OakChart

Reliance Global Group Inc

XGPUFinancial·Insurance Brokers·USA·Nano·NASD·Nov 11 • 7:27 AM ET

2.10+0.10 (5.00%)
2026-11-11 14:49 CET
Market cap
3.36 USD m
Revenue, TTM
11.05 USD m
Net income, TTM
-6.01 USD m
Free cash flow, TTM
-4.68 USD m
EPS diluted, TTM
-19.86
P/E
-
Compare

Price

XGPU against its 20, 50 and 200-day averages
2050200
5.0010.0015.0020.0054.5M108.9MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26XGPUclose 2.1020-day 2.2450-day 2.42200-day 4.672.10

94.8% under 40.00 on 3 Nov 2025. Last 15 sessions, 48.3% high to low

Profile

XGPU
52-week range, 1% of the way up
1.7533.20

Reliance Global Group, Inc. is a diversified company, which engages in the business of insurance market and other relates sectors. It focuses on acquisition strategy, wholesale, and retail insurance agencies. The company was founded on August 2, 2013 and is headquartered in Lakewood, NJ.

Employees40
IPOFeb 10, 2015
Beta0.29
ATR, 14d0.29
Rel volume0.14
Short float0.60%
Insider own22.74%
Inst own18.29%

Snapshot

6 groups

Valuation

Index-
Market Cap3.53M
Enterprise Value6.99M
Income-6.01M
Sales11.05M
Book/sh8.10
Cash/sh1.08
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout-
Employees40
IPOFeb 10, 2015

Ratios

P/E-
Forward P/E-
PEG-
P/S0.32
P/B0.26
P/C1.95
P/FCF-
EV/EBITDA-
EV/Sales0.63
Quick Ratio1.63
Current Ratio1.63
Debt/Eq0.79
LT Debt/Eq0.65
Option/ShortNo / Yes

Earnings

EPS (ttm)-19.86
EPS next Y-
EPS next Q-
EPS this Y-
EPS next Y-
EPS next 5Y-
EPS past 3/5Y43.76% 85.39%
Sales past 3/5Y1.86% 11.24%
EPS Y/Y TTM82.28%
Sales Y/Y TTM-21.45%
EPS Q/Q90.38%
Sales Q/Q-31.62%
Earnings-
EPS/Sales Surpr.- -

Ownership

Insider Own22.74%
Insider Trans-8.34%
Inst Own18.29%
Inst Trans13.48%
ROA-38.89%
ROE-123.42%
ROIC-54.90%
Gross Margin47.96%
Oper. Margin-74.88%
Profit Margin-54.37%
SMA20-6.36%
SMA50-13.19%
SMA200-55.07%
Trades-

Technical

Shs Outstand1.68M
Shs Float1.30M
Short Float0.60%
Short Ratio0.04
Short Interest0.01M
52W High33.20 -93.67%
52W Low1.75 20.00%
Volatility20.04% 13.01%
ATR (14)0.29
RSI (14)46.15
Beta0.29
Rel Volume0.14
Avg Volume181.15K
Volume1,263

Performance

Perf Week-12.50%
Perf Month-8.70%
Perf Quarter-10.26%
Perf Half Y-66.13%
Perf YTD-89.73%
Perf Year-93.15%
Perf 3Y-99.73%
Perf 5Y-99.99%
Perf 10Y-100.00%
Recom1.00
Target Price4760.00
Prev Close2.00
Price2.10
Change %5.00%

Peers

Mkt cap
TickerCompanyMkt cap
TWFGTWFG Inc1.47B
GSHDGoosehead Insurance Inc1.68B
BWINBaldwin Insurance Group Inc4.50B
EHTHeHealth Inc14.89M
BROBrown & Brown Inc23.50B
SLQTSelectQuote Inc87.93M
HUIZHuize Holding Ltd ADR18.92M
LIFEEthos Technologies Inc2.39B
ZBAOZhibao Technology Inc1.75M
MAXMediaAlpha Inc858.36M

Insider trading

8 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Markovits JoelChief Financial OfficerAug 03 '26Sale2.559,32923,7434Sep 10 05:14 PM
Blumenfrucht AlexDirectorAug 03 '26Sale3.978,83035,04113Sep 10 05:08 PM
Beyman YaakovExec VP, Insurance DivisionAug 03 '26Sale3.839,12034,9732,967Sep 10 05:06 PM
Fruchtzweig BenDirectorAug 03 '26Sale4.087,44830,3545Sep 10 05:03 PM
Beyman EzraChairman and CEOMar 26 '26Buy0.17300,00050,970959,300Mar 26 04:45 PM
Markovits JoelChief Financial OfficerMar 24 '26Sale0.21127,56226,214128Mar 24 09:25 PM
JOEL MARKOVITSOfficerMar 24 '26Proposed Sale0.21127,56226,214Mar 24 04:32 PM
Markovits JoelChief Financial OfficerNov 26 '25Sale0.6625,00016,500127,690Mar 12 09:37 PM

