OakChart

Alkami Technology Inc

ALKTTechnology·Software - Application·USA·Small·NASD·Nov 11 • 3:59 PM ET

14.06-0.10 (-0.71%)
2026-11-11 22:14 CET
Market cap
1,515.71 USD m
Revenue, TTM
511.68 USD m
Net income, TTM
-37.05 USD m
Free cash flow, TTM
54.08 USD m
EPS diluted, TTM
-0.35
P/E
-
Compare

Price

ALKT against its 20, 50 and 200-day averages
2050200beatmiss
12.5015.0017.5020.003.9M7.8MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26ALKTclose 14.0620-day 14.2350-day 15.57200-day 16.9514.0652w low

42.5% under the 52-week high of 24.47 on 6 Jan 2026. 52-week low 12.10 on 29 Oct 2026. Last 15 sessions, 33.0% high to low

Volume 0.36× normal · the line is the 50-bar volume average

Profile

ALKT
52-week range, 16% of the way up
12.1024.47

Alkami Technology, Inc. engages in the provision of digital banking software solutions to credit unions, banks, credit union service organizations, and service bureaus. It offers content management and an online and mobile banking suite that brings together a snapshot view of accounts with recent and upcoming activities. The company was founded by Louis A. Iannaccone, Scott Klososky, Steve Meston, Gary L. Nelson, Gruenewald Bobby, Jay Lackey, Stephen Bohanon, and Kim Stroh in 2007 and is headquartered in Plano, TX.

IndexRUT
Employees1225
IPOApr 14, 2021
Beta0.49
ATR, 14d0.74
Rel volume0.36
Short float10.17%
Insider own43.10%
Inst own75.40%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap1.51B
Enterprise Value1.78B
Income-37.05M
Sales511.68M
Book/sh3.36
Cash/sh0.80
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout-
Employees1225
IPOApr 14, 2021

Ratios

P/E-
Forward P/E13.07
PEG0.34
P/S2.94
P/B4.19
P/C17.66
P/FCF27.83
EV/EBITDA346.56
EV/Sales3.47
Quick Ratio1.83
Current Ratio1.83
Debt/Eq1.00
LT Debt/Eq0.99
Option/ShortYes / Yes

Earnings

EPS (ttm)-0.35
EPS next Y1.08
EPS next Q0.26
EPS this Y65.55%
EPS next Y28.25%
EPS next 5Y38.99%
EPS past 3/5Y10.71% 7.41%
Sales past 3/5Y29.50% 31.66%
EPS Y/Y TTM17.99%
Sales Y/Y TTM24.04%
EPS Q/Q55.39%
Sales Q/Q19.44%
EarningsOct 28 AMC
EPS/Sales Surpr.-0.20% 1.03%

Ownership

Insider Own43.10%
Insider Trans9.36%
Inst Own75.40%
Inst Trans-7.93%
ROA-4.44%
ROE-10.44%
ROIC-5.18%
Gross Margin56.19%
Oper. Margin-5.38%
Profit Margin-7.24%
SMA20-1.22%
SMA50-9.70%
SMA200-17.03%
Trades-

Technical

Shs Outstand107.04M
Shs Float60.91M
Short Float10.17%
Short Ratio3.18
Short Interest6.19M
52W High24.47 -42.53%
52W Low12.10 16.20%
Volatility4.53% 5.11%
ATR (14)0.74
RSI (14)46.67
Beta0.49
Rel Volume0.36
Avg Volume1.95M
Volume695,846

