OakChart

Finward Bancorp

FNWDFinancial·Banks - Regional·USA·Micro·NASD·Nov 11 • 11:18 AM ET

43.58-0.46 (-1.04%)
2026-11-11 17:26 CET
Market cap
190.73 USD m
Revenue, TTM
- USD m
Net income, TTM
7.68 USD m
Free cash flow, TTM
- USD m
EPS diluted, TTM
1.78
P/E
24.52
Compare

Price

FNWD against its 20, 50 and 200-day averages
2050200miss
35.0040.0045.00177K354KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26FNWDclose 43.5820-day 43.3450-day 42.80200-day 38.3743.5852w high52w low

5.1% under the 52-week high of 45.90 on 4 Aug 2026. 52-week low 30.05 on 5 May 2026. Last 15 sessions, 7.9% high to low

Profile

FNWD
52-week range, 85% of the way up
30.0545.90

Finward Bancorp is a bank holding company, which engages in the provision of financial services. It offers checking and savings accounts, loans, eBanking, cash management, investments, retirement plans, and trust funds. The company was founded on January 31, 1994 and is headquartered in Munster, IN.

Employees318
IPOMar 31, 1998
Beta0.16
ATR, 14d0.97
Rel volume0.04
Short float2.84%
Insider own13.19%
Inst own45.44%

Snapshot

6 groups

Valuation

Index-
Market Cap188.74M
Enterprise Value-
Income7.68M
Sales102.00M
Book/sh36.45
Cash/sh-
Dividend Est.-
Dividend TTM0.48 (1.10%)
Dividend Ex-DateNov 18, 2026
Dividend Gr. 3/5Y-33.78% -21.91%
Payout19.11%
Employees318
IPOMar 31, 1998

Ratios

P/E24.52
Forward P/E-
PEG-
P/S1.85
P/B1.20
P/C-
P/FCF12.87
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.10
Debt/Eq0.38
LT Debt/Eq0.22
Option/ShortNo / Yes

Earnings

EPS (ttm)1.78
EPS next Y-
EPS next Q-
EPS this Y-
EPS next Y-
EPS next 5Y-
EPS past 3/5Y-19.38% -16.36%
Sales past 3/5Y6.58% 7.98%
EPS Y/Y TTM-6.38%
Sales Y/Y TTM-0.28%
EPS Q/Q-61.89%
Sales Q/Q1.49%
EarningsOct 27 AMC
EPS/Sales Surpr.-56.94% -4.14%

Ownership

Insider Own13.19%
Insider Trans0.03%
Inst Own45.44%
Inst Trans-0.70%
ROA0.38%
ROE4.75%
ROIC3.98%
Gross Margin-
Oper. Margin8.26%
Profit Margin7.53%
SMA200.55%
SMA501.82%
SMA20013.56%
Trades-

Technical

Shs Outstand4.33M
Shs Float3.76M
Short Float2.84%
Short Ratio8.94
Short Interest0.11M
52W High45.90 -5.05%
52W Low30.05 45.02%
Volatility2.60% 2.34%
ATR (14)0.97
RSI (14)52.71
Beta0.16
Rel Volume0.04
Avg Volume11.94K
Volume153

Performance

Perf Week-2.42%
Perf Month5.21%
Perf Quarter-3.50%
Perf Half Y37.91%
Perf YTD23.84%
Perf Year25.88%
Perf 3Y121.22%
Perf 5Y-6.46%
Perf 10Y28.18%
Recom3.00
Target Price38.00
Prev Close44.04
Price43.58
Change %-1.04%

Analyst ratings

latest 4 of 4
DateActionAnalystRating changeTargetImplied
Mar 27, 2026ResumedSStephensOverweight$41-5.9%
Mar 17, 2025DowngradeHHovde GroupOutperform → Market Perform
Sep 06, 2024UpgradeHHovde GroupMarket Perform → Outperform
Sep 06, 2024ResumedHHovde GroupOutperform$31-28.9%

