OakChart

Forbright Inc

FRBTFinancial·Banks - Diversified·USA·Small·NASD·Nov 11 • 3:59 PM ET

19.25+0.49 (2.61%)
2026-11-12 09:04 CET
Market cap
1,017.39 USD m
Revenue, TTM
- USD m
Net income, TTM
20.62 USD m
Free cash flow, TTM
- USD m
EPS diluted, TTM
0.41
P/E
-
Compare

Price

FRBT against its 20 and 50-day averages
2050beatmiss
Patternshover a marker to name it
Sales mean, own scalevs SPY
RS 103Sales 99.0Price95.597.218.0020.0022.001.3M2.5MVolumeJun 26Jul 26Aug 26Sep 26Oct 26Nov 26FRBTclose 19.2520-day 18.1650-day 18.1119.2552w high52w low

12.5% under the 52-week high of 22.00 on 13 Jul 2026. 52-week low 16.50 on 14 Oct 2026. Last 15 sessions, 22.7% high to low

Volume 0.85× normal · the line is the 50-bar volume average

Profile

FRBT
52-week range, 50% of the way up
16.5022.00

Forbright, Inc. provides banking and financial services. It offers digital consumer banking, strategic advisory, asset management, and middle-market lending services. The company was founded by John K. Delaney in 2003 and is headquartered in Chevy Chase, MD.

IndexRUT
Employees556
IPOJun 11, 2026
ATR, 14d0.89
Rel volume0.85
Short float1.16%
Insider own60.60%
Inst own28.00%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap1.02B
Enterprise Value-
Income-
Sales-
Book/sh19.54
Cash/sh-
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout-
Employees556
IPOJun 11, 2026

Ratios

P/E-
Forward P/E-
PEG-
P/S-
P/B0.99
P/C-
P/FCF-
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.69
Debt/Eq0.15
LT Debt/Eq0.15
Option/ShortNo / Yes

Earnings

EPS (ttm)-
EPS next Y-
EPS next Q0.39
EPS this Y-
EPS next Y-
EPS next 5Y-
EPS past 3/5Y- -
Sales past 3/5Y- -
EPS Y/Y TTM-
Sales Y/Y TTM-
EPS Q/Q-
Sales Q/Q-
EarningsOct 29 BMO
EPS/Sales Surpr.21.23% 10.57%

Ownership

Insider Own60.60%
Insider Trans0.00%
Inst Own28.00%
Inst Trans27.24%
ROA-
ROE-
ROIC-
Gross Margin-
Oper. Margin-
Profit Margin-
SMA206.01%
SMA506.30%
SMA2003.66%
Trades-

Technical

Shs Outstand52.85M
Shs Float20.82M
Short Float1.16%
Short Ratio2.20
Short Interest0.24M
52W High22.00 -12.50%
52W Low16.50 16.67%
Volatility5.05% 5.08%
ATR (14)0.89
RSI (14)58.05
Beta-
Rel Volume0.85
Avg Volume110.27K
Volume93,528

Performance

Perf Week-1.28%
Perf Month11.46%
Perf Quarter-0.93%
Perf Half Y-
Perf YTD10.00%
Perf Year-
Perf 3Y-
Perf 5Y-
Perf 10Y-
Recom1.50
Target Price23.25
Prev Close18.76
Price19.25
Change %2.61%

Analyst ratings

latest 8 of 8
DateActionAnalystRating changeTargetImplied
Oct 01, 2026UpgradeJJP MorganNeutral → Overweight$22+14.3%
Aug 10, 2026ResumedWWells FargoOverweight$22+14.3%
Jul 06, 2026InitiatedWWells FargoOverweight$21+9.1%
Jul 06, 2026InitiatedTTD CowenBuy
Jul 06, 2026InitiatedPPiper SandlerNeutral$21.50+11.7%
Jul 06, 2026InitiatedJJP MorganNeutral$21+9.1%
Jul 06, 2026InitiatedGGoldmanBuy$23.50+22.1%
Jul 06, 2026InitiatedBBarclaysOverweight$23+19.5%

Peers

Mkt cap
TickerCompanyMkt cap
LOBLive Oak Bancshares Inc1.59B
CUBICustomers Bancorp Inc2.84B
EGBNEagle Bancorp Inc (MD)1.05B
TCBITexas Capital Bancshares Inc4.22B
CBNKCapital Bancorp Inc686.58M
MBINMerchants Bancorp2.46B
BHRBBurke & Herbert Financial Services Corp1.43B
AXAxos Financial Inc5.20B
WALWestern Alliance Bancorp8.14B
CASHPathward Financial Inc1.56B