Performance

Perf Week6.03%
Perf Month-0.64%
Perf Quarter-32.34%
Perf Half Y-15.15%
Perf YTD-39.06%
Perf Year-30.77%
Perf 3Y-33.24%
Perf 5Y-48.57%
Perf 10Y-
Recom2.78
Target Price17.67
Prev Close14.16
Price14.06
Change %-0.71%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 29, 2026DowngradeWWilliam BlairOutperform → Mkt Perform
Oct 29, 2026DowngradeKKeyBanc Capital MarketsOverweight → Sector Weight
Oct 29, 2026DowngradeCCraig HallumBuy → Hold$16+13.8%
Oct 29, 2026DowngradeCCitizensMkt Outperform → Mkt Perform
Sep 24, 2026DowngradeJJP MorganOverweight → Underweight$14-0.4%
Jun 18, 2025ResumedJJP MorganOverweight$40+184.5%
Mar 13, 2025UpgradeSStephensEqual-Weight → Overweight$40+184.5%
Jan 23, 2024DowngradeGGoldmanBuy → Neutral$23 → $27+92.0%
Dec 07, 2023DowngradeSStephensOverweight → Equal-Weight$22 → $24+70.7%
Jul 12, 2023InitiatedGGoldmanBuy$21+49.4%

Peers

Mkt cap
TickerCompanyMkt cap
QTWOQ2 Holdings Inc4.58B
NCNONcino Inc2.37B
JKHYJack Henry & Associates Inc12.25B
BLNDBlend Labs Inc248.99M
FISVFiserv Inc34.00B
FISFidelity National Information Services Inc15.57B
MITKMitek Systems Inc845.60M
ACIWACI Worldwide Inc6.20B
BILLBILL Holdings Inc4.67B
SOFISoFi Technologies Inc21.12B

Insider trading

latest 14 of 29
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
GENERAL ATLANTIC GENPAR (BERMUDirectorMay 12 '26Buy16.87750,00012,652,50018,195,994May 14 08:21 PM
GENERAL ATLANTIC GENPAR (BERMUDirectorMay 14 '26Buy16.49675,00011,130,75019,420,994May 14 08:21 PM
GENERAL ATLANTIC GENPAR (BERMUDirectorMay 13 '26Buy16.63550,0009,146,50018,745,994May 14 08:21 PM
GENERAL ATLANTIC, L.P.DirectorMay 12 '26Buy16.87750,00012,652,50018,195,994May 14 08:19 PM
GENERAL ATLANTIC, L.P.DirectorMay 14 '26Buy16.49675,00011,130,75019,420,994May 14 08:19 PM
GENERAL ATLANTIC, L.P.DirectorMay 13 '26Buy16.63550,0009,146,50018,745,994May 14 08:19 PM
BARBARA A. YASTINEDirectorMay 14 '26Proposed Sale16.3420,552335,840May 14 04:37 PM
GENERAL ATLANTIC GENPAR (BERMUDirectorMay 06 '26Buy16.63844,77214,048,55817,445,994May 06 09:10 PM
GENERAL ATLANTIC GENPAR (BERMUDirectorMay 05 '26Buy16.84700,00011,788,00016,601,222May 06 09:10 PM
GENERAL ATLANTIC GENPAR (BERMUDirectorMay 04 '26Buy16.92521,7718,828,36515,901,222May 06 09:10 PM
GENERAL ATLANTIC, L.P.DirectorMay 06 '26Buy16.63844,77214,048,55817,445,994May 06 09:08 PM
GENERAL ATLANTIC, L.P.DirectorMay 05 '26Buy16.84700,00011,788,00016,601,222May 06 09:08 PM
GENERAL ATLANTIC, L.P.DirectorMay 04 '26Buy16.92521,7718,828,36515,901,222May 06 09:08 PM
GENERAL ATLANTIC GENPAR (BERMUDirectorMar 12 '26Buy18.33500,0009,165,00015,379,451Mar 16 09:50 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VGTVanguard Information Technology ETFAUM: 138.05B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
