OakChart

South Plains Financial Inc

SPFIFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 3:59 PM ET

43.04-0.04 (-0.09%)
2026-11-12 00:30 CET
Market cap
811.95 USD m
Revenue, TTM
- USD m
Net income, TTM
69.56 USD m
Free cash flow, TTM
97.78 USD m
EPS diluted, TTM
3.77
P/E
11.42
Compare

Price

SPFI against its 20, 50 and 200-day averages
2050200beat
40.0042.0044.0046.00430K859KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26SPFIclose 43.0420-day 43.4750-day 43.48200-day 42.6943.0452w high

8.3% under the 52-week high of 46.94 on 17 Jul 2026. 52-week low 36.38 on 19 Nov 2025. Last 15 sessions, 7.2% high to low

Volume 0.85× normal · the line is the 50-bar volume average

Profile

SPFI
52-week range, 63% of the way up
36.3846.94

South Plains Financial, Inc. is a bank holding company, which engages in the provision of commercial and consumer financial services. It also offers commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company was founded in 1941 and is headquartered in Lubbock, TX.

IndexRUT
Employees603
IPOMay 09, 2019
Beta0.47
ATR, 14d1.05
Rel volume0.85
Short float4.17%
Insider own20.26%
Inst own45.95%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap811.20M
Enterprise Value-
Income69.56M
Sales327.39M
Book/sh33.04
Cash/sh-
Dividend Est.0.70 (1.64%)
Dividend TTM0.71 (1.65%)
Dividend Ex-DateNov 02, 2026
Dividend Gr. 3/5Y10.46% 34.66%
Payout18.01%
Employees603
IPOMay 09, 2019

Ratios

P/E11.42
Forward P/E10.37
PEG1.14
P/S2.48
P/B1.30
P/C-
P/FCF8.30
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.30
Debt/Eq0.10
LT Debt/Eq0.10
Option/ShortYes / Yes

Earnings

EPS (ttm)3.77
EPS next Y4.15
EPS next Q1.00
EPS this Y14.83%
EPS next Y5.06%
EPS next 5Y9.06%
EPS past 3/5Y2.13% 6.84%
Sales past 3/5Y7.74% -0.20%
EPS Y/Y TTM7.30%
Sales Y/Y TTM10.17%
EPS Q/Q10.31%
Sales Q/Q18.99%
EarningsOct 22 AMC
EPS/Sales Surpr.6.80% 0.08%

Ownership

Insider Own20.26%
Insider Trans-8.23%
Inst Own45.95%
Inst Trans10.33%
ROA1.41%
ROE12.64%
ROIC10.18%
Gross Margin-
Oper. Margin26.91%
Profit Margin21.25%
SMA20-0.99%
SMA50-1.01%
SMA2000.82%
Trades-

Technical

Shs Outstand18.85M
Shs Float15.03M
Short Float4.17%
Short Ratio5.87
Short Interest0.63M
52W High46.94 -8.31%
52W Low36.38 18.31%
Volatility2.64% 2.40%
ATR (14)1.05
RSI (14)47.22
Beta0.47
Rel Volume0.85
Avg Volume106.61K
Volume90,407

Performance

Perf Week-2.05%
Perf Month0.75%
Perf Quarter-5.66%
Perf Half Y10.39%
Perf YTD10.93%
Perf Year13.83%
Perf 3Y66.69%
Perf 5Y63.22%
Perf 10Y-
Recom1.25
Target Price50.50
Prev Close43.08
Price43.04
Change %-0.09%