Peers

Mkt cap
TickerCompanyMkt cap
FCAPFirst Capital Inc213.20M
RMBIRichmond Mutual Bancorporation Inc263.29M
LCNBLCNB Corp280.68M
SBFGSB Financial Group Inc181.63M
INBKFirst Internet Bancorp222.70M
CZWICitizens Community Bancorp Inc MD222.53M
CFBKCF Bankshares Inc236.01M
OVBCOhio Valley Banc Corp229.28M
LARKLandmark Bancorp Inc195.73M
FMAOFarmers & Merchants Bancorp Inc502.96M

Insider trading

latest 14 of 16
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Scheub Todd M.Executive Vice PresidentSep 25 '26Buy43.48321,40711,759Sep 28 05:55 PM
Puntillo AnthonyDirectorSep 25 '26Buy43.4652342,326Sep 28 05:12 PM
Bochnowski Benjamin JPresident, CEOSep 25 '26Buy43.4852241,874Sep 28 05:10 PM
Lowry Robert TExecutive Vice PresidentSep 25 '26Buy43.48421,82915,286Sep 28 05:08 PM
Johnson Robert E. IIIDirectorJun 30 '26Buy35.7551953,753Jul 02 08:57 AM
Lowry Robert TExecutive Vice PresidentJun 30 '26Buy36.00511,82315,244Jul 01 02:12 PM
Han Amy WongDirectorJun 30 '26Buy35.7541288,560Jul 01 01:20 PM
Scheub Todd M.Executive Vice PresidentJun 30 '26Buy36.00391,40211,727Jul 01 01:19 PM
Puntillo AnthonyDirectorJun 30 '26Buy35.7572332,321Jul 01 12:04 PM
Bochnowski Benjamin JPresident, CEOJun 30 '26Buy36.0062231,868Jul 01 12:00 PM
Scheub Todd M.Executive Vice PresidentMar 31 '26Buy36.50381,39811,688Apr 01 02:23 PM
Bochnowski Benjamin JPresident, CEOMar 31 '26Buy36.5062231,862Apr 01 02:21 PM
Lowry Robert TExecutive Vice PresidentMar 31 '26Buy36.50501,81715,194Apr 01 02:20 PM
Lowry Robert TExecutive Vice PresidentDec 30 '25Buy35.56511,81115,144Feb 27 02:13 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWCiShares Micro-Cap ETFAUM: 1.22B
DFACU.S. Core Equity 2 Portfolio-ETF Class Shares-
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
AVSCAvantis U.S Small Cap Equity ETFAUM: 3.23B
DCORUS Core Equity 1 Portfolio ETF Class Shares-
DFASU.S. Small Cap Portfolio-ETF Class Shares-
DXUVUS Vector Equity Portfolio ETF Class Shares-

