OakChart

EverQuote Inc

EVERCommunication Services·Internet Content & Information·USA·Small·NASD·Nov 11 • 3:33 PM ET

29.05+1.01 (3.62%)
2026-11-11 21:33 CET
Market cap
994.28 USD m
Revenue, TTM
799.34 USD m
Net income, TTM
113.77 USD m
Free cash flow, TTM
115.32 USD m
EPS diluted, TTM
3.06
P/E
9.48
Compare

Price

EVER against its 20, 50 and 200-day averages
2050200beatearnings
20.0025.0030.001.7M3.5MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26EVERclose 29.0520-day 24.8550-day 22.80200-day 20.6029.0552w high

6.9% under the 52-week high of 31.20 on 5 Nov 2026. 52-week low 13.88 on 1 May 2026. Last 15 sessions, 47.7% high to low

Volume 0.41× normal · the line is the 50-bar volume average

Profile

EVER
52-week range, 88% of the way up
13.8831.20

EverQuote, Inc. operates as an online insurance marketplace connecting consumers with insurance providers. It offers car, home and life insurance. The firm's data and technology platform matches and connects consumers seeking to purchase insurance with relevant options from its broad direct network of insurance providers. The company was founded by Seth N. Birnbaum, David B. Blundin, and Tomas Revesz in August 1, 2008 and is headquartered in Cambridge, MA.

IndexRUT
Employees356
IPOJun 28, 2018
Beta0.78
ATR, 14d1.45
Rel volume0.41
Short float25.68%
Insider own24.76%
Inst own90.83%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap1.03B
Enterprise Value802.83M
Income113.77M
Sales799.34M
Book/sh7.92
Cash/sh6.46
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees356
IPOJun 28, 2018

Ratios

P/E9.48
Forward P/E13.65
PEG-
P/S1.29
P/B3.67
P/C4.50
P/FCF8.93
EV/EBITDA8.63
EV/Sales1.00
Quick Ratio3.28
Current Ratio3.28
Debt/Eq0.01
LT Debt/Eq0.00
Option/ShortYes / Yes

Earnings

EPS (ttm)3.06
EPS next Y2.13
EPS next Q0.49
EPS this Y-22.87%
EPS next Y4.93%
EPS next 5Y-3.00%
EPS past 3/5Y- -
Sales past 3/5Y19.67% 14.83%
EPS Y/Y TTM112.45%
Sales Y/Y TTM23.99%
EPS Q/Q-1.68%
Sales Q/Q25.37%
EarningsNov 02 AMC
EPS/Sales Surpr.0.51% 6.32%

Ownership

Insider Own24.76%
Insider Trans-1.39%
Inst Own90.83%
Inst Trans-1.19%
ROA35.85%
ROE49.92%
ROIC40.46%
Gross Margin97.79%
Oper. Margin11.19%
Profit Margin14.23%
SMA2016.89%
SMA5027.38%
SMA20040.99%
Trades-

Technical

Shs Outstand31.91M
Shs Float26.69M
Short Float25.68%
Short Ratio9.32
Short Interest6.85M
52W High31.20 -6.91%
52W Low13.88 109.26%
Volatility5.65% 5.44%
ATR (14)1.45
RSI (14)67.63
Beta0.78
Rel Volume0.41
Avg Volume735.07K
Volume284,590

Performance

Perf Week-5.08%
Perf Month40.93%
Perf Quarter18.45%
Perf Half Y54.00%
Perf YTD7.57%
Perf Year11.75%
Perf 3Y254.21%
Perf 5Y92.99%
Perf 10Y-
Recom1.62
Target Price32.33
Prev Close28.03
Price29.05
Change %3.62%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Aug 24, 2026ResumedJJP MorganOverweight$29-0.2%
Sep 22, 2025DowngradeRRaymond JamesStrong Buy → Outperform$30+3.3%
Dec 26, 2024UpgradeRRaymond JamesOutperform → Strong Buy$35+20.5%
Apr 19, 2024ResumedRB. Riley SecuritiesBuy$24-17.4%
Feb 27, 2024ReiteratedNNeedhamBuy$15 → $25-13.9%
Dec 12, 2023UpgradeRRaymond JamesMkt Perform → Outperform$13-55.2%
Dec 05, 2023InitiatedCCraig HallumBuy$16-44.9%
Nov 30, 2023UpgradeRB. Riley SecuritiesNeutral → Buy$8 → $14-51.8%
Oct 26, 2023ResumedRRaymond JamesMkt Perform
Apr 17, 2023DowngradeOOppenheimerOutperform → Perform

