OakChart

Herzfeld Credit Income Fund Inc

HERZFinancial·Asset Management·USA·Nano·NASD·Nov 11 • 3:59 PM ET

13.20+0.12 (0.92%)
2026-11-12 02:05 CET
Market cap
25.36 USD m
Revenue, TTM
4.98 USD m
Net income, TTM
-0.28 USD m
Free cash flow, TTM
1.22 USD m
EPS diluted, TTM
0.45
P/E
29.05
Compare

Price

HERZ against its 20, 50 and 200-day averages
2050200
14.0016.0018.0020.00158K316KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26HERZclose 13.2020-day 14.0650-day 14.97200-day 16.3613.20

53.4% under the 52-week high of 28.30 on 30 Dec 2025. 52-week low 13.05 on 10 Nov 2026. Last 15 sessions, 15.1% high to low

Volume 0.30× normal · the line is the 50-bar volume average

Profile

HERZ
52-week range, 1% of the way up
13.0528.30

Herzfeld Credit Income Fund, Inc. operates as a non-diversified and closed-end management investment company. It invests in equity and equity-linked securities of public and private companies. The company was founded on March 10, 1992 and is headquartered in Miami Beach, FL.

IPOMay 20, 1994
Beta0.76
ATR, 14d0.36
Rel volume0.30
Short float0.36%
Insider own15.30%
Inst own53.55%

Snapshot

6 groups

Valuation

Index-
Market Cap25.34M
Enterprise Value23.07M
Income-0.28M
Sales4.98M
Book/sh19.51
Cash/sh1.18
Dividend Est.-
Dividend TTM8.06 (61.04%)
Dividend Ex-DateNov 16, 2026
Dividend Gr. 3/5Y6.67% 6.33%
Payout-
Employees-
IPOMay 20, 1994

Ratios

P/E29.05
Forward P/E-
PEG-
P/S5.09
P/B0.68
P/C11.16
P/FCF20.77
EV/EBITDA-
EV/Sales4.63
Quick Ratio10.48
Current Ratio10.48
Debt/Eq0.00
LT Debt/Eq0.00
Option/ShortNo / Yes

Earnings

EPS (ttm)0.45
EPS next Y-
EPS next Q-
EPS this Y-
EPS next Y-
EPS next 5Y-
EPS past 3/5Y- -
Sales past 3/5Y53.08% 28.80%
EPS Y/Y TTM-42.28%
Sales Y/Y TTM-65.13%
EPS Q/Q87.31%
Sales Q/Q-89.99%
Earnings-
EPS/Sales Surpr.- -

Ownership

Insider Own15.30%
Insider Trans0.00%
Inst Own53.55%
Inst Trans-
ROA-0.66%
ROE-0.66%
ROIC-0.71%
Gross Margin84.91%
Oper. Margin-5.60%
Profit Margin-5.60%
SMA20-6.11%
SMA50-11.84%
SMA200-19.33%
Trades-

Technical

Shs Outstand2.01M
Shs Float1.63M
Short Float0.36%
Short Ratio0.26
Short Interest0.01M
52W High28.30 -53.36%
52W Low13.05 1.15%
Volatility1.71% 2.46%
ATR (14)0.36
RSI (14)25.77
Beta0.76
Rel Volume0.30
Avg Volume22.87K
Volume6,877

Performance

Perf Week-3.25%
Perf Month-12.00%
Perf Quarter-20.48%
Perf Half Y-27.91%
Perf YTD-40.54%
Perf Year-45.23%
Perf 3Y-47.62%
Perf 5Y-76.68%
Perf 10Y-74.40%
Recom1.00
Target Price9.75
Prev Close13.08
Price13.20
Change %0.92%

Peers

Mkt cap
TickerCompanyMkt cap
PDCCPearl Diver Credit Company Inc61.51M
RSFRiverNorth Capital and Income Fund49.27M
SPMCSound Point Meridian Capital Inc124.25M
EARNEllington Credit Co124.43M
OXSQOxford Square Capital Corp97.08M
SABASaba Capital Income & Opportunities Fund II201.69M
GECCGreat Elm Capital Corp67.75M
WDIWestern Asset Diversified Income Fund-
ICMBInvestcorp Credit Management BDC Inc8.93M
RANDRand Capital Corp29.03M

