OakChart

Royal Bank Of Canada

RYFinancial·Banks - Diversified·Canada·Mega·NYSE·Nov 11 • 9:09 AM ET

202.57+0.15 (0.07%)
2026-11-11 15:17 CET
Market cap
280,675.57 USD m
Revenue, TTM
- USD m
Net income, TTM
16,011.25 USD m
Free cash flow, TTM
23,565.87 USD m
EPS diluted, TTM
11.44
P/E
17.70
Compare

Price

RY against its 20, 50 and 200-day averages
2050200beatearnings
160.00180.00200.00220.002.2M4.3MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26RYclose 202.5720-day 202.3250-day 201.37200-day 190.64202.57

7.3% under 218.57 on 16 Jul 2026. Last 15 sessions, 6.1% high to low

Profile

RY
52-week range, 78% of the way up
144.56218.57

Royal Bank of Canada engages in the provision of banking and financial services. It operates through the following segments: Personal and Commercial Banking, Wealth Management, Insurance, Capital Markets, and Corporate Support. The Personal and Commercial Banking segment deals with a broad suite of financial products and services in both individual and business clients in Canada, the Caribbean, and the U.S. The Wealth Management segment offers a suite of wealth, investment, trust, banking, credit, and other advice-based solutions. It also offers other wealth management solutions to institutional and individual clients through its distribution channels and third-party distributors. The Insurance segment refers to a suite of advice and solutions for individual and business clients including life, health, wealth, property and casualty, travel, group benefits, annuities, and reinsurance. The Capital Markets segment is involved in the provision of advisory and origination, sales and trading, lending and financing and transaction banking to corporations, institutional clients, asset managers, private equity firms and governments globally. The Corporate Support segment consists of technology and operations services. The company was founded by J. W. Merkell, Edward Kenny, T. C. Kinnear, James B. Duffus, William Cunard, John Tobin, George P. Mitchell and Jeremiah Northup in 1864 and is headquartered in Toronto, Canada.

Employees96628
IPOOct 16, 1995
Beta0.78
ATR, 14d3.74
Rel volume0.00
Short float0.37%
Insider own0.04%
Inst own54.58%

Snapshot

6 groups

Valuation

Index-
Market Cap280.89B
Enterprise Value-
Income16.01B
Sales102.07B
Book/sh68.95
Cash/sh-
Dividend Est.4.94 (2.44%)
Dividend TTM4.90 (2.42%)
Dividend Ex-DateOct 26, 2026
Dividend Gr. 3/5Y3.83% 6.20%
Payout42.84%
Employees96628
IPOOct 16, 1995

Ratios

P/E17.70
Forward P/E15.78
PEG1.46
P/S2.75
P/B2.94
P/C-
P/FCF11.92
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.81
Debt/Eq2.88
LT Debt/Eq2.79
Option/ShortYes / Yes

Earnings

EPS (ttm)11.44
EPS next Y12.84
EPS next Q2.97
EPS this Y13.79%
EPS next Y9.04%
EPS next 5Y10.82%
EPS past 3/5Y5.40% 11.56%
Sales past 3/5Y23.84% 16.80%
EPS Y/Y TTM20.78%
Sales Y/Y TTM5.35%
EPS Q/Q10.82%
Sales Q/Q9.49%
EarningsDec 03 BMO
EPS/Sales Surpr.5.17% 1.96%

Ownership

Insider Own0.04%
Insider Trans0.00%
Inst Own54.58%
Inst Trans-0.22%
ROA0.97%
ROE16.30%
ROIC4.19%
Gross Margin-
Oper. Margin19.50%
Profit Margin15.69%
SMA200.12%
SMA500.60%
SMA2006.26%
Trades-

Technical

Shs Outstand1.39B
Shs Float1.39B
Short Float0.37%
Short Ratio3.99
Short Interest5.07M
52W High218.57 -7.32%
52W Low144.56 40.13%
Volatility2.04% 1.55%
ATR (14)3.74
RSI (14)51.09
Beta0.78
Rel Volume0.00
Avg Volume1.27M
Volume71

