OakChart

FVCBankcorp Inc

FVCBFinancial·Banks - Regional·USA·Micro·NASD·Nov 11 • 12:04 PM ET

16.28-0.04 (-0.25%)
2026-11-11 18:05 CET
Market cap
294.32 USD m
Revenue, TTM
- USD m
Net income, TTM
26.90 USD m
Free cash flow, TTM
29.89 USD m
EPS diluted, TTM
1.48
P/E
10.98
Compare

Price

FVCB against its 20, 50 and 200-day averages
2050200beatmiss
14.0016.0018.00287K574KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26FVCBclose 16.2820-day 17.0050-day 17.56200-day 16.7016.2852w high

14.8% under the 52-week high of 19.11 on 4 Aug 2026. 52-week low 12.13 on 17 Nov 2025. Last 15 sessions, 14.8% high to low

Profile

FVCB
52-week range, 59% of the way up
12.1319.11

FVCBankcorp, Inc. operates as a bank holding company, which engages in the provision of commercial banking services. It provides a variety of lending products to small and medium-sized businesses, including commercial real estate loans, commercial construction loans, commercial loans for a variety of business purposes such as for working capital, equipment purchases, lines of credit, and government contract financing, small business administrations, asset based lending and accounts receivable financing, home equity loans, or home equity lines of credit, and consumer loans for constructive purposes. The company was founded in November 2007 and is headquartered in Fairfax, VA.

IndexRUT
Employees119
IPONov 07, 2013
Beta0.34
ATR, 14d0.49
Rel volume0.40
Short float1.71%
Insider own16.98%
Inst own51.71%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap293.60M
Enterprise Value-
Income26.90M
Sales125.70M
Book/sh14.89
Cash/sh-
Dividend Est.-
Dividend TTM0.27 (1.66%)
Dividend Ex-DateOct 26, 2026
Dividend Gr. 3/5Y- -
Payout9.93%
Employees119
IPONov 07, 2013

Ratios

P/E10.98
Forward P/E10.18
PEG0.81
P/S2.34
P/B1.09
P/C-
P/FCF9.82
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.47
Debt/Eq0.11
LT Debt/Eq0.11
Option/ShortYes / Yes

Earnings

EPS (ttm)1.48
EPS next Y1.60
EPS next Q0.37
EPS this Y26.67%
EPS next Y5.26%
EPS next 5Y12.53%
EPS past 3/5Y3.76% 6.60%
Sales past 3/5Y13.46% 11.76%
EPS Y/Y TTM27.37%
Sales Y/Y TTM4.48%
EPS Q/Q19.39%
Sales Q/Q0.83%
EarningsOct 22 AMC
EPS/Sales Surpr.-5.13% -9.07%

Ownership

Insider Own16.98%
Insider Trans-0.31%
Inst Own51.71%
Inst Trans4.92%
ROA1.16%
ROE10.38%
ROIC9.02%
Gross Margin-
Oper. Margin26.91%
Profit Margin21.40%
SMA20-4.23%
SMA50-7.31%
SMA200-2.53%
Trades-

Technical

Shs Outstand18.03M
Shs Float14.97M
Short Float1.71%
Short Ratio3.44
Short Interest0.26M
52W High19.11 -14.81%
52W Low12.13 34.21%
Volatility3.62% 3.09%
ATR (14)0.49
RSI (14)30.73
Beta0.34
Rel Volume0.40
Avg Volume74.25K
Volume12,801

Performance

Perf Week-3.27%
Perf Month-6.92%
Perf Quarter-13.54%
Perf Half Y5.92%
Perf YTD17.04%
Perf Year31.50%
Perf 3Y48.00%
Perf 5Y-0.10%
Perf 10Y52.78%
Recom2.00
Target Price19.38
Prev Close16.32
Price16.28
Change %-0.25%

Analyst ratings

latest 8 of 8
DateActionAnalystRating changeTargetImplied
Jul 09, 2025ResumedPPiper SandlerOverweight$16-1.7%
Dec 05, 2022ResumedPPiper SandlerOverweight$22+35.1%
Jul 07, 2022DowngradeRRaymond JamesStrong Buy → Outperform$25 → $22+35.1%
Jun 02, 2022DowngradeJJanneyBuy → Neutral
Feb 01, 2022ResumedPPiper SandlerOverweight$23.50+44.3%
Jan 24, 2022UpgradeRRaymond JamesOutperform → Strong Buy$23 → $25+53.6%
Jan 26, 2021UpgradePPiper SandlerNeutral → Overweight$15 → $19+16.7%
Jan 25, 2021UpgradeRRaymond JamesMkt Perform → Outperform$19+16.7%

