Marathon Bancorp Inc
MBBCFinancial·Banks - Regional·USA·Nano·NASD·Nov 11 • 3:59 PM ET
14.50+0.32 (2.26%)
2026-11-12 03:37 CET
Market cap
42.65 USD m
Revenue, TTM
- USD m
Net income, TTM
1.80 USD m
Free cash flow, TTM
3.17 USD m
EPS diluted, TTM
0.65
P/E
22.48
Price
MBBC against its 20, 50 and 200-day averages2050200
8.2% under the 52-week high of 15.79 on 29 Jun 2026. 52-week low 10.28 on 17 Sep 2025. Last 15 sessions, 7.6% high to low
Volume 0.01× normal · the line is the 50-bar volume average
Profile
MBBC52-week range, 74% of the way up
10.7515.79
Marathon Bancorp, Inc. is a mutual bank holding company. It offers traditional, commercial, and mortgage banking services. The company was founded in December 2020 and is headquartered in Wausau, WI.
| Employees | 31 |
|---|---|
| IPO | Apr 20, 2021 |
| Beta | 0.35 |
| ATR, 14d | 0.27 |
| Rel volume | 0.01 |
| Short float | 0.23% |
| Insider own | 20.62% |
| Inst own | 21.22% |
Snapshot
6 groupsValuation
| Index | - |
|---|---|
| Market Cap | 43.61M |
| Enterprise Value | - |
| Income | 1.80M |
| Sales | 13.19M |
| Book/sh | 16.10 |
| Cash/sh | - |
| Dividend Est. | - |
| Dividend TTM | - |
| Dividend Ex-Date | - |
| Dividend Gr. 3/5Y | - - |
| Payout | 0.00% |
| Employees | 31 |
| IPO | Apr 20, 2021 |
Ratios
| P/E | 22.48 |
|---|---|
| Forward P/E | - |
| PEG | - |
| P/S | 3.31 |
| P/B | 0.90 |
| P/C | - |
| P/FCF | 13.76 |
| EV/EBITDA | - |
| EV/Sales | - |
| Quick Ratio | - |
| Current Ratio | 0.21 |
| Debt/Eq | 0.11 |
| LT Debt/Eq | 0.11 |
| Option/Short | No / Yes |
Earnings
| EPS (ttm) | 0.65 |
|---|---|
| EPS next Y | - |
| EPS next Q | - |
| EPS this Y | - |
| EPS next Y | - |
| EPS next 5Y | - |
| EPS past 3/5Y | 4.41% 7.05% |
| Sales past 3/5Y | 7.23% 8.62% |
| EPS Y/Y TTM | 426.85% |
| Sales Y/Y TTM | 26.40% |
| EPS Q/Q | -1.39% |
| Sales Q/Q | 16.81% |
| Earnings | - |
| EPS/Sales Surpr. | - - |
Ownership
| Insider Own | 20.62% |
|---|---|
| Insider Trans | 1.36% |
| Inst Own | 21.22% |
| Inst Trans | 0.73% |
| ROA | 0.71% |
| ROE | 3.80% |
| ROIC | 3.36% |
| Gross Margin | - |
| Oper. Margin | 16.33% |
| Profit Margin | 13.65% |
| SMA20 | -0.87% |
| SMA50 | -2.88% |
| SMA200 | 2.73% |
| Trades | - |
Technical
| Shs Outstand | 3.01M |
|---|---|
| Shs Float | 2.39M |
| Short Float | 0.23% |
| Short Ratio | 1.84 |
| Short Interest | 0.01M |
| 52W High | 15.79 -8.17% |
| 52W Low | 10.75 34.88% |
| Volatility | 1.36% 0.91% |
| ATR (14) | 0.27 |
| RSI (14) | 46.58 |
| Beta | 0.35 |
| Rel Volume | 0.01 |
| Avg Volume | 2.98K |
| Volume | 32 |
Performance
| Perf Week | 0.49% |
|---|---|
| Perf Month | -2.26% |
| Perf Quarter | -3.91% |
| Perf Half Y | -6.21% |
| Perf YTD | 19.24% |
| Perf Year | 34.88% |
| Perf 3Y | 184.37% |
| Perf 5Y | 85.17% |
| Perf 10Y | - |
| Recom | - |
| Target Price | - |
| Prev Close | 14.18 |
| Price | 14.50 |
| Change % | 2.26% |
Peers
Mkt cap| Ticker | Company | Mkt cap |
|---|---|---|
| CLST | Catalyst Bancorp Inc | 69.96M |
| KFFB | Kentucky First Federal Bancorp | 47.50M |
| TCBS | Texas Community Bancshares Inc | 49.69M |
| WSBF | Waterstone Financial Inc | 360.98M |
| CPBI | Central Plains Bancshares Inc | 85.57M |
| FDSB | Fifth District Bancorp Inc | 91.99M |
| HFBL | Home Federal Bancorp Inc (Louisiana) | 72.73M |
