OakChart

Hilltop Holdings Inc

HTHFinancial·Financial Conglomerates·USA·Mid·NYSE·Nov 11 • 1:17 PM ET

36.38-0.52 (-1.41%)
2026-11-11 19:17 CET
Market cap
2,095.51 USD m
Revenue, TTM
- USD m
Net income, TTM
140.84 USD m
Free cash flow, TTM
200.32 USD m
EPS diluted, TTM
2.39
P/E
15.21
Compare

Price

HTH against its 20, 50 and 200-day averages
2050200beatmiss
36.0038.0040.00802K1.6MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26HTHclose 36.3820-day 36.8650-day 37.57200-day 37.7636.3852w high

10.0% under the 52-week high of 40.41 on 10 Feb 2026. 52-week low 32.17 on 19 Nov 2025. Last 15 sessions, 10.3% high to low

Profile

HTH
52-week range, 51% of the way up
32.1740.41

Hilltop Holdings, Inc. engages in the provision of business and consumer banking services. It operates through the following segments: Banking, Broker-Dealer and Mortgage Origination. The Banking segment includes business banking, personal banking, wealth and investment management. The Broker-Dealer segment includes the following lines of business: public finance, capital markets, retail, structured finance, clearing services and securities lending. The Mortgage Origination segment, through the Bank's subsidiary, Prime Lending, handles loan processing, underwriting and closings in-house. The company was founded in 1998 and is headquartered in Dallas, TX.

IndexRUT
Employees3550
IPOFeb 12, 2004
Beta0.87
ATR, 14d0.87
Rel volume0.52
Short float5.60%
Insider own33.27%
Inst own57.11%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap2.07B
Enterprise Value-
Income140.84M
Sales1.57B
Book/sh36.99
Cash/sh-
Dividend Est.0.84 (2.31%)
Dividend TTM0.84 (2.31%)
Dividend Ex-DateNov 06, 2026
Dividend Gr. 3/5Y6.27% 14.87%
Payout27.27%
Employees3550
IPOFeb 12, 2004

Ratios

P/E15.21
Forward P/E15.87
PEG1.85
P/S1.32
P/B0.98
P/C-
P/FCF10.31
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.28
Debt/Eq0.52
LT Debt/Eq0.12
Option/ShortYes / Yes

Earnings

EPS (ttm)2.39
EPS next Y2.29
EPS next Q0.56
EPS this Y15.81%
EPS next Y1.78%
EPS next 5Y8.58%
EPS past 3/5Y18.13% -10.52%
Sales past 3/5Y8.51% -5.77%
EPS Y/Y TTM-4.29%
Sales Y/Y TTM-2.45%
EPS Q/Q-40.87%
Sales Q/Q-7.08%
EarningsOct 22 AMC
EPS/Sales Surpr.-31.52% -3.39%

Ownership

Insider Own33.27%
Insider Trans-0.54%
Inst Own57.11%
Inst Trans-3.22%
ROA0.89%
ROE6.57%
ROIC5.97%
Gross Margin-
Oper. Margin11.97%
Profit Margin8.97%
SMA20-1.29%
SMA50-3.17%
SMA200-3.65%
Trades-

Technical

Shs Outstand56.79M
Shs Float37.89M
Short Float5.60%
Short Ratio6.84
Short Interest2.12M
52W High40.41 -9.97%
52W Low32.17 13.09%
Volatility2.84% 2.25%
ATR (14)0.87
RSI (14)43.66
Beta0.87
Rel Volume0.52
Avg Volume310.33K
Volume96,694