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VXFVanguard Extended Market Index ETFAUM: 30.47B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTWVVanguard Russell 2000 Value Index ETFAUM: 1.29B
AVSCAvantis U.S Small Cap Equity ETFAUM: 3.23B
RSSLGlobal X Russell 2000 ETFAUM: 1.43B
VTHRVanguard Russell 3000 Index ETFAUM: 4.81B
ITWOProShares Russell 2000 High Income ETFAUM: 178.20M
VTWGVanguard Russell 2000 Growth Index ETFAUM: 1.41B

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-290.4100.3380.410101.0591.396
2026Q22026-07-300.0900.1940.04484.8784.606
2026Q12026-06-030.318-0.11176.08--
2026Q4--0.395--98.996
2027Q1--0.460--98.126
2027Q2--0.582--107.586
2027Q3--0.626--110.756
2027Q4--0.696--116.35
2028Q1--0.697--114.653
2028Q2--0.750--120.43
2028Q3--0.803--128.053
2028Q4--0.833--132.153

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
No annual earnings.

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-3053198.9997.17104
2026Q4S2026-10-2953099.0797.17104
2026Q4S2026-10-2051197.4493.90101.95
2026Q4S2026-10-1352197.4493.90101.95
2026Q4S2026-10-0553197.4493.90101.95
2026Q4S2026-10-0254097.6493.90102.98
2026Q4S2026-09-3054097.5593.60102.98
2026Q4S2026-09-2953197.0693.60102.98
2026Q4S2026-09-2553197.2493.60102.98
2026Q4S2026-08-0653197.2493.60103
2026Q4S2026-07-3052196.4493.60103
2026Q4S2026-07-0650095.5393.32102.54
2026Q4S2026-07-0350095.5293.30102.54
2026Q4S2026-07-0240096.1893.30103

Estimate history

EPS, annual0.4120.836
Period20242025
EPS, quarterly0.1060.1110.0440.405
PeriodQ1 '25Q1 '26Q2 '26Q3 '26
Sales, annual524.898580.842
Period20242025
Sales, quarterly133.088141.43152.01175.175
PeriodQ1 '25Q1 '26Q2 '26Q3 '26
Shares, annual49.68849.68850.764
Period20242025MRQ
Shares, quarterly49.68849.68849.69750.764
PeriodQ1 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY
Interest Income147.34516.64501.15
Total Interest Expense75.39253.62271.60
Net Interest Income71.95263.02229.56
Loan Loss Provision1.5024.011.64
Net Interest Income After Loan Loss Provision70.45239.00227.91
Non-Interest Income27.8464.2023.74
Non-Interest Expense69.12202.05197.29
Operating Income29.17101.1654.37
Unusual Expense-0.000.00
Net Income Before Taxes29.17101.1654.37
Income Taxes8.4613.2311.00
Consolidated Net Income20.7187.9343.37
Net Income From Continuing Operations20.6287.9343.37
Net Income20.6287.9343.37
EPS (Recurring)-1.770.87
EPS (Basic, Before Extraordinaries)0.420.840.41
EPS (Diluted)0.410.840.41
Non-Operating Income (Expense)-0.000.00
Other After Tax Adjustments-0.000.00
Stock Option Compensation Expense-6.916.01
Operating Margin-17.4210.36
Net Margin-15.148.26
Shares Outstanding50.7649.6949.69
Market Capitalization1,017.391,017.39-

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q1
Interest Income147.34129.06123.75120.90
Total Interest Expense75.3965.9264.2059.84
Net Interest Income71.9563.1559.5661.06
Loan Loss Provision1.505.903.478.46
Net Interest Income After Loan Loss Provision70.4557.2556.0952.60
Non-Interest Income27.8422.9517.6812.19
Non-Interest Expense69.1266.8860.5549.80
Operating Income29.1713.3213.2115.00
Unusual Expense-0.000.000.00
Net Income Before Taxes29.1713.3213.2115.00
Income Taxes8.469.191.583.87
Consolidated Net Income20.714.1211.6311.13
Net Income From Continuing Operations20.624.1211.6311.13
Net Income20.624.1211.6311.13
EPS (Recurring)--0.230.22
EPS (Basic, Before Extraordinaries)0.420.040.110.11
EPS (Diluted)0.410.040.110.11
Non-Operating Income (Expense)-0.000.000.00
Other After Tax Adjustments-0.000.000.00
Stock Option Compensation Expense--2.231.64
Operating Margin16.658.769.3411.27
Net Margin11.772.718.228.36
Shares Outstanding50.7649.7049.6949.69
Market Capitalization1,017.39908.79914.25-

