OakChart

Eagle Bancorp Inc (MD)

EGBNFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 3:59 PM ET

34.30+0.26 (0.76%)
2026-11-12 07:14 CET
Market cap
1,045.90 USD m
Revenue, TTM
- USD m
Net income, TTM
53.44 USD m
Free cash flow, TTM
91.25 USD m
EPS diluted, TTM
1.75
P/E
19.63
Compare

Price

EGBN against its 20, 50 and 200-day averages
2050200beatmiss
Patternshover a marker to name it
25.0030.0035.00768K1.5MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26EGBNclose 34.3020-day 32.3150-day 29.76200-day 27.4834.3052w high

2.1% under the 52-week high of 35.05 on 5 Nov 2026. 52-week low 15.58 on 18 Nov 2025. Last 15 sessions, 18.3% high to low

Volume 0.67× normal · the line is the 50-bar volume average

Profile

EGBN
52-week range, 96% of the way up
15.5835.05

Eagle Bancorp, Inc. operates as a bank holding company, which engages in the provision of commercial banking services. The firm offers checking accounts, business savings accounts, online and mobile banking, insurance, and investment advisory services, borrowing, and treasury management. Its customers include sole proprietors, small and medium-sized businesses, partnerships, corporations, non-profit organizations and associations, and investors living and working in and near the bank's primary service area. The company was founded on October 28, 1997 and is headquartered in Bethesda, MD.

IndexRUT
Employees475
IPOJul 18, 1988
Beta0.97
ATR, 14d0.93
Rel volume0.67
Short float11.91%
Insider own8.19%
Inst own78.15%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap1.05B
Enterprise Value-
Income53.44M
Sales572.36M
Book/sh38.00
Cash/sh-
Dividend Est.0.04 (0.12%)
Dividend TTM0.04 (0.12%)
Dividend Ex-DateNov 06, 2026
Dividend Gr. 3/5Y-33.70% -10.34%
Payout-
Employees475
IPOJul 18, 1988

Ratios

P/E19.63
Forward P/E13.84
PEG-
P/S1.83
P/B0.90
P/C-
P/FCF11.46
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.19
Debt/Eq0.10
LT Debt/Eq0.09
Option/ShortYes / Yes

Earnings

EPS (ttm)1.75
EPS next Y2.48
EPS next Q0.52
EPS this Y145.92%
EPS next Y28.19%
EPS next 5Y-
EPS past 3/5Y- -
Sales past 3/5Y12.42% 7.99%
EPS Y/Y TTM144.34%
Sales Y/Y TTM-11.15%
EPS Q/Q135.60%
Sales Q/Q-14.39%
EarningsOct 21 AMC
EPS/Sales Surpr.131.20% -1.27%

Ownership

Insider Own8.19%
Insider Trans-0.60%
Inst Own78.15%
Inst Trans1.61%
ROA0.53%
ROE4.68%
ROIC4.23%
Gross Margin-
Oper. Margin8.67%
Profit Margin9.34%
SMA206.15%
SMA5015.24%
SMA20024.83%
Trades-

Technical

Shs Outstand30.48M
Shs Float28.00M
Short Float11.91%
Short Ratio9.30
Short Interest3.33M
52W High35.05 -2.14%
52W Low15.58 120.15%
Volatility2.63% 3.06%
ATR (14)0.93
RSI (14)69.10
Beta0.97
Rel Volume0.67
Avg Volume358.49K
Volume238,853

Performance

Perf Week-0.29%
Perf Month21.67%
Perf Quarter19.18%
Perf Half Y37.36%
Perf YTD60.13%
Perf Year108.38%
Perf 3Y61.26%
Perf 5Y-43.53%
Perf 10Y-38.25%
Recom2.00
Target Price36.58
Prev Close34.04
Price34.30
Change %0.76%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 07, 2026InitiatedHHovde GroupOutperform$37+7.9%
Apr 15, 2026InitiatedRRaymond JamesStrong Buy$32-6.7%
Jun 10, 2025UpgradeJJanneyNeutral → Buy$24-30.0%
May 21, 2025InitiatedJJefferiesHold$20-41.7%
Oct 21, 2024ResumedPPiper SandlerNeutral$27-21.3%
Dec 05, 2022ResumedPPiper SandlerNeutral$50+45.8%
Mar 09, 2021DowngradeGGabelli & CoBuy → Hold
Jan 29, 2021UpgradeGGabelli & CoHold → Buy$45+31.2%
Jan 08, 2021DowngradeGGabelli & CoBuy → Hold
Dec 17, 2020InitiatedSSeaport Global SecuritiesNeutral