| HYNE | Hoyne Bancorp Inc | 152.62M |
| BSBK | Bogota Financial Corp | 118.58M |
| SFBC | Sound Financial Bancorp Inc | 115.71M |
Insider trading
latest 14 of 37| Insider | Relationship | Date | Transaction | Cost | Shares | Value | Total held | Form |
|---|---|---|---|---|---|---|---|---|
| Spatz Nora | EVP and CAO | Sep 18 '26 | Option Exercise | 7.40 | 2,163 | 15,998 | 29,259 | Sep 18 04:17 PM |
| Zillges Nicholas W | President and CEO | Jun 16 '26 | Buy | 15.00 | 970 | 14,550 | 57,205 | Jun 17 12:56 PM |
| Cornish Terry | SVP and CCO | Jun 09 '26 | Buy | 14.50 | 693 | 10,048 | 26,986 | Jun 11 06:08 PM |
| Cornish Terry | SVP and CCO | Jun 03 '26 | Buy | 13.75 | 263 | 3,616 | 26,079 | Jun 11 06:08 PM |
| Cornish Terry | SVP and CCO | Jun 10 '26 | Buy | 14.75 | 219 | 3,230 | 27,205 | Jun 11 06:08 PM |
| Cornish Terry | SVP and CCO | Jun 05 '26 | Buy | 14.25 | 116 | 1,653 | 26,222 | Jun 11 06:08 PM |
| Cornish Terry | SVP and CCO | Jun 08 '26 | Buy | 14.24 | 71 | 1,011 | 26,293 | Jun 11 06:08 PM |
| Cornish Terry | SVP and CCO | Jun 04 '26 | Buy | 13.77 | 27 | 372 | 26,106 | Jun 11 06:08 PM |
| Knopf Michelle | EVP and COO | Jun 09 '26 | Buy | 14.50 | 519 | 7,526 | 19,175 | Jun 11 06:05 PM |
| Knopf Michelle | EVP and COO | Jun 03 '26 | Buy | 13.75 | 197 | 2,708 | 18,495 | Jun 11 06:05 PM |
| Knopf Michelle | EVP and COO | Jun 10 '26 | Buy | 14.75 | 164 | 2,419 | 19,339 | Jun 11 06:05 PM |
| Knopf Michelle | EVP and COO | Jun 05 '26 | Buy | 14.25 | 87 | 1,240 | 18,602 | Jun 11 06:05 PM |
| Knopf Michelle | EVP and COO | Jun 08 '26 | Buy | 14.24 | 54 | 769 | 18,656 | Jun 11 06:05 PM |
| Knopf Michelle | EVP and COO | Jun 04 '26 | Buy | 13.77 | 20 | 275 | 18,515 | Jun 11 06:05 PM |
Held by
AUMQuarterly earnings
actual against estimate| Period | Reported | EPS act | EPS est | EPS rep | Sales act | Sales est | Analysts |
|---|---|---|---|---|---|---|---|
| No quarterly earnings. | |||||||
Annual earnings
| Period | EPS act | EPS est | EPS rep | Sales act | Sales est |
|---|---|---|---|---|---|
| No annual earnings. | |||||
Estimate revisions
last 14 periods| Period | Type | Date | Estimates | Up | Down | Mean | Low | High |
|---|---|---|---|---|---|---|---|---|
| No estimate revisions. | ||||||||
Estimate history
| EPS, annual | 0.408 | 0.128 | 0.467 | 0.453 | 0.577 | -0.049 | 0.015 | 0.656 | 0.645 |
|---|---|---|---|---|---|---|---|---|---|
| Period | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM |
| EPS, quarterly | 0.063 | 0.018 | 0.053 | -0.113 | 0.165 | 0.186 | 0.178 | 0.119 | 0.163 |
| Period | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | Q4 '26 | Q1 '27 |
| Sales, annual | 6.664 | 6.915 | 8.38 | 8.275 | 10.279 | 9.122 | 9.871 | 12.673 | 13.19 |
| Period | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM |
| Sales, quarterly | 2.488 | 2.442 | 2.527 | 2.413 | 3.049 | 3.127 | 3.2 | 3.297 | 3.561 |
| Period | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | Q4 '26 | Q1 '27 |
| Shares, annual | 3.268 | 3.268 | 3.061 | 3.116 | 2.962 | 4.034 | 2.939 | 3.014 | 3.007 |
| Period | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | MRQ |
| Shares, quarterly | 2.931 | 2.93 | 2.932 | 2.939 | 2.939 | 2.939 | 2.95 | 3.014 | 3.007 |