News

latest 14 of 86
  • Reliance Global Group Announces Nasdaq Ticker Symbol Change from "EZRA" to "XGPU" (GlobeNewswire) +23.70%
  • Reliance Global Group Completes Acquisition of Oblivus, Marking Its Entry Into the AI Infrastructure Market (GlobeNewswire)
  • Reliance Global Group Signs LOI to Acquire a GPU Cloud Provider, Targeting Rapid Growth in AI Infrastructure (GlobeNewswire)
  • Reliance Global Group Becomes Debt Free Following Retirement of 100% of Its Term Debt (GlobeNewswire) +8.64%
  • Reliance Global Group Completes Sale of Altruis Benefit Consulting for $8 Million in Cash Plus Up to $1 Million Earnout (GlobeNewswire)
  • Loading…
  • Reliance Global Group Completes Sale of Southwestern Montana Insurance Center for $2.625 Million in Cash at Closing Plus Uncapped Earnout (GlobeNewswire)
  • Reliance Global Group Adopts One-Year Stockholder Rights Plan to Protect Stockholder Value (GlobeNewswire)
  • Reliance Global Group Signs LOI to Sell Altruis Subsidiary for $11 Million in Cash (InvestorsHub) +45.60%
  • Reliance Global Group Signs LOI to Sell Altruis Benefit Consulting for $11 Million in Cash (GlobeNewswire)
  • Reliance Global Group Reports Second Quarter 2026 Results and Accelerates AI-Driven Transformation (GlobeNewswire) +10.34% -7.85%
  • Reliance Global Group Schedules Second Quarter 2026 Financial Results and Business Update Conference Call (GlobeNewswire) -5.26%
  • Reliance Global Group Launches AI Agent for Secure Browser Automation in Regulated Insurance Back Offices (GlobeNewswire)
  • Reliance Global Group Names CTO From Coinbase and Capital One To Lead AI-Powered Insurance Product Development and Agency Roll-Up Strategy (GlobeNewswire) +8.36%

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2024Q22024-07-25-110.4--34.0003.23--

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2022FY-285.6--288.2516.76-
2023FY-3,509--0.33013.7314.40

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
No estimate revisions.

Estimate history

EPS, annual-26227.26-78681.779-12388.009-769289.243-21313.614-288.252-3508.106-360.334-51.268-19.8614
Period201620172019202020212022202320242025TTM
EPS, quarterly-110.507-26.734-24.855-26.591-33.902-7.94-5.199-3.46-3.263
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Sales, annual0.0190.0394.4517.2979.7111.76213.73214.05412.43111.05
Period201620172019202020212022202320242025TTM
Sales, quarterly3.2333.4413.2974.2363.0872.4962.6123.8272.111
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Shares, annual00000.0010.0020.0070.0560.2660.821
Period201620172019202020212022202320242025MRQ
Shares, quarterly0.0260.0360.0560.0740.0770.2340.2660.5310.821
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Total Revenue11.0512.4314.0513.7311.769.717.304.45
Total Expenses19.3221.4317.6212.80-10.7230.5010.927.46
Operating Income-8.27-9.00-3.570.9422.48-20.79-3.63-3.01
Unusual Expense0.000.003.979.310.00-0.22-0.510.09
Net Income Before Taxes-6.01-6.99-9.07-10.0321.56-21.10-3.68-3.50
Income Taxes0.000.000.000.000.000.000.000.00
Consolidated Net Income-6.01-6.99-9.07-10.0321.56-21.10-3.68-3.50
Net Income From Continuing Operations-6.01-6.99-9.07-10.0321.56-21.10-3.68-3.50
Net Income-6.01-6.99-9.07-14.55-0.46-21.10-3.68-3.50
EPS (Recurring)-9.84-51.27-249.95-1,936.64-288.03-21,469.16-843,702.45-12,160.61
EPS (Basic, Before Extraordinaries)-19.86-51.27-360.33-3,508.11-288.35-21,313.61-769,289.24-12,388.01
EPS (Diluted)-19.86-51.27-360.33-3,508.11-288.25-21,313.61-769,289.24-12,388.01
Non-Operating Income (Expense)2.923.050.050.01-0.00-0.53-0.56-0.39
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense3.004.830.530.881.250.581.301.05
Price To Sales Ratio0.180.220.180.110.796.700.0418.29
Gross Margin47.9652.1657.4853.8151.5058.3760.3267.64
Operating Margin-74.88-72.36-25.406.81191.17-214.05-49.70-67.67
Net Margin-54.37-56.21-64.55-105.96-3.95-217.28-50.45-78.54
Shares Outstanding0.820.270.060.010.000.000.000.00
Market Capitalization3.363.365.631.209.9568.4426.4584.56