Performance

Perf Week-3.45%
Perf Month-0.49%
Perf Quarter-8.57%
Perf Half Y-0.60%
Perf YTD7.19%
Perf Year7.89%
Perf 3Y26.50%
Perf 5Y-3.35%
Perf 10Y35.70%
Recom3.50
Target Price38.67
Prev Close36.90
Price36.38
Change %-1.41%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 06, 2026DowngradeRRaymond JamesMkt Perform → Underperform
Apr 02, 2025UpgradeRRaymond JamesUnderperform → Mkt Perform
Dec 19, 2024DowngradeRRaymond JamesMkt Perform → Underperform
Jan 05, 2024UpgradeRRaymond JamesUnderperform → Mkt Perform
Jul 07, 2022DowngradeRRaymond JamesMkt Perform → Underperform
Jul 26, 2021DowngradeRRaymond JamesOutperform → Mkt Perform
Apr 27, 2021DowngradeSStephensOverweight → Equal-Weight$37+1.7%
Apr 14, 2021InitiatedPPiper SandlerNeutral$36-1.0%
Feb 02, 2021DowngradeCCompass PointBuy → Neutral$31-14.8%
Aug 14, 2020UpgradeSStephensEqual-Weight → Overweight

Peers

Mkt cap
TickerCompanyMkt cap
TCBITexas Capital Bancshares Inc4.24B
SFStifel Financial Corp10.92B
PIPRPiper Sandler Co's4.69B
CFRCullen Frost Bankers Inc9.81B
OPYOppenheimer Holdings Inc967.67M
PBProsperity Bancshares Inc8.69B
RJFRaymond James Financial Inc32.10B
FFINFirst Financial Bankshares Inc4.33B
FRHCFreedom Holding Corp10.60B
RKTRocket Companies Inc40.71B

Insider trading

latest 14 of 22
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Bobbitt Rhodes RDirectorAug 24 '26Sale38.805,000194,00025,641Aug 25 07:28 PM
Bobbitt Rhodes RDirectorAug 21 '26Sale38.805,000194,00030,641Aug 25 07:28 PM
Bobbitt Rhodes RDirectorAug 14 '26Sale39.8010,000398,00035,641Aug 17 07:47 PM
Bobbitt Rhodes RDirectorAug 13 '26Sale39.5010,000395,00045,641Aug 17 07:47 PM
Bobbitt Rhodes RDirectorAug 04 '26Sale40.1220,000802,50056,096Aug 05 07:18 PM
Bobbitt Rhodes RDirectorAug 03 '26Sale40.0012,100484,00076,096Aug 05 07:18 PM
Bobbitt Rhodes RDirectorAug 05 '26Sale40.2545518,31455,641Aug 05 07:18 PM
Rhodes R. BobbittDirectorAug 04 '26Proposed Sale39.7650,0001,988,000Aug 04 08:21 PM
Bobbitt Rhodes RDirectorJun 02 '26Sale38.0010,000380,00087,016Jun 04 07:57 PM
Bobbitt Rhodes RDirectorMay 27 '26Sale38.0010,000380,00097,016May 28 07:35 PM
Bobbitt Rhodes RDirectorMay 26 '26Sale37.7510,000377,500107,016May 28 07:35 PM
Bobbitt Rhodes RDirectorMay 13 '26Sale37.2510,000372,500117,016May 15 05:33 PM
Rhodes R. BobbittDirectorMay 12 '26Proposed Sale37.2862,1002,315,088May 12 05:06 PM
Bornemann Keith E.Chief Accounting OfficerMay 05 '26Sale38.002,00076,0007,912May 06 09:14 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
VXFVanguard Extended Market Index ETFAUM: 30.47B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B

News

latest 14 of 198

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-220.4400.6430.440309.51320.374
2026Q22026-07-230.6300.4900.630315.81306.184
2026Q12026-04-230.6400.4900.639300.51302.974
2025Q42026-01-290.6900.4350.687329.89301.54
2025Q32025-10-230.7400.5050.737330.2310.624
2025Q22025-07-240.5700.4050.567303.31308.84
2025Q12025-04-240.6500.2700.652318.46286.664
2024Q42025-01-300.5500.2800.547301.07286.724
2024Q32024-10-240.4600.3680.457305.49301.154
2024Q22024-07-250.3100.2580.312296.8283.224
2024Q12024-04-180.4200.2500.424285.24274.554
2023Q42024-01-250.4400.4030.440290.2296.894
2023Q32023-10-190.5700.4750.569312.5313.054
2023Q22023-07-200.2800.4030.279308.92303.024
2023Q12023-04-200.4000.2450.398284.2276.284
2022Q42023-01-260.3900.2650.395293.23306.284

