OakChart

Farmers National Banc Corp

FMNBFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 3:59 PM ET

15.48-0.10 (-0.64%)
2026-11-12 00:11 CET
Market cap
923.23 USD m
Revenue, TTM
- USD m
Net income, TTM
68.47 USD m
Free cash flow, TTM
79.43 USD m
EPS diluted, TTM
1.38
P/E
11.18
Compare

Price

FMNB against its 20, 50 and 200-day averages
2050200beatmiss
14.0015.0016.001.1M2.2MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26FMNBclose 15.4820-day 15.5450-day 15.47200-day 14.4815.4852w high

5.9% under the 52-week high of 16.46 on 14 Aug 2026. 52-week low 12.12 on 9 Mar 2026. Last 15 sessions, 6.4% high to low

Volume 0.53× normal · the line is the 50-bar volume average

Profile

FMNB
52-week range, 77% of the way up
12.1216.46

Farmers National Banc Corp. is a bank and financial holding company, engaged in the provision of financial and banking services. It operates through following segments: Bank and Trust. The Bank segment consists of commercial and retail banking services including checking accounts, savings accounts, time deposit accounts, and commercial, mortgage and installment loans. The Trust segment offers personal and corporate trust services in the areas of estate settlement, trust administration, employee benefit plans, and retirement services. The company was founded in 1987 and is headquartered in Canfield, OH.

IndexRUT
Employees706
IPOApr 18, 1994
Beta0.75
ATR, 14d0.37
Rel volume0.53
Short float3.53%
Insider own2.41%
Inst own45.96%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap917.30M
Enterprise Value-
Income68.47M
Sales349.39M
Book/sh12.09
Cash/sh-
Dividend Est.1.03 (6.63%)
Dividend TTM0.69 (4.46%)
Dividend Ex-DateSep 11, 2026
Dividend Gr. 3/5Y1.52% 9.10%
Payout46.88%
Employees706
IPOApr 18, 1994

Ratios

P/E11.18
Forward P/E8.71
PEG1.01
P/S2.63
P/B1.28
P/C-
P/FCF11.55
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.06
Debt/Eq0.74
LT Debt/Eq0.15
Option/ShortYes / Yes

Earnings

EPS (ttm)1.38
EPS next Y1.78
EPS next Q0.43
EPS this Y-1.84%
EPS next Y24.82%
EPS next 5Y8.59%
EPS past 3/5Y-6.70% -0.33%
Sales past 3/5Y16.31% 13.37%
EPS Y/Y TTM-4.18%
Sales Y/Y TTM25.78%
EPS Q/Q-25.88%
Sales Q/Q36.24%
EarningsOct 28 BMO
EPS/Sales Surpr.-35.35% -6.90%

Ownership

Insider Own2.41%
Insider Trans-1.85%
Inst Own45.96%
Inst Trans3.93%
ROA1.11%
ROE11.58%
ROIC8.33%
Gross Margin-
Oper. Margin26.90%
Profit Margin19.60%
SMA20-0.39%
SMA500.05%
SMA2006.94%
Trades-

Technical

Shs Outstand59.25M
Shs Float57.83M
Short Float3.53%
Short Ratio5.81
Short Interest2.04M
52W High16.46 -5.94%
52W Low12.12 27.72%
Volatility2.61% 2.25%
ATR (14)0.37
RSI (14)49.40
Beta0.75
Rel Volume0.53
Avg Volume350.98K
Volume186,397

Performance

Perf Week-2.27%
Perf Month3.20%
Perf Quarter-5.49%
Perf Half Y12.50%
Perf YTD16.22%
Perf Year15.87%
Perf 3Y29.76%
Perf 5Y-16.50%
Perf 10Y27.41%
Recom2.33
Target Price17.50
Prev Close15.58
Price15.48
Change %-0.64%

Analyst ratings

latest 10 of 16
DateActionAnalystRating changeTargetImplied
Nov 02, 2026DowngradeRRaymond JamesOutperform → Mkt Perform
Nov 21, 2025ResumedPPiper SandlerNeutral$14-9.6%
Nov 21, 2024ResumedPPiper SandlerNeutral$17+9.8%
Feb 23, 2024ResumedPPiper SandlerNeutral
Jan 05, 2024UpgradeRRaymond JamesMkt Perform → Outperform$18+16.3%
Mar 10, 2023InitiatedJJanneyNeutral$14-9.6%
Oct 06, 2022DowngradeRRaymond JamesOutperform → Mkt Perform
Oct 05, 2022DowngradePPiper SandlerOverweight → Neutral$15.50 → $14.50-6.3%
Mar 03, 2021UpgradePPiper SandlerNeutral → Overweight
Sep 24, 2020InitiatedBBoenning & ScattergoodOutperform