Peers

Mkt cap
TickerCompanyMkt cap
JMSBJohn Marshall Bancorp Inc325.13M
CBNAChain Bridge Bancorp Inc337.75M
EGBNEagle Bancorp Inc (MD)1.04B
CBNKCapital Bancorp Inc688.22M
FRSTPrimis Financial Corp364.51M
VABKVirginia National Bankshares Corp292.23M
CFFIC & F Financial Corp349.68M
FXNCFirst National Corp (Strasburg, VA)278.01M
BHRBBurke & Herbert Financial Services Corp1.43B
NKSHNational Bankshares Inc252.66M

Insider trading

latest 14 of 24
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Duber Marc N.DirectorSep 03 '26Proposed Sale18.3516,500302,799Sep 03 04:17 PM
Jackson Sharon L.EVP, Chief Banking OfficerAug 24 '26Sale18.621,40026,06822,424Aug 25 04:52 PM
Laughlin ScottDirectorAug 21 '26Sale18.558,100150,255174,421Aug 24 04:19 PM
Jackson Sharon L.EVP, Chief Banking OfficerMay 01 '26Sale15.641,50023,46024,330May 04 04:06 PM
FERRICK PATRICIA APresidentApr 30 '26Option Exercise9.223,74634,523237,782May 01 05:16 PM
Gunn L. BurwellDirectorApr 23 '26Option Exercise9.2221,483197,98798,587Apr 27 02:44 PM
Curry Briggs AlissaEVP, Chief Lending OfficerApr 23 '26Option Exercise9.228537,86121,257Apr 27 09:32 AM
FERRICK PATRICIA APresidentApr 22 '26Option Exercise9.223,15029,030234,036Apr 24 04:50 PM
Wills Phillip R. IIIDirectorApr 22 '26Option Exercise9.2221,483197,98775,177Apr 23 05:22 PM
PIJOR DAVID WChairman & CEOApr 21 '26Option Exercise9.2297,656899,998610,091Apr 21 04:26 PM
Simmonds Sidney GDirectorApr 17 '26Option Exercise9.2221,483197,987103,933Apr 20 11:08 AM
Testa Daniel M.DirectorApr 10 '26Option Exercise9.2221,483197,987194,158Apr 14 05:47 PM
FERRICK PATRICIA APresidentMar 25 '26Option Exercise9.2219,212177,058217,195Mar 25 04:13 PM
Wills Phillip R. IIIDirectorMar 17 '26Sale14.8111,462169,70653,694Mar 19 09:09 AM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
DFASU.S. Small Cap Portfolio-ETF Class Shares-
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
BSVOEA Bridgeway Omni Small-Cap Value ETFAUM: 2.44B
DFSVUS Small Cap Value Portfolio ETF Class Shares-

News

latest 14 of 206
  • FVCBankcorp: Q3 Earnings Snapshot (Associated Press) -5.73%
  • FVCBankcorp, Inc. Announces Quarterly Cash Dividend (Business Wire)
  • FVCBankcorp: Q2 Earnings Snapshot (Associated Press)
  • FVCBankcorp, Inc. Announces Record Earnings; 45% Increase in Net Income Compared to Year Ago Quarter (Business Wire)
  • FVCBankcorp, Inc. Announces Quarterly Cash Dividend (Business Wire)
  • Loading…
  • FVCbank Expands Into Hampton Roads with New Virginia Beach Loan Production Office (Business Wire)
  • FVCBankcorp: Q1 Earnings Snapshot (Associated Press)
  • FVCBankcorp, Inc. Announces First Quarter 2026 Earnings; 24% Increase in Net Income Compared to Year Ago Quarter (Business Wire)
  • FVCBankcorp, Inc. Announces Increase in Quarterly Cash Dividend (Business Wire)
  • FVCBankcorp Announces Extension of Share Repurchase Program (Business Wire)
  • FVCBankcorp (FVCB) Upgraded to Buy: Here's What You Should Know (Zacks)
  • FVCBankcorp, Inc. Announces Completion of $25 Million Senior Notes Offering (Business Wire)
  • FVCbank to Honor Americas 250th Anniversary with Year-Long America250 Initiative (Business Wire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-220.3700.3900.37018.7420.611
2026Q22026-07-210.4200.3600.45321.3019.322
2026Q12026-04-210.3600.3300.35318.2918.242
2025Q42026-01-200.3100.3100.31117.8517.572
2025Q32025-10-210.3100.3100.30717.0717.132
2025Q22025-07-220.3000.2800.31016.7716.182
2025Q12025-04-220.2800.2400.28015.72-1
2024Q42025-01-230.260-0.26515.37--
2024Q32024-10-220.2500.2400.25315.03-1
2024Q22024-07-250.2300.2100.22714.5414.071
2024Q12024-04-230.2000.1950.07313.1913.292
2023Q42024-01-230.2100.200-0.2852.8013.642
2023Q32023-10-240.2500.2450.22113.5615.732
2023Q22023-07-250.2300.2200.23415.2814.921
2023Q12023-04-200.2600.2400.0349.3916.512
2022Q42023-01-250.2160.3840.21215.8718.501

