OakChart

Western Union Company

WUFinancial·Credit Services·USA·Mid·NYSE·Nov 11 • 9:16 AM ET

7.13+0.19 (2.74%)
2026-11-11 15:21 CET
Market cap
2,165.67 USD m
Revenue, TTM
4,005.80 USD m
Net income, TTM
333.80 USD m
Free cash flow, TTM
412.60 USD m
EPS diluted, TTM
1.06
P/E
6.75
Compare

Price

WU against its 20, 50 and 200-day averages
2050200miss
6.007.008.009.0027.8M55.7MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26WUclose 7.1320-day 6.4250-day 6.42200-day 7.977.13

31.1% under 10.35 on 9 Feb 2026. Last 15 sessions, 28.0% high to low

Profile

WU
52-week range, 28% of the way up
5.8710.35

The Western Union Co. is a holding company, which engages in the provision of money transfer and payment services. It operates through the following segments: Consumer Money Transfer, Business Solutions, and Consumer Services. The Consumer Money Transfer segment facilitates money transfers, which are primarily sent from retail agent locations worldwide or through websites and mobile devices. The Business Solutions segment focuses on the payment and foreign exchange solutions, primarily cross-border, cross-currency transactions, for small and medium size enterprises and other organizations and individuals. The Consumer Services segment includes the company's bill payment services which facilitate payments for consumers, businesses, and other organizations, as well as the company's money order services, retail foreign exchange services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, CO.

IndexRUI
Employees9600
IPOSep 20, 2006
Beta0.56
ATR, 14d0.26
Rel volume0.18
Short float19.59%
Insider own1.48%
Inst own95.87%

Snapshot

6 groups

Valuation

IndexRUI
Market Cap2.22B
Enterprise Value4.01B
Income333.80M
Sales4.01B
Book/sh2.85
Cash/sh3.52
Dividend Est.0.91 (12.70%)
Dividend TTM0.94 (13.18%)
Dividend Ex-DateSep 16, 2026
Dividend Gr. 3/5Y0.00% 0.87%
Payout61.64%
Employees9600
IPOSep 20, 2006

Ratios

P/E6.75
Forward P/E4.81
PEG-
P/S0.56
P/B2.50
P/C2.03
P/FCF5.39
EV/EBITDA5.02
EV/Sales1.00
Quick Ratio0.26
Current Ratio0.26
Debt/Eq3.24
LT Debt/Eq2.75
Option/ShortYes / Yes

Earnings

EPS (ttm)1.06
EPS next Y1.48
EPS next Q0.35
EPS this Y-24.28%
EPS next Y11.96%
EPS next 5Y-2.82%
EPS past 3/5Y-13.36% -3.18%
Sales past 3/5Y-3.31% -3.48%
EPS Y/Y TTM-54.09%
Sales Y/Y TTM-2.10%
EPS Q/Q-42.47%
Sales Q/Q-2.21%
EarningsNov 04 AMC
EPS/Sales Surpr.24.22% -1.18%

Ownership

Insider Own1.48%
Insider Trans0.00%
Inst Own95.87%
Inst Trans-3.46%
ROA4.21%
ROE36.76%
ROIC9.98%
Gross Margin29.33%
Oper. Margin15.27%
Profit Margin8.33%
SMA2011.05%
SMA5011.12%
SMA200-10.49%
Trades-

Technical

Shs Outstand312.00M
Shs Float307.43M
Short Float19.59%
Short Ratio7.05
Short Interest60.21M
52W High10.35 -31.12%
52W Low5.87 21.47%
Volatility5.73% 3.56%
ATR (14)0.26
RSI (14)68.65
Beta0.56
Rel Volume0.18
Avg Volume8.54M
Volume77,435

