OakChart

U-Haul Holding Company

UHALIndustrials·Rental & Leasing Services·USA·Mid·NYSE·Nov 11 • 3:59 PM ET

56.67-0.07 (-0.12%)
2026-11-12 01:57 CET
Market cap
11,007.56 USD m
Revenue, TTM
6,142.13 USD m
Net income, TTM
59.65 USD m
Free cash flow, TTM
-1,129.98 USD m
EPS diluted, TTM
0.31
P/E
182.51
Compare

Price

UHAL against its 20, 50 and 200-day averages
2050200beatmiss
50.0060.0070.00397K793KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26UHALclose 56.6720-day 57.0450-day 59.86200-day 58.4456.6752w high

25.9% under the 52-week high of 76.45 on 6 Aug 2026. 52-week low 41.95 on 20 Mar 2026. Last 15 sessions, 13.7% high to low

Volume 1.07× normal · the line is the 50-bar volume average

Profile

UHAL
52-week range, 43% of the way up
41.9476.45

U-Haul Holding Co. engages in the insurance and moving and storage businesses. It operates through the following business segments: Moving and Storage, Property and Casualty Insurance, and Life Insurance. The Moving and Storage segment includes the rental of trucks, trailers, portable moving and storage units, specialty rental items, and self-storage spaces. The Property and Casualty Insurance segment provides loss adjusting and claims handling services for U-Haul through regional offices. The Life Insurance segment offers life and health insurance products primarily to the senior market through the direct writing and reinsuring of life insurance, Medicare supplement, and annuity policies. The company was founded by Anna Mary Carty Shoen and Leonard Samuel Shoen in 1945 and is headquartered in Reno, NV.

IndexRUI
Employees34700
IPONov 03, 1994
Beta1.07
ATR, 14d1.71
Rel volume1.07
Short float23.44%
Insider own96.18%
Inst own4.85%

Snapshot

6 groups

Valuation

IndexRUI
Market Cap9.85B
Enterprise Value17.12B
Income59.65M
Sales6.14B
Book/sh39.78
Cash/sh5.75
Dividend Est.0.20 (0.35%)
Dividend TTM-
Dividend Ex-DateSep 02, 2022
Dividend Gr. 3/5Y- -
Payout0.00%
Employees34700
IPONov 03, 1994

Ratios

P/E182.51
Forward P/E27.18
PEG-
P/S1.60
P/B1.42
P/C9.86
P/FCF-
EV/EBITDA9.83
EV/Sales2.79
Quick Ratio1.71
Current Ratio1.92
Debt/Eq1.07
LT Debt/Eq1.07
Option/ShortYes / Yes

Earnings

EPS (ttm)0.31
EPS next Y2.08
EPS next Q0.09
EPS this Y346.88%
EPS next Y94.41%
EPS next 5Y-
EPS past 3/5Y-62.27% -62.09%
Sales past 3/5Y0.97% 5.85%
EPS Y/Y TTM-69.17%
Sales Y/Y TTM2.84%
EPS Q/Q33.41%
Sales Q/Q3.07%
EarningsNov 04 AMC
EPS/Sales Surpr.-15.38% -0.92%

Ownership

Insider Own96.18%
Insider Trans-0.14%
Inst Own4.85%
Inst Trans-0.10%
ROA0.28%
ROE0.77%
ROIC0.37%
Gross Margin9.05%
Oper. Margin8.59%
Profit Margin0.97%
SMA20-0.65%
SMA50-5.33%
SMA200-3.03%
Trades-

Technical

Shs Outstand19.21M
Shs Float7.42M
Short Float23.44%
Short Ratio11.82
Short Interest1.74M
52W High76.45 -25.87%
52W Low41.94 35.11%
Volatility4.39% 2.94%
ATR (14)1.71
RSI (14)43.47
Beta1.07
Rel Volume1.07
Avg Volume147.07K
Volume157,680