VXFVanguard Extended Market Index ETFAUM: 30.47B
VBKVanguard Morningstar Small-Cap Growth ETFAUM: 22.34B
IWOiShares Russell 2000 Growth ETFAUM: 14.06B
FESMFidelity Enhanced Small Cap Core ETFAUM: 6.82B
SCHASchwab U.S. Small-Cap ETFAUM: 22.25B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 200
  • Alkami to Present at Stephens Annual Investment Conference NASH2026 (PR Newswire) +6.04%
  • Fidelity Bank Expands Relationship with Alkami by Launching MANTL Loan Origination (PR Newswire)
  • Alkami to Host Webinar with Rally Credit Union and Cornerstone Advisors on Accelerating Loan Growth Through Modern Lending Experiences (PR Newswire)
  • Texoma Community Credit Union to Build a More Connected Member Experience with Alkami's Digital Sales & Service Platform (PR Newswire)
  • Alkami Beats And Raises Again, But A GAAP-Basis EPS Miss And Cooling Leading Indicators Cloud The Growth Story (Earnings Whispers) -18.29%
  • Alkami: Q3 Earnings Snapshot (Associated Press)
  • Alkami Announces Third Quarter 2026 Financial Results (PR Newswire)
  • Connexus Credit Union Renews and Expands Longstanding Partnership with Alkami to Advance Digital Banking and Grow Member Relationships (PR Newswire)
  • Alkami to Host Webinar with Thomaston Savings Bank on Using Predictive AI to Deliver Data-Driven Guidance and Accelerate Growth (PR Newswire)
  • Alkami Recognizes 2026 Hackathon Winners, Showcasing Innovation Across Its Platform (PR Newswire) +5.63%
  • MANTL Brings Automated Loan Calculations and Compliance Validation to Loan Origination with Carleton Integration (PR Newswire)
  • Alkami Needs ARPU And Backlog Proof To Halt A 24% Post-Earnings Slide (Earnings Whispers)
  • City First Bank Partners with MANTL to Advance Its Nationwide Growth Strategy (PR Newswire)
  • Texans Credit Union Grows Active Digital Banking Users by 42% with Alkami (PR Newswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-280.1960.197-0.060134.91133.548
2026Q22026-07-290.1610.150-0.083129.84128.78
2026Q12026-04-290.1790.182-0.094126.14125.229
2025Q42026-02-250.1590.142-0.109120.79120.119
2025Q32025-10-300.1360.117-0.142112.95113.249
2025Q22025-07-300.0220.077-0.131112.06110.019
2025Q12025-04-300.0670.087-0.07697.8494.4110
2024Q42025-02-270.0790.084-0.07689.6689.6310
2024Q32024-10-300.0940.061-0.09585.9184.7910
2024Q22024-07-310.0490.029-0.12682.1681.3210
2024Q12024-05-010.0430.023-0.11876.1375.579
2023Q42024-02-280.0260.023-0.13371.3771.1610
2023Q32023-11-010.007-0.015-0.16467.7067.2710
2023Q22023-08-02-0.031-0.054-0.19065.7663.0810
2023Q12023-05-03-0.037-0.059-0.18460.0058.716
2022Q42023-02-23-0.049-0.066-0.05455.5454.947

