OakChart

NMI Holdings Inc

NMIHFinancial·Insurance - Specialty·USA·Mid·NASD·Nov 11 • 3:59 PM ET

39.05+0.32 (0.83%)
2026-11-12 04:34 CET
Market cap
2,911.51 USD m
Revenue, TTM
739.65 USD m
Net income, TTM
392.81 USD m
Free cash flow, TTM
424.25 USD m
EPS diluted, TTM
5.10
P/E
7.66
Compare

Price

NMIH against its 20, 50 and 200-day averages
2050200beatmiss
35.0040.0045.001.3M2.7MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26NMIHclose 39.0520-day 41.6150-day 41.69200-day 40.3739.0552w high52w low

16.5% under the 52-week high of 46.74 on 31 Jul 2026. 52-week low 35.12 on 3 Jun 2026. Last 15 sessions, 25.2% high to low

Volume 0.69× normal · the line is the 50-bar volume average

Profile

NMIH
52-week range, 34% of the way up
35.1246.74

NMI Holdings, Inc. engages in the provision of private mortgage guaranty insurance. It focuses on long-term customer relationships, disciplined and proactive risk selection and pricing, fair and transparent claims of payment practices, responsive customer service, financial strength, and profitability. The company was founded on May 19, 2011 and is headquartered in Emeryville, CA.

IndexRUT
Employees225
IPONov 08, 2013
Beta0.51
ATR, 14d1.54
Rel volume0.69
Short float3.59%
Insider own2.08%
Inst own99.04%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap2.91B
Enterprise Value-
Income392.81M
Sales739.65M
Book/sh35.43
Cash/sh-
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees225
IPONov 08, 2013

Ratios

P/E7.66
Forward P/E7.29
PEG1.55
P/S3.94
P/B1.10
P/C-
P/FCF6.86
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio5.03
Debt/Eq0.15
LT Debt/Eq0.15
Option/ShortYes / Yes

Earnings

EPS (ttm)5.10
EPS next Y5.36
EPS next Q1.28
EPS this Y5.65%
EPS next Y3.10%
EPS next 5Y4.69%
EPS past 3/5Y13.19% 18.26%
Sales past 3/5Y10.52% 10.27%
EPS Y/Y TTM6.19%
Sales Y/Y TTM6.85%
EPS Q/Q0.84%
Sales Q/Q4.96%
EarningsNov 05 AMC
EPS/Sales Surpr.-5.73% -2.36%

Ownership

Insider Own2.08%
Insider Trans-11.32%
Inst Own99.04%
Inst Trans-0.00%
ROA10.27%
ROE15.06%
ROIC12.59%
Gross Margin-
Oper. Margin71.90%
Profit Margin53.11%
SMA20-6.16%
SMA50-6.33%
SMA200-3.27%
Trades-

Technical

Shs Outstand76.29M
Shs Float73.00M
Short Float3.59%
Short Ratio3.60
Short Interest2.62M
52W High46.74 -16.45%
52W Low35.12 11.19%
Volatility5.58% 3.21%
ATR (14)1.54
RSI (14)38.22
Beta0.51
Rel Volume0.69
Avg Volume726.77K
Volume500,030

Performance

Perf Week-11.17%
Perf Month-1.29%
Perf Quarter-14.06%
Perf Half Y5.31%
Perf YTD-4.27%
Perf Year3.50%
Perf 3Y37.74%
Perf 5Y80.87%
Perf 10Y336.31%
Recom1.67
Target Price47.50
Prev Close38.73
Price39.05
Change %0.83%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 30, 2026DowngradeBBofA SecuritiesBuy → Neutral$44+12.7%
Sep 22, 2026ResumedBBTIG ResearchBuy$54+38.3%
Aug 03, 2026DowngradeKKeefe BruyetteOutperform → Mkt Perform$47+20.4%
May 22, 2026InitiatedRRBC Capital MktsOutperform$46+17.8%
Dec 18, 2025UpgradeKKeefe BruyetteMkt Perform → Outperform$48+22.9%
Jul 07, 2025DowngradeKKeefe BruyetteOutperform → Mkt Perform$43+10.1%
Feb 24, 2025UpgradeKKeefe BruyetteMkt Perform → Outperform$43+10.1%
Jan 06, 2025DowngradeBBarclaysOverweight → Equal Weight$48 → $41+5.0%
Sep 18, 2024UpgradeRRBC Capital MktsSector Perform → Outperform$40 → $48+22.9%
May 22, 2024DowngradeUUBSBuy → Neutral$37 → $39-0.1%