Performance

Perf Week-6.79%
Perf Month1.69%
Perf Quarter-23.42%
Perf Half Y14.37%
Perf YTD12.42%
Perf Year7.84%
Perf 3Y7.43%
Perf 5Y-23.99%
Perf 10Y78.64%
Recom2.00
Target Price86.67
Prev Close56.74
Price56.67
Change %-0.12%

Analyst ratings

latest 10 of 11
DateActionAnalystRating changeTargetImplied
Jul 15, 2026InitiatedCCitizensMkt Outperform$90+58.8%
Nov 03, 2025InitiatedVVertical ResearchBuy$80+41.2%
May 19, 2025ResumedWWolfe ResearchPeer Perform
Jun 30, 2023InitiatedWWolfe ResearchPeer Perform
Mar 02, 2020UpgradeCCL KingNeutral → Buy
Apr 06, 2018ResumedCCL KingNeutral
Aug 05, 2016DowngradeCCL KingStrong Buy → Buy
Aug 02, 2010DowngradeCCL KingStrong Buy → Neutral
Feb 06, 2008DowngradeCCL KingAccumulate → Neutral
Jun 08, 2007ReiteratedCCL KingAccumulate$80 → $90+58.8%

Peers

Mkt cap
TickerCompanyMkt cap
CARAvis Budget Group Inc4.50B
RRyder System Inc10.79B
WSCWillScot Holdings Corp3.66B
EXRExtra Space Storage Inc34.72B
CUBECubeSmart10.13B
PSAPublic Storage62.73B
HTZHertz Global Holdings Inc586.25M
URIUnited Rentals Inc71.25B
SMASmartstop Self Storage REIT Inc2.31B
SELFGlobal Self Storage Inc54.14M

Insider trading

11 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
SHOEN MARK V10% OwnerNov 05 '26Sale52.0423,0001,197,035218,196Nov 09 05:30 PM
SHOEN MARK V10% OwnerNov 06 '26Sale50.3023,0001,156,917195,196Nov 09 05:30 PM
SHOEN MARK V10% OwnerNov 04 '26Sale53.2423,0001,224,606241,196Nov 05 05:39 PM
SHOEN MARK V10% OwnerNov 03 '26Sale52.1723,0001,199,961264,196Nov 05 05:39 PM
SHOEN MARK V10% OwnerNov 02 '26Sale52.5123,0001,207,771287,196Nov 03 04:48 PM
SHOEN MARK V10% OwnerOct 30 '26Sale50.1123,0001,152,461310,196Nov 03 04:48 PM
SHOEN MARK V10% OwnerOct 29 '26Sale49.7223,0001,143,480333,196Oct 30 07:26 PM
SHOEN MARK V10% OwnerOct 28 '26Sale48.4223,0001,113,665356,196Oct 30 07:26 PM
SHOEN MARK V10% OwnerOct 26 '26Sale49.3223,0001,134,355402,196Oct 28 05:16 PM
SHOEN MARK V10% OwnerOct 27 '26Sale48.9823,0001,126,653379,196Oct 28 05:16 PM
MVS-029 Trust10% OwnerOct 26 '26Proposed Sale49.40425,19621,006,808Oct 26 10:36 AM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
DFACU.S. Core Equity 2 Portfolio-ETF Class SharesAUM: 49.14B
AVLVAvantis U.S. Large Cap Value ETFAUM: 22.90B
IWRiShares Russell Mid-Cap ETFAUM: 58.68B
VTVanguard Total World Stock ETFAUM: 83.17B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q22026-11-040.6600.7800.7001,7731,7893
2026Q12026-08-050.5800.6630.5831,6821,6813
2025Q42026-05-27-0.700-0.680-0.6971,2721,3092
2025Q32026-02-04-0.2300.243-0.2341,4161,4303
2025Q22025-11-050.4900.8680.4931,7201,7284
2025Q12025-08-060.6801.0000.6811,6301,6312
2024Q42025-05-28-0.460-0.223-0.4651,2341,1583
2024Q32025-02-050.3000.3470.2981,3891,3473
2024Q22024-11-060.9101.3700.9081,6581,6862
2024Q12024-08-070.9501.2000.9521,5481,5431
2023Q42024-05-29-0.0500.110-0.0491,1791,1671
2023Q32024-02-070.4600.8200.4611,3401,3431
2023Q22023-11-081.3601.7601.3591,6501,6551
2023Q12023-08-091.2701.4551.2741,5401,5772
2022Q42023-05-300.1600.5000.1571,1891,1911
2022Q32023-02-080.9801.4500.9801,3751,6111