Peers

Mkt cap
TickerCompanyMkt cap
JMSBJohn Marshall Bancorp Inc326.41M
CBNKCapital Bancorp Inc686.58M
FVCBFVCBankcorp Inc293.42M
BHRBBurke & Herbert Financial Services Corp1.43B
MNSBMainStreet Bancshares Inc153.38M
SHBIShore Bancshares Inc758.72M
CBNAChain Bridge Bancorp Inc344.79M
AUBAtlantic Union Bankshares Corp5.56B
FRSTPrimis Financial Corp365.29M
TOWNTownebank Portsmouth VA3.39B

Insider trading

9 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Ludwig A. LeslieDirectorNov 06 '26Sale33.6314,669493,35140,359Nov 10 05:11 PM
Ludwig A. LeslieDirectorNov 06 '26Sale33.872,00067,7433,000Nov 10 05:11 PM
Newell Eric RSenior EVP, CFONov 10 '26Buy33.911,47049,8489,303Nov 10 05:09 PM
LaPlaca Theresa G.DirectorNov 09 '26Proposed Sale34.388,000275,033Nov 09 03:35 PM
ERIC LAWRENCE & LESLIE LUDWIGDirectorNov 06 '26Proposed Sale33.632,00067,264Nov 06 04:58 PM
A. LESLIE LUDWIGDirectorNov 06 '26Proposed Sale33.6314,669493,351Nov 06 04:29 PM
Mathews Louis P. Jr.DirectorNov 21 '25Buy17.201,50025,80010,157Nov 24 10:53 AM
Mathews Louis P. Jr.DirectorNov 19 '25Buy16.841,50025,2608,657Nov 24 10:53 AM
Newell Eric RSenior EVP, CFONov 14 '25Buy16.553,05050,47433,615Nov 17 08:48 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
VXFVanguard Extended Market Index ETFAUM: 30.47B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
IJSiShares S&P Small-Cap 600 Value ETFAUM: 7.74B

News

latest 14 of 192
  • Eagle Bancorp Crushes Estimates On Credit Relief And Pivots To Growth Guidance, But Shrinking PPNR And An NPA Spike Temper The Beat (Earnings Whispers) +15.56%
  • EagleBank Appoints Corey Munoz Chief People Officer (GlobeNewswire)
  • Eagle Bancorp: Q3 Earnings Snapshot (Associated Press)
  • Eagle Bancorp, Inc. Announces Third Quarter 2026 Results (GlobeNewswire)
  • Veteran Commercial Real Estate Banker Cesar "Ces" Escamilla Joins EagleBank to Accelerate Growth (GlobeNewswire)
  • Eagle Bancorp Announces Earnings Call on October 22, 2026 (GlobeNewswire)
  • EagleBank Expands Commercial Banking Presence in Baltimore (GlobeNewswire)
  • Local Commercial Real Estate Banker Matthew Nader Joins EagleBank to Drive Growth and Deepen Client Relationships (GlobeNewswire)
  • Eagle Bancorp, Inc. Announces Inducement Grants Under Nasdaq Listing Rule 5635(c)(4) (GlobeNewswire)
  • Eagle Bancorp Inc (EGBN) Q2 2026 Earnings Call Highlights: Navigating Challenges with Strategic ... (GuruFocus.com)
  • Eagle Bancorp: Q2 Earnings Snapshot (Associated Press)
  • Eagle Bancorp, Inc. Announces Second Quarter 2026 Results (GlobeNewswire)
  • Eagle Bancorp Announces Earnings Call on July 23, 2026 (GlobeNewswire)
  • Eagle Bancorp Board Appoints Stephen Curley Chief Executive Officer (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-210.7900.3420.79070.8771.786
2026Q22026-07-220.2300.3440.22673.1174.415
2026Q12026-04-220.4800.2910.48276.4075.475
2025Q42026-01-210.250-0.1050.24780.5073.564
2025Q32025-10-22-2.220-0.313-2.22370.6576.663
2025Q22025-07-23-2.3000.438-2.29774.1977.234
2025Q12025-04-230.0600.4830.05573.8676.693
2024Q42025-01-220.5000.4900.50474.8676.473
2024Q32024-10-230.7200.4400.72178.7977.113
2024Q22024-07-24-2.7800.425-2.77676.6979.502
2024Q12024-04-24-0.0100.590-0.01178.2975.913
2023Q42024-01-240.6700.6800.67575.8973.972
2023Q32023-10-250.9100.7170.91577.0773.723
2023Q22023-07-260.9400.6800.94180.4174.572
2023Q12023-04-190.7801.1300.77778.7289.893
2022Q42023-01-181.3201.1601.32390.9389.843