Peers

Mkt cap
TickerCompanyMkt cap
ESNTEssent Group Ltd5.70B
MTGMGIC Investment Corp5.54B
RDNRadian Group Inc4.71B
ACTEnact Holdings Inc6.21B
AGOAssured Guaranty Ltd3.24B
ACGLArch Capital Group Ltd35.54B
FAFFirst American Financial Corp6.84B
FNFFidelity National Financial Inc11.84B
ITICInvestors Title Co497.32M
RKTRocket Companies Inc40.98B

Insider trading

latest 14 of 36
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Pollitzer AdamChief Executive OfficerSep 04 '26Option Exercise19.2961,1251,179,300331,392Sep 09 08:55 PM
Pollitzer AdamChief Executive OfficerSep 04 '26Sale44.85172,7067,746,728270,267Sep 04 07:48 PM
ADAM POLLITZEROfficerSep 04 '26Proposed Sale44.85190,9128,563,349Sep 04 04:50 PM
Swithenbank AuroraEVP, Chief Financial OfficerAug 11 '26Sale44.5111,662519,05850,734Aug 12 07:46 PM
AURORA SWITHENBANKOfficerAug 11 '26Proposed Sale44.5111,662519,058Aug 11 05:15 PM
Smith Robert OwenEVP, Chief Risk OfficerAug 03 '26Sale44.6512,000535,76396,381Aug 05 04:29 PM
ROBERT O. SMITHOfficerAug 03 '26Proposed Sale44.6512,000535,763Aug 03 05:31 PM
Regina Liang MuehlhauserFormer DirectorJul 24 '26Proposed Sale42.758,666370,472Jul 24 04:08 PM
Regina Liang MuehlhauserFormer DirectorJul 21 '26Proposed Sale41.8510,626444,751Jul 21 05:20 PM
Regina Liang MuehlhauserFormer DirectorJul 02 '26Proposed Sale41.0440,0001,641,600Jul 02 05:42 PM
Montgomery Michael CurryDirectorMay 19 '26Sale37.901,55458,89769,026May 20 06:11 PM
MICHAEL MONTGOMERYDirectorMay 19 '26Proposed Sale37.901,55458,897May 19 04:20 PM
SHUSTER BRADLEY MExecutive ChairmanMar 23 '26Option Exercise11.1055,156612,232470,567Mar 25 02:15 PM
SHUSTER BRADLEY MExecutive ChairmanMar 24 '26Sale37.3518,953707,832415,411Mar 25 02:15 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B
IJTiShares S&P Small-Cap 600 Growth ETFAUM: 7.45B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-051.2301.3051.230155.45159.28
2026Q22026-07-301.3801.2801.381157.5156.267
2026Q12026-04-301.2801.2351.283154.81153.997
2025Q42026-02-101.2001.1861.205152.46152.747
2025Q32025-11-041.2101.1991.218151.32151.367
2025Q22025-07-291.2201.2031.213149.07149.578
2025Q12025-04-291.2801.1001.284149.37144.857
2024Q42025-02-061.0701.1241.069143.52145.258
2024Q32024-11-061.1501.1311.145143.34142.568
2024Q22024-07-301.2001.0481.133141.17138.4910
2024Q12024-04-301.0800.9811.085136.66133.769
2023Q42024-02-141.0100.9581.009132.94131.711
2023Q32023-11-011.0000.9211.003130.09128.189
2023Q22023-08-010.9500.8480.954125.99123.959
2023Q12023-05-020.8800.8220.878121.75121.22-
2022Q42023-02-140.8600.8400.860119.58122.14-

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.6090.5530.355182.74179.35
2018FY1.6721.6491.595275.03252
2019FY2.6102.5562.466345.02346.66
2020FY2.1902.1112.128397.17400.95
2021FY2.7302.6992.654444.29445.11
2022FY3.3903.3703.393475.27477.88
2023FY3.8403.7833.841510.77509.55
2024FY4.5004.5554.431564.69566.4
2025FY4.9204.9034.920602.21602.59
2026FY-5.198--627.9
2027FY-5.359--649.11
2028FY-5.646--665.5