Income statement, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q12024Q42024Q3
Total Revenue2.113.832.612.503.094.243.303.44
Total Expenses3.875.123.916.425.465.644.303.95
Operating Income-1.76-1.30-1.29-3.92-2.37-1.41-1.01-0.51
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes-1.99-1.47-1.38-1.16-2.71-1.74-1.40-0.84
Income Taxes0.000.000.000.000.000.000.000.00
Consolidated Net Income-1.99-1.47-1.38-1.16-2.71-1.74-1.40-0.84
Net Income From Continuing Operations-1.99-1.47-1.38-1.16-2.71-1.74-1.40-0.84
Net Income-1.99-1.47-1.38-1.16-2.71-1.74-1.40-0.84
EPS (Recurring)-3.27-3.46-5.20-7.94-33.90-26.59-24.85-26.73
EPS (Basic, Before Extraordinaries)-3.26-3.46-5.20-7.94-33.90-26.59-24.85-26.73
EPS (Diluted)-3.26-3.46-5.20-7.94-33.90-26.59-24.85-26.73
Non-Operating Income (Expense)-0.11-0.050.063.02-0.02-0.00-0.010.07
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.020.020.232.730.880.970.260.01
Price To Sales Ratio0.180.250.440.410.430.220.410.20
Gross Margin48.8450.7143.6547.5356.7556.8054.9761.53
Operating Margin-83.33-33.86-49.55-157.14-76.84-33.22-30.48-14.88
Net Margin-94.48-38.44-52.96-46.34-87.83-41.00-42.41-24.33
Shares Outstanding0.820.530.270.230.080.070.060.04
Market Capitalization3.363.765.448.375.623.435.633.16

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2017FY
Cash & Short Term Investments2.731.802.741.914.620.530.49-0.07
Short Term Receivables0.771.511.311.0221.030.870.12-0.02
Investment Securities0.000.000.000.000.000.000.00--
Securities In Custody0.000.000.000.000.000.000.00--
Investments0.000.000.000.000.000.000.00-0.00
Investment in Unconsolidated Affiliates0.000.000.000.901.351.350.00-0.00
Net Property, Plant & Equipment0.971.190.881.181.200.511.16-0.15
Other Intangible Assets9.0712.8218.0933.4119.4714.7815.22-0.00
Total Assets13.5517.3223.0238.4347.6818.0416.99-0.24
Total Debt6.4613.2114.6517.789.4713.9713.34-0.17
Long Term Debt4.7210.7412.4114.698.248.298.83-0.00
Provision for Risks Charges0.000.000.000.000.000.000.00--
Other Liabilities0.661.111.2211.7444.274.143.01-1.65
Total Liabilities7.1214.3215.8729.5253.7418.1116.35-1.82
Preferred Stock - Carrying Value0.000.000.000.000.000.030.03-0.05
Common Equity6.433.007.158.91-6.07-0.100.61--1.63
Total Shareholders Equity6.433.007.158.91-6.07-0.060.64--1.58
Accumulated Minority Interest0.000.000.000.000.000.000.00--
Total Equity6.433.007.158.91-6.07-0.060.64--1.58
Total Liabilities & Stockholders Equity13.5517.3223.0238.4347.6818.0416.99-0.24
Book Value Per Share24.1553.281,020.624,968.57-5,647.49-19,979.831,507.90--49,461.27
Tangible Book Value Per Share-6.97-162.11-1,512.02-10,491.01-21,594.54-3,059,329.55-36,119.86--49,461.26
Full-Time Employees40646778----5
Price to Book Ratio0.251.880.090.35-11.28328.61186.50--1.20
Return on Assets-45.28-44.99-32.6350.08-64.33-21.01-40.97--417.45
Return on Equity-148.29-178.85-124.861,515.83--1,270.95-998.45--
Return on Invested Capital-62.66-66.02-61.4127.40-968.58-44.74-36.89--
Quick Ratio1.781.121.370.420.180.210.14-0.05
Current Ratio1.781.121.370.420.180.210.14-0.05