Performance

Perf Week8.19%
Perf Month16.89%
Perf Quarter-4.81%
Perf Half Y-15.52%
Perf YTD-23.42%
Perf Year-19.98%
Perf 3Y-39.32%
Perf 5Y-60.39%
Perf 10Y-65.08%
Recom3.67
Target Price6.58
Prev Close6.94
Price7.13
Change %2.74%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 14, 2026UpgradeMMonness Crespi & HardtSell → Neutral
Sep 25, 2026ReiteratedMMonness Crespi & HardtSell$6 → $5-29.9%
Jul 08, 2026InitiatedBBarclaysUnderweight$7-1.8%
Jan 27, 2026InitiatedCCantor FitzgeraldUnderweight$9+26.2%
Oct 23, 2025InitiatedCCitigroupNeutral$9+26.2%
Jul 29, 2025ReiteratedMMonness Crespi & HardtSell$7.50 → $7-1.8%
Jul 17, 2025ResumedDDeutsche BankHold
Jun 02, 2025InitiatedOOppenheimerPerform
Apr 24, 2025DowngradeMMonness Crespi & HardtNeutral → Sell$7.50+5.2%
Jan 04, 2024DowngradeWWolfe ResearchPeer Perform → Underperform

Peers

Mkt cap
TickerCompanyMkt cap
PYPLPayPal Holdings Inc48.42B
RELYRemitly Global Inc5.09B
EEFTEuronet Worldwide Inc2.60B
IMXIInternational Money Express Inc187.97M
GDOTGreen Dot Corp646.68M
VVisa Inc778.07B
PAYOPayoneer Global Inc2.44B
DLODLocal Limited4.13B
FLYWFlywire Corp2.76B
XYZBlock Inc51.75B

Insider trading

5 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Axelrod CherieOfficerMay 18 '26Proposed Sale8.4587,130736,263May 18 02:12 PM
Adams Benjamin CarltonChief Legal OfficerMay 01 '26Sale9.2319,924183,883234,689May 04 06:57 PM
Adams Benjamin CarltonOfficerMay 01 '26Proposed Sale9.2319,924183,883May 01 04:09 PM
Angelini GiovanniPresident Europe, Africa, MEPAApr 28 '26Sale9.476,00056,850311,292Apr 30 04:29 PM
Angelini GiovanniOfficerApr 28 '26Proposed Sale9.476,00056,850Apr 28 11:15 AM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
SCHDSchwab US Dividend Equity ETFAUM: 122.69B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
VXFVanguard Extended Market Index ETFAUM: 30.47B
FGDFirst Trust Dow Jones Global Select Dividend Index FundAUM: 1.61B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B
IJSiShares S&P Small-Cap 600 Value ETFAUM: 7.74B
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B

News

latest 14 of 103
  • Western Union Scraps $500 Million International Money Express Takeover (The Wall Street Journal)
  • Western Union Announces Termination of Agreement to Acquire Intermex (Business Wire)
  • Western Union Reveals the Real Business Behind Its USDPT Stablecoin (BeInCrypto) +6.53%
  • Western Union Beats On Cost Cuts, But A Shrinking Revenue Outlook And At-Risk Intermex Deal Cloud The Margin Recovery (Earnings Whispers) +5.44%
  • Western Union: Q3 Earnings Snapshot (Associated Press)
  • Loading…
  • Western Union Reports Third Quarter 2026 Results (Business Wire)
  • Western Union's Margin Test: Can Faster Digital Growth Stop The Profit Slide? (Earnings Whispers)
  • Anchorage Positions Itself as Custody Backbone of US-Mexico Stablecoin Corridor (decrypt)
  • Intelligent Payments: MoneyGram Chairman & CEO Anthony Soohoo, Live from Money20/20 2026 (Exec Edge)
  • Western Union selects Noah for global stablecoin payments service (Electronic Payments)
  • The CFTC's Proposed Rules to Reshape U.S. Crypto Markets (Bankless)
  • Four-Minute Transfers Upend How Money Moves Around the World (Bloomberg)
  • Dell downgraded, Texas Roadhouse upgraded: Wall Street's top analyst calls (The Fly)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-040.4200.3380.2501,0091,02117
2026Q22026-07-300.3100.4210.2451,0131,02017
2026Q12026-04-240.2500.3910.204982.7960.5716
2025Q42026-02-200.4500.4330.3591,0081,04516
2025Q32025-10-230.4700.4290.4331,0331,02415
2025Q22025-07-280.4200.4390.3701,0261,04115
2025Q12025-04-230.4100.4070.364983.6993.4718
2024Q42025-02-040.4000.4211.1351,0581,02619
2024Q32024-10-230.4600.4380.7801,0361,02919
2024Q22024-07-300.4400.4470.4151,0661,06419
2024Q12024-04-240.4500.4080.4131,0491,01019
2023Q42024-02-060.3700.3680.3521,0521,02219
2023Q32023-10-250.4300.3860.4561,0981,04118
2023Q22023-07-260.5100.3880.4691,1701,04619
2023Q12023-05-020.4300.3380.4041,037998.519
2022Q42023-02-070.3200.3470.6501,0921,07119

