OakChart

Ncino Inc

NCNOTechnology·Software - Application·USA·Mid·NASD·Nov 11 • 10:21 AM ET

22.29-0.18 (-0.80%)
2026-11-11 16:22 CET
Market cap
2,375.89 USD m
Revenue, TTM
622.24 USD m
Net income, TTM
33.60 USD m
Free cash flow, TTM
132.17 USD m
EPS diluted, TTM
0.30
P/E
73.88
Compare

Price

NCNO against its 20, 50 and 200-day averages
2050200beat
15.0017.5020.0022.509.8M19.6MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26NCNOclose 22.2920-day 22.4550-day 21.22200-day 18.2422.29

18.9% under 27.50 on 4 Dec 2025. Last 15 sessions, 8.9% high to low

Profile

NCNO
52-week range, 62% of the way up
13.8027.50

nCino, Inc. engages in the provision of cloud-based software applications for financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, digitizes, automates, and streamlines complex processes and workflow, and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The firm's nCino IQ is an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. The company was founded by Pierre Naude in 2011 and is headquartered in Wilmington, NC.

IndexRUT
Employees1684
IPOJul 14, 2020
Beta0.75
ATR, 14d0.84
Rel volume0.66
Short float18.23%
Insider own7.49%
Inst own120.67%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap2.36B
Enterprise Value2.63B
Income33.60M
Sales622.24M
Book/sh8.84
Cash/sh0.79
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees1684
IPOJul 14, 2020

Ratios

P/E73.88
Forward P/E14.13
PEG0.73
P/S3.79
P/B2.52
P/C28.25
P/FCF17.83
EV/EBITDA27.50
EV/Sales4.22
Quick Ratio0.79
Current Ratio0.79
Debt/Eq0.36
LT Debt/Eq0.35
Option/ShortYes / Yes

Earnings

EPS (ttm)0.30
EPS next Y1.58
EPS next Q0.33
EPS this Y22.95%
EPS next Y19.94%
EPS next 5Y19.38%
EPS past 3/5Y- -
Sales past 3/5Y13.36% 23.83%
EPS Y/Y TTM205.03%
Sales Y/Y TTM8.57%
EPS Q/Q136.40%
Sales Q/Q8.19%
EarningsAug 25 AMC
EPS/Sales Surpr.18.13% 1.17%

Ownership

Insider Own7.49%
Insider Trans-2.67%
Inst Own120.67%
Inst Trans1.54%
ROA2.11%
ROE3.38%
ROIC2.68%
Gross Margin59.21%
Oper. Margin8.77%
Profit Margin5.40%
SMA20-0.72%
SMA505.06%
SMA20022.22%
Trades-

Technical

Shs Outstand105.13M
Shs Float97.81M
Short Float18.23%
Short Ratio7.99
Short Interest17.83M
52W High27.50 -18.95%
52W Low13.80 61.52%
Volatility3.24% 4.03%
ATR (14)0.84
RSI (14)52.62
Beta0.75
Rel Volume0.66
Avg Volume2.23M
Volume256,550

Performance

Perf Week-4.91%
Perf Month13.09%
Perf Quarter7.89%
Perf Half Y45.40%
Perf YTD-13.07%
Perf Year-15.12%
Perf 3Y-21.35%
Perf 5Y-67.85%
Perf 10Y-
Recom1.72
Target Price24.23
Prev Close22.47
Price22.29
Change %-0.80%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 16, 2026ResumedSStephensOverweight$26+16.6%
Aug 24, 2026ResumedPPiper SandlerOverweight$25+12.2%
Apr 01, 2026UpgradePPiper SandlerNeutral → Overweight$22-1.3%
Dec 17, 2025InitiatedBBTIG ResearchNeutral
Oct 20, 2025UpgradeRRaymond JamesOutperform → Strong Buy$36+61.5%
Oct 10, 2025UpgradeWWilliam BlairMkt Perform → Outperform
Sep 10, 2025UpgradeMMorgan StanleyEqual-Weight → Overweight$36+61.5%
Jul 14, 2025UpgradeRRobert W. BairdNeutral → Outperform$38+70.5%
Jun 18, 2025InitiatedJJP MorganNeutral$30+34.6%
Apr 02, 2025DowngradeWWilliam BlairOutperform → Mkt Perform