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2016FY1.9552.10620.3403,4223,433
2017FY1.4861.93340.3593,6013,508
2018FY1.8931.85218.9293,7693,758
2019FY1.5101.33822.5493,9793,740
2020FY3.1153.24631.1544,5424,481
2021FY5.7296.03057.2885,7405,778
2022FY5.5404.9804.5435,8655,867
2023FY3.0403.3653.0445,6265,701
2024FY1.6902.0401.6925,8295,735
2025FY0.2400.3350.4206,0386,014
2026FY-1.023--6,282
2027FY-1.990--6,613

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q3S2026-11-093011,4811,4751,487
2026Q3S2026-11-053011,4811,4741,487
2026Q3S2026-11-043001,4861,4741,497
2026Q3S2026-10-143001,4861,4741,497
2026Q3S2026-09-043001,4861,4741,497
2026Q3S2026-08-063001,4881,4741,497
2026Q3S2026-07-173001,4921,4741,511
2026Q3S2026-07-143001,4921,4741,510
2026Q3S2026-06-232001,4831,4741,492
2026Q3S2026-06-041001,4741,4741,474
2026Q3S2026-02-061001,4621,4621,462
2026Q3R2026-11-051010.060.060.06
2026Q3R2026-11-041000.120.120.12
2026Q3R2026-10-201000.120.120.12

Estimate history

EPS, annual40.35918.92922.54931.15457.2884.5433.0441.6920.2440.3105
Period201720182019202020212022202320242025TTM
EPS, quarterly0.9080.298-0.4650.6810.493-0.234-0.6970.5830.658
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Sales, annual3605.883773.2093983.7224549.0175747.0275873.0265633.945837.0926046.0796142.13
Period201720182019202020212022202320242025TTM
Sales, quarterly1658.1081388.5581233.5091630.471719.9221415.6081271.8191682.0271772.675
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Shares, annual19.60819.60819.60819.60819.608196.078196.078196.078196.078194
Period201720182019202020212022202320242025MRQ
Shares, quarterly196.078196.078196.078196.078196.078196.078196.078195.245194
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue6,142.136,046.085,837.095,633.945,873.035,747.034,549.023,983.723,773.21
Cost of Goods Sold Incl. D&A5,586.015,500.965,100.604,777.964,641.014,286.503,610.373,440.193,150.69
Gross Profit556.12545.12736.50855.981,232.021,460.53938.65543.53622.52
Other Operating Expense28.400.0018.3324.2427.9233.8528.2931.2228.56
Operating Income527.72545.12718.16831.751,204.091,426.67910.36512.31593.96
Interest Expense389.40367.36295.72261.59224.73163.47159.86161.35141.62
Unusual Expense1.161.112.600.001.010.960.00-0.04
Net Income Before Taxes125.97112.63477.51840.181,219.401,475.50796.66378.12477.53
Income Taxes31.1229.51110.42211.47294.93352.21185.80-63.92106.67
Consolidated Net Income59.6547.83331.80596.94890.751,123.29610.86442.05370.86
Net Income From Continuing Operations59.6547.83331.80596.94890.751,123.29610.86442.05370.86
Net Income59.6547.83331.80596.94890.751,123.29610.86442.05370.86
EPS (Recurring)0.310.251.703.044.5557.3231.1522.5518.93
EPS (Basic, Before Extraordinaries)0.310.241.693.044.5457.2931.1522.5518.93
EPS (Diluted)0.310.241.693.044.5457.2931.1522.5518.93
EBITDA1,742.231,756.751,729.671,649.631,937.972,123.631,574.361,176.431,174.99
Non-Operating Income (Expense)-11.20-64.0257.66270.02241.05213.2546.1627.1625.22
Other After Tax Adjustments-35.20-35.29-35.29-31.77-33.730.000.000.000.00
Stock Option Compensation Expense-24.9623.8623.9022.1023.0016.797.528.93
Price To Earnings Ratio182.74182.7431.011.111.110.921.701.541.65
Price To Sales Ratio1.901.552.202.351.992.042.641.431.93
Gross Margin9.059.0212.6215.1920.9825.4120.6313.6416.50
Operating Margin8.599.0212.3014.7620.5024.8220.0112.8615.74
Net Margin0.970.795.6810.6015.1719.5513.4311.109.83
Shares Outstanding194.00196.08196.08196.08196.0819.6119.6119.6119.61
Market Capitalization11,007.5611,007.5612,815.661,172.151,172.151,022.291,037.70492.17629.31