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2020FY-0.628--0.674112.14-
2021FY-0.388-0.360-0.524152.16150.86
2022FY-0.234-0.249-0.644204.27203.75
2023FY-0.043-0.042-0.669264.83264.62
2024FY0.2100.266-0.413333.85333.79
2025FY0.5070.521-0.460443.64442.99
2026FY-0.839--531.17
2027FY-1.075--605.82
2028FY-1.360--694.96

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-29700140.27139.75140.6
2026Q4S2026-10-28700140.37140141.4
2026Q4S2026-10-21700140.37140141.4
2026Q4S2026-10-16700140.37140141.4
2026Q4S2026-10-13700140.38140141.44
2026Q4S2026-09-23701140.38140141.44
2026Q4S2026-09-22701140.37140141.44
2026Q4S2026-08-24701140.37140141.44
2026Q4S2026-07-31701140.36140141.4
2026Q4S2026-07-30701140.37140141.44
2026Q4S2026-07-28700140.83140.1142
2026Q4S2026-07-14700140.88140.1142
2026Q4S2026-06-29730140.88140.1142
2026Q4S2026-06-09830140.89140.1142

Estimate history

EPS, annual-0.513-0.674-0.524-0.644-0.669-0.413-0.459-0.3488
Period2019202020212022202320242025TTM
EPS, quarterly-0.095-0.076-0.076-0.131-0.142-0.109-0.094-0.083-0.063
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual73.541112.142152.159204.27264.831333.849443.639511.68
Period2019202020212022202320242025TTM
Sales, quarterly85.90689.65697.835112.059112.954120.791126.138129.844134.911
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual84.03584.03589.95592.11396.722102.089106.102107.042
Period2019202020212022202320242025MRQ
Shares, quarterly100.497102.089103.02104.083105.004106.102107.019106.942107.042
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Total Revenue511.68443.64333.85264.83204.27152.16112.1473.54
Cost of Goods Sold Incl. D&A224.17192.73138.65122.1697.1068.3552.9943.11
Gross Profit287.51250.91195.19142.68107.1783.8159.1630.43
Selling, General and Administrative Excl. Other315.04299.43239.63206.12177.39126.7294.2672.97
Research and Development126.19118.4096.2184.6669.3348.8040.2132.72
Other Operating Expense0.000.000.000.000.000.000.000.00
Operating Income-27.52-48.52-44.43-63.44-70.22-42.92-35.10-42.53
Interest Expense8.979.490.467.383.871.190.490.11
Unusual Expense1.635.120.200.14-12.333.0415.82-0.51
Net Income Before Taxes-35.17-58.96-40.53-62.87-59.06-46.65-51.35-41.87
Income Taxes1.87-11.310.310.04-0.460.170.000.00
Consolidated Net Income-37.05-47.65-40.84-62.91-58.60-46.82-51.35-41.87
Net Income From Continuing Operations-37.05-47.65-40.84-62.91-58.60-46.82-51.35-41.87
Net Income-37.05-47.65-40.84-62.91-58.60-47.10-56.65-43.08
EPS (Recurring)-0.34-0.42-0.41-0.67-0.74-0.50-0.54-0.52
EPS (Basic, Before Extraordinaries)-0.35-0.46-0.41-0.67-0.64-0.52-0.67-0.51
EPS (Diluted)-0.35-0.46-0.41-0.67-0.64-0.52-0.67-0.51
EBITDA5.13-21.61-33.92-52.81-62.14-39.47-32.33-40.31
Non-Operating Income (Expense)2.954.164.568.102.700.490.060.27
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense58.3763.2846.9640.4744.5914.541.951.25
Price To Sales Ratio2.855.4010.878.616.5011.86--
Gross Margin56.1956.5658.4753.8752.4655.0852.7541.39
Operating Margin-5.38-10.94-13.31-23.96-34.38-28.20-31.30-57.84
Net Margin-7.24-10.74-12.23-23.76-28.69-30.95-50.51-58.58
Shares Outstanding107.04106.10102.0996.7292.1189.9584.0484.04
Market Capitalization1,515.711,515.713,686.232,312.521,334.661,768.251,811.44-

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue134.91129.84126.14120.79112.95112.0697.8389.66
Cost of Goods Sold Incl. D&A59.0457.7453.9853.4250.5248.1540.6436.80
Gross Profit75.8772.1172.1667.3762.4463.9157.1952.85
Selling, General and Administrative Excl. Other81.3679.6577.4876.5475.0779.2668.5661.48
Research and Development32.6031.4031.0031.1930.0930.2326.8925.35
Other Operating Expense0.000.000.000.000.000.000.000.00
Operating Income-5.49-7.55-5.32-9.17-12.63-15.35-11.36-8.63
Interest Expense2.092.092.272.522.983.190.800.13
Unusual Expense0.760.160.390.330.250.514.030.00
Net Income Before Taxes-7.71-9.11-7.21-11.14-14.83-17.89-15.10-7.69
Income Taxes-0.97-0.212.750.30-0.03-4.30-7.29-0.05
Consolidated Net Income-6.75-8.90-9.96-11.44-14.80-13.59-7.82-7.64
Net Income From Continuing Operations-6.75-8.90-9.96-11.44-14.80-13.59-7.82-7.64
Net Income-6.75-8.90-9.96-11.44-14.80-13.59-7.82-7.64
EPS (Recurring)-0.06-0.08-0.09-0.11-0.14-0.13-0.05-0.08
EPS (Basic, Before Extraordinaries)-0.06-0.08-0.09-0.11-0.14-0.13-0.08-0.08
EPS (Diluted)-0.06-0.08-0.09-0.11-0.14-0.13-0.08-0.08
EBITDA2.910.752.79-1.31-4.63-7.65-7.96-5.97
Non-Operating Income (Expense)0.630.680.760.871.031.161.101.07
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense15.1913.8213.6715.6816.3815.4215.8012.34
Price To Sales Ratio2.853.953.535.486.288.087.5611.10
Gross Margin56.2455.5357.2155.7855.2857.0358.4658.95
Operating Margin-4.07-5.81-4.21-7.59-11.19-13.70-11.61-9.62
Net Margin-5.00-6.85-7.90-9.47-13.11-12.13-7.99-8.52
Shares Outstanding107.04106.94107.02106.10105.00104.08103.02102.09
Market Capitalization1,515.711,939.181,663.342,422.442,585.423,105.022,683.623,686.23