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY3.3503.3402.920313.26308.41
2018FY4.4204.4044.421339.58340.05
2019FY4.1804.2974.178349.7347.08
2020FY4.0803.8104.086367.26364.11
2021FY5.5205.2555.521361.55361.45
2022FY4.9504.6804.393356.7355.63
2023FY3.3003.2903.308312.09308.82
2024FY1.8801.877-1.560308.63310.2
2025FY-4.210-4.473-4.210299.2294.83
2026FY-1.933--294.18
2027FY-2.478--301.81
2028FY-3.255--328.84

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-0954073.4771.4874.54
2026Q4S2026-11-0844073.2071.4874.42
2026Q4S2026-10-3054073.5571.4874.97
2026Q4S2026-10-2354073.4771.4874.97
2026Q4S2026-10-2253073.2571.4874.97
2026Q4S2026-10-2150172.4569.8974.97
2026Q4S2026-10-1450172.4569.8974.97
2026Q4S2026-10-1350272.4569.8974.97
2026Q4S2026-10-1050372.4569.8974.97
2026Q4S2026-10-0750472.4569.8974.97
2026Q4S2026-10-0650472.5169.8974.97
2026Q4S2026-09-2340472.4169.8974.97
2026Q4S2026-09-0740473.3869.8976.88
2026Q4S2026-09-0340473.4169.8977.00

Estimate history

EPS, annual2.924.4214.1784.0865.5214.3933.308-1.56-4.5491.7469
Period201720182019202020212022202320242025TTM
EPS, quarterly0.7210.5040.055-2.297-2.2230.2470.4820.2260.792
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual353.936415.972455.027430.284401.448444.78644.27705.602631.949572.36
Period201720182019202020212022202320242025TTM
Sales, quarterly179.921172.484162.085157.291152.324160.711144.188137.064130.4
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual34.18534.38833.24131.7831.9531.34729.92630.20230.3630.48
Period201720182019202020212022202320242025MRQ
Shares, quarterly30.17330.20230.36930.36530.36730.3630.49530.4930.48
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income529.60604.48687.56625.33424.61364.50389.99429.63393.29
Total Interest Expense273.94334.60398.88334.7891.7539.9868.42105.5876.29
Net Interest Income255.66269.89288.69290.55332.87324.51321.56324.05316.99
Loan Loss Provision51.55294.7264.2331.271.74-21.9446.9513.098.66
Net Interest Income After Loan Loss Provision204.11-24.84224.46259.28331.12346.45274.61310.95308.33
Non-Interest Income42.7727.4718.0418.9420.1736.9540.3025.4022.69
Non-Interest Expense197.25188.81168.57150.70161.61145.73138.76139.56126.81
Operating Income49.62-186.1873.93127.52189.68237.67176.15196.79204.21
Unusual Expense0.0010.00104.170.000.000.000.000.000.00
Net Income Before Taxes49.62-196.18-30.24127.52189.68237.67176.15196.79204.21
Income Taxes-3.82-58.1316.8026.9948.7560.9843.9353.8551.93
Consolidated Net Income53.44-138.05-47.03100.53140.93176.69132.22142.94152.28
Net Income From Continuing Operations53.44-138.05-47.03100.53140.93176.69132.22142.94152.28
Net Income53.44-138.05-47.03100.53140.93176.69132.22142.94152.28
EPS (Recurring)1.74-4.320.863.314.395.524.094.184.42
EPS (Basic, Before Extraordinaries)1.76-4.55-1.563.314.405.534.094.184.44
EPS (Diluted)1.75-4.55-1.563.314.395.524.094.184.42
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense9.267.917.557.917.825.703.896.075.13
Price To Earnings Ratio19.6319.63-7.6210.0810.5710.0911.6411.02
Price To Sales Ratio1.491.031.111.423.184.653.113.664.03
Operating Margin8.67-29.4610.4819.7942.6559.2040.9443.2549.09
Net Margin9.34-21.85-6.6715.6031.6944.0130.7331.4136.61
Shares Outstanding30.4830.3630.2029.9331.3531.9531.7833.2434.39
Market Capitalization1,045.901,045.90786.14901.981,406.661,863.821,312.521,616.581,673.14