Peers

Mkt cap
TickerCompanyMkt cap
CIVBCivista Bancshares Inc598.58M
PEBOPeoples Bancorp Inc (Marietta, OH)1.38B
FMAOFarmers & Merchants Bancorp Inc505.02M
CCNECNB Financial Corp (PA)1.06B
STBAS & T Bancorp Inc1.80B
LCNBLCNB Corp280.25M
PRKPark National Corp3.23B
FCFFirst Commonwealth Financial Corp2.04B
MPBMid Penn Bancorp Inc885.48M
SBFGSB Financial Group Inc180.01M

Insider trading

11 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Richardson Gina ADirectorSep 21 '26Buy15.351,43021,95019,026Sep 22 10:04 AM
Wenick Mark JSEVP/Chief Wealth Mgt OfficerAug 06 '26Sale15.975,00079,85032,020Aug 06 10:28 AM
Voinovich Michael CDirectorJun 22 '26Sale14.2123,309331,2210Jun 23 08:24 AM
Voinovich Michael CDirectorJun 17 '26Proposed Sale14.3023,309333,319Jun 17 11:40 AM
Varischetti Nicholas DDirectorMar 26 '26Buy12.902,00025,800228,751Mar 30 08:36 AM
Varischetti Nicholas DDirectorMar 26 '26Buy12.9773,000946,810226,751Mar 27 02:25 PM
Richardson Gina ADirectorMar 19 '26Buy12.434415,48215,807Mar 19 12:19 PM
Richardson Gina ADirectorMar 05 '26Buy12.911,23115,89215,305Mar 05 11:31 AM
Muransky EdwardDirectorMar 03 '26Buy12.7440,000509,600196,020Mar 04 09:40 AM
Wallace Amber BSEVP/Chief Retail & MarketingFeb 02 '26Buy13.021519555,829Feb 24 02:49 PM
Wallace Amber BSEVP/Chief Retail & MarketingJan 02 '26Buy13.351418755,814Feb 24 02:49 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VXFVanguard Extended Market Index ETFAUM: 30.47B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
SCHASchwab U.S. Small-Cap ETFAUM: 22.25B
BSVOEA Bridgeway Omni Small-Cap Value ETFAUM: 2.44B

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-280.2500.3870.25065.8770.753
2026Q22026-07-220.3900.3430.38970.4570.103
2026Q12026-04-220.3600.2100.36256.2654.803
2025Q42026-01-280.3900.4670.38849.1250.703
2025Q32025-10-220.3300.4050.33147.7448.002
2025Q22025-07-230.3700.3650.37047.0446.002
2025Q12025-04-160.3600.3400.36144.6845.203
2024Q42025-01-290.3800.3430.38344.1544.353
2024Q32024-10-230.2300.3400.22744.2243.002
2024Q22024-07-240.3100.3270.31441.6742.103
2024Q12024-04-240.3000.3280.30040.0442.294
2023Q42024-01-240.3900.3500.38944.9943.653
2023Q32023-10-250.3600.3770.35643.6043.853
2023Q22023-07-260.4000.3780.40144.0346.534
2023Q12023-04-260.1900.2300.18747.0447.503
2022Q42023-01-250.3900.4370.39237.6341.373

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.9000.8770.82297.70100.85
2018FY1.1701.1551.164104105.71
2019FY1.2901.2651.283110.98112.03
2020FY1.5701.4251.475133.35131.3
2021FY1.7701.9701.771146.18143.63
2022FY1.7901.8301.786168.37166.43
2023FY1.3301.2931.332179.65180.8
2024FY1.2201.1801.225170.08173.65
2025FY1.4501.5331.450188.57194.36
2026FY-1.423--277.4
2027FY-1.777--295.05
2028FY-1.857--305.55

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-3022072.4572.0072.90
2026Q4S2026-10-2821071.9571.0072.90
2026Q4S2026-10-0720071.1571.0071.30
2026Q4S2026-07-2420171.1571.0071.30
2026Q4S2026-07-2220071.6571.3072.00
2026Q4S2026-07-0720071.8071.6072.00
2026Q4S2026-07-0621071.8071.6072.00
2026Q4S2026-04-2321171.8071.6072.00
2026Q4S2026-04-2220271.3071.0071.60
2026Q4S2026-04-1320171.7571.0072.50
2026Q4S2026-04-0220271.7571.0072.50
2026Q4S2026-01-3020273.2572.5074.00
2026Q4S2026-01-2820173.7572.5075.00
2026Q4S2026-01-0720074.3073.6075.00