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Cash & Short Term Investments99.09115.7392.12199.97308.58166.7911.98
Short Term Receivables51.4938.7435.5026.2520.8214.109.81
Inventories0.000.000.000.000.000.000.00
Other Current Assets20.7413.7010.637.999.497.602.74
Total Current Assets171.32168.17138.26234.21338.89188.4924.53
Net Property, Plant & Equipment40.1136.6432.7028.2311.8310.4611.33
Total Investments and Advances0.000.000.000.000.000.000.00
Long-Term Note Receivable3.600.000.000.50---
Intangible Assets562.35177.07183.86190.6159.2624.480.03
Deferred Tax Assets46.3413.4514.5315.261.26--
Other Assets69.8455.4045.0135.3326.5425.7316.85
Total Assets893.57450.73414.35504.14437.77249.1752.73
Short Term Debt Incl. Current Port. of LT Debt1.581.341.216.841.560.310.01
Accounts Payable5.846.137.484.293.650.360.35
Income Tax Payable-0.631.171.15---
Other Current Liabilities82.1337.4629.5829.3327.9919.8118.08
Total Current Liabilities89.5545.5739.4341.6133.2020.4818.45
Long Term Debt366.9717.1118.0597.2123.0524.570.00
Provision for Risks Charges0.000.000.000.000.000.000.00
Deferred Tax Liabilities48.9715.2816.2416.971.34--
Other Liabilities26.0415.7515.6914.3035.5624.3819.65
Total Liabilities531.5293.7089.41170.0993.1669.4338.09
Non-Equity Reserves0.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.00443.26210.03
Common Equity362.05357.03324.94334.05344.61-263.52-195.39
Total Shareholders Equity362.05357.03324.94334.05344.61179.7414.64
Accumulated Minority Interest0.000.000.000.000.000.000.00
Total Equity362.05357.03324.94334.05344.61179.7414.64
Total Liabilities & Stockholders Equity893.57450.73414.35504.14437.77249.1752.73
Book Value Per Share3.413.503.363.633.83-3.14-2.33
Tangible Book Value Per Share-1.891.761.461.563.17-3.43-2.33
Full-Time Employees1,225938917851667609-
Price to Book Ratio4.2210.897.194.075.245.19-
Return on Assets-7.09-9.44-13.70-12.44-13.63-34.02-
Return on Equity-13.25-11.98-19.09-17.27-17.86-52.84-
Return on Invested Capital-6.54-10.91-18.34-13.59-12.73-25.14-285.93
Quick Ratio1.913.693.515.6310.219.201.33
Current Ratio1.913.693.515.6310.219.201.33

