OakChart

Orange County Bancorp Inc

OBTFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 1:42 PM ET

39.78-0.23 (-0.59%)
2026-11-11 19:44 CET
Market cap
536.58 USD m
Revenue, TTM
- USD m
Net income, TTM
49.86 USD m
Free cash flow, TTM
61.56 USD m
EPS diluted, TTM
3.73
P/E
10.66
Compare

Price

OBT against its 20, 50 and 200-day averages
2050200beat
30.0035.0040.00217K434KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26OBTclose 39.7820-day 38.6750-day 38.09200-day 35.8639.7852w high

4.5% under the 52-week high of 41.66 on 2 Nov 2026. 52-week low 25.01 on 18 Nov 2025. Last 15 sessions, 12.4% high to low

Profile

OBT
52-week range, 89% of the way up
25.0141.66

Orange County Bancorp, Inc. operates as a holding company, which engages in the provision of commercial and consumer banking products and services and trust and wealth management. It operates through the Banking Business and Wealth Management Business segments. The Banking Business segment involves the delivery of loan and deposit products to customers through Orange Bank & Trust Company. The Wealth Management Business segment includes asset management and trust services to individuals and institutions through HVIA and Orange Bank & Trust Company. The company was founded on May 2, 1892 and is headquartered in Middletown, NY.

IndexRUT
Employees235
IPOOct 29, 2003
Beta0.37
ATR, 14d1.29
Rel volume0.20
Short float0.90%
Insider own11.10%
Inst own53.29%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap533.43M
Enterprise Value-
Income49.86M
Sales158.61M
Book/sh23.04
Cash/sh-
Dividend Est.0.68 (1.71%)
Dividend TTM0.72 (1.81%)
Dividend Ex-DateSep 04, 2026
Dividend Gr. 3/5Y11.61% 7.34%
Payout17.13%
Employees235
IPOOct 29, 2003

Ratios

P/E10.66
Forward P/E10.59
PEG0.80
P/S3.36
P/B1.73
P/C-
P/FCF8.67
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.18
Debt/Eq0.11
LT Debt/Eq0.11
Option/ShortNo / Yes

Earnings

EPS (ttm)3.73
EPS next Y3.76
EPS next Q0.87
EPS this Y26.27%
EPS next Y5.11%
EPS next 5Y13.23%
EPS past 3/5Y15.36% 20.76%
Sales past 3/5Y18.01% 19.50%
EPS Y/Y TTM23.36%
Sales Y/Y TTM2.57%
EPS Q/Q24.19%
Sales Q/Q-0.04%
EarningsOct 28 AMC
EPS/Sales Surpr.13.78% 5.36%

Ownership

Insider Own11.10%
Insider Trans-0.43%
Inst Own53.29%
Inst Trans0.57%
ROA1.86%
ROE17.22%
ROIC14.51%
Gross Margin-
Oper. Margin35.98%
Profit Margin31.43%
SMA202.85%
SMA504.44%
SMA20010.93%
Trades-

Technical

Shs Outstand13.41M
Shs Float11.92M
Short Float0.90%
Short Ratio1.89
Short Interest0.11M
52W High41.66 -4.52%
52W Low25.01 59.04%
Volatility4.43% 3.19%
ATR (14)1.29
RSI (14)59.73
Beta0.37
Rel Volume0.20
Avg Volume56.74K
Volume7,614

Performance

Perf Week-1.60%
Perf Month7.56%
Perf Quarter1.73%
Perf Half Y19.98%
Perf YTD39.32%
Perf Year52.10%
Perf 3Y86.96%
Perf 5Y112.08%
Perf 10Y245.49%
Recom1.00
Target Price45.17
Prev Close40.01
Price39.78
Change %-0.59%

Analyst ratings

latest 4 of 4
DateActionAnalystRating changeTargetImplied
Jul 31, 2026ReiteratedHHovde GroupOutperform$40 → $42.50+6.9%
Feb 06, 2026ReiteratedHHovde GroupOutperform$32 → $38-4.5%
Jun 10, 2025ReiteratedHHovde GroupOutperform$30.50 → $29.50-25.8%
May 12, 2025InitiatedHHovde GroupOutperform$30.50-23.3%

