OakChart

Primerica Inc

PRIFinancial·Insurance - Life·USA·Mid·NYSE·Nov 11 • 11:23 AM ET

297.39-6.74 (-2.21%)
2026-11-11 17:23 CET
Market cap
9,229.31 USD m
Revenue, TTM
3,545.80 USD m
Net income, TTM
795.90 USD m
Free cash flow, TTM
944.05 USD m
EPS diluted, TTM
25.32
P/E
11.75
Compare

Price

PRI against its 20, 50 and 200-day averages
2050200beat
260.00280.00300.00320.00287K573KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26PRIclose 297.3920-day 285.0350-day 283.64200-day 279.85297.3952w high

9.1% under the 52-week high of 327.28 on 6 Aug 2026. 52-week low 230.09 on 12 Feb 2026. Last 15 sessions, 12.2% high to low

Profile

PRI
52-week range, 69% of the way up
230.09327.28

Primerica, Inc. engages in the provision of financial products to middle-income households. It operates through the following segments: Term Life Insurance, Investment and Savings Products, Senior Health, and Corporate and Other Distributed Products. The Term Life Insurance segment includes underwriting profits in the in-force book of term life insurance policies. The Investment and Savings Products segment is involved in managed mutual funds and annuities, and segregated funds. The Senior Health segment consists of the distribution of Medicare-related insurance products underwritten by third-party health insurance carriers to eligible Medicare participants through e-TeleQuote's licensed health insurance agents. The Corporate and Other Distributed Products segment consists of revenues and expenses related to discontinued lines of insurance. The company was founded by Arthur L. Williams, Jr. and Angela Williams on February 10, 1977, and is headquartered in Duluth, GA.

IndexRUI
Employees2833
IPOApr 01, 2010
Beta0.83
ATR, 14d7.06
Rel volume0.71
Short float4.45%
Insider own0.54%
Inst own97.79%

Snapshot

6 groups

Valuation

IndexRUI
Market Cap9.02B
Enterprise Value-
Income795.90M
Sales3.55B
Book/sh92.67
Cash/sh-
Dividend Est.4.80 (1.61%)
Dividend TTM4.64 (1.56%)
Dividend Ex-DateNov 20, 2026
Dividend Gr. 3/5Y23.66% 21.06%
Payout18.16%
Employees2833
IPOApr 01, 2010

Ratios

P/E11.75
Forward P/E10.91
PEG1.16
P/S2.55
P/B3.21
P/C-
P/FCF9.56
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio2.55
Debt/Eq0.59
LT Debt/Eq0.59
Option/ShortYes / Yes

Earnings

EPS (ttm)25.32
EPS next Y27.27
EPS next Q6.50
EPS this Y11.10%
EPS next Y7.09%
EPS next 5Y9.40%
EPS past 3/5Y22.94% 19.08%
Sales past 3/5Y6.36% 8.05%
EPS Y/Y TTM16.30%
Sales Y/Y TTM7.93%
EPS Q/Q6.46%
Sales Q/Q6.98%
EarningsNov 04 AMC
EPS/Sales Surpr.5.81% 0.07%

Ownership

Insider Own0.54%
Insider Trans-4.86%
Inst Own97.79%
Inst Trans-2.41%
ROA6.51%
ROE31.07%
ROIC17.74%
Gross Margin-
Oper. Margin31.10%
Profit Margin22.45%
SMA204.34%
SMA504.85%
SMA2006.27%
Trades-

Technical

Shs Outstand30.50M
Shs Float30.18M
Short Float4.45%
Short Ratio6.94
Short Interest1.34M
52W High327.28 -9.13%
52W Low230.09 29.25%
Volatility3.52% 2.26%
ATR (14)7.06
RSI (14)62.23
Beta0.83
Rel Volume0.71
Avg Volume193.43K
Volume44,642