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Net Income-37.05-47.65-40.84-62.91-58.60-46.82-51.35-41.87
Depreciation32.5826.9110.5110.638.073.442.772.23
Other Funds (Non Cash)75.9077.0458.2147.3029.8817.6217.830.78
Funds from Operations71.8344.5127.99-5.01-21.34-25.67-30.75-38.86
Extraordinary Item0.000.000.000.000.000.000.000.00
Changes in Working Capital-16.10-3.50-9.76-12.83-16.45-3.29-7.40-0.23
Cash from Operating Activities55.7441.0118.23-17.84-37.79-28.96-38.15-39.09
Capital Expenditures-8.99-8.69-7.86-6.29-4.70-3.70-2.15-3.69
Net Assets From Acquisitions0.00-375.500.000.00-131.84-18.33-25.070.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.00
Purchase or Sale of Investments-1.03-13.4130.9040.20-87.470.000.000.00
Purchase of Investments-38.53-45.21-40.42-140.82-187.220.00--
Sale Or Maturity of Investments37.5031.8071.31181.0299.750.000.000.00
Other Uses0.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.00
Cash from Investing Activities-10.02-397.5923.0433.91-224.01-22.02-27.22-3.69
Cash Dividends Paid0.000.000.000.000.00-4.970.000.00
Change in Capital Stock-16.489.0524.9817.115.30197.56200.1930.31
Repurchase of Common Pref Stock-25.000.000.000.000.00-3.50-14.540.00
Sale of Common Pref Stock8.529.0524.9817.115.30201.05214.7330.31
Proceedsfrom Stock Options5.495.344.744.122.91191.94212.7430.01
Issuance or Reduction of Debt, Net-25.00350.510.00-85.0059.54-0.3124.860.00
Change in Long Term Debt-25.00350.510.00-85.0059.54-0.3124.860.00
Issuance of Long Term Debt0.00395.510.000.0084.230.0024.860.00
Reduction of Long Term Debt-25.00-45.000.00-85.00-24.69-0.310.000.00
Net Financing Active Other Cash Flow-11.24-33.88-12.82-19.59-3.670.00-0.01-0.03
Other Financing Activities Uses-11.24-33.88-12.82-19.59-3.670.00-0.01-0.03
Cash from Financing Activities-52.72325.6812.16-87.4861.18192.27225.0530.19
Net Change in Cash-7.00-30.9053.43-71.41-200.62141.29159.68-12.58
Free Cash Flow54.0839.4717.04-18.90-38.84-30.08-40.29-42.77
Preferred Dividends (Cash Flow)-0.000.000.000.00-4.97--
Price to Free Cash Flow26.9960.73212.89-----
Deferred Taxes & Investment Tax Credit--11.790.11-0.03-0.690.090.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments85.2380.9577.6599.0990.9187.11
Short Term Receivables61.5156.7251.4451.4950.6758.17
Inventories0.000.000.000.000.000.00
Other Current Assets20.3622.3224.0720.7418.4117.92
Total Current Assets167.10159.99153.15171.32160.00163.20
Net Property, Plant & Equipment45.4145.7745.6640.1139.2938.40
Total Investments and Advances0.000.000.000.000.000.00
Intangible Assets542.49549.11555.73562.35568.97576.00
Deferred Tax Assets---46.34--
Other Assets75.5871.9171.0069.8464.0259.89
Total Assets835.18831.08829.34893.57835.17840.39
Short Term Debt Incl. Current Port. of LT Debt2.182.172.181.581.581.58
Accounts Payable11.3712.334.045.847.266.70
Income Tax Payable----0.650.89
Other Current Liabilities77.6968.6967.5482.1371.1457.23
Total Current Liabilities91.2483.1973.7689.5580.6366.41
Long Term Debt355.91355.99356.03366.97376.87401.72
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities2.852.942.8348.972.452.41
Other Liabilities25.6426.2926.0626.0425.1125.83
Total Liabilities475.63468.40458.69531.52485.06496.37
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity359.55362.68370.65362.05350.12344.02
Total Shareholders Equity359.55362.68370.65362.05350.12344.02
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity359.55362.68370.65362.05350.12344.02
Total Liabilities & Stockholders Equity835.18831.08829.34893.57835.17840.39
Book Value Per Share3.363.393.463.413.333.31
Tangible Book Value Per Share-1.71-1.74-1.73-1.89-2.08-2.23
Full-Time Employees---1,225--
Price to Book Ratio4.225.234.596.927.529.30
Return on Assets-4.44-5.40-5.98-7.09-6.98-6.19
Return on Equity-10.44-12.77-14.13-13.25-12.74-11.47
Return on Invested Capital-0.94-1.24-1.37-1.57-2.04-1.82
Quick Ratio1.831.922.081.911.982.46
Current Ratio1.831.922.081.911.982.46