Peers

Mkt cap
TickerCompanyMkt cap
MAXMediaAlpha Inc874.86M
NRDSNerdwallet Inc487.20M
QNSTQuinStreet Inc1.11B
TREELendingTree Inc517.57M
CARGCarGurus Inc3.09B
ANGIAngi Inc275.47M
GSHDGoosehead Insurance Inc1.64B
ROOTRoot Inc673.54M
SLQTSelectQuote Inc90.62M
EHTHeHealth Inc14.78M

Insider trading

latest 14 of 96
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Brainard DavidChief Technology OfficerNov 06 '26Option Exercise0.0015,0250165,203Nov 09 06:00 PM
Mendal JaymeCEO and PresidentNov 02 '26Option Exercise0.0011,4060569,234Nov 04 05:45 PM
Mendal JaymeCEO and PresidentNov 04 '26Option Exercise0.0028,7250576,978Nov 04 05:45 PM
Mendal JaymeCEO and PresidentNov 02 '26Sale23.8820,981501,038548,253Nov 04 05:45 PM
Mendal JaymeOfficerNov 02 '26Proposed Sale23.0920,981484,521Oct 30 04:13 PM
Ayotte JonChief Accounting OfficerOct 16 '26Sale21.804399,57071,855Oct 19 05:00 PM
JON AYOTTEOfficerOct 16 '26Proposed Sale21.584399,474Oct 16 04:29 PM
Neble George RDirectorOct 09 '26Sale20.831,59333,18256,547Oct 13 05:00 PM
Shields John L.DirectorOct 09 '26Sale20.831,36628,45429,832Oct 13 05:00 PM
JOHN SHIELDSDirectorOct 09 '26Proposed Sale20.741,36628,331Oct 09 04:42 PM
GEORGE NEBLEDirectorOct 09 '26Proposed Sale20.741,59333,039Oct 09 04:41 PM
Brainard DavidChief Technology OfficerOct 08 '26Sale19.902,62652,257150,178Oct 08 05:00 PM
Brainard DavidChief Technology OfficerOct 06 '26Sale19.482,33445,466152,804Oct 08 05:00 PM
Ayotte JonChief Accounting OfficerOct 06 '26Sale19.484418,591154,697Oct 08 05:00 PM

Held by

AUM
TickerCompanyAUM
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
ASCEAllspring SMID Core ETFAUM: 383.51M
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
VXFVanguard Extended Market Index ETFAUM: 30.47B
SFLOVictoryShares Small Cap Free Cash Flow ETFAUM: 889.00M
SCHASchwab U.S. Small-Cap ETFAUM: 22.25B

News

latest 14 of 200
  • EverQuote to Present at Upcoming Investor Conferences (GlobeNewswire) +5.12%
  • EverQuote: Q3 Earnings Snapshot (Associated Press) +19.94%
  • EverQuote Crushes Q3 And Lifts Its Outlook, But Pays For An Agentic AI Bet With Thinner Margins And Slower Q4 Growth (Earnings Whispers)
  • EverQuote Announces Third Quarter 2026 Financial Results (GlobeNewswire)
  • EverQuote's Carrier Ramp Faces A Test As AI Spending Weighs On Third-Quarter Profits (Earnings Whispers)
  • EverQuote stock rises on $50M share buyback program (Investing.com) +6.69%
  • EverQuote Announces New Share Repurchase Authorization (GlobeNewswire)
  • EverQuote to Announce Third Quarter 2026 Financial Results on November 2, 2026 (GlobeNewswire)
  • EverQuote Releases New White Paper Addressing Personal AI Agents and the Future of P&C Insurance Distribution (GlobeNewswire) +6.96%
  • EverQuote Announces Commercial Partnership with Waniwani to Propel P&C Insurers' Discoverability and Engagement Across Agentic AI Channels (GlobeNewswire)
  • EverQuote to Present at Upcoming Investor Conferences (GlobeNewswire)
  • EverQuote Inc (EVER) (Q2 2026) Earnings Call Highlights: Record Revenue and AI-Driven Growth ... (GuruFocus.com)
  • EverQuote: Q2 Earnings Snapshot (Associated Press)
  • EverQuote Announces Second Quarter 2026 Financial Results (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-020.4900.4880.490218.08205.127
2026Q22026-08-030.5300.5230.531195.09191.067
2026Q12026-05-040.5100.4400.506190.85180.18
2025Q42026-02-231.5400.3581.536195.32176.898
2025Q32025-11-030.5000.3830.500173.94166.138
2025Q22025-08-040.3900.3540.387156.63157.227
2025Q12025-05-050.4220.3300.212166.63157.977
2024Q42025-02-240.3300.1970.332147.46133.777
2024Q32024-11-040.3100.2230.311144.53140.37
2024Q22024-08-050.1700.0330.174117.14102.877
2024Q12024-05-060.050-0.0740.05491.0780.367
2023Q42024-02-26-0.190-0.316-0.18755.7149.817
2023Q32023-11-06-0.870-0.795-0.87155.0152.326
2023Q22023-08-07-0.400-0.317-0.39867.9971.575
2023Q12023-05-08-0.080-0.179-0.077109.22103.036
2022Q42023-02-27-0.260-0.268-0.26288.3190.256

