OakChart

Civista Bancshares Inc

CIVBFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 11:16 AM ET

28.90+0.10 (0.36%)
2026-11-11 17:17 CET
Market cap
596.30 USD m
Revenue, TTM
- USD m
Net income, TTM
57.46 USD m
Free cash flow, TTM
66.14 USD m
EPS diluted, TTM
2.78
P/E
10.39
Compare

Price

CIVB against its 20, 50 and 200-day averages
2050200beat
22.0024.0026.0028.0030.00397K794KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26CIVBclose 28.9020-day 28.0550-day 27.42200-day 26.0728.9052w high

3.6% under the 52-week high of 29.97 on 3 Aug 2026. 52-week low 21.10 on 19 Nov 2025. Last 15 sessions, 8.2% high to low

Profile

CIVB
52-week range, 88% of the way up
21.1029.97

Civista Bancshares, Inc. is a financial holding company, which engages in the community banking business. The firm offers financial services through its offices in Ohio, Indiana, and Kentucky. Its primary deposit products are checking, savings, and term certificate accounts, and its lending products are residential mortgage, commercial, and installment loans. The firm also provides equipment leasing and financing services nationwide. The company was founded on February 19, 1987 and is headquartered in Sandusky, OH.

IndexRUT
IPOApr 06, 1994
Beta0.64
ATR, 14d0.72
Rel volume1.07
Short float3.03%
Insider own2.22%
Inst own66.73%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap598.47M
Enterprise Value-
Income57.46M
Sales263.89M
Book/sh26.69
Cash/sh-
Dividend Est.0.72 (2.49%)
Dividend TTM0.72 (2.49%)
Dividend Ex-DateNov 03, 2026
Dividend Gr. 3/5Y6.69% 9.10%
Payout25.73%
Employees-
IPOApr 06, 1994

Ratios

P/E10.39
Forward P/E9.70
PEG2.48
P/S2.27
P/B1.08
P/C-
P/FCF9.05
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.07
Debt/Eq0.42
LT Debt/Eq0.20
Option/ShortYes / Yes

Earnings

EPS (ttm)2.78
EPS next Y2.98
EPS next Q0.74
EPS this Y5.32%
EPS next Y1.42%
EPS next 5Y3.91%
EPS past 3/5Y0.54% 5.78%
Sales past 3/5Y17.98% 14.77%
EPS Y/Y TTM3.97%
Sales Y/Y TTM4.90%
EPS Q/Q13.38%
Sales Q/Q4.01%
EarningsOct 22 BMO
EPS/Sales Surpr.10.52% 0.62%

Ownership

Insider Own2.22%
Insider Trans0.13%
Inst Own66.73%
Inst Trans0.78%
ROA1.37%
ROE10.93%
ROIC8.67%
Gross Margin-
Oper. Margin26.43%
Profit Margin21.77%
SMA203.02%
SMA505.36%
SMA20010.82%
Trades-

Technical

Shs Outstand20.71M
Shs Float20.25M
Short Float3.03%
Short Ratio4.38
Short Interest0.61M
52W High29.97 -3.59%
52W Low21.10 36.94%
Volatility3.39% 2.55%
ATR (14)0.72
RSI (14)62.24
Beta0.64
Rel Volume1.07
Avg Volume140.05K
Volume46,341

Performance

Perf Week0.30%
Perf Month8.30%
Perf Quarter0.93%
Perf Half Y18.18%
Perf YTD30.04%
Perf Year32.30%
Perf 3Y98.73%
Perf 5Y13.45%
Perf 10Y90.47%
Recom2.00
Target Price31.33
Prev Close28.79
Price28.90
Change %0.36%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Apr 02, 2026ResumedPPiper SandlerNeutral
Jan 30, 2026ReiteratedHHovde GroupMarket Perform$23 → $26-10.0%
Oct 27, 2025ResumedDDA DavidsonBuy$26-10.0%
Aug 18, 2025DowngradeHHovde GroupOutperform → Market Perform$22-23.9%
Oct 30, 2024UpgradeHHovde GroupMarket Perform → Outperform$22-23.9%
Apr 01, 2024ResumedHHovde GroupMarket Perform$16-44.6%
Feb 21, 2024ResumedPPiper SandlerNeutral$18-37.7%
May 03, 2023ResumedPPiper SandlerOverweight
Nov 30, 2022InitiatedJJanneyBuy$27-6.6%
Jul 29, 2022DowngradeHHovde GroupOutperform → Market Perform$27.50 → $25-13.5%