Peers

Mkt cap
TickerCompanyMkt cap
GCBCGreene Bancorp Inc613.26M
PBFSPioneer Bancorp Inc455.10M
TRSTTrustco Bank Corp956.13M
RBKBRhinebeck Bancorp Inc206.24M
AROWArrow Financial Corp712.12M
CHMGChemung Financial Corp413.72M
NECBNorthEast Community Bancorp Inc398.52M
FISIFinancial Institutions Inc783.06M
BWFGBankwell Financial Group Inc565.77M
PDLBPonce Financial Group Inc533.72M

Insider trading

6 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Ruhl Joseph AReg Pres, Westchester CountyNov 05 '26Sale40.271,92377,43932,859Nov 05 05:41 PM
Rooney StephenSVP, Chief Credit OfficerAug 04 '26Sale38.711,50058,0658,606Aug 05 12:13 PM
Sousa GregoryEVP and Deputy CLOAug 03 '26Sale38.751,88272,92810,572Aug 03 01:42 PM
Sousa GregoryEVP and Deputy CLOJul 30 '26Sale38.751,16545,14412,454Aug 03 01:42 PM
Gilfeather Michael JPresident and CEOMar 19 '26Buy31.252006,25016,400Mar 23 05:42 PM
Dineen David PSVP, Dir. Wealth ServicesDec 11 '25Sale28.811,00028,8068,214Dec 15 05:24 PM

Held by

AUM
TickerCompanyAUM
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
FDMFirst Trust Dow Jones Select Microcap Index FundAUM: 267.52M
IWCiShares Micro-Cap ETFAUM: 1.22B
IWOiShares Russell 2000 Growth ETFAUM: 14.06B

News

latest 14 of 200
  • Orange County Bancorp, Inc. Announces Record Third Quarter Earnings (GlobeNewswire)
  • Orange County Bancorp, Inc. Declares Cash Dividend (GlobeNewswire)
  • Orange County Bancorp, Inc. Announces Record Second Quarter Earnings (GlobeNewswire)
  • Orange County Bancorp, Inc. Declares Cash Dividend (GlobeNewswire)
  • Orange County Bancorp, Inc. Named to KBW's Bank Honor Roll (GlobeNewswire)
  • Orange County Bancorp, Inc. Announces Record First Quarter Earnings: (GlobeNewswire) -6.15%
  • Orange County Bancorp, Inc. Declares Cash Dividend (GlobeNewswire)
  • Orange Investment Advisors Enhances Team with Appointment of Two Portfolio Managers (GlobeNewswire)
  • Orange County Bancorp, Inc. (OBT) Hits Fresh High: Is There Still Room to Run? (Zacks)
  • Orange County Bancorp, Inc. (OBT) Beats Q4 Earnings and Revenue Estimates (Zacks)
  • Orange County Bancorp, Inc. Announces Record Earnings for Fiscal 2025 (GlobeNewswire)
  • Meridian Bank (MRBK) Q4 Earnings and Revenues Surpass Estimates (Zacks)
  • Chain Bridge Bancorp, Inc. (CBNA) Q4 Earnings and Revenues Top Estimates (Zacks)
  • MainStreet Bank (MNSB) Q4 Earnings and Revenues Lag Estimates (Zacks)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-280.9300.8170.93035.3033.503
2026Q22026-07-280.9450.8001.02127.8233.002
2026Q12026-04-280.8500.7800.84532.0832.302
2025Q42026-02-040.9300.7370.93233.0331.403
2025Q32025-10-290.6640.7070.75133.7430.503
2025Q22025-07-300.6960.7470.87232.4629.403
2025Q12025-04-300.7700.6700.76827.9827.002
2024Q42025-02-050.6300.7030.63327.3827.102
2024Q32024-10-300.2850.7530.28427.1427.902
2024Q22024-07-310.7300.7300.72827.9325.402
2024Q12024-05-010.8250.6830.82413.1625.402
2023Q42024-01-310.7200.6800.72125.8925.202
2023Q32023-10-250.8050.6250.80325.7224.902
2023Q22023-07-260.8050.8050.80725.8925.102
2023Q12023-05-010.6400.6450.28724.3124.902
2022Q42023-01-260.8050.7650.80625.9124.801