Performance

Perf Week4.52%
Perf Month7.22%
Perf Quarter-4.89%
Perf Half Y11.34%
Perf YTD15.11%
Perf Year16.29%
Perf 3Y44.71%
Perf 5Y82.45%
Perf 10Y332.26%
Recom2.30
Target Price324.00
Prev Close304.13
Price297.39
Change %-2.21%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Aug 27, 2026DowngradeTTruistBuy → Hold$320+7.6%
Sep 23, 2025UpgradeBBMO Capital MarketsMarket Perform → Outperform$318+6.9%
Jan 23, 2025InitiatedBBMO Capital MarketsMarket Perform$311+4.6%
Oct 09, 2024InitiatedTTD CowenBuy$314+5.6%
Aug 30, 2024InitiatedPPiper SandlerNeutral$283-4.8%
Feb 12, 2024DowngradeRRaymond JamesStrong Buy → Mkt Perform
Apr 13, 2023InitiatedRRaymond JamesStrong Buy$244-18.0%
Nov 10, 2022DowngradeWWilliam BlairOutperform → Mkt Perform
May 19, 2022DowngradeMMorgan StanleyOverweight → Equal-Weight$153 → $148-50.2%
Jan 26, 2022InitiatedJJefferiesHold$160-46.2%

Peers

Mkt cap
TickerCompanyMkt cap
GLGlobe Life Inc12.19B
CNOCNO Financial Group Inc5.27B
LNCLincoln National Corp8.17B
AEGAegon Ltd12.86B
UNMUnum Group12.61B
METMetlife Inc64.40B
PRUPrudential Financial Inc42.04B
EQHEquitable Holdings Inc14.77B
AMPAmeriprise Financial Inc45.09B
LPLALPL Financial Holdings Inc24.08B

Insider trading

latest 14 of 26
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
GLENN J. WILLIAMSDirectorNov 09 '26Proposed Sale290.581,500435,870Nov 09 04:37 PM
Williams Glenn J.Chief Executive OfficerNov 09 '26Sale294.941,500442,41025,221Nov 09 04:24 PM
Schneider Peter W.PresidentAug 17 '26Sale312.651,800562,7708,011Aug 17 06:55 PM
PETER W SCHNEIDEROfficerAug 17 '26Proposed Sale313.691,800564,642Aug 17 04:31 PM
Cottle Amber LynneDirectorAug 11 '26Sale313.6327987,5023,549Aug 11 04:16 PM
Cottle Amber LynneDirectorAug 11 '26Proposed Sale313.6327987,502Aug 11 02:04 PM
GLENN J. WILLIAMSDirectorAug 10 '26Proposed Sale321.381,500482,070Aug 10 04:34 PM
Williams Glenn J.Chief Executive OfficerAug 10 '26Sale320.201,500480,30032,196Aug 10 04:27 PM
Gary CrittendenFormer DirectorJul 15 '26Proposed Sale306.2020,6446,321,193Jul 15 09:47 AM
Williams Glenn J.Chief Executive OfficerJun 12 '26Sale280.491,500420,73533,696Jun 15 05:10 PM
GLENN JACKSON WILLIAMS &KARENDirectorJun 12 '26Proposed Sale278.961,500418,440Jun 12 04:47 PM
Schneider Peter W.PresidentMay 18 '26Sale279.641,800503,3519,811May 19 04:32 PM
Schneider Peter W.PresidentMar 10 '26Sale252.381,800454,28411,611Mar 10 05:33 PM
PETER W SCHNEIDEROfficerMar 10 '26Proposed Sale252.773,600909,972Mar 10 04:39 PM

Held by

AUM
TickerCompanyAUM
IJHiShares Core S&P Mid-Cap ETFAUM: 124.48B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
SDVYFirst Trust SMID Cap Rising Dividend Achievers ETFAUM: 11.33B
VXFVanguard Extended Market Index ETFAUM: 30.47B
XMHQInvesco S&P MidCap Quality ETFAUM: 5.81B
MDYState Street SPDR S&P MIDCAP 400 ETF TrustAUM: 26.22B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
SPMDState Street SPDR Portfolio S&P 400TM Mid Cap ETFAUM: 18.90B