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2019FY1.7301.7662.4565,2925,302
2020FY1.8701.8431.7934,8354,818
2021FY2.1902.0681.9715,0715,071
2022FY1.7601.7922.3454,4764,456
2023FY1.7401.7341.6844,3574,325
2024FY1.7401.7662.7394,2104,177
2025FY1.7501.7331.5204,0514,087
2026FY-1.325--4,022
2027FY-1.484--4,191
2028FY-1.606--4,254
2029FY-1.840--4,073
2030FY-1.680--3,869

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-09142101,018983.11,066
2026Q4S2026-11-06142101,018983.11,066
2026Q4S2026-11-05142101,018983.11,066
2026Q4S2026-11-0414091,044975.631,169
2026Q4S2026-10-2014091,044975.631,169
2026Q4S2026-10-1514081,049975.631,169
2026Q4S2026-10-1414081,049975.631,169
2026Q4S2026-10-13141101,057975.631,169
2026Q4S2026-10-1214291,070975.631,169
2026Q4S2026-10-0814291,070975.61,169
2026Q4S2026-09-3014281,074975.61,169
2026Q4S2026-09-2814291,074975.61,169
2026Q4S2026-09-2514281,077975.61,169
2026Q4S2026-09-2414271,088975.61,169

Estimate history

EPS, annual-1.1911.8752.4561.7931.9712.3451.6842.7391.5251.0563
Period201720182019202020212022202320242025TTM
EPS, quarterly0.781.1350.3640.370.4330.3590.2040.2450.249
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual552155735277.448245112.74469.94350.54203.54041.14005.8
Period201720182019202020212022202320242025TTM
Sales, quarterly1034.41056.7981.51023.610301006980.81011.81007.2
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual459441.2418411.2393.8373.5350.5337.9315.7312
Period201720182019202020212022202320242025MRQ
Shares, quarterly337.8337.9332.1324.3318.5315.7312.7311.8312
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue4,005.804,041.104,203.504,350.504,469.905,112.704,824.005,277.405,573.00
Total Expenses3,394.203,256.903,477.503,532.903,567.303,904.803,820.504,227.004,602.30
Operating Income611.60784.20726.00817.60902.601,207.901,003.501,050.40970.70
Unusual Expense41.0029.800.000.0017.70160.9036.80115.500.00
Net Income Before Taxes432.70625.70618.60745.801,008.60935.40855.101,321.40991.40
Income Taxes98.90126.10-315.60119.8098.00129.60110.80263.10139.50
Consolidated Net Income333.80499.60934.20626.00910.60805.80744.301,058.30851.90
Net Income From Continuing Operations333.80499.60934.20626.00910.60805.80744.301,058.30851.90
Net Income333.80499.60934.20626.00910.60805.80744.301,058.30851.90
EPS (Recurring)1.161.592.741.682.382.251.852.641.87
EPS (Basic, Before Extraordinaries)1.061.532.751.692.351.981.812.481.89
EPS (Diluted)1.061.522.741.682.341.971.792.461.87
Non-Operating Income (Expense)13.1014.5012.6033.60224.70-6.706.30539.4020.70
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense36.3939.0025.3623.5437.4036.8034.8040.4039.40
Price To Earnings Ratio6.576.575.416.026.529.0612.2410.919.12
Price To Sales Ratio0.460.750.861.021.201.431.892.191.39
Gross Margin29.3332.7933.4034.3737.1339.3636.8237.3936.02
Operating Margin15.2719.4117.2718.7920.1923.6320.8019.9017.42
Net Margin8.3312.3622.2214.3920.3715.7615.4320.0515.29
Shares Outstanding312.00315.70337.90350.50373.50393.80411.20418.00441.20
Market Capitalization2,165.672,165.673,580.694,343.165,317.577,171.809,019.9911,227.687,554.29