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2019FY-0.280-0.309-0.276248.81243.15
2020FY-0.410-0.419-0.410346.94341.56
2021FY-0.670-0.690-0.668418.52413.37
2022FY-0.770-0.765-0.772404.13406.1
2023FY-1.540-1.667-1.538287.92282.04
2024FY0.8800.7440.878500.19486.57
2025FY2.6301.4652.630692.52674.04
2026FY-2.029--822.43
2027FY-2.129--913.23
2028FY-2.400--985.98
2029FY-2.680--1,051
2030FY-2.920--1,108

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-06880218.42217.7219.1
2026Q4S2026-11-03870217.64212.4219.1
2026Q4S2026-11-02801212209.2214.85
2026Q4S2026-10-30811213.11210.01218.1
2026Q4S2026-10-18801212209.2214.85
2026Q4S2026-08-21814212209.2214.85
2026Q4S2026-08-14713211.67209.2214.85
2026Q4S2026-08-13713211.67209.2214.85
2026Q4S2026-08-12813212.96209.2222
2026Q4S2026-08-10813213.23209.2222
2026Q4S2026-08-04813213.23209.2222
2026Q4S2026-07-31800214.62208.52222.67
2026Q4S2026-07-22800214.43207.7222.67
2026Q4S2026-07-19801214.43207.7222.67

Estimate history

EPS, annual-2.109-3.026-0.276-0.41-0.668-0.772-1.5380.8782.6313.0636
Period201720182019202020212022202320242025TTM
EPS, quarterly0.3110.3320.2120.3870.51.5360.5060.5310.492
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual126.242163.349248.811346.935418.515404.127287.921500.19692.521799.34
Period201720182019202020212022202320242025TTM
Sales, quarterly144.53147.455166.632156.629173.94195.32190.852195.086218.077
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual9.08925.22526.43828.21429.95332.58834.17935.64236.24635.472
Period201720182019202020212022202320242025MRQ
Shares, quarterly35.35135.64236.09536.51335.95636.24635.39835.2435.472
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue799.34692.52500.19287.92404.13418.51346.94248.81163.35
Cost of Goods Sold Incl. D&A17.7019.3820.9222.4523.9823.9521.3715.9011.68
Gross Profit781.64673.15479.27265.47380.15394.57325.56232.91151.67
Selling, General and Administrative Excl. Other692.17606.58447.52294.02409.07415.43334.99239.73165.58
Research and Development35.3131.5029.5527.5931.7135.7329.6620.2114.17
Other Operating Expense0.000.000.000.000.000.000.000.000.00
Operating Income89.4766.5731.75-28.56-28.92-20.86-9.42-6.82-13.91
Interest Expense0.000.000.000.000.000.000.000.000.20
Unusual Expense0.008.230.0023.42-4.131.062.261.23-
Net Income Before Taxes93.5661.8234.01-50.71-24.42-21.94-11.20-7.12-13.79
Income Taxes-20.21-37.491.840.580.00-2.510.000.000.00
Consolidated Net Income113.7799.3132.17-51.29-24.42-19.43-11.20-7.12-13.79
Net Income From Continuing Operations113.7799.3132.17-51.29-24.42-19.43-11.20-7.12-13.79
Net Income113.7799.3132.17-51.29-24.42-19.43-11.20-7.12-51.21
EPS (Recurring)3.082.780.88-1.05-0.86-0.64-0.35-0.24-3.03
EPS (Basic, Before Extraordinaries)3.182.750.92-1.54-0.77-0.67-0.41-0.28-3.03
EPS (Diluted)3.062.630.88-1.54-0.77-0.67-0.41-0.28-3.03
EBITDA93.0770.3837.42-22.36-23.07-15.79-6.07-4.64-12.57
Non-Operating Income (Expense)4.093.492.261.260.37-0.020.480.930.32
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense18.1519.2016.2919.0422.9021.9124.1812.727.12
Price To Earnings Ratio9.159.1556.87------
Price To Sales Ratio0.931.471.461.421.151.092.943.560.43
Gross Margin97.7997.2095.8292.2094.0794.2893.8493.6192.85
Operating Margin11.199.616.35-9.92-7.16-4.98-2.72-2.74-8.52
Net Margin14.2314.346.43-17.81-6.04-4.64-3.23-2.86-31.35
Shares Outstanding35.4736.2535.6434.1832.5929.9528.2126.4425.23
Market Capitalization994.28994.28706.68412.63473.97463.281,037.45897.83104.61