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2020FY1.2651.0501.29561.0559.40
2021FY2.1401.9302.14223.8072.05
2022FY2.1652.0702.16790.0889.00
2023FY2.6202.7482.618101.81101.05
2024FY2.4702.3902.467107.74107.4
2025FY2.8312.8373.330127.2120.85
2026FY-3.574--134.27
2027FY-3.757--143.23
2028FY-4.109--153.1

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-3032034.6733.8035.20
2026Q4S2026-10-2932034.7734.1035.20
2026Q4S2026-10-2830034.0333.7034.30
2026Q4S2026-10-1230034.0333.7034.30
2026Q4S2026-09-2130134.0333.7034.30
2026Q4S2026-09-0330233.9333.7034.30
2026Q4S2026-07-3020234.0533.8034.30
2026Q4S2026-07-2920134.3534.3034.40
2026Q4S2026-07-2120034.7034.4035.00
2026Q4S2026-07-1320134.7034.4035.00
2026Q4S2026-07-0221134.7034.4035.00
2026Q4S2026-05-0721134.7534.5035.00
2026Q4S2026-04-2921035.2535.0035.50
2026Q4S2026-04-2220035.0034.5035.50

Estimate history

EPS, annual0.30.9361.281.2952.1422.1672.6182.4673.3273.7306
Period201720182019202020212022202320242025TTM
EPS, quarterly0.2840.6330.7680.8720.7510.9320.8451.0210.933
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual42.36448.71857.93564.88476.53196.219131.189143.199158.13158.61
Period201720182019202020212022202320242025TTM
Sales, quarterly35.6136.51136.26340.5441.31540.01138.59638.70441.299
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual7.8329.0029.0098.96611.27511.28511.30311.3513.36813.411
Period201720182019202020212022202320242025MRQ
Shares, quarterly11.34811.3511.38413.36313.36713.36813.40813.40813.411
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income140.50134.98127.23117.7784.2264.4353.4648.1238.70
Total Interest Expense25.9130.9335.4629.386.133.974.724.842.79
Net Interest Income114.58104.0691.7788.3978.0960.4648.7443.2835.91
Loan Loss Provision0.927.757.717.879.522.435.412.192.46
Net Interest Income After Loan Loss Provision113.6796.3184.0680.5268.5758.0343.3341.0933.45
Non-Interest Income18.1123.1515.9713.4212.0012.1011.429.8110.02
Non-Interest Expense74.7267.9065.2156.7950.2943.4640.5037.1734.78
Operating Income57.0751.5634.8237.1530.2826.6814.2413.738.69
Unusual Expense0.000.000.000.000.000.000.000.000.00
Net Income Before Taxes57.0751.5634.8237.1530.2826.6814.2413.738.69
Income Taxes7.219.946.937.675.915.392.572.251.13
Consolidated Net Income49.8641.6127.8829.4824.3621.2911.6811.487.55
Net Income From Continuing Operations49.8641.6127.8829.4824.3621.2911.6811.487.55
Net Income49.8641.6127.8829.4824.3621.2911.6811.487.55
EPS (Recurring)3.733.332.472.622.172.141.301.280.94
EPS (Basic, Before Extraordinaries)3.733.332.472.622.172.141.301.280.94
EPS (Diluted)3.733.332.472.622.172.141.301.280.94
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense1.760.901.380.650.400.410.300.230.15
Price To Earnings Ratio10.7210.7211.2511.1412.629.3210.7611.6114.75
Price To Sales Ratio3.122.262.192.582.722.631.892.302.19
Operating Margin35.9832.6024.3128.3231.4734.8621.9523.7017.83
Net Margin31.4326.3219.4722.4725.3227.8118.0019.8215.50
Shares Outstanding13.4113.3711.3511.3011.2911.278.979.019.00
Market Capitalization536.58536.58315.36340.38262.81226.62122.16132.43121.53