Performance

Perf Week-3.44%
Perf Month4.06%
Perf Quarter-5.78%
Perf Half Y12.59%
Perf YTD18.82%
Perf Year37.13%
Perf 3Y139.31%
Perf 5Y91.43%
Perf 10Y219.16%
Recom1.67
Target Price223.38
Prev Close202.42
Price202.57
Change %0.07%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Aug 21, 2026ResumedKKeefe BruyetteMkt Perform
May 12, 2026DowngradeRRaymond JamesOutperform → Mkt Perform
Dec 04, 2025UpgradeTTD SecuritiesHold → Buy
Nov 25, 2025DowngradeJJefferiesBuy → Hold
Sep 22, 2025UpgradeEErste GroupHold → Buy
Sep 05, 2025DowngradeCCIBCSector Outperform → Neutral
May 30, 2025DowngradeNNational Bank FinancialOutperform → Sector Perform
May 15, 2025ResumedBScotiabankSector Outperform
Apr 04, 2025UpgradeCCIBCNeutral → Sector Outperform
Nov 21, 2024UpgradeBBarclaysEqual Weight → Overweight

Peers

Mkt cap
TickerCompanyMkt cap
TDToronto Dominion Bank209.95B
BMOBank of Montreal119.99B
CMCanadian Imperial Bank Of Commerce106.95B
BNSBank Of Nova Scotia113.76B
JPMJPMorgan Chase & Co913.26B
BACBank Of America Corp350.63B
HSBCHSBC Holdings plc ADR306.43B
CCitigroup Inc207.10B
WFCWells Fargo & Co257.26B
NWGNatWest Group Plc ADR61.94B

Held by

AUM
TickerCompanyAUM
DFAIDimensional International Core Equity Market ETF-
FVDFirst Trust Value Line Dividend Index FundAUM: 8.21B
DFAXDimensional World ex U.S. Core Equity 2 ETF-
DFICDimensional International Core Equity 2 ETF-
PIDInvesco International Dividend Achievers ETFAUM: 881.07M
MFSIMFS Active International ETFAUM: 1.28B
FTHIFirst Trust BuyWrite Income ETFAUM: 2.54B
DFSIDimensional International Sustainability Core 1 ETF-
DIHPDimensional International High Profitability ETF-
BAGXEA Bridgeway Aggressive Investors ETFAUM: 186.77M

News

latest 14 of 206
  • Royal Bank of Canada announces agreement to acquire Yarra Capital Management (PR Newswire)
  • Royal Bank of Canada restricts third-party AI agents from banking channels (Retail Banker International)
  • What rupture? RBC's CEO stays positive amid US-Canada rift (American Banker)
  • Canada Proposes Stablecoin Rules Banning Yield Payments (CryptoProwl)
  • UBS Financial Advisor Team With $1 Billion in Client Assets Jumps to RBC (Barrons.com)
  • Loading…
  • JPMorgan topped the global AI banking index for a fifth straight year (Quartz)
  • RBC Capital Markets awarded General Clearing Member status by European Commodity Clearing (PR Newswire)
  • Weekly Wrap: The Crypto Rally Continues (CryptoProwl)
  • Canada's Banks To Accept Tokenized Deposits (CryptoProwl)
  • Royal Bank of Canada (RY) (Q3 2026) Earnings Call Highlights: Record Earnings and Strategic ... (GuruFocus.com)
  • Texas is on RBC's map to grow its City National Bank unit (American Banker)
  • RBC beats profit estimates as capital markets, wealth management shine (Proactive)
  • RBC posts record profit, shares climb in premarket trading (Investing.com)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q42026-12-03-2.974--13,34912
2026Q32026-08-273.0882.9363.05213,37513,11712
2026Q22026-05-282.8232.7722.80612,63112,60113
2026Q12026-02-262.9822.8212.90213,12412,84313
2025Q42025-12-032.7602.5262.71012,33711,96213
2025Q32025-08-272.7762.3982.73112,28011,62213
2025Q22025-05-292.2592.2782.12711,34911,32113
2025Q12025-02-272.5092.2822.49111,60210,95713
2024Q42024-12-042.1832.1532.13110,71710,55613
2024Q32024-08-282.4232.1722.25710,87410,52614
2024Q22024-05-302.1362.0162.02310,3549,98213
2024Q12024-02-282.1012.0661.8509,9409,94712
2023Q42023-11-302.0501.9202.1379,5399,62911
2023Q32023-08-242.0952.0042.04810,6899,64713
2023Q22023-05-251.9452.0681.9029,9209,49513
2023Q12023-03-012.2792.2021.69711,0969,77813