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue1,007.201,011.80980.801,006.001,030.001,023.60981.501,056.70
Total Expenses869.10866.00849.80809.30828.10830.90804.10878.50
Operating Income138.10145.80131.00196.70201.90192.70177.40178.20
Unusual Expense7.3013.708.0012.000.000.000.000.00
Net Income Before Taxes96.1095.4090.10151.10167.60159.70147.30147.70
Income Taxes18.1018.7025.4036.7028.0037.6023.80-238.00
Consolidated Net Income78.0076.7064.70114.40139.60122.10123.50385.70
Net Income From Continuing Operations78.0076.7064.70114.40139.60122.10123.50385.70
Net Income78.0076.7064.70114.40139.60122.10123.50385.70
EPS (Recurring)0.270.280.220.390.430.370.361.14
EPS (Basic, Before Extraordinaries)0.250.250.210.360.430.370.371.14
EPS (Diluted)0.250.240.200.360.430.370.361.14
Non-Operating Income (Expense)3.702.803.303.302.703.702.500.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense9.726.248.9011.537.829.0910.608.29
Price To Earnings Ratio6.575.645.724.043.023.133.865.41
Price To Sales Ratio0.460.600.680.730.630.680.870.86
Gross Margin28.9228.2528.4731.6733.5433.2732.6433.27
Operating Margin13.7114.4113.3619.5519.6018.8318.0716.86
Net Margin7.747.586.6011.3713.5511.9312.5836.50
Shares Outstanding312.00311.80312.70315.70318.50324.30332.10337.90
Market Capitalization2,165.672,405.752,736.462,959.142,580.512,783.023,575.353,580.69

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments1,235.701,475.301,290.201,327.401,237.701,447.401,456.80973.40838.20
Short Term Receivables0.000.000.000.000.000.000.000.000.00
Investment Securities0.000.000.000.000.000.000.000.000.00
Securities In Custody0.000.000.000.000.000.000.000.000.00
Investments184.50198.70180.00395.60414.00453.30204.50278.40329.60
Investment in Unconsolidated Affiliates47.1043.7041.2041.4038.4034.5033.0031.3029.10
Net Property, Plant & Equipment290.20245.30218.00232.00293.90339.50386.60270.40214.20
Deferred Tax Assets226.20265.008.009.0011.8015.1013.608.5011.90
Other Intangible Assets6,322.206,142.506,461.406,490.906,827.707,206.506,664.007,434.807,808.40
Total Assets8,305.908,370.508,198.808,496.308,823.509,496.308,758.508,996.809,231.40
Total Debt3,103.503,132.002,666.902,778.103,211.403,302.103,471.603,433.703,033.60
Long Term Debt1,988.003,066.802,259.402,560.002,890.502,670.203,173.402,933.703,033.60
Provision for Risks Charges0.000.000.000.000.000.0011.4016.0015.00
Deferred Tax Liabilities153.20155.60147.60158.50203.80188.90152.10161.10173.00
Other Liabilities4,091.404,114.004,905.305,081.905,052.705,818.705,162.905,695.806,501.20
Total Liabilities7,348.107,401.607,719.808,018.508,467.909,309.708,798.009,306.609,722.80
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity957.80968.90479.00477.80355.60186.60-39.50-309.80-491.40
Total Shareholders Equity957.80968.90479.00477.80355.60186.60-39.50-309.80-491.40
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity957.80968.90479.00477.80355.60186.60-39.50-309.80-491.40
Total Liabilities & Stockholders Equity8,305.908,370.508,198.808,496.308,823.509,496.308,758.508,996.809,231.40
Book Value Per Share3.032.871.371.280.900.45-0.09-0.70-1.07
Tangible Book Value Per Share-4.39-3.86-5.05-4.71-4.58-6.08-6.47-7.12-7.23
Full-Time Employees9,6009,1009,0008,90010,50011,00011,50012,00011,500
Price to Book Ratio2.435.497.1310.0619.7648.35-283.39-24.3012.31
Return on Assets5.9911.287.5010.528.808.1511.929.35-5.97
Return on Equity51.86129.04130.85218.53297.231,011.96---271.23
Return on Invested Capital16.9623.1522.8629.9824.8226.0533.7732.47-21.91
Quick Ratio0.260.380.270.310.300.260.300.180.16
Current Ratio0.260.380.270.310.300.260.300.180.16