Insider trading

8 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
HERZFELD THOMAS JChairman of the AdvisorApr 15 '26Buy16.013,61057,811197,248Apr 17 08:00 AM
Paylor Ryan MPortfolio ManagerApr 15 '26Buy16.013906,2456,567Apr 17 08:00 AM
Paylor Ryan MPortfolio ManagerMar 27 '26Buy15.50961,4886,177Apr 17 08:00 AM
HERZFELD THOMAS JChairman of the AdvisorMar 27 '26Buy15.502,97446,097193,638Mar 31 04:30 PM
Paylor Ryan MPortfolio ManagerMar 02 '26Buy15.321121,7156,041Mar 04 05:01 PM
Paylor Ryan MPortfolio ManagerMar 03 '26Buy15.81406326,081Mar 04 05:01 PM
HERZFELD THOMAS JChairman of the AdvisorMar 02 '26Buy15.323,76057,598189,388Mar 04 05:00 PM
HERZFELD THOMAS JChairman of the AdvisorMar 03 '26Buy15.811,27620,172190,664Mar 04 05:00 PM

News

latest 14 of 200
  • Herzfeld Credit Income Fund, Inc. Provides January 2026 Net Asset Value Update (GlobeNewswire)
  • Herzfeld Credit Income Fund, Inc. Announces Effective Date for Reverse Stock Split (GlobeNewswire)
  • Herzfeld Credit Income Fund, Inc. Announces Reverse Stock Split (GlobeNewswire)
  • Herzfeld Credit Income Fund, Inc. Provides December 2025 Net Asset Value Update (GlobeNewswire)
  • Herzfeld Credit Income Fund, Inc. Pays Distribution (GlobeNewswire) -16.23%
  • CORRECTION - Herzfeld Credit Income Fund, Inc. Declares Year-End Distribution in Stock and Cash; Fund Updates (GlobeNewswire)
  • Herzfeld Credit Income Fund, Inc. Declares Year-End Distribution in Stock and Cash; Fund Updates (GlobeNewswire)
  • Herzfeld Credit Income Fund, Inc. Announces Final Tender Offer Results (GlobeNewswire)
  • Herzfeld Credit Income Fund, Inc. Announces Preliminary Tender Offer Results (GlobeNewswire)
  • Herzfeld Credit Income Fund, Inc. Commences Tender Offer for up to 5% of Outstanding Common Shares (GlobeNewswire)
  • Herzfeld Credit Income Fund, Inc. To Conduct a Tender Offer for up to 5% of Outstanding Common Shares (GlobeNewswire) +5.68%
  • Herzfeld Credit Income Fund, Inc. Announces Board Approval of Change in Dividend Reinvestment Policy (GlobeNewswire)
  • The Herzfeld Caribbean Basin Fund, Inc. Announces Change of Name and NASDAQ Ticker Symbol (GlobeNewswire)
  • The Herzfeld Caribbean Basin Fund, Inc. Pays Distribution (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
No quarterly earnings.

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
No annual earnings.

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
No estimate revisions.

Estimate history

EPS, annual-1.82-0.906-15.91525.463-10.5889.8881.90.655-0.139
Period201820192020202120222023202420252026
EPS, quarterly
Period
Sales, annual4.0261.881-1.2921.4042.7321.3872.64714.2714.977
Period201820192020202120222023202420252026
Sales, quarterly
Period
Shares, annual0.7010.7010.7010.6660.7490.8171.5811.6912.01
Period201820192020202120222023202420252026
Shares, quarterly
Period

