OakChart

J and Friends Holdings Ltd ADR

JFFinancial·Credit Services·China·Nano·NASD·Nov 11 • 11:46 AM ET

0.9250-0.0050 (-0.54%)
2026-11-11 17:47 CET
Market cap
15.84 USD m
Revenue, TTM
1.60 USD m
Net income, TTM
-1.33 USD m
Free cash flow, TTM
0.14 USD m
EPS diluted, TTM
-0.08
P/E
-
Compare

Price

JF against its 20, 50 and 200-day averages
2050200
0.800.901.001.101.2039K77KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26JFclose 0.9320-day 0.9350-day 0.94200-day 0.960.9352w low

25.4% under the 52-week high of 1.24 on 15 Jan 2026. 52-week low 0.81 on 29 Jul 2026. Last 15 sessions, 14.4% high to low

Profile

JF
52-week range, 27% of the way up
0.811.24

J & Friends Holdings Ltd. engages in providing technology enabled financial and digital services to micro, small and medium enterprises in China. It connects business partners and financial partners on its open platform and enables them to provide financial services to end users efficiently and effectively. The firm's financial solutions include point-of-sale financing, personal installment loan, business installment loan, wealth management, and insurance. The company was founded by Wei Wei, Barry Freeman, Xiao Mei Peng, and Jun Dong in June 2015 and is headquartered in Beijing, China.

Employees30
IPOOct 25, 2018
Beta1.11
ATR, 14d0.05
Rel volume0.10
Inst own1.05%

Snapshot

6 groups

Valuation

Index-
Market Cap15.75M
Enterprise Value-
Income-
Sales-
Book/sh-
Cash/sh-
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout-
Employees30
IPOOct 25, 2018

Ratios

P/E-
Forward P/E-
PEG-
P/S-
P/B-
P/C-
P/FCF-
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio-
Debt/Eq-
LT Debt/Eq-
Option/ShortNo / Yes

Earnings

EPS (ttm)-
EPS next Y-
EPS next Q-
EPS this Y-
EPS next Y-
EPS next 5Y-
EPS past 3/5Y71.08% 56.32%
Sales past 3/5Y-47.50% -50.66%
EPS Y/Y TTM71.81%
Sales Y/Y TTM-
EPS Q/Q-3543.46%
Sales Q/Q54.49%
Earnings-
EPS/Sales Surpr.- -

Ownership

Insider Own-
Insider Trans-
Inst Own1.05%
Inst Trans1.01%
ROA-
ROE-
ROIC-
Gross Margin-
Oper. Margin-
Profit Margin-
SMA20-0.56%
SMA50-1.95%
SMA200-4.11%
Trades-

Technical

Shs Outstand6.99M
Shs Float-
Short Float-
Short Ratio2.17
Short Interest0.01M
52W High1.24 -25.40%
52W Low0.81 14.20%
Volatility3.54% 4.19%
ATR (14)0.05
RSI (14)48.33
Beta1.11
Rel Volume0.10
Avg Volume6.90K
Volume273

Performance

Perf Week-2.63%
Perf Month-1.08%
Perf Quarter-4.64%
Perf Half Y-8.51%
Perf YTD1.64%
Perf Year-5.61%
Perf 3Y-18.86%
Perf 5Y-77.98%
Perf 10Y-
Recom-
Target Price-
Prev Close0.93
Price0.93
Change %-0.54%

Peers

Mkt cap
TickerCompanyMkt cap
LSPDLightspeed Commerce Inc1.37B
TOSTToast Inc19.63B
PARPar Technology Corp906.07M
IFBDInfobird Co Ltd12.94M
BILLBILL Holdings Inc4.62B
DTSSDatasea Intelligent Technology Ltd9.05M
EXFYExpensify Inc162.56M
FOURShift4 Payments Inc3.20B
PHUNPhunware Inc36.19M