Peers

Mkt cap
TickerCompanyMkt cap
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BLNDBlend Labs Inc256.14M
JKHYJack Henry & Associates Inc12.16B
CRMSalesforce Inc176.53B
FISFidelity National Information Services Inc14.94B
BLBlackLine Inc1.56B
FISVFiserv Inc33.73B
ICEIntercontinental Exchange Inc99.38B
UPSTUpstart Holdings Inc2.07B

Insider trading

latest 14 of 96
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Sellers JeanetteSVP of AccountingNov 03 '26Sale22.7390520,57146,858Nov 05 04:50 PM
Rieger AprilChief Lgl. & Admin Ofc., SecNov 03 '26Sale22.738,008182,022361,643Nov 05 04:49 PM
Orenstein GregoryCFO & TreasurerNov 03 '26Sale22.7312,015273,101678,498Nov 05 04:48 PM
Naude PierreDirectorNov 03 '26Sale22.734,770108,4221,111,937Nov 05 04:47 PM
Desmond SeanCEO & PresidentNov 04 '26Option Exercise4.988,06440,1591,269,217Nov 05 04:45 PM
Desmond SeanCEO & PresidentNov 03 '26Sale22.7329,247664,7841,261,153Nov 05 04:45 PM
Desmond SeanCEO & PresidentNov 04 '26Sale22.8111,757268,1771,257,460Nov 05 04:45 PM
Desmond SeanOfficerNov 04 '26Proposed Sale22.8111,757268,177Nov 04 12:08 PM
Naude PierreDirectorNov 03 '26Proposed Sale22.734,770108,421Nov 03 03:57 PM
Desmond SeanOfficerNov 03 '26Proposed Sale22.7329,247664,776Nov 03 03:52 PM
Orenstein GregoryOfficerNov 03 '26Proposed Sale22.7312,015273,097Nov 03 03:41 PM
Desmond SeanCEO & PresidentOct 23 '26Option Exercise4.9859,320295,4141,290,400Oct 27 04:04 PM
Desmond SeanCEO & PresidentOct 09 '26Option Exercise4.9843,992219,0801,275,072Oct 14 04:28 PM
Desmond SeanCEO & PresidentOct 09 '26Sale19.9043,992875,4411,231,080Oct 14 04:28 PM

Held by

AUM
TickerCompanyAUM
IWMiShares Russell 2000 Index FundAUM: 77.38B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VGTVanguard Information Technology ETFAUM: 138.05B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWOiShares Russell 2000 Growth ETFAUM: 14.06B
VBKVanguard Morningstar Small-Cap Growth ETFAUM: 22.34B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
DFSVUS Small Cap Value Portfolio ETF Class Shares-
SCHASchwab U.S. Small-Cap ETFAUM: 22.25B