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.4631.4261.3621,6271,592
2018FY1.2801.4931.2771,4591,468
2019FY2.4402.5232.4381,6471,642
2020FY4.5804.4074.6032,1152,073
2021FY4.6104.5234.6141,8331,863
2022FY1.6001.5031.6021,2911,303
2023FY1.6901.6451.6861,1961,205
2024FY1.7401.5101.7411,1891,179
2025FY1.9451.8302.6401,2821,213
2026FY-2.253--1,238
2027FY-2.293--1,252
2028FY-2.490--1,291

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-10404310.99302.3328.3
2026Q4S2026-11-01303305.22302.3307.36
2026Q4S2026-10-30403313.42302.3338
2026Q4S2026-10-23402316.37306338
2026Q4S2026-10-22400320.39314.1338
2026Q4S2026-10-07400320.39314.1338
2026Q4S2026-10-02412320.39314.1338
2026Q4S2026-09-21412320.44314.1338
2026Q4S2026-08-03412320.54314.1338
2026Q4S2026-07-24412320.94314.5338
2026Q4S2026-07-11400320.64315.7322.8
2026Q4S2026-07-08411320.64315.7322.8
2026Q4S2026-06-30421320.64315.7322.8
2026Q4S2026-04-27421320.17315.7322.8

Estimate history

EPS, annual1.3621.2772.4384.6034.6141.6021.6861.7412.6412.3924
Period201720182019202020212022202320242025TTM
EPS, quarterly0.4570.5470.6520.5670.7370.6870.6390.630.436
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual1712.221602.2181673.5132199.2991822.2481278.8091582.1941601.2931633.6671569.45
Period201720182019202020212022202320242025TTM
Sales, quarterly368.832419.42378.471401.328409.567424.831371.339392.711380.568
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual95.98293.6190.64182.18578.96564.68565.15364.96859.5456.789
Period201720182019202020212022202320242025MRQ
Shares, quarterly64.9664.96864.15463.00161.32659.5458.5357.28456.789
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income758.97784.05836.39838.38591.12529.97546.50610.70579.43
Total Interest Expense296.12343.34418.59371.53132.14106.99122.33171.72143.10
Net Interest Income462.85440.71417.80466.85458.98422.98424.17438.98436.32
Loan Loss Provision18.787.310.9418.398.31-58.2196.497.215.09
Net Interest Income After Loan Loss Provision444.06433.39416.86448.45450.67481.19327.68431.77431.24
Non-Interest Income810.48849.62764.90743.82687.691,292.281,652.801,062.821,022.79
Non-Interest Expense1,065.701,061.951,027.501,043.151,131.831,429.411,416.131,211.891,285.05
Operating Income187.90221.06154.26149.126.53344.06564.35282.70168.98
Unusual Expense0.000.000.000.00----8.20
Net Income Before Taxes188.84221.06154.26149.12156.13504.07564.35282.70160.78
Income Taxes42.6249.0431.0531.1436.83117.98133.0763.7135.05
Consolidated Net Income146.22172.02123.21117.98119.29386.10431.28218.99125.73
Net Income From Continuing Operations140.84165.59113.21109.65113.13374.50409.44211.30121.44
Net Income140.84165.59113.21109.65113.13374.50411.02225.29121.44
EPS (Recurring)2.462.641.741.691.604.614.602.441.34
EPS (Basic, Before Extraordinaries)2.402.641.741.691.614.644.602.441.28
EPS (Diluted)2.392.641.741.691.604.614.602.441.28
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense8.2811.138.0511.8211.8712.3610.288.217.95
Price To Earnings Ratio15.4215.4217.5221.4714.937.645.4810.2113.95
Price To Sales Ratio1.371.301.161.451.661.571.121.381.06
Operating Margin11.9713.539.639.420.5118.8825.6616.8910.55
Net Margin8.9710.147.076.938.8520.5518.6913.467.58
Shares Outstanding56.7959.5464.9765.1564.6878.9682.1890.6493.61
Market Capitalization2,095.512,095.511,859.852,294.631,938.392,774.682,482.462,259.481,686.65