News

latest 14 of 103
  • PINTEC ANNOUNCES CORPORATE NAME CHANGE AND STOCK TICKER SYMBOL CHANGE (PR Newswire) +26.10%
  • PINTEC TO HOLD EXTRAORDINARY GENERAL MEETING ON JANUARY 8, 2026 (PR Newswire) +6.93%
  • PINTEC Enters into Agreement to Transfer Shares of Its Subsidiary (PR Newswire)
  • PINTEC Announces Changes in the Board of Directors (PR Newswire) +5.25%
  • PINTEC's Subsidiary ZIITECH Recognized by Austrade Under EMDG Program (PR Newswire) +8.85%
  • Loading…
  • PINTEC's Subsidiary ZIITECH Makes Its Debut at Tech Week Singapore 2025 (PR Newswire)
  • PINTEC ANNOUNCES UNAUDITED FINANCIAL RESULTS FOR THE FIRST HALF OF 2025 (PR Newswire) +5.87% +5.56%
  • PINTEC Announces Private Placement of Class A Ordinary Shares in Exchange of Ordinary Shares of ZIITECH PTY LTD (PR Newswire) +17.89%
  • PINTEC TO HOLD EXTRAORDINARY GENERAL MEETING ON JUNE 13, 2025 (PR Newswire)
  • Pintec Filed 2024 Annual Report on Form 20-F (PR Newswire)
  • PINTEC ANNOUNCES UNAUDITED FINANCIAL RESULTS FOR THE FIRST HALF OF 2024 (PR Newswire)
  • NaaS Technology Inc. Appoints New Chief Financial Officer (PR Newswire)
  • /C O R R E C T I O N -- Pintec Technology Holdings Limited/ (PR Newswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
No quarterly earnings.

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
No annual earnings.

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
No estimate revisions.

Estimate history

EPS, annual-2.537-1.486-16.264-5.013-1.842-3.294-0.787-0.136-0.08
Period201720182019202020212022202320242025
EPS, quarterly
Period
Sales, annual84.152242.3518654.80326.86211.0747.4414.8831.602
Period201720182019202020212022202320242025
Sales, quarterly
Period
Shares, annual6.1246.1096.9867.0827.1177.12114.39314.39317.028
Period201720182019202020212022202320242025
Shares, quarterly
Period

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue1.601.604.887.4411.0726.8654.80186.00242.35
Total Expenses2.952.956.6410.0023.1837.3572.33291.42242.09
Operating Income-1.34-1.34-1.76-2.56-12.10-10.49-17.52-105.420.26
Non-Operating Income (Expense)0.590.590.00-6.91-0.260.29-1.844.641.33
Unusual Expense0.000.000.201.9512.860.4812.3528.940.00
Net Income Before Taxes-0.81-0.81-1.96-13.43-28.82-15.81-34.11-129.721.59
Income Taxes-0.07-0.070.10-1.960.371.077.130.280.86
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Consolidated Net Income-0.74-0.74-2.05-11.47-29.19-16.87-42.90-131.190.33
Net Income From Continuing Operations-0.53-0.53-2.15-11.12-28.24-15.77-42.59-131.100.33
Net Income-1.33-1.33-2.15-11.12-28.24-15.77-42.59-131.10-11.27
EPS (Recurring)-0.08-0.08-0.13-0.69-2.24-1.80-3.99-13.75-1.49
EPS (Basic, Before Extraordinaries)-0.08-0.08-0.14-0.79-3.29-1.84-5.01-16.26-1.49
EPS (Diluted)-0.08-0.08-0.14-0.79-3.29-1.84-5.01-16.26-1.49
Stock Option Compensation Expense0.010.010.000.770.530.441.291.9414.88
Price To Sales Ratio-9.452.922.110.320.700.760.391.64
Gross Margin-58.0761.2742.438.5041.4124.7943.1842.13
Operating Margin--83.85-36.05-34.46-109.31-39.05-31.98-56.680.11
Net Margin--82.85-43.98-149.41-255.05-58.72-77.71-70.48-4.65
Shares Outstanding-17.0314.3914.397.127.127.086.996.11
Market Capitalization15.8415.8412.9616.092.9415.6934.7063.57319.93