Income statement, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q12024Q42024Q3
Total Revenue1,772.671,682.031,271.821,415.611,719.921,630.471,233.511,388.56
Cost of Goods Sold Incl. D&A1,484.991,425.291,327.721,348.021,454.341,347.821,250.121,233.50
Gross Profit287.69256.74-55.9067.59265.59282.65-16.62155.06
Other Operating Expense18.604.870.004.924.964.924.754.49
Operating Income269.08251.87-55.9062.67260.62277.73-21.37150.56
Interest Expense99.1198.0496.3095.9590.8782.8680.4277.54
Unusual Expense0.040.030.920.160.000.030.100.00
Net Income Before Taxes173.99161.69-158.13-51.58136.96185.38-114.5189.42
Income Taxes37.3138.76-30.34-14.6131.4143.05-32.2222.25
Consolidated Net Income127.94114.12-136.61-45.7996.73133.51-91.1158.34
Net Income From Continuing Operations127.94114.12-136.61-45.7996.73133.51-91.1158.34
Net Income127.94114.12-136.61-45.7996.73133.51-91.1158.34
EPS (Recurring)0.660.58-0.69-0.230.490.68-0.460.30
EPS (Basic, Before Extraordinaries)0.660.58-0.70-0.230.490.68-0.460.30
EPS (Diluted)0.660.58-0.70-0.230.490.68-0.460.30
EBITDA572.80554.57251.01363.85565.02562.07239.46400.18
Non-Operating Income (Expense)4.057.89-5.01-18.13-32.80-9.47-12.6216.39
Other After Tax Adjustments-8.74-8.81-8.82-8.82-8.82-8.82-8.82-8.82
Price To Earnings Ratio182.74268.20100.3850.0540.1535.7931.011.11
Price To Sales Ratio1.902.101.551.651.872.012.202.35
Gross Margin16.2315.26-4.404.7715.4417.34-1.3511.17
Operating Margin15.1814.97-4.404.4315.1517.03-1.7310.84
Net Margin7.226.78-10.74-3.235.628.19-7.394.20
Shares Outstanding194.00195.25196.08196.08196.08196.08196.08196.08
Market Capitalization11,007.5612,831.349,368.619,884.2911,190.1711,874.4812,815.661,172.15