| Period | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | Q4 '26 | Q1 '27 |
Income statement, annual
| Metric | TTM | 2026FY | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY |
|---|---|---|---|---|---|---|---|---|---|
| Interest Income | 12.42 | 11.90 | 9.55 | 9.43 | 8.98 | 7.16 | 6.48 | 5.91 | 6.12 |
| Total Interest Expense | 3.87 | 3.70 | 3.51 | 3.59 | 2.28 | 0.95 | 1.09 | 1.36 | 1.36 |
| Net Interest Income | 8.54 | 8.21 | 6.04 | 5.84 | 6.70 | 6.21 | 5.39 | 4.55 | 4.76 |
| Loan Loss Provision | 0.11 | 0.04 | -0.09 | -0.19 | 0.00 | 0.00 | 0.00 | 0.15 | 0.00 |
| Net Interest Income After Loan Loss Provision | 8.43 | 8.17 | 6.14 | 6.03 | 6.70 | 6.21 | 5.39 | 4.40 | 4.76 |
| Non-Interest Income | 0.77 | 0.77 | 0.32 | -0.31 | 1.30 | 1.12 | 1.90 | 1.01 | 0.54 |
| Non-Interest Expense | 7.05 | 6.81 | 6.45 | 5.97 | 5.88 | 5.56 | 5.44 | 4.90 | 4.85 |
| Operating Income | 2.15 | 2.13 | 0.01 | -0.25 | 2.12 | 1.77 | 1.85 | 0.51 | 0.45 |
| Unusual Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income Before Taxes | 2.15 | 2.13 | 0.01 | -0.25 | 2.12 | 1.77 | 1.85 | 0.51 | 0.45 |
| Income Taxes | 0.35 | 0.34 | -0.03 | -0.06 | 0.44 | 0.44 | 0.48 | 0.09 | -0.88 |
| Consolidated Net Income | 1.80 | 1.79 | 0.04 | -0.19 | 1.67 | 1.33 | 1.37 | 0.42 | 1.33 |
| Net Income From Continuing Operations | 1.80 | 1.79 | 0.04 | -0.19 | 1.67 | 1.33 | 1.37 | 0.42 | 1.33 |
| Net Income | 1.80 | 1.79 | 0.04 | -0.19 | 1.67 | 1.33 | 1.37 | 0.42 | 1.33 |
| EPS (Recurring) | 0.65 | 0.66 | 0.02 | -0.05 | 0.58 | 0.45 | 0.47 | 0.13 | 0.41 |
| EPS (Basic, Before Extraordinaries) | 0.65 | 0.67 | 0.02 | -0.05 | 0.58 | 0.45 | 0.47 | 0.13 | 0.41 |
| EPS (Diluted) | 0.65 | 0.66 | 0.02 | -0.05 | 0.58 | 0.45 | 0.47 | 0.13 | 0.41 |
| Non-Operating Income (Expense) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 0.27 | 0.24 | 0.17 | 0.15 | - | - | - | - | - |
| Price To Earnings Ratio | 21.98 | 21.98 | 61.25 | 93.82 | 12.03 | 17.76 | 17.89 | - | - |
| Price To Sales Ratio | - | 3.29 | 2.79 | 2.70 | 2.00 | 2.87 | 2.69 | - | - |
| Operating Margin | 16.33 | 16.82 | 0.11 | -2.70 | 20.59 | 21.41 | 22.09 | 7.31 | 6.79 |
| Net Margin | 13.65 | 14.13 | 0.43 | -2.05 | 16.27 | 16.13 | 16.39 | 6.04 | 20.00 |
| Shares Outstanding | 3.01 | 3.01 | 2.94 | 4.03 | 2.96 | 3.12 | 3.06 | 3.27 | 3.27 |
| Market Capitalization | 42.65 | 42.65 | 29.30 | 19.40 | 20.26 | 24.69 | 23.45 | 25.04 | - |
Income statement, quarterly
| Metric | 2027Q1 | 2026Q4 | 2026Q3 | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 |
|---|---|---|---|---|---|---|---|---|
| Interest Income | 3.39 | 3.11 | 2.97 | 2.95 | 2.88 | 2.64 | 2.33 | 2.27 |
| Total Interest Expense | 1.10 | 0.97 | 0.91 | 0.89 | 0.92 | 0.88 | 0.87 | 0.86 |
| Net Interest Income | 2.29 | 2.14 | 2.06 | 2.06 | 1.95 | 1.75 | 1.46 | 1.41 |
| Loan Loss Provision | 0.04 | 0.04 | 0.01 | 0.03 | -0.04 | 0.10 | -0.04 | 0.01 |
| Net Interest Income After Loan Loss Provision | 2.25 | 2.10 | 2.05 | 2.02 | 1.99 | 1.66 | 1.50 | 1.40 |
| Non-Interest Income | 0.17 | 0.19 | 0.23 | 0.18 | 0.17 | -0.22 | 0.19 | 0.18 |
| Non-Interest Expense | 1.86 | 1.90 | 1.67 | 1.61 | 1.62 | 1.89 | 1.50 | 1.52 |
| Operating Income | 0.57 | 0.39 | 0.61 | 0.59 | 0.55 | -0.45 | 0.19 | 0.05 |