Peers

Mkt cap
TickerCompanyMkt cap
FMAOFarmers & Merchants Bancorp Inc507.29M
FMNBFarmers National Banc Corp916.42M
SBFGSB Financial Group Inc181.76M
LCNBLCNB Corp280.39M
COFSChoiceone Financial Services Inc546.52M
PEBOPeoples Bancorp Inc (Marietta, OH)1.37B
FFBCFirst Financial Bancorp3.44B
PRKPark National Corp3.19B
MBWMMercantile Bank Corp1.06B
OVBCOhio Valley Banc Corp230.04M

Insider trading

3 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Macioce Mark J.DirectorNov 04 '26Buy28.982096,057541Nov 05 01:42 PM
Parcher Charles A.PresidentSep 23 '26Buy26.7540010,7003,150Sep 24 11:54 AM
Weaks Nathan ESubsidiary DirectorNov 18 '25Buy21.491,00021,49011,283Nov 19 02:06 PM

Held by

AUM
TickerCompanyAUM
IWMiShares Russell 2000 Index FundAUM: 77.38B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 204
  • Civista Bancshares, Inc. Appoints Jeremy Normington-Slay to Board of Directors (PR Newswire)
  • Civista Reaches Its EPS Run-Rate Target Early On Margin Expansion, But A Sub-Debt Reset And Souring Sentiment Complicate The Setup (Earnings Whispers) +5.23%
  • Civista Bancshares: Q3 Earnings Snapshot (Associated Press)
  • Civista Bancshares, Inc. Announces Third Quarter 2026 Net Income of $16.0 million, up 25.5% from Third Quarter 2025 (PR Newswire)
  • CIVISTA BANCSHARES, INC. ANNOUNCES FOURTH QUARTER COMMON DIVIDEND (PR Newswire)
  • Loading…
  • Civista Bancshares Names Mark J. Sams Senior Vice President and Chief Revenue Officer (PR Newswire)
  • CIVISTA BANCSHARES, INC. ANNOUNCES THIRD QUARTER 2026 EARNINGS RELEASE DATE (PR Newswire)
  • Civista Bancshares Completes Leadership Transition; Chuck Parcher Assumes Role as President and CEO (PR Newswire)
  • CIVISTA BANCSHARES, INC. ANNOUNCES REVISED RECORD DATE FOR THIRD QUARTER COMMON DIVIDEND (PR Newswire)
  • Civista Bancshares Inc (CIVB) Q2 2026 Earnings Call Highlights: Strong Net Income Growth Amidst ... (GuruFocus.com)
  • Civista Bancshares: Q2 Earnings Snapshot (Associated Press)
  • Civista Bancshares, Inc. Announces Second-Quarter 2026 Net Income of $14.3 million, up $3.3 million from Second-Quarter 2025 (PR Newswire)
  • CIVISTA BANCSHARES, INC. ANNOUNCES THIRD QUARTER COMMON DIVIDEND (PR Newswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-220.7700.6970.77049.0848.786
2026Q22026-07-230.6900.6700.68947.6048.086
2026Q12026-04-220.7400.5680.72347.2545.526
2025Q42026-01-290.7500.6200.60046.3445.336
2025Q32025-10-230.6800.6000.68044.1843.635
2025Q22025-07-240.7100.6970.71141.4042.776
2025Q12025-04-240.6600.5150.65740.6340.356
2024Q42025-01-300.6300.5330.62940.3739.976
2024Q32024-10-290.5300.4370.53238.9237.816
2024Q22024-07-290.4500.3900.44938.2937.076
2024Q12024-04-300.4100.4600.40536.8838.326
2023Q42024-02-080.6200.5760.61338.8839.505
2023Q32023-10-270.6600.6080.66039.6340.875
2023Q22023-07-280.6400.7150.63640.4942.766
2023Q12023-04-280.8200.8060.81943.6743.605
2022Q42023-02-070.7700.7520.75242.6338.776