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Net Income-6.75-8.90-9.96-11.44-14.80-13.59
Depreciation8.318.298.127.867.877.76
Other Funds (Non Cash)19.8017.9417.9020.2521.1818.73
Funds from Operations21.2817.4416.2716.8414.289.20
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital0.634.58-21.07-0.2416.52-9.16
Cash from Operating Activities21.9122.02-4.8016.6130.810.04
Capital Expenditures-1.87-2.26-2.57-2.28-2.32-2.16
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments0.551.91-1.65-1.851.22-0.79
Purchase of Investments-5.65-5.94-17.59-9.35-5.88-8.09
Sale Or Maturity of Investments6.207.8515.957.507.107.30
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-1.32-0.35-4.22-4.13-1.10-2.95
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-9.58-11.540.973.670.193.67
Repurchase of Common Pref Stock-10.00-15.000.000.000.000.00
Sale of Common Pref Stock0.423.460.973.670.193.67
Proceedsfrom Stock Options0.003.090.002.400.002.94
Issuance or Reduction of Debt, Net0.000.00-15.00-10.00-25.00-10.00
Change in Long Term Debt0.000.00-15.00-10.00-25.00-10.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.00-15.00-10.00-25.00-10.00
Net Financing Active Other Cash Flow-6.21-5.030.000.000.000.00
Other Financing Activities Uses-6.21-5.030.000.000.000.00
Cash from Financing Activities-15.79-16.57-14.03-6.33-24.81-6.33
Net Change in Cash4.815.10-23.056.144.89-9.23
Free Cash Flow21.4121.64-5.1916.2230.53-0.36
Price to Free Cash Flow26.9930.6440.4661.6088.77346.86

Revenue breakdown

Implementation Services2024: 7.60M 2025: 12.60M
SaaS Subscription Services2024: 319.24M 2025: 421.67M
Service, Other2024: 7.00M 2025: 9.37M
United States2024: 333.85M 2025: 443.64M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3010.17%6.2M60.9M1.89M
2026-10-1510.72%6.5M60.9M1.60M
2026-09-3010.81%6.6M60.9M1.64M
2026-09-1510.96%6.7M60.9M1.64M
2026-08-3110.53%6.4M60.8M1.65M
2026-08-1411.01%6.7M60.8M1.65M
2026-07-3112.05%7.3M60.8M1.79M
2026-07-1512.64%7.7M60.8M1.87M
2026-06-3014.52%8.8M60.8M1.79M
2026-06-1515.35%9.3M60.8M1.56M
2026-05-2913.48%8.1M60.4M1.71M
2026-05-1514.15%8.7M61.7M1.98M
2026-04-3011.16%7.1M63.8M2.00M
2026-04-1513.52%8.9M65.9M2.05M
2026-03-3113.13%8.8M67.3M2.04M
2026-03-1312.89%8.7M67.3M1.96M
2026-02-2713.80%9.3M67.3M1.75M
2026-02-1315.53%10.3M66.6M1.53M
2026-01-3014.94%10.0M66.6M1.54M
2026-01-1514.23%9.5M66.6M1.36M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.5010.4013.100.0017.0600.000.000.991-0.0170.001
call5.008.3010.200.008.2550.000.000.947-0.0750.002
call7.505.807.800.005.0680.000.000.942-0.0440.003
call10.003.505.100.003.5180.000.000.869-0.0630.005
call12.501.302.051.651.3241520.000.765-0.0470.007
call15.000.050.350.250.8001,1660.000.340-0.0390.008
call17.500.000.750.051.51094.000.000.209-0.0540.006
call20.000.000.400.331.9797.000.000.184-0.0630.006
call22.500.000.200.102.3846.000.000.162-0.0690.006
call25.000.000.750.002.4410.000.000.093-0.0500.004
call27.500.000.750.002.7260.000.000.086-0.0530.003
call30.000.000.750.002.9780.000.000.080-0.0550.003
call32.500.000.750.003.2030.000.000.076-0.0570.003
put2.500.000.050.005.4770.000.00-0.009-0.0150.001
put5.000.000.750.005.6250.000.00-0.053-0.0750.002
put7.500.000.750.003.7010.000.00-0.084-0.0700.003
put10.000.000.750.261.8642.000.00-0.093-0.0380.004
put12.500.000.400.101.21115936.00-0.235-0.0460.007
put15.000.601.552.561.1352170.00-0.660-0.0380.008
put17.502.803.903.461.70364.001.00-0.791-0.0520.006
put20.005.206.700.002.6960.000.00-0.831-0.0610.006
put22.507.709.200.003.1650.000.00-0.897-0.0450.004
put25.009.0013.000.005.2620.000.00-0.907-0.0480.004
put27.5012.2014.600.004.4860.000.00-0.914-0.0500.003
put30.0014.7017.100.004.7980.000.00-0.920-0.0520.003
put32.5017.2019.600.005.0770.000.00-0.924-0.0530.003