Estimate history

EPS, annual0.8221.1641.2831.4751.7711.7861.3321.2251.4511.3847
Period201720182019202020212022202320242025TTM
EPS, quarterly0.2270.3830.3610.370.3310.3880.3620.3890.245
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual104.578117.265130.588149.482154.652177.913255.154269.506279.904349.39
Period201720182019202020212022202320242025TTM
Sales, quarterly70.26369.38167.78669.82470.79671.62880.805100.50796.449
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual27.54427.79227.67128.1933.89834.05537.50337.58637.65359.249
Period201720182019202020212022202320242025MRQ
Shares, quarterly37.57437.58637.61537.64237.64737.65359.19259.23359.249
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income301.15233.79227.73213.34142.09116.46112.33101.9991.77
Total Interest Expense107.5991.3599.3675.5517.928.4716.1419.6113.27
Net Interest Income193.56142.44128.37137.79124.17107.9996.1982.3878.50
Loan Loss Provision6.507.077.979.151.124.899.102.453.00
Net Interest Income After Loan Loss Provision187.06135.38120.40128.63123.04103.1087.0979.9375.50
Non-Interest Income48.2446.1141.7741.8235.8338.1937.1628.6025.50
Non-Interest Expense141.32112.39106.66106.2890.3472.0770.7565.2662.87
Operating Income93.9869.0955.5264.1768.5369.2253.4943.2738.13
Unusual Expense12.714.050.095.47-4.307.113.220.20-0.15
Net Income Before Taxes81.2765.0555.4358.7072.8362.1150.2743.0838.28
Income Taxes12.8010.469.488.7712.2410.278.407.325.71
Consolidated Net Income68.4754.5945.9549.9360.6051.8441.8835.7632.57
Net Income From Continuing Operations68.4754.5945.9549.9360.6051.8441.8835.7632.57
Net Income68.4754.5945.9549.9360.6051.8441.8835.7632.57
EPS (Recurring)1.301.531.231.431.701.941.561.291.16
EPS (Basic, Before Extraordinaries)1.391.461.231.341.791.781.481.291.18
EPS (Diluted)1.381.451.221.331.791.771.471.281.16
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense2.171.972.092.061.820.870.881.221.32
Price To Earnings Ratio11.2511.2511.5610.828.9910.288.9912.7310.95
Price To Sales Ratio2.551.791.982.122.693.512.523.483.04
Operating Margin26.9024.6820.6025.1538.5244.7635.7933.1432.51
Net Margin19.6019.5017.0519.5734.0633.5228.0127.3827.77
Shares Outstanding59.2537.6537.5937.5034.0633.9028.1927.6727.79
Market Capitalization923.23923.23534.50541.72480.92525.37375.02451.56353.88

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income88.5286.0967.1259.4259.3757.7057.3057.91
Total Interest Expense30.5830.0624.5522.4023.0622.7823.1125.17
Net Interest Income57.9456.0342.5737.0236.3134.9234.2032.74
Loan Loss Provision2.792.44-1.032.311.423.55-0.200.29
Net Interest Income After Loan Loss Provision55.1553.5943.6034.7134.8931.3734.4032.44
Non-Interest Income7.9314.4113.6912.2111.4312.1210.4811.47
Non-Interest Expense40.5439.1833.3428.2728.5527.1828.5326.14
Operating Income22.5428.8323.9518.6617.7616.3216.3517.78
Unusual Expense6.111.703.980.930.000.000.000.09
Net Income Before Taxes16.4327.1319.9717.7314.6416.3216.3517.68
Income Taxes1.904.103.713.102.182.412.783.29
Consolidated Net Income14.5423.0416.2614.6412.4613.9113.5814.39
Net Income From Continuing Operations14.5423.0416.2614.6412.4613.9113.5814.39
Net Income14.5423.0416.2614.6412.4613.9113.5814.39
EPS (Recurring)0.320.410.420.410.330.370.360.38
EPS (Basic, Before Extraordinaries)0.250.390.360.390.330.370.360.38
EPS (Diluted)0.250.390.360.390.330.370.360.38
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.640.560.520.440.510.510.510.54
Price To Earnings Ratio11.2510.069.089.2210.7510.7310.6611.56
Price To Sales Ratio2.552.672.021.791.951.871.791.98
Operating Margin23.3728.6829.6426.0525.0923.3724.1325.62
Net Margin15.0722.9220.1320.4317.6019.9220.0320.74
Shares Outstanding59.2559.2359.1937.6537.6537.6437.6137.59
Market Capitalization923.23864.54780.69501.54542.49519.06490.87534.50