News

latest 14 of 202
  • Transforming the Credit Experience: Taktile CEO & Co-Founder Maik Taro Wehmeyer, Live from Money 20/20 2026 (Exec Edge)
  • AI Future of Banking: Finastra CEO Chris Walters, Live from Money 20/20 2026 (Exec Edge)
  • nCino Brings AI-Powered Guidance and Automation Together in Loan Officer Productivity Suite for Mortgage (GlobeNewswire)
  • nCino Partners with Parlay to Power AI-Native SBA Lending Nationwide (Business Wire)
  • nCino to Participate in Upcoming Investor Event (GlobeNewswire)
  • Loading…
  • nCino Is Betting Big on Agentic AI. A Slowing Growth Outlook Is Dragging Down the Stock. (Barrons.com)
  • Intuit stock slides after earnings, and other early market movers (MarketWatch)
  • Ncino Inc (NCNO) (Q2 2027) Earnings Call Highlights: Subscription Growth Accelerates to 12% ... (GuruFocus.com)
  • Banking Software Firm nCino Falls on Earnings (Barrons.com)
  • NCino: Fiscal Q2 Earnings Snapshot (Associated Press)
  • nCino Reports Second Quarter Fiscal Year 2027 Financial Results (GlobeNewswire)
  • nCino Announces Timing of its Second Quarter Fiscal Year 2027 Financial Results Conference Call (GlobeNewswire) +8.74%
  • nCino and Dun & Bradstreet Collaborate to Speed Client Onboarding and Enhance Lifecycle Management for Financial Institutions (PR Newswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q22026-08-250.3140.2660.050161159.1414
2026Q12026-05-270.3380.2780.125159.41155.7715
2025Q42026-03-310.3700.2150.072149.67147.8716
2025Q32025-12-030.3100.2070.056152.16147.3514
2025Q22025-08-260.2200.139-0.132148.82143.1814
2025Q12025-05-280.1600.1570.048144.14140.1615
2024Q42025-04-010.1200.186-0.161141.37140.8516
2024Q32024-12-040.2100.160-0.045138.8137.3515
2024Q22024-08-270.1400.128-0.096132.4131.0615
2024Q12024-05-290.1900.135-0.026128.09126.6514
2023Q42024-03-260.2100.1180.010123.69124.6813
2023Q32023-11-290.1400.110-0.145121.94120.6313
2023Q22023-08-290.0900.068-0.141117.2411514
2023Q12023-05-310.0700.053-0.100113.67112.5813
2022Q42023-03-280.040-0.047-0.191109.18104.5214
2022Q32022-11-30-0.010-0.023-0.213105.3103.4314

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2020FY-0.140-0.166-0.433204.29200.99
2021FY-0.200-0.208-0.511273.87268.22
2022FY-0.070-0.160-0.929408.32403.73
2023FY0.5000.418-0.376476.54477.46
2024FY0.6500.723-0.329540.66540.16
2025FY1.0700.9050.050594.78593.03
2026FY-1.316--646.06
2027FY-1.578--701.32
2028FY-1.821--761.9

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q3S2026-10-211300162.6162163.33
2026Q3S2026-10-161300162.6162163.33
2026Q3S2026-10-141300162.6162163.33
2026Q3S2026-10-091200162.58162163.33
2026Q3S2026-09-301200162.58162163.33
2026Q3S2026-08-261200162.58162163.33
2026Q3S2026-08-251200162.58161.4164.38
2026Q3S2026-08-241200162.58161.4164.38
2026Q3S2026-06-291200162.58161.4164.38
2026Q3S2026-06-191300162.6161.4164.38
2026Q3S2026-06-151300162.62161.4164.38
2026Q3S2026-06-091312162.62161.4164.38
2026Q3S2026-05-281412162.68161.4164.38
2026Q3S2026-04-281412162.95161.46165.06