Income statement, annual

Currency USD, millions
MetricTTM2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Total Revenue4.984.9814.272.651.392.731.40-1.291.88
Total Expenses5.265.2613.161.01-6.4510.18-16.359.862.52
Operating Income-0.28-0.281.111.647.84-7.4517.75-11.16-0.64
Unusual Expense0.000.000.000.000.000.000.000.00-
Net Income Before Taxes-0.28-0.281.111.647.84-7.4517.75-11.16-0.64
Income Taxes0.000.000.000.000.000.000.000.000.00
Consolidated Net Income-0.28-0.281.111.647.84-7.4517.75-11.16-0.64
Net Income From Continuing Operations-0.28-0.281.111.647.84-7.4517.75-11.16-0.64
Net Income-0.28-0.281.111.647.84-7.4517.75-11.16-0.64
EPS (Recurring)-0.04-0.140.651.909.89-10.5925.46-15.91-0.91
EPS (Basic, Before Extraordinaries)0.45-0.140.651.909.89-10.5925.46-15.91-0.91
EPS (Diluted)0.45-0.140.651.909.89-10.5925.46-15.91-0.91
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Price To Earnings Ratio29.0529.05123.8224.6239.95-24.62--
Price To Sales Ratio26.406.953.007.6619.759.0427.24-20.73
Gross Margin84.9184.9194.1370.9757.0975.6951.32155.0355.10
Operating Margin-5.60-5.607.7661.96565.09-272.661,264.46863.78-33.77
Net Margin-5.60-5.607.7661.96565.09-272.661,264.46863.78-33.77
Shares Outstanding2.012.011.691.580.820.750.670.700.70
Market Capitalization25.3625.36397.49355.63258.86242.38384.58226.96390.02

Income statement, quarterly

Currency USD, millions
Metric2026S22026S12025S22025S12024S22024S12023S22023S1
Total Revenue1.283.7012.781.492.220.421.380.01
Total Expenses2.842.4115.51-2.352.79-1.78-4.37-2.08
Operating Income-1.561.28-2.733.83-0.572.215.752.09
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes-1.561.28-2.733.83-0.572.215.752.09
Income Taxes0.000.000.000.000.000.000.000.00
Consolidated Net Income-1.561.28-2.733.83-0.572.215.752.09
Net Income From Continuing Operations-1.561.28-2.733.83-0.572.215.752.09
Net Income-1.561.28-2.733.83-0.572.215.752.09
EPS (Recurring)-0.200.66-1.612.40-0.362.407.142.74
EPS (Basic, Before Extraordinaries)-0.200.66-1.612.40-0.362.407.142.74
EPS (Diluted)-0.200.66-1.612.40-0.362.407.142.74
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Price To Earnings Ratio29.05282.08123.82114.3524.6228.1139.95-
Price To Sales Ratio26.402.623.0010.0514.0414.1820.0611.72
Gross Margin71.6489.5196.8970.4280.0023.5278.58-3,370.53
Operating Margin-122.0634.73-21.33258.02-25.44521.13417.3224,135.95
Net Margin-122.0634.73-21.33258.02-25.44521.13417.3224,135.95
Shares Outstanding2.011.951.691.571.581.620.820.76
Market Capitalization25.36356.60397.49367.08355.63198.79258.86241.16

Balance sheet, annual

Currency USD, millions
Metric2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Cash & Short Term Investments2.2736.080.640.620.180.000.260.560.30
Short Term Receivables0.390.100.040.020.040.100.050.310.07
Investment Securities0.000.000.000.000.000.000.000.000.00
Securities In Custody0.000.000.000.000.000.000.000.000.00
Investments36.698.6650.5834.9330.1241.1228.9045.7848.79
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Net Property, Plant & Equipment0.000.000.000.000.000.000.000.000.00
Other Intangible Assets0.120.120.040.110.110.090.060.040.04
Total Assets39.4744.9551.3135.6830.4441.3029.2746.7049.20
Total Debt0.000.000.000.000.000.050.000.000.00
Long Term Debt0.000.000.000.000.000.000.000.000.00
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Other Liabilities0.250.162.270.110.090.110.080.160.16
Total Liabilities0.250.162.270.110.090.160.080.160.16
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity39.2144.8049.0535.5830.3441.1529.2046.5449.05
Total Shareholders Equity39.2144.8049.0535.5830.3441.1529.2046.5449.05
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity39.2144.8049.0535.5830.3441.1529.2046.5449.05
Total Liabilities & Stockholders Equity39.4744.9551.3135.6830.4441.3029.2746.7049.20
Book Value Per Share19.5126.4931.0143.5340.5261.7941.6566.3969.97
Tangible Book Value Per Share19.5126.4931.0143.5340.5261.7941.6566.3969.97
Price to Book Ratio0.688.236.759.079.9010.158.8811.179.04
Return on Assets-0.662.303.7723.71-20.7750.30-29.37-1.32-2.51
Return on Equity-0.662.363.8823.78-20.8450.47-29.46-1.33-2.55
Return on Invested Capital-0.712.473.3422.04-24.5543.14-38.21-1.36-2.60
Quick Ratio10.48233.030.306.002.250.623.985.612.39
Current Ratio10.48233.030.306.002.250.623.985.612.39