Analyst ratings

latest 10 of 11
DateActionAnalystRating changeTargetImplied
Jun 25, 2026InitiatedTThe Benchmark CompanyBuy$53+23.1%
Mar 02, 2026UpgradePPiper SandlerNeutral → Overweight$48+11.5%
Jan 27, 2026ReiteratedHHovde GroupOutperform$47 → $49+13.8%
Oct 24, 2025ReiteratedHHovde GroupOutperform$45 → $48+11.5%
Oct 24, 2025DowngradePPiper SandlerOverweight → Neutral$41-4.7%
Jan 27, 2025ReiteratedHHovde GroupOutperform$46 → $47+9.2%
Oct 25, 2024ReiteratedHHovde GroupOutperform$36 → $41-4.7%
Jul 19, 2024ReiteratedHHovde GroupOutperform$32 → $36-16.4%
Apr 26, 2024ReiteratedHHovde GroupOutperform$34 → $32-25.7%
Jul 14, 2023InitiatedHHovde GroupOutperform$28-34.9%

Peers

Mkt cap
TickerCompanyMkt cap
FFINFirst Financial Bankshares Inc4.34B
SBSISouthside Bancshares Inc1.04B
TCBXThird Coast Bancshares Inc666.41M
OBKOrigin Bancorp Inc1.64B
PBProsperity Bancshares Inc8.74B
TCBITexas Capital Bancshares Inc4.24B
BFSTBusiness First Bancshares Inc1.05B
CFRCullen Frost Bankers Inc9.82B
FSUNFirstsun Capital Bancorp1.80B
HTHHilltop Holdings Inc2.07B

Insider trading

latest 14 of 21
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Campbell Richard DDirectorNov 03 '26Sale43.6118,848821,9611,366,121Nov 05 07:27 PM
Campbell Richard DDirectorNov 05 '26Sale44.0617,809784,6651,332,412Nov 05 07:27 PM
Campbell Richard DDirectorNov 04 '26Sale44.0215,900699,9181,350,221Nov 05 07:27 PM
Richard D CampbellDirectorNov 03 '26Proposed Sale44.36160,0007,097,600Nov 03 06:12 PM
Campbell Richard DDirectorAug 03 '26Sale44.75132,7145,938,9521,412,255Aug 05 02:29 PM
Campbell Richard DDirectorAug 04 '26Sale45.1427,2861,231,6901,384,969Aug 05 02:29 PM
Richard D CampbellDirectorAug 03 '26Proposed Sale45.48160,0007,276,800Aug 03 04:04 PM
Stein James D.DirectorJul 28 '26Sale44.54100,0004,454,300242,872Jul 30 03:31 PM
Stein James D.OfficerJul 28 '26Proposed Sale44.5030,0001,335,000Jul 28 08:49 AM
Stein James D.OfficerJul 28 '26Proposed Sale44.5070,0003,115,000Jul 28 08:33 AM
Stein James D.DirectorMay 18 '26Sale40.0113,504540,295344,432May 20 05:02 PM
Stein James D.DirectorMay 19 '26Sale40.071,56062,509342,872May 20 05:02 PM
Stein James D.DirectorMay 08 '26Sale40.3810,000403,800362,872May 12 05:35 PM
Stein James D.DirectorMay 11 '26Sale40.064,936197,736357,936May 12 05:35 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
IWMiShares Russell 2000 Index FundAUM: 77.38B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
OSCVOpus Small Cap Value Plus ETFAUM: 632.77M
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
BSVOEA Bridgeway Omni Small-Cap Value ETFAUM: 2.44B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 196

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-221.0600.9931.06065.2765.224
2026Q22026-07-170.9600.9400.95964.4963.344
2026Q12026-04-280.8500.8830.85454.1554.283
2025Q42026-01-260.9000.8750.89853.8854.114
2025Q32025-10-230.9600.8550.96054.1854.074
2025Q22025-07-160.8600.7700.86554.6752.024
2025Q12025-04-240.7200.6680.72049.1548.934
2024Q42025-01-240.9600.6760.96151.8749.164
2024Q32024-10-230.6600.6630.65747.9349.234
2024Q22024-07-180.6600.5850.65848.6046.534
2024Q12024-04-250.6400.5750.64246.7845.474
2023Q42024-01-260.6100.6380.60744.3147.014
2023Q32023-10-240.7800.6350.77847.9748.514
2023Q22023-07-251.7100.5981.70781.6946.364
2023Q12023-04-270.5300.5670.52645.0147.343
2022Q42023-01-260.7100.6150.71149.0051.392