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income121.59126.58131.90149.53150.10151.44153.88168.42
Total Interest Expense60.2864.2368.2181.2281.9483.6788.2397.62
Net Interest Income61.3162.3563.6968.3068.1667.7865.6570.79
Loan Loss Provision2.8221.4611.6015.67113.18139.9225.9610.53
Net Interest Income After Loan Loss Provision58.4940.8952.0952.63-45.02-72.1439.6960.26
Non-Interest Income8.8110.4812.2911.192.225.858.214.07
Non-Interest Expense46.3443.7548.3258.8341.6242.9045.4544.53
Operating Income20.957.6216.064.99-84.42-109.202.4519.80
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes20.957.6216.064.99-84.42-109.202.4519.80
Income Taxes-3.290.711.34-2.57-16.91-39.420.774.50
Consolidated Net Income24.256.9214.727.56-67.51-69.781.6815.29
Net Income From Continuing Operations24.256.9214.727.56-67.51-69.781.6815.29
Net Income24.256.9214.727.56-67.51-69.781.6815.29
EPS (Recurring)0.790.230.480.25-2.22-2.300.060.50
EPS (Basic, Before Extraordinaries)0.800.230.480.25-2.22-2.300.060.51
EPS (Diluted)0.790.230.480.25-2.22-2.300.060.50
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense2.741.541.193.781.131.801.201.98
Price To Earnings Ratio19.63-------
Price To Sales Ratio1.491.461.241.040.950.880.931.12
Operating Margin16.075.5611.143.10-55.42-69.421.5111.48
Net Margin18.595.0510.214.70-44.32-44.361.038.86
Shares Outstanding30.4830.4930.4930.3630.3730.3630.3730.20
Market Capitalization1,045.90865.77755.14650.55614.06591.75634.29786.14