Cash flow, annual

Currency USD, millions
MetricTTM2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Funds from Operations1.411.41-------
Extraordinary Item0.000.00-------
Changes in Working Capital-0.19-0.19-------
Cash from Operating Activities1.221.22-------
Capital Expenditures0.000.00-------
Net Assets From Acquisitions0.000.00-------
Sale of Fixed Assets and Businesses0.000.00-------
Purchase or Sale of Investments-29.66-29.66-------
Purchase of Investments-49.19-49.19-------
Sale Or Maturity of Investments19.5419.54-------
Other Uses0.000.00-------
Other Sources0.000.00-------
Cash from Investing Activities-29.66-29.66-------
Cash Dividends Paid-3.11-3.11-------
Change in Capital Stock-2.19-2.19-------
Repurchase of Common Pref Stock-2.19-2.19-------
Sale of Common Pref Stock0.000.00-------
Proceedsfrom Stock Options0.000.00-------
Issuance or Reduction of Debt, Net33.8033.80-------
Net Financing Active Other Cash Flow0.000.00-------
Other Financing Activities Uses0.000.00-------
Cash from Financing Activities28.4928.49-------
Exchange Rate Effect--0.07-------
Net Change in Cash-0.01-0.01-------
Free Cash Flow1.221.22-------
Preferred Dividends (Cash Flow)-0.00-------

Balance sheet, quarterly

Currency USD, millions
Metric2026S22026S12025S22025S12024S22024S1
Cash & Short Term Investments2.2716.5236.080.130.647.11
Short Term Receivables0.390.130.100.030.040.06
Investments36.6927.368.6651.6750.5855.85
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment0.000.000.000.000.000.00
Other Intangible Assets0.120.170.120.280.040.11
Total Assets39.4744.1944.9552.1051.3163.12
Total Debt0.000.000.000.000.000.00
Long Term Debt0.000.000.000.000.000.00
Other Liabilities0.252.510.163.792.276.92
Total Liabilities0.252.510.163.792.276.92
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity39.2141.6844.8048.3149.0556.20
Total Shareholders Equity39.2141.6844.8048.3149.0556.20
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity39.2141.6844.8048.3149.0556.20
Total Liabilities & Stockholders Equity39.4744.1944.9552.1051.3163.12
Book Value Per Share19.5121.3926.4930.7331.0134.80
Tangible Book Value Per Share19.5121.3926.4930.7331.0134.80
Price to Book Ratio0.688.388.237.536.756.39
Return on Assets-0.66-3.002.305.673.7717.02
Return on Equity-0.66-3.212.366.253.8818.40
Return on Invested Capital-3.983.08-6.097.94-1.153.92
Quick Ratio10.486.65233.030.040.301.04
Current Ratio10.486.65233.030.040.301.04

Cash flow, quarterly

Currency USD, millions
Metric2026S22026S12025S22025S12024S22024S1
Funds from Operations1.070.35----
Extraordinary Item0.000.00----
Changes in Working Capital-0.190.00----
Cash from Operating Activities0.870.35----
Capital Expenditures0.000.00----
Net Assets From Acquisitions0.000.00----
Sale of Fixed Assets and Businesses0.000.00----
Purchase or Sale of Investments-14.15-15.50----
Purchase of Investments-19.83-29.36----
Sale Or Maturity of Investments5.6813.86----
Other Uses0.000.00----
Other Sources0.000.00----
Cash from Investing Activities-14.15-15.50----
Cash Dividends Paid-3.110.00----
Preferred Dividends (Cash Flow)0.000.00----
Change in Capital Stock0.00-2.19----
Repurchase of Common Pref Stock0.00-2.19----
Sale of Common Pref Stock0.000.00----
Proceedsfrom Stock Options0.000.00----
Issuance or Reduction of Debt, Net14.2519.54----
Net Financing Active Other Cash Flow2.21-2.21----
Other Financing Activities Uses2.21-2.21----
Cash from Financing Activities13.3515.14----
Net Change in Cash0.00-0.01----
Free Cash Flow0.870.35----