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2018FY1.455-1.629148.1-
2019FY1.6901.6401.715161.21160.35
2020FY2.4701.9202.473223.89221.95
2021FY3.1702.9953.170219.23218.5
2022FY3.2302.9753.232214.62209.75
2023FY3.6202.5553.620185.2190.05
2024FY2.9202.6442.919195.17193.18
2025FY3.4403.4483.440211.89213.38
2026FY-3.950--248.25
2027FY-4.150--266.03
2028FY-4.463--282.4

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2640264.3463.0064.90
2026Q4S2026-10-2530264.2363.0064.90
2026Q4S2026-10-2340264.4563.0065.11
2026Q4S2026-10-2240065.0064.0066.20
2026Q4S2026-09-3040065.0064.0066.20
2026Q4S2026-07-1740365.0064.0066.20
2026Q4S2026-07-1340065.6263.5067.00
2026Q4S2026-06-2340265.6263.5067.00
2026Q4S2026-04-2930265.1663.5066.00
2026Q4S2026-04-1330065.8264.7066.80
2026Q4S2026-04-1240065.6664.7066.80
2026Q4S2026-03-2141265.6664.7066.80
2026Q4S2026-01-2742265.6664.7066.80
2026Q4S2026-01-0743063.9355.7067.00

Estimate history

EPS, annual1.3151.6291.7152.4733.173.2323.622.9193.4433.7693
Period201720182019202020212022202320242025TTM
EPS, quarterly0.6570.9610.720.8650.960.8980.8540.9591.059
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual172.399191.678212.673300.71234.297238.113254.911289.854297.782327.39
Period201720182019202020212022202320242025TTM
Sales, quarterly72.27574.64370.54776.375.68574.35573.92789.04590.061
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual17.97917.97918.03618.07617.7617.02716.41716.45616.29418.848
Period201720182019202020212022202320242025MRQ
Shares, quarterly16.38716.45616.23616.2316.24816.29416.34218.83918.848
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income277.47252.00240.90212.03161.17135.04138.23132.94118.09
Total Interest Expense89.8585.0093.8072.2922.6913.2715.9528.3722.48
Net Interest Income187.61167.00147.10139.75138.48121.76122.28104.5895.61
Loan Loss Provision3.215.204.304.61-2.62-1.9225.572.806.90
Net Interest Income After Loan Loss Provision184.40161.80142.80135.14141.09123.6896.72101.7888.71
Non-Interest Income49.9245.7848.9542.8876.9499.26162.4879.7373.58
Non-Interest Expense146.23133.51128.46132.38144.89145.09139.06121.28115.52
Operating Income88.0974.0763.2945.6473.1577.86120.1360.2246.77
Unusual Expense0.000.000.000.000.000.000.000.000.00
Net Income Before Taxes88.0974.0763.2979.4273.1573.1256.6036.7025.39
Income Taxes18.5415.6013.5716.6714.9114.5111.257.48-3.90
Consolidated Net Income69.5658.4749.7262.7458.2458.6145.3529.2229.29
Net Income From Continuing Operations69.5658.4749.7262.7458.2458.6145.3529.2229.29
Net Income69.5658.4749.7262.7458.2458.6145.3529.2229.29
EPS (Recurring)3.553.442.923.623.233.172.471.711.63
EPS (Basic, Before Extraordinaries)3.933.593.033.733.353.262.511.741.63
EPS (Diluted)3.773.442.923.623.233.172.471.711.63
Non-Operating Income (Expense)0.000.000.0033.780.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense2.332.071.831.702.751.200.930.62-
Price To Earnings Ratio11.4311.4313.557.788.318.777.6612.3614.32
Price To Sales Ratio2.502.212.041.972.082.191.161.67-
Operating Margin26.9124.8721.8417.9030.7233.2339.9528.3224.40
Net Margin21.2519.6417.1524.6124.4625.0215.0813.7415.28
Shares Outstanding18.8516.2916.4616.4217.0317.7618.0818.0417.98
Market Capitalization811.95811.95569.54477.33468.00494.72342.22375.81378.15