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.2801.2541.28570.8471.61
2018FY1.8501.6001.02085.7183.48
2019FY2.0102.0202.010109.03108.72
2020FY2.0001.8021.996117.91117.7
2021FY2.6302.6102.631126.88127.13
2022FY2.6002.6502.600139.28136.78
2023FY2.7302.6762.731162.66165.23
2024FY2.0101.9132.015154.46155.23
2025FY2.7902.6432.640172.55172.09
2026FY-2.938--194.18
2027FY-2.980--202.18
2028FY-3.130--211.88

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-0950049.5448.7050.10
2026Q4S2026-10-2250049.5648.7050.10
2026Q4S2026-10-1950049.5048.9050.00
2026Q4S2026-10-0650149.5048.9050.00
2026Q4S2026-09-2150349.5048.9050.00
2026Q4S2026-08-0550349.4648.9050.00
2026Q4S2026-07-2450249.7848.9050.60
2026Q4S2026-07-2350249.8649.3050.60
2026Q4S2026-07-0850050.1649.3050.60
2026Q4S2026-07-0651050.1649.3050.60
2026Q4S2026-07-0254050.1649.3050.60
2026Q4S2026-04-2454050.1249.3050.60
2026Q4S2026-04-2253149.8849.2050.60
2026Q4S2026-04-1450149.3048.5050.40

Estimate history

EPS, annual1.2851.022.011.9962.6312.62.7312.0152.6432.7823
Period201720182019202020212022202320242025TTM
EPS, quarterly0.5320.6290.6570.7110.680.60.7230.6890.771
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual74.92891.808120.497128.047133.194155.231219.897244.443254.952263.89
Period201720182019202020212022202320242025TTM
Sales, quarterly62.42762.24861.59362.8664.87365.62665.2465.55467.474
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual10.19815.60316.68815.89814.95415.72815.69515.48820.74620.712
Period201720182019202020212022202320242025MRQ
Shares, quarterly15.73715.48815.51915.52919.31320.74620.78320.79420.712
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income225.92220.99206.69182.73126.16101.7499.8698.0573.68
Total Interest Expense73.6282.4089.9857.2415.956.3210.1412.957.57
Net Interest Income152.30138.58116.71125.50110.2095.4289.7385.1066.11
Loan Loss Provision3.023.385.364.431.750.8310.111.030.78
Net Interest Income After Loan Loss Provision149.28135.21111.35121.06108.4594.5979.6184.0665.33
Non-Interest Income37.9733.9737.7537.1629.0831.4528.1822.4418.13
Non-Interest Expense117.51113.94112.52107.6190.4977.6770.6766.9566.68
Operating Income69.7455.2336.5750.6147.0348.3837.1339.5616.78
Unusual Expense0.000.000.000.000.000.000.000.000.00
Net Income Before Taxes69.7455.2336.5750.6147.0348.3837.1339.5616.78
Income Taxes12.159.024.897.657.617.834.945.682.64
Consolidated Net Income57.4646.0531.0141.3838.9340.3732.0933.8814.14
Net Income From Continuing Operations57.4646.0531.0141.3838.9340.3732.0933.8814.14
Net Income57.4646.0531.0141.3838.9340.3732.0933.2313.18
EPS (Recurring)2.782.642.012.732.602.632.002.011.02
EPS (Basic, Before Extraordinaries)2.782.642.012.732.602.632.002.121.10
EPS (Diluted)2.782.642.012.732.602.632.002.011.02
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments-0.14-0.17-0.67-1.58-0.50-0.17-0.100.000.00
Stock Option Compensation Expense1.130.670.690.780.650.510.450.390.34
Price To Earnings Ratio10.3510.3510.526.438.649.278.7811.9418.73
Price To Sales Ratio2.071.521.321.272.122.812.203.362.63
Operating Margin26.4321.6614.9623.0230.3036.3229.0032.8318.28
Net Margin21.7718.0612.6918.8225.0830.3125.0627.5814.36
Shares Outstanding20.7120.7515.4915.7015.7314.9515.9016.6915.60
Market Capitalization596.30596.30331.10289.43346.16366.63278.98371.50268.30