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY5.8845.9335.77831,65031,719
2018FY6.2596.4396.49631,87432,723
2019FY6.7186.7646.58634,76434,951
2020FY6.0435.9075.81436,45733,437
2021FY8.6768.9088.79035,92736,663
2022FY8.2548.2858.58534,81735,801
2023FY8.3938.1907.65038,43138,747
2024FY8.5968.6608.26640,76941,181
2025FY10.34510.07210.08747,74947,310
2026FY-11.771--52,117
2027FY-12.836--55,094
2028FY-14.078--58,493

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-1170013,34913,13713,520
2026Q4S2026-11-1071013,34913,13713,520
2026Q4S2026-10-2475013,34913,13713,520
2026Q4S2026-09-0376013,34913,13713,520
2026Q4S2026-09-0276013,34113,13713,520
2026Q4S2026-08-2876013,33813,12813,520
2026Q4S2026-08-2775013,30613,12813,520
2026Q4S2026-08-2171113,16312,94113,399
2026Q4S2026-08-1971113,15012,94113,399
2026Q4S2026-08-1861113,14412,94113,399
2026Q4S2026-08-1761113,15512,94113,399
2026Q4S2026-08-1461113,13912,94113,399
2026Q4S2026-08-1361013,17112,94113,399
2026Q4S2026-08-1261013,17412,96013,399

Estimate history

EPS, annual5.7786.4966.5865.8148.798.5857.658.26610.05111.444
Period201720182019202020212022202320242025TTM
EPS, quarterly2.2572.1312.4912.1272.7312.712.9022.8063.027
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual38327.92243911.23550068.77244693.72745009.34351159.95483224.15797855.98597156.92102069.25
Period201720182019202020212022202320242025TTM
Sales, quarterly24941.8824592.89924581.2222670.47825039.67224867.08825273.13324513.37227415.661
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual1452.5341438.7941430.0961422.4731424.5251382.9111400.5111414.5041400.1141384.554
Period201720182019202020212022202320242025MRQ
Shares, quarterly1413.6661414.5041412.8781409.5391405.0441400.1141396.7751389.1371384.554
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income75,055.2174,140.9277,093.4764,494.9631,655.9522,365.6125,923.7031,108.9625,651.79
Total Interest Expense50,169.5850,575.7856,560.1445,864.3714,017.726,470.8910,439.9316,245.0311,706.09
Net Interest Income24,885.6323,565.1420,533.3318,630.5917,638.2315,894.7215,483.7714,863.9313,945.70
Loan Loss Provision2,892.863,114.882,374.121,829.77375.79-598.383,233.501,402.931,015.32
Net Interest Income After Loan Loss Provision21,992.7720,450.2518,159.2116,800.8217,262.4416,493.1012,250.2713,461.0112,930.38
Non-Interest Income27,014.0423,016.0020,762.5218,729.2019,504.0022,643.7418,770.0318,959.8118,259.45
Non-Interest Expense29,104.2126,130.1725,158.9022,844.7022,044.4923,692.6821,136.2521,242.5719,816.22
Operating Income19,902.6017,336.0913,762.8312,685.3214,721.9515,444.159,884.0511,178.2411,373.60
Unusual Expense0.000.00-------
Net Income Before Taxes20,918.8318,265.1214,601.7113,643.2115,527.8916,291.2510,636.1311,920.3512,226.57
Income Taxes4,572.713,771.852,660.602,647.533,340.223,640.322,193.812,290.292,586.08
Consolidated Net Income16,419.0014,545.4011,929.3610,833.3112,273.0812,754.248,499.549,687.269,656.80
Net Income From Continuing Operations16,413.9514,540.4011,922.0110,828.1212,262.9812,744.708,495.829,678.989,632.72
Net Income16,011.2514,187.6411,685.4810,653.1512,071.2112,540.478,296.659,476.529,411.33
EPS (Recurring)11.5110.058.277.658.598.795.816.596.50
EPS (Basic, Before Extraordinaries)11.4710.078.287.668.608.805.836.606.52
EPS (Diluted)11.4410.058.277.658.598.795.816.596.50
Non-Operating Income (Expense)1,016.23929.04838.87957.89805.94847.10752.08742.11852.96
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense337.67525.91517.77342.2177.04294.18251.26231.23184.42
Price To Earnings Ratio17.6417.6414.6110.2610.7412.4312.0312.2111.19
Price To Sales Ratio2.852.131.751.332.543.292.232.332.41
Operating Margin19.5017.8414.0615.2428.7834.3122.1222.3325.90
Net Margin15.6914.6011.9412.8023.6027.8618.5618.9321.43
Shares Outstanding1,384.551,400.111,414.501,400.511,382.911,424.531,422.471,430.101,438.79
Market Capitalization280,675.57280,675.57170,720.86110,680.93129,653.11148,148.7299,567.07115,710.80104,985.75