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue218.08195.09190.85195.32173.94156.63166.63147.46
Cost of Goods Sold Incl. D&A4.634.364.264.444.714.845.385.42
Gross Profit213.44190.73186.59190.88169.23151.79161.25142.03
Selling, General and Administrative Excl. Other189.51167.24163.17172.25151.69137.29145.35130.01
Research and Development9.039.438.558.307.947.777.497.64
Other Operating Expense0.000.000.000.000.000.000.000.00
Operating Income23.9323.4823.4218.6317.5414.5015.9012.03
Interest Expense0.000.000.000.000.000.000.000.00
Unusual Expense0.000.000.000.000.000.337.900.00
Net Income Before Taxes25.1224.5124.3619.5718.5215.068.6712.73
Income Taxes6.965.325.69-38.19-0.340.360.680.43
Consolidated Net Income18.1519.1918.6757.7618.8614.707.9912.31
Net Income From Continuing Operations18.1519.1918.6757.7618.8614.707.9912.31
Net Income18.1519.1918.6757.7618.8614.707.9912.31
EPS (Recurring)0.490.530.511.540.500.390.360.33
EPS (Basic, Before Extraordinaries)0.510.550.521.600.520.400.220.35
EPS (Diluted)0.490.530.511.540.500.390.210.33
EBITDA24.9224.4624.2019.4918.3515.4217.1213.58
Non-Operating Income (Expense)1.181.020.950.930.980.900.680.71
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense5.194.484.064.425.325.184.284.19
Price To Earnings Ratio9.158.125.8518.8718.4223.4930.0856.87
Price To Sales Ratio0.931.140.791.471.341.491.711.48
Gross Margin97.8897.7797.7797.7397.2996.9196.7796.32
Operating Margin10.9812.0412.279.5410.089.269.548.16
Net Margin8.329.839.7829.5710.859.394.798.35
Shares Outstanding35.4735.2435.4036.2535.9636.5136.1035.64
Market Capitalization994.28841.53555.58970.81835.05874.27935.61706.68

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments171.38102.1237.9630.8434.8542.8746.0541.632.36
Short Term Receivables75.1564.3525.5343.1335.6646.0832.2117.4614.69
Inventories0.000.000.000.000.000.000.000.000.00
Other Current Assets9.765.315.757.0014.188.457.071.460.59
Total Current Assets256.29171.7869.2480.9784.6997.4085.3360.5517.65
Net Property, Plant & Equipment10.249.597.3412.2313.0915.795.204.482.13
Total Investments and Advances0.000.000.000.000.300.300.000.000.00
Long-Term Note Receivable0.004.097.6333.41-----
Intangible Assets21.5024.7526.6929.4631.7313.16---
Deferred Tax Assets38.701.14-------
Other Assets0.180.320.030.4513.802.400.690.710.74
Total Assets326.91211.67110.92156.52143.61129.0591.2265.7520.52
Short Term Debt Incl. Current Port. of LT Debt1.201.112.092.942.702.590.000.000.36
Accounts Payable76.8559.9817.2030.6829.6032.9623.6616.8311.89
Other Current Liabilities9.1711.5610.6611.7915.1111.2914.734.542.76
Total Current Liabilities87.2272.6529.9545.4147.4146.8538.3921.3615.02
Long Term Debt1.372.510.073.505.538.090.000.004.25
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities0.281.14-------
Other Liabilities0.000.000.000.125.543.131.061.200.86
Total Liabilities88.8776.3030.0249.0358.4858.0739.4522.5620.13
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.0050.94
Common Equity238.04135.3780.91107.4985.1270.9851.7743.18-50.54
Total Shareholders Equity238.04135.3780.91107.4985.1270.9851.7743.180.39
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity238.04135.3780.91107.4985.1270.9851.7743.180.39
Total Liabilities & Stockholders Equity326.91211.67110.92156.52143.61129.0591.2265.7520.52
Book Value Per Share6.573.802.373.302.842.521.961.71-5.56
Tangible Book Value Per Share5.973.101.592.391.782.051.961.71-5.56
Full-Time Employees356331384612674456250250220
Price to Book Ratio3.546.005.044.425.5114.8517.542.442.29
Return on Assets36.8819.94-38.35-16.27-14.26-10.17-9.07-31.97-20.80
Return on Equity53.1929.75-54.45-25.35-24.90-18.25-14.99-63.29-86.85
Return on Invested Capital41.4823.33-63.34-22.00-21.44-14.17-13.75-31.94-109.22
Quick Ratio2.942.362.311.781.792.082.222.831.18
Current Ratio2.942.362.311.781.792.082.222.831.18