Income statement, quarterly

Currency USD, millions
Metric2024S22024S12023S22023S12022S22022S12021S2
Total Revenue-2.822.072.445.064.986.1412.69
Total Expenses-3.523.124.626.8113.299.7718.33
Operating Income--0.71-1.05-2.18-1.74-8.31-3.62-5.63
Unusual Expense-0.200.001.390.54-0.1313.510.17
Net Income Before Taxes--0.86-1.09-5.18-8.32-10.29-18.85-9.22
Income Taxes-0.030.06-0.35-1.640.160.221.33
Consolidated Net Income--0.90-1.16-4.83-6.68-10.45-19.07-10.55
Net Income From Continuing Operations--0.98-1.17-4.68-6.47-9.76-18.83-9.79
Net Income--0.98-1.17-4.68-6.47-9.76-18.83-9.79
EPS (Recurring)--0.05-0.07-0.23-0.49-1.15-1.09-1.13
EPS (Basic, Before Extraordinaries)--0.06-0.07-0.30-0.52-1.14-2.20-1.14
EPS (Diluted)--0.06-0.07-0.30-0.52-1.14-2.20-1.14
Non-Operating Income (Expense)-0.04-0.04-1.58-6.041.66-1.72-3.42
Stock Option Compensation Expense--0.00-0.79---
Price To Sales Ratio-2.923.752.351.170.310.660.70
Gross Margin-71.0248.0659.5313.0736.8853.8657.69
Operating Margin--25.04-50.98-89.69-34.45-167.04-58.99-44.39
Net Margin--34.74-56.49-192.34-127.84-196.12-306.46-77.13
Shares Outstanding-14.3914.3914.3914.497.127.227.12
Market Capitalization-12.9615.3316.0913.772.9410.5415.69

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments0.953.695.7136.2834.4278.6569.69103.4258.03
Short Term Receivables0.338.828.7114.4222.1619.6582.68214.33302.77
Investment Securities0.000.000.000.000.000.000.000.000.00
Securities In Custody0.000.000.000.000.000.000.000.000.00
Investments0.000.690.705.7520.0819.7529.298.450.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.99
Net Property, Plant & Equipment0.110.250.0012.9215.0116.392.061.141.02
Deferred Tax Assets-----0.169.285.37-
Other Intangible Assets7.970.730.836.7127.7715.0231.0412.1913.54
Total Assets9.3514.1715.9676.08119.44149.62224.04344.91376.35
Total Debt2.190.640.0050.3162.7781.48118.12136.40296.82
Long Term Debt1.820.160.0034.0662.7661.1614.573.1372.13
Provision for Risks Charges0.000.000.010.992.163.1014.632.260.00
Deferred Tax Liabilities---0.360.23-0.31--
Other Liabilities1.0867.6669.5259.9764.4957.7039.4952.2589.08
Total Liabilities3.2768.3069.52111.63129.64142.28172.54190.91385.90
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity1.49-56.02-55.41-57.83-35.29-18.1927.21153.99-9.55
Total Shareholders Equity1.49-56.02-55.41-57.83-35.29-18.1927.21153.99-9.55
Accumulated Minority Interest4.591.881.8422.2825.0925.5324.290.000.00
Total Equity6.08-54.13-53.56-35.55-10.207.3551.50153.99-9.55
Total Liabilities & Stockholders Equity9.3514.1715.9676.08119.44149.62224.04344.91376.35
Book Value Per Share0.08-3.53-3.50-6.74-4.12-2.133.2220.29-1.26
Tangible Book Value Per Share-0.35-3.89-3.85-8.32-5.18-2.932.1524.47-2.38
Full-Time Employees30787083124157256362432
Price to Book Ratio-0.26-0.26-0.35-0.06-0.54-2.302.822.58-3.34
Return on Assets-4.48-14.25-24.16-28.89-11.72-22.79-46.090.09-5.49
Return on Equity------944.02-144.700.45-
Return on Invested Capital-40.06----57.42-99.09-313.790.21-20.06
Quick Ratio1.160.190.220.741.301.381.071.731.10
Current Ratio1.250.190.220.741.301.381.071.731.10