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income76.4175.0062.6363.4264.5264.1459.9261.32
Total Interest Expense24.9524.6519.7820.4721.5021.6321.3922.78
Net Interest Income51.4650.3542.8542.9543.0242.5038.5338.55
Loan Loss Provision0.830.350.261.770.502.500.421.20
Net Interest Income After Loan Loss Provision50.6350.0042.5941.1742.5240.0038.1137.35
Non-Interest Income13.6514.0411.2910.9311.1612.1610.6213.32
Non-Interest Expense37.9139.7635.5333.0233.0233.5433.0329.95
Operating Income26.3724.2818.3619.0920.6618.6215.7020.72
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes26.3724.2818.3619.0920.6618.6215.7020.72
Income Taxes5.605.293.823.834.344.023.414.22
Consolidated Net Income20.7718.9914.5415.2516.3214.6112.2916.50
Net Income From Continuing Operations20.7718.9914.5415.2516.3214.6112.2916.50
Net Income20.7718.9914.5415.2516.3214.6112.2916.50
EPS (Recurring)1.060.960.850.900.960.860.720.96
EPS (Basic, Before Extraordinaries)1.100.990.890.941.000.900.751.01
EPS (Diluted)1.060.960.850.900.960.860.720.96
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.600.690.530.510.510.600.450.49
Price To Earnings Ratio11.4312.0512.1711.0612.0612.0311.3513.55
Price To Sales Ratio2.502.732.382.222.212.071.952.06
Operating Margin29.2827.2624.8425.6727.3024.4122.2627.76
Net Margin23.0621.3319.6720.5221.5619.1417.4322.10
Shares Outstanding18.8518.8416.3416.2916.2516.2316.2416.46
Market Capitalization811.95824.90684.29630.41627.55584.85546.00569.54

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks58.3254.1162.8261.6168.4276.1556.2547.8053.11
Investments1,081.62918.75921.83926.551,226.731,145.46859.35576.00555.50
Net Loans3,099.373,011.822,971.802,708.792,395.482,176.032,119.431,934.071,816.69
Investment in Unconsolidated Affiliates1.401.401.401.401.401.401.401.400.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Net Property, Plant & Equipment58.5260.9263.7564.2857.7060.3361.8759.7961.89
Interest Receivables20.9321.6920.8816.4313.9015.2313.9212.9614.30
Deferred Tax Assets31.1535.2232.5336.5114.8415.31---
Other Intangible Assets139.90140.71142.90142.19135.18122.10124.7082.1371.88
Total Assets4,491.224,244.624,217.913,957.753,913.653,612.013,237.172,712.742,573.38
Total Deposits3,874.083,620.883,626.153,406.433,341.222,974.352,696.862,277.452,154.08
Total Debt68.43119.26119.80131.25122.17223.53205.03193.10177.83
Long Term Debt66.81117.62118.03129.38122.17196.98147.87167.87162.28
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities10.7212.3813.1213.6911.8012.85---
Other Liabilities44.1652.4551.7349.3731.0431.2329.1029.4226.14
Total Liabilities3,997.383,804.973,810.803,600.743,506.223,241.962,930.992,499.972,358.05
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity493.84438.95407.11357.01407.43370.05306.18212.78215.33
Total Shareholders Equity493.84438.95407.11357.01407.43370.05306.18212.78215.33
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity493.84438.95407.11357.01407.43370.05306.18212.78215.33
Total Liabilities & Stockholders Equity4,491.224,243.924,217.913,957.753,913.653,612.013,237.172,712.742,573.38
Book Value Per Share30.3126.6724.8020.9722.9420.4716.9811.8311.98
Tangible Book Value Per Share29.0525.4023.4719.5721.5118.9715.4611.8311.98
Tier 1 Capital566.11523.53482.04443.26413.32366.64322.83260.02260.77
Tier 2 Capital56.38108.18107.52115.83111.51106.7950.8549.7842.53
Full-Time Employees603600618673680682679684-
Price to Book Ratio1.301.291.291.371.210.931.231.26-
Return on Assets1.341.171.531.481.561.320.981.11-
Return on Equity12.5411.7516.4215.2415.0813.4111.2613.68-
Return on Invested Capital10.438.9311.9511.9711.078.006.447.696.26
Current Ratio0.210.200.360.220.470.330.200.480.63