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income36.2134.5534.4235.3234.5333.2231.9132.21
Total Interest Expense6.296.136.526.987.588.088.289.13
Net Interest Income29.9228.4227.9028.3426.9525.1423.6323.08
Loan Loss Provision0.81-1.01-0.441.563.882.110.20-0.05
Net Interest Income After Loan Loss Provision29.1129.4428.3426.7823.0723.0323.4323.13
Non-Interest Income5.094.154.184.696.797.324.364.30
Non-Interest Expense16.9522.0317.9217.8116.8416.7516.4918.47
Operating Income17.2511.5614.5913.6613.0213.5911.298.97
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes17.2511.5614.5913.6613.0213.5911.298.97
Income Taxes4.77-2.103.311.233.003.132.581.80
Consolidated Net Income12.4913.6611.2812.4310.0210.468.707.16
Net Income From Continuing Operations12.4913.6611.2812.4310.0210.468.707.16
Net Income12.4913.6611.2812.4310.0210.468.707.16
EPS (Recurring)0.931.020.850.930.750.870.770.63
EPS (Basic, Before Extraordinaries)0.931.020.850.930.750.870.770.63
EPS (Diluted)0.931.020.850.930.750.870.770.63
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.51-0.000.980.280.070.010.780.07
Price To Earnings Ratio10.7210.829.629.449.8610.719.4711.25
Price To Sales Ratio3.123.102.662.412.172.081.832.20
Operating Margin41.7829.8737.8034.1431.5133.5231.1324.56
Net Margin30.2335.2929.2431.0724.2525.8024.0019.62
Shares Outstanding13.4113.4113.4113.3713.3713.3611.3811.35
Market Capitalization536.58493.14427.52381.62336.88338.61265.68315.36

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks204.23150.33147.3886.08306.18121.2325.1118.3730.22
Investments425.32453.49504.47543.02467.01331.55256.39258.06311.13
Net Loans1,921.951,789.671,721.881,547.601,273.771,136.57879.85726.41557.02
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets-------0.000.78
Net Property, Plant & Equipment19.8319.5019.3818.7717.6414.0214.6013.9313.69
Interest Receivables10.386.685.936.326.646.293.203.012.79
Deferred Tax Assets18.3023.6618.8419.1012.082.664.195.334.31
Other Intangible Assets59.3666.5867.5866.4567.2552.6146.2139.7540.80
Total Assets2,659.382,509.932,485.472,287.332,150.571,664.941,229.551,064.87960.74
Total Deposits2,310.372,153.362,038.751,974.391,914.381,489.291,083.13905.01808.79
Total Debt38.90146.79257.24154.9825.4122.328.0038.5623.11
Long Term Debt37.9532.4631.9122.6024.6722.328.0038.5613.11
Provision for Risks Charges0.300.380.500.550.640.710.730.751.37
Deferred Tax Liabilities----7.99----
Other Liabilities25.4423.8723.6119.2819.3117.1915.6312.0236.16
Total Liabilities2,375.012,324.402,320.092,149.201,967.741,529.511,107.49956.33869.43
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity284.36185.53165.38138.14182.84135.42122.06108.5491.31
Total Shareholders Equity284.36185.53165.38138.14182.84135.42122.06108.5491.31
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity284.36185.53165.38138.14182.84135.42122.06108.5491.31
Total Liabilities & Stockholders Equity2,659.382,509.932,485.472,287.332,150.571,664.941,229.551,064.87960.74
Book Value Per Share21.2716.3514.6312.2416.2215.1013.5512.0611.66
Tangible Book Value Per Share20.8315.8014.0611.6415.5914.2912.7011.1810.61
Tier 1 Capital339.94263.26239.40214.24175.32136.45117.59102.5388.59
Tier 2 Capital24.5723.3423.2021.1017.0413.9511.649.407.62
Full-Time Employees235225197204206192184166-
Price to Book Ratio1.741.702.371.931.240.901.091.121.15
Return on Assets1.611.121.241.101.120.811.000.750.25
Return on Equity17.7115.8919.4215.1813.389.119.967.562.55
Return on Invested Capital12.9112.7914.9415.1610.267.408.835.132.25
Current Ratio0.110.080.080.050.190.100.030.030.06