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks11.6911.889.0512.6512.898.447.546.777.45
Investments2,696.962,952.903,340.373,130.184,448.423,094.821,199.991,174.15859.82
Net Loans7,120.857,820.507,882.767,561.196,990.637,650.637,472.096,921.506,346.77
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets2.062.741.111.961.644.991.491.391.39
Net Property, Plant & Equipment41.2526.1929.3238.0245.1138.7941.9916.8520.99
Interest Receivables41.4049.5052.907.800.000.000.000.000.00
Deferred Tax Assets141.2496.9592.09103.3951.5750.7731.4534.6229.95
Other Intangible Assets450.66174.32262.42302.48305.45281.57235.82235.44213.84
Total Assets10,506.1111,134.9811,670.0111,157.6711,855.7011,130.008,990.378,390.737,480.21
Total Deposits9,133.619,131.088,808.048,713.189,981.549,189.207,224.396,974.285,853.98
Total Debt111.68623.081,423.741,109.16429.09622.83528.63247.71618.47
Long Term Debt106.9694.231,386.2391.8199.84291.95239.18217.30216.91
Provision for Risks Charges18.1924.4629.4919.5821.0014.5011.380.040.07
Deferred Tax Liabilities8.915.475.476.828.3912.201.651.591.18
Other Liabilities102.44124.83128.9880.6164.9050.3833.6458.1656.07
Total Liabilities9,374.839,908.9210,395.739,929.3510,504.939,889.117,799.697,281.796,529.77
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity1,131.281,226.061,274.281,228.321,350.781,240.891,190.681,108.94950.44
Total Shareholders Equity1,131.281,226.061,274.281,228.321,350.781,240.891,190.681,108.94950.44
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity1,131.281,226.061,274.281,228.321,350.781,240.891,190.681,108.94950.44
Total Liabilities & Stockholders Equity10,506.1111,134.9811,670.0111,157.6711,855.7011,130.008,990.378,390.737,480.21
Book Value Per Share37.2640.6042.5839.1842.2839.0535.8232.2527.80
Tangible Book Value Per Share37.2640.6039.0835.8639.0235.7732.6829.1924.70
Tier 1 Capital1,170.351,369.641,335.971,329.971,269.331,137.901,082.521,007.44845.12
Tier 2 Capital112.56114.7885.3885.8895.79300.33279.74289.99284.83
Full-Time Employees475137452496507519492470466
Price to Book Ratio0.900.640.741.161.381.061.361.512.12
Return on Assets-1.28-0.410.881.221.541.311.641.921.39
Return on Equity-11.71-3.768.0310.9313.6410.8812.4314.7911.18
Return on Invested Capital-11.15-3.563.7810.6812.188.6310.0011.488.59
Current Ratio0.160.160.210.060.390.200.030.050.03

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations27.7194.83137.67145.06164.30158.32161.35163.14167.55
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital69.81-66.33-13.9043.42-13.5826.18-18.80-1.53-15.24
Cash from Operating Activities97.5328.50123.77188.47150.72184.50142.55161.60152.31
Capital Expenditures-5.44-206.89-0.33-0.07-2.11-35.29-2.94-6.01-11.48
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.000.00
Purchase or Sale of Investments264.28450.89339.26214.23-323.41-1,509.86-308.91-55.66-201.74
Purchase of Investments-75.00-28.220.000.00-716.00-2,029.43-739.96-374.65-331.88
Sale Or Maturity of Investments339.28479.11339.26214.23392.59519.57431.05318.99130.14
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources5.300.004.800.740.340.000.000.000.00
Cash from Investing Activities1,039.52570.43310.74-90.55-882.89-802.89-567.09-666.11-771.65
Cash Dividends Paid-1.22-15.31-45.62-54.99-55.78-44.69-28.33-22.330.00
Change in Capital Stock0.43-0.770.48-47.45-32.24-0.19-60.61-53.791.58
Repurchase of Common Pref Stock1.160.000.00-48.03-33.09-0.68-61.43-54.900.00
Sale of Common Pref Stock-0.73-0.770.480.590.840.500.821.111.58
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-13.72-523.16-801.62320.49686.18-202.8195.75250.57-371.15
Change in Long Term Debt0.000.0075.810.000.00-200.0050.000.000.00
Issuance of Long Term Debt0.000.0075.810.000.000.0050.000.000.00
Reduction of Long Term Debt0.000.000.000.000.00-200.000.000.000.00
Net Financing Active Other Cash Flow-1.500.000.000.000.00-1.100.000.000.00
Other Financing Activities Uses-1.500.00-0.000.00-1.10-0.000.00
Cash from Financing Activities-1,445.56-536.72-523.71312.90-670.19543.551,971.62424.55750.74
Net Change in Cash-308.5162.21-89.20410.83-1,402.37-74.831,547.08-79.89131.39
Free Cash Flow91.2520.76123.44188.40148.60179.22139.60158.77150.83
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow9.46119.3210.096.8715.2313.8812.0112.1911.12
Federal Home Loan Advances Increase (Decrease)-23.44-26.0239.32-30.915.95-4.91-11.6912.82