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations96.7384.7753.6938.9243.9414.6723.9418.8021.19
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital4.92-7.282.17-5.8415.854.64-3.004.04-4.91
Cash from Operating Activities101.6577.4955.8633.0859.7919.3120.9422.8416.29
Capital Expenditures-3.87-5.66-3.35-4.68-4.47-2.92-3.31-4.00-3.13
Net Assets From Acquisitions0.000.000.000.000.000.00-0.690.000.00
Sale of Fixed Assets and Businesses30.982.260.3837.050.481.460.2278.380.13
Purchase or Sale of Investments35.0230.9835.3394.45-93.4160.08-67.92-293.45-54.35
Purchase of Investments-912.49-421.07-304.78-199.90-176.71-61.55-279.73-489.03-539.09
Sale Or Maturity of Investments947.51452.06340.12294.3583.30121.63211.81195.59484.74
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.460.000.00
Cash from Investing Activities-103.02-68.22-10.40-117.92-345.06-82.88-164.97-200.62-173.46
Cash Dividends Paid-12.02-10.10-9.15-8.74-8.01-5.38-2.53-1.08-30.05
Change in Capital Stock-12.28-8.07-1.34-17.76-22.70-9.23-0.2951.390.00
Repurchase of Common Pref Stock-12.84-8.53-1.34-17.76-22.70-9.23-0.290.000.00
Sale of Common Pref Stock0.570.450.000.000.000.000.0051.390.00
Proceedsfrom Stock Options0.570.450.000.000.000.000.0051.390.00
Issuance or Reduction of Debt, Net-15.00-50.000.00-12.370.00-101.5518.4511.9315.27
Change in Long Term Debt0.00-50.000.00-12.370.00-75.0029.07-7.5313.12
Issuance of Long Term Debt0.000.000.000.000.000.00124.070.0013.12
Reduction of Long Term Debt0.00-50.000.00-12.370.00-75.00-95.00-7.530.00
Net Financing Active Other Cash Flow-1.36-0.93-0.76-0.73-1.17-0.62-0.32-0.350.00
Other Financing Activities Uses-1.36-0.93-0.76-0.73-1.17-0.62-0.32-0.35-
Cash from Financing Activities143.06184.09-16.53180.1133.33250.08292.8195.12108.60
Net Change in Cash141.69193.3628.9295.28-251.94186.51142.21-87.89-48.57
Free Cash Flow97.7871.8352.5028.4055.3216.3917.6318.8413.15
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow9.5410.6713.6525.5410.4946.7223.0120.02-
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks48.7361.1845.8858.3256.0760.40
Investments1,267.961,303.891,306.331,081.621,174.051,009.26
Net Loans3,778.373,718.363,058.713,099.373,009.383,053.97
Investment in Unconsolidated Affiliates-0.000.001.400.000.00
Net Property, Plant & Equipment51.1552.1351.5958.5251.8151.33
Interest Receivables20.7120.3117.0120.9318.0118.00
Deferred Tax Assets27.4620.1220.2431.1521.6523.47
Other Intangible Assets216.48215.22146.61139.90148.46147.25
Total Assets5,410.875,391.214,646.374,491.224,479.444,363.67
Total Deposits4,660.694,640.634,027.593,874.083,881.143,738.94
Total Debt60.4960.4960.4968.4360.49111.80
Long Term Debt60.4960.4960.4966.8160.49110.45
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities---10.72--
Other Liabilities66.9360.3253.3644.1660.0058.86
Total Liabilities4,788.124,761.444,141.443,997.384,001.643,909.60
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity622.76629.76504.94493.84477.80454.07
Total Shareholders Equity622.76629.76504.94493.84477.80454.07
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity622.76629.76504.94493.84477.80454.07
Total Liabilities & Stockholders Equity5,410.875,391.214,646.374,491.224,479.444,363.67
Book Value Per Share33.0433.4330.9030.3129.4127.98
Tangible Book Value Per Share29.2329.6029.6529.0528.1426.70
Tier 1 Capital666.38647.57578.23566.11553.33538.59
Tier 2 Capital60.1458.66-56.3858.22108.60
Full-Time Employees---603--
Price to Book Ratio1.301.391.381.321.381.32
Return on Assets1.411.331.341.341.351.27
Return on Equity12.6412.0112.8012.5412.9712.52
Return on Invested Capital3.042.752.572.723.032.59
Current Ratio0.300.300.320.210.280.22