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations71.7646.3537.4737.4932.4721.2316.9415.7312.83
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-8.55-2.50-2.867.01-1.99-0.91-5.59-2.00-0.86
Cash from Operating Activities63.2143.8534.6044.5030.4820.3211.3413.7311.96
Capital Expenditures-1.65-2.52-1.73-3.54-1.54-12.16-0.69-1.85-1.43
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.002.540.420.430.000.000.000.000.38
Purchase or Sale of Investments29.4146.0140.3442.28-145.47-144.34-71.013.7335.85
Purchase of Investments-24.08-22.63-5.42-6.84-211.75-258.23-218.81-99.36-33.71
Sale Or Maturity of Investments53.4868.6545.7649.1266.28113.88147.81103.0969.55
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.0013.490.000.000.000.000.000.000.00
Cash from Investing Activities-63.23-74.15-29.42-144.92-434.11-291.31-330.96-150.51-133.01
Cash Dividends Paid-9.64-7.10-5.33-5.19-4.67-4.03-3.58-3.59-3.26
Change in Capital Stock-0.1743.23-0.52-0.45-0.31-0.38-1.16-0.4716.24
Repurchase of Common Pref Stock0.00-0.16-0.52-0.45-0.31-0.38-1.16-0.38-0.19
Sale of Common Pref Stock-0.1743.390.000.000.000.000.00-0.0916.43
Proceedsfrom Stock Options-0.1743.390.000.000.000.000.00-0.0916.43
Issuance or Reduction of Debt, Net-22.95-108.94-111.00103.00128.500.0014.32-30.5615.44
Change in Long Term Debt-0.454.550.0010.00-3.000.0019.32-10.0615.44
Issuance of Long Term Debt-0.4524.550.0010.000.000.0019.320.0015.50
Reduction of Long Term Debt0.00-20.000.000.00-3.000.000.00-10.06-0.06
Net Financing Active Other Cash Flow0.000.000.000.000.0035.250.000.000.00
Other Financing Activities Uses--0.00-0.000.00-0.00-
Cash from Financing Activities54.7284.20-2.23161.72183.53455.93415.74143.51109.20
Net Change in Cash54.6953.902.9561.30-220.10184.9596.126.74-11.85
Free Cash Flow61.5641.3332.8740.9628.9418.3610.6511.8810.53
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow9.5210.4311.409.4810.7914.0717.3816.0614.71
Federal Home Loan Advances Increase (Decrease)-3.804.81-4.96-7.35-0.770.031.05-0.70

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks244.57334.93257.54204.23189.88175.61
Investments434.69465.52413.43425.32433.55416.43
Net Loans1,939.651,883.921,924.121,921.951,906.391,889.39
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment15.1715.4615.6419.8315.1714.95
Interest Receivables10.5410.7910.9910.3810.5110.46
Deferred Tax Assets---18.30--
Other Intangible Assets93.1289.7583.9159.3680.9599.42
Total Assets2,737.752,800.372,705.622,659.382,636.452,606.26
Total Deposits2,366.342,431.192,349.722,310.372,278.872,276.72
Total Debt34.6334.6034.5838.9056.9850.63
Long Term Debt34.6334.6034.5837.9534.4829.63
Provision for Risks Charges0.000.000.000.300.000.00
Other Liabilities27.7927.9529.6525.4430.4826.32
Total Liabilities2,428.752,493.742,413.962,375.012,366.332,353.67
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity309.00306.63291.66284.36270.12252.59
Total Shareholders Equity309.00306.63291.66284.36270.12252.59
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity309.00306.63291.66284.36270.12252.59
Total Liabilities & Stockholders Equity2,737.752,800.372,705.622,659.382,636.452,606.26
Book Value Per Share23.0422.8721.7521.2720.2118.90
Tangible Book Value Per Share22.6222.4421.3220.8319.7618.45
Tier 1 Capital370.56360.30348.80339.94328.87320.32
Tier 2 Capital25.7725.11-24.5724.5624.53
Full-Time Employees---235--
Price to Book Ratio1.741.691.501.411.331.46
Return on Assets1.861.751.681.611.411.16
Return on Equity17.2216.9517.9317.7115.6913.74
Return on Invested Capital3.634.003.463.863.293.71
Current Ratio0.180.220.180.110.100.10