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks20.4920.4328.9021.3929.1520.5023.2318.0417.79
Investments1,463.221,416.811,442.181,385.091,531.37836.01502.00462.18449.11
Net Loans3,267.903,232.483,163.692,377.772,301.702,055.901,797.051,722.251,565.07
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets-----0.000.020.000.17
Net Property, Plant & Equipment64.7661.9744.3639.1737.5225.6223.8221.2122.29
Interest Receivables0.000.250.420.0012.460.000.000.000.00
Deferred Tax Assets--------5.25
Other Intangible Assets429.50386.98398.79258.77200.09133.11103.04105.19109.13
Total Assets5,245.875,118.925,078.354,082.204,142.753,071.152,449.162,328.862,159.07
Total Deposits4,342.784,266.784,177.393,561.773,547.242,610.882,008.961,799.721,604.72
Total Debt375.96401.09452.64191.9894.3484.88125.94254.26296.56
Long Term Debt93.5894.7096.4795.9093.5180.7147.378.056.99
Provision for Risks Charges1.341.561.400.000.000.000.000.000.00
Deferred Tax Liabilities--------2.55
Other Liabilities40.0743.4742.5136.1628.7425.2914.9512.5715.72
Total Liabilities4,760.154,712.904,673.943,789.913,670.322,721.052,149.852,066.541,916.99
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity485.73406.03404.42292.30472.43350.10299.31262.32242.07
Total Shareholders Equity485.73406.03404.42292.30472.43350.10299.31262.32242.07
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity485.73406.03404.42292.30472.43350.10299.31262.32242.07
Total Liabilities & Stockholders Equity5,245.875,118.925,078.354,082.204,142.753,071.152,449.162,328.862,159.07
Book Value Per Share12.9010.8010.788.5813.9412.4210.829.448.79
Tangible Book Value Per Share7.985.805.715.6010.9110.669.287.866.98
Tier 1 Capital466.55433.82410.24421.31380.95289.27249.70225.15201.41
Tier 2 Capital110.15109.42109.44101.98104.3922.1414.4913.5912.31
Full-Time Employees706682666546550444.50450453445
Price to Book Ratio1.291.221.711.811.331.071.511.351.71
Return on Assets1.050.901.091.471.441.521.501.451.10
Return on Equity12.2411.3414.3315.8512.6112.9012.7312.919.98
Return on Invested Capital9.429.189.9715.619.169.7210.3112.059.12
Current Ratio0.020.020.030.020.040.140.050.040.04

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations90.8670.8162.0465.9069.8154.6445.2939.5939.14
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-8.39-10.774.37-3.8610.06-8.08-5.39-3.86-0.91
Cash from Operating Activities82.4760.0466.4062.0479.8846.5639.9035.7438.23
Capital Expenditures-3.04-22.86-11.69-3.88-5.50-1.38-18.70-1.46-0.45
Net Assets From Acquisitions0.000.00-0.60-13.18-1.030.00-3.150.000.00
Sale of Fixed Assets and Businesses66.050.300.330.531.4083.810.500.250.00
Purchase or Sale of Investments-36.65-17.073.35143.38-124.12-740.05-55.29-14.44-17.42
Purchase of Investments-226.96-151.84-107.99-2.59-242.38-851.12-177.05-84.99-70.88
Sale Or Maturity of Investments190.31134.77111.34145.97118.27111.07121.7770.5553.46
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources3.070.462.327.200.690.350.000.050.00
Cash from Investing Activities2.04-78.85-94.9178.20-204.65-415.24-150.72-90.12-177.56
Cash Dividends Paid-33.40-25.47-25.39-25.40-22.00-14.07-12.65-10.54-8.32
Change in Capital Stock0.000.000.00-11.540.00-0.16-14.24-2.84-1.23
Repurchase of Common Pref Stock0.000.000.00-11.540.00-0.16-14.24-2.84-1.23
Sale of Common Pref Stock0.000.000.000.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net47.00-24.00-52.53185.0095.000.00-97.09-128.64-45.82
Change in Long Term Debt0.000.00-2.540.000.006.77-47.5639.06-1.01
Issuance of Long Term Debt0.000.000.000.000.0073.750.0040.000.00
Reduction of Long Term Debt0.000.00-2.540.000.00-66.98-47.56-0.94-1.01
Net Financing Active Other Cash Flow-1.01-1.11-0.880.000.000.000.000.000.00
Other Financing Activities Uses-1.01-1.11-0.880.000.00-0.00-0.00
Cash from Financing Activities-64.9425.4310.59-112.1487.53226.85294.6867.22139.64
Net Change in Cash19.576.62-17.9228.11-37.24-141.83183.8612.830.31
Free Cash Flow79.4352.1854.7158.1674.3745.1936.2034.2837.77
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow19.3618.7618.1916.549.1517.4616.0019.1612.10
Federal Home Loan Advances Increase (Decrease)-1.14-10.475.80-2.692.182.540.01-1.25