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-09503158.52155.79162
2026Q4S2026-11-08301159.46155.79162
2026Q4S2026-11-06402158.91155.79162
2026Q4S2026-11-05400160.8159.05162
2026Q4S2026-10-14400160.8159.05162
2026Q4S2026-10-06410160.8159.05162
2026Q4S2026-09-21420160.98159.05162
2026Q4S2026-08-09320160.64159.05161.56
2026Q4S2026-07-31420160.98159.05162
2026Q4S2026-07-15400159.93158.83162
2026Q4S2026-06-23401159.93158.83162
2026Q4S2026-05-21400160.15158.83162
2026Q4S2026-05-01300160.59159.78162
2026Q4S2026-03-01200161.04160.47161.6

Estimate history

EPS, annual0.3551.5952.4662.1282.6543.3933.8414.4314.9215.0968
Period201720182019202020212022202320242025TTM
EPS, quarterly1.1451.0691.2841.2131.2181.2051.2831.3811.228
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual182.743275.025378.771433.283485.072523.345579.003650.971706.44739.65
Period201720182019202020212022202320242025TTM
Sales, quarterly166.092166.504173.246173.779178.679180.736183.475187.891187.55
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual60.51866.31968.35885.16385.79383.5580.88178.60176.28576.285
Period201720182019202020212022202320242025MRQ
Shares, quarterly79.32178.60178.30177.71877.09676.28576.28576.28576.285
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue739.65706.44650.97579.00523.35485.07433.28378.77275.02
Losses, Claims & Reserves84.0957.6531.5422.62-3.5912.3059.2512.515.45
Selling, General and Administrative Incl. Other123.73120.51119.12111.47118.58144.81134.45128.87117.24
Operating Income before Interest Expense531.83528.28500.31444.92408.36327.95239.59237.40152.34
Interest Expense28.4828.4830.1032.2132.1631.8021.7912.0912.78
Unusual Expense--6.80---2.60-2.20
Net Income Before Taxes503.34499.80463.41412.70377.31296.73218.11216.65135.96
Income Taxes110.54110.88103.3190.5984.4065.5946.5444.7028.03
Consolidated Net Income392.81388.93360.11322.11292.90231.13171.57171.96107.93
Net Income From Continuing Operations392.81388.93360.11322.11292.90231.13171.57171.96107.93
Net Income392.81388.93360.11322.11292.90231.13171.57171.96107.93
EPS (Recurring)5.164.924.493.843.392.652.152.471.62
EPS (Basic, Before Extraordinaries)5.175.014.513.913.452.702.202.541.66
EPS (Diluted)5.104.924.433.843.392.652.132.471.60
Non-Operating Income (Expense)0.000.000.000.001.110.572.91-8.66-1.40
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense17.3515.9915.6113.3612.1912.178.119.519.92
Price To Earnings Ratio7.667.668.418.036.488.2310.6913.5611.73
Price To Sales Ratio3.844.564.594.303.433.914.146.114.39
Operating Margin71.9074.7876.8676.8478.0367.6155.3062.6855.39
Net Margin53.1155.0555.3255.6355.9747.6539.6045.4039.24
Shares Outstanding76.2976.2978.6080.8883.5585.7985.1668.3666.32
Market Capitalization2,911.512,911.512,908.892,406.481,746.841,873.541,921.022,255.611,183.49
Operating Income after Interest Expense-499.80470.21412.70376.19296.16217.80225.31139.56
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue187.55187.89183.47180.74178.68173.78173.25166.50
Losses, Claims & Reserves29.1113.1520.6621.1718.5513.454.4817.25
Selling, General and Administrative Incl. Other31.0130.6830.7631.2829.3229.6230.2931.28
Operating Income before Interest Expense127.43144.06132.05128.28130.81130.72138.48117.97
Interest Expense7.127.127.117.137.127.127.117.10
Operating Income after Interest Expense120.31136.95124.94121.15123.68123.60131.37110.87
Unusual Expense-------0.00
Net Income Before Taxes120.31136.95124.94121.15123.68123.60131.37110.87
Income Taxes26.8331.1625.6126.9327.6827.4528.8124.71
Consolidated Net Income93.47105.7999.3394.2296.0096.15102.5686.17
Net Income From Continuing Operations93.47105.7999.3394.2296.0096.15102.5686.17
Net Income93.47105.7999.3394.2296.0096.15102.5686.17
EPS (Recurring)1.231.381.281.201.221.211.281.07
EPS (Basic, Before Extraordinaries)1.251.401.301.231.241.231.311.09
EPS (Diluted)1.231.381.281.201.221.211.281.07
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense4.534.193.704.923.563.923.565.64
Price To Earnings Ratio7.668.357.628.538.149.118.148.41
Price To Sales Ratio3.844.314.054.524.374.924.314.55
Operating Margin67.9476.6771.9770.9873.2175.2279.9370.85
Net Margin49.8456.3054.1452.1353.7355.3359.2051.75
Shares Outstanding76.2976.2976.2976.2977.1077.7278.3078.60
Market Capitalization2,911.513,121.692,851.983,135.442,974.193,296.012,828.202,908.89