| Unusual Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income Before Taxes | 0.57 | 0.39 | 0.61 | 0.59 | 0.55 | -0.45 | 0.19 | 0.05 |
| Income Taxes | 0.12 | 0.03 | 0.12 | 0.09 | 0.10 | -0.12 | 0.05 | 0.00 |
| Consolidated Net Income | 0.45 | 0.36 | 0.49 | 0.50 | 0.44 | -0.33 | 0.15 | 0.05 |
| Net Income From Continuing Operations | 0.45 | 0.36 | 0.49 | 0.50 | 0.44 | -0.33 | 0.15 | 0.05 |
| Net Income | 0.45 | 0.36 | 0.49 | 0.50 | 0.44 | -0.33 | 0.15 | 0.05 |
| EPS (Recurring) | 0.16 | 0.12 | 0.18 | 0.19 | 0.17 | -0.11 | 0.05 | 0.02 |
| EPS (Basic, Before Extraordinaries) | 0.17 | 0.12 | 0.18 | 0.19 | 0.17 | -0.11 | 0.05 | 0.02 |
| EPS (Diluted) | 0.16 | 0.12 | 0.18 | 0.19 | 0.17 | -0.11 | 0.05 | 0.02 |
| Non-Operating Income (Expense) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 0.11 | 0.08 | 0.04 | 0.04 | 0.06 | 0.06 | 0.02 | 0.03 |
| Price To Earnings Ratio | 21.98 | 36.76 | 46.57 | 98.86 | 508.78 | 61.25 | 60.08 | - |
| Price To Sales Ratio | - | 3.63 | 3.15 | 2.95 | 2.69 | 2.97 | 2.80 | 3.21 |
| Operating Margin | 15.97 | 11.75 | 19.03 | 18.82 | 17.95 | -18.69 | 7.67 | 2.16 |
| Net Margin | 12.72 | 10.85 | 15.25 | 16.03 | 14.57 | -13.76 | 5.87 | 2.09 |
| Shares Outstanding | 3.01 | 3.01 | 2.95 | 2.94 | 2.94 | 2.94 | 2.93 | 2.93 |
| Market Capitalization | 42.65 | 45.09 | 39.76 | 35.73 | 30.68 | 29.30 | 28.64 | 29.88 |
Balance sheet, annual
| Metric | 2026FY | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY |
|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | 2.99 | 2.24 | 2.98 | 2.27 | 2.42 | 1.99 | 3.61 | 1.89 |
| Investments | 23.83 | 19.39 | 16.14 | 23.47 | 19.43 | 58.00 | 40.72 | 25.81 |
| Net Loans | 217.39 | 200.80 | 183.45 | 197.71 | 185.63 | 144.17 | 116.92 | 115.67 |
| Investment in Unconsolidated Affiliates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Customer Liability on Acceptances | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Real Estate Assets | 1.00 | 1.00 | 1.38 | 2.31 | - | 0.00 | 0.06 | 0.00 |
| Net Property, Plant & Equipment | 3.91 | 3.88 | 4.09 | 2.13 | 1.68 | 1.85 | 1.97 | 1.85 |
| Interest Receivables | 0.74 | 0.67 | 0.60 | 0.61 | 0.57 | 0.55 | 0.50 | 0.55 |
| Deferred Tax Assets | 0.95 | 0.94 | 1.02 | 0.96 | 0.40 | 0.61 | 0.95 | 1.04 |
| Other Intangible Assets | 10.58 | 10.33 | 10.09 | 9.78 | 10.20 | 6.79 | 6.17 | 5.97 |
| Total Assets | 261.39 | 239.26 | 219.73 | 239.25 | 220.32 | 213.96 | 170.90 | 152.77 |
| Total Deposits | 189.76 | 175.24 | 172.98 | 197.25 | 188.10 | 171.96 | 134.01 | 131.27 |
| Total Debt | 20.33 | 15.44 | 13.52 | 8.00 | 0.00 | 10.37 | 14.37 | 0.00 |
| Long Term Debt | 20.21 | 15.31 | 10.52 | 8.00 | 0.00 | 0.00 | 8.00 | 0.00 |
| Provision for Risks Charges | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax Liabilities | 0.36 | 0.42 | 0.44 | 0.47 | 0.31 | 0.34 | 0.25 | 0.17 |
| Other Liabilities | 2.99 | 2.44 | 1.50 | 2.24 | 1.18 | 1.45 | 1.48 | 1.20 |
| Total Liabilities | 213.43 | 193.55 | 188.44 | 207.97 | 189.58 | 184.12 | 150.12 | 132.64 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 47.96 | 45.71 | 31.29 | 31.28 | 30.74 | 29.85 | 20.78 | 20.14 |
| Total Shareholders Equity | 47.96 | 45.71 | 31.29 | 31.28 | 30.74 | 29.85 | 20.78 | 20.14 |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 47.96 | 45.71 | 31.29 | 31.28 | 30.74 | 29.85 | 20.78 | 20.14 |