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income191.82189.05184.29193.81200.26197.18192.80208.59
Total Interest Expense69.4573.1972.1981.2887.8786.5187.68103.11
Net Interest Income122.37115.85112.10112.53112.39110.67105.12105.48
Loan Loss Provision10.17-0.971.767.82-2.51-7.349.34-5.85
Net Interest Income After Loan Loss Provision112.20116.83110.33104.70114.90118.0195.78111.34
Non-Interest Income188.75203.66187.05231.02209.31204.15185.67210.83
Non-Interest Expense265.74270.44246.94282.58263.40272.69246.26298.71
Operating Income35.2149.1050.4453.1460.8049.4735.2023.45
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes35.2150.0550.4453.1460.8049.4757.6544.17
Income Taxes8.8912.0911.4310.2214.1311.5813.116.29
Consolidated Net Income26.3237.9539.0242.9246.6737.8944.5337.88
Net Income From Continuing Operations24.9036.5237.8441.5845.8236.0742.1235.52
Net Income24.9036.5237.8441.5845.8236.0742.1235.52
EPS (Recurring)0.440.630.640.690.740.570.650.55
EPS (Basic, Before Extraordinaries)0.440.630.640.690.740.570.650.55
EPS (Diluted)0.440.630.640.690.740.570.650.55
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense2.510.982.072.733.173.052.851.30
Price To Earnings Ratio15.4214.7413.5513.5615.0415.4217.4917.52
Price To Sales Ratio1.371.411.321.271.291.231.281.21
Operating Margin9.2512.5013.5812.5114.8512.339.305.59
Net Margin6.549.3010.199.7911.198.9911.138.47
Shares Outstanding56.7957.2858.5359.5461.3363.0064.1564.97
Market Capitalization2,095.512,269.802,129.482,081.492,105.521,947.111,975.121,859.85

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks1,252.152,369.941,916.101,647.253,044.881,352.92591.06778.07673.55
Investments3,919.023,718.824,009.694,549.545,159.865,542.934,206.083,504.073,764.19
Net Loans8,220.427,849.447,968.337,997.237,788.557,544.107,320.266,870.976,392.11
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets8.002.805.102.302.8021.3018.2027.6040.64
Net Property, Plant & Equipment216.58238.81257.44287.39316.77317.35324.69237.37177.58
Interest Receivables0.000.000.000.000.000.000.000.000.00
Deferred Tax Assets94.59105.62118.63132.37109.45123.6898.5280.9390.27
Other Intangible Assets2,180.212,024.992,263.541,717.522,346.072,151.912,679.182,233.232,276.09
Total Assets15,890.9716,310.4216,538.8216,333.6018,768.3817,054.1815,237.9913,732.2513,414.44
Total Deposits10,878.0811,065.3211,063.1911,315.7512,818.0811,242.329,032.218,536.167,978.12
Total Debt926.751,292.531,358.731,446.881,382.481,275.111,872.911,361.691,482.24
Long Term Debt219.88277.57442.96463.22453.47505.73448.90295.88274.82
Provision for Risks Charges9.407.928.887.785.880.000.0020.5530.21
Deferred Tax Liabilities45.9842.2971.8274.3279.30109.9265.5548.6748.65
Other Liabilities1,833.151,684.051,885.871,425.351,933.442,076.192,138.531,791.281,960.40
Total Liabilities13,693.3614,092.1114,388.4914,270.0716,219.1714,703.5413,109.2011,758.3511,499.63
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity2,168.402,189.972,122.972,036.922,522.672,323.942,103.041,949.471,912.08
Total Shareholders Equity2,168.402,189.972,122.972,036.922,522.672,323.942,103.041,949.471,912.08
Accumulated Minority Interest29.2028.3527.3626.6126.5426.7125.7624.422.73
Total Equity2,197.612,218.312,150.332,063.532,549.202,350.652,128.801,973.891,914.81
Total Liabilities & Stockholders Equity15,890.9716,310.4216,538.8216,333.6018,768.3817,054.1815,237.9913,732.2513,414.44
Book Value Per Share36.4233.7132.5831.4931.9528.2823.2020.8319.92
Tangible Book Value Per Share31.8329.4928.3527.1828.3724.7719.9617.3116.92
Tier 1 Capital1,975.232,031.071,974.921,900.702,262.362,111.581,822.971,680.361,688.36
Tier 2 Capital250.94303.61309.44286.95269.65298.1044.8042.2449.97
Full-Time Employees3,5503,6463,8204,1704,9504,9004,9505,2005,500
Price to Book Ratio1.000.851.100.951.100.971.070.861.27
Return on Assets1.030.690.670.642.092.541.460.891.01
Return on Equity7.605.255.274.9615.4518.5010.436.297.01
Return on Invested Capital6.934.594.274.5312.5814.538.835.416.06
Current Ratio0.270.340.340.440.510.340.360.320.34