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Total Cash43.9454.3196.6944.4376.65126.9441.0925.2919.20
Investments3,137.022,723.542,371.022,099.392,085.931,804.291,140.94911.49715.88
Premium Balance Receivables - Insurance86.2682.8076.4669.6860.3649.7846.0936.0125.18
Net Property, Plant & Equipment28.4333.8839.3542.3334.6534.2732.5024.7722.80
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Deferred Tax Assets23.2143.1048.3767.1916.0615.0319.0721.4533.59
Other Intangible Assets506.88423.18329.48238.62170.29127.6083.7861.1249.72
Total Assets3,825.733,360.812,961.362,561.632,443.932,157.901,363.461,080.12866.36
Insurance Policy Liabilities - Insurance204.51185.03188.75201.28220.07185.59139.97138.33129.78
Total Debt425.53425.45409.00408.15397.52398.60153.17146.76142.38
Long Term Debt423.32423.07409.00408.15394.95395.99149.13145.26142.38
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities502.10429.29349.94261.05180.24127.6175.4324.1913.67
Other Liabilities101.60103.6187.6777.4280.3176.5064.4869.3471.46
Total Liabilities1,233.751,143.381,035.36947.90878.15788.31433.04378.62357.29
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity2,591.992,217.431,926.001,613.731,565.791,369.59930.42701.50509.08
Total Shareholders Equity2,591.992,217.431,926.001,613.731,565.791,369.59930.42701.50509.08
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity2,591.992,217.431,926.001,613.731,565.791,369.59930.42701.50509.08
Total Liabilities & Stockholders Equity3,825.733,360.812,961.362,561.632,443.932,157.901,363.461,080.12866.36
Book Value Per Share33.9828.2123.8119.3118.2516.0813.6110.588.41
Tangible Book Value Per Share33.9328.1723.7719.2718.2116.0413.5610.528.35
Full-Time Employees225230238242247262321304299
Price to Book Ratio1.101.331.351.151.201.412.441.691.99
Return on Assets10.8211.3911.6611.7010.059.7414.0711.092.61
Return on Equity16.1717.3818.2018.4215.7514.9221.0717.834.47
Return on Invested Capital12.9013.6413.7914.4911.799.7215.9312.753.38
Current Ratio5.015.386.248.763.673.7710.6912.9417.72

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations489.04490.04480.63443.63410.56331.85242.98250.24160.47
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-57.63-70.74-87.03-100.95-97.17-6.139.61-42.09-14.61
Cash from Operating Activities431.41419.30393.60342.68313.39325.72252.60208.15145.86
Capital Expenditures-7.16-6.78-6.91-9.37-10.57-12.24-12.16-9.96-8.06
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.000.00
Purchase or Sale of Investments-351.65-309.69-332.38-190.63-279.21-361.94-617.39-184.40-212.59
Purchase of Investments-1,132.50-899.04-651.69-654.79-547.51-525.04-1,108.16-520.89-614.25
Sale Or Maturity of Investments780.85589.36319.31464.16268.30163.10490.76336.50401.66
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-358.80-316.47-339.29-200.00-289.79-374.18-629.55-194.35-220.65
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Change in Capital Stock-111.77-102.22-93.32-81.06-50.624.70228.5621.7592.34
Repurchase of Common Pref Stock-117.66-105.10-97.61-91.61-56.580.000.000.000.00
Sale of Common Pref Stock5.892.884.2910.555.964.70228.5621.7592.34
Proceedsfrom Stock Options0.000.000.000.000.000.00219.690.0079.17
Issuance or Reduction of Debt, Net0.000.006.840.000.000.00243.21-1.50-1.73
Change in Long Term Debt0.000.006.840.000.000.00243.21-1.50-1.73
Issuance of Long Term Debt0.000.00411.920.000.000.00390.960.00145.64
Reduction of Long Term Debt0.000.00-405.080.000.000.00-147.75-1.50-147.38
Net Financing Active Other Cash Flow-18.95-10.98-10.22-9.36-5.21-5.43-8.96-18.25-9.72
Other Financing Activities Uses-18.95-10.98-10.22-9.36-5.21-6.53-8.96-18.25-9.72
Cash from Financing Activities-130.72-113.20-96.70-90.42-55.83-1.83462.802.0080.89
Net Change in Cash-58.11-10.37-42.3852.26-32.22-50.2985.8515.796.10
Free Cash Flow424.25412.52386.70333.31302.82313.48240.44198.19137.80
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow6.707.827.737.475.946.067.4711.678.76