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-10-30SCHEDULE 13D/ASEC
2026-10-2910-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-288-KCurrent report2026-10-28SEC
2026-10-16SCHEDULE 13D/ASEC
2026-10-074Statement of changes in beneficial ownership of securities2026-10-05SEC
2026-10-074Statement of changes in beneficial ownership of securities2026-10-05SEC
2026-10-078-KCurrent report2026-10-02SEC
2026-10-074Statement of changes in beneficial ownership of securities2026-10-05SEC
2026-10-074Statement of changes in beneficial ownership of securities2026-10-05SEC
2026-10-074Statement of changes in beneficial ownership of securities2026-10-05SEC
2026-09-094Statement of changes in beneficial ownership of securities2026-09-08SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-08-14SCHEDULE 13G/ASEC
2026-08-114Statement of changes in beneficial ownership of securities2026-08-07SEC
2026-07-3010-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-298-KCurrent report2026-07-29SEC
2026-07-074Statement of changes in beneficial ownership of securities2026-07-05SEC
2026-07-074Statement of changes in beneficial ownership of securities2026-07-05SEC
2026-07-074Statement of changes in beneficial ownership of securities2026-07-05SEC
2026-07-074Statement of changes in beneficial ownership of securities2026-07-05SEC
2026-07-074Statement of changes in beneficial ownership of securities2026-07-05SEC
2026-06-29SCHEDULE 13DSEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-08SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-05135.19M1200
2026-040000
2026-03119.56M9412.62K4
2026-020000
2026-010000
2025-12001.13M3
2025-110000

Institutional holders

Manager% owned
GENERAL ATLANTIC, L.P.18.11%
North Reef Capital Management LP8.62%
JANA Partners Management, LP6.31%
BlackRock, Inc.5.73%
VANGUARD PORTFOLIO MANAGEMENT LLC4.06%
ALGEBRIS3.25%
VANGUARD CAPITAL MANAGEMENT LLC2.72%
Irenic Capital Management LP2.50%
MANUFACTURERS LIFE INSURANCE COMPANY, THE2.42%
UBS Group AG2.19%

Funds

Fund% owned
Franklin Convertible Securities Fund18.03%
Calamos Market Neutral Income Fund13.98%
iShares Convertible Bond ETF6.68%
ABSOLUTE CONVERTIBLE ARBITRAGE FUND6.54%
VANGUARD TOTAL STOCK MARKET INDEX FUND1.75%
VANGUARD INFORMATION TECHNOLOGY INDEX FUND1.64%
iShares Russell 2000 ETF1.63%
Fidelity Convertible Securities Fund1.60%
VANGUARD SMALL-CAP INDEX FUND1.26%
Fidelity Small Cap Growth Fund0.91%

OakChart. ALKT. Cached 15 minutes.