Estimate history

EPS, annual-0.207-0.249-0.308-0.433-0.511-0.929-0.376-0.3290.0450.3017
Period201720182019202020212022202320242025TTM
EPS, quarterly-0.096-0.045-0.1610.048-0.1320.0560.0720.1250.048
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Sales, annual58.14291.534138.18204.293273.865408.315476.543540.657594.781622.24
Period201720182019202020212022202320242025TTM
Sales, quarterly132.403138.797141.37144.137148.815152.163149.666159.414161.001
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Shares, annual89.64389.64389.64393.644109.779111.424113.684115.997113.905105.129
Period201720182019202020212022202320242025MRQ
Shares, quarterly115.387115.651115.997115.241115.445114.435113.905108.795105.129
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue622.24594.78540.66476.54408.31273.87204.29138.1891.53
Cost of Goods Sold Incl. D&A253.80253.28232.31217.59185.12117.3892.7467.0347.38
Gross Profit368.44341.50308.35258.96223.20156.48111.5571.1544.16
Selling, General and Administrative Excl. Other313.89320.83313.87292.44303.98217.83154.1699.0266.58
Research and Development117.60121.47127.02114.14117.1577.5256.9234.4721.85
Other Operating Expense0.000.000.000.000.000.000.000.000.00
Operating Income54.5520.67-5.52-33.48-80.78-61.35-42.61-27.87-22.42
Interest Expense18.2617.468.764.132.811.510.130.000.00
Unusual Expense5.2816.9412.616.0313.2310.010.000.300.80
Net Income Before Taxes33.266.71-35.56-41.94-97.77-73.95-40.68-27.15-22.11
Income Taxes-5.53-3.00-2.511.594.07-23.830.590.590.19
Consolidated Net Income38.799.70-33.05-43.53-101.84-50.12-41.27-27.73-22.31
Net Income From Continuing Operations33.605.18-37.88-42.35-102.72-49.45-40.54-27.59-22.31
Net Income33.605.18-37.88-42.35-102.72-49.45-40.54-27.59-22.31
EPS (Recurring)0.350.15-0.25-0.34-0.84-0.44-0.43-0.31-0.24
EPS (Basic, Before Extraordinaries)0.300.05-0.33-0.38-0.93-0.51-0.43-0.31-0.25
EPS (Diluted)0.300.05-0.33-0.38-0.93-0.51-0.43-0.31-0.25
EBITDA95.5462.9230.8211.78-42.29-48.81-35.18-23.26-20.96
Non-Operating Income (Expense)2.2520.44-8.671.71-0.95-1.082.051.021.10
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense56.3758.3756.5645.8539.6820.7918.404.192.99
Price To Earnings Ratio74.4874.48-------
Price To Sales Ratio3.134.107.247.447.7516.1932.87--
Gross Margin59.2157.4257.0354.3454.6657.1454.6051.4948.24
Operating Margin8.773.47-1.02-7.03-19.78-22.40-20.86-20.17-24.49
Net Margin5.400.87-7.01-8.89-25.16-18.05-19.84-19.97-24.37
Shares Outstanding105.13113.90116.00113.68111.42109.7893.6489.6489.64
Market Capitalization2,375.892,375.893,938.153,561.433,175.604,434.026,617.526,617.52-

Income statement, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q12024Q42024Q3
Total Revenue161.00159.41149.67152.16148.81144.14141.37138.80
Cost of Goods Sold Incl. D&A64.7863.0562.4763.5065.7462.7961.8557.73
Gross Profit96.2296.3787.1988.6683.0881.3579.5281.07
Selling, General and Administrative Excl. Other82.1174.3181.3676.1180.8381.3282.4278.36
Research and Development30.5928.4229.5329.0534.1532.7730.6732.44
Other Operating Expense0.000.000.000.000.000.000.000.00
Operating Income14.1122.065.8312.562.250.03-2.902.71
Interest Expense5.214.484.234.334.444.453.801.65
Unusual Expense0.490.943.010.8411.551.542.843.54
Net Income Before Taxes7.9216.670.757.92-12.5110.55-19.45-1.56
Income Taxes1.531.68-8.04-0.691.214.53-3.872.59
Consolidated Net Income6.4014.998.798.62-13.726.02-15.58-4.15
Net Income From Continuing Operations5.0813.648.346.54-15.265.56-18.61-5.25
Net Income5.0813.648.346.54-15.265.56-18.61-5.25
EPS (Recurring)0.050.130.090.06-0.060.06-0.14-0.02
EPS (Basic, Before Extraordinaries)0.050.130.070.06-0.130.05-0.16-0.05
EPS (Diluted)0.050.120.070.06-0.130.05-0.16-0.05
EBITDA24.1632.1416.0923.1512.9610.737.3111.63
Non-Operating Income (Expense)-0.480.032.150.541.2316.51-9.910.91
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense14.2210.9816.7514.4214.7112.4914.6814.20
Price To Earnings Ratio74.48395.48------
Price To Sales Ratio3.133.144.135.275.624.867.298.25
Gross Margin59.7660.4558.2658.2755.8356.4456.2558.41
Operating Margin8.7613.843.908.251.510.02-2.051.96
Net Margin3.168.565.574.30-10.253.86-13.16-3.78
Shares Outstanding105.13108.79113.90114.43115.44115.24116.00115.65
Market Capitalization2,375.892,002.072,448.523,089.943,237.682,701.643,938.154,310.39