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income19,038.3518,255.1718,816.0918,945.6019,000.9817,562.7318,628.3219,401.07
Total Interest Expense12,776.5012,049.4912,627.9212,715.6712,923.7311,896.5113,031.7313,784.59
Net Interest Income6,261.856,205.686,188.186,229.926,077.265,666.215,596.595,616.49
Loan Loss Provision716.13665.36785.69725.68641.131,001.57739.36615.02
Net Interest Income After Loan Loss Provision5,545.725,540.315,402.495,504.245,436.134,664.644,857.245,001.46
Non-Interest Income8,377.316,258.216,457.045,921.496,038.695,107.755,952.905,191.83
Non-Interest Expense8,642.996,884.906,821.056,755.276,718.396,140.276,517.626,603.45
Operating Income5,280.044,913.625,038.484,670.464,756.433,632.124,292.513,589.84
Unusual Expense0.000.000.000.000.000.000.00-
Net Income Before Taxes5,529.975,165.325,312.394,911.154,982.763,869.854,516.433,810.22
Income Taxes1,235.331,163.661,169.161,004.571,061.03793.38916.81727.05
Consolidated Net Income4,313.984,019.174,169.903,915.953,939.923,087.723,613.003,091.23
Net Income From Continuing Operations4,312.544,017.714,169.183,914.513,940.653,084.913,611.593,089.03
Net Income4,210.143,919.224,067.553,814.343,849.683,006.133,528.503,022.40
EPS (Recurring)3.032.812.902.712.732.132.492.13
EPS (Basic, Before Extraordinaries)3.032.812.912.722.742.132.502.14
EPS (Diluted)3.032.812.902.712.732.132.492.13
Non-Operating Income (Expense)249.93251.70273.91240.69226.32237.73223.92220.38
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense71.06100.8138.15127.65172.3827.356.5979.65
Price To Earnings Ratio17.6417.1616.4915.4214.2413.4514.7414.61
Price To Sales Ratio2.852.512.402.121.871.751.761.75
Operating Margin19.2620.0419.9418.7819.0016.0217.4614.60
Net Margin15.3615.9916.0915.3415.3713.2614.3512.29
Shares Outstanding1,384.551,389.141,396.781,400.111,405.041,409.541,412.881,414.50
Market Capitalization280,675.57251,347.90232,756.91205,831.04181,164.57169,334.10172,530.95170,720.86