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations25.4418.9914.9637.3517.1716.13
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital7.981.206.41-10.670.82-0.40
Cash from Operating Activities33.4220.1821.3726.6817.9915.73
Capital Expenditures-0.44-1.04-1.35-1.05-1.75-1.73
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.0830.840.040.020.000.15
Purchase or Sale of Investments3.5358.50-36.039.0210.820.04
Purchase of Investments-5.99-150.94-351.39-404.17-7.53-9.37
Sale Or Maturity of Investments9.52209.44315.36413.1918.359.42
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-61.4259.48-2.10-98.9758.09-26.57
Cash Dividends Paid-3.39-3.25-2.77-2.60-2.60-2.44
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.31-12.840.260.000.22-0.28
Repurchase of Common Pref Stock0.00-12.840.000.000.00-0.28
Sale of Common Pref Stock0.310.000.260.000.220.00
Proceedsfrom Stock Options0.310.000.260.000.220.00
Issuance or Reduction of Debt, Net0.00-15.000.000.00-51.351.35
Change in Long Term Debt0.000.000.000.00-50.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.00-50.000.00
Net Financing Active Other Cash Flow0.00-0.00-0.70-0.660.00-0.01
Other Financing Activities Uses0.00-0.00-0.70-0.660.00-0.01
Cash from Financing Activities16.98-13.90150.30-10.3288.47-54.95
Net Change in Cash-11.0265.76169.56-82.61164.55-65.80
Free Cash Flow32.9819.1520.0125.6416.2414.00
Price to Free Cash Flow9.5412.2310.9010.6814.1415.25