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations429.17-28.2131.8527.50-75.58-326.76-344.46-230.98-282.82
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-198.54-50.0591.18-31.28202.56-627.34569.20-29.91-191.91
Cash from Operating Activities230.63-78.26123.03-3.78126.98-954.10224.74-260.88-474.73
Capital Expenditures-30.31-16.83-7.13-8.49-9.80-24.75-37.75-42.29-68.08
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00-63.24
Sale of Fixed Assets and Businesses15.2274.917.654.264.5424.3521.5114.3143.26
Purchase or Sale of Investments-10.2247.75229.33510.42-463.35-669.77-493.84-96.1833.37
Purchase of Investments-363.96-395.27-126.31-85.08-888.71-1,381.71-1,008.81-525.38-378.96
Sale Or Maturity of Investments353.74443.02355.64595.50425.35711.94514.97429.21412.34
Other Uses0.000.000.000.000.000.00-0.000.00
Other Sources0.000.000.000.000.000.0091.1719.320.00
Cash from Investing Activities-586.34-325.28505.12605.14185.161,166.44-771.97-776.43592.01
Cash Dividends Paid-47.06-45.40-44.26-41.60-42.96-38.98-32.52-29.63-26.70
Change in Capital Stock-175.27-184.03-19.86-5.10-442.34-123.63-208.66-73.39-58.99
Repurchase of Common Pref Stock-175.27-184.03-19.86-5.10-442.34-123.63-208.66-73.39-58.99
Sale of Common Pref Stock0.000.000.000.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net144.37-357.03-65.33-70.9366.66102.20-603.57413.01-120.49
Change in Long Term Debt-2.69-173.1627.830.00-41.71-61.53125.5454.8120.12
Issuance of Long Term Debt941.781,073.96918.71490.15821.57976.121,451.251,055.77664.04
Reduction of Long Term Debt-944.47-1,247.12-890.89-490.15-863.28-1,037.65-1,325.71-1,000.96-643.92
Net Financing Active Other Cash Flow-1.49-8.49-12.66-12.97-11.95-15.17-22.61-8.85-2.66
Other Financing Activities Uses-3.25-8.49-12.66-12.97-11.95-15.17-22.61-8.85-2.66
Cash from Financing Activities296.41-714.24-174.31-332.51-1,709.511,479.611,257.74901.64-12.78
Net Change in Cash-59.30-1,117.79453.85268.85-1,397.361,691.96710.51-135.68104.51
Free Cash Flow200.32-95.10115.90-12.27117.19-978.85186.99-303.17-542.81
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow14.04-25.99-28.56-15.90--
Federal Home Loan Advances Increase (Decrease)--1.73-0.070.66-0.21-0.1122.81-17.093.20

