OakChart

First American Financial Corp

FAFFinancial·Insurance - Specialty·USA·Mid·NYSE·Nov 11 • 11:46 AM ET

66.16-1.47 (-2.17%)
2026-11-11 17:46 CET
Market cap
6,905.02 USD m
Revenue, TTM
8,089.60 USD m
Net income, TTM
732.50 USD m
Free cash flow, TTM
805.80 USD m
EPS diluted, TTM
7.10
P/E
9.32
Compare

Price

FAF against its 20, 50 and 200-day averages
2050200beatmiss
60.0065.0070.0075.0080.001.2M2.4MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26FAFclose 66.1620-day 65.5850-day 66.52200-day 67.5866.1652w high

17.2% under the 52-week high of 79.87 on 29 Jul 2026. 52-week low 56.20 on 20 Mar 2026. Last 15 sessions, 11.1% high to low

Profile

FAF
52-week range, 42% of the way up
56.2079.87

First American Financial Corp. engages in the provision of title insurance and settlement services to the real estate and mortgage industries. It also provides other financial services and risk solutions. It operates through the following segments: Title Insurance and Services, Specialty Insurance, and Corporate. The Title Insurance and Services segment offers title insurance, escrow, closing services and similar or related financial services domestically and internationally in connection with residential and commercial real estate transactions. The Specialty Insurance segment issues property and casualty insurance policies and sells home warranty products. The Corporate segment includes the investment and management of the company's venture investment portfolio. The company was founded in 1889 and is headquartered in Santa Ana, CA.

IndexRUI
Employees19102
IPOMay 24, 2010
Beta1.23
ATR, 14d2.06
Rel volume0.36
Short float6.12%
Insider own3.83%
Inst own98.16%

Snapshot

6 groups

Valuation

IndexRUI
Market Cap6.76B
Enterprise Value-
Income732.50M
Sales8.09B
Book/sh52.71
Cash/sh-
Dividend Est.2.32 (3.51%)
Dividend TTM2.26 (3.42%)
Dividend Ex-DateDec 08, 2026
Dividend Gr. 3/5Y1.91% 4.14%
Payout36.36%
Employees19102
IPOMay 24, 2010

Ratios

P/E9.32
Forward P/E9.70
PEG-
P/S0.84
P/B1.26
P/C-
P/FCF8.38
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio1.74
Debt/Eq0.32
LT Debt/Eq0.32
Option/ShortYes / Yes

Earnings

EPS (ttm)7.10
EPS next Y6.82
EPS next Q1.64
EPS this Y12.37%
EPS next Y1.11%
EPS next 5Y-
EPS past 3/5Y34.74% -0.54%
Sales past 3/5Y-0.66% 1.01%
EPS Y/Y TTM52.69%
Sales Y/Y TTM14.14%
EPS Q/Q-6.74%
Sales Q/Q5.34%
EarningsOct 21 AMC
EPS/Sales Surpr.-4.97% -0.90%

Ownership

Insider Own3.83%
Insider Trans-0.08%
Inst Own98.16%
Inst Trans0.42%
ROA4.12%
ROE13.71%
ROIC10.27%
Gross Margin-
Oper. Margin14.07%
Profit Margin9.05%
SMA200.88%
SMA50-0.54%
SMA200-2.10%
Trades-

Technical

Shs Outstand102.20M
Shs Float98.19M
Short Float6.12%
Short Ratio6.31
Short Interest6.01M
52W High79.87 -17.16%
52W Low56.20 17.73%
Volatility3.70% 2.99%
ATR (14)2.06
RSI (14)50.97
Beta1.23
Rel Volume0.36
Avg Volume951.88K
Volume130,914