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Total Cash72.3372.1270.6843.94130.4484.01
Investments3,243.463,257.943,174.113,137.023,015.562,929.12
Net Property, Plant & Equipment21.2020.7520.8928.4322.7623.79
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Deferred Tax Assets---23.21--
Other Intangible Assets520.79519.35517.40506.88437.38437.81
Total Assets3,957.863,956.943,869.933,825.733,691.883,558.38
Insurance Policy Liabilities - Insurance229.64215.66215.18204.51194.83184.49
Total Debt418.53418.02417.52425.53416.55416.07
Long Term Debt418.53418.02417.52423.32416.55416.07
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities502.84511.35491.88502.10463.26441.39
Other Liabilities104.18106.72112.92101.60102.3796.32
Total Liabilities1,255.191,251.741,237.501,233.751,177.011,138.27
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity2,702.672,705.202,632.432,591.992,514.872,420.11
Total Shareholders Equity2,702.672,705.202,632.432,591.992,514.872,420.11
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity2,702.672,705.202,632.432,591.992,514.872,420.11
Total Liabilities & Stockholders Equity3,957.863,956.943,869.933,825.733,691.883,558.38
Book Value Per Share35.4335.4634.5133.9832.6231.14
Tangible Book Value Per Share35.3835.4134.4633.9332.5731.09
Full-Time Employees---225228-
Price to Book Ratio1.101.191.101.251.231.42
Return on Assets10.2710.5210.5710.8210.9111.39
Return on Equity15.0615.4315.5716.1716.1716.91
Return on Invested Capital2.993.393.263.123.273.39
Current Ratio5.035.204.885.016.006.09

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations112.86134.95125.41115.82119.02120.90
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-1.917.68-9.32-54.089.037.46
Cash from Operating Activities110.94142.63116.0961.74128.05128.36
Capital Expenditures-2.03-2.38-1.10-1.65-1.78-1.65
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-82.77-106.06-46.81-116.01-55.24-92.48
Purchase of Investments-188.11-293.21-299.67-351.51-202.50-203.56
Sale Or Maturity of Investments105.34187.14252.87235.50147.26111.08
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-84.80-108.44-47.91-117.66-57.02-94.13
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-25.12-32.27-23.79-30.59-24.54-23.93
Repurchase of Common Pref Stock-27.11-32.29-27.68-30.59-24.59-23.98
Sale of Common Pref Stock1.990.023.880.000.050.05
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net0.000.000.000.000.000.00
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow-0.82-0.48-17.650.00-0.06-0.49
Other Financing Activities Uses-0.82-0.48-17.650.00-0.06-0.49
Cash from Financing Activities-25.94-32.74-41.44-30.59-24.60-24.42
Net Change in Cash0.201.4426.74-86.5046.439.80
Free Cash Flow108.92140.25114.9960.09126.27126.71
Price to Free Cash Flow6.707.136.797.737.818.63