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations0.500.50-0.97-5.83-9.36-13.88-7.8841.2844.18
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-0.35-0.35-1.107.047.808.8916.14-15.94-9.13
Income Taxes Payable--0.01-0.441.120.60-1.85-0.805.24
Cash from Operating Activities0.150.15-2.071.22-1.56-4.998.2525.3435.05
Capital Expenditures-0.01-0.01-0.01-0.10-0.01-0.03-14.17-1.45-0.62
Net Assets From Acquisitions0.000.000.000.000.00-0.260.000.000.00
Sale of Fixed Assets and Businesses0.150.150.000.000.060.340.180.000.00
Purchase or Sale of Investments0.000.000.004.940.150.00-6.0111.38-2.66
Purchase of Investments0.000.000.000.00-0.150.00-6.01-13.24-2.91
Sale Or Maturity of Investments0.000.000.004.940.300.000.0024.620.25
Other Uses-5.43-5.430.000.00-23.24-66.15-58.09-441.44-748.72
Other Sources0.000.000.000.1435.9147.58106.01378.17794.40
Cash from Investing Activities-5.29-5.29-0.014.9812.87-18.5227.91-53.3442.41
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.000.000.00-
Change in Capital Stock0.000.000.003.920.000.000.000.00109.83
Repurchase of Common Pref Stock0.000.000.000.000.000.000.000.000.00
Sale of Common Pref Stock0.000.000.003.920.000.000.000.00109.83
Proceedsfrom Stock Options0.000.000.003.920.000.000.000.00109.83
Issuance or Reduction of Debt, Net1.551.550.25-40.25-8.60-20.52-99.487.84-140.07
Change in Long Term Debt1.551.550.00-6.43-42.620.00---
Issuance of Long Term Debt1.551.55--2.82----
Reduction of Long Term Debt0.000.000.00-6.43-45.440.00---
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.000.000.000.00
Cash from Financing Activities1.551.550.25-36.33-8.60-20.52-41.537.85-30.24
Exchange Rate Effect0.140.14-0.060.391.95-2.11-3.121.463.28
Net Change in Cash-3.44-3.44-1.88-29.744.67-46.14-8.48-18.6950.50
Free Cash Flow0.140.14-2.081.11-1.57-5.02-5.9223.8934.43
Price to Free Cash Flow-107.03-14.10---3.0711.54

Balance sheet, quarterly

Currency USD, millions
Metric2024S22024S12023S22023S12022S2
Cash & Short Term Investments-3.696.665.711.9936.28
Short Term Receivables-8.828.018.7110.4214.42
Investments-0.690.690.705.515.75
Investment in Unconsolidated Affiliates-0.000.000.000.000.00
Net Property, Plant & Equipment-0.250.000.000.0012.92
Other Intangible Assets-0.730.460.833.296.71
Total Assets-14.1715.8315.9621.2176.08
Total Debt-0.640.000.000.0050.31
Long Term Debt-0.160.000.000.0034.06
Deferred Tax Liabilities----0.340.36
Other Liabilities-67.6669.2969.5269.9659.97
Total Liabilities-68.3069.2969.5270.31111.63
Preferred Stock - Carrying Value-0.000.000.000.000.00
Common Equity--56.02-55.27-55.41-51.04-57.83
Total Shareholders Equity--56.02-55.27-55.41-51.04-57.83
Accumulated Minority Interest-1.881.811.841.9422.28
Total Equity--54.13-53.46-53.56-49.10-35.55
Total Liabilities & Stockholders Equity-14.1715.8315.9621.2176.08
Book Value Per Share--3.53-3.49-3.50-3.20-6.74
Tangible Book Value Per Share--3.89-3.84-3.85-3.62-8.32
Price to Book Ratio--0.26-0.30-0.35-0.30-0.06
Return on Assets--14.25-31.60-24.24-29.39-29.25
Quick Ratio-0.190.220.220.210.74
Current Ratio-0.190.220.220.210.74