Performance

Perf Week-2.23%
Perf Month6.42%
Perf Quarter-10.66%
Perf Half Y-1.04%
Perf YTD7.68%
Perf Year3.22%
Perf 3Y23.39%
Perf 5Y-11.80%
Perf 10Y72.07%
Recom1.43
Target Price79.00
Prev Close67.63
Price66.16
Change %-2.17%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Jul 21, 2026InitiatedTThe Benchmark CompanyBuy$85+28.5%
Apr 06, 2026UpgradeBBarclaysEqual Weight → Overweight$72+8.8%
Mar 02, 2026UpgradeSStephensEqual-Weight → Overweight$81+22.4%
Nov 14, 2025ResumedSStephensEqual-Weight
Apr 08, 2025UpgradeKKeefe BruyetteMkt Perform → Outperform$75+13.4%
Dec 10, 2024DowngradeKKeefe BruyetteOutperform → Mkt Perform$80+20.9%
Mar 21, 2024UpgradeKKeefe BruyetteMkt Perform → Outperform$66 → $69+4.3%
Jan 10, 2024InitiatedDDeutsche BankBuy
Nov 15, 2023InitiatedBBarclaysEqual Weight$53-19.9%
Jul 18, 2023ResumedBBTIG ResearchNeutral

Peers

Mkt cap
TickerCompanyMkt cap
FNFFidelity National Financial Inc11.66B
STCStewart Information Services Corp1.32B
ITICInvestors Title Co500.09M
RDNRadian Group Inc4.66B
ESNTEssent Group Ltd5.62B
MTGMGIC Investment Corp5.49B
ACTEnact Holdings Inc6.15B
NMIHNMI Holdings Inc2.86B
AGOAssured Guaranty Ltd3.20B
ICEIntercontinental Exchange Inc99.82B

Insider trading

8 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Adams Steven AVP & Chief Accounting OfficerJul 24 '26Sale74.993,253243,92410,234Jul 28 06:37 PM
Adams Steven AOfficerJul 24 '26Proposed Sale74.983,253243,925Jul 24 05:01 PM
Cornehl Lisa WSVP, Chief Legal OfficerMay 05 '26Sale68.635,823399,64729,635May 07 05:28 PM
Cornehl Lisa WOfficerMay 05 '26Proposed Sale68.625,824399,647May 05 04:49 PM
McCarthy Margaret MDirectorApr 24 '26Sale70.596,630468,00824,024Apr 28 02:54 PM
McCarthy Margaret MDirectorApr 24 '26Proposed Sale70.596,630468,008Apr 24 04:35 PM
KENNEDY PARKER SDirectorFeb 17 '26Buy67.8544,8413,042,506251,552Feb 18 08:23 PM
KENNEDY PARKER SDirectorFeb 13 '26Buy67.1715,0001,007,595206,711Feb 18 08:23 PM

Held by

AUM
TickerCompanyAUM
IJHiShares Core S&P Mid-Cap ETFAUM: 124.48B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
SDVYFirst Trust SMID Cap Rising Dividend Achievers ETFAUM: 11.33B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
VXFVanguard Extended Market Index ETFAUM: 30.47B
MDYState Street SPDR S&P MIDCAP 400 ETF TrustAUM: 26.22B