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.672-0.66635.08-
2018FY0.8640.8400.67841.4841.90
2019FY0.8640.8600.85450.6151.12
2020FY0.9040.8800.87755.5155.35
2021FY1.2721.0601.20362.2562.26
2022FY1.0881.4641.08168.0870.71
2023FY0.9000.9150.21041.0356.45
2024FY0.950-0.81958.12-
2025FY1.2001.2001.21067.4166.97
2026FY-1.520--77.57
2027FY-1.600--83.75
2028FY-1.710--88.95

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-0210119.8519.8519.85
2026Q4S2026-10-2310021.1021.1021.10
2026Q4S2026-10-2210021.1021.1021.10
2026Q4S2026-10-0710021.1021.1021.10
2026Q4S2026-07-2411021.1021.1021.10
2026Q4S2026-07-2210020.4420.4420.44
2026Q4S2026-07-1510020.4420.4420.44
2026Q4S2026-05-0111020.4420.4420.44
2026Q4S2026-04-2710019.9119.9119.91
2026Q4S2026-04-2211019.9119.9119.91
2026Q4S2026-02-1111019.9119.9119.91
2026Q4S2026-01-2110019.3919.3919.39
2026Q4S2026-01-0710019.3919.3919.39
2026Q4S2025-11-1111019.3919.3919.39

Estimate history

EPS, annual0.6660.6780.8540.8771.2031.0810.210.8191.2081.4831
Period201720182019202020212022202320242025TTM
EPS, quarterly0.2530.2650.280.310.3070.3110.3530.4530.366
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual43.27753.58569.2869.99472.96683.54994.355115.846122.034125.7
Period201720182019202020212022202320242025TTM
Sales, quarterly30.04829.78429.22830.43830.8631.5130.68532.38631.116
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual10.86917.14117.37816.88817.15921.84417.80718.20417.91818.034
Period201720182019202020212022202320242025MRQ
Shares, quarterly18.20418.20418.40618.01918.07417.91817.99418.03418.034
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income121.90118.40113.31106.6180.6868.4367.1066.7351.92
Total Interest Expense49.9854.6357.7252.2215.4410.4814.4818.6712.11
Net Interest Income71.9163.7755.5954.4065.2457.9552.6248.0639.81
Loan Loss Provision1.501.590.010.132.63-0.505.021.721.92
Net Interest Income After Loan Loss Provision70.4162.1855.5854.2662.6258.4547.6046.3437.89
Non-Interest Income3.803.642.53-12.262.874.542.892.551.66
Non-Interest Expense40.3937.5735.8237.7734.3733.3330.1628.7423.11
Operating Income33.8228.2522.304.2331.1129.6520.3320.1416.45
Unusual Expense0.000.000.000.000.121.450.680.133.34
Net Income Before Taxes34.6928.2522.304.2330.9928.2119.6620.0113.11
Income Taxes7.796.197.230.416.006.284.164.182.24
Consolidated Net Income26.9022.0615.063.8224.9821.9315.5015.8310.87
Net Income From Continuing Operations26.9022.0615.063.8224.9821.9315.5015.8310.87
Net Income26.9022.0615.063.8224.9821.9315.5015.8310.87
EPS (Recurring)1.481.210.820.211.091.260.900.860.82
EPS (Basic, Before Extraordinaries)1.491.220.830.221.151.290.920.920.74
EPS (Diluted)1.481.210.820.211.081.200.880.850.68
Non-Operating Income (Expense)0.850.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.810.670.620.900.930.740.500.500.40
Price To Earnings Ratio11.0011.0046.8720.2410.5813.0913.4116.3620.07
Price To Sales Ratio2.512.082.002.744.223.932.973.744.21
Operating Margin26.9123.1519.254.4937.2440.6429.0529.0830.69
Net Margin21.4018.0713.004.0529.9030.0622.1522.8520.28
Shares Outstanding18.0317.9218.2017.8121.8417.1616.8917.3817.14
Market Capitalization294.32294.32228.83252.79266.83270.15198.61242.87241.48