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks13.6413.3912.6311.697.9414.01
Investments2,304.852,438.832,445.262,696.962,984.662,406.43
Net Loans6,442.576,501.296,791.407,120.857,148.457,537.87
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment41.6641.2040.4341.2540.2938.30
Interest Receivables36.2036.1038.8041.4042.8044.00
Deferred Tax Assets140.39134.08132.73141.2477.3680.73
Other Intangible Assets484.98492.05490.98450.66499.31477.54
Total Assets9,464.309,658.919,954.2810,506.1110,815.5010,601.33
Total Deposits8,034.018,185.108,591.509,133.619,463.569,119.61
Total Debt110.72211.67111.04111.68126.35187.00
Long Term Debt105.28106.22106.11106.96107.78108.54
Provision for Risks Charges3.333.323.3118.194.894.92
Deferred Tax Liabilities---8.91--
Other Liabilities157.84108.32103.15102.4497.23104.73
Total Liabilities8,305.908,508.418,809.009,374.839,692.039,416.26
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity1,158.401,150.511,145.281,131.281,123.481,185.07
Total Shareholders Equity1,158.401,150.511,145.281,131.281,123.481,185.07
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity1,158.401,150.511,145.281,131.281,123.481,185.07
Total Liabilities & Stockholders Equity9,464.309,658.919,954.2810,506.1110,815.5010,601.33
Book Value Per Share38.0037.7337.5637.2637.0039.03
Tangible Book Value Per Share38.0037.7337.5637.2637.0039.03
Tier 1 Capital1,212.34-1,179.311,170.351,221.091,293.32
Tier 2 Capital101.35-107.39112.56112.97116.24
Full-Time Employees---475--
Price to Book Ratio0.900.760.670.580.520.48
Return on Assets0.53-0.38-1.08-1.18-1.09-0.28
Return on Equity4.68-3.28-9.62-10.86-10.25-2.63
Return on Invested Capital1.920.551.180.61-5.48-5.39
Current Ratio0.190.170.140.160.360.07

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations26.1526.2423.86-48.5545.9870.54
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital30.046.13-8.9942.63-26.13-99.16
Cash from Operating Activities56.2032.3814.87-5.9219.85-28.62
Capital Expenditures-1.98-0.86-0.59-2.01-4.02-0.73
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments12.7852.0760.46138.96132.4885.20
Purchase of Investments-75.000.000.000.000.00-28.22
Sale Or Maturity of Investments87.7852.0760.46138.96132.48113.42
Other Uses0.000.000.000.000.000.00
Other Sources4.500.000.810.000.000.00
Cash from Investing Activities111.91320.64412.22194.75295.41220.77
Cash Dividends Paid-0.30-0.30-0.30-0.31-5.01-5.01
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.150.120.080.08-1.050.12
Repurchase of Common Pref Stock0.000.000.001.16-1.160.00
Sale of Common Pref Stock0.150.120.08-1.080.110.12
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-100.00100.000.00-13.72-59.72-448.92
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow-0.35-0.05-1.090.000.000.00
Other Financing Activities Uses-0.35-0.05-1.090.000.000.00
Cash from Financing Activities-251.59-306.63-543.43-343.91278.18-611.47
Net Change in Cash-83.4846.38-116.33-155.07593.43-419.32
Free Cash Flow54.2131.5214.29-8.7715.83-29.35
Price to Free Cash Flow9.4618.49-120.2531.5111.71

