1M17.0M134.55K
2026-09-306.82%1.2M17.0M133.81K
2026-09-155.95%1.0M17.0M164.55K
2026-08-315.73%1.0M17.0M167.00K
2026-08-145.40%0.9M17.0M162.98K
2026-07-314.42%0.8M17.0M154.48K
2026-07-153.34%0.6M17.0M139.56K
2026-06-303.17%0.5M17.0M128.06K
2026-06-151.43%0.2M17.0M84.42K
2026-05-291.07%0.2M17.0M82.12K
2026-05-150.98%0.2M17.0M73.76K
2026-04-300.83%0.1M17.3M65.47K
2026-04-150.86%0.2M17.5M59.30K
2026-03-311.02%0.1M14.5M51.63K
2026-03-131.15%0.2M14.5M45.89K
2026-02-271.19%0.1M12.3M31.32K
2026-02-131.30%0.2M12.3M33.72K
2026-01-301.11%0.1M12.3M33.81K
2026-01-151.04%0.1M12.3M33.90K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call20.0016.0020.000.005.2800.000.000.967-0.0560.004
call22.5013.5017.500.004.5470.000.000.961-0.0540.005
call25.0011.0015.000.003.8940.000.000.953-0.0520.006
call30.005.109.900.002.6860.000.000.834-0.1350.014
call35.000.204.902.561.6412.001.000.676-0.1270.021
call40.000.000.200.060.3567531.000.187-0.0440.016
call45.000.000.950.000.7410.000.000.057-0.0280.007
call50.000.000.950.001.0500.000.000.043-0.0310.005
call55.000.002.000.001.3130.000.000.036-0.0340.005
put20.000.000.950.002.4000.000.00-0.032-0.0560.004
put22.500.000.950.002.0050.000.00-0.038-0.0540.005
put25.000.004.600.001.6480.000.00-0.046-0.0520.006
put30.000.000.950.351.6502.000.00-0.166-0.1340.014
put35.000.001.150.000.9320.000.00-0.323-0.1260.021
put40.001.204.900.001.4030.000.00-0.812-0.0420.016
put45.006.409.000.001.5750.000.00-0.942-0.0250.007
put50.0010.5014.000.002.0220.000.00-0.957-0.0280.005
put55.0015.5019.000.002.3940.000.00-0.964-0.0300.005

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-028-KCurrent report2026-10-29SEC
2026-10-288-KCurrent report2026-10-27SEC
2026-10-26425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-10-26425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-10-268-KCurrent report2026-10-26SEC
2026-09-18424B3SEC
2026-09-16EFFECTEffectiveness filing by commission orderSEC
2026-09-14S-4/ASEC
2026-08-31S-4Registration statement for securities to be issued in business combination transactionsSEC
2026-08-194Statement of changes in beneficial ownership of securities2026-08-18SEC
2026-08-10425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-08-108-KCurrent report2026-08-10SEC
2026-08-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-06EFFECTEffectiveness filing by commission orderSEC
2026-08-06424B3SEC
2026-08-04S-4/ASEC
2026-07-278-KCurrent report2026-07-24SEC
2026-06-12S-4/ASEC
2026-06-013Initial statement of beneficial ownership of securities2026-06-01SEC
2026-05-27S-4Registration statement for securities to be issued in business combination transactionsSEC
2026-05-218-KCurrent report2026-05-19SEC
2026-05-18EFFECTEffectiveness filing by commission orderSEC
2026-05-14CORRESPSEC
2026-05-13S-3/ASEC
2026-05-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-05-014Statement of changes in beneficial ownership of securities2026-04-30SEC
2026-04-304Statement of changes in beneficial ownership of securities2026-04-28SEC
2026-04-298-KCurrent report2026-04-28SEC
2026-04-298-K/A2026-03-01SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-0400455.42K1
2026-0300530.20K2
2026-0200122.06K2
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.5.44%
VANGUARD CAPITAL MANAGEMENT LLC2.00%
DIMENSIONAL FUND ADVISORS LP1.66%
MANUFACTURERS LIFE INSURANCE COMPANY, THE1.35%
ADAGE CAPITAL PARTNERS GP, L.L.C.1.30%
GEODE CAPITAL MANAGEMENT, LLC1.14%
STATE STREET CORP1.09%
AMERICAN CENTURY COMPANIES INC0.96%
LPL Financial LLC0.96%
WELLINGTON MANAGEMENT GROUP LLP0.82%

Funds

Fund% owned
Thompson Bond Fund11.00%
Performance Trust Total Return Bond Fund11.00%
Performance Trust Multisector Bond Fund2.75%
VANGUARD TOTAL STOCK MARKET INDEX FUND1.43%
iShares Russell 2000 ETF1.23%
Allspring Small Company Value Portfolio0.63%
VANGUARD EXTENDED MARKET INDEX FUND0.53%
Avantis U.S. Small Cap Value ETF0.51%
Fidelity Small Cap Index Fund0.49%
BlackRock Advantage Small Cap Core Fund0.48%

OakChart. HBT. Cached 15 minutes.