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations31.4714.1412.1214.0313.089.46
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-4.84-1.56-1.89-0.2717.12-14.41
Cash from Operating Activities26.6312.5810.2313.7630.20-4.95
Capital Expenditures-0.14-0.25-0.56-0.69-0.59-0.73
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.002.54
Purchase or Sale of Investments-2.0212.817.9410.68-4.2430.14
Purchase of Investments-18.77-0.28-1.30-3.72-16.10-2.38
Sale Or Maturity of Investments16.7513.099.2414.4011.8632.52
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.003.749.75
Cash from Investing Activities-49.72-14.256.13-5.39-22.71-21.35
Cash Dividends Paid-2.41-2.41-2.41-2.40-1.74-1.48
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.000.000.00-0.17-0.1243.69
Repurchase of Common Pref Stock0.000.000.000.000.000.00
Sale of Common Pref Stock0.000.000.00-0.17-0.1243.69
Proceedsfrom Stock Options0.000.000.00-0.17-0.1243.69
Issuance or Reduction of Debt, Net0.000.000.00-22.956.500.50
Change in Long Term Debt0.000.000.00-0.455.000.00
Issuance of Long Term Debt0.000.000.00-0.4525.000.00
Reduction of Long Term Debt0.000.000.000.00-20.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.00--0.00
Cash from Financing Activities-67.2779.0636.945.986.7837.73
Net Change in Cash-90.3577.3953.3114.3514.2711.43
Free Cash Flow26.5012.339.6713.0729.61-5.68
Price to Free Cash Flow9.528.8311.0511.139.9221.10

Revenue breakdown

State Commercial Banks2024: 107.74M 2025: 127.20M
United States2024: 107.74M 2025: 127.20M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-300.90%0.1M11.9M56.69K
2026-10-151.23%0.1M11.9M57.95K
2026-09-301.11%0.1M11.9M56.44K
2026-09-151.39%0.2M11.9M66.94K
2026-08-311.36%0.2M11.9M69.39K
2026-08-141.32%0.2M11.9M69.57K
2026-07-311.16%0.1M11.9M68.24K
2026-07-151.10%0.1M11.9M65.22K
2026-06-300.91%0.1M11.9M73.99K
2026-06-150.75%0.1M11.9M59.22K
2026-05-290.80%0.1M11.8M56.75K
2026-05-150.65%0.1M11.8M59.99K
2026-04-300.63%0.1M11.2M68.68K
2026-04-150.63%0.1M11.2M66.58K
2026-03-310.82%0.1M11.2M52.00K
2026-03-130.72%0.1M11.2M51.05K
2026-02-270.48%0.1M11.2M47.87K
2026-02-130.44%0.0M11.2M42.02K
2026-01-300.71%0.1M11.2M29.94K
2026-01-150.57%0.1M11.2M27.56K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0910-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-05SEC
2026-11-058-KCurrent report2026-11-05SEC
2026-10-304Statement of changes in beneficial ownership of securities2026-10-28SEC
2026-10-288-KCurrent report2026-10-28SEC
2026-10-27SCHEDULE 13G/ASEC
2026-10-024Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-09-238-KCurrent report2026-09-23SEC
2026-09-214/A2026-09-15SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-08-218-KCurrent report2026-08-21SEC
2026-08-1010-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-054Statement of changes in beneficial ownership of securities2026-08-04SEC
2026-08-034Statement of changes in beneficial ownership of securities2026-07-30SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110077.44K1
2026-100000
2026-090000
2026-0800130.99K2
2026-070045.14K1
2026-060000
2026-050000
2026-040000
2026-036.25K100
2026-020000
2026-010000
2025-120028.81K1
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.14.62%
Orange Investment Advisors, Inc.7.91%
VANGUARD CAPITAL MANAGEMENT LLC3.51%
AMERICAN CENTURY COMPANIES INC2.33%
MANUFACTURERS LIFE INSURANCE COMPANY, THE2.29%
GEODE CAPITAL MANAGEMENT, LLC2.16%
STATE STREET CORP1.61%
BANC FUNDS CO LLC1.39%
DIMENSIONAL FUND ADVISORS LP1.31%
ALLIANCEBERNSTEIN L.P.1.22%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND2.52%
iShares Russell 2000 ETF2.48%
Avantis U.S. Small Cap Value ETF2.20%
BlackRock Advantage Small Cap Core Fund1.93%
Fidelity Small Cap Index Fund1.03%
VANGUARD EXTENDED MARKET INDEX FUND0.92%
iShares Russell 2000 Value ETF0.56%
VANGUARD RUSSELL 2000 INDEX FUND0.54%
BlackRock Advantage Small Cap Growth Fund0.51%
Fidelity Extended Market Index Fund0.37%

OakChart. OBT. Cached 15 minutes.