News

latest 14 of 206
  • First American Financial Corporation to Participate in the Stephens Annual Investment Conference (Business Wire)
  • First American Financial Corporation Declares Quarterly Cash Dividend of 61 Cents Per Share (Business Wire)
  • First American Financial Corporation Appoints Darryl D. Button to Board of Directors (Business Wire)
  • First American Chief Technology Officer Jody Mulkey Named a HousingWire 2026 Tech Trendsetter (Business Wire)
  • First American Named One of the Fortune Best Workplaces for Women for the 11th Consecutive Year (Business Wire)
  • Loading…
  • U.S. Accessible Home Equity Reaches Record $13.2 Trillion in Second Quarter of 2026, According to First American Data & Analytics Inaugural Accessible Home Equity & Mortgage Rate Lock-In Trends Report (Business Wire)
  • Annual U.S. House Price Growth Slows to Weakest September Pace Since 2011, According to First American Data & Analytics Monthly Home Price Index Report (Business Wire)
  • First American Misses As Growth Stalls And Management Turns Cautious On 2027 (Earnings Whispers)
  • First American Financial: Q3 Earnings Snapshot (Associated Press)
  • First American Financial Reports Third Quarter 2026 Results (Business Wire)
  • Why Frontdoor Stock Deserves To Be In Your Portfolio (Trefis)
  • First American Mortgage Solutions Launches equiLite, a Title Insurance Policy within its equiSolutions Home Equity Lending Product Suite (Business Wire)
  • First American Financial Announces Third Quarter 2026 Earnings Conference Call (Business Wire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-211.7201.8101.7202,0852,1036
2026Q22026-07-222.1201.8142.1212,1172,0295
2026Q12026-04-221.2100.9901.2111,8381,7903
2025Q42026-02-112.0501.3842.0532,0501,8025
2025Q32025-10-221.8401.3771.8391,9791,8633
2025Q22025-07-231.4101.3451.4081,8411,7554
2025Q12025-04-230.7100.6440.7121,5821,5305
2024Q42025-02-120.6901.0350.6951,6851,6174
2024Q32024-10-23-1.0001.110-1.0041,4061,6553
2024Q22024-07-241.1101.1231.1121,6121,6246
2024Q12024-04-240.4500.5050.4471,4251,4176
2023Q42024-02-070.3300.7260.3271,4291,4737
2023Q32023-10-26-0.0201.125-0.0161,4811,5984
2023Q22023-07-271.3301.0981.3251,6471,5044
2023Q12023-04-270.4400.6500.4381,4461,4965
2022Q42023-02-090.5201.2480.5151,6851,8204

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY2.7502.7183.7635,7725,737
2018FY4.1904.5064.1895,7485,792
2019FY6.2205.6806.2246,2026,131
2020FY6.1605.5506.1627,0876,831
2021FY11.14010.62111.1409,2218,896
2022FY2.4503.2082.4517,6057,840
2023FY2.0702.4932.0736,0046,133
2024FY1.2601.5901.2576,1286,061
2025FY6.0005.3686.0007,4527,203
2026FY-6.743--8,097
2027FY-6.818--8,147
2028FY-7.099--8,634

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-264122,0572,0152,095
2026Q4S2026-10-235132,0572,0152,095
2026Q4S2026-10-225052,0211,9012,091
2026Q4S2026-10-215032,0411,9012,100
2026Q4S2026-10-195032,0411,9012,100
2026Q4S2026-10-145022,0782,0552,100
2026Q4S2026-10-105022,0822,0572,100
2026Q4S2026-10-095122,0822,0572,100
2026Q4S2026-10-065112,0952,0712,122
2026Q4S2026-08-125502,0992,0712,122
2026Q4S2026-07-275502,1012,0712,130
2026Q4S2026-07-235402,0962,0642,130
2026Q4S2026-07-175012,0481,9862,087
2026Q4S2026-07-154012,0441,9862,087