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks26,424.0155,380.7559,134.1671,867.60103,575.49102,753.9731,908.5534,019.4232,630.52
Investments758,771.01675,298.97642,802.81579,529.34555,175.67526,731.17500,266.29465,644.01414,536.50
Net Loans779,920.78751,389.94665,484.60680,309.37643,147.11524,997.19500,019.78467,000.95446,264.06
Investment in Unconsolidated Affiliates591.66599.02360.89521.24527.61488.99496.06522.37535.26
Customer Liability on Acceptances0.0025.1115,627.5913,069.1715,971.9313,880.0813,742.1511,910.1512,767.82
Net Property, Plant & Equipment4,866.724,915.534,861.525,288.665,989.275,950.432,427.822,156.482,071.21
Interest Receivables0.000.000.000.000.000.000.000.000.00
Deferred Tax Assets3,201.663,104.852,244.551,079.141,622.361,934.231,513.301,123.171,343.57
Other Intangible Assets85,579.7067,148.0354,851.0753,869.7350,557.0641,659.7336,806.0333,982.8730,703.59
Total Assets1,659,355.531,557,862.191,445,367.191,405,534.251,376,566.501,218,395.771,087,179.971,016,359.41940,852.53
Total Deposits1,053,458.94976,942.50855,048.44853,929.11854,214.03725,513.18654,478.64611,974.87594,118.38
Total Debt250,100.99266,338.10288,536.65251,239.32257,239.32250,479.62199,484.16189,199.31136,611.59
Long Term Debt47,481.0056,213.6454,620.5747,822.2950,979.7938,686.0225,278.6530,566.9131,963.39
Provision for Risks Charges1,961.251,949.141,624.351,682.492,129.002,281.472,495.531,834.382,168.96
Deferred Tax Liabilities345.43388.82306.86321.8459.7039.0062.3963.9675.25
Other Liabilities254,176.93220,997.88216,906.90219,057.22183,248.76175,008.06167,034.66152,403.58150,141.96
Total Liabilities1,560,043.541,466,616.451,362,423.191,326,229.981,296,890.811,153,321.331,023,555.37955,476.11883,116.13
Preferred Stock - Carrying Value8,309.606,470.825,274.995,368.575,423.744,460.944,341.314,801.834,974.79
Common Equity90,960.2884,701.0377,597.6973,854.3374,175.3160,536.2459,205.6956,009.9052,296.95
Total Shareholders Equity99,269.8991,171.8582,872.6879,222.9079,599.0564,997.1963,547.0060,811.7357,271.74
Accumulated Minority Interest42.1173.8971.3181.3876.6477.2577.6071.58464.67
Total Equity99,311.9991,245.7482,943.9979,304.2879,675.6965,074.4463,624.6160,883.3057,736.41
Total Liabilities & Stockholders Equity1,659,355.531,557,862.191,445,367.191,405,534.251,376,566.501,218,395.771,087,179.971,016,359.41940,852.53
Book Value Per Share64.9759.8855.4153.4052.0742.5641.4038.9336.00
Tangible Book Value Per Share51.3046.1445.8943.6743.3934.0932.9430.5527.73
Tier 1 Capital78,787.4270,269.3867,642.0061,758.7366,351.5055,503.0651,630.8448,185.0445,272.67
Tier 2 Capital8,568.688,992.437,958.227,043.737,889.968,192.157,628.877,016.947,132.88
Full-Time Employees96,62894,83891,39891,42787,00086,00085,00084,00080,000
Price to Book Ratio2.942.051.411.732.081.691.951.872.13
Return on Assets0.900.790.760.880.980.740.920.980.96
Return on Equity15.2713.5513.3615.4417.6313.2215.5716.3215.84
Return on Invested Capital9.918.097.889.659.768.1910.9010.549.79
Current Ratio0.640.720.770.760.730.740.770.780.73