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks1,223.03768.34891.871,252.151,282.331,029.65
Investments3,573.094,065.823,954.283,919.023,788.044,024.67
Net Loans8,713.218,588.078,344.688,220.428,132.037,963.24
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment228.15219.42225.40216.58224.29227.23
Interest Receivables0.000.000.000.000.000.00
Deferred Tax Assets---94.59--
Other Intangible Assets2,473.432,351.712,277.162,180.212,170.072,117.48
Total Assets16,219.7316,000.8215,701.8615,890.9715,605.0515,362.27
Total Deposits11,034.8510,514.0510,531.5510,878.0810,675.4710,391.56
Total Debt1,092.081,502.171,251.62926.75934.93989.40
Long Term Debt258.91243.53238.46219.88246.11239.47
Provision for Risks Charges8.787.298.249.407.819.11
Deferred Tax Liabilities---45.98--
Other Liabilities1,953.161,821.011,736.731,833.151,770.601,745.36
Total Liabilities14,088.8613,844.5213,528.1313,693.3613,388.8113,135.43
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity2,100.732,126.232,144.032,168.402,188.542,198.64
Total Shareholders Equity2,100.732,126.232,144.032,168.402,188.542,198.64
Accumulated Minority Interest30.1430.0629.6929.2027.7028.20
Total Equity2,130.872,156.302,173.722,197.612,216.242,226.84
Total Liabilities & Stockholders Equity16,219.7316,000.8215,701.8615,890.9715,605.0515,362.27
Book Value Per Share36.9937.1236.6336.4235.6934.90
Tangible Book Value Per Share32.2032.3631.9731.8331.2330.56
Tier 1 Capital1,931.901,935.861,954.821,975.232,002.492,021.23
Tier 2 Capital252.64242.15247.24250.94252.98257.07
Full-Time Employees---3,550--
Price to Book Ratio1.001.060.980.950.960.89
Return on Assets0.891.031.021.031.010.93
Return on Equity6.577.487.437.607.316.62
Return on Invested Capital1.061.541.591.741.881.48
Current Ratio0.280.250.260.270.280.27

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations418.05-149.08184.79-24.5828.92-9.35
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital19.32-53.02-154.25-10.59-40.13-85.80
Cash from Operating Activities437.37-202.1130.54-35.17-11.21-95.15
Capital Expenditures-4.20-5.37-6.62-14.12-1.960.04
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses2.676.980.205.370.8720.44
Purchase or Sale of Investments112.3278.40-170.31-30.62160.2435.82
Purchase of Investments20.23-9.21-275.77-99.22-24.16-85.06
Sale Or Maturity of Investments92.0987.60105.4568.59184.40120.88
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-41.47-116.28-285.25-143.35112.46-210.10
Cash Dividends Paid-12.59-11.63-11.81-11.04-11.19-11.53
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-19.96-46.98-47.54-60.79-55.05-34.91
Repurchase of Common Pref Stock-19.96-46.98-47.54-60.79-55.05-34.91
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-417.67252.45313.97-4.38-53.54-20.44
Change in Long Term Debt-0.00-22.8415.045.124.92-46.28
Issuance of Long Term Debt221.81201.27268.53250.17267.85295.78
Reduction of Long Term Debt-221.81-224.11-253.49-245.06-262.92-342.06
Net Financing Active Other Cash Flow-1.58-1.261.51-0.15-1.64-2.89
Other Financing Activities Uses-1.34-1.06-0.69-0.15-1.64-2.89
Cash from Financing Activities58.80194.85-105.58148.34151.44-456.18
Net Change in Cash454.69-123.53-360.29-30.18252.69-761.43
Free Cash Flow433.17-207.4723.91-49.28-13.17-95.11
Price to Free Cash Flow14.04-----