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments1,120.15988.831,535.542,076.452,735.051,201.25501.35679.25769.74
Short Term Receivables159.77230.72215.91189.50229.34224.43186.67224.78193.54
Inventories178.16163.13150.94151.47158.89105.58101.08103.5089.88
Other Current Assets191.67282.41246.08241.71236.91469.14562.90173.96165.69
Total Current Assets1,649.741,665.082,148.472,659.133,360.202,000.391,352.011,181.501,218.85
Net Property, Plant & Equipment16,420.6315,297.3213,477.6711,883.7710,321.069,300.169,030.047,933.976,816.74
Total Investments and Advances3,179.733,264.573,209.663,330.013,406.243,178.182,846.122,530.732,309.01
Long-Term Note Receivable53.1645.0057.9348.3147.8535.4034.7830.89193.28
Intangible Assets0.000.000.000.000.000.000.000.000.00
Deferred Tax Assets505.07259.84232.57243.36196.63186.34173.69212.30118.59
Other Assets199.52207.19165.02179.51164.24137.48175.07214.63209.55
Total Assets22,007.8620,739.0119,291.3318,344.0917,496.2114,837.9513,611.7112,104.0210,866.01
Short Term Debt Incl. Current Port. of LT Debt9.49660.16547.88587.49502.26490.17482.97475.900.00
Accounts Payable238.84263.28754.29734.13657.50622.93530.44541.27495.02
Other Current Liabilities611.45557.628.395.310.595.140.000.000.00
Total Current Liabilities859.781,481.071,310.571,326.931,160.351,118.251,013.401,017.17495.02
Long Term Debt8,114.846,580.665,778.515,578.925,594.434,271.244,244.773,687.433,513.08
Provision for Risks Charges0.000.0020.4021.60438.60444.60425.80423.50423.70
Deferred Tax Liabilities2,064.661,749.761,679.701,572.851,461.991,364.831,267.23963.27776.70
Other Liabilities3,356.933,429.383,329.713,339.602,955.562,787.142,439.792,320.262,248.81
Total Liabilities14,396.2113,240.8712,118.8911,839.9011,610.939,986.079,390.998,411.637,457.31
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity7,611.657,498.147,172.446,504.195,885.284,851.884,220.723,692.393,408.71
Total Shareholders Equity7,611.657,498.147,172.446,504.195,885.284,851.884,220.723,692.393,408.71
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity7,611.657,498.147,172.446,504.195,885.284,851.884,220.723,692.393,408.71
Total Liabilities & Stockholders Equity22,007.8620,739.0119,291.3318,344.0917,496.2114,837.9513,611.7112,104.0210,866.01
Book Value Per Share38.8238.2436.5833.17300.15247.45215.26188.31173.84
Tangible Book Value Per Share38.8238.2436.5833.17300.15247.45215.26188.31173.84
Full-Time Employees34,70035,10034,30035,10032,20029,80030,00030,00029,000
Price to Book Ratio1.431.680.190.190.180.210.120.170.17
Return on Assets0.221.663.174.976.954.293.443.237.73
Return on Equity0.634.528.7114.3820.9213.4711.1710.4526.23
Return on Invested Capital0.302.364.617.379.786.705.225.0311.42
Quick Ratio1.711.011.521.892.761.691.231.062.28
Current Ratio1.921.121.642.002.901.791.331.162.46