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income30.4131.0829.8230.5829.8329.4328.5629.28
Total Interest Expense11.9811.9312.4213.6613.7913.6713.5114.37
Net Interest Income18.4319.1517.4016.9316.0315.7615.0514.91
Loan Loss Provision0.190.240.170.910.380.100.200.00
Net Interest Income After Loan Loss Provision18.2518.9117.2416.0215.6615.6514.8514.91
Non-Interest Income0.711.300.860.931.031.010.670.50
Non-Interest Expense10.3910.599.879.549.479.439.139.05
Operating Income8.569.628.237.407.227.236.396.36
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes8.5610.478.257.407.227.236.396.36
Income Taxes1.922.251.861.761.641.571.231.46
Consolidated Net Income6.648.226.395.655.585.675.174.90
Net Income From Continuing Operations6.648.226.395.655.585.675.174.90
Net Income6.648.226.395.655.585.675.174.90
EPS (Recurring)0.370.450.350.310.310.310.280.26
EPS (Basic, Before Extraordinaries)0.370.460.360.310.310.310.280.27
EPS (Diluted)0.370.450.350.310.310.310.280.27
Non-Operating Income (Expense)0.000.850.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.200.270.170.170.160.170.170.13
Price To Earnings Ratio11.0013.6612.5711.9711.7011.5212.9246.87
Price To Sales Ratio2.512.532.232.071.961.801.662.00
Operating Margin27.5329.7226.8123.5023.3923.7721.8621.36
Net Margin21.3425.3920.8117.9218.0818.6217.6716.45
Shares Outstanding18.0318.0317.9917.9218.0718.0218.4118.20
Market Capitalization294.32314.94272.56251.42234.13212.30194.29228.83

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks5.688.168.047.2524.6120.8414.929.447.43
Investments282.31256.62239.59372.50586.81253.21177.03164.66136.29
Net Loans1,922.401,852.111,809.691,824.391,490.021,451.121,260.301,127.58880.95
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets----0.003.873.874.223.87
Net Property, Plant & Equipment6.757.989.3910.9011.7512.7815.362.271.24
Interest Receivables10.2810.3110.329.448.079.134.094.052.96
Deferred Tax Assets14.2016.8418.2521.7510.9311.707.688.593.15
Other Intangible Assets52.5850.4998.69101.3073.0361.9854.0530.7617.33
Total Assets2,294.202,202.512,193.992,347.532,205.231,824.631,537.301,351.581,053.22
Total Deposits1,997.281,870.611,845.291,830.161,883.771,532.491,285.721,162.44928.16
Total Debt25.2476.33113.86294.9655.6281.2163.1724.4124.33
Long Term Debt23.4324.6027.0528.1828.9554.6536.5924.4124.33
Provision for Risks Charges0.470.510.600.000.000.000.000.000.00
Deferred Tax Liabilities1.953.563.433.212.303.15---
Other Liabilities15.6716.1513.6916.8253.7418.289.326.392.45
Total Liabilities2,040.601,967.161,976.872,145.151,995.431,635.131,358.221,193.24954.94
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity253.60235.35217.12202.38209.80189.50179.08158.3498.28
Total Shareholders Equity253.60235.35217.12202.38209.80189.50179.08158.3498.28
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity253.60235.35217.12202.38209.80189.50179.08158.3498.28
Total Liabilities & Stockholders Equity2,294.202,202.512,193.992,347.532,205.231,824.631,537.301,351.581,053.22
Book Value Per Share14.1512.9312.199.2612.2311.2210.319.249.04
Tangible Book Value Per Share13.7512.5211.778.9111.7610.739.818.749.03
Tier 1 Capital277.25258.61241.93240.86--182.12163.8099.36
Tier 2 Capital19.3618.6419.4716.04--10.249.1732.05
Full-Time Employees119110120135126121124128-
Price to Book Ratio1.100.991.201.371.291.051.361.531.95
Return on Assets0.980.690.171.101.090.921.100.900.73
Return on Equity9.026.661.8212.1210.998.419.388.477.82
Return on Invested Capital7.965.791.5710.849.196.357.345.956.27
Current Ratio0.160.250.080.080.310.240.060.1112.28