Estimate history

EPS, annual3.7634.1896.2246.16211.142.4512.0731.2575.9967.1008
Period201720182019202020212022202320242025TTM
EPS, quarterly-1.0040.6950.7121.4081.8392.0531.2112.1211.715
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual5768.5785745.1276199.2257080.949921475945998.16120.774458089.6
Period201720182019202020212022202320242025TTM
Sales, quarterly1406.11685.11582.31841.31978.92049.718382117.32084.6
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual110.925111.496112.476110.353109.7103.2103.1103102102.2
Period201720182019202020212022202320242025MRQ
Shares, quarterly103103103.2102.3101.9102102.1102102.2
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue8,089.607,445.006,120.705,998.107,594.009,214.007,080.956,199.235,745.13
Losses, Claims & Reserves2,935.302,700.602,364.602,288.503,316.003,576.002,763.932,320.312,252.47
Selling, General and Administrative Incl. Other4,015.703,768.403,448.503,308.103,870.003,931.003,287.072,928.942,844.86
Operating Income before Interest Expense1,138.60976.00307.60401.50408.001,707.001,029.95949.98647.80
Interest Expense177.90157.00149.60132.5093.0072.0057.4747.8040.98
Unusual Expense----0.000.0054.94--
Net Income Before Taxes960.70826.20165.40274.40326.001,642.00923.27905.02609.54
Income Taxes226.80201.0032.8058.9061.00393.00222.77195.17133.64
Consolidated Net Income733.90625.20132.60215.50265.001,249.00700.50709.85475.90
Net Income From Continuing Operations732.50621.80131.10216.80263.001,241.00696.43707.41474.50
Net Income732.50621.80131.10216.80263.001,241.00696.43707.41474.50
EPS (Recurring)7.106.001.262.072.4511.146.506.224.19
EPS (Basic, Before Extraordinaries)7.136.021.262.082.4611.186.186.264.21
EPS (Diluted)7.106.001.262.072.4511.146.166.224.19
Non-Operating Income (Expense)0.007.207.405.4011.007.005.722.842.72
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense47.8054.0441.0838.7952.9339.4237.0231.0132.50
Price To Earnings Ratio9.529.5270.7728.4912.337.028.369.3710.66
Price To Sales Ratio0.770.861.061.120.740.950.821.070.88
Operating Margin14.0713.115.036.695.3718.5314.5515.3211.28
Net Margin9.058.352.143.613.4613.479.8411.418.26
Shares Outstanding102.20102.00103.00103.10103.20109.70110.35112.48111.50
Market Capitalization6,905.026,905.026,431.576,648.985,419.398,587.075,764.236,551.444,990.22
Operating Income after Interest Expense-819.00158.00269.00315.001,635.00972.49902.18606.82
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue2,084.602,117.301,838.002,049.701,978.901,841.301,582.301,685.10
Losses, Claims & Reserves790.70745.90680.00718.70730.90655.40595.60637.10
Selling, General and Administrative Incl. Other1,019.901,041.80954.30999.70961.10952.70854.90904.40
Operating Income before Interest Expense274.00329.60203.70331.30286.90233.20131.80143.60
Interest Expense46.4045.7041.9043.9039.9038.0035.2043.70
Operating Income after Interest Expense227.60283.90161.80287.40247.00195.2096.6099.90
Net Income Before Taxes227.60283.90161.80287.40247.00195.2096.6099.90
Income Taxes51.0064.8037.0074.0057.1048.1021.8027.00
Consolidated Net Income176.60219.10124.80213.40189.90147.1074.8072.90
Net Income From Continuing Operations177.00218.50125.10211.90189.60146.1074.2072.40
Net Income177.00218.50125.10211.90189.60146.1074.2072.40
EPS (Recurring)1.722.121.212.051.841.410.710.69
EPS (Basic, Before Extraordinaries)1.722.131.212.061.841.410.710.70
EPS (Diluted)1.722.121.212.051.841.410.710.69
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense8.9310.5121.416.959.3213.5924.177.50
Price To Earnings Ratio9.5210.5310.0313.2035.4840.5252.4870.77
Price To Sales Ratio0.770.880.810.850.930.981.131.11
Operating Margin13.1415.5711.0816.1614.5012.668.338.52
Net Margin8.4910.326.8110.349.587.934.694.30
Shares Outstanding102.20102.00102.10102.00101.90102.30103.20103.00
Market Capitalization6,905.026,989.326,143.556,260.746,539.636,317.036,765.676,431.57