News

latest 14 of 96
  • Finward Bancorp Announces Dividend (Business Wire)
  • Finward Bancorp Announces Third Quarter 2026 Results (Business Wire)
  • Are SAFT, PAG, UTZ, FNWD Obtaining Fair Deals for their Shareholders? (PR Newswire)
  • Are HZO, BWMN, FNWD Obtaining Fair Deals for their Shareholders? (PR Newswire)
  • Finward Bancorp's Dividend Analysis (GuruFocus.com)
  • Loading…
  • Finward Bancorp Announces Dividend (Business Wire)
  • Finward Bancorp Announces Second Quarter 2026 Results (Business Wire)
  • Are FNWD, PSNL, DSGR Obtaining Fair Deals for their Shareholders? (PR Newswire)
  • Are UTZ, BLFS, FNWD Obtaining Fair Deals for their Shareholders? (PR Newswire)
  • First Financial Bancorp (FFBC) Q2 2026 Earnings Call Highlights: Record Net Income and ... (GuruFocus.com) +22.75%
  • Ohios First Financial expands Chicago footprint in $208M deal (Banking Dive)
  • Cincinnatis First Financial expands Chicago footprint in $208M deal (Banking Dive)
  • First Financial Bancorp Announces Second Quarter 2026 Financial Results, Quarterly Dividend Increase & Acquisition of Finward Bancorp (PR Newswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-270.3100.7200.52018.6019.401
2026Q22026-07-280.4800.6250.48517.5818.902
2026Q12026-04-280.5200.5350.52117.4918.452
2025Q42026-01-270.4600.6100.46116.5218.252
2025Q32025-10-280.8100.4000.81317.3617.802
2025Q22025-07-290.5000.2600.50116.6316.952
2025Q12025-04-300.1100.0950.10615.5416.252
2024Q42025-01-280.4900.1950.48716.3416.002
2024Q32024-10-290.1400.1800.14214.8715.752
2024Q22024-07-240.030-0.0900.03414.6315.301
2024Q12024-04-242.1700.4202.17325.2627.801
2023Q42024-01-300.3500.4600.35215.4516.501
2023Q32023-10-250.5100.5100.51415.5317.652
2023Q22023-07-260.5700.5650.57317.0517.702
2023Q12023-04-260.5100.8350.51517.2819.852
2022Q42023-01-251.0801.0600.92118.7921.152

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2021FY3.8404.1904.30362.5466.85
2022FY4.1204.1553.59675.5182.55
2023FY1.9602.0601.95765.3068.50
2024FY2.8400.2152.83871.0967.15
2025FY1.8801.9751.88066.0469.80
2026FY-2.630---
2027FY-3.130---

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-1010019.8019.8019.80
2026Q4S2026-07-2920019.9019.8020.00
2026Q4S2026-07-1320019.9019.8020.00
2026Q4S2026-07-0222019.9019.8020.00
2026Q4S2026-04-2922020.0019.8020.20
2026Q4S2026-04-1320019.7019.6019.80
2026Q4S2026-03-2522019.7019.6019.80
2026Q4S2026-01-2822019.6519.6019.70
2026Q4S2026-01-1220019.3519.2019.50
2026Q4S2025-11-1121019.3519.2019.50
2026Q4S2025-11-1021019.3519.2019.50
2026Q4S2025-11-0921019.3519.2019.50
2026Q4S2025-11-0821019.3519.2019.50
2026Q4S2025-11-0721019.3519.2019.50

Estimate history

EPS, annual3.1293.1663.5324.6024.3033.5961.9572.8381.8841.777
Period201720182019202020212022202320242025TTM
EPS, quarterly0.1420.4870.1060.5010.8130.4610.5210.4850.31
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual41.1148.54962.37968.78266.45683.3896.145111.502100.95102
Period201720182019202020212022202320242025TTM
Sales, quarterly25.09526.21924.63525.33426.124.82525.07625.60926.49
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual2.8653.0293.4523.4633.4814.2984.2994.2994.3274.331
Period201720182019202020212022202320242025MRQ
Shares, quarterly4.3144.2994.3244.3254.3284.3274.334.3334.331
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income93.2291.7689.1885.7872.0350.6651.6252.2539.45
Total Interest Expense31.9835.0240.7331.234.892.085.749.095.09
Net Interest Income61.2356.7448.4554.5567.1548.5845.8843.1634.36
Loan Loss Provision0.36-0.20-0.502.020.001.513.692.581.31
Net Interest Income After Loan Loss Provision60.8856.9548.9552.5367.1547.0742.1940.5733.05
Non-Interest Income8.799.1922.3210.3611.3515.8017.1610.139.10
Non-Interest Expense61.2357.9757.8255.1260.4046.4940.6536.8531.38
Operating Income8.438.1613.467.7718.0916.3818.7113.8610.77
Unusual Expense-0.000.000.001.230.000.000.000.00
Net Income Before Taxes8.438.1113.468.0416.5616.3818.7113.8610.77
Income Taxes0.750.021.32-0.341.481.412.771.761.43
Consolidated Net Income7.688.0912.138.3815.0814.9615.9312.109.34
Net Income From Continuing Operations7.688.0912.138.3815.0814.9615.9312.109.34
Net Income7.688.0912.138.3815.0814.9615.9312.109.34
EPS (Recurring)-1.882.841.963.804.304.603.533.17
EPS (Basic, Before Extraordinaries)1.801.892.851.963.614.304.603.533.17
EPS (Diluted)1.781.882.841.963.604.304.603.533.17
Non-Operating Income (Expense)0.00-0.060.000.28-0.300.000.000.000.00
Other After Tax Adjustments-0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-0.350.450.590.590.420.300.240.16
Price To Earnings Ratio24.7824.7810.4110.0110.0810.567.5313.0213.54
Price To Sales Ratio1.771.501.081.121.822.471.822.522.61
Operating Margin8.268.0912.078.0821.7024.6427.2022.2122.18
Net Margin7.538.0110.888.7218.0922.5223.1619.3919.23
Shares Outstanding4.334.334.304.304.303.483.463.453.03
Market Capitalization190.73190.73121.26108.55155.58159.61125.02158.45130.25