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Net Income113.7799.3132.17-51.29-24.42-19.43-11.20-7.12-13.79
Depreciation3.603.815.676.205.855.073.352.191.34
Other Funds (Non Cash)22.9632.2620.6043.9425.5430.2026.0613.167.47
Funds from Operations114.8596.9558.44-1.156.9713.3318.218.23-4.98
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital6.57-1.578.12-1.68-22.76-6.14-7.54-3.823.08
Cash from Operating Activities121.4195.3866.57-2.83-15.797.1910.674.41-1.90
Capital Expenditures-6.09-5.06-4.11-3.84-4.29-2.86-3.82-2.98-3.67
Net Assets From Acquisitions0.000.000.000.000.00-15.96-14.930.000.00
Sale of Fixed Assets and Businesses0.000.000.0013.190.000.000.000.00-
Purchase or Sale of Investments-1.250.000.000.000.000.000.000.000.00
Purchase of Investments-1.250.000.000.000.000.000.000.000.00
Sale Or Maturity of Investments0.000.000.000.000.000.000.000.000.00
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-7.34-5.06-4.119.35-4.29-18.82-18.75-2.98-3.67
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Change in Capital Stock-26.95-17.093.550.9815.943.624.912.9849.46
Repurchase of Common Pref Stock-29.00-21.020.000.000.000.000.000.000.00
Sale of Common Pref Stock2.053.933.550.9815.943.624.912.9849.46
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.0048.60
Issuance or Reduction of Debt, Net0.000.000.000.000.000.000.000.00-4.62
Change in Long Term Debt0.000.000.000.000.000.000.000.00-4.62
Issuance of Long Term Debt0.000.000.000.000.000.000.000.0022.73
Reduction of Long Term Debt0.000.000.000.000.000.000.000.00-27.35
Net Financing Active Other Cash Flow-3.81-3.97-1.85-0.40-0.100.000.000.000.00
Other Financing Activities Uses-3.81-3.97-1.85-0.40-0.100.000.000.000.00
Cash from Financing Activities-30.77-21.061.710.5815.843.624.912.9844.84
Exchange Rate Effect-0.000.000.000.02-0.03-0.01-0.01--
Net Change in Cash83.3069.2664.167.12-4.27-8.02-3.184.4239.27
Free Cash Flow115.3290.3262.45-6.67-20.084.336.851.44-5.57
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.00-
Price to Free Cash Flow6.4211.2911.73--105.27149.10615.31-
Deferred Taxes & Investment Tax Credit--38.430.000.000.00-2.510.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments229.07192.32178.49171.38145.77148.19
Short Term Receivables79.9476.0271.7875.1568.1854.96
Inventories0.000.000.000.000.000.00
Other Current Assets9.579.356.799.7610.016.33
Total Current Assets318.59277.69257.07256.29223.96209.47
Net Property, Plant & Equipment11.4110.9510.6010.2410.2710.12
Total Investments and Advances0.000.000.000.000.000.00
Intangible Assets21.5021.5021.5021.5021.5021.50
Deferred Tax Assets25.7530.6834.6238.70--
Other Assets1.430.180.180.180.320.32
Total Assets378.68341.01323.97326.91256.05241.42
Short Term Debt Incl. Current Port. of LT Debt1.341.381.281.201.241.21
Accounts Payable83.5970.2968.2276.8567.9458.99
Other Current Liabilities12.3311.7312.369.1710.318.98
Total Current Liabilities97.2683.3981.8687.2279.4969.19
Long Term Debt0.290.560.971.371.631.96
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities0.270.270.280.28--
Other Liabilities0.000.000.000.000.000.00
Total Liabilities97.8184.2383.1188.8781.1271.15
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity280.86256.78240.87238.04174.93170.27
Total Shareholders Equity280.86256.78240.87238.04174.93170.27
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity280.86256.78240.87238.04174.93170.27
Total Liabilities & Stockholders Equity378.68341.01323.97326.91256.05241.42
Book Value Per Share7.927.296.806.574.874.66
Tangible Book Value Per Share7.316.686.205.974.274.07
Full-Time Employees---356--
Price to Book Ratio3.543.502.355.554.905.84
Return on Assets35.8539.3139.5636.8824.6723.31
Return on Equity49.9253.6156.3553.1936.8134.34
Return on Invested Capital6.467.467.7224.1210.688.54
Quick Ratio3.283.333.142.942.823.03
Current Ratio3.283.333.142.942.823.03