| Total Liabilities & Stockholders Equity | 261.39 | 239.26 | 219.73 | 239.25 | 220.32 | 213.96 | 170.90 | 152.77 |
| Book Value Per Share | 15.91 | 15.55 | 7.76 | 10.56 | 9.87 | 9.75 | 6.36 | 6.16 |
| Tangible Book Value Per Share | 15.91 | 15.55 | 7.76 | 10.56 | 9.87 | 9.75 | 6.36 | 6.16 |
| Full-Time Employees | 31 | 35 | 35 | 35 | 35 | 36 | 33 | 35 |
| Price to Book Ratio | 0.88 | 0.91 | 0.62 | 0.65 | 0.80 | 0.79 | 1.15 | - |
| Return on Assets | 0.72 | 0.02 | -0.08 | 0.73 | 0.61 | 0.71 | 0.26 | - |
| Return on Equity | 3.82 | 0.11 | -0.60 | 5.39 | 4.41 | 5.42 | 2.04 | - |
| Return on Invested Capital | 2.63 | 0.07 | -0.45 | 4.26 | 4.34 | 4.60 | 1.45 | 6.62 |
| Current Ratio | 0.16 | 0.14 | 0.18 | 0.26 | 0.13 | 0.62 | 0.50 | 0.12 |
Cash flow, annual
| Metric | TTM | 2026FY | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY |
|---|---|---|---|---|---|---|---|---|---|
| Funds from Operations | 2.15 | 1.96 | 0.40 | 0.47 | 1.51 | 0.98 | 0.90 | 0.33 | 0.40 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | 1.66 | 0.49 | 0.90 | -0.23 | 0.35 | -0.46 | -0.49 | 0.25 | 0.07 |
| Cash from Operating Activities | 3.81 | 2.45 | 1.30 | 0.24 | 1.86 | 0.52 | 0.41 | 0.58 | 0.46 |
| Capital Expenditures | -0.64 | -0.43 | -0.18 | -2.26 | -0.07 | -3.03 | -0.09 | -0.29 | -0.54 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 0.00 | 0.00 | 0.10 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase or Sale of Investments | 1.36 | 1.40 | 1.74 | 2.30 | 1.06 | -0.32 | 6.20 | 6.10 | 8.65 |
| Purchase of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -3.50 | -1.11 | -3.22 | 0.00 |
| Sale Or Maturity of Investments | 1.36 | 1.40 | 1.74 | 2.30 | 1.06 | 3.18 | 7.31 | 9.32 | 8.65 |
| Other Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | 0.00 | 0.00 | 0.00 | 0.00 | 0.97 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Investing Activities | -13.90 | -15.63 | -15.43 | 17.89 | -14.29 | -43.91 | -20.21 | 3.97 | -5.81 |
| Cash Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | -0.05 | 0.09 | 13.79 | -0.16 | -1.37 | 0.00 | 7.63 | 0.00 | 0.00 |
| Repurchase of Common Pref Stock | -0.12 | -0.12 | -1.44 | -0.16 | -1.37 | 0.00 | -0.87 | 0.00 | 0.00 |
| Sale of Common Pref Stock | 0.08 | 0.21 | 15.22 | 0.00 | 0.00 | 0.00 | 8.51 | 0.00 | 0.00 |
| Proceedsfrom Stock Options | -0.15 | 0.00 | 15.21 | 0.00 | 0.00 | 0.00 | 8.51 | 0.00 | 0.00 |
| Issuance or Reduction of Debt, Net | -10.00 | 5.00 | 2.00 | 5.00 | 8.00 | -10.37 | -4.00 | 14.37 | 0.00 |
| Change in Long Term Debt | -10.00 | 5.00 | 2.00 | 5.00 | 8.00 | 0.00 | -8.00 | 0.00 | 0.00 |
| Issuance of Long Term Debt | 5.00 | 5.00 | 5.00 | 5.00 | 8.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Reduction of Long Term Debt | -15.00 | 0.00 | -3.00 | 0.00 | 0.00 | 0.00 | -8.00 | 0.00 | 0.00 |
| Net Financing Active Other Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Financing Activities Uses | - | - | - | - | - | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Financing Activities | 9.24 | 19.61 | 18.05 | -19.43 | 15.78 | 5.77 | 41.57 | 17.12 | 2.48 |
| Net Change in Cash | -0.85 | 6.43 | 3.91 | -1.30 | 3.35 | -37.62 | 21.77 | 21.67 | -2.88 |