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments88.52120.93112.0882.0488.01371.4391.1874.3580.68
Short Term Receivables166.54146.79112.9799.5074.5355.5243.4129.8324.30
Inventories0.000.000.000.000.000.000.000.000.00
Other Current Assets21.2421.0715.1716.2713.3810.437.084.994.03
Total Current Assets276.29288.79240.23197.81175.93437.37141.67109.17109.01
Net Property, Plant & Equipment88.2990.9898.4194.9573.8529.9413.4810.413.79
Total Investments and Advances7.609.9715.0112.294.420.000.000.000.00
Intangible Assets1,213.611,173.95954.44992.261,021.6180.2981.93--
Deferred Tax Assets12.426.204.140.910.110.00---
Other Assets49.8940.5028.2029.0425.1115.8013.070.390.17
Total Assets1,648.111,610.381,340.431,327.271,301.01563.40250.15119.97112.97
Short Term Debt Incl. Current Port. of LT Debt5.056.835.124.894.170.320.000.000.00
Accounts Payable14.5213.6411.8411.8811.376.004.673.442.29
Income Tax Payable-1.20-------
Other Current Liabilities274.92229.84198.07188.39158.84109.3771.9148.9732.65
Total Current Liabilities294.49251.51215.04205.16174.38115.6976.5852.4134.94
Long Term Debt273.65229.9969.1091.6544.6815.940.000.000.00
Provision for Risks Charges0.310.000.000.000.000.000.000.000.00
Deferred Tax Liabilities7.0213.853.692.801.68----
Other Liabilities3.9917.430.000.009.782.801.951.520.02
Total Liabilities579.45512.78287.83299.60230.51134.4378.5253.9334.95
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity1,055.911,089.311,049.181,024.081,067.62425.18167.2766.0478.01
Total Shareholders Equity1,055.911,089.311,049.181,024.081,067.62425.18167.2766.0478.01
Accumulated Minority Interest12.748.293.433.592.883.794.360.000.00
Total Equity1,068.651,097.601,052.601,027.671,070.51428.97171.6366.0478.01
Total Liabilities & Stockholders Equity1,648.111,610.381,340.431,327.271,301.01563.40250.15119.97112.97
Book Value Per Share9.279.399.239.199.734.541.870.740.87
Tangible Book Value Per Share-1.38-0.730.830.290.423.680.950.740.87
Full-Time Employees1,6841,8331,6531,7911,6811,115877--
Price to Book Ratio2.543.613.413.114.7115.4515.45--
Return on Assets0.32-2.57-3.17-7.82-5.30-9.97-14.91-19.15-
Return on Equity0.48-3.54-4.08-9.82-6.62-13.68-23.65-30.97-
Return on Invested Capital0.39-2.87-3.79-9.21-4.45-9.19-16.50-33.78-23.83
Quick Ratio0.941.151.120.961.013.781.852.083.12
Current Ratio0.941.151.120.961.013.781.852.083.12