Cash flow, quarterly

Currency USD, millions
Metric2024S22024S12023S22023S12022S2

Revenue breakdown

Hardware Sales and Installment Services2025: 436.00K
Payment Platform Partnerships2025: 740.00K
Saas Subscription Services2025: 367.00K
Software Development Services2025: 55.00K
China2025: 1.60M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-30-0.0M-7.96K
2026-10-15-0.0M-9.62K
2026-09-30-0.0M-10.40K
2026-09-15-0.0M-10.40K
2026-08-31-0.0M-13.60K
2026-08-14-0.0M-14.69K
2026-07-31-0.0M-12.35K
2026-07-15-0.0M-12.40K
2026-06-30-0.0M-13.53K
2026-06-15-0.0M-15.69K
2026-05-29-0.0M-15.35K
2026-05-15-0.0M-16.70K
2026-04-30-0.0M-21.88K
2026-04-15-0.0M-29.30K
2026-03-31-0.0M-41.45K
2026-03-13-0.0M-52.14K
2026-02-27-0.0M-57.12K
2026-02-13-0.0M-60.57K
2026-01-30-0.0M-63.94K
2025-12-31-0.0M-82.57K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-05-08EFFECTEffectiveness filing by commission orderSEC
2026-05-076-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-05-07SEC
2026-05-06CORRESPSEC
2026-05-04UPLOADUpload SubmissionSEC
2026-04-27F-3Registration statement for specified transactions by certain foreign private issuersSEC
2026-04-2420-FRegistration statement under Section 12 of the Securities Exchange Act of 1934 or an annual or transition report filed under Section 13(a) or 15(d) of the Exchange Act for a foreign private issuer.2025-12-31SEC
2026-04-213Initial statement of beneficial ownership of securities2026-04-21SEC
2026-04-073Initial statement of beneficial ownership of securities2026-04-07SEC
2026-03-183Initial statement of beneficial ownership of securities2026-03-18SEC
2026-03-173Initial statement of beneficial ownership of securities2026-03-17SEC
2026-03-173Initial statement of beneficial ownership of securities2026-03-17SEC
2026-03-163Initial statement of beneficial ownership of securities2026-03-16SEC
2026-03-163Initial statement of beneficial ownership of securities2026-03-16SEC
2026-01-156-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-01-15SEC
2026-01-096-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-01-09SEC
2025-12-046-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162025-12-04SEC
2025-11-126-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162025-11-12SEC
2025-10-246-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162025-10-24SEC
2025-10-206-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162025-10-20SEC
2025-09-196-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162025-09-19SEC
2025-09-056-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162025-09-05SEC
2025-08-226-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162025-08-22SEC
2025-08-22SCHEDULE 13G/ASEC
2025-08-22SCHEDULE 13DSEC
2025-06-136-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162025-06-13SEC
2025-05-096-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162025-05-09SEC
2025-04-1720-FRegistration statement under Section 12 of the Securities Exchange Act of 1934 or an annual or transition report filed under Section 13(a) or 15(d) of the Exchange Act for a foreign private issuer.2024-12-31SEC
2025-04-146-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162025-04-14SEC
2025-04-076-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162025-04-07SEC
2024-11-086-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162024-11-08SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
CITADEL ADVISORS LLC0.46%
SUSQUEHANNA INTERNATIONAL GROUP, LLP0.12%
XTX Topco Ltd0.11%
HRT FINANCIAL LP0.10%
SmartHarvest Portfolios, LLC0.09%
MORGAN STANLEY0.07%
TWO SIGMA SECURITIES, LLC0.07%
Virtu Financial LLC0.07%
BNP PARIBAS FINANCIAL MARKETS0.06%
UBS Group AG0.00%

Funds

Fund% owned
Fidelity Nasdaq Composite Index Fund0.02%

OakChart. JF. Cached 15 minutes.

Some panels did not load: ratings, insider.