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Net Income18.1519.1918.6757.7618.8614.70
Depreciation0.990.970.790.860.810.92
Other Funds (Non Cash)6.585.675.115.616.7214.48
Funds from Operations30.6529.7628.6525.7926.4030.09
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital9.84-5.440.951.22-6.63-4.80
Cash from Operating Activities40.4824.3229.6027.0119.7725.30
Capital Expenditures-1.83-1.57-1.53-1.16-1.30-1.46
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-1.250.000.000.000.000.00
Purchase of Investments-1.250.000.000.000.000.00
Sale Or Maturity of Investments0.000.000.000.000.000.00
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-3.08-1.57-1.53-1.16-1.30-1.46
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.53-8.23-19.790.54-19.960.37
Repurchase of Common Pref Stock0.00-9.15-19.850.00-21.020.00
Sale of Common Pref Stock0.530.920.060.541.060.37
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net0.000.000.000.000.000.00
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow-1.17-0.72-1.15-0.77-0.92-0.99
Other Financing Activities Uses-1.17-0.72-1.15-0.77-0.92-0.99
Cash from Financing Activities-0.65-8.95-20.93-0.24-20.88-0.61
Exchange Rate Effect-0.000.02-0.010.00-0.01-0.00
Net Change in Cash36.7513.837.1125.61-2.4223.22
Free Cash Flow38.6522.7628.0625.8518.4723.84
Price to Free Cash Flow6.429.045.9211.2410.3210.53

Revenue breakdown

Automotive2024: 446.10M 2025: 629.83M
Home And Renters2024: 52.01M 2025: 62.65M
Other2024: 2.08M 2025: 40.00K
United States2024: 500.19M 2025: 692.52M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3025.68%6.9M26.7M722.96K
2026-10-1526.09%6.9M26.5M748.91K
2026-09-3027.24%7.2M26.5M747.10K
2026-09-1525.02%6.6M26.5M669.79K
2026-08-3125.50%6.8M26.5M699.03K
2026-08-1423.28%6.2M26.5M710.43K
2026-07-3122.08%5.9M26.5M894.12K
2026-07-1520.08%5.3M26.6M893.18K
2026-06-3018.66%5.0M26.6M893.59K
2026-06-1516.75%4.5M27.0M877.17K
2026-05-2916.83%4.5M27.0M905.07K
2026-05-1519.28%5.2M27.0M1.04M
2026-04-3022.16%6.0M27.0M959.59K
2026-04-1518.83%5.1M27.0M932.49K
2026-03-3117.86%4.9M27.6M910.66K
2026-03-1318.94%5.2M27.6M812.95K
2026-02-2718.14%5.0M27.6M738.72K
2026-02-1317.65%4.9M27.6M574.64K
2026-01-3011.05%3.0M27.6M457.52K
2026-01-158.49%2.3M27.6M453.59K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.5025.0026.700.0010.5280.000.000.997-0.0190.000
call5.0022.5024.200.007.3070.000.000.995-0.0200.001
call7.5020.0021.700.005.6240.000.000.993-0.0200.001
call10.0017.5019.200.004.4860.000.000.991-0.0200.001
call12.5015.0016.700.003.8830.000.000.989-0.0200.001
call15.0012.5014.003.732.3705.000.000.986-0.0200.002
call17.5010.0011.806.702.40185.000.000.983-0.0200.002
call20.007.509.0010.552.35465.000.000.943-0.0500.005
call22.505.006.506.001.0171011.000.924-0.0460.006
call25.002.704.304.600.8181430.000.752-0.1480.014
call30.000.000.650.250.61434.006.000.409-0.0830.017
call35.000.001.250.001.3430.000.000.209-0.0990.013
put2.500.000.050.006.9330.000.00-0.004-0.0170.000
put5.000.001.250.005.2050.000.00-0.005-0.0200.001
put7.500.001.250.004.0200.000.00-0.007-0.0200.001
put10.000.001.250.073.2062.000.00-0.009-0.0190.001
put12.500.001.250.082.5789.000.00-0.011-0.0190.001
put15.000.000.050.051.88883.000.00-0.015-0.0160.002
put17.500.000.050.051.47090.000.00-0.019-0.0160.002
put20.000.000.750.041.6281880.00-0.058-0.0470.005
put22.500.000.200.051.04624.000.00-0.085-0.0380.007
put25.000.001.400.051.77015.000.00-0.253-0.1430.014
put30.001.253.001.471.3678.000.00-0.570-0.0820.018
put35.006.007.400.001.9950.000.00-0.789-0.0940.013