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income24.0223.0722.7223.4123.3422.6722.3422.59
Total Interest Expense8.077.887.658.378.908.729.039.99
Net Interest Income15.9415.1815.0715.0414.4413.9513.3112.61
Loan Loss Provision0.120.260.06-0.08-0.30-0.270.45-0.58
Net Interest Income After Loan Loss Provision15.8214.9215.0215.1314.7414.2212.8613.19
Non-Interest Income2.472.542.351.412.762.662.293.62
Non-Interest Expense16.9814.8214.7114.7213.9414.7714.5414.14
Operating Income1.312.642.671.823.562.120.622.67
Unusual Expense-0.000.000.000.000.000.000.00
Net Income Before Taxes1.492.462.671.823.562.120.622.67
Income Taxes0.130.360.42-0.170.06-0.040.160.57
Consolidated Net Income1.362.092.241.983.502.150.462.10
Net Income From Continuing Operations1.362.092.241.983.502.150.462.10
Net Income1.362.092.241.983.502.150.462.10
EPS (Recurring)-0.480.520.460.810.500.110.49
EPS (Basic, Before Extraordinaries)0.320.490.520.460.820.500.110.49
EPS (Diluted)0.310.480.520.460.810.500.110.49
Non-Operating Income (Expense)0.18-0.180.000.000.000.000.000.00
Other After Tax Adjustments-0.000.000.000.000.000.000.00
Stock Option Compensation Expense-0.150.130.080.090.130.080.10
Price To Earnings Ratio24.7816.0219.2918.4525.9735.9410.2610.41
Price To Sales Ratio1.771.561.541.501.351.171.241.09
Operating Margin4.9410.3010.637.3213.648.352.5010.19
Net Margin5.148.178.947.9913.408.491.858.02
Shares Outstanding4.334.334.334.334.334.324.324.30
Market Capitalization190.73159.26157.20152.27138.79119.47125.53121.26