| Free Cash Flow | 3.17 | 2.02 | 1.12 | -2.02 | 1.79 | 0.48 | 0.33 | 0.28 | -0.08 |
| Preferred Dividends (Cash Flow) | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Price to Free Cash Flow | - | 20.64 | 24.55 | - | 11.49 | 49.23 | 69.20 | - | - |
| Federal Home Loan Advances Increase (Decrease) | - | -0.15 | 0.00 | -0.56 | -0.45 | -0.06 | 0.00 | 0.00 | 0.00 |
Balance sheet, quarterly
| Metric | 2027Q1 | 2026Q4 | 2026Q3 | 2026Q2 | 2026Q1 | 2025Q4 |
|---|---|---|---|---|---|---|
| Cash & Due from Banks | 1.77 | 2.99 | 2.10 | 2.17 | 2.41 | 2.24 |
| Investments | 18.71 | 23.83 | 18.77 | 17.52 | 20.84 | 19.39 |
| Net Loans | 221.34 | 217.39 | 211.71 | 211.91 | 206.26 | 200.80 |
| Investment in Unconsolidated Affiliates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Property, Plant & Equipment | 4.03 | 3.91 | 3.62 | 3.71 | 3.79 | 3.88 |
| Interest Receivables | 0.75 | 0.74 | 0.71 | 0.71 | 0.70 | 0.67 |
| Deferred Tax Assets | - | 0.95 | - | - | - | 0.94 |
| Other Intangible Assets | 11.32 | 10.58 | 11.11 | 11.00 | 10.99 | 10.33 |
| Total Assets | 258.91 | 261.39 | 249.02 | 248.02 | 245.99 | 239.26 |
| Total Deposits | 201.01 | 189.76 | 174.15 | 178.39 | 181.72 | 175.24 |
| Total Debt | 5.30 | 20.33 | 24.35 | 19.38 | 15.41 | 15.44 |
| Long Term Debt | 5.21 | 20.21 | 24.32 | 19.32 | 15.32 | 15.31 |
| Provision for Risks Charges | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax Liabilities | - | 0.36 | - | - | - | 0.42 |
| Other Liabilities | 4.21 | 2.99 | 2.98 | 3.36 | 2.57 | 2.44 |
| Total Liabilities | 210.52 | 213.43 | 201.49 | 201.13 | 199.71 | 193.55 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 48.39 | 47.96 | 47.54 | 46.89 | 46.28 | 45.71 |
| Total Shareholders Equity | 48.39 | 47.96 | 47.54 | 46.89 | 46.28 | 45.71 |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 48.39 | 47.96 | 47.54 | 46.89 | 46.28 | 45.71 |
| Total Liabilities & Stockholders Equity | 258.91 | 261.39 | 249.02 | 248.02 | 245.99 | 239.26 |
| Book Value Per Share | 16.10 | 15.91 | 16.11 | 15.95 | 15.75 | 15.55 |
| Tangible Book Value Per Share | 16.10 | 15.91 | 16.11 | 15.95 | 15.75 | 15.55 |
| Full-Time Employees | - | 31 | - | - | - | 35 |
| Price to Book Ratio | 0.88 | 0.95 | 0.85 | 0.77 | 0.67 | 0.91 |
| Return on Assets | 0.71 | 0.72 | 0.45 | 0.33 | 0.13 | 0.02 |
| Return on Equity | 3.80 | 3.82 | 2.77 | 1.94 | 0.80 | 0.11 |
| Return on Invested Capital | 0.84 | 0.52 | 0.68 | 0.76 | 0.72 | -0.54 |
| Current Ratio | 0.21 | 0.16 | 0.24 | 0.21 | 0.24 | 0.14 |
Cash flow, quarterly
| Metric | 2027Q1 | 2026Q4 | 2026Q3 | 2026Q2 | 2026Q1 | 2025Q4 |
|---|---|---|---|---|---|---|
| Funds from Operations | 0.62 | 0.40 | 0.63 | 0.50 | 0.43 | -0.05 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | 1.16 | 0.05 | -0.43 | 0.89 | -0.01 | -0.55 |
| Cash from Operating Activities | 1.78 | 0.45 | 0.20 | 1.38 | 0.42 | -0.61 |
| Capital Expenditures | -0.22 | -0.40 | -0.02 | -0.01 | -0.01 | -0.07 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.10 |
| Purchase or Sale of Investments | 0.06 | 0.06 | 0.08 | 1.16 | 0.11 | 0.10 |
| Purchase of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale Or Maturity of Investments | 0.06 | 0.06 | 0.08 | 1.16 | 0.11 | 0.10 |
| Other Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Investing Activities | -4.10 | -4.87 | -1.08 | -3.85 | -5.83 | -11.73 |
| Cash Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preferred Dividends (Cash Flow) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | -0.13 | 0.00 | 0.08 | 0.00 | 0.00 | 13.82 |
| Repurchase of Common Pref Stock | 0.00 | -0.12 | 0.00 | 0.00 | 0.00 | -1.39 |
| Sale of Common Pref Stock | -0.13 | 0.12 | 0.08 | 0.00 | 0.00 | 15.21 |
| Proceedsfrom Stock Options | -0.15 | 0.00 | 0.00 | 0.00 | 0.00 | 15.20 |
| Issuance or Reduction of Debt, Net | -15.00 | -4.00 | 5.00 | 4.00 | 0.00 | 2.00 |
| Change in Long Term Debt | -15.00 | -4.00 | 5.00 | 4.00 | 0.00 | 2.00 |
| Issuance of Long Term Debt | 0.00 | -4.00 | 5.00 | 4.00 | 0.00 | 5.00 |
| Reduction of Long Term Debt | -15.00 | 0.00 | 0.00 | 0.00 | 0.00 | -3.00 |
| Net Financing Active Other Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Financing Activities Uses | 0.00 | - | - | - | 0.00 | - |
| Cash from Financing Activities | -3.88 | 11.61 | 0.85 | 0.67 | 6.48 | 3.05 |
| Net Change in Cash | -6.20 | 7.19 | -0.03 | -1.80 | 1.07 | -9.29 |
| Free Cash Flow | 1.56 | 0.05 | 0.18 | 1.37 | 0.42 | -0.68 |
| Price to Free Cash Flow | - | 22.80 | 28.84 | 17.45 | 45.61 | 26.10 |
Revenue breakdown
| Savings Institutions, Not Federally Chartered | 2025: 6.79M 2026: 9.03M |
|---|---|
| United States | 2025: 6.79M 2026: 9.03M |
Short interest
shares short against float, oldest to newest| Settlement | Of float | Shares short | Float | Avg volume |
|---|---|---|---|---|
| 2026-10-30 | 0.23% | 0.0M | 2.4M | 2.89K |
| 2026-10-15 | 0.22% | 0.0M | 2.4M | 2.97K |
| 2026-09-30 | 0.29% | 0.0M | 2.4M | 3.09K |
| 2026-09-15 | 0.26% | 0.0M | 2.4M | 4.44K |
| 2026-08-31 | 0.28% | 0.0M | 2.4M | 9.74K |
| 2026-08-14 | 0.32% | 0.0M | 2.4M | 11.54K |
| 2026-07-31 | 0.39% | 0.0M | 2.4M | 15.52K |
| 2026-07-15 | 0.42% | 0.0M | 2.4M | 15.94K |
| 2026-06-30 | 0.37% | 0.0M | 2.4M | 18.20K |
| 2026-06-15 | 0.39% | 0.0M | 2.3M | 16.55K |
| 2026-05-29 | 0.14% | 0.0M | 2.4M | 11.52K |
| 2026-05-15 | 0.25% | 0.0M | 2.4M | 10.36K |
| 2026-04-30 | 0.53% | 0.0M | 2.4M | 6.60K |
| 2026-04-15 | 0.35% | 0.0M | 2.4M | 5.63K |
| 2026-03-31 | 0.22% | 0.0M | 2.4M | 2.55K |
| 2026-03-13 | 0.18% | 0.0M | 2.4M | 2.78K |
| 2026-02-27 | 0.25% | 0.0M | 2.4M | 3.42K |
| 2026-02-13 | 0.21% | 0.0M | 2.4M | 4.64K |
| 2026-01-30 | 0.22% | 0.0M | 2.4M | 5.04K |
| 2026-01-15 | 0.25% | 0.0M | 2.4M | 4.87K |
Option chain
expiry 2026-11-11| Type | Strike | Bid | Ask | Last | IV | Open int | Volume | Delta | Theta | Vega |
|---|---|---|---|---|---|---|---|---|---|---|
| No option chain for this symbol. | ||||||||||
Latest SEC filings
30| Filed | Form | Description | Period | Link |
|---|---|---|---|---|
| 2026-11-10 | 10-Q | Quarterly report pursuant to Section 13 or 15(d) | 2026-09-30 | SEC |
| 2026-10-13 | ARS | Annual report to security holders. | 2026-06-30 | SEC |
| 2026-10-13 | DEF 14A | Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 | 2026-11-17 | SEC |
| 2026-10-01 | 8-K | Current report | 2026-09-30 | SEC |
| 2026-09-18 | 4 | Statement of changes in beneficial ownership of securities | 2026-09-18 | SEC |
| 2026-09-16 | 10-K | Annual report pursuant to Section 13 or 15(d) | 2026-06-30 | SEC |