News

latest 14 of 206
  • Primerica Beats On Investments Strength And Buybacks, But A Third Straight Cut To Term Life Guidance Clouds The Quarter (Earnings Whispers)
  • Primerica: Q3 Earnings Snapshot (Associated Press)
  • Primerica Reports Third Quarter 2026 Results Led By Record Investment Sales, Up 19% Year Over Year, $140 Billion in Client Asset Values and $969 Billion of Term Life Insurance Face Amount In-Force (Business Wire)
  • PRI- A Life Insurance Stock That Should Appeal to Income Investors (MoneyShow)
  • Primerica's Investment Boom Faces Its Toughest Test As Term Life Distribution Keeps Slipping (Earnings Whispers)
  • Loading…
  • Primerica Schedules Third Quarter 2026 Financial Results Webcast (Business Wire)
  • First Solar upgraded, Celsius downgraded: Wall Street's top analyst calls (The Fly)
  • Primerica: Q2 Earnings Snapshot (Associated Press)
  • Primerica Reports Second Quarter 2026 Results (Business Wire)
  • People Moves: Cetera Hires RIA Execs from Raymond James, Primerica (Wealth Management)
  • Primerica Schedules Second Quarter 2026 Financial Results Webcast (Business Wire)
  • Primerica: Q1 Earnings Snapshot (Associated Press)
  • Primerica Household Budget Index (HBI): Purchasing Power for Middle-Income Americans Held Steady in March Despite Continued Financial Pressures (Business Wire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-046.7706.3986.760901.659019
2026Q22026-08-056.4106.0336.454865.078819
2026Q12026-05-065.9605.4915.972872.69855.369
2025Q42026-02-116.1305.6796.133853.51844.939
2025Q32025-11-056.3305.5456.352838.88825.3910
2025Q22025-08-065.4605.2095.402796.02787.8710
2025Q12025-05-075.0204.7825.053803.56784.339
2024Q42025-02-115.0304.9844.982790.13776.799
2024Q32024-11-065.6804.8064.755770.09745.258
2024Q22024-08-074.7104.4730.031753.29748.886
2024Q12024-05-063.9104.1223.931741.66740.576
2023Q42024-02-134.2504.2724.297724.29723.646
2023Q32023-11-074.2804.0304.227713.21703.56
2023Q22023-08-073.9903.8103.965689.57704.916
2023Q12023-05-083.4903.4723.384694.97697.577
2022Q42023-02-233.4902.9453.556686.94696.172

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2018FY7.3307.2057.3251,9001,860
2019FY8.4308.3238.6202,0532,007
2020FY9.7009.7479.5682,2182,182
2021FY11.61011.8939.3772,7102,705
2022FY11.44010.91012.3332,7202,735
2023FY16.07016.07915.9362,8222,819
2024FY19.84019.44013.6493,0363,028
2025FY22.92022.37222.9103,2923,276
2026FY-25.464--3,539
2027FY-27.271--3,735
2028FY-30.009--3,961
2029FY-32.499---

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-05100912912912
2026Q4S2026-11-04100912912912
2026Q4S2026-08-27100912912912
2026Q4S2026-08-06100904904904
2026Q4S2026-08-01100904904904
2026Q4S2026-06-19110904904904
2026Q4S2026-06-07210890.49876.97904
2026Q4S2026-05-18310891.15876.97904
2026Q4S2026-05-07300887.15876.97892.47
2026Q4S2026-04-28300887.15876.97892.47
2026Q4S2026-04-01310887.15876.97892.47
2026Q4S2026-03-20410891.96876.97906.39
2026Q4S2026-03-04310891.94876.97906.39
2026Q4S2026-02-27320891.94876.97906.39

Estimate history

EPS, annual7.6117.3258.629.5689.37712.33315.93613.64922.91325.3199
Period201720182019202020212022202320242025TTM
EPS, quarterly4.7554.9825.0535.4026.3526.1335.9726.4546.762
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual1715.9671937.3282100.8292275.0142759.0392784.0552813.9813151.7953349.7563545.8
Period201720182019202020212022202320242025TTM
Sales, quarterly790.037803.409819.512807.955854.328867.96885.916877.929913.999
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual44.25142.69441.20739.30639.36836.82434.99633.36831.8130.502
Period201720182019202020212022202320242025MRQ
Shares, quarterly33.50833.36833.02232.54532.07631.8131.34430.89830.502
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue3,545.803,349.763,151.802,813.982,784.052,759.042,275.012,100.831,937.33
Losses, Claims & Reserves901.35892.00877.86878.05869.43925.36803.69672.64625.74
Selling, General and Administrative Incl. Other1,541.711,401.191,247.001,072.121,143.481,131.86878.29636.80599.60
Operating Income before Interest Expense1,102.741,056.571,026.93863.81771.14676.02593.04554.25482.38
Interest Expense76.1282.0087.6992.0791.1692.8386.3177.1466.29
Unusual Expense---0.0060.0097.83---
Net Income Before Taxes1,026.62974.56939.25771.74619.98511.17506.73477.11416.08
Income Taxes228.07223.33219.12180.56152.95139.19120.57110.7291.99
Consolidated Net Income795.90748.79718.39588.70464.90370.45384.49364.74322.20
Net Income From Continuing Operations795.90748.79718.39588.70469.94371.82384.49364.74322.20
Net Income795.90748.79466.78574.12469.94371.82384.49364.74322.20
EPS (Recurring)25.8222.9113.6515.9413.4311.109.618.627.33
EPS (Basic, Before Extraordinaries)25.3822.9513.6715.9712.379.419.608.657.35
EPS (Diluted)25.3222.9113.6515.9412.339.389.578.627.33
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments-2.65-2.45-1.74-2.48-2.13-1.53-1.67-1.65-1.89
Stock Option Compensation Expense16.6818.1718.0312.5413.0813.639.769.129.19
Price To Earnings Ratio12.0112.0120.8613.6019.9716.3213.9515.1413.32
Price To Sales Ratio2.372.522.952.631.942.202.372.632.22
Operating Margin31.1031.5432.5830.7027.7025.4426.0726.3824.90
Net Margin22.4522.3514.8120.4016.8813.4816.9017.3616.63
Shares Outstanding30.5031.8133.3735.0036.8239.3739.3141.2142.69
Market Capitalization9,229.319,229.319,057.677,208.605,232.906,052.625,263.895,399.914,195.47
Operating Income after Interest Expense-974.56939.25771.74679.98583.20506.73477.11416.08
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue914.00877.93885.92867.96854.33807.96819.51803.41
Losses, Claims & Reserves225.98213.45230.44231.48213.17210.96236.39235.08
Selling, General and Administrative Incl. Other398.02387.57386.97369.16349.02341.88341.13328.45
Operating Income before Interest Expense290.01276.91268.50267.32292.14255.12241.99239.88
Interest Expense18.0918.7019.0820.2520.4620.6220.6721.37
Operating Income after Interest Expense271.91258.22249.42247.07271.68234.50221.31218.51
Net Income Before Taxes271.91258.22249.42247.07271.68234.50221.31218.51
Income Taxes62.7855.9459.3250.0364.8956.1552.2650.83
Consolidated Net Income208.40201.59189.47196.44206.12177.77168.47167.11
Net Income From Continuing Operations208.40201.59189.47196.44206.12177.77168.47167.11
Net Income208.40201.59189.47196.44206.12177.77168.47167.10
EPS (Recurring)6.766.455.976.136.355.405.054.98
EPS (Basic, Before Extraordinaries)6.776.465.986.166.365.415.064.99
EPS (Diluted)6.766.455.976.136.355.405.054.98
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments-0.73-0.68-0.63-0.61-0.68-0.57-0.58-0.57
Stock Option Compensation Expense1.872.349.952.533.421.7610.472.59
Price To Earnings Ratio12.0111.9110.9211.8613.7518.4620.7720.86
Price To Sales Ratio2.372.552.332.472.742.802.942.87
Operating Margin31.7331.5430.3130.8034.2031.5829.5329.86
Net Margin22.8022.9621.3922.6324.1322.0020.5620.80
Shares Outstanding30.5030.9031.3431.8132.0832.5533.0233.37
Market Capitalization9,229.318,862.497,930.178,245.848,991.508,992.559,460.829,057.67