Revenue breakdown

United States2024: 1.19B 2025: 1.28B
Banking2024: 415.84M 2025: 428.11M
Broker-Dealer2024: 471.74M 2025: 501.03M
Consolidation, Policy2024: 4.81M 2025: 49.77M
Mortgage Origination2024: 296.36M 2025: 302.94M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-305.60%2.1M37.9M299.33K
2026-10-156.40%2.4M38.2M288.03K
2026-09-306.29%2.4M38.2M271.59K
2026-09-156.68%2.6M38.2M262.79K
2026-08-315.94%2.3M38.2M262.70K
2026-08-145.59%2.1M38.2M276.64K
2026-07-315.51%2.1M38.6M293.59K
2026-07-155.43%2.1M39.4M305.45K
2026-06-304.80%1.9M39.4M321.74K
2026-06-155.37%2.1M39.5M322.98K
2026-05-295.11%2.0M39.5M344.91K
2026-05-154.85%1.9M39.0M356.47K
2026-04-304.86%1.9M39.3M390.07K
2026-04-154.58%1.8M40.2M404.12K
2026-03-314.77%1.9M40.2M387.96K
2026-03-134.45%1.8M40.2M375.24K
2026-02-274.06%1.6M40.2M378.44K
2026-02-133.79%1.5M40.2M379.40K
2026-01-302.89%1.2M41.6M352.48K
2026-01-152.65%1.1M41.5M344.10K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call17.5016.7021.500.005.8380.000.000.971-0.0560.004
call20.0014.4019.000.005.0150.000.000.966-0.0550.004
call22.5011.7016.500.004.2980.000.000.959-0.0530.005
call25.009.4014.000.003.6570.000.000.951-0.0510.006
call30.004.509.006.352.5210.000.000.733-0.3940.019
call35.000.004.902.051.87031.000.000.614-0.2830.022
call40.000.000.050.050.3131,3820.000.124-0.0260.012
call45.000.000.950.250.7141.000.000.033-0.0170.004
call50.000.000.950.300.9881.000.000.025-0.0180.003
put17.500.004.900.002.7650.000.00-0.028-0.0570.004
put20.000.004.900.002.3180.000.00-0.034-0.0550.004
put22.500.004.900.001.9260.000.00-0.040-0.0530.005
put25.000.000.200.801.5651.000.00-0.049-0.0500.006
put30.000.004.900.053.77410.000.00-0.266-0.3930.019
put35.000.004.900.702.5181.000.00-0.385-0.2810.022
put40.001.004.900.001.1540.000.00-0.940-0.0120.007
put45.006.0010.800.002.1730.000.00-0.967-0.0140.004
put50.0011.1016.000.002.7470.000.00-0.975-0.0150.003

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-10-2310-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-228-KCurrent report2026-10-22SEC
2026-10-228-KCurrent report2026-10-22SEC
2026-10-16SCHEDULE 13D/ASEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-01SCHEDULE 13D/ASEC
2026-08-28N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2026-06-30SEC
2026-08-254Statement of changes in beneficial ownership of securities2026-08-21SEC
2026-08-254Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-08-254Statement of changes in beneficial ownership of securities2026-08-21SEC
2026-08-254Statement of changes in beneficial ownership of securities2026-08-21SEC
2026-08-254Statement of changes in beneficial ownership of securities2026-08-21SEC
2026-08-254Statement of changes in beneficial ownership of securities2026-08-21SEC
2026-08-174Statement of changes in beneficial ownership of securities2026-08-13SEC
2026-08-1313F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-08-054Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-08-04144Filing for proposed sale of securities under Rule 144.SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-23SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-23SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-23SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-23SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-23SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-23SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-23SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-23SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-08002.49M7
2026-070000
2026-0600380.00K1
2026-05001.21M4
2026-040000
2026-03009.87M1
2026-02001.36M2
2026-010000
2025-120000
2025-110077.00K1

Institutional holders

Manager% owned
BlackRock, Inc.11.29%
DIMENSIONAL FUND ADVISORS LP4.48%
STATE STREET CORP4.35%
VANGUARD PORTFOLIO MANAGEMENT LLC4.22%
VANGUARD CAPITAL MANAGEMENT LLC2.98%
GEODE CAPITAL MANAGEMENT, LLC1.75%
AMERIPRISE FINANCIAL INC1.24%
Invesco Ltd.1.14%
JPMORGAN CHASE & CO1.13%
CHARLES SCHWAB INVESTMENT MANAGEMENT INC1.09%

Funds

Fund% owned
Performance Trust Total Return Bond Fund20.51%
Thompson Bond Fund8.73%
iShares Core S&P Small-Cap ETF4.22%
Performance Trust Multisector Bond Fund2.62%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.07%
iShares Russell 2000 ETF1.92%
VANGUARD SMALL-CAP INDEX FUND1.49%
U.S. SMALL CAP VALUE PORTFOLIO1.31%
VANGUARD SMALL-CAP VALUE INDEX FUND0.94%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF0.87%

OakChart. HTH. Cached 15 minutes.