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Total Cash1,387.301,718.103,605.301,224.001,228.001,275.471,485.961,467.131,387.23
Investments9,394.308,042.607,948.908,987.0010,596.007,214.826,589.446,225.525,378.30
Premium Balance Receivables - Insurance432.60374.80509.40367.00441.00385.09324.38325.69311.08
Net Property, Plant & Equipment1,574.701,633.701,634.501,528.001,344.001,295.881,313.071,035.311,008.02
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Deferred Tax Assets9.4043.8050.1054.0014.0014.4818.2816.6422.80
Other Intangible Assets3,430.503,095.603,054.602,795.002,828.002,610.251,788.021,560.361,465.79
Total Assets16,228.8014,908.6016,802.8014,955.0016,451.0012,795.9911,519.1710,630.649,573.22
Insurance Policy Liabilities - Insurance1,169.601,193.401,282.401,325.001,284.001,178.001,063.041,042.681,028.93
Total Debt1,763.601,776.501,640.501,915.001,922.002,524.612,014.10732.02732.81
Long Term Debt1,682.301,690.801,253.301,572.001,825.002,429.831,920.85566.63728.20
Provision for Risks Charges444.50425.20399.20381.00494.00452.09439.39386.26401.08
Deferred Tax Liabilities312.70139.1063.6019.00345.00291.22266.11217.10219.31
Other Liabilities7,014.106,447.408,554.306,627.006,623.003,428.413,311.534,507.193,708.06
Total Liabilities10,704.509,981.6011,940.0010,267.0010,668.007,874.347,094.166,885.256,090.20
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity5,499.504,908.504,848.104,665.005,767.004,909.974,420.483,741.883,479.95
Total Shareholders Equity5,499.504,908.504,848.104,665.005,767.004,909.974,420.483,741.883,479.95
Accumulated Minority Interest24.8018.5014.7023.0016.0011.684.523.513.07
Total Equity5,524.304,927.004,862.804,688.005,783.004,921.654,425.003,745.393,483.03
Total Liabilities & Stockholders Equity16,228.8014,908.6016,802.8014,955.0016,451.0012,795.9911,519.1710,630.649,573.22
Book Value Per Share53.9247.6647.0245.2052.5744.4939.3033.5631.37
Tangible Book Value Per Share35.1028.9228.0025.9036.1130.2428.2522.3220.44
Full-Time Employees19,10219,03819,21021,15322,23319,59718,41218,25118,705
Price to Book Ratio1.281.261.471.211.491.161.481.331.89
Return on Assets3.990.831.371.678.495.736.394.704.60
Return on Equity11.952.694.565.0423.2514.9317.3313.1413.04
Return on Invested Capital8.661.993.554.2216.359.4911.1611.0110.05
Current Ratio1.031.121.730.860.851.041.211.181.24

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations1,289.201,173.001,109.601,005.501,520.001,666.001,470.021,290.551,181.28
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-319.70-222.20-212.10-651.20-740.00-446.00-385.36-377.46-388.11
Cash from Operating Activities969.50950.80897.50354.30780.001,220.001,084.66913.09793.16
Capital Expenditures-163.70-188.30-218.30-263.40-260.00-161.00-114.08-106.98-118.17
Net Assets From Acquisitions-4.50-5.70-16.40-31.80-280.00-191.00-395.19-20.83-79.92
Sale of Fixed Assets and Businesses0.000.603.100.107.0018.000.000.000.00
Purchase or Sale of Investments-2,160.20-972.40-178.601,098.0013.00-3,256.00-461.74-116.04-1,019.36
Purchase of Investments-4,296.90-2,984.40-6,386.10-1,470.10-3,152.00-6,363.00-2,953.88-2,453.99-3,164.68
Sale Or Maturity of Investments2,136.702,012.006,207.502,568.103,165.003,107.002,492.142,337.952,145.32
Other Uses-56,125.10-45,342.10-29,164.20-13,309.90-15,658.00-25,926.00-17,584.09-8,001.10-2,380.88
Other Sources56,333.0045,048.8029,118.2013,099.4015,781.0026,119.0017,137.317,791.562,376.96
Cash from Investing Activities-2,120.50-1,459.10-456.20592.40-397.00-3,397.00-1,417.80-453.39-1,221.37
Cash Dividends Paid-168.30-223.00-220.70-216.60-217.00-213.00-198.66-188.44-178.49
Change in Capital Stock-53.70-115.30-61.60-72.30-439.00-93.00-140.09-3.25-22.91
Repurchase of Common Pref Stock-60.70-122.30-68.50-72.70-441.00-99.00-138.60-2.07-18.80
Sale of Common Pref Stock7.007.006.900.402.006.00-1.49-1.19-4.11
Proceedsfrom Stock Options7.007.006.900.402.006.00-1.49-1.19-4.11
Issuance or Reduction of Debt, Net-275.40258.10230.30-69.20-169.00644.00515.81196.531.26
Change in Long Term Debt-275.40258.10230.30-69.20-169.00644.00515.81196.531.26
Issuance of Long Term Debt54,252.8044,061.6028,852.3013,383.7015,533.0025,244.0016,006.438,151.622,380.98
Reduction of Long Term Debt-54,528.20-43,803.50-28,622.00-13,452.90-15,702.00-24,600.00-15,490.61-7,955.09-2,379.72
Net Financing Active Other Cash Flow468.10244.60-2,259.901,788.30451.001,792.00-60.48-448.75715.62
Other Financing Activities Uses0.000.00-2,259.900.000.000.00-60.48-448.750.00
Cash from Financing Activities-29.30164.40-2,311.901,430.20-374.002,130.00116.58-443.92515.48
Exchange Rate Effect-0.1013.10-16.604.90-13.00-6.073.04-7.37
Net Change in Cash-1,180.40-330.80-1,887.202,381.80-4.00-47.00-210.4918.8379.90
Free Cash Flow805.80762.50679.2090.90520.001,059.00970.58806.11675.00
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow9.8311.8114.20-18.5310.307.5610.7310.18