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income57.8256.5555.8155.7455.2456.2753.7353.23
Total Interest Expense18.3917.9517.9919.2920.7021.4620.9621.88
Net Interest Income39.4338.5937.8236.4534.5534.8132.7731.35
Loan Loss Provision1.291.77-0.630.580.201.021.570.70
Net Interest Income After Loan Loss Provision38.1336.8238.4535.8734.3433.7931.2130.66
Non-Interest Income9.659.019.439.899.636.597.869.02
Non-Interest Expense27.9828.6529.8731.0028.3327.4827.1328.30
Operating Income19.8117.1818.0114.7515.6512.9011.9411.38
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes19.8117.1818.0114.7515.6512.9011.9411.38
Income Taxes3.792.863.022.482.891.881.771.49
Consolidated Net Income15.9614.2614.9612.2812.7010.9710.129.68
Net Income From Continuing Operations15.9614.2614.9612.2812.7010.9710.129.68
Net Income15.9614.2614.9612.2812.7010.9710.129.68
EPS (Recurring)0.770.690.720.600.680.710.660.63
EPS (Basic, Before Extraordinaries)0.770.690.720.600.680.710.660.63
EPS (Diluted)0.770.690.720.600.680.710.660.63
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments-0.06-0.05-0.030.01-0.06-0.04-0.04-0.22
Stock Option Compensation Expense0.140.340.570.080.160.310.120.11
Price To Earnings Ratio10.3510.408.618.308.0410.249.7010.52
Price To Sales Ratio2.072.241.821.781.511.441.221.33
Operating Margin29.3626.2027.6122.4724.1320.5219.3918.28
Net Margin23.6521.7522.9318.7119.5817.4516.4415.55
Shares Outstanding20.7120.7920.7820.7519.3115.5315.5215.49
Market Capitalization596.30586.50472.56429.13392.25360.04302.47331.10

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks77.3263.1660.4143.36264.24137.0548.5342.7840.52
Investments738.77704.11680.99684.07605.82427.97396.33376.89252.27
Net Loans3,228.033,041.562,824.572,619.771,971.242,032.471,694.201,548.261,151.53
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets-----0.03-0.000.02
Net Property, Plant & Equipment43.0048.2358.4066.1324.7625.2626.1422.0217.61
Interest Receivables14.4413.4512.8211.187.389.427.096.724.49
Deferred Tax Assets16.5021.6818.3618.450.98----
Other Intangible Assets218.41206.28205.88196.50138.48136.66137.25142.2859.43
Total Assets4,336.454,098.473,861.423,639.453,012.912,768.862,309.562,138.951,525.86
Total Deposits3,466.463,211.872,985.032,619.982,416.702,189.401,678.761,579.891,204.92
Total Debt286.57451.95455.83645.46206.54185.44277.87245.23123.08
Long Term Debt110.34111.97116.25226.12180.63155.95157.1929.4334.43
Provision for Risks Charges5.115.675.725.635.710.000.000.000.00
Other Liabilities34.8440.4842.8433.5325.8743.9222.7914.9413.39
Total Liabilities3,792.983,709.973,489.423,304.612,654.822,418.751,979.431,840.061,341.40
Preferred Stock - Carrying Value0.000.000.000.000.000.000.009.3617.36
Common Equity543.47388.50372.00334.83355.21350.11330.13289.53167.10
Total Shareholders Equity543.47388.50372.00334.83355.21350.11330.13298.90184.46
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity543.47388.50372.00334.83355.21350.11330.13298.90184.46
Total Liabilities & Stockholders Equity4,336.454,098.473,861.423,639.453,010.032,768.862,309.562,138.951,525.86
Book Value Per Share26.2025.0823.7021.2923.7522.0219.7818.5616.39
Tangible Book Value Per Share19.4116.6615.2912.7818.2816.8214.7713.1413.68
Tier 1 Capital474.55341.81318.32293.16295.06283.46270.50246.85187.64
Tier 2 Capital114.78114.69110.76101.9699.1024.0514.7713.6813.13
Full-Time Employees--532530441459457432350
Price to Book Ratio1.080.840.871.111.030.801.210.941.36
Return on Assets1.090.781.121.171.401.261.520.771.09
Return on Equity9.888.1611.7111.2811.459.4410.775.859.86
Return on Invested Capital7.046.208.486.947.536.346.954.317.25
Current Ratio0.040.030.050.030.200.130.030.030.04