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY
Cash & Due from Banks18.2428.20
Investments2,313.862,992.26
Net Loans5,173.893,928.76
Investment in Unconsolidated Affiliates0.000.00
Customer Liability on Acceptances0.000.00
Real Estate Assets8.7325.48
Net Property, Plant & Equipment15.6918.39
Interest Receivables55.1635.52
Deferred Tax Assets153.3140.18
Other Intangible Assets150.43182.14
Total Assets7,889.317,250.93
Total Deposits6,777.915,565.33
Total Debt171.08897.68
Long Term Debt167.64897.68
Provision for Risks Charges2.702.10
Other Liabilities115.1763.87
Total Liabilities7,066.866,528.98
Preferred Stock - Carrying Value0.000.00
Common Equity822.44721.95
Total Shareholders Equity822.44721.95
Accumulated Minority Interest0.000.00
Total Equity822.44721.95
Total Liabilities & Stockholders Equity7,889.317,250.93
Book Value Per Share16.5514.53
Tangible Book Value Per Share15.9113.86
Full-Time Employees556519
Price to Book Ratio0.99-
Return on Assets1.16-
Return on Equity11.39-
Return on Invested Capital8.882.68
Current Ratio0.260.87

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY
Funds from Operations-42.42115.58
Extraordinary Item-0.000.00
Changes in Working Capital--40.887.31
Cash from Operating Activities-1.55122.89
Capital Expenditures-0.000.00
Net Assets From Acquisitions-0.000.00
Sale of Fixed Assets and Businesses-0.000.00
Purchase or Sale of Investments--1,046.04-562.70
Purchase of Investments--2,968.50-1,689.35
Sale Or Maturity of Investments-1,922.461,126.65
Federal Home Loan Advances Increase (Decrease)-32.95-31.07
Other Uses--8.66-12.38
Other Sources-0.000.00
Cash from Investing Activities--1,021.75-606.15
Cash Dividends Paid-0.000.00
Preferred Dividends (Cash Flow)-0.000.00
Change in Capital Stock-1.170.70
Repurchase of Common Pref Stock-0.000.00
Sale of Common Pref Stock-1.170.70
Proceedsfrom Stock Options-0.000.00
Issuance or Reduction of Debt, Net--724.00650.00
Change in Long Term Debt--724.00650.00
Issuance of Long Term Debt-1,180.002,205.10
Reduction of Long Term Debt--1,904.00-1,555.10
Net Financing Active Other Cash Flow--0.81-0.75
Other Financing Activities Uses--0.81-0.75
Cash from Financing Activities-488.94373.30
Net Change in Cash--531.27-109.96
Free Cash Flow-1.55122.89

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q1
Cash & Due from Banks37.6926.5225.281,201.52
Investments2,350.402,532.972,532.881,685.20
Net Loans6,110.745,544.735,328.304,097.86
Investment in Unconsolidated Affiliates-0.000.000.00
Net Property, Plant & Equipment41.9952.9115.07-
Interest Receivables49.0746.4545.3739.95
Deferred Tax Assets138.28145.27152.9639.74
Other Intangible Assets896.19152.02126.09202.53
Total Assets9,624.358,505.508,233.067,292.88
Total Deposits7,610.677,265.847,138.215,757.98
Total Debt151.27151.18170.41724.63
Long Term Debt151.27151.18167.85724.63
Provision for Risks Charges-0.002.300.00
Other Liabilities867.78121.3390.9573.91
Total Liabilities8,629.727,538.347,401.866,556.52
Preferred Stock - Carrying Value0.000.000.000.00
Common Equity991.75967.16831.20736.36
Total Shareholders Equity991.75967.16831.20736.36
Accumulated Minority Interest2.880.000.000.00
Total Equity994.63967.16831.20736.36
Total Liabilities & Stockholders Equity9,624.358,505.508,233.067,292.88
Book Value Per Share19.5419.4616.7314.82
Tangible Book Value Per Share18.8418.7416.1014.16
Full-Time Employees-557545525
Price to Book Ratio0.991.091.10-
Return on Invested Capital1.800.371.160.76
Current Ratio0.690.420.310.23