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Total Cash1,731.102,624.802,436.201,387.302,911.502,031.20
Investments10,737.5010,733.709,930.209,394.309,070.608,817.00
Net Property, Plant & Equipment1,534.301,548.001,554.301,574.701,586.601,607.30
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Deferred Tax Assets9.409.409.409.4043.8043.80
Other Intangible Assets3,514.403,577.203,608.503,430.503,550.803,362.00
Total Assets17,982.8018,941.0017,936.6016,228.8017,610.0016,273.90
Insurance Policy Liabilities - Insurance1,134.601,151.601,166.301,169.601,179.301,189.30
Total Debt1,745.001,752.701,751.901,763.601,766.901,769.50
Long Term Debt1,745.001,752.701,751.901,682.301,766.901,769.50
Provision for Risks Charges0.000.000.00444.500.000.00
Deferred Tax Liabilities312.70312.70312.70312.70139.10139.10
Other Liabilities9,382.3010,080.209,193.507,014.109,199.508,026.70
Total Liabilities12,574.6013,297.2012,424.4010,704.5012,284.8011,124.60
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity5,386.905,620.805,489.605,499.505,301.105,126.20
Total Shareholders Equity5,386.905,620.805,489.605,499.505,301.105,126.20
Accumulated Minority Interest21.3023.0022.6024.8024.1023.10
Total Equity5,408.205,643.805,512.205,524.305,325.205,149.30
Total Liabilities & Stockholders Equity17,982.8018,941.0017,936.6016,228.8017,610.0016,273.90
Book Value Per Share52.7155.1153.7753.9252.0250.11
Tangible Book Value Per Share34.1636.4435.0335.1033.1331.25
Full-Time Employees---19,102--
Price to Book Ratio1.281.281.121.181.281.26
Return on Assets4.124.234.023.992.821.20
Return on Equity13.7113.8712.8011.959.283.80
Return on Invested Capital2.482.961.732.952.682.12
Current Ratio1.741.971.841.031.951.63