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations-50.7943.3953.6222.2425.5431.2138.0418.61
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital--5.50-0.647.22-1.752.15-2.40-0.32-1.48
Cash from Operating Activities68.5145.3042.7560.8320.5027.6928.8037.7117.12
Capital Expenditures-2.37-1.16-5.50-10.43-6.51-1.93-1.93-4.16-1.47
Net Assets From Acquisitions149.47149.470.000.00-51.640.000.000.00143.80
Sale of Fixed Assets and Businesses0.481.394.240.000.180.010.010.001.19
Purchase or Sale of Investments1.33-12.48-38.3612.82-37.21-199.654.330.72-78.36
Purchase of Investments-143.44-123.82-87.22-46.46-146.75-268.55-56.36-71.65-135.17
Sale Or Maturity of Investments144.77111.3348.8659.28109.5568.9060.6872.3756.81
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources2.371.472.070.320.000.000.000.000.00
Cash from Investing Activities54.4253.56-253.30-309.92-405.68-117.42-337.09-148.70-31.29
Cash Dividends Paid-14.50-11.84-10.06-9.60-8.49-8.04-7.12-7.19-4.75
Change in Capital Stock-2.5475.49-0.16-1.63-16.89-22.31-13.45-4.310.00
Repurchase of Common Pref Stock-2.54-0.18-0.16-1.63-16.89-22.31-13.45-4.310.00
Sale of Common Pref Stock0.0075.670.000.000.000.000.000.000.00
Proceedsfrom Stock Options0.0075.670.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-112.06-166.85-3.31-87.69257.5919.97-91.2629.38122.14
Change in Long Term Debt-2.56-2.85-4.31-61.36-135.7523.390.00120.00-10.00
Issuance of Long Term Debt0.000.000.000.000.0073.39183.69125.000.00
Reduction of Long Term Debt-2.56-2.85-4.31-61.36-135.75-50.00-183.69-5.00-10.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.00---0.00
Cash from Financing Activities-117.98-84.70213.30266.13164.30216.93398.80116.7416.42
Net Change in Cash4.9414.162.7517.05-220.88127.1990.475.762.26
Free Cash Flow66.1444.1438.5657.4013.9925.7626.8834.5115.65
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.00-0.65-0.96
Price to Free Cash Flow10.5711.9811.365.8559.9521.1214.2714.8022.14
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks67.7161.7483.5377.3262.7773.86
Investments692.87731.76736.16738.77714.28713.13
Net Loans3,250.533,213.193,189.133,228.033,055.743,110.67
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment39.3739.9441.2843.0043.4745.20
Interest Receivables14.7014.8514.7814.4414.0714.82
Deferred Tax Assets23.1816.0516.2116.5019.5022.82
Other Intangible Assets216.57216.76217.25218.41203.50205.37
Total Assets4,304.934,294.304,298.324,336.454,113.334,185.87
Total Deposits3,477.683,458.243,501.893,466.463,230.463,196.21
Total Debt232.31234.02210.83286.57344.44546.43
Long Term Debt109.60110.11110.26110.34112.25112.53
Provision for Risks Charges9.683.894.625.115.486.02
Other Liabilities32.5231.3628.7434.8433.9233.07
Total Liabilities3,752.183,727.513,746.083,792.983,614.313,781.73
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity552.74566.78552.24543.47499.03404.14
Total Shareholders Equity552.74566.78552.24543.47499.03404.14
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity552.74566.78552.24543.47499.03404.14
Total Liabilities & Stockholders Equity4,304.934,294.304,298.324,336.454,113.334,185.87
Book Value Per Share26.6927.2626.5726.2025.8426.02
Tangible Book Value Per Share19.9920.5519.8319.4119.1317.66
Price to Book Ratio1.081.060.870.860.780.91
Return on Assets1.371.281.211.091.060.95
Return on Equity10.9311.1610.729.899.7310.02
Return on Invested Capital2.412.112.261.882.082.12
Current Ratio0.070.070.080.040.060.06

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Extraordinary Item0.000.000.000.000.000.00
Cash from Operating Activities27.5817.1112.1811.6418.9711.08
Capital Expenditures-1.31-0.40-0.44-0.22-0.56-0.22
Net Assets From Acquisitions0.000.000.00149.470.000.00
Sale of Fixed Assets and Businesses-0.400.300.100.480.000.71
Purchase or Sale of Investments3.3514.02-1.21-14.833.40-2.96
Purchase of Investments-26.69-27.06-36.91-52.78-15.19-12.57
Sale Or Maturity of Investments30.0441.0835.7037.9518.599.61
Other Uses0.000.000.000.000.000.00
Other Sources2.100.000.000.271.190.00
Cash from Investing Activities-33.52-14.3538.2664.0265.62-54.85
Cash Dividends Paid-3.74-3.74-3.73-3.28-3.28-2.64
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-2.220.00-0.32-0.0075.660.00
Repurchase of Common Pref Stock-2.220.00-0.32-0.00-0.010.00
Sale of Common Pref Stock0.000.000.000.0075.670.00
Proceedsfrom Stock Options0.000.000.000.0075.670.00
Issuance or Reduction of Debt, Net-2.5423.82-75.61-57.72-202.3172.49
Change in Long Term Debt-1.540.32-0.61-0.72-0.81-1.01
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt-1.540.32-0.61-0.72-0.81-1.01
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities11.90-24.54-44.24-61.11-95.6827.17
Net Change in Cash5.97-21.786.2114.55-11.09-16.60
Free Cash Flow26.2716.7111.7411.4218.4110.86
Price to Free Cash Flow10.5713.2111.9514.0710.9411.99