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations654.80824.70988.00894.50928.301,222.901,129.60877.801,167.70
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-198.20-281.00-581.70-111.40-346.70-177.60-252.1036.80-346.40
Income Taxes Payable1.10-197.30-394.60-68.10-152.70-56.20-94.40-36.80-193.10
Cash from Operating Activities456.60543.70406.30783.10581.601,045.30877.50914.60821.30
Capital Expenditures-180.40-150.80-130.60-147.80-208.20-214.60-156.80-127.70-339.00
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.00887.200.0049.40711.700.00
Purchase or Sale of Investments98.40-70.30129.5010.70-171.00402.90-4.0048.3010.20
Purchase of Investments-102.90-256.30-396.70-495.30-1,560.00-633.00-4.90-8.10-27.00
Sale Or Maturity of Investments201.30186.00526.20506.001,389.001,035.900.9056.4037.20
Other Uses-28.10-9.20-15.20-3.700.000.00-2.000.000.00
Other Sources0.000.000.000.0017.503.700.000.000.00
Cash from Investing Activities-110.10-230.30-16.30-140.80525.50192.00-113.40632.30-328.80
Cash Dividends Paid-300.90-309.00-321.50-349.00-364.20-381.60-370.30-340.80-341.70
Change in Capital Stock-91.80-234.60-186.20-308.20-360.40-398.30-237.50-515.90-402.30
Repurchase of Common Pref Stock-91.80-234.60-186.20-308.40-369.90-409.90-239.70-552.60-412.40
Sale of Common Pref Stock0.000.000.000.209.5011.602.2036.7010.10
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net293.20-78.90433.20-115.10-395.00-63.30-165.00-209.00396.00
Change in Long Term Debt-600.00-500.00798.10-300.00-300.00-258.300.00-329.00271.00
Issuance of Long Term Debt--798.10--891.70-495.90685.40
Reduction of Long Term Debt-600.00-500.000.00-300.00-300.00-1,150.000.00-824.90-414.40
Net Financing Active Other Cash Flow186.70-160.105.20-121.10-57.70-0.20-0.70-4.10-9.20
Other Financing Activities Uses--160.10-0.90-121.10-57.70-0.20-0.70-4.10-9.20
Cash from Financing Activities87.20-782.60-69.30-896.80-1,177.30-1,269.50-773.50-1,069.80-357.20
Net Change in Cash433.70-469.20320.70-254.50-70.20-32.20-9.40477.10135.30
Free Cash Flow412.60505.20368.90760.20549.701,007.60841.00866.50684.60
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow16.5615.5576.2810.7828.8311.6519.3521.9522.61

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments1,098.60920.90910.101,235.70950.601,023.60
Short Term Receivables0.000.000.000.000.000.00
Investments26.6022.5020.30184.5012.709.30
Investment in Unconsolidated Affiliates0.00--47.10-0.00
Net Property, Plant & Equipment90.1091.8091.50290.2079.3080.80
Deferred Tax Assets189.80201.60215.20226.20238.50249.20
Other Intangible Assets6,671.706,731.806,863.106,322.206,502.906,621.40
Total Assets8,076.807,968.608,100.208,305.907,784.007,984.30
Total Debt2,888.102,697.202,623.303,103.502,592.202,749.20
Long Term Debt2,452.902,452.102,289.301,988.002,442.502,441.90
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities137.20152.20161.80153.20160.60155.30
Other Liabilities4,160.904,204.504,404.604,091.404,105.804,196.20
Total Liabilities7,186.207,053.907,189.707,348.106,858.607,100.70
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity890.60914.70910.50957.80925.40883.60
Total Shareholders Equity890.60914.70910.50957.80925.40883.60
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity890.60914.70910.50957.80925.40883.60
Total Liabilities & Stockholders Equity8,076.807,968.608,100.208,305.907,784.007,984.30
Book Value Per Share2.852.932.913.032.912.72
Tangible Book Value Per Share-5.25-5.16-5.06-4.39-4.79-4.73
Full-Time Employees---9,600--
Price to Book Ratio2.432.642.883.202.932.98
Return on Assets4.214.965.365.999.9711.23
Return on Equity36.7643.9747.6651.8697.70135.32
Return on Invested Capital2.332.282.023.884.153.67
Quick Ratio0.260.220.210.260.240.25
Current Ratio0.260.220.210.260.240.25