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-094Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-0310-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-028-KCurrent report2026-11-02SEC
2026-10-30144Filing for proposed sale of securities under Rule 144.SEC
2026-10-27SCHEDULE 13G/ASEC
2026-10-218-KCurrent report2026-10-21SEC
2026-10-194Statement of changes in beneficial ownership of securities2026-10-16SEC
2026-10-16144Filing for proposed sale of securities under Rule 144.SEC
2026-10-134Statement of changes in beneficial ownership of securities2026-10-09SEC
2026-10-134Statement of changes in beneficial ownership of securities2026-10-09SEC
2026-10-09144Filing for proposed sale of securities under Rule 144.SEC
2026-10-09144Filing for proposed sale of securities under Rule 144.SEC
2026-10-08144Filing for proposed sale of securities under Rule 144.SEC
2026-10-084Statement of changes in beneficial ownership of securities2026-10-06SEC
2026-10-084Statement of changes in beneficial ownership of securities2026-10-06SEC
2026-10-07SCHEDULE 13GSEC
2026-10-06144Filing for proposed sale of securities under Rule 144.SEC
2026-10-06144Filing for proposed sale of securities under Rule 144.SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-01144Filing for proposed sale of securities under Rule 144.SEC
2026-09-174Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-15144Filing for proposed sale of securities under Rule 144.SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-01144Filing for proposed sale of securities under Rule 144.SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-25SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-25SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-25SEC
2026-08-25144Filing for proposed sale of securities under Rule 144.SEC
2026-08-25144Filing for proposed sale of securities under Rule 144.SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1100501.04K1
2026-1000603.39K8
2026-0900747.37K2
2026-0800380.15K5
2026-0700439.79K5
2026-0600146.30K2
2026-0500657.33K7
2026-040025.62K3
2026-030000
2026-0200246.94K3
2026-0100600.18K6
2025-1200488.71K2
2025-1100405.73K5

Institutional holders

Manager% owned
BlackRock, Inc.10.79%
Allspring Global Investments Holdings, LLC5.31%
PRICE T ROWE ASSOCIATES INC /MD/4.17%
VANGUARD CAPITAL MANAGEMENT LLC3.37%
ACADIAN ASSET MANAGEMENT LLC3.27%
DIMENSIONAL FUND ADVISORS LP2.79%
Boston Partners2.59%
NOMURA ASSET MANAGEMENT INTERNATIONAL INC.2.39%
MACKENZIE FINANCIAL CORP2.21%
GEODE CAPITAL MANAGEMENT, LLC2.12%

Funds

Fund% owned
Touchstone Strategic Trust-Touchstone Flexible Income Fund5.51%
Touchstone Funds Group Trust-Touchstone Active Bond Fund2.66%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.42%
iShares Russell 2000 ETF2.08%
Nomura Small Cap Growth Fund1.61%
Avantis U.S. Small Cap Value ETF1.56%
BlackRock Advantage Small Cap Core Fund1.14%
Hennessy Cornerstone Growