OakChart

CNO Financial Group Inc

CNOFinancial·Insurance - Life·USA·Mid·NYSE·Nov 11 • 12:43 PM ET

57.73-0.05 (-0.09%)
2026-11-11 18:44 CET
Market cap
5,278.17 USD m
Revenue, TTM
4,574.70 USD m
Net income, TTM
417.60 USD m
Free cash flow, TTM
743.10 USD m
EPS diluted, TTM
4.38
P/E
13.17
Compare

Price

CNO against its 20, 50 and 200-day averages
2050200beat
40.0045.0050.0055.0060.001.5M3.0MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26CNOclose 57.7320-day 55.8450-day 54.95200-day 49.1557.7352w high

2.4% under the 52-week high of 59.15 on 5 Nov 2026. 52-week low 38.99 on 12 Mar 2026. Last 15 sessions, 11.5% high to low

Profile

CNO
52-week range, 93% of the way up
38.9959.15

CNO Financial Group, Inc. is an insurance holding company, which engages in developing, marketing, and administering health insurance, annuity, individual life insurance and other insurance products. It operates through the following segments: Bankers Life, Washington National, and Colonial Penn. The Bankers Life segment markets and distributes Medicare supplement insurance, interest-sensitive life insurance, traditional life insurance, fixed annuities and long-term care insurance products to the middle-income senior market through a dedicated field force of career agents and sales managers supported by a network of community-based sales offices. The Washington National segment markets and distributes supplemental health including specified disease, accident and hospital indemnity insurance products and life insurance to middle-income consumers at home and at the worksite. The Colonial Penn segment markets primarily graded benefit and simplified issue life insurance directly to customers in the senior middle-income market through television advertising, direct mail, internet, and telemarketing. The company was founded in 1979 and is headquartered in Carmel, IN.

IndexRUT
Employees3300
IPOSep 11, 2003
Beta0.81
ATR, 14d1.34
Rel volume0.25
Short float2.90%
Insider own3.18%
Inst own97.23%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap5.27B
Enterprise Value-
Income417.60M
Sales4.57B
Book/sh25.34
Cash/sh-
Dividend Est.0.71 (1.23%)
Dividend TTM0.70 (1.21%)
Dividend Ex-DateSep 10, 2026
Dividend Gr. 3/5Y6.80% 7.35%
Payout29.17%
Employees3300
IPOSep 11, 2003

Ratios

P/E13.17
Forward P/E11.12
PEG1.22
P/S1.15
P/B2.28
P/C-
P/FCF7.10
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio-
Debt/Eq2.07
LT Debt/Eq2.07
Option/ShortYes / Yes

Earnings

EPS (ttm)4.38
EPS next Y5.19
EPS next Q1.36
EPS this Y22.41%
EPS next Y-3.60%
EPS next 5Y9.15%
EPS past 3/5Y-24.59% 1.73%
Sales past 3/5Y6.58% 3.32%
EPS Y/Y TTM53.14%
Sales Y/Y TTM2.47%
EPS Q/Q629.18%
Sales Q/Q-7.19%
EarningsOct 29 AMC
EPS/Sales Surpr.72.96% 7.75%

Ownership

Insider Own3.18%
Insider Trans-4.90%
Inst Own97.23%
Inst Trans-1.45%
ROA1.18%
ROE16.93%
ROIC5.85%
Gross Margin-
Oper. Margin16.80%
Profit Margin9.13%
SMA203.38%
SMA505.06%
SMA20017.46%
Trades-

Technical

Shs Outstand91.71M
Shs Float88.45M
Short Float2.90%
Short Ratio2.69
Short Interest2.57M
52W High59.15 -2.40%
52W Low38.99 48.06%
Volatility2.90% 2.15%
ATR (14)1.34
RSI (14)60.33
Beta0.81
Rel Volume0.25
Avg Volume953.06K
Volume125,499

Performance

Perf Week0.00%
Perf Month8.07%
Perf Quarter5.25%
Perf Half Y25.45%
Perf YTD35.93%
Perf Year40.84%
Perf 3Y135.83%
Perf 5Y130.74%
Perf 10Y236.62%
Recom2.71
Target Price59.60
Prev Close57.78
Price57.73
Change %-0.09%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Jul 10, 2026DowngradeJJefferiesBuy → Hold$55-4.7%
Jun 01, 2026UpgradeEEvercore ISIUnderperform → In-line$48-16.9%
Dec 15, 2025UpgradeJJefferiesHold → Buy$47-18.6%
Jan 23, 2025InitiatedBBMO Capital MarketsMarket Perform$38-34.2%
Apr 16, 2024UpgradePPiper SandlerNeutral → Overweight$29-49.8%
Jan 04, 2024DowngradeEEvercore ISIIn-line → Underperform$24 → $26-55.0%
Jun 29, 2023ResumedRRaymond JamesMkt Perform
Sep 13, 2022InitiatedRRBC Capital MktsOutperform$25-56.7%
Jan 26, 2022InitiatedJJefferiesHold$25-56.7%
Jan 05, 2022DowngradePPiper SandlerOverweight → Neutral$29 → $27-53.2%

Peers

Mkt cap
TickerCompanyMkt cap
GLGlobe Life Inc12.19B
PRIPrimerica Inc8.96B
LNCLincoln National Corp8.16B
UNMUnum Group12.60B
FGF&G Annuities & Life Inc3.24B
AFLAflac Inc62.33B
JXNJackson Financial Inc9.18B
GNWGenworth Financial Inc3.16B
EQHEquitable Holdings Inc14.79B
VOYAVoya Financial Inc9.30B

Insider trading

latest 14 of 63
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Williams Jeremy D.Chief ActuarySep 15 '26Option Exercise21.064,42093,08566,583Sep 16 06:09 PM
Williams Jeremy D.Chief ActuarySep 16 '26Option Exercise23.333,24075,58965,403Sep 16 06:09 PM
Williams Jeremy D.Chief ActuarySep 15 '26Sale55.274,420244,29262,163Sep 16 06:09 PM
Williams Jeremy D.Chief ActuarySep 16 '26Sale55.724,362243,03061,041Sep 16 06:09 PM
JEREMY WILLIAMSOfficerSep 16 '26Proposed Sale55.724,362243,030Sep 16 04:40 PM
JEREMY WILLIAMSOfficerSep 15 '26Proposed Sale55.274,420244,292Sep 15 04:21 PM
Linnenbringer Jeanne L.Chief Operations OfficerAug 31 '26Option Exercise23.335,010116,88339,198Sep 02 04:27 PM
Linnenbringer Jeanne L.Chief Operations OfficerAug 31 '26Sale54.996,560360,71634,188Sep 02 04:27 PM
Linnenbringer Jeanne L.Chief Operations OfficerSep 01 '26Sale54.734,060222,20730,128Sep 02 04:27 PM
Linnenbringer Jeanne L.Chief Operations OfficerSep 02 '26Sale55.113,919215,98026,209Sep 02 04:27 PM
DeToro Karen J.President, Worksite DivisionAug 31 '26Option Exercise15.837,500118,72551,750Sep 02 04:27 PM
DeToro Karen J.President, Worksite DivisionSep 01 '26Option Exercise15.837,500118,72549,914Sep 02 04:27 PM
DeToro Karen J.President, Worksite DivisionAug 31 '26Sale54.989,374515,36644,250Sep 02 04:27 PM
DeToro Karen J.President, Worksite DivisionSep 01 '26Sale54.739,336511,00342,414Sep 02 04:27 PM

Held by

AUM
TickerCompanyAUM
IJHiShares Core S&P Mid-Cap ETFAUM: 124.48B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
XMMOInvesco S&P MidCap Momentum ETFAUM: 6.37B

News

latest 14 of 206
  • Four Course Records and 28 Olympic Trials Qualifiers Highlight Historic 2026 CNO Financial Indianapolis Monumental Marathon (PR Newswire)
  • Bear of the Day: Prudential Financial (PRU) (Zacks)
  • CNO Financial Crushes Estimates And Raises Guidance Again, But Cooling Sales Growth And One-Time Tailwinds Complicate The Setup (Earnings Whispers)
  • CNO: Q3 Earnings Snapshot (Associated Press)
  • CNO Financial Group Reports Third Quarter 2026 Results (PR Newswire)
  • Loading…
  • Indianapolis Prepares to Celebrate the Sold-Out 19th Annual CNO Financial Indianapolis Monumental Marathon, Half Marathon, & 5K (PR Newswire)
  • CNO Faces First Test Of Its Guidance Raise As One-Time Tailwinds Fade (Earnings Whispers)
  • CNO Financial Group to Release Third Quarter Results on October 29, 2026 (PR Newswire)
  • Should Value Investors Buy CNO Financial Group (CNO) Stock? (Quartz)
  • CNO Financial Group Inc's Dividend Analysis (GuruFocus.com)
  • CNO Financial Group to Present at the 2026 KBW Insurance Conference on September 10 (PR Newswire)
  • CNO Financial Group to Host Virtual Investor Briefing on Tuesday, September 1, 2026 (PR Newswire)
  • CNO Financial Indianapolis Monumental Marathon Expands to Largest Field Ever, Sells Out in Record Time (PR Newswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-291.9001.0991.7101,0861,0087
2026Q22026-07-301.2600.9721.3261,285999.456
2026Q12026-04-301.0500.9370.3921,0301,0036
2025Q42026-02-051.4701.2050.9551,1431,0036
2025Q32025-11-031.2900.9160.2341,189973.57
2025Q22025-07-280.8700.8550.9151,152747.818
2025Q12025-04-280.7900.7900.1331,004755.057
2024Q42025-02-061.3101.0691.5781,097970.428
2024Q32024-10-311.1100.8230.0871,130945.447
2024Q22024-07-291.0500.7181.0641,066929.996
2024Q12024-04-290.5200.6481.0131,157935.766
2023Q42024-02-061.1800.8520.3191,171934.056
2023Q32023-11-060.8800.7331.462947.5923.546
2023Q22023-07-310.5400.6820.6371,023916.067
2023Q12023-05-010.5100.614-0.0071,0069267
2022Q42023-02-070.5600.5640.372973.6910.067

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2018FY1.8301.980-1.9044,3144,090
2019FY1.8501.7982.6054,0163,772
2020FY2.5302.5162.1083,8213,556
2021FY2.7902.5393.3634,1223,650
2022FY2.3302.3145.3573,5773,622
2023FY3.0902.7832.4024,1473,648
2024FY3.9703.7433.8924,4503,375
2025FY4.4004.1442.3004,4873,910
2026FY-5.386--4,123
2027FY-5.192--4,249
2028FY-5.721--4,404
2029FY-6.500--4,634

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-032101,0471,0361,059
2026Q4S2026-10-302001,0381,0181,059
2026Q4S2026-10-292001,0341,0181,049
2026Q4S2026-08-052001,0341,0181,049
2026Q4S2026-07-312001,0331,0171,049
2026Q4S2026-07-092001,0341,0171,051
2026Q4S2026-07-082001,0341,0171,051
2026Q4S2026-05-182001,0371,0171,057
2026Q4S2026-05-012001,0351,0131,057
2026Q4S2026-04-072001,0351,0131,057
2026Q4S2026-02-232001,0351,0131,057
2026Q4S2026-02-062001,0341,0111,057
2026Q4S2026-01-092001,0351,0111,059
2026Q4S2025-12-122001,0341,0111,058

Estimate history

EPS, annual1.02-1.9042.6052.1083.3635.3572.4023.8922.2974.3823
Period201720182019202020212022202320242025TTM
EPS, quarterly0.0871.5780.1330.9150.2340.9550.3921.3261.709
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual4109.64313.54015.83821.14122.237174168.145104499.84574.7
Period201720182019202020212022202320242025TTM
Sales, quarterly1145.71112.1988.81162.41201.11147.51018.91293.51114.8
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual166.858162.202148.084135.279120.377114.343109.358101.61994.48491.706
Period201720182019202020212022202320242025MRQ
Shares, quarterly103.923101.61999.89497.31995.84194.48493.79592.69791.706
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue4,574.704,499.804,510.004,168.103,717.004,122.203,821.104,015.804,313.50
Losses, Claims & Reserves2,412.702,477.502,409.202,297.001,599.802,190.702,157.902,417.003,346.20
Selling, General and Administrative Incl. Other1,393.401,397.601,306.501,275.701,163.701,268.401,210.101,165.001,078.50
Operating Income before Interest Expense768.60624.70794.30595.40953.50663.10453.10433.80-111.20
Interest Expense217.50230.90254.40238.60137.0095.40108.80152.30149.80
Unusual Expense5.20100.400.00--0.000.007.303.80
Net Income Before Taxes545.90293.40539.90356.80816.50567.70344.30274.20-264.80
Income Taxes128.3064.10119.1080.30185.90126.7042.50-135.2050.20
Consolidated Net Income417.60229.30420.80276.50630.60441.00301.80409.40-315.00
Net Income From Continuing Operations417.60229.30420.80276.50630.60441.00301.80409.40-315.00
Net Income417.60229.30420.80276.50630.60441.00301.80409.40-315.00
EPS (Recurring)4.473.003.892.405.363.362.112.64-1.89
EPS (Basic, Before Extraordinaries)4.482.353.962.445.453.432.122.62-1.90
EPS (Diluted)4.382.303.892.405.363.362.112.61-1.90
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-18.8817.3017.7419.4218.5317.5813.7219.51
Price To Earnings Ratio13.1813.1814.9811.325.837.0910.436.81-
Price To Sales Ratio1.090.940.890.770.720.760.830.710.57
Operating Margin16.8013.8817.6114.2825.6516.0911.8610.80-2.58
Net Margin9.135.109.336.6316.9710.707.9010.19-7.30
Shares Outstanding91.7194.48101.62109.36114.34120.38135.28148.08162.20
Market Capitalization5,278.175,278.173,840.413,129.572,614.112,939.783,089.642,759.082,449.98
Operating Income after Interest Expense-393.80539.90356.80816.50567.70344.30281.50-261.00
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue1,114.801,293.501,018.901,147.501,201.101,162.40988.801,112.10
Losses, Claims & Reserves512.60727.20570.10602.80671.30645.60567.90517.90
Selling, General and Administrative Incl. Other317.70351.30349.50374.90340.30339.70342.70321.70
Operating Income before Interest Expense284.50215.0099.30169.80189.50177.1078.20272.50
Interest Expense58.1055.3050.9053.2056.6059.1062.0062.00
Operating Income after Interest Expense226.40159.7048.40116.60132.90118.0016.20210.50
Unusual Expense0.000.000.005.2096.700.00-1.50-
Net Income Before Taxes226.40159.7048.40111.4036.20118.0017.70210.50
Income Taxes65.3033.8010.7018.5013.1026.204.0044.40
Consolidated Net Income161.10125.9037.7092.9023.1091.8013.70166.10
Net Income From Continuing Operations161.10125.9037.7092.9023.1091.8013.70166.10
Net Income161.10125.9037.7092.9023.1091.8013.70166.10
EPS (Recurring)1.711.330.390.990.920.910.121.58
EPS (Basic, Before Extraordinaries)1.751.350.400.980.240.930.141.62
EPS (Diluted)1.711.330.390.950.230.910.131.58
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Price To Earnings Ratio13.1820.4218.3614.8514.5813.4811.1314.98
Price To Sales Ratio1.091.040.870.920.870.881.000.87
Operating Margin25.5216.629.7514.8015.7815.247.9124.50
Net Margin14.459.733.708.101.927.901.3914.94
Shares Outstanding91.7192.7093.8094.4895.8497.3299.89101.62
Market Capitalization5,278.174,758.913,871.044,049.663,833.663,824.884,176.913,840.41

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Total Cash983.501,997.70889.00644.90731.70991.90654.70656.60757.30
Investments29,998.5027,873.6026,140.4024,342.4028,926.1027,584.3025,580.9022,995.4026,327.20
Premium Balance Receivables - Insurance0.000.000.000.000.000.000.000.002,175.20
Net Property, Plant & Equipment83.6090.7085.3046.6048.2054.7066.500.000.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.001,526.90
Deferred Tax Assets947.001,011.701,136.40-820.20877.00984.601,029.80366.90
Other Intangible Assets3,335.804,032.603,010.003,875.802,031.902,124.702,543.102,862.401,956.80
Total Assets35,348.4034,219.7031,261.1028,909.7032,558.1031,523.2029,400.9026,745.8033,110.30
Insurance Policy Liabilities - Insurance27,419.5025,732.9023,836.3022,550.1021,754.6020,514.9019,627.9018,526.9023,534.00
Total Debt4,144.404,519.904,241.303,932.504,053.303,990.503,858.403,979.803,972.00
Long Term Debt4,144.404,519.904,241.303,932.504,053.303,990.503,858.403,979.803,972.00
Provision for Risks Charges18.4019.1019.8020.5021.2022.0022.7023.5024.20
Deferred Tax Liabilities235.30225.10199.30-708.00767.60555.70231.40502.60
Other Liabilities892.601,207.50748.80637.80761.30744.00659.20613.30732.60
Total Liabilities32,710.2031,704.5029,045.5027,140.9027,298.4026,039.0024,723.9023,374.9028,262.80
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity2,638.202,515.202,215.601,768.805,259.705,484.204,677.003,370.904,847.50
Total Shareholders Equity2,638.202,515.202,215.601,768.805,259.705,484.204,677.003,370.904,847.50
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity2,638.202,515.202,215.601,768.805,259.705,484.204,677.003,370.904,847.50
Total Liabilities & Stockholders Equity35,348.4034,219.7031,261.1028,909.7032,558.1031,523.2029,400.9026,745.8033,110.30
Book Value Per Share27.9224.7520.2615.4743.6940.5431.5820.7829.05
Tangible Book Value Per Share27.9224.7520.2615.4743.6940.5431.5820.7829.05
Full-Time Employees3,3003,5003,5003,4003,3503,4003,3003,3003,300
Price to Book Ratio2.281.441.662.010.550.550.570.720.85
Return on Assets0.661.290.922.051.380.991.46-1.080.53
Return on Equity8.9317.7915.2917.948.215.9410.17-7.673.62
Return on Invested Capital3.385.984.2811.064.743.194.80-4.291.99
Current Ratio--------6.53

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations229.3057.6093.00133.20870.10252.10337.9064.30-592.60
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital513.80618.10534.70449.70-374.70346.20397.60632.40910.40
Cash from Operating Activities743.10675.70627.70582.90495.40598.30735.50696.70317.80
Capital Expenditures0.000.000.000.000.000.000.000.000.00
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.000.00
Purchase or Sale of Investments-2,140.20-1,664.10-1,475.10-835.70-1,720.10-1,450.80-568.60-453.60-500.70
Purchase of Investments-15,397.00-8,459.50-6,890.50-3,621.30-6,524.40-6,154.70-4,280.70-5,590.50-6,205.80
Sale Or Maturity of Investments13,256.806,795.405,415.402,785.604,804.304,703.903,712.105,136.905,705.10
Other Uses-15.80-3.20-13.50-36.60-61.20-75.30-39.80-102.00-25.00
Other Sources-0.900.000.000.000.000.000.000.000.00
Cash from Investing Activities-2,156.90-1,667.30-1,488.60-872.30-1,781.30-1,526.10-608.40-555.60-525.70
Cash Dividends Paid-66.60-66.20-67.70-68.10-64.80-65.70-67.00-67.10-64.80
Change in Capital Stock-241.30-319.80-289.00-152.90-176.60-386.30-249.30-245.30-104.10
Repurchase of Common Pref Stock-253.90-331.40-300.20-166.10-190.10-407.80-268.30-254.50-108.00
Sale of Common Pref Stock12.6011.6011.2013.2013.5021.5019.009.203.90
Proceedsfrom Stock Options12.6011.6011.2013.2013.5021.5019.009.203.90
Issuance or Reduction of Debt, Net760.60-469.60370.00264.90-120.7067.00141.90-209.80-0.10
Change in Long Term Debt760.60-469.60370.00264.90-120.7067.00141.90-209.80-0.10
Issuance of Long Term Debt1,835.60776.801,579.20995.50285.00794.80643.801,024.90427.60
Reduction of Long Term Debt-1,075.00-1,246.40-1,209.20-730.60-405.70-727.80-501.90-1,234.70-427.70
Net Financing Active Other Cash Flow1,140.90833.001,956.30489.601,561.201,052.60384.50379.20276.20
Other Financing Activities Uses-2,092.40-2,401.10-1,975.90-1,696.20-1,461.40-1,352.50-1,235.60-1,363.90-1,312.30
Cash from Financing Activities1,593.60-22.601,969.60533.501,199.10667.60210.10-143.00107.20
Net Change in Cash179.80-1,014.201,108.70244.10-86.80-260.20337.20-1.90-100.70
Free Cash Flow743.10675.70627.70582.90495.40598.30735.50696.70317.80
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow7.376.967.186.246.255.874.764.539.73

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Total Cash1,421.401,306.001,154.30983.501,241.60816.00
Investments30,042.1030,742.9029,966.2029,998.5029,177.1028,592.00
Net Property, Plant & Equipment0.000.000.0083.600.000.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Deferred Tax Assets1,023.50950.60967.90947.00690.60725.00
Other Intangible Assets3,618.503,542.603,500.003,335.803,455.203,442.20
Total Assets36,105.5036,542.1035,588.4035,348.4034,564.5033,575.20
Insurance Policy Liabilities - Insurance27,617.9028,137.9027,392.4027,419.5026,810.1025,920.80
Total Debt4,813.404,552.504,302.104,144.404,051.204,129.20
Long Term Debt4,813.404,552.504,302.104,144.404,051.204,129.20
Provision for Risks Charges0.000.000.0018.400.000.00
Deferred Tax Liabilities278.70249.40236.10235.30--
Other Liabilities1,071.801,010.701,159.40892.601,092.201,002.50
Total Liabilities33,781.8033,950.5033,090.0032,710.2031,953.5031,052.50
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity2,323.702,591.602,498.402,638.202,611.002,522.70
Total Shareholders Equity2,323.702,591.602,498.402,638.202,611.002,522.70
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity2,323.702,591.602,498.402,638.202,611.002,522.70
Total Liabilities & Stockholders Equity36,105.5036,542.1035,588.4035,348.4034,564.5033,575.20
Book Value Per Share25.3427.9626.6427.9227.2425.92
Tangible Book Value Per Share25.3427.9626.6427.9227.2425.92
Full-Time Employees---3,300--
Price to Book Ratio2.281.911.471.561.531.52
Return on Assets1.180.800.710.640.860.85
Return on Equity16.9310.939.768.6211.1211.35
Return on Invested Capital2.261.760.551.370.351.38

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations229.30-80.9041.9039.002.10-4.80
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital12.70237.50106.90156.70195.70150.30
Cash from Operating Activities242.00156.60148.80195.70197.80145.50
Capital Expenditures0.000.000.000.000.000.00
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-465.70-598.30-179.50-896.70-116.20-116.40
Purchase of Investments-3,141.50-4,254.10-4,834.20-3,167.20-1,661.10-1,991.50
Sale Or Maturity of Investments2,675.803,655.804,654.702,270.501,544.901,875.10
Other Uses-2.60-5.40-4.60-3.209.20-5.80
Other Sources0.000.000.00-0.900.900.00
Cash from Investing Activities-468.30-603.70-184.10-900.80-106.10-122.20
Cash Dividends Paid-16.60-16.70-17.10-16.20-16.40-16.70
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-55.50-59.90-67.70-58.20-58.10-99.70
Repurchase of Common Pref Stock-59.50-60.90-73.30-60.20-60.60-100.30
Sale of Common Pref Stock4.001.005.602.002.500.60
Proceedsfrom Stock Options4.001.005.602.002.500.60
Issuance or Reduction of Debt, Net260.70250.00250.00-0.10-78.70-269.20
Change in Long Term Debt260.70250.00250.00-0.10-78.70-269.20
Issuance of Long Term Debt1,058.80326.80450.000.00250.00292.30
Reduction of Long Term Debt-798.10-76.80-200.00-0.10-328.70-561.50
Net Financing Active Other Cash Flow153.10425.4040.90521.50487.10153.50
Other Financing Activities Uses-502.70-546.80-519.80-523.10-468.30-506.40
Cash from Financing Activities341.70598.80206.10447.00333.90-232.10
Net Change in Cash115.40151.70170.80-258.10425.60-208.80
Free Cash Flow242.00156.60148.80195.70197.80145.50
Price to Free Cash Flow7.377.656.356.786.456.07

Revenue breakdown

Accident & Health Insurance2024: 4.45B 2025: 4.49B
United States2024: 4.45B 2025: 4.49B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-302.90%2.6M88.5M941.74K
2026-10-153.05%2.7M89.6M884.17K
2026-09-302.92%2.6M89.6M859.28K
2026-09-152.42%2.2M89.6M841.37K
2026-08-312.21%2.0M89.6M796.64K
2026-08-141.89%1.7M89.6M772.46K
2026-07-311.74%1.6M89.6M813.30K
2026-07-151.83%1.7M90.4M795.49K
2026-06-302.52%2.3M90.4M775.32K
2026-06-152.13%1.9M90.0M711.61K
2026-05-292.02%1.8M90.4M668.31K
2026-05-152.10%1.9M90.4M695.45K
2026-04-302.56%2.3M90.5M678.70K
2026-04-152.17%2.0M90.9M684.42K
2026-03-312.12%1.9M91.2M658.87K
2026-03-132.04%1.9M91.2M670.50K
2026-02-272.06%1.9M91.2M686.83K
2026-02-132.20%2.0M91.2M667.17K
2026-01-301.98%1.8M92.5M647.70K
2026-01-151.98%1.8M92.5M631.06K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call40.0015.5020.200.002.8540.000.000.902-0.1820.016
call45.0010.5014.700.002.0130.000.000.873-0.1660.019
call50.005.5010.204.841.6311.000.000.781-0.2080.027
call55.001.754.203.290.7271510.000.675-0.1490.033
call60.000.000.750.390.4445630.000.320-0.0880.032
call65.000.004.900.000.8110.000.000.195-0.1130.025
call70.000.001.000.001.1100.000.000.154-0.1340.022
call75.000.004.900.001.3580.000.000.132-0.1470.019
call80.000.004.900.001.5820.000.000.118-0.1580.018
put40.000.004.900.002.0450.000.00-0.099-0.1770.016
put45.000.001.000.001.5370.000.00-0.129-0.1600.019
put50.000.004.900.411.38252.000.00-0.219-0.2040.027
put55.000.001.750.200.8131.000.00-0.332-0.1430.033
put60.001.303.401.400.5690.000.00-0.679-0.0830.032
put65.005.009.500.001.3370.000.00-0.805-0.1080.025
put70.0010.0014.500.001.6600.000.00-0.846-0.1270.022
put75.0015.8019.000.001.7190.000.00-0.868-0.1400.019
put80.0020.2024.200.002.1470.000.00-0.882-0.1510.018

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-1013F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-09-30SEC
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-298-KCurrent report2026-10-29SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-16144Filing for proposed sale of securities under Rule 144.SEC
2026-09-15144Filing for proposed sale of securities under Rule 144.SEC
2026-09-024Statement of changes in beneficial ownership of securities2026-08-31SEC
2026-09-02144Filing for proposed sale of securities under Rule 144.SEC
2026-09-02144Filing for proposed sale of securities under Rule 144.SEC
2026-09-024Statement of changes in beneficial ownership of securities2026-08-31SEC
2026-09-01144Filing for proposed sale of securities under Rule 144.SEC
2026-09-01144Filing for proposed sale of securities under Rule 144.SEC
2026-09-018-KCurrent report2026-09-01SEC
2026-08-31144Filing for proposed sale of securities under Rule 144.SEC
2026-08-31144Filing for proposed sale of securities under Rule 144.SEC
2026-08-1213F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-308-KCurrent report2026-07-30SEC
2026-07-01144Filing for proposed sale of securities under Rule 144.SEC
2026-07-014Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-014Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-06-30144Filing for proposed sale of securities under Rule 144.SEC
2026-06-11144Filing for proposed sale of securities under Rule 144.SEC
2026-06-114Statement of changes in beneficial ownership of securities2026-06-10SEC
2026-06-10144Filing for proposed sale of securities under Rule 144.SEC
2026-06-084Statement of changes in beneficial ownership of securities2026-06-04SEC
2026-06-044Statement of changes in beneficial ownership of securities2026-06-02SEC
2026-06-03144Filing for proposed sale of securities under Rule 144.SEC
2026-06-02144Filing for proposed sale of securities under Rule 144.SEC
2026-05-134Statement of changes in beneficial ownership of securities2026-05-12SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-09001.77M6
2026-0800876.08K2
2026-070097.03K1
2026-06005.11M4
2026-050000
2026-040000
2026-0300879.42K2
2026-02008.00M6
2026-01001.32M1
2025-1200395.44K1
2025-11003.39M3

Institutional holders

Manager% owned
BlackRock, Inc.14.34%
VANGUARD PORTFOLIO MANAGEMENT LLC7.22%
STATE STREET CORP4.45%
VANGUARD CAPITAL MANAGEMENT LLC4.37%
FRANKLIN RESOURCES INC4.15%
AMERICAN CENTURY COMPANIES INC4.02%
FULLER & THALER ASSET MANAGEMENT, INC.3.80%
DIMENSIONAL FUND ADVISORS LP3.65%
LSV ASSET MANAGEMENT3.16%
GEODE CAPITAL MANAGEMENT, LLC3.08%

Funds

Fund% owned
Bond Fund30.51%
Guggenheim Total Return Bond Fund22.83%
Dimensional Short-Duration Fixed Income ETF20.00%
Baird Core Plus Bond Fund16.07%
VANGUARD SHORT-TERM INVESTMENT-GRADE FUND16.03%
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND14.63%
DFA Investment Grade Portfolio14.25%
DFA Short-Term Extended Quality Portfolio13.40%
Thornburg Strategic Income Fund12.20%
Victory Pioneer Strategic Income Fund11.48%

OakChart. CNO. Cached 15 minutes.