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks31.0742.5638.2220.4923.8120.10
Investments1,551.221,661.171,689.901,463.221,420.791,392.01
Net Loans4,801.294,723.194,745.383,267.903,298.253,264.80
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment88.4689.0990.0364.7664.3463.59
Interest Receivables0.000.000.000.000.000.01
Other Intangible Assets647.33624.87611.95429.50428.38437.93
Total Assets7,119.367,140.887,175.485,245.875,235.575,178.43
Total Deposits5,808.775,831.115,921.394,342.784,400.524,396.42
Total Debt533.05467.06446.51375.96329.60297.46
Long Term Debt105.55105.05104.0293.5894.2593.80
Provision for Risks Charges2.272.251.881.341.561.30
Other Liabilities58.7856.5138.8140.0737.9545.50
Total Liabilities6,402.886,356.936,408.594,760.154,769.634,740.68
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity716.49783.95766.89485.73465.95437.75
Total Shareholders Equity716.49783.95766.89485.73465.95437.75
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity716.49783.95766.89485.73465.95437.75
Total Liabilities & Stockholders Equity7,119.367,140.887,175.485,245.875,235.575,178.43
Book Value Per Share12.0913.2412.9612.9012.3811.63
Tangible Book Value Per Share6.938.057.747.987.446.67
Tier 1 Capital663.42657.81642.80466.55457.17450.04
Tier 2 Capital127.81127.53128.57110.15112.75111.86
Full-Time Employees---706--
Price to Book Ratio1.291.131.021.081.241.21
Return on Assets1.111.080.931.051.040.98
Return on Equity11.5810.879.5812.2412.0012.08
Return on Invested Capital1.772.591.872.532.222.62
Current Ratio0.060.100.110.020.080.08

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations27.6526.4615.5721.1813.5917.57
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital0.710.61-7.97-1.74-2.67-3.55
Cash from Operating Activities28.3727.077.6019.4410.9214.02
Capital Expenditures-0.88-0.57-0.51-1.09-1.68-1.59
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.001.2764.780.000.000.29
Purchase or Sale of Investments-29.8415.524.24-26.57-0.537.08
Purchase of Investments-135.85-21.12-16.37-53.63-49.70-12.47
Sale Or Maturity of Investments106.0136.6420.6127.0549.1719.55
Other Uses0.000.000.000.000.000.00
Other Sources0.002.510.560.000.000.46
Cash from Investing Activities-114.0832.0285.35-1.25-38.85-46.16
Cash Dividends Paid-10.62-10.03-6.37-6.37-6.37-6.37
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.000.000.000.000.000.00
Repurchase of Common Pref Stock0.000.000.000.000.000.00
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net66.0020.00-85.0046.0032.00101.00
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow-0.16-0.12-0.67-0.06-0.19-0.14
Other Financing Activities Uses-0.16-0.12-0.67-0.06-0.19-0.14
Cash from Financing Activities32.87-80.420.78-18.1729.549.62
Net Change in Cash-52.84-21.3393.730.011.60-22.52
Free Cash Flow27.4926.507.0918.359.2412.42
Price to Free Cash Flow19.3626.9927.3118.8032.0018.35