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Net Income94.8583.13367.09628.71924.471,123.29610.86442.05370.86
Depreciation1,209.661,191.98982.49817.89733.88696.96664.00664.12581.02
Other Funds (Non Cash)167.72227.97102.31-30.57-123.55-94.6245.0556.2556.93
Funds from Operations1,524.661,555.121,493.801,514.401,666.561,826.721,388.321,480.311,115.62
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital128.89239.46-39.37-61.6463.05119.52147.07-404.80-140.04
Cash from Operating Activities1,653.551,794.581,454.431,452.761,729.611,946.231,535.391,075.51975.58
Capital Expenditures-2,783.53-3,154.32-3,452.48-2,992.90-2,723.90-2,136.54-1,441.47-2,309.41-1,869.97
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses672.77710.29662.36739.18701.33623.24537.48687.38606.27
Purchase or Sale of Investments281.13181.15-100.80207.35-398.81-353.87-225.54-144.62-307.44
Purchase of Investments-596.26-476.30-676.98-519.66-841.68-896.78-857.18-506.96-659.30
Sale Or Maturity of Investments877.39657.45576.18727.01442.87542.90631.64362.34351.86
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-1,829.64-2,262.89-2,890.92-2,046.37-2,421.39-1,867.18-1,129.53-1,766.65-1,571.14
Cash Dividends Paid-35.20-35.29-35.29-31.77-33.73-29.41-49.02-29.40-39.18
Change in Capital Stock-127.150.000.000.000.000.000.000.000.00
Repurchase of Common Pref Stock-127.150.000.000.000.000.000.000.000.00
Sale of Common Pref Stock0.000.000.000.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net528.87879.99921.17156.9586.481,352.5532.38458.31286.89
Change in Long Term Debt528.87879.99921.17156.9586.481,352.5532.38458.31286.89
Issuance of Long Term Debt2,090.192,010.221,846.871,182.281,012.661,956.32916.221,116.08890.07
Reduction of Long Term Debt-1,561.32-1,130.23-925.70-1,025.34-926.18-603.77-883.84-657.77-603.18
Net Financing Active Other Cash Flow-271.90-250.069.24-58.657.04110.02303.9983.41266.87
Other Financing Activities Uses-540.04-530.24-487.87-419.09-334.66-237.50-213.86-151.23-133.25
Cash from Financing Activities94.62594.63895.1166.5359.801,433.15287.35512.32514.58
Exchange Rate Effect-1.504.99-4.341.10-11.63-2.096.44-0.53-4.72
Net Change in Cash-82.96131.32-545.72-525.98-643.611,510.12699.66-179.35-85.69
Free Cash Flow-1,129.98-1,359.74-1,998.05-1,540.14-994.29-190.3093.92-1,233.89-894.38
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow------267.52--
Deferred Taxes & Investment Tax Credit-52.0541.9198.38131.75101.0968.41317.89106.81

Balance sheet, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Cash & Short Term Investments999.861,097.341,120.151,032.261,082.82877.19
Short Term Receivables370.74190.91159.77172.65175.63231.00
Inventories182.91180.32178.16175.02176.14173.30
Other Current Assets142.90137.69191.67353.20316.22285.54
Total Current Assets1,696.401,606.261,649.741,733.131,750.811,567.03
Net Property, Plant & Equipment16,947.1316,762.9616,420.6316,298.6216,135.3915,719.78
Total Investments and Advances2,964.302,991.083,179.733,279.573,236.873,268.47
Intangible Assets0.000.000.000.000.000.00
Deferred Tax Assets--505.07---
Other Assets218.72257.05199.52245.69258.73252.61
Total Assets21,874.8221,661.4922,007.8621,617.6421,428.4220,848.37
Short Term Debt Incl. Current Port. of LT Debt12.3214.729.4913.8824.3840.71
Accounts Payable232.35289.62238.84181.82274.20297.57
Other Current Liabilities640.38619.52611.45583.60595.54603.51
Total Current Liabilities885.05923.87859.78779.30894.12941.79
Long Term Debt8,255.408,130.298,114.848,044.887,712.877,254.08
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities1,628.811,592.072,064.661,605.551,572.861,504.55
Other Liabilities3,387.733,355.463,356.933,444.103,480.683,487.18
Total Liabilities14,156.9914,001.6814,396.2113,873.8313,660.5313,187.60
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity7,717.837,659.807,611.657,743.817,767.897,660.77
Total Shareholders Equity7,717.837,659.807,611.657,743.817,767.897,660.77
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity7,717.837,659.807,611.657,743.817,767.897,660.77
Total Liabilities & Stockholders Equity21,874.8221,661.4922,007.8621,617.6421,428.4220,848.37
Book Value Per Share39.7839.2338.8239.4939.6239.07
Tangible Book Value Per Share39.7839.2338.8239.4939.6239.07
Full-Time Employees--34,700---
Price to Book Ratio1.431.691.211.271.461.58
Return on Assets0.280.130.220.440.951.39
Return on Equity0.770.370.631.212.583.71
Return on Invested Capital0.800.72-0.87-0.290.620.90
Quick Ratio1.711.541.712.001.761.48
Current Ratio1.921.741.922.221.961.66