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks18.2717.8817.9419.9612.7214.0120.9613.2610.53
Investments428.94399.56451.95401.77560.11437.73317.23253.99251.25
Net Loans1,432.881,492.071,493.831,500.73953.38952.69897.87756.44612.73
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets----0.000.541.081.631.70
Net Property, Plant & Equipment44.9847.2638.4440.2131.3930.7929.4124.8219.56
Interest Receivables7.787.728.047.425.444.714.033.633.26
Deferred Tax Assets31.2336.4631.3932.737.166.876.615.223.10
Other Intangible Assets63.5166.7570.0170.9954.8654.4854.8738.5026.68
Total Assets2,027.592,067.712,111.612,073.831,625.061,501.821,332.071,097.50928.80
Total Deposits1,726.971,760.571,813.421,775.021,434.201,302.341,154.37929.79793.00
Total Debt99.23105.12118.12135.5014.5819.8625.5054.6332.18
Long Term Debt57.9145.0080.00120.000.000.006.0034.0014.18
Provision for Risks Charges1.750.000.000.000.000.000.000.000.00
Deferred Tax Liabilities6.406.953.333.494.315.533.351.341.55
Other Liabilities18.5643.6729.3923.4315.3522.4014.7510.2810.01
Total Liabilities1,852.921,916.291,964.261,937.431,468.441,350.131,197.97996.04836.75
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity174.66151.41147.34136.39156.62151.69134.10101.4692.06
Total Shareholders Equity174.66151.41147.34136.39156.62151.69134.10101.4692.06
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity174.66151.41147.34136.39156.62151.69134.10101.4692.06
Total Liabilities & Stockholders Equity2,027.592,067.712,111.612,073.831,625.061,501.821,332.071,097.50928.80
Book Value Per Share40.3735.2234.2831.7345.0043.8038.8533.5032.14
Tangible Book Value Per Share34.9229.5828.3125.4140.9139.4135.6330.8031.16
Tier 1 Capital186.21179.62168.30161.30-125.30110.8092.8088.40
Tier 2 Capital19.2614.8715.0012.90-12.209.008.007.60
Full-Time Employees318313304326280250290249217
Price to Book Ratio1.210.760.911.321.020.821.181.281.40
Return on Assets0.390.580.400.820.961.121.000.920.97
Return on Equity4.968.125.9110.299.6711.1510.279.6510.17
Return on Invested Capital3.486.183.695.889.5510.508.636.898.43
Current Ratio0.080.060.070.030.030.030.060.070.06

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations-11.305.8115.5521.6913.7013.0915.1210.82
Extraordinary Item-0.000.000.000.000.000.000.000.00
Changes in Working Capital--2.803.826.38-8.70-7.785.15-2.82-0.40
Cash from Operating Activities-8.509.6321.9312.995.9218.2312.3010.42
Capital Expenditures--0.85-3.07-1.15-3.03-3.13-3.73-3.73-1.50
Net Assets From Acquisitions-0.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses-0.8217.680.8035.600.000.0052.8018.26
Purchase or Sale of Investments-35.9527.4214.7665.15-121.46-124.18-22.440.03
Purchase of Investments-0.000.00-0.12-30.42-221.24-243.35-93.20-58.63
Sale Or Maturity of Investments-35.9527.4214.8895.5799.77119.1770.7658.66
Federal Home Loan Advances Increase (Decrease)-0.000.000.00-2.000.67-0.010.06-0.24
Other Uses-0.000.000.000.000.000.000.000.00
Other Sources-1.310.000.000.310.000.050.120.14
Cash from Investing Activities-96.2842.9717.303.61-114.81-183.56-29.52-31.05
Cash Dividends Paid--1.56-2.07-5.33-5.08-4.31-4.29-4.08-3.43
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Change in Capital Stock-0.000.000.000.000.000.000.000.00
Repurchase of Common Pref Stock-0.000.000.000.000.000.000.000.00
Sale of Common Pref Stock-0.000.000.000.000.000.000.000.00
Proceedsfrom Stock Options-0.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net--20.41-13.01-17.38120.92-5.28-5.64-29.1322.45
Change in Long Term Debt-0.00-15.00-40.00120.00-5.28-5.64-29.1322.45
Issuance of Long Term Debt-0.00150.0080.00120.000.722.360.0077.00
Reduction of Long Term Debt-0.00-165.00-120.000.00-6.00-8.00-29.13-54.55
Net Financing Active Other Cash Flow--0.15-0.09-0.20-0.12-0.13-0.090.00-4.12
Other Financing Activities Uses--0.15-0.09-0.20-0.12-0.13-0.090.00-4.12
Cash from Financing Activities--55.72-68.0215.49-18.49122.14137.9947.3426.74
Net Change in Cash-49.06-15.4254.73-1.8913.25-27.3430.126.11
Free Cash Flow-7.656.5520.799.962.7914.509.269.41
Price to Free Cash Flow-24.8026.797.0031.08-12.2830.3821.21