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Net Income38.799.70-37.88-42.35-102.72-49.45-41.27-27.73-22.31
Depreciation40.9942.2636.3445.2638.4912.547.434.611.46
Other Funds (Non Cash)93.7879.07102.3173.1462.1035.5328.308.884.20
Funds from Operations164.70124.8493.6673.72-0.50-25.66-5.37-14.05-16.65
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-31.09-34.78-38.46-16.44-14.886.4314.595.0512.06
Cash from Operating Activities133.6190.0655.2057.28-15.38-19.239.22-9.00-4.59
Capital Expenditures-1.44-7.50-2.27-3.87-18.90-5.46-4.34-5.76-7.96
Net Assets From Acquisitions0.00-50.26-216.910.000.68-268.990.00-52.270.00
Sale of Fixed Assets and Businesses0.000.000.001.030.000.000.004.510.00
Purchase or Sale of Investments0.003.680.00-2.50-2.50-4.030.000.000.00
Purchase of Investments0.000.000.00-2.50-2.50-4.030.000.000.00
Sale Or Maturity of Investments0.003.680.000.000.000.000.000.000.00
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-1.44-54.08-219.18-5.34-20.73-278.49-4.34-53.51-7.96
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Change in Capital Stock-234.39-118.907.269.138.2016.24274.3680.996.26
Repurchase of Common Pref Stock-240.16-125.100.000.000.000.000.000.000.00
Sale of Common Pref Stock5.776.207.269.138.2016.24274.3680.996.26
Proceedsfrom Stock Options4.224.220.000.000.00-0.21265.6179.950.00
Issuance or Reduction of Debt, Net70.3445.87163.21-31.2328.51-0.32-0.040.000.00
Change in Long Term Debt70.3445.87163.21-31.2328.51-0.32-0.040.000.00
Issuance of Long Term Debt224.29112.50239.520.0049.630.000.000.000.00
Reduction of Long Term Debt-153.96-66.63-76.30-31.23-21.12-0.32-0.040.000.00
Net Financing Active Other Cash Flow-8.100.000.000.000.000.00-0.20-1.410.00
Other Financing Activities Uses-8.100.000.000.000.000.00-0.20-1.410.00
Cash from Financing Activities-172.15-73.03170.48-22.1036.7115.92274.1279.586.26
Exchange Rate Effect0.364.46-2.680.18-1.59-1.231.24-0.23-0.04
Net Change in Cash-39.62-32.583.8230.03-0.98-283.03280.2416.84-6.33
Free Cash Flow132.1782.5652.9353.41-34.28-24.694.88-14.76-12.55
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow14.7229.5773.9966.40--1,374.75--
Deferred Taxes & Investment Tax Credit--6.19-7.12-2.341.63-24.280.170.200.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Cash & Short Term Investments83.42102.9988.5287.72123.07133.23
Short Term Receivables122.36124.74166.5486.9598.47104.42
Inventories0.000.000.000.000.000.00
Other Current Assets20.1822.7121.2419.6119.2522.11
Total Current Assets225.97250.44276.29194.28240.79259.76
Net Property, Plant & Equipment85.2686.6788.2989.2690.3792.85
Total Investments and Advances7.427.557.607.427.4212.97
Intangible Assets1,193.161,202.311,213.611,213.991,222.871,241.97
Deferred Tax Assets--12.42---
Other Assets59.9460.8549.8956.2254.5843.39
Total Assets1,571.751,607.831,648.111,561.171,616.021,650.94
Short Term Debt Incl. Current Port. of LT Debt13.8914.615.055.966.036.80
Accounts Payable14.8415.7114.5212.5314.0715.10
Other Current Liabilities258.02269.54274.92189.60228.54238.84
Total Current Liabilities286.76299.86294.49208.08248.64260.74
Long Term Debt324.74312.10273.65263.42263.45271.55
Provision for Risks Charges0.000.000.310.310.310.00
Deferred Tax Liabilities8.017.537.0218.0219.4220.72
Other Liabilities7.013.903.9917.4317.0316.98
Total Liabilities626.52623.38579.45507.25548.85570.00
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity929.83970.361,055.911,041.491,056.821,072.22
Total Shareholders Equity929.83970.361,055.911,041.491,056.821,072.22
Accumulated Minority Interest15.4014.0912.7412.4410.358.73
Total Equity945.24984.451,068.651,053.921,067.161,080.95
Total Liabilities & Stockholders Equity1,571.751,607.831,648.111,561.171,616.021,650.94
Book Value Per Share8.848.929.279.109.159.30
Tangible Book Value Per Share-2.50-2.13-1.38-1.51-1.44-1.47
Full-Time Employees--1,684---
Price to Book Ratio2.541.892.352.913.002.47
Return on Assets2.110.810.32-1.41-2.22-1.91
Return on Equity3.381.300.48-2.04-3.15-2.75
Return on Invested Capital0.401.060.630.50-1.160.41
Quick Ratio0.790.840.940.930.971.00
Current Ratio0.790.840.940.930.971.00