Cash flow, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Net Income136.68122.93-127.78-36.97105.55142.33
Depreciation303.72302.70302.06301.18304.40284.34
Other Funds (Non Cash)32.8832.1248.1254.5973.4351.82
Funds from Operations509.35494.44174.77346.10548.42485.84
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-130.66135.84229.22-105.503.20112.54
Cash from Operating Activities378.69630.28403.99240.60551.62598.38
Capital Expenditures-721.35-822.36-551.66-688.17-997.93-916.57
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses200.27148.26138.74185.49219.88166.18
Purchase or Sale of Investments27.91103.19162.63-12.6044.77-13.65
Purchase of Investments-210.06-157.36-61.57-167.28-83.98-163.47
Sale Or Maturity of Investments237.97260.55224.20154.68128.75149.81
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-493.16-570.91-250.28-515.28-733.28-764.04
Cash Dividends Paid-8.74-8.81-8.82-8.82-8.82-8.82
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-79.13-48.020.000.000.000.00
Repurchase of Common Pref Stock-79.13-48.020.000.000.000.00
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net122.3921.6965.37319.41444.4550.76
Change in Long Term Debt122.3921.6965.37319.41444.4550.76
Issuance of Long Term Debt409.31616.39260.47804.01597.04348.69
Reduction of Long Term Debt-286.92-594.70-195.10-484.60-152.59-297.94
Net Financing Active Other Cash Flow-19.05-43.20-119.36-90.30-45.925.51
Other Financing Activities Uses-111.20-121.05-151.87-155.91-92.64-129.82
Cash from Financing Activities15.48-78.33-62.81220.29389.7147.44
Exchange Rate Effect1.52-3.85-3.003.83-2.416.58
Net Change in Cash-97.47-22.8187.89-50.56205.63-111.64
Free Cash Flow-342.66-192.09-147.67-447.57-446.31-318.19

Revenue breakdown

Canada2024: 298.66M 2025: 318.79M
United States2024: 5.53B 2025: 5.72B
Consolidation, Policy2024: -11.14M 2025: -11.83M
Life Insurance2024: 221.87M 2025: 221.75M
Moving and Storage Consolidations2024: 5.49B 2025: 5.69B
Property and Casualty Insurance2024: 125.16M 2025: 141.20M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3023.44%1.7M7.4M148.34K
2026-10-1523.35%1.7M7.4M152.32K
2026-09-3021.93%1.7M7.6M158.59K
2026-09-1521.20%1.6M7.6M184.73K
2026-08-3121.26%1.6M7.6M209.34K
2026-08-1420.37%1.5M7.6M233.75K
2026-07-3118.82%1.5M7.7M234.78K
2026-07-1523.03%1.8M7.7M243.75K
2026-06-3023.73%1.8M7.7M254.54K
2026-06-1525.92%2.0M7.8M253.69K
2026-05-2924.56%1.9M7.8M237.03K
2026-05-1523.43%1.8M7.8M222.08K
2026-04-3019.73%1.5M7.8M231.92K
2026-04-1518.83%1.5M7.8M226.17K
2026-03-3118.82%1.5M7.8M210.01K
2026-03-1318.51%1.4M7.8M183.23K
2026-02-2717.61%1.4M7.8M175.96K
2026-02-1315.72%1.2M7.8M183.82K
2026-01-3015.54%1.2M7.6M168.20K
2026-01-1515.64%1.2M7.6M159.10K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call35.0020.2023.400.003.1120.000.000.903-0.2470.015
call40.0015.0018.400.002.4580.000.000.878-0.2300.018
call45.0010.2013.400.001.8650.000.000.842-0.2070.021
call50.004.808.400.001.3020.000.000.782-0.1740.026
call55.000.703.706.530.81151.000.000.629-0.1320.033
call60.000.003.900.751.08024.000.000.398-0.2100.034
call65.000.003.400.151.5113.000.000.320-0.2710.031
call70.000.003.400.001.8600.000.000.279-0.3130.030
call75.000.003.400.002.1600.000.000.252-0.3450.028
call80.000.003.400.002.4240.000.000.234-0.3710.027
call85.000.002.800.002.6620.000.000.220-0.3930.026
call90.000.003.400.002.8760.000.000.209-0.4120.025
put35.000.002.650.002.8700.000.00-0.097-0.2440.015
put40.000.003.300.002.2560.000.00-0.122-0.2260.018
put45.000.003.400.001.6960.000.00-0.158-0.2030.021
put50.000.003.500.201.1643.000.00-0.218-0.1690.026
put55.000.001.400.780.59824.000.00-0.373-0.1310.035
put60.002.155.802.801.0781.000.00-0.602-0.2030.034
put65.006.709.908.281.2131.000.00-0.680-0.2640.031
put70.0011.7014.800.001.5020.000.00-0.721-0.3050.030
put75.0016.9020.600.002.0910.000.00-0.748-0.3370.028
put80.0021.7025.500.002.3160.000.00-0.766-0.3630.027
put85.0026.7030.600.002.5910.000.00-0.780-0.3840.026
put90.0031.7034.800.002.4550.000.00-0.791-0.4030.025