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Total Cash756.23687.82594.15489.24392.50547.57256.88262.14279.96
Investments4,536.094,331.044,205.964,097.604,264.433,895.483,658.213,130.992,745.14
Premium Balance Receivables - Insurance275.17282.61269.22454.32489.43259.45227.10265.26229.52
Net Property, Plant & Equipment82.6788.7289.6193.86114.96104.2993.3836.0028.10
Investment in Unconsolidated Affiliates0.00-0.000.000.000.000.000.000.00
Deferred Tax Assets132.04122.66116.5993.6381.8069.2569.4759.3448.61
Other Intangible Assets6,665.196,325.006,736.436,203.246,511.695,755.335,213.674,699.774,924.19
Total Assets12,447.3811,837.8612,011.9511,431.8811,854.8010,631.389,518.718,453.488,255.53
Insurance Policy Liabilities - Insurance5,120.534,665.184,690.024,125.813,973.873,501.263,020.832,726.682,435.24
Total Debt1,821.001,954.562,039.712,083.372,040.651,773.891,611.991,343.351,109.67
Long Term Debt1,813.311,947.332,034.032,083.372,015.421,773.581,611.661,343.351,109.67
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities28.3157.6253.59167.14226.00202.45189.00164.41152.57
Other Liabilities3,031.642,901.453,162.673,024.313,524.503,317.893,044.402,757.533,138.95
Total Liabilities10,001.489,578.829,945.999,400.639,765.028,795.507,866.226,991.976,836.43
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity2,445.902,259.042,065.972,031.252,082.511,835.881,652.491,461.511,419.10
Total Shareholders Equity2,445.902,259.042,065.972,031.252,082.511,835.881,652.491,461.511,419.10
Accumulated Minority Interest0.000.000.000.007.270.000.000.000.00
Total Equity2,445.902,259.042,065.972,031.252,089.781,835.881,652.491,461.511,419.10
Total Liabilities & Stockholders Equity12,447.3811,837.8612,011.9511,431.8811,854.8010,631.389,518.718,453.488,255.53
Book Value Per Share76.8967.7059.0355.1652.9046.7140.1034.2332.07
Tangible Book Value Per Share75.4766.3457.7446.6543.3745.5639.0033.1130.91
Full-Time Employees2,8332,8743,4503,2383,4432,8242,8032,7672,718
Price to Book Ratio3.284.673.143.242.902.873.262.853.52
Return on Assets6.176.025.024.043.313.824.063.864.49
Return on Equity31.8333.2228.7422.8518.9822.0423.4322.3726.34
Return on Invested Capital17.5811.1014.0011.429.0710.6511.1711.4913.75
Current Ratio1.921.821.711.531.721.651.821.991.60

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations628.42546.96452.71348.80293.38176.22140.59226.14163.92
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital363.31359.85394.07358.26444.32489.55502.83259.37314.15
Cash from Operating Activities991.73906.81846.78707.07737.70665.77643.42485.51478.07
Capital Expenditures-47.68-26.05-29.23-33.90-25.80-24.69-27.62-25.44-13.52
Net Assets From Acquisitions0.000.000.000.000.00-494.460.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.003.870.000.000.000.00
Purchase or Sale of Investments-277.82-208.36-217.89-55.00-184.52-426.61-69.34-152.61-182.06
Purchase of Investments-919.17-690.41-664.39-432.46-684.50-1,103.48-568.83-634.00-635.52
Sale Or Maturity of Investments641.34482.05446.50377.46499.98676.87499.49481.40453.46
Other Uses-5.85-1.16-35.13-1.150.000.000.00-23.84-37.22
Other Sources112.920.0050.000.006.4122.3843.430.000.00
Cash from Investing Activities-218.43-235.57-232.25-90.05-200.05-923.38-53.53-201.88-232.80
Cash Dividends Paid-145.95-136.05-112.81-93.72-83.78-74.64-64.35-57.63-44.14
Change in Capital Stock-462.38-450.03-428.43-375.06-356.31-18.75-231.43-225.04-210.15
Repurchase of Common Pref Stock-462.38-450.03-428.43-375.06-356.31-18.75-231.43-225.04-210.15
Sale of Common Pref Stock0.000.000.000.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-0.23-0.26-0.26-0.27-12.63208.01-0.27-0.280.00
Change in Long Term Debt-0.23-0.26-0.26-0.27-0.26-0.26-0.27-0.28-
Issuance of Long Term Debt0.000.000.000.000.000.000.00--
Reduction of Long Term Debt-0.23-0.26-0.26-0.27-0.26-0.26-0.27-0.28-
Net Financing Active Other Cash Flow-6.76-9.38-9.65-10.58-5.13-6.65-5.74-7.19-6.71
Other Financing Activities Uses-6.76-9.38-9.65-10.58-5.13-6.65-5.74-7.19-6.71
Cash from Financing Activities-615.32-595.73-551.14-479.62-457.85107.97-301.79-290.13-261.00
Exchange Rate Effect-0.512.43-4.021.06-3.033.382.601.24-2.09
Net Change in Cash157.4777.9559.37138.4676.78-146.25290.69-5.26-17.82
Free Cash Flow944.05880.76817.55673.17711.90641.09615.79460.08464.55
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow10.5211.3413.1712.798.6010.739.7613.7310.22

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Total Cash782.72600.18645.81756.23644.86621.20
Investments4,457.204,732.534,691.274,536.094,482.274,436.30
Net Property, Plant & Equipment38.6939.7040.9482.6742.9944.15
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Deferred Tax Assets---132.04--
Other Intangible Assets6,609.226,667.356,539.146,665.196,779.936,729.55
Total Assets12,192.2712,331.1912,197.3812,447.3812,251.1612,131.69
Insurance Policy Liabilities - Insurance4,834.855,202.595,097.205,120.535,082.424,927.46
Total Debt1,659.661,715.861,774.371,821.001,887.271,905.74
Long Term Debt1,659.661,715.861,774.371,813.311,887.271,905.74
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities---28.31--
Other Liabilities2,871.172,889.792,805.933,031.642,985.582,990.97
Total Liabilities9,365.689,808.249,677.5010,001.489,955.279,824.17
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity2,826.592,522.952,519.872,445.902,295.892,307.51
Total Shareholders Equity2,826.592,522.952,519.872,445.902,295.892,307.51
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity2,826.592,522.952,519.872,445.902,295.892,307.51
Total Liabilities & Stockholders Equity12,192.2712,331.1912,197.3812,447.3812,251.1612,131.69
Book Value Per Share92.6781.6580.3976.8971.5870.90
Tangible Book Value Per Share91.1880.1978.9575.4770.1769.51
Full-Time Employees---2,833--
Price to Book Ratio3.283.543.263.613.924.01
Return on Assets6.516.496.406.175.955.93
Return on Equity31.0732.8632.2331.8333.9231.95
Return on Invested Capital4.654.764.414.614.934.22
Current Ratio2.552.432.111.922.081.96