Cash flow, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Net Income6.4014.998.798.62-13.265.56
Depreciation10.0610.0810.2610.5910.7010.71
Other Funds (Non Cash)24.1419.8926.8422.9023.086.25
Funds from Operations41.7445.1537.1240.6921.8625.17
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-7.5436.26-24.19-35.61-4.1229.15
Cash from Operating Activities34.2081.4112.945.0717.7454.32
Capital Expenditures-0.20-0.61-0.46-0.17-5.15-1.72
Net Assets From Acquisitions0.000.000.000.000.00-50.26
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments0.000.000.000.000.003.68
Purchase of Investments0.000.000.000.000.000.00
Sale Or Maturity of Investments0.000.000.000.000.003.68
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-0.20-0.61-0.46-0.17-5.15-48.30
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-62.74-109.61-22.83-39.21-17.02-39.84
Repurchase of Common Pref Stock-65.58-110.08-25.02-39.48-20.01-40.59
Sale of Common Pref Stock2.830.472.190.272.990.75
Proceedsfrom Stock Options0.000.004.220.000.000.00
Issuance or Reduction of Debt, Net12.1249.029.61-0.42-5.4142.09
Change in Long Term Debt12.1249.029.61-0.42-5.4142.09
Issuance of Long Term Debt14.95199.3510.000.000.00102.50
Reduction of Long Term Debt-2.83-150.32-0.39-0.42-5.41-60.41
Net Financing Active Other Cash Flow-2.80-5.300.000.000.000.00
Other Financing Activities Uses-2.80-5.300.000.000.000.00
Cash from Financing Activities-53.42-65.89-13.22-39.63-22.432.25
Exchange Rate Effect-0.11-0.461.54-0.61-0.514.04
Net Change in Cash-19.5314.450.80-35.34-10.3612.31
Free Cash Flow34.0080.7912.484.9012.5952.60
Price to Free Cash Flow14.7217.2829.7651.7553.8552.43

Revenue breakdown

License and Service2024: 469.17M 2025: 523.13M
Professional Services2024: 71.49M 2025: 71.65M
Other Geographic Regions2024: 59.71M 2025: 58.77M
United Kingdom2024: 56.52M 2025: 72.76M
United States2024: 424.43M 2025: 463.26M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3018.23%17.8M97.8M2.24M
2026-10-1519.27%18.9M97.8M2.30M
2026-09-3020.37%19.9M97.8M2.46M
2026-09-1519.56%19.1M97.8M2.92M
2026-08-3119.42%19.0M97.8M3.09M
2026-08-1417.99%18.3M101.6M3.32M
2026-07-3117.99%18.7M103.8M3.47M
2026-07-1517.81%18.5M103.8M3.59M
2026-06-3019.43%20.2M103.8M3.96M
2026-06-1516.39%17.0M103.9M3.41M
2026-05-2915.85%16.6M104.8M3.22M
2026-05-1514.19%14.7M103.9M2.95M
2026-04-3011.78%12.9M109.4M2.93M
2026-04-1512.01%13.2M109.5M2.80M
2026-03-3112.58%13.8M109.5M2.27M
2026-03-1311.34%12.4M109.6M2.10M
2026-02-2710.54%11.6M109.6M2.22M
2026-02-1311.65%12.8M109.6M2.12M
2026-01-3011.23%12.3M109.7M1.88M
2026-01-1510.70%11.7M109.6M1.85M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.5018.8020.9013.1615.2240.000.000.995-0.0180.000
call5.0016.3018.4015.559.6122.000.000.993-0.0190.001
call7.5013.8015.900.007.0770.000.000.990-0.0190.001
call10.0011.3013.408.555.4368.000.000.986-0.0180.001
call12.509.1010.604.723.6353.000.000.930-0.0790.005
call15.006.708.108.202.82714.000.000.905-0.0730.006
call17.504.305.505.901.9541090.000.867-0.0650.008
call20.002.003.203.251.3945440.000.794-0.0520.010
call22.500.401.101.520.8617240.000.496-0.0660.014
call25.000.050.400.250.9078390.000.231-0.0540.011
call30.000.000.450.141.6263890.000.151-0.0740.008
call35.000.000.450.202.1538.000.000.123-0.0850.007
put2.500.000.050.006.4770.000.00-0.005-0.0160.000
put5.000.000.150.104.9462000.00-0.012-0.0290.001
put7.500.000.450.153.39279.000.00-0.010-0.0180.001
put10.000.000.050.012.7773700.00-0.022-0.0280.002
put12.500.000.450.102.9661810.00-0.071-0.0780.005
put15.000.000.450.052.3197.000.00-0.099-0.0780.006
put17.500.000.450.111.6391.000.00-0.136-0.0690.008
put20.000.050.400.900.91542.000.00-0.206-0.0500.010
put22.500.601.250.620.83431.000.00-0.494-0.0630.014
put25.002.303.302.961.0647.000.00-0.769-0.0510.011
put30.007.008.4015.502.0530.000.00-0.848-0.0700.008
put35.0011.6013.700.002.9360.000.00-0.877-0.0810.007