Revenue breakdown

Surety Insurance2024: 650.97M 2025: 706.44M
United States2024: 650.97M 2025: 706.44M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-303.56%2.6M73.7M681.94K
2026-10-154.04%3.0M73.7M586.53K
2026-09-302.99%2.2M73.7M526.11K
2026-09-152.68%2.0M73.7M528.08K
2026-08-312.47%1.8M73.7M534.57K
2026-08-142.63%1.9M73.6M553.34K
2026-07-312.49%1.8M73.5M582.21K
2026-07-152.80%2.1M74.3M585.82K
2026-06-302.91%2.2M74.3M563.50K
2026-06-152.72%2.0M73.9M508.16K
2026-05-292.44%1.8M74.3M487.89K
2026-05-152.36%1.8M74.3M477.85K
2026-04-302.52%1.9M74.3M472.57K
2026-04-152.58%1.9M74.5M469.89K
2026-03-312.53%1.9M74.4M486.39K
2026-03-132.58%1.9M74.4M463.83K
2026-02-272.58%1.9M74.4M454.10K
2026-02-132.70%2.0M74.3M454.52K
2026-01-302.50%1.9M75.4M437.56K
2026-01-151.95%1.5M75.4M416.00K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call22.5014.0018.900.004.4010.000.000.906-0.1970.010
call25.0011.5016.400.003.7920.000.000.889-0.1890.011
call30.006.5010.900.002.4250.000.000.843-0.1670.015
call35.001.556.407.701.7631.000.000.681-0.3660.022
call40.000.004.900.002.1890.000.000.535-0.2810.024
call45.000.004.900.552.9372.000.000.464-0.4000.024
call50.000.004.900.103.4451000.000.424-0.4650.024
call55.000.004.900.003.8930.000.000.397-0.5170.023
call60.000.004.900.004.3040.000.000.378-0.5590.023
call65.000.000.300.001.8900.000.000.057-0.0740.007
put22.500.004.900.003.3770.000.00-0.094-0.1950.010
put25.000.004.700.002.8770.000.00-0.111-0.1860.011
put30.000.001.150.001.9920.000.00-0.157-0.1640.015
put35.000.004.900.102.96567.000.00-0.319-0.3620.022
put40.000.104.900.221.8134.000.00-0.465-0.2770.024
put45.004.508.500.001.9290.000.00-0.534-0.3930.024
put50.009.5013.500.002.4460.000.00-0.576-0.4600.024
put55.0014.5018.500.002.8690.000.00-0.603-0.5110.023
put60.0019.8023.500.003.2290.000.00-0.622-0.5530.023
put65.0024.5028.500.003.5440.000.00-0.943-0.0670.007

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-058-KCurrent report2026-11-05SEC
2026-09-154Statement of changes in beneficial ownership of securities2026-09-13SEC
2026-09-094Statement of changes in beneficial ownership of securities2026-09-04SEC
2026-09-04144Filing for proposed sale of securities under Rule 144.SEC
2026-09-044Statement of changes in beneficial ownership of securities2026-09-04SEC
2026-08-124Statement of changes in beneficial ownership of securities2026-08-11SEC
2026-08-11144Filing for proposed sale of securities under Rule 144.SEC
2026-08-054Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-08-03144Filing for proposed sale of securities under Rule 144.SEC
2026-07-3110-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-308-KCurrent report2026-07-30SEC
2026-07-24144Filing for proposed sale of securities under Rule 144.SEC
2026-07-21144Filing for proposed sale of securities under Rule 144.SEC
2026-07-02144Filing for proposed sale of securities under Rule 144.SEC
2026-05-204Statement of changes in beneficial ownership of securities2026-05-19SEC
2026-05-19144Filing for proposed sale of securities under Rule 144.SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-158-KCurrent report2026-05-14SEC
2026-05-114Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-044Statement of changes in beneficial ownership of securities2026-05-01SEC
2026-05-0110-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-04-30SCHEDULE 13GSEC
2026-04-308-KCurrent report2026-04-30SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-09007.75M1
2026-08001.05M2
2026-070000
2026-060000
2026-050058.90K1
2026-040000
2026-03002.86M4
2026-02004.50M4
2026-010000
2025-120000
2025-1100738.00K1

Institutional holders

Manager% owned
BlackRock, Inc.17.36%
DIMENSIONAL FUND ADVISORS LP6.34%
STATE STREET CORP4.58%
VANGUARD CAPITAL MANAGEMENT LLC4.50%
AMERICAN CENTURY COMPANIES INC4.01%
VANGUARD PORTFOLIO MANAGEMENT LLC3.82%
GEODE CAPITAL MANAGEMENT, LLC2.78%
NOMURA ASSET MANAGEMENT INTERNATIONAL INC.2.48%
FMR LLC1.78%
FULLER & THALER ASSET MANAGEMENT, INC.1.73%

Funds

Fund% owned
Bond Fund19.27%
VANGUARD SHORT-TERM INVESTMENT-GRADE FUND12.03%
NYLIM MacKay Short Duration High Income Fund7.24%
NYLIM MacKay High Yield Corporate Bond Fund6.58%
Short Duration Bond Fund6.32%
iShares Core S&P Small-Cap ETF6.03%
SIIT CORE FIXED INCOME FUND5.86%
VANGUARD TOTAL BOND MARKET INDEX FUND5.78%
Investment Grade Bond Fund5.72%
Victory Short-Term Bond Fund5.59%

OakChart. NMIH. Cached 15 minutes.