Revenue breakdown

State Commercial Banks2024: 308.63M 2025: 299.20M
United States2024: 308.63M 2025: 299.20M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3011.91%3.3M28.0M349.84K
2026-10-1511.46%3.2M28.0M296.37K
2026-09-3011.25%3.1M28.0M284.23K
2026-09-1510.76%3.0M28.0M291.60K
2026-08-3110.40%2.9M28.0M284.42K
2026-08-149.94%2.8M28.0M289.09K
2026-07-319.57%2.7M28.0M290.59K
2026-07-159.88%2.8M28.1M281.92K
2026-06-309.71%2.7M28.1M291.54K
2026-06-159.80%2.7M28.1M272.46K
2026-05-299.46%2.7M28.1M287.53K
2026-05-159.31%2.6M28.1M298.85K
2026-04-308.78%2.5M28.0M313.87K
2026-04-159.41%2.6M27.9M368.59K
2026-03-3110.24%2.8M27.8M360.28K
2026-03-139.96%2.8M27.8M370.43K
2026-02-279.53%2.6M27.8M408.05K
2026-02-139.60%2.7M27.8M442.42K
2026-01-309.97%2.8M27.8M471.35K
2026-01-1510.20%2.8M27.8M461.03K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call15.0017.9021.200.004.6500.000.000.978-0.0480.003
call17.5015.4018.700.004.9380.000.000.974-0.0470.003
call20.0012.9016.200.003.2890.000.000.969-0.0460.004
call22.5010.4013.800.003.6000.000.000.907-0.1220.009
call25.008.2011.303.662.9911650.000.864-0.1470.012
call30.003.406.302.751.8872020.000.781-0.1170.016
call35.000.003.600.251.31510.000.000.504-0.1610.021
call40.000.003.800.001.1680.000.000.227-0.1070.016
put15.000.000.950.002.9720.000.00-0.022-0.0460.003
put17.500.000.950.002.4740.000.00-0.026-0.0450.003
put20.000.000.150.002.0010.000.00-0.032-0.0420.004
put22.500.000.650.052.3881.000.00-0.093-0.1190.009
put25.000.001.350.292.0232.000.00-0.122-0.1230.011
put30.000.000.952.661.2831.000.00-0.219-0.1140.016
put35.000.053.200.001.3300.000.00-0.496-0.1570.021
put40.003.806.700.001.3390.000.00-0.773-0.1030.016

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-104Statement of changes in beneficial ownership of securities2026-11-10SEC
2026-11-10SCHEDULE 13GSEC
2026-11-09144Filing for proposed sale of securities under Rule 144.SEC
2026-11-06144Filing for proposed sale of securities under Rule 144.SEC
2026-11-06144Filing for proposed sale of securities under Rule 144.SEC
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-218-KCurrent report2026-10-21SEC
2026-10-194Statement of changes in beneficial ownership of securities2026-10-15SEC
2026-10-084Statement of changes in beneficial ownership of securities2026-10-06SEC
2026-09-148-K/A2026-06-29SEC
2026-08-14SCHEDULE 13GSEC
2026-08-14SCHEDULE 13G/ASEC
2026-08-124Statement of changes in beneficial ownership of securities2026-08-10SEC
2026-08-114Statement of changes in beneficial ownership of securities2026-05-30SEC
2026-08-07S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-228-KCurrent report2026-07-22SEC
2026-07-063Initial statement of beneficial ownership of securities2026-07-06SEC
2026-07-068-KCurrent report2026-06-29SEC
2026-06-308-KCurrent report2026-06-30SEC
2026-05-193Initial statement of beneficial ownership of securities2026-05-14SEC
2026-05-158-KCurrent report2026-05-14SEC
2026-05-128-KCurrent report2026-05-07SEC
2026-05-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-04-228-KCurrent report2026-04-22SEC
2026-04-03DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-04-03ARSAnnual report to security holders. 2025-12-31SEC
2026-04-03DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-04-03DEFC14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1149.85K1561.09K2
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-11101.53K300

Institutional holders

Manager% owned
BlackRock, Inc.13.76%
North Reef Capital Management LP5.62%
T. Rowe Price Investment Management, Inc.5.54%
STATE STREET CORP5.13%
ALLIANCEBERNSTEIN L.P.4.17%
WELLINGTON MANAGEMENT GROUP LLP4.04%
VANGUARD CAPITAL MANAGEMENT LLC3.99%
DIMENSIONAL FUND ADVISORS LP3.62%
GEODE CAPITAL MANAGEMENT, LLC2.31%
VANGUARD PORTFOLIO MANAGEMENT LLC1.86%

Funds

Fund% owned
iShares Core S&P Small-Cap ETF5.48%
Fidelity Small Cap Index Fund1.02%
iShares S&P Small-Cap 600 Value ETF0.79%
Fidelity Extended Market Index Fund0.44%
Hennessy Small Cap Financial Fund0.44%
Hotchkis and Wiley Small Cap Diversified Value Fund0.44%
EA Bridgeway Omni Small-Cap Value ETF0.37%
RMB Mendon Financial Services Fund0.33%
Avantis U.S. Small Cap Value ETF0.25%
AST Small-Cap Equity Portfolio0.19%

OakChart. EGBN. Cached 15 minutes.