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Funds from Operations-4.25-3.08-2.56-0.53-4.24-1.42-1.37-0.28
Extraordinary Item0.000.000.000.000.000.000.000.00
Changes in Working Capital-0.42-0.020.05-0.321.05-0.830.90-0.09
Cash from Operating Activities-4.67-3.09-2.52-0.85-3.19-2.25-0.47-0.37
Capital Expenditures-0.37-0.38-0.08-0.19-0.80-0.690.00-0.56
Net Assets From Acquisitions0.000.000.000.00-6.00-1.61-0.60-11.32
Sale of Fixed Assets and Businesses5.505.500.000.000.000.000.000.00
Purchase or Sale of Investments-1.330.000.000.900.450.00-1.350.00
Purchase of Investments-1.330.000.000.000.000.00-1.350.00
Sale Or Maturity of Investments0.000.000.000.900.450.000.000.00
Other Uses0.000.000.000.00-18.290.000.000.00
Other Sources0.320.210.000.000.000.000.000.00
Cash from Investing Activities4.125.33-0.080.71-24.64-2.30-1.95-11.88
Cash Dividends Paid-0.52-0.390.000.000.000.000.000.00
Change in Capital Stock6.635.123.714.4720.3410.501.202.57
Repurchase of Common Pref Stock0.000.000.000.000.000.000.000.00
Sale of Common Pref Stock6.635.123.714.4720.3410.501.202.57
Proceedsfrom Stock Options6.635.123.713.4517.8710.501.202.57
Issuance or Reduction of Debt, Net-7.13-6.03-2.06-3.076.44-1.401.2510.08
Change in Long Term Debt-7.61-6.03-2.06-2.996.75-1.401.2510.08
Issuance of Long Term Debt-1.15--7.810.002.1211.15
Reduction of Long Term Debt-7.61-7.18-2.06-2.99-1.06-1.40-0.86-1.08
Net Financing Active Other Cash Flow0.000.000.00-0.42-1.66-0.450.000.00
Other Financing Activities Uses0.000.000.00-0.42-1.70-0.450.000.00
Cash from Financing Activities-1.02-1.301.660.9725.128.642.4512.64
Net Change in Cash-1.570.93-0.940.83-2.714.090.040.39
Free Cash Flow-4.68-3.11-2.54-0.87-3.25-2.32-0.47-0.94
Preferred Dividends (Cash Flow)-0.000.00--0.00--

Balance sheet, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Cash & Short Term Investments1.813.242.733.503.381.81
Short Term Receivables0.790.720.770.820.841.03
Investments0.000.000.000.000.000.00
Investment in Unconsolidated Affiliates1.210.470.000.000.000.00
Net Property, Plant & Equipment0.830.900.971.211.281.18
Other Intangible Assets8.238.469.0710.1212.5112.80
Total Assets12.8713.7913.5515.6618.0116.82
Total Debt5.275.456.387.0613.3312.93
Long Term Debt4.294.514.725.499.9110.28
Provision for Risks Charges0.000.000.000.000.000.00
Other Liabilities0.950.920.741.851.601.28
Total Liabilities6.226.377.128.9114.9314.21
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity6.657.426.436.743.082.62
Total Shareholders Equity6.657.426.436.743.082.62
Accumulated Minority Interest-0.000.000.000.000.000.00
Total Equity6.657.426.436.743.082.62
Total Liabilities & Stockholders Equity12.8713.7913.5515.6618.0116.82
Book Value Per Share8.1013.9624.1528.7739.7835.18
Tangible Book Value Per Share-1.21-0.96-6.97-11.36-84.12-123.13
Full-Time Employees--40---
Price to Book Ratio0.250.510.851.241.821.31
Return on Assets-38.89-43.92-45.28-42.34-36.77-31.79
Return on Equity-123.42-133.96-148.29-146.43-223.86-238.61
Return on Invested Capital-18.23-12.33-12.41-9.45-20.87-13.47
Quick Ratio1.632.401.781.471.420.98
Current Ratio1.632.401.781.471.420.98