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q1
Funds from Operations--38.76-7.4410.50
Extraordinary Item-0.000.000.00
Changes in Working Capital--23.877.58-33.20
Cash from Operating Activities--62.630.13-22.70
Capital Expenditures-0.000.000.00
Net Assets From Acquisitions--37.440.000.00
Sale of Fixed Assets and Businesses-0.000.000.00
Purchase or Sale of Investments--189.70-139.24-3.37
Purchase of Investments--285.51-329.45-1,205.59
Sale Or Maturity of Investments-95.82190.211,202.22
Other Uses--1.82-2.99-1.74
Other Sources-0.000.000.00
Cash from Investing Activities--228.96-142.701.71
Cash Dividends Paid-0.000.000.00
Preferred Dividends (Cash Flow)-0.000.000.00
Change in Capital Stock-133.150.000.37
Repurchase of Common Pref Stock-0.000.000.00
Sale of Common Pref Stock-133.150.000.37
Proceedsfrom Stock Options-132.590.000.00
Issuance or Reduction of Debt, Net-0.000.00-150.00
Change in Long Term Debt-0.000.00-150.00
Issuance of Long Term Debt-0.000.00550.00
Reduction of Long Term Debt-0.000.00-700.00
Net Financing Active Other Cash Flow--0.60-0.30-0.49
Other Financing Activities Uses--0.60-0.30-0.49
Cash from Financing Activities-260.17359.9942.53
Net Change in Cash--31.42217.4221.54
Free Cash Flow--62.630.13-22.70

Revenue breakdown

Revenue split-

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-301.16%0.2M20.8M120.46K
2026-10-150.93%0.2M20.8M132.35K
2026-09-301.32%0.3M19.4M139.17K
2026-09-150.38%0.1M17.3M117.02K
2026-08-310.28%0.0M17.3M168.71K
2026-08-140.34%0.1M18.3M192.45K
2026-07-310.21%0.0M18.8M201.80K
2026-07-150.65%0.1M18.8M234.27K
2026-06-301.77%0.2M13.9M317.91K
2026-06-150.20%0.0M13.9M974.90K

Option chain

expiry 2026-11-12
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-10-298-KCurrent report2026-10-29SEC
2026-10-228-KCurrent report2026-10-21SEC
2026-10-214Statement of changes in beneficial ownership of securities2026-10-19SEC
2026-10-194Statement of changes in beneficial ownership of securities2026-10-15SEC
2026-10-194Statement of changes in beneficial ownership of securities2026-10-15SEC
2026-10-194Statement of changes in beneficial ownership of securities2026-10-15SEC
2026-08-14SCHEDULE 13GSEC
2026-08-144Statement of changes in beneficial ownership of securities2026-08-14SEC
2026-08-14SCHEDULE 13GSEC
2026-08-14SCHEDULE 13GSEC
2026-08-14SCHEDULE 13GSEC
2026-08-1310-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-13SCHEDULE 13GSEC
2026-08-114Statement of changes in beneficial ownership of securities2026-08-07SEC
2026-07-308-KCurrent report2026-07-30SEC
2026-07-174Statement of changes in beneficial ownership of securities2026-07-16SEC
2026-07-174Statement of changes in beneficial ownership of securities2026-07-16SEC
2026-07-174Statement of changes in beneficial ownership of securities2026-07-16SEC
2026-06-128-KCurrent report2026-06-11SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-10SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-10SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-10SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-10SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-10SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-10SEC
2026-06-11424B4SEC
2026-06-10EFFECTEffectiveness filing by commission orderSEC
2026-06-10S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-06-108-A12BSEC
2026-06-10CERTSEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
WELLINGTON MANAGEMENT GROUP LLP5.23%
Centerbridge Partners, L.P.4.19%
Gallatin Point Capital LLC4.19%
Bayview Asset Management, LLC2.59%
PRINCIPAL FINANCIAL GROUP INC2.19%
ALLIANCEBERNSTEIN L.P.1.87%
Allspring Global Investments Holdings, LLC1.69%
North Reef Capital Management LP1.31%
AMERICAN CENTURY COMPANIES INC1.21%
No Street GP LP0.94%

Funds

Fund% owned
Angel Oak Financial Strategies Income Term Trust2.01%
Allspring Special Small Cap Value Fund1.22%
SmallCap Fund1.14%
Small Cap Value Fund0.67%
Cliffwater Corporate Lending Fund0.56%
First Eagle Small Cap Opportunity Fund0.43%
Brighthouse Small Cap Value Portfolio0.31%
Bridge Builder Small/Mid Cap Value Fund0.16%
Blackstone Alternative Multi-Strategy Fund0.13%
SmallCap Account0.10%

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