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations20,856.7519,558.3515,278.2413,976.8414,954.8814,435.7313,055.1211,820.2512,164.42
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital4,381.06-4,073.20-50,353.0591,568.5948,780.19893.1918.587,381.921,093.78
Cash from Operating Activities25,237.8115,485.15-35,074.81105,545.4363,735.0615,328.9213,073.7019,202.1613,258.20
Capital Expenditures-1,671.94-1,601.72-1,674.81-2,024.02-1,941.08-1,737.12-1,953.77-1,701.72-1,538.13
Net Assets From Acquisitions-7.880.00-9,340.750.00-1,832.380.00-16.35-79.78-50.49
Sale of Fixed Assets and Businesses0.000.0011.021,269.270.0061.980.00130.2110.88
Purchase or Sale of Investments-109,633.06-54,720.39-9,001.38-81,762.86-78,879.394,190.22-32,576.48-34,029.97-56,338.22
Purchase of Investments-305,182.27-250,067.53-149,465.88-197,766.45-155,857.30-100,691.72-124,478.05-83,235.46-103,250.36
Sale Or Maturity of Investments195,549.20195,347.14140,464.50116,003.5976,977.91104,881.9491,901.5749,205.4946,912.14
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-153,351.16-89,486.11-56,690.89-94,339.20-184,385.78-73,458.04-68,966.12-69,208.46-93,095.61
Cash Dividends Paid-6,720.16-6,284.04-4,875.32-4,114.02-5,403.97-5,101.69-4,706.44-4,534.67-4,381.34
Change in Capital Stock-4,031.65-92.121,388.33121.59-3,888.38699.30-432.52-1,179.39-1,587.07
Repurchase of Common Pref Stock-15,979.54-11,314.84-5,647.35-3,021.20-8,759.72-4,941.17-5,332.18-5,677.93-6,100.47
Sale of Common Pref Stock11,947.8911,222.727,035.683,142.794,871.345,640.474,899.664,498.544,513.40
Proceedsfrom Stock Options11,947.8911,222.727,035.683,142.794,871.345,640.474,899.664,498.544,513.40
Issuance or Reduction of Debt, Net42,846.90-9,111.8524,111.40-48,237.6017,208.10-9,372.1835,231.8014,984.4049,507.50
Change in Long Term Debt-1,437.83172.101,285.49986.06627.36198.66-185.79301.060.00
Issuance of Long Term Debt-2,135.862,387.341,112.10776.432,185.312,043.691,128.96-
Reduction of Long Term Debt-1,437.83-1,963.76-1,101.85-126.04-149.08-1,986.64-2,229.48-827.910.00
Net Financing Active Other Cash Flow-21.36-27.85-4.41-15.57-3.88-2.38-4.46-1.51-28.74
Other Financing Activities Uses-21.36-27.85-4.41-15.57-3.88-2.38-4.46-1.51-28.74
Cash from Financing Activities149,318.4359,676.2187,436.16-20,117.1091,692.0956,355.45123,903.5946,756.3981,185.99
Exchange Rate Effect-120.76257.79461.311,194.39-3,223.75-2,232.98789.24315.3651.27
Net Change in Cash21,084.32-14,066.96-3,868.23-7,716.47-32,182.38-4,006.6668,800.40-2,934.551,399.85
Free Cash Flow23,565.8713,883.44-36,749.62103,521.4161,793.9813,591.8011,119.9217,500.4411,720.07
Price to Free Cash Flow17.2727.24-1.122.3017.4615.578.9814.44
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks45,721.2143,602.2334,136.5426,424.0125,262.7435,199.45
Investments800,218.13793,096.76767,711.11758,771.01693,549.60711,384.20
Net Loans826,292.19817,056.06818,191.49779,920.78794,390.08777,004.27
Investment in Unconsolidated Affiliates0.000.000.00591.660.000.00
Net Property, Plant & Equipment4,952.064,979.804,964.744,866.724,876.504,875.12
Interest Receivables0.000.000.000.000.000.00
Deferred Tax Assets---3,201.66--
Other Intangible Assets104,059.59101,664.83104,784.5585,579.7093,345.6394,721.64
Total Assets1,781,243.181,760,399.681,729,788.431,659,355.531,611,437.561,623,204.95
Total Deposits1,115,968.921,115,073.101,092,708.341,053,458.941,042,631.371,022,764.79
Total Debt297,823.00286,732.79267,633.57250,100.99231,533.04238,262.51
Long Term Debt288,391.49276,876.7962,471.6647,481.0046,031.6141,654.96
Provision for Risks Charges0.000.000.001,961.250.000.00
Deferred Tax Liabilities---345.43--
Other Liabilities264,023.24255,167.88266,165.49254,176.93239,170.37266,231.81
Total Liabilities1,677,815.161,656,973.771,626,507.401,560,043.541,513,334.781,527,259.10
Preferred Stock - Carrying Value7,922.448,194.848,236.908,309.608,335.327,540.72
Common Equity95,464.2395,189.9295,002.0390,960.2889,717.5588,345.04
Total Shareholders Equity103,386.68103,384.76103,238.9399,269.8998,052.8795,885.76
Accumulated Minority Interest41.3441.1442.0942.1149.9160.09
Total Equity103,428.02103,425.91103,281.0299,311.9998,102.7895,945.85
Total Liabilities & Stockholders Equity1,781,243.181,760,399.681,729,788.431,659,355.531,611,437.561,623,204.95
Book Value Per Share68.9568.5268.0264.9763.8562.68
Tangible Book Value Per Share55.1454.4953.9551.3050.0948.90
Tier 1 Capital82,740.1482,619.2182,375.6678,787.4277,505.3374,707.88
Tier 2 Capital9,882.0310,163.108,996.798,568.689,180.869,442.55
Full-Time Employees101,26997,79597,46996,628-94,369
Price to Book Ratio2.942.652.562.292.052.00
Return on Assets0.970.950.930.900.880.84
Return on Equity16.3016.1015.4815.2814.5914.17
Return on Invested Capital1.101.062.522.672.732.24
Current Ratio0.810.830.640.640.600.63