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-094Statement of changes in beneficial ownership of securities2026-11-05SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-10-30SEC
2026-10-304Statement of changes in beneficial ownership of securities2026-10-28SEC
2026-10-284Statement of changes in beneficial ownership of securities2026-10-26SEC
2026-10-26144Filing for proposed sale of securities under Rule 144.SEC
2026-08-248-KCurrent report2026-08-20SEC
2026-08-058-KCurrent report2026-08-05SEC
2026-08-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-01ARSAnnual report to security holders. 2026-03-31SEC
2026-07-01DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-07-01DEF 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342026-07-01SEC
2026-05-278-KCurrent report2026-05-27SEC
2026-05-2710-KAnnual report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-03-27SCHEDULE 13G/ASEC
2026-02-048-KCurrent report2026-02-04SEC
2026-02-0410-QQuarterly report pursuant to Section 13 or 15(d)2025-12-31SEC
2026-01-163Initial statement of beneficial ownership of securities2026-01-07SEC
2025-12-108-KCurrent report2025-12-10SEC
2025-12-10424B5SEC
2025-12-10S-3ASRAutomatic shelf registration statement of securities of well-known seasoned issuersSEC
2025-11-214Statement of changes in beneficial ownership of securities2025-11-20SEC
2025-11-058-KCurrent report2025-11-05SEC
2025-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2025-09-30SEC
2025-09-224Statement of changes in beneficial ownership of securities2025-09-18SEC
2025-09-224Statement of changes in beneficial ownership of securities2025-09-18SEC
2025-09-224Statement of changes in beneficial ownership of securities2025-09-18SEC
2025-08-258-KCurrent report2025-08-21SEC
2025-08-068-KCurrent report2025-08-06SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-11005.99M5
2026-10005.67M5
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
DIMENSIONAL FUND ADVISORS LP0.39%
TWO SIGMA INVESTMENTS, LP0.30%
NORGES BANK0.28%
D. E. Shaw & Co., Inc.0.25%
BlackRock, Inc.0.24%
VANGUARD CAPITAL MANAGEMENT LLC0.22%
MILLENNIUM MANAGEMENT LLC0.21%
SCHARF INVESTMENTS, LLC0.21%
VANGUARD PORTFOLIO MANAGEMENT LLC0.18%
JACOBS LEVY EQUITY MANAGEMENT, INC0.18%

Funds

Fund% owned
VANGUARD SMALL-CAP INDEX FUND1.13%
Fidelity Series Stock Selector Large Cap Value Fund0.84%
VANGUARD SMALL-CAP VALUE INDEX FUND0.72%
Fidelity Value Fund0.54%
Fidelity Extended Market Index Fund0.27%
THE U.S. LARGE CAP VALUE SERIES0.21%
Fidelity Mid Cap Index Fund0.20%
VANGUARD TOTAL STOCK MARKET INDEX FUND0.19%
American Beacon Small Cap Value Fund0.17%
Schwab U.S. Mid-Cap ETF0.16%

OakChart. UHAL. Cached 15 minutes.