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations161.10153.60147.50192.60220.40212.60
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-53.80-48.70-38.50-57.2040.00-212.90
Income Taxes Payable-2.60-2.40-9.5015.605.20-216.00
Cash from Operating Activities107.30104.90109.00135.40260.40-0.30
Capital Expenditures-42.10-41.40-46.80-50.10-47.30-29.00
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments86.5012.40-7.507.0022.40-12.80
Purchase of Investments-19.40-17.20-40.70-25.60-41.60-61.10
Sale Or Maturity of Investments105.9029.6033.2032.6064.0048.30
Other Uses-2.10-40.60-1.2015.80-0.70-24.30
Other Sources0.000.000.000.000.00-0.20
Cash from Investing Activities42.30-69.60-55.50-27.30-25.60-66.30
Cash Dividends Paid-73.70-73.40-79.40-74.40-75.50-76.80
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-1.70-11.10-52.90-26.10-52.30-79.50
Repurchase of Common Pref Stock-1.70-11.10-52.90-26.10-52.30-79.50
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net190.0072.30-254.30285.20-157.60-56.50
Change in Long Term Debt-0.10161.20-153.400.000.000.00
Issuance of Long Term Debt-0.10161.20446.60---
Reduction of Long Term Debt0.000.00-600.000.000.000.00
Net Financing Active Other Cash Flow182.50-143.70178.40-30.5021.50236.50
Other Financing Activities Uses----30.5021.50236.50
Cash from Financing Activities297.10-155.90-208.20154.20-263.9023.70
Net Change in Cash446.70-120.60-154.70262.30-29.10-42.90
Free Cash Flow99.9094.60102.60115.50252.70-7.80
Price to Free Cash Flow16.569.1917.6315.1313.2119.34

Revenue breakdown

Consumer Money Transfers2024: 3.69B 2025: 3.41B
Consumer Services2024: 341.30M 2025: 472.80M
Asia Pacific2024: 202.00M 2025: 196.00M
Europe And Cis2024: 993.60M 2025: 1.12B
Latin America and Caribbean2024: 557.70M 2025: 571.10M
Middle East Africa and South Asia2024: 665.30M 2025: 543.50M
North America2024: 1.61B 2025: 1.44B
Consolidation, Policy2024: -182.60M 2025: -171.10M
Consumer Money Transfer2024: 3.80B 2025: 3.51B
Consumer Services2024: 411.70M 2025: 543.30M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3019.59%60.2M307.4M9.48M
2026-10-1519.09%58.6M307.3M10.01M
2026-09-3019.12%58.7M307.3M9.88M
2026-09-1516.05%49.3M307.1M9.51M
2026-08-3115.24%46.8M307.1M9.86M
2026-08-1414.31%44.0M307.1M9.87M
2026-07-3116.68%51.2M307.1M9.05M
2026-07-1518.48%56.9M307.7M8.59M
2026-06-3017.68%54.4M307.7M8.67M
2026-06-1518.15%55.6M306.3M8.68M
2026-05-2916.60%51.1M307.8M8.36M
2026-05-1515.89%48.9M307.8M9.09M
2026-04-3016.20%49.8M307.5M9.49M
2026-04-1515.09%46.5M308.5M8.65M
2026-03-3115.14%47.1M311.3M8.76M
2026-03-1314.23%44.3M311.3M8.46M
2026-02-2713.44%41.8M311.3M8.53M
2026-02-1316.08%50.1M311.3M7.91M
2026-01-3014.39%45.4M315.7M7.95M
2026-01-1514.02%44.3M315.7M9.12M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call1.000.000.005.60-0.000.00---
call2.000.000.004.95-0.000.00---
call3.000.000.004.02-0.000.00---
call4.000.000.002.30-6.000.00---
call5.000.000.001.95-5730.00---
call6.000.000.001.04-2,9100.00---
call7.000.000.000.19-15,9090.00---
call8.000.000.000.02-10,7120.00---
call9.000.000.000.03-4,7430.00---
call10.000.000.000.03-2,2770.00---
call11.000.000.000.03-7950.00---
call12.000.000.000.05-65.000.00---
call13.000.000.000.05-68.000.00---
call14.000.000.000.11-6.000.00---
call15.000.000.000.00-0.000.00---
call16.000.000.000.00-0.000.00---
call17.000.000.000.00-0.000.00---
put1.000.000.000.04-0.000.00---
put2.000.000.000.05-0.000.00---
put3.000.000.000.00-0.000.00---
put4.000.000.000.07-1.000.00---
put5.000.000.000.08-4,6370.00---
put6.000.000.000.04-3,3470.00---
put7.000.000.000.25-2,5170.00---
put8.000.000.001.05-7060.00---
put9.000.000.002.59-0.000.00---
put10.000.000.003.95-1.000.00---
put11.000.000.004.12-4.000.00---
put12.000.000.005.80-1.000.00---
put13.000.000.006.12-0.000.00---
put14.000.000.000.00-0.000.00---
put15.000.000.008.12-0.000.00---
put16.000.000.000.00-0.000.00---
put17.000.000.000.00-0.000.00---