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations26.2723.0715.6020.6327.9716.3622.7320.4714.35
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital3.690.792.63-4.36-4.543.08-3.86-0.22-1.01
Cash from Operating Activities29.9623.8618.2316.2723.4319.4518.8720.2613.34
Capital Expenditures-0.07-0.05-0.14-0.21-15.17-0.48-0.35-20.31-0.74
Net Assets From Acquisitions0.000.000.000.000.00-22.200.000.000.00
Sale of Fixed Assets and Businesses1.300.000.000.000.000.000.000.005.17
Purchase or Sale of Investments15.1313.2013.58107.72-10.08-193.6216.93-12.462.91
Purchase of Investments-1.00-2.94-1.880.00-47.16-245.73-34.80-36.62-37.04
Sale Or Maturity of Investments16.1316.1415.47107.7237.0852.1151.7324.1639.95
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.0047.770.000.000.000.000.000.00
Cash from Investing Activities-4.40-94.66-8.92149.23-226.87-344.34-272.31-164.95-114.26
Cash Dividends Paid-4.69-2.170.000.000.000.000.000.000.00
Change in Capital Stock-2.92-6.131.660.280.941.22-6.911.2234.62
Repurchase of Common Pref Stock-4.12-6.680.00-1.46-0.730.00-7.280.000.00
Sale of Common Pref Stock1.200.551.661.741.671.220.381.2234.62
Proceedsfrom Stock Options1.200.551.661.741.671.220.381.2234.62
Issuance or Reduction of Debt, Net-44.60-50.00-35.98-180.00238.75-23.8119.5125.00-27.58
Change in Long Term Debt5.400.00-0.980.00-1.25-23.8119.510.000.00
Issuance of Long Term Debt24.400.000.000.000.000.0019.510.000.00
Reduction of Long Term Debt-19.000.00-0.980.00-1.25-23.810.000.000.00
Net Financing Active Other Cash Flow-0.05-0.05-0.18-0.110.000.000.000.000.00
Other Financing Activities Uses-0.05-0.05-0.18-0.110.000.00-0.000.00
Cash from Financing Activities-33.5768.32-9.19-164.71186.08328.67259.36149.68102.93
Net Change in Cash-8.02-2.480.120.79-17.363.785.925.482.01
Free Cash Flow29.8923.8118.0916.0623.2718.9618.5219.9512.60
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow12.5411.7312.7816.1215.1515.1311.2212.9917.92
Federal Home Loan Advances Increase (Decrease)-2.741.306.12-9.240.19-0.55-0.72-0.47

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks6.9012.249.445.6814.9214.63
Investments330.18393.37340.99282.31380.78287.85
Net Loans1,895.141,880.231,904.161,922.401,840.481,851.03
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment5.585.966.366.757.157.57
Interest Receivables10.2410.1910.5510.289.9710.18
Deferred Tax Assets13.3312.2911.9814.2012.5413.00
Other Intangible Assets51.8152.9251.9752.5853.2252.99
Total Assets2,313.182,367.192,335.432,294.202,319.052,237.25
Total Deposits1,996.572,051.732,027.731,997.281,977.881,903.47
Total Debt29.8130.1630.5425.2475.6176.01
Long Term Debt29.8130.1630.5423.4325.6126.01
Provision for Risks Charges0.660.610.370.470.500.50
Deferred Tax Liabilities---1.95--
Other Liabilities17.6418.1116.4515.6715.2514.11
Total Liabilities2,044.682,100.622,075.102,040.602,069.251,994.09
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity268.50266.58260.33253.60249.80243.16
Total Shareholders Equity268.50266.58260.33253.60249.80243.16
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity268.50266.58260.33253.60249.80243.16
Total Liabilities & Stockholders Equity2,313.182,367.192,335.432,294.202,319.052,237.25
Book Value Per Share14.8914.7814.4714.1513.8213.49
Tangible Book Value Per Share14.4914.3814.0613.7513.4213.09
Tier 1 Capital-289.38280.47277.25273.65268.75
Tier 2 Capital-19.7719.5219.3618.4518.57
Full-Time Employees---119--
Price to Book Ratio1.101.211.071.010.960.90
Return on Assets1.161.121.020.980.920.90
Return on Equity10.3810.149.269.028.878.69
Return on Invested Capital2.232.772.202.042.032.11
Current Ratio0.470.640.550.160.570.37