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks16.6317.3815.7618.2719.4623.03
Investments364.63398.55420.71428.94433.19419.75
Net Loans1,481.681,486.101,437.831,432.881,455.801,466.09
Investment in Unconsolidated Affiliates-0.000.000.000.000.00
Net Property, Plant & Equipment43.5043.9344.3144.9845.5446.18
Interest Receivables7.807.677.707.787.587.65
Deferred Tax Assets---31.23--
Other Intangible Assets99.8987.0788.8463.5191.1595.21
Total Assets2,014.122,040.712,015.162,027.592,052.722,057.91
Total Deposits1,758.461,732.541,719.071,726.971,750.651,754.85
Total Debt59.85109.57105.2299.23103.43113.33
Long Term Debt35.0038.4548.1857.9155.0055.00
Provision for Risks Charges-1.922.031.751.672.03
Deferred Tax Liabilities---6.40--
Other Liabilities37.9818.3916.4318.5631.4933.45
Total Liabilities1,856.281,862.421,842.761,852.921,887.231,903.66
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity157.84178.29172.40174.66165.50154.25
Total Shareholders Equity157.84178.29172.40174.66165.50154.25
Accumulated Minority Interest-0.000.000.000.000.00
Total Equity157.84178.29172.40174.66165.50154.25
Total Liabilities & Stockholders Equity2,014.122,040.712,015.162,027.592,052.722,057.91
Book Value Per Share36.4541.1539.8140.3738.2435.67
Tangible Book Value Per Share31.0735.7534.3934.9232.7730.16
Tier 1 Capital191.11189.97188.16186.21184.56181.43
Tier 2 Capital19.5019.6119.3219.2619.6420.07
Full-Time Employees---318--
Price to Book Ratio1.210.920.900.920.900.79
Return on Assets0.380.480.490.390.400.26
Return on Equity4.755.906.094.965.053.51
Return on Invested Capital0.710.971.020.851.591.03
Current Ratio0.100.070.090.080.110.11

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations-3.263.292.462.585.41
Extraordinary Item-0.000.000.000.000.00
Changes in Working Capital-2.36-1.033.88-1.39-0.64
Cash from Operating Activities-5.622.266.341.204.77
Capital Expenditures--0.23-0.14-0.24-0.15-0.28
Net Assets From Acquisitions-0.000.000.000.000.00
Sale of Fixed Assets and Businesses-0.000.000.150.670.00
Purchase or Sale of Investments-2.752.8927.023.172.82
Purchase of Investments-0.000.000.000.000.00
Sale Or Maturity of Investments-2.752.8927.023.172.82
Other Uses-0.000.000.000.000.00
Other Sources-0.000.000.770.540.00
Cash from Investing Activities--47.16-0.7952.0514.3410.19
Cash Dividends Paid--0.52-0.52-0.52-0.52-0.00
Preferred Dividends (Cash Flow)-0.000.000.000.000.00
Change in Capital Stock-0.000.000.000.000.00
Repurchase of Common Pref Stock-0.000.000.000.000.00
Sale of Common Pref Stock-0.000.000.000.000.00
Proceedsfrom Stock Options-0.000.000.000.000.00
Issuance or Reduction of Debt, Net-4.496.11-18.72-9.9011.62
Change in Long Term Debt-0.000.000.000.000.00
Issuance of Long Term Debt-0.000.000.000.000.00
Reduction of Long Term Debt-0.000.000.000.000.00
Net Financing Active Other Cash Flow--0.01-0.06-0.00-0.150.00
Other Financing Activities Uses--0.01-0.06-0.00-0.150.00
Cash from Financing Activities-17.42-2.37-42.92-14.7716.09
Net Change in Cash--24.11-0.8915.470.7631.05
Free Cash Flow-5.392.136.101.054.49
Price to Free Cash Flow-12.6212.7924.8513.2723.20