| 2026-07-01 | SCHEDULE 13G/A | SEC | ||
| 2026-07-01 | SCHEDULE 13G | SEC | ||
| 2026-06-30 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-28 | SEC |
| 2026-06-30 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-28 | SEC |
| 2026-06-30 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-28 | SEC |
| 2026-06-30 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-28 | SEC |
| 2026-06-30 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-28 | SEC |
| 2026-06-29 | 11-K | Annual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d) | 2025-12-31 | SEC |
| 2026-06-17 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-16 | SEC |
| 2026-06-16 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-15 | SEC |
| 2026-06-16 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-15 | SEC |
| 2026-06-16 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-15 | SEC |
| 2026-06-16 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-15 | SEC |
| 2026-06-16 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-15 | SEC |
| 2026-06-16 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-15 | SEC |
| 2026-06-16 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-15 | SEC |
| 2026-06-16 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-15 | SEC |
| 2026-06-11 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-03 | SEC |
| 2026-06-11 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-03 | SEC |
| 2026-06-11 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-03 | SEC |
| 2026-06-11 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-03 | SEC |
| 2026-06-09 | S-8 | Initial registration statement for securities to be offered to employees pursuant to employee benefit plans | SEC | |
| 2026-06-05 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-03 | SEC |
| 2026-06-05 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-03 | SEC |
Insider activity by month
| Month | Bought | Buys | Sold | Sells |
|---|---|---|---|---|
| 2026-11 | 0 | 0 | 0 | 0 |
| 2026-10 | 0 | 0 | 0 | 0 |
| 2026-09 | 0 | 0 | 0 | 0 |
| 2026-08 | 0 | 0 | 0 | 0 |
| 2026-07 | 0 | 0 | 0 | 0 |
| 2026-06 | 119.65K | 25 | 0 | 0 |
| 2026-05 | 0 | 0 | 0 | 0 |
| 2026-04 | 0 | 0 | 0 | 0 |
| 2026-03 | 0 | 0 | 0 | 0 |
| 2026-02 | 0 | 0 | 0 | 0 |
| 2026-01 | 0 | 0 | 0 | 0 |
| 2025-12 | 0 | 0 | 0 | 0 |
| 2025-11 | 26.80K | 2 | 0 | 0 |
Institutional holders
| Manager | % owned |
|---|---|
| RAFFLES ASSOCIATES LP | 7.30% |
| ALLIANCEBERNSTEIN L.P. | 5.19% |
| MALTESE CAPITAL MANAGEMENT LLC | 4.92% |
| VANGUARD CAPITAL MANAGEMENT LLC | 2.58% |
| Minerva Advisors LLC | 1.89% |
| KLCM Advisors, Inc. | 1.16% |
| Stilwell Value LLC | 0.68% |
| GEODE CAPITAL MANAGEMENT, LLC | 0.50% |
| VANGUARD FIDUCIARY TRUST CO | 0.39% |
| CITADEL ADVISORS LLC | 0.37% |
Funds
| Fund | % owned |
|---|---|
| VANGUARD TOTAL STOCK MARKET INDEX FUND | 1.88% |
| VANGUARD EXTENDED MARKET INDEX FUND | 0.64% |
| Fidelity Extended Market Index Fund | 0.27% |
| iShares Micro-Cap ETF | 0.27% |
| Fidelity Series Total Market Index Fund | 0.07% |
| VANGUARD BALANCED INDEX FUND | 0.06% |
| 1290 VT Micro Cap Portfolio | 0.02% |
OakChart. MBBC. Cached 15 minutes.
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