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-04144Filing for proposed sale of securities under Rule 144.SEC
2026-11-03144Filing for proposed sale of securities under Rule 144.SEC
2026-11-03144Filing for proposed sale of securities under Rule 144.SEC
2026-11-03144Filing for proposed sale of securities under Rule 144.SEC
2026-11-03144Filing for proposed sale of securities under Rule 144.SEC
2026-11-03144Filing for proposed sale of securities under Rule 144.SEC
2026-10-30SCHEDULE 13GSEC
2026-10-274Statement of changes in beneficial ownership of securities2026-10-23SEC
2026-10-144Statement of changes in beneficial ownership of securities2026-10-09SEC
2026-10-09144Filing for proposed sale of securities under Rule 144.SEC
2026-10-074Statement of changes in beneficial ownership of securities2026-10-05SEC
2026-10-05144Filing for proposed sale of securities under Rule 144.SEC
2026-09-174Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-15144Filing for proposed sale of securities under Rule 144.SEC
2026-09-084Statement of changes in beneficial ownership of securities2026-09-03SEC
2026-09-03144Filing for proposed sale of securities under Rule 144.SEC
2026-08-314Statement of changes in beneficial ownership of securities2026-08-27SEC
2026-08-27144Filing for proposed sale of securities under Rule 144.SEC
2026-08-2510-QQuarterly report pursuant to Section 13 or 15(d)2026-07-31SEC
2026-08-258-KCurrent report2026-08-25SEC
2026-08-13SCHEDULE 13GSEC
2026-08-13SCHEDULE 13G/ASEC
2026-08-064Statement of changes in beneficial ownership of securities2026-08-04SEC
2026-08-064Statement of changes in beneficial ownership of securities2026-08-04SEC
2026-08-064Statement of changes in beneficial ownership of securities2026-08-04SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-11001.52M6
2026-10001.03M2
2026-0900324.85K2
2026-08001.31M8
2026-0700140.88K1
2026-0600131.12K1
2026-05001.87M7
2026-04001.03M7
2026-030000
2026-02001.17M6
2026-0100179.68K1
2025-1200213.66K2
2025-1100635.28K5

Institutional holders

Manager% owned
BlackRock, Inc.8.23%
VANGUARD PORTFOLIO MANAGEMENT LLC7.14%
Senvest Management, LLC6.69%
AQR CAPITAL MANAGEMENT LLC6.48%
BANK OF MONTREAL /CAN/5.32%
BANK OF AMERICA CORP /DE/4.71%
AMERICAN CAPITAL MANAGEMENT INC4.66%
HMI Capital Management, L.P.4.56%
VANGUARD CAPITAL MANAGEMENT LLC4.07%
Clearbridge Investments, LLC3.57%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND2.85%
iShares Russell 2000 ETF2.54%
VANGUARD INFORMATION TECHNOLOGY INDEX FUND2.49%
VANGUARD EXPLORER FUND2.32%
VANGUARD SMALL-CAP INDEX FUND2.06%
BARON SMALL CAP FUND1.41%
VANGUARD SMALL-CAP GROWTH INDEX FUND1.18%
Fidelity Small Cap Index Fund1.07%
Franklin Small Cap Growth Fund1.05%
VANGUARD EXTENDED MARKET INDEX FUND1.04%

OakChart. NCNO. Cached 15 minutes.