Revenue breakdown

Savings Institution, Federally Chartered2024: 71.09M 2025: 66.04M
United States2024: 71.09M 2025: 66.04M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-302.84%0.1M3.8M12.63K
2026-10-152.99%0.1M3.8M16.34K
2026-09-302.98%0.1M3.8M16.70K
2026-09-153.00%0.1M3.8M24.01K
2026-08-312.94%0.1M3.8M23.14K
2026-08-142.96%0.1M3.8M23.29K
2026-07-311.68%0.1M3.8M22.07K
2026-07-152.25%0.1M3.8M16.75K
2026-06-302.32%0.1M3.8M15.73K
2026-06-152.86%0.1M3.8M7.92K
2026-05-294.07%0.2M3.8M7.39K
2026-05-154.06%0.2M3.8M6.98K
2026-04-304.21%0.2M3.8M7.87K
2026-04-154.17%0.2M3.8M10.31K
2026-03-314.46%0.2M3.5M12.05K
2026-03-134.89%0.2M3.5M13.62K
2026-02-274.58%0.2M3.5M19.31K
2026-02-134.32%0.2M3.5M24.66K
2026-01-304.74%0.2M3.5M25.55K
2026-01-154.64%0.2M3.5M28.27K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-048-KCurrent report2026-11-04SEC
2026-11-038-KCurrent report2026-11-02SEC
2026-10-278-KCurrent report2026-10-27SEC
2026-10-27425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-10-1413F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-09-30SEC
2026-09-284Statement of changes in beneficial ownership of securities2026-09-25SEC
2026-09-284Statement of changes in beneficial ownership of securities2026-09-25SEC
2026-09-284Statement of changes in beneficial ownership of securities2026-09-25SEC
2026-09-284Statement of changes in beneficial ownership of securities2026-09-25SEC
2026-09-28DEFM14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-09-048-KCurrent report2026-09-04SEC
2026-08-14N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2025-06-30SEC
2026-08-1310-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-288-KCurrent report2026-07-28SEC
2026-07-21425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-07-21425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-07-21425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-07-218-KCurrent report2026-07-21SEC
2026-07-21425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-07-1613F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-07-068-KCurrent report2026-06-24SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-07-014Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-014Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-014Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-014Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-014Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-06-038-KCurrent report2026-06-03SEC
2026-05-294Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-05-288-K/A2026-05-21SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-093.69K400
2026-080000
2026-070000
2026-064.01K600
2026-050000
2026-040000
2026-033.44K300
2026-020000
2026-010000
2025-123.43K300
2025-110000

Institutional holders

Manager% owned
ALLIANCEBERNSTEIN L.P.9.63%
PL Capital Advisors, LLC9.14%
VANGUARD CAPITAL MANAGEMENT LLC3.74%
Finward Bancorp2.97%
ENDEAVOUR CAPITAL ADVISORS INC1.86%
Elizabeth Park Capital Advisors, Ltd.1.33%
WELLINGTON MANAGEMENT GROUP LLP1.24%
RAFFLES ASSOCIATES LP1.23%
RENAISSANCE TECHNOLOGIES LLC1.05%
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC1.04%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND2.58%
VANGUARD EXTENDED MARKET INDEX FUND1.06%
Fidelity Small Cap Index Fund0.75%
Fidelity Extended Market Index Fund0.45%
VANGUARD RUSSELL 2000 INDEX FUND0.40%
iShares Micro-Cap ETF0.28%
Hotchkis and Wiley Small Cap Diversified Value Fund0.26%
Schwab Small-Cap Index Fund0.19%
SmallCap Value Fund II0.16%
Fidelity Total Market Index Fund0.15%

OakChart. FNWD. Cached 15 minutes.