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations6.266.806.536.685.705.55
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-0.452.131.100.911.86-2.26
Cash from Operating Activities5.818.937.637.597.563.29
Capital Expenditures-0.03-0.01-0.01-0.02-0.00-0.01
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.001.300.000.000.000.00
Purchase or Sale of Investments3.713.192.935.302.403.15
Purchase of Investments-1.000.000.000.00-0.95-1.01
Sale Or Maturity of Investments4.713.192.935.303.354.16
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities45.35-27.42-39.2316.90-80.906.19
Cash Dividends Paid-1.26-1.27-1.07-1.08-1.080.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.00-1.230.35-2.040.30-4.64
Repurchase of Common Pref Stock0.00-2.080.00-2.040.00-4.63
Sale of Common Pref Stock0.000.840.350.000.30-0.00
Proceedsfrom Stock Options0.000.840.350.000.30-0.00
Issuance or Reduction of Debt, Net-0.08-0.175.65-50.000.000.00
Change in Long Term Debt-0.08-0.175.65-0.000.000.00
Issuance of Long Term Debt-0.08-0.5225.00-0.000.000.00
Reduction of Long Term Debt0.000.35-19.350.000.000.00
Net Financing Active Other Cash Flow-0.00-0.03-0.020.00-0.00-0.03
Other Financing Activities Uses-0.00-0.03-0.020.00-0.00-0.03
Cash from Financing Activities-56.5021.3035.36-33.7373.63-7.81
Net Change in Cash-5.342.803.75-9.230.291.67
Free Cash Flow5.788.927.627.577.563.27
Price to Free Cash Flow12.5411.7012.0711.6611.8011.88

Revenue breakdown

State Commercial Banks2024: 1.56M 2025: 1.78M
United States2024: 1.56M 2025: 1.78M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-301.71%0.3M15.0M76.35K
2026-10-152.14%0.3M15.0M79.09K
2026-09-302.45%0.4M15.0M89.49K
2026-09-152.47%0.4M15.0M120.01K
2026-08-312.51%0.4M15.0M161.80K
2026-08-142.27%0.3M15.0M186.23K
2026-07-312.57%0.4M15.0M204.69K
2026-07-152.79%0.4M14.9M214.83K
2026-06-302.43%0.4M14.9M213.23K
2026-06-151.40%0.2M14.9M179.30K
2026-05-291.23%0.2M14.9M136.31K
2026-05-150.95%0.1M14.9M111.49K
2026-04-300.75%0.1M14.9M89.90K
2026-04-150.62%0.1M14.9M66.91K
2026-03-310.69%0.1M14.7M51.66K
2026-03-130.64%0.1M14.7M45.70K
2026-02-270.43%0.1M14.8M45.10K
2026-02-130.40%0.1M14.8M42.61K
2026-01-300.39%0.1M14.8M34.82K
2026-01-150.44%0.1M14.8M32.85K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.5013.0015.600.0018.5660.000.000.993-0.0160.001
call5.0010.7013.100.0010.9330.000.000.966-0.0560.002
call7.507.5010.800.007.9720.000.000.949-0.0540.003
call10.005.008.300.005.7810.000.000.925-0.0500.004
call12.502.005.800.004.1250.000.000.812-0.0910.007
call15.000.203.500.002.9390.000.000.673-0.0770.009
call17.500.000.750.631.2233.000.000.400-0.0740.010
call20.000.000.750.001.8720.000.000.289-0.0910.009
call22.500.000.750.072.3740.000.000.247-0.1060.008
call25.000.000.750.002.7800.000.000.223-0.1180.008
call30.000.000.750.003.4510.000.000.194-0.1340.007
call35.000.000.750.003.9630.000.000.178-0.1460.007
put2.500.000.050.008.0350.000.00-0.019-0.0500.001
put5.000.000.750.005.3020.000.00-0.033-0.0560.002
put7.500.000.750.003.6440.000.00-0.051-0.0540.003
put10.000.000.250.002.5070.000.00-0.073-0.0500.004
put12.500.000.750.002.3670.000.00-0.188-0.0900.007
put15.000.000.750.001.3630.000.00-0.308-0.0750.009
put17.500.003.200.002.4240.000.00-0.588-0.0730.010
put20.001.655.502.892.8920.000.00-0.712-0.0900.009
put22.504.107.700.003.2870.000.00-0.751-0.1030.008
put25.006.6010.500.003.9540.000.00-0.777-0.1160.008
put30.0011.9014.500.003.3650.000.00-0.805-0.1310.007
put35.0016.9019.500.003.9690.000.00-0.822-0.1430.007