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations320.90348.50279.70340.10307.80296.70
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-82.908.10-274.1029.20-35.3065.10
Cash from Operating Activities238.00356.605.60369.30272.50361.80
Capital Expenditures-41.40-39.20-38.30-44.80-49.40-52.40
Net Assets From Acquisitions-1.30-0.20-2.10-0.900.800.20
Sale of Fixed Assets and Businesses-0.400.400.000.000.500.00
Purchase or Sale of Investments-457.40-847.20-570.20-285.40-110.40-541.70
Purchase of Investments-919.90-1,341.80-1,026.30-1,008.90-555.90-933.90
Sale Or Maturity of Investments462.50494.60456.10723.50445.50392.20
Other Uses-11,292.90-14,032.40-15,550.80-15,249.00-11,479.70-10,752.10
Other Sources11,481.1014,073.3015,343.8015,434.8011,283.8010,622.50
Cash from Investing Activities-312.30-845.30-817.60-145.30-354.40-723.50
Cash Dividends Paid0.00-56.10-56.20-56.00-56.00-55.30
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock1.30-19.00-40.104.10-29.60-54.90
Repurchase of Common Pref Stock1.30-19.00-40.10-2.90-29.60-54.90
Sale of Common Pref Stock0.000.000.007.000.000.00
Proceedsfrom Stock Options0.000.000.007.000.000.00
Issuance or Reduction of Debt, Net-230.60-42.80171.60-173.60193.00147.30
Change in Long Term Debt-230.60-42.80171.60-173.60193.00147.30
Issuance of Long Term Debt10,876.6013,573.5015,026.0014,776.7011,213.6010,478.80
Reduction of Long Term Debt-11,107.20-13,616.30-14,854.40-14,950.30-11,020.60-10,331.50
Net Financing Active Other Cash Flow-591.90795.901,789.30-1,525.20858.20298.70
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities-821.20678.001,864.60-1,750.70965.60335.80
Exchange Rate Effect1.80-0.70-3.702.50-3.4012.00
Net Change in Cash-893.70188.601,048.90-1,524.20880.30-13.90
Free Cash Flow196.60317.40-32.70324.50223.10309.40
Price to Free Cash Flow9.8311.6210.3711.7513.7514.34

Revenue breakdown

United States2024: 6.13B 2025: 7.45B
Consolidation, Policy2024: 33.40M 2025: -31.70M
Corporate2024: -34.90M 2024: -33.40M 2025: 31.60M 2025: 31.70M
Home Warranty2024: 425.70M 2025: 442.90M
Title Insurance And Services2024: 5.74B 2025: 6.98B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-306.12%6.0M98.2M894.83K
2026-10-156.47%6.4M98.2M829.09K
2026-09-306.37%6.3M98.2M806.67K
2026-09-156.15%6.0M98.2M824.01K
2026-08-316.11%6.0M98.2M874.08K
2026-08-145.67%5.6M98.2M922.13K
2026-07-316.07%6.0M98.2M943.48K
2026-07-156.69%6.6M98.0M962.76K
2026-06-306.54%6.4M98.0M992.99K
2026-06-155.81%5.7M98.0M997.72K
2026-05-295.04%4.9M98.1M960.88K
2026-05-154.37%4.3M98.1M990.61K
2026-04-304.06%4.0M97.6M1.05M
2026-04-154.06%4.0M98.0M1.09M
2026-03-313.93%3.8M97.4M1.08M
2026-03-133.85%3.7M97.4M968.39K
2026-02-273.91%3.8M97.4M896.85K
2026-02-133.73%3.6M97.4M811.17K
2026-01-303.32%3.2M97.4M759.70K
2026-01-152.72%2.7M97.4M703.29K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call40.0024.9028.500.003.3330.000.000.978-0.0470.005
call45.0019.7023.500.002.7460.000.000.973-0.0460.006
call50.0015.1018.500.002.2110.000.000.965-0.0430.008
call55.009.6013.5011.051.71013.000.000.953-0.0400.010
call60.005.108.505.401.2203.000.000.828-0.1020.026
call65.001.005.003.701.0718.000.000.582-0.1700.041
call70.000.004.901.101.56234.000.000.442-0.3190.041
call75.000.004.900.551.9563.000.000.399-0.4350.040
call80.000.004.900.102.2862.000.000.363-0.4940.039
call85.000.004.900.052.5721.000.000.338-0.5410.038
call90.000.000.200.052.49220.000.000.310-0.4970.039
call95.000.004.800.001.2510.000.000.041-0.0630.009
call1000.004.900.001.3900.000.000.037-0.0650.008
call1050.004.900.001.5190.000.000.035-0.0670.008
put40.000.004.900.001.6860.000.00-0.021-0.0490.005
put45.000.004.900.051.3381200.00-0.026-0.0470.006
put50.000.004.900.001.0200.000.00-0.034-0.0440.008
put55.000.000.150.050.72217.000.00-0.046-0.0400.010
put60.000.000.650.050.67617.000.00-0.127-0.0800.023
put65.000.001.653.160.5292.000.00-0.418-0.1690.041
put70.001.605.703.000.8091.000.00-0.557-0.3180.041
put75.006.5010.700.001.1600.000.00-0.600-0.4330.040
put80.0011.5016.200.001.6020.000.00-0.636-0.4920.039
put85.0016.5021.300.001.8950.000.00-0.661-0.5390.038
put90.0021.5025.600.001.8950.000.00-0.954-0.0570.010
put95.0026.5030.400.002.0220.000.00-0.958-0.0590.009
put10031.5035.600.002.2850.000.00-0.962-0.0610.008
put10536.5040.600.002.4570.000.00-0.964-0.0620.008