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations5,348.335,032.595,532.244,943.595,522.394,406.62
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-3,027.7212,192.75-879.39-3,904.58-36.4411,018.05
Cash from Operating Activities2,320.6117,225.344,652.851,039.025,485.9515,424.67
Capital Expenditures-517.90-340.10-430.33-383.62-414.07-339.18
Net Assets From Acquisitions-7.880.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-11,309.51-49,725.50-3,111.03-45,487.02-7,014.25-20,039.17
Purchase of Investments-81,527.88-87,580.12-71,344.59-64,729.67-73,079.94-46,486.93
Sale Or Maturity of Investments70,218.3737,854.6268,233.5719,242.6566,065.6926,447.76
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-50,086.09-48,435.50-14,696.65-40,132.93-26,809.94-39,096.13
Cash Dividends Paid-1,665.20-1,795.13-1,655.71-1,604.11-1,705.36-1,552.73
Change in Capital Stock-1,062.64-1,292.36-1,046.62-630.03230.40-414.39
Repurchase of Common Pref Stock-3,952.15-3,689.35-4,021.41-4,316.62-3,499.32-1,851.35
Sale of Common Pref Stock2,889.512,396.992,974.793,686.603,729.731,436.96
Proceedsfrom Stock Options2,889.512,396.992,974.793,686.603,729.731,436.96
Issuance or Reduction of Debt, Net8,755.4714,322.24733.7919,035.41-12,808.346,215.44
Change in Long Term Debt3.83-17.81-1,466.85-1.71175.380.00
Issuance of Long Term Debt-23.51---21.201,121.61-1.20
Reduction of Long Term Debt27.34-17.81-1,466.8519.50-946.221.20
Net Financing Active Other Cash Flow-1.96-0.84-9.37-9.18-9.07-9.85
Other Financing Activities Uses-1.96-0.84-9.37-9.18-9.07-9.85
Cash from Financing Activities50,158.0441,316.5117,169.0440,674.8411,731.177,500.90
Exchange Rate Effect739.99-453.20-492.3284.77-570.17278.00
Net Change in Cash3,132.559,653.156,632.921,665.70-10,163.00-15,892.57
Free Cash Flow1,802.7116,885.244,222.52655.395,071.8815,085.49
Price to Free Cash Flow17.2712.4912.6826.92--