Revenue breakdown

Revenue split-

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-300.36%0.0M1.6M24.39K
2026-10-150.40%0.0M1.6M20.75K
2026-09-300.61%0.0M1.7M27.91K
2026-09-150.29%0.0M1.7M29.44K
2026-08-310.43%0.0M1.7M24.60K
2026-08-140.64%0.0M1.7M23.83K
2026-07-310.16%0.0M1.7M18.87K
2026-07-150.34%0.0M1.7M19.48K
2026-06-300.09%0.0M1.7M11.00K
2026-06-150.04%0.0M1.7M7.43K
2026-05-290.26%0.0M1.6M6.17K
2026-05-150.10%0.0M1.6M8.52K
2026-04-300.20%0.0M1.3M9.24K
2026-04-150.05%0.0M1.3M9.17K
2026-03-310.42%0.0M1.3M10.28K
2026-03-130.28%0.0M1.3M11.50K
2026-02-270.07%0.0M1.3M10.20K
2026-02-130.13%0.0M1.3M8.48K
2026-01-30-0.0M-8.42K
2026-01-150.37%0.0M1.3M7.52K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-10SCHEDULE 13D/ASEC
2026-11-10SCHEDULE 13D/ASEC
2026-10-27497ADFiling by certain investment companies of Securities Act Rule 482 advertising in accordance with Securities Act Rule 497 and the Note to Rule 482(c). SEC
2026-10-26DEF 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342026-12-08SEC
2026-10-22SCHEDULE 13D/ASEC
2026-10-22SCHEDULE 13D/ASEC
2026-10-224Statement of changes in beneficial ownership of securities2026-10-20SEC
2026-10-224Statement of changes in beneficial ownership of securities2026-10-20SEC
2026-10-224Statement of changes in beneficial ownership of securities2026-10-20SEC
2026-10-20SC TO-I/ASEC
2026-10-20SCHEDULE 13GSEC
2026-10-19SC TO-I/ASEC
2026-10-08SCHEDULE 13D/ASEC
2026-10-08SCHEDULE 13D/ASEC
2026-09-30SCHEDULE 13D/ASEC
2026-09-28SCHEDULE 13D/ASEC
2026-09-24497ADFiling by certain investment companies of Securities Act Rule 482 advertising in accordance with Securities Act Rule 497 and the Note to Rule 482(c). SEC
2026-09-17SC 13E3Schedule filed to report going private transactionsSEC
2026-09-11SC TO-CWritten communication relating to an issuer or third party tender offerSEC
2026-09-11N-CENForm N-CEN will require annual reporting of certain census-type information in a structured XML format. Form N-CEN will replace Form N-SAR. The compliance date for Form N-CEN filers – regardless of asset size – is June 1, 2018.2026-06-30SEC
2026-09-04497ADFiling by certain investment companies of Securities Act Rule 482 advertising in accordance with Securities Act Rule 497 and the Note to Rule 482(c). SEC
2026-09-04N-CSRCertified annual shareholder report of registered management investment companies filed on Form N-CSR2026-06-30SEC
2026-08-31NPORT-P2026-06-30SEC
2026-08-24N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2026-06-30SEC
2026-08-12APP ORDR40-APP OrderSEC
2026-07-23497ADFiling by certain investment companies of Securities Act Rule 482 advertising in accordance with Securities Act Rule 497 and the Note to Rule 482(c). SEC
2026-07-17APP NTC40-APP NoticeSEC
2026-07-13424B3SEC
2026-07-0240-17GFidelity bond filed pursuant to Rule 17g-1(g)(1) of the Investment Company Act of 1940.SEC
2026-07-0140-APP/ASEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-0464.06K200
2026-03127.70K600
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
Thomas J. Herzfeld Advisors, Inc.39.05%
ENVESTNET ASSET MANAGEMENT INC13.43%
CHOREO, LLC2.38%
CSS LLC/IL1.90%
Private Advisor Group, LLC1.01%
OSAIC HOLDINGS, INC.0.24%
INTERNATIONAL ASSETS INVESTMENT MANAGEMENT, LLC0.19%
BLUE BELL PRIVATE WEALTH MANAGEMENT, LLC0.15%
MORGAN STANLEY0.13%
Rockefeller Capital Management L.P.0.06%

Funds

Fund% owned
-

OakChart. HERZ. Cached 15 minutes.

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