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-048-KCurrent report2026-11-04SEC
2026-11-038-KCurrent report2026-11-02SEC
2026-10-064Statement of changes in beneficial ownership of securities2026-10-02SEC
2026-10-028-KCurrent report2026-10-02SEC
2026-09-094Statement of changes in beneficial ownership of securities2026-09-08SEC
2026-08-148-KCurrent report2026-08-13SEC
2026-07-3010-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-308-KCurrent report2026-07-30SEC
2026-07-238-KCurrent report2026-07-20SEC
2026-06-248-KCurrent report2026-06-17SEC
2026-06-114Statement of changes in beneficial ownership of securities2026-06-05SEC
2026-05-21S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-05-18144Filing for proposed sale of securities under Rule 144.SEC
2026-05-188-KCurrent report2026-05-14SEC
2026-05-06SCHEDULE 13G/ASEC
2026-05-058-KCurrent report2026-04-30SEC
2026-05-044Statement of changes in beneficial ownership of securities2026-05-01SEC
2026-05-01144Filing for proposed sale of securities under Rule 144.SEC
2026-05-01424B5SEC
2026-04-30SCHEDULE 13GSEC
2026-04-304Statement of changes in beneficial ownership of securities2026-04-28SEC
2026-04-30FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-04-30424B5SEC
2026-04-29SCHEDULE 13GSEC
2026-04-28144Filing for proposed sale of securities under Rule 144.SEC
2026-04-28DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-04-24SCHEDULE 13G/ASEC
2026-04-2410-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-04-248-KCurrent report2026-04-24SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-0500183.88K1
2026-040056.85K1
2026-030000
2026-020000
2026-010000
2025-120000
2025-1189.54K100

Institutional holders

Manager% owned
BlackRock, Inc.10.05%
VANGUARD PORTFOLIO MANAGEMENT LLC5.73%
SCHRODER INVESTMENT MANAGEMENT GROUP5.55%
Capital Research Global Investors4.70%
VANGUARD CAPITAL MANAGEMENT LLC4.49%
Allianz Asset Management GmbH3.72%
STATE STREET CORP3.62%
CHARLES SCHWAB INVESTMENT MANAGEMENT INC3.60%
LSV ASSET MANAGEMENT3.34%
AQR CAPITAL MANAGEMENT LLC3.24%

Funds

Fund% owned
BBH Limited Duration Fund26.40%
PGIM Short-Term Corporate Bond Fund7.21%
Thornburg Strategic Income Fund6.22%
Capital Income Builder4.57%
Allspring Core Plus Bond Fund3.91%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.17%
Schwab U.S. Dividend Equity ETF2.75%
VANGUARD SMALL-CAP INDEX FUND2.29%
PIMCO RAE US Small Fund1.90%
Thompson Bond Fund1.60%

OakChart. WU. Cached 15 minutes.