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations176.30161.88162.93127.30162.98131.72
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital115.0327.6613.67206.9649.6530.79
Cash from Operating Activities291.32189.54176.60334.26212.62162.51
Capital Expenditures-3.28-26.73-9.06-8.60-5.19-3.54
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments62.05-38.43-209.94-91.50-31.2615.95
Purchase of Investments-167.16-183.96-364.63-203.42-159.88-124.51
Sale Or Maturity of Investments229.21145.53154.69111.92128.63140.46
Other Uses-4.690.000.00-1.162.61-2.61
Other Sources-3.703.56131.56-18.5018.50-11.53
Cash from Investing Activities50.37-61.60-87.44-119.76-15.34-1.72
Cash Dividends Paid-37.06-37.48-38.12-33.29-33.82-34.21
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-122.09-135.22-135.00-70.06-128.96-133.02
Repurchase of Common Pref Stock-122.09-135.22-135.00-70.06-128.96-133.02
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-0.06-0.06-0.06-0.06-0.07-0.07
Change in Long Term Debt-0.06-0.06-0.06-0.06-0.07-0.07
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt-0.06-0.06-0.06-0.06-0.07-0.07
Net Financing Active Other Cash Flow-0.02-0.07-5.99-0.68-0.04-0.01
Other Financing Activities Uses-0.02-0.07-5.99-0.68-0.04-0.01
Cash from Financing Activities-159.23-172.84-179.16-104.09-162.89-167.31
Exchange Rate Effect0.01-0.80-0.600.88-1.002.57
Net Change in Cash182.47-45.70-90.60111.3033.39-3.94
Free Cash Flow288.04162.81167.54325.66207.43158.98
Price to Free Cash Flow10.5212.3211.0411.1113.0513.26

Revenue breakdown

Canada2024: 394.82M 2025: 440.76M
United States2024: 2.69B 2025: 2.85B
Corporate2024: 264.16M 2025: 223.67M
Investment And Savings Products Segment Revenues2024: 1.06B 2025: 1.25B
Term Life Insurance Segment Revenues2024: 1.77B 2025: 1.82B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-304.45%1.3M30.2M187.81K
2026-10-154.41%1.4M30.6M184.31K
2026-09-304.53%1.4M30.6M185.01K
2026-09-153.94%1.2M30.6M188.65K
2026-08-313.66%1.1M30.6M196.85K
2026-08-143.65%1.1M30.6M193.86K
2026-07-313.75%1.1M30.6M196.86K
2026-07-153.80%1.2M31.0M202.01K
2026-06-303.79%1.2M31.0M204.70K
2026-06-153.85%1.2M31.0M197.15K
2026-05-293.50%1.1M31.0M193.36K
2026-05-153.37%1.0M31.0M199.01K
2026-04-303.57%1.1M31.0M213.41K
2026-04-153.94%1.2M31.2M219.99K
2026-03-314.06%1.3M31.5M219.00K
2026-03-133.71%1.2M31.5M231.04K
2026-02-273.74%1.2M31.5M228.83K
2026-02-133.91%1.2M31.7M228.35K
2026-01-303.74%1.2M31.6M218.25K
2026-01-154.02%1.3M31.7M204.74K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call20093.20101.70.002.0220.000.000.910-0.9170.076
call21083.2091.900.001.8260.000.000.901-0.8910.081
call22073.3081.800.001.6490.000.000.891-0.8610.087
call23063.3072.100.001.4760.000.000.879-0.8280.094
call24053.4061.9037.701.2961.000.000.864-0.7910.102
call25043.4051.900.001.1190.000.000.846-0.7470.111
call26033.3041.800.001.0090.000.000.821-0.6900.122
call27024.6032.000.000.7750.000.000.792-0.6310.134
call28013.0020.800.000.7210.000.000.728-0.5600.155
call2906.0012.7010.030.4475.000.000.660-0.4350.172
call3001.306.003.050.3793.000.000.466-0.4410.186
call3100.058.902.000.5773.000.000.347-0.5570.173
call3200.004.900.000.6930.000.000.262-0.5860.152
call3300.004.900.070.8311.000.000.231-0.6570.142
call3400.004.900.000.9650.000.000.207-0.7140.134
call3500.004.900.001.0810.000.000.190-0.7610.127
call3600.004.900.001.1940.000.000.177-0.8030.121
call3700.004.900.001.2970.000.000.166-0.8380.117
put2000.004.900.002.1420.000.00-0.091-0.9020.076
put2100.004.900.001.9500.000.00-0.099-0.8770.082
put2200.004.900.001.7500.000.00-0.110-0.8460.088
put2300.004.900.001.5480.000.00-0.123-0.8080.095
put2400.004.900.001.3720.000.00-0.137-0.7720.102
put2500.004.900.001.1840.000.00-0.155-0.7250.112
put2600.004.900.001.0060.000.00-0.178-0.6740.122
put2700.004.900.000.8230.000.00-0.209-0.5980.134
put2800.004.900.000.6480.000.00-0.247-0.5020.148
put2900.004.900.000.4480.000.00-0.337-0.4150.171
put3002.2510.000.000.4760.000.00-0.528-0.4220.186
put31010.1018.000.000.5680.000.00-0.654-0.5350.173
put32019.0028.000.000.7420.000.00-0.729-0.5690.155
put33029.2037.700.000.8350.000.00-0.769-0.6320.142
put34039.5047.600.001.0050.000.00-0.791-0.6860.135
put35049.2057.700.001.0780.000.00-0.809-0.7360.127
put36059.2067.700.001.1910.000.00-0.823-0.7770.121
put37069.2077.700.001.2980.000.00-0.834-0.8120.117