Revenue breakdown

United States2024: 195.17M 2025: 211.89M
Total State Commercial Banks revenue2024: 195.17M 2025: 211.89M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-304.17%0.6M15.0M108.95K
2026-10-153.94%0.6M15.0M122.13K
2026-09-304.41%0.7M15.0M131.79K
2026-09-153.76%0.6M15.0M151.89K
2026-08-313.21%0.5M15.1M148.49K
2026-08-143.11%0.5M15.1M148.66K
2026-07-313.32%0.5M15.1M144.26K
2026-07-153.53%0.5M15.1M137.46K
2026-06-303.08%0.5M15.1M126.94K
2026-06-152.12%0.3M14.8M107.91K
2026-05-292.02%0.3M14.0M104.82K
2026-05-151.86%0.3M14.0M104.10K
2026-04-301.80%0.3M14.0M100.29K
2026-04-151.77%0.2M12.0M90.34K
2026-03-311.65%0.2M12.3M87.44K
2026-03-131.12%0.1M12.3M74.77K
2026-02-270.67%0.1M12.3M69.75K
2026-02-130.60%0.1M12.3M64.15K
2026-01-300.65%0.1M12.3M59.49K
2026-01-151.14%0.1M12.3M53.50K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call22.5018.2023.000.004.8720.000.000.877-0.4660.014
call25.0015.8020.500.004.2710.000.000.857-0.4550.015
call30.0010.8015.500.003.2280.000.000.812-0.4210.018
call35.006.0010.500.002.3210.000.000.749-0.3710.021
call40.001.005.500.001.4690.000.000.652-0.2830.025
call45.000.004.901.602.1391.000.000.502-0.2940.027
call50.000.004.900.352.7581.000.000.447-0.4140.026
call55.000.004.500.003.0920.000.000.394-0.4510.026
call60.000.001.150.001.9990.000.000.181-0.2000.018
call65.000.001.150.002.3080.000.000.164-0.2140.017
put22.500.004.500.006.0480.000.00-0.123-0.4650.014
put25.000.004.500.005.2750.000.00-0.144-0.4460.015
put30.000.004.500.004.1160.000.00-0.188-0.4200.018
put35.000.004.500.003.0700.000.00-0.250-0.3690.021
put40.000.004.000.002.1040.000.00-0.347-0.2800.025
put45.000.254.902.301.4161.000.00-0.498-0.2910.027
put50.005.008.700.001.5290.000.00-0.553-0.4100.026
put55.0010.0014.300.002.2330.000.00-0.605-0.4470.026
put60.0015.0019.300.002.6120.000.00-0.818-0.1950.018
put65.0020.0024.400.002.9850.000.00-0.835-0.2100.017

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-03144Filing for proposed sale of securities under Rule 144.SEC
2026-11-0310-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-228-KCurrent report2026-10-21SEC
2026-08-31N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2026-06-30SEC
2026-08-1313F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-08-12SCHEDULE 13G/ASEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-054Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-08-03144Filing for proposed sale of securities under Rule 144.SEC
2026-07-304Statement of changes in beneficial ownership of securities2026-07-28SEC
2026-07-28144Filing for proposed sale of securities under Rule 144.SEC
2026-07-28144Filing for proposed sale of securities under Rule 144.SEC
2026-07-178-KCurrent report2026-07-16SEC
2026-06-234Statement of changes in beneficial ownership of securities2026-06-18SEC
2026-06-178-KCurrent report2026-06-17SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-20SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-20SEC
2026-05-224/A2026-05-20SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-20SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-20SEC
2026-05-204Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-148-KCurrent report2026-05-11SEC
2026-05-1313F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-03-31SEC
2026-05-124Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-08144Filing for proposed sale of securities under Rule 144.SEC
2026-05-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-04-288-KCurrent report2026-04-28SEC
2026-04-168-KCurrent report2026-04-16SEC
2026-04-06DEF 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342026-05-11SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-11002.31M3
2026-100000
2026-090000
2026-08007.17M2
2026-07004.45M1
2026-060000
2026-05001.20M4
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.7.47%
VANGUARD CAPITAL MANAGEMENT LLC3.35%
STATE STREET CORP2.77%
AMERICAN CENTURY COMPANIES INC2.43%
ACADIAN ASSET MANAGEMENT LLC2.42%
DIMENSIONAL FUND ADVISORS LP2.31%
GEODE CAPITAL MANAGEMENT, LLC2.18%
JPMORGAN CHASE & CO2.09%
BASSWOOD CAPITAL MANAGEMENT, L.L.C.1.63%
BRIDGEWAY CAPITAL MANAGEMENT, LLC0.90%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND2.41%
Avantis U.S. Small Cap Value ETF2.18%
iShares Russell 2000 ETF2.16%
Fidelity Small Cap Index Fund0.89%
VANGUARD EXTENDED MARKET INDEX FUND0.87%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF0.87%
iShares Russell 2000 Value ETF0.82%
JPMorgan Small Cap Value Fund0.59%
EA Bridgeway Omni Small-Cap Value ETF0.48%
Keeley Gabelli Small Cap Dividend Fund0.48%

OakChart. SPFI. Cached 15 minutes.