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0913F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-09-30SEC
2026-11-053Initial statement of beneficial ownership of securities2026-11-03SEC
2026-11-038-KCurrent report2026-11-03SEC
2026-10-2310-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-218-KCurrent report2026-10-21SEC
2026-08-24N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2026-06-30SEC
2026-08-1013F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-07-284Statement of changes in beneficial ownership of securities2026-07-24SEC
2026-07-24144Filing for proposed sale of securities under Rule 144.SEC
2026-07-2310-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-228-KCurrent report2026-07-22SEC
2026-06-244Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-244Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-244Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-244Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-05-158-KCurrent report2026-05-12SEC
2026-05-1213F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-03-31SEC
2026-05-074Statement of changes in beneficial ownership of securities2026-05-05SEC
2026-05-05144Filing for proposed sale of securities under Rule 144.SEC
2026-05-014Statement of changes in beneficial ownership of securities2026-04-29SEC
2026-04-29SCHEDULE 13GSEC
2026-04-29SCHEDULE 13GSEC
2026-04-298-KCurrent report2026-04-29SEC
2026-04-284Statement of changes in beneficial ownership of securities2026-04-24SEC
2026-04-24144Filing for proposed sale of securities under Rule 144.SEC
2026-04-2410-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-04-228-KCurrent report2026-04-22SEC
2026-03-30ARSAnnual report to security holders. 2025-12-31SEC
2026-03-30DEF 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342026-05-12SEC
2026-03-26SCHEDULE 13G/ASEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-0700243.92K1
2026-060000
2026-0500399.65K1
2026-0400468.01K1
2026-030000
2026-024.05M200
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.9.21%
FMR LLC8.99%
Boston Partners5.72%
VANGUARD PORTFOLIO MANAGEMENT LLC5.31%
DIMENSIONAL FUND ADVISORS LP4.93%
VANGUARD CAPITAL MANAGEMENT LLC4.34%
STATE STREET CORP3.33%
ARIEL INVESTMENTS, LLC3.17%
LSV ASSET MANAGEMENT2.40%
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP1.94%

Funds

Fund% owned
Core Fixed Income Fund29.38%
VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND21.27%
DFA Short-Term Extended Quality Portfolio18.61%
DFA Investment Grade Portfolio15.71%
PIMCO Total Return Fund8.14%
Guggenheim Limited Duration Fund7.71%
Guggenheim Total Return Bond Fund7.11%
Bridge Builder Core Plus Bond Fund6.67%
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND5.57%
VANGUARD TOTAL BOND MARKET II INDEX FUND4.91%

OakChart. FAF. Cached 15 minutes.