Revenue breakdown

United States2024: 269.45M 2025: 279.92M
Bank2024: 222.39M 2025: 229.94M
Consolidation, Policy2024: 34.33M 2025: 35.27M
Trust2024: 12.74M 2025: 14.71M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-303.53%2.0M57.8M357.07K
2026-10-153.83%2.2M57.8M387.61K
2026-09-303.98%2.3M57.8M399.28K
2026-09-153.77%2.2M57.8M445.55K
2026-08-313.17%1.8M57.8M451.96K
2026-08-143.11%1.8M57.8M440.24K
2026-07-313.22%1.9M57.8M426.18K
2026-07-152.98%1.7M57.8M403.12K
2026-06-302.70%1.6M57.8M388.84K
2026-06-151.46%0.8M57.8M352.44K
2026-05-291.65%1.0M57.8M378.09K
2026-05-151.32%0.8M57.8M408.03K
2026-04-301.65%1.0M57.9M455.84K
2026-04-151.65%1.0M57.9M457.43K
2026-03-311.73%1.0M56.7M443.04K
2026-03-131.35%0.8M56.7M385.99K
2026-02-278.17%2.9M36.0M319.13K
2026-02-137.67%2.8M36.0M273.44K
2026-01-305.24%1.9M36.0M211.18K
2026-01-153.96%1.4M36.0M193.97K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.5012.0014.600.0018.1940.000.000.991-0.0150.001
call5.009.9012.400.0011.1860.000.000.967-0.0460.002
call7.507.409.700.007.2170.000.000.950-0.0440.002
call10.005.107.200.005.1080.000.000.860-0.1010.005
call12.502.604.700.002.5700.000.000.787-0.0850.007
call15.000.002.300.852.18723.000.000.598-0.0740.009
call17.500.000.750.071.5301.000.000.344-0.0760.009
call20.000.000.750.002.1600.000.000.275-0.0980.008
call22.500.000.750.002.6310.000.000.241-0.1100.008
call25.000.000.750.003.0330.000.000.220-0.1210.007
call30.000.000.750.003.6770.000.000.194-0.1360.007
put2.500.000.050.005.6860.000.00-0.008-0.0150.001
put5.000.000.750.004.8970.000.00-0.032-0.0470.002
put7.500.000.200.003.1770.000.00-0.048-0.0410.003
put10.000.000.750.003.4170.000.00-0.138-0.1030.005
put12.500.000.750.052.1761.000.00-0.212-0.0860.007
put15.000.000.750.341.01711.000.00-0.396-0.0610.009
put17.500.903.900.002.7320.000.00-0.654-0.0770.009
put20.003.705.100.001.9350.000.00-0.723-0.0980.008
put22.506.107.600.002.4110.000.00-0.758-0.1120.007
put25.008.6010.100.002.8050.000.00-0.779-0.1230.007
put30.0013.1015.500.004.0400.000.00-0.804-0.1380.007

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-30SCHEDULE 13GSEC
2026-10-288-KCurrent report2026-10-28SEC
2026-09-224Statement of changes in beneficial ownership of securities2026-09-21SEC
2026-09-188-KCurrent report2026-09-18SEC
2026-08-064Statement of changes in beneficial ownership of securities2026-08-06SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-29SCHEDULE 13G/ASEC
2026-07-228-KCurrent report2026-07-22SEC
2026-06-234Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-1811-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-17144Filing for proposed sale of securities under Rule 144.SEC
2026-05-128-K/A2026-03-02SEC
2026-05-124Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-124Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-124Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-124Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-124Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-124Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-124Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-124Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-124Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-124Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-124Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-124Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-07S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-05-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-04-27SCHEDULE 13G/ASEC
2026-04-228-KCurrent report2026-04-22SEC
2026-04-203Initial statement of beneficial ownership of securities2026-04-16SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-0921.95K100
2026-080079.85K1
2026-070000
2026-0600331.22K1
2026-050000
2026-040000
2026-031.50M500
2026-02195100
2026-01187100
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.8.10%
VANGUARD CAPITAL MANAGEMENT LLC4.19%
STATE STREET CORP3.36%
DIMENSIONAL FUND ADVISORS LP2.78%
GEODE CAPITAL MANAGEMENT, LLC2.66%
JPMORGAN CHASE & CO1.41%
NORTHERN TRUST CORP1.01%
VANGUARD PORTFOLIO MANAGEMENT LLC0.90%
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC0.85%
TWO SIGMA INVESTMENTS, LP0.83%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND3.01%
iShares Russell 2000 ETF2.81%
Fidelity Small Cap Index Fund1.10%
VANGUARD EXTENDED MARKET INDEX FUND1.10%
iShares Russell 2000 Value ETF1.02%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF0.91%
VANGUARD RUSSELL 2000 INDEX FUND0.57%
Fidelity Extended Market Index Fund0.49%
JPMorgan Small Cap Value Fund0.45%
College Retirement Equities Fund - Total Global Stock Account0.41%

OakChart. FMNB. Cached 15 minutes.