Cash flow, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Funds from Operations-1.50-0.89-0.88-0.97-0.88-0.34
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-0.160.32-0.740.160.030.54
Cash from Operating Activities-1.66-0.57-1.63-0.81-0.850.20
Capital Expenditures-0.020.00-0.22-0.13-0.01-0.01
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.001.054.450.000.00
Purchase or Sale of Investments-0.83-0.500.000.000.000.00
Purchase of Investments-0.83-0.500.000.000.000.00
Sale Or Maturity of Investments0.000.000.000.000.000.00
Other Uses0.000.000.000.000.000.00
Other Sources0.120.000.210.000.000.00
Cash from Investing Activities-0.73-0.501.044.32-0.01-0.01
Cash Dividends Paid0.00-0.13-0.390.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock1.082.580.612.362.150.00
Repurchase of Common Pref Stock0.000.000.000.000.000.00
Sale of Common Pref Stock1.082.580.612.362.150.00
Proceedsfrom Stock Options1.082.580.612.362.150.00
Issuance or Reduction of Debt, Net-0.11-0.87-0.41-5.730.28-0.17
Change in Long Term Debt-0.53-0.21-6.27-0.590.560.27
Issuance of Long Term Debt--0.000.000.630.51
Reduction of Long Term Debt-0.53-0.21-6.28-0.59-0.07-0.24
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities0.971.58-0.19-3.372.43-0.17
Net Change in Cash-1.430.50-0.770.131.560.01
Free Cash Flow-1.66-0.57-1.63-0.82-0.860.19

Revenue breakdown

Life2024: 171.95K 2025: 114.72K
Medical2024: 10.44M 2025: 9.12M
Property and Casualty2024: 3.45M 2025: 3.20M
United States2024: 14.05M 2025: 12.43M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-300.60%0.0M1.3M1.90M
2026-10-153.35%0.0M1.3M1.92M
2026-09-300.77%0.0M1.1M1.83M
2026-09-151.62%0.0M1.1M1.87M
2026-08-313.59%0.1M1.4M1.85M
2026-08-147.79%0.1M1.0M1.91M
2026-07-315.08%0.0M0.9M127.51K
2026-07-156.82%0.0M0.5M105.67K
2026-06-304.95%0.0M0.5M102.76K
2026-06-159.19%0.0M0.5M94.00K
2026-05-2938.77%0.1M0.2M88.63K
2026-05-1514.59%0.0M0.2M237.07K
2026-04-306.01%0.0M0.2M404.33K
2026-04-157.34%0.0M0.2M419.41K
2026-03-3126.13%0.0M0.1M415.69K
2026-03-139.76%0.0M0.1M403.83K
2026-02-27112.41%0.1M0.1M388.92K
2026-02-1390.10%0.1M0.1M209.80K
2026-01-3025.57%0.0M0.1M38.24K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-098-KCurrent report2026-11-03SEC
2026-10-238-KCurrent report2026-09-23SEC
2026-10-15SCHEDULE 13D/ASEC
2026-10-15SCHEDULE 13D/ASEC
2026-10-138-KCurrent report2026-10-05SEC
2026-10-058-KCurrent report2026-10-01SEC
2026-09-308-K/A2026-09-23SEC
2026-09-308-KCurrent report2026-09-23SEC
2026-09-24424B3SEC
2026-09-168-KCurrent report2026-09-11SEC
2026-09-118-KCurrent report2026-09-04SEC
2026-09-104Statement of changes in beneficial ownership of securities2026-06-24SEC
2026-09-104Statement of changes in beneficial ownership of securities2026-06-24SEC
2026-09-104Statement of changes in beneficial ownership of securities2026-06-24SEC
2026-09-104Statement of changes in beneficial ownership of securities2026-06-24SEC
2026-09-104Statement of changes in beneficial ownership of securities2026-06-24SEC
2026-09-104Statement of changes in beneficial ownership of securities2026-06-24SEC
2026-09-104Statement of changes in beneficial ownership of securities2026-06-24SEC
2026-09-104Statement of changes in beneficial ownership of securities2026-06-24SEC
2026-09-104Statement of changes in beneficial ownership of securities2026-06-24SEC
2026-09-098-KCurrent report2026-09-02SEC
2026-09-038-A12BSEC
2026-09-038-KCurrent report2026-09-02SEC
2026-08-27S-1General form of registration statement for all companies including face-amount certificate companiesSEC
2026-08-278-KCurrent report2026-08-14SEC
2026-08-27SCHEDULE 13DSEC
2026-08-06DRSSEC
2026-08-068-KCurrent report2026-08-04SEC
2026-08-058-KCurrent report2026-07-30SEC
2026-08-048-KCurrent report2026-07-30SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-0800124.11K4
2026-070000
2026-060000
2026-050000
2026-040000
2026-0350.97K126.21K1
2026-020000
2026-010000
2025-120000
2025-110016.50K1

Institutional holders

Manager% owned
-

Funds

Fund% owned
-

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