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-09144Filing for proposed sale of securities under Rule 144.SEC
2026-11-094Statement of changes in beneficial ownership of securities2026-11-09SEC
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-048-KCurrent report2026-11-04SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-144Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-144Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-144Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-144Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-144Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-08-17144Filing for proposed sale of securities under Rule 144.SEC
2026-08-174Statement of changes in beneficial ownership of securities2026-08-17SEC
2026-08-13SCHEDULE 13G/ASEC
2026-08-11144Filing for proposed sale of securities under Rule 144.SEC
2026-08-114Statement of changes in beneficial ownership of securities2026-08-11SEC
2026-08-10144Filing for proposed sale of securities under Rule 144.SEC
2026-08-104Statement of changes in beneficial ownership of securities2026-08-10SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-058-KCurrent report2026-08-05SEC
2026-07-15144Filing for proposed sale of securities under Rule 144.SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-12144Filing for proposed sale of securities under Rule 144.SEC
2026-06-028-KCurrent report2026-06-02SEC
2026-05-278-KCurrent report2026-05-21SEC
2026-05-214Statement of changes in beneficial ownership of securities2026-05-21SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1100442.41K1
2026-100000
2026-090000
2026-08001.13M3
2026-070000
2026-0600420.74K1
2026-0500503.35K1
2026-040000
2026-0300502.83K2
2026-0200641.03K1
2026-010000
2025-1200178.50K1
2025-11001.16M2

Institutional holders

Manager% owned
BlackRock, Inc.9.57%
KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC8.88%
FMR LLC7.76%
VANGUARD PORTFOLIO MANAGEMENT LLC5.89%
VANGUARD CAPITAL MANAGEMENT LLC4.54%
STATE STREET CORP3.34%
GEODE CAPITAL MANAGEMENT, LLC2.91%
Brave Warrior Advisors, LLC2.78%
Advisors Asset Management, Inc.2.60%
DIMENSIONAL FUND ADVISORS LP2.19%

Funds

Fund% owned
VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND97.87%
DFA Investment Grade Portfolio49.70%
VANGUARD TOTAL BOND MARKET INDEX FUND26.07%
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND21.19%
DFA Intermediate-Term Extended Quality Portfolio15.87%
iShares 5-10 Year Investment Grade Corporate Bond ETF15.26%
Victory Income Fund12.83%
iShares iBonds Dec 2031 Term Corporate ETF10.29%
Schwab 5-10 Year Corporate Bond ETF10.04%
PIMCO Total Return Fund9.62%

OakChart. PRI. Cached 15 minutes.