Revenue breakdown

State Commercial Banks2024: 19.12M 2025: 19.02M
United States2024: 19.12M 2025: 19.02M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-303.03%0.6M20.3M138.75K
2026-10-153.58%0.7M20.3M136.97K
2026-09-303.62%0.7M20.3M143.07K
2026-09-153.15%0.6M20.3M152.38K
2026-08-312.91%0.6M20.3M145.43K
2026-08-142.71%0.6M20.3M127.03K
2026-07-312.47%0.5M20.3M114.53K
2026-07-152.04%0.4M20.3M111.12K
2026-06-302.43%0.5M20.3M103.91K
2026-06-151.34%0.3M20.3M85.44K
2026-05-291.33%0.3M20.3M85.04K
2026-05-151.23%0.3M20.3M84.84K
2026-04-301.41%0.3M20.3M91.65K
2026-04-151.35%0.3M20.3M92.20K
2026-03-311.51%0.3M20.3M93.55K
2026-03-131.33%0.3M20.3M99.80K
2026-02-271.28%0.3M20.3M103.17K
2026-02-131.26%0.2M18.9M104.66K
2026-01-301.26%0.2M18.9M98.07K
2026-01-151.48%0.3M18.9M99.80K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call12.5015.4019.000.007.2500.000.000.966-0.0630.003
call15.0012.9016.500.005.9950.000.000.958-0.0610.004
call17.5010.4014.008.704.9671.000.000.841-0.3640.011
call20.007.5011.507.474.0840.000.000.804-0.3460.013
call22.504.108.805.273.0790.000.000.760-0.3210.014
call25.001.706.501.852.4420.000.000.703-0.2870.016
call30.000.003.901.402.42614.000.000.535-0.2410.018
call35.000.003.800.003.2450.000.000.451-0.3220.018
call40.000.003.800.003.8870.000.000.410-0.3790.018
put12.500.003.800.003.3780.000.00-0.034-0.0630.003
put15.000.000.250.002.6300.000.00-0.042-0.0570.004
put17.500.003.800.005.9850.000.00-0.159-0.3610.011
put20.000.003.800.005.0020.000.00-0.195-0.3450.013
put22.500.003.800.004.1180.000.00-0.239-0.3200.014
put25.000.003.800.463.3025.000.00-0.296-0.2850.016
put30.000.005.002.652.4001.000.00-0.465-0.2400.018
put35.003.508.400.002.3700.000.00-0.549-0.3190.018
put40.0010.1013.000.002.7360.000.00-0.590-0.3770.018

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-054Statement of changes in beneficial ownership of securities2026-11-04SEC
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-308-KCurrent report2026-10-30SEC
2026-10-283Initial statement of beneficial ownership of securities2026-10-20SEC
2026-10-238-KCurrent report2026-10-23SEC
2026-10-228-KCurrent report2026-10-22SEC
2026-10-218-KCurrent report2026-10-21SEC
2026-10-08SCHEDULE 13GSEC
2026-10-018-KCurrent report2026-10-01SEC
2026-09-253Initial statement of beneficial ownership of securities2026-09-22SEC
2026-09-244Statement of changes in beneficial ownership of securities2026-09-23SEC
2026-09-188-KCurrent report2026-09-18SEC
2026-09-158-KCurrent report2026-09-15SEC
2026-08-318-KCurrent report2026-08-31SEC
2026-08-074Statement of changes in beneficial ownership of securities2026-08-07SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-294Statement of changes in beneficial ownership of securities2026-07-29SEC
2026-07-248-KCurrent report2026-07-24SEC
2026-07-248-KCurrent report2026-07-24SEC
2026-07-238-KCurrent report2026-07-23SEC
2026-07-228-KCurrent report2026-07-22SEC
2026-06-158-KCurrent report2026-06-15SEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-08SEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-08SEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-08SEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-08SEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-08SEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-08SEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-08SEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-08SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-116.06K100
2026-100000
2026-0910.70K100
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-1121.49K100

Institutional holders

Manager% owned
BlackRock, Inc.8.19%
WELLINGTON MANAGEMENT GROUP LLP6.06%
DIMENSIONAL FUND ADVISORS LP5.27%
ALLIANCEBERNSTEIN L.P.4.33%
VANGUARD CAPITAL MANAGEMENT LLC4.26%
GEODE CAPITAL MANAGEMENT, LLC3.34%
MANUFACTURERS LIFE INSURANCE COMPANY, THE2.75%
STATE STREET CORP2.67%
ENDEAVOUR CAPITAL ADVISORS INC2.44%
ROYCE & ASSOCIATES LP1.86%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND3.00%
iShares Russell 2000 ETF2.76%
U.S. SMALL CAP VALUE PORTFOLIO1.21%
RMB Mendon Financial Services Fund1.20%
VANGUARD EXTENDED MARKET INDEX FUND1.16%
Fidelity Small Cap Index Fund1.10%
iShares Russell 2000 Value ETF1.01%
Avantis U.S. Small Cap Value ETF0.98%
Royce Small-Cap Fund0.96%
AB Small Cap Value Portfolio0.72%

OakChart. CIVB. Cached 15 minutes.