Revenue breakdown

Revenue split-

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-300.37%5.1M1386.1M1.27M
2026-10-150.61%8.4M1386.1M1.21M
2026-09-300.44%6.1M1386.1M1.27M
2026-09-150.18%2.5M1386.1M1.44M
2026-08-310.38%5.3M1386.1M1.57M
2026-08-140.24%3.4M1386.1M1.50M
2026-07-310.48%6.6M1385.9M1.48M
2026-07-150.65%9.0M1386.0M1.62M
2026-06-300.56%7.7M1386.0M1.62M
2026-06-150.49%6.8M1392.8M1.53M
2026-05-290.42%5.8M1392.8M1.45M
2026-05-150.38%5.3M1392.8M1.49M
2026-04-300.63%8.8M1396.1M1.56M
2026-04-150.54%7.5M1396.1M1.49M
2026-03-31-5.1M-1.43M
2026-03-13-2.9M-1.27M
2026-02-27-2.3M-1.29M
2026-02-130.17%2.3M1399.7M1.30M
2026-01-300.49%6.8M1399.7M1.23M
2026-01-150.58%8.1M1399.7M1.14M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call1100.000.000.00-0.000.00---
call1150.000.000.00-0.000.00---
call1200.000.000.00-0.000.00---
call1250.000.000.00-0.000.00---
call1300.000.000.00-0.000.00---
call1350.000.000.00-0.000.00---
call1400.000.000.00-0.000.00---
call1450.000.000.00-0.000.00---
call1500.000.000.00-0.000.00---
call1550.000.000.00-0.000.00---
call1600.000.000.00-0.000.00---
call1650.000.000.00-0.000.00---
call1700.000.000.00-0.000.00---
call1750.000.0023.51-0.000.00---
call1800.000.0011.90-2.000.00---
call1850.000.009.60-0.000.00---
call1900.000.0011.01-5670.00---
call1950.000.009.40-1140.00---
call2000.000.005.20-2470.00---
call2100.000.000.76-6570.00---
call2200.000.000.25-1,9580.00---
call2300.000.000.15-2380.00---
call2400.000.000.05-1180.00---
call2500.000.000.00-0.000.00---
call2600.000.000.05-1.000.00---
call2700.000.000.00-0.000.00---
call2800.000.000.00-0.000.00---
call2900.000.000.00-0.000.00---
call3000.000.000.00-0.000.00---
put1100.000.000.00-0.000.00---
put1150.000.000.00-0.000.00---
put1200.000.000.00-0.000.00---
put1250.000.000.00-0.000.00---
put1300.000.000.00-0.000.00---
put1350.000.000.00-0.000.00---
put1400.000.000.00-0.000.00---
put1450.000.000.15-5.000.00---
put1500.000.000.16-1.000.00---
put1550.000.000.20-6.000.00---
put1600.000.000.00-0.000.00---
put1650.000.000.05-16.000.00---
put1700.000.000.30-1140.00---
put1750.000.000.35-27.000.00---
put1800.000.000.23-74.000.00---
put1850.000.000.37-44.000.00---
put1900.000.000.60-6800.00---
put1950.000.000.85-1710.00---
put2000.000.001.80-3800.00---
put2100.000.007.40-1870.00---
put2200.000.0010.90-1000.00---
put2300.000.000.00-0.000.00---
put2400.000.000.00-0.000.00---
put2500.000.000.00-0.000.00---
put2600.000.000.00-0.000.00---
put2700.000.000.00-0.000.00---
put2800.000.000.00-0.000.00---
put2900.000.000.00-0.000.00---
put3000.000.000.00-0.000.00---

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-096-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-11-09SEC
2026-11-09424B2SEC
2026-11-09424B2SEC
2026-11-09424B2SEC
2026-11-09424B2SEC
2026-11-09424B2SEC
2026-11-09424B2SEC
2026-11-09424B2SEC
2026-11-09424B2SEC
2026-11-09424B2SEC
2026-11-09424B2SEC
2026-11-09424B2SEC
2026-11-06424B2SEC
2026-11-06424B2SEC
2026-11-06424B2SEC
2026-11-06424B2SEC
2026-11-06424B2SEC
2026-11-06424B2SEC
2026-11-06424B2SEC
2026-11-06424B2SEC
2026-11-06424B2SEC
2026-11-06424B2SEC
2026-11-06424B2SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
ROYAL BANK OF CANADA5.05%
BANK OF MONTREAL /CAN/4.19%
VANGUARD CAPITAL MANAGEMENT LLC3.07%
TD ASSET MANAGEMENT INC1.65%
NORGES BANK1.43%
FIL Ltd1.35%
GEODE CAPITAL MANAGEMENT, LLC1.28%
MACKENZIE FINANCIAL CORP1.27%
CIBC WORLD MARKET INC.1.21%
NATIONAL BANK OF CANADA /FI/1.18%

Funds

Fund% owned
PIMCO CommoditiesPLUS Strategy Fund40.13%
PIMCO CommodityRealReturn Strategy Fund25.21%
VANGUARD SHORT-TERM INVESTMENT-GRADE FUND7.50%
Ultra Short Income Portfolio7.20%
State Street Navigator Securities Lending Portfolio II7.20%
The DFA Short Term Investment Fund7.20%
Janus Henderson Research Fund7.02%
Nuveen Preferred Securities and Income Fund5.82%
PGIM Core Ultra Short Bond Fund5.61%
Fidelity Series Commodity Strategy Fund5.54%

OakChart. RY. Cached 15 minutes.

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