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-228-KCurrent report2026-10-22SEC
2026-09-03144Filing for proposed sale of securities under Rule 144.SEC
2026-08-254Statement of changes in beneficial ownership of securities2026-08-24SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-21SEC
2026-08-14SCHEDULE 13G/ASEC
2026-08-14SCHEDULE 13G/ASEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-28SCHEDULE 13GSEC
2026-07-218-KCurrent report2026-07-21SEC
2026-07-014Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-06-244Statement of changes in beneficial ownership of securities2026-06-23SEC
2026-06-244Statement of changes in beneficial ownership of securities2026-06-23SEC
2026-06-244Statement of changes in beneficial ownership of securities2026-06-23SEC
2026-06-014Statement of changes in beneficial ownership of securities2026-05-29SEC
2026-05-218-KCurrent report2026-05-20SEC
2026-05-18SCHEDULE 13G/ASEC
2026-05-15SCHEDULE 13G/ASEC
2026-05-14DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-05-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-05-058-KCurrent report2026-05-04SEC
2026-05-044Statement of changes in beneficial ownership of securities2026-05-01SEC
2026-05-014Statement of changes in beneficial ownership of securities2026-04-30SEC
2026-04-274Statement of changes in beneficial ownership of securities2026-04-23SEC
2026-04-274Statement of changes in beneficial ownership of securities2026-04-23SEC
2026-04-244Statement of changes in beneficial ownership of securities2026-04-22SEC
2026-04-234Statement of changes in beneficial ownership of securities2026-04-22SEC
2026-04-234Statement of changes in beneficial ownership of securities2026-04-22SEC
2026-04-234Statement of changes in beneficial ownership of securities2026-04-22SEC
2026-04-234Statement of changes in beneficial ownership of securities2026-04-22SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-0800176.32K2
2026-070000
2026-060000
2026-050023.46K1
2026-040000
2026-0300217.94K2
2026-0200583.79K4
2026-010000
2025-120000
2025-110012.23K1

Institutional holders

Manager% owned
BlackRock, Inc.6.05%
ALLIANCEBERNSTEIN L.P.3.86%
VANGUARD CAPITAL MANAGEMENT LLC3.71%
ACADIAN ASSET MANAGEMENT LLC3.39%
DIMENSIONAL FUND ADVISORS LP2.62%
Ategra Capital Management, LLC2.43%
STATE STREET CORP2.08%
GEODE CAPITAL MANAGEMENT, LLC2.00%
RENAISSANCE TECHNOLOGIES LLC1.81%
ENDEAVOUR CAPITAL ADVISORS INC1.54%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND2.65%
iShares Russell 2000 ETF2.62%
Avantis U.S. Small Cap Value ETF1.45%
VANGUARD EXTENDED MARKET INDEX FUND0.97%
Fidelity Small Cap Index Fund0.90%
iShares Russell 2000 Value ETF0.89%
VANGUARD RUSSELL 2000 INDEX FUND0.48%
EA Bridgeway Omni Small-Cap Value ETF0.45%
Fidelity Extended Market Index Fund0.43%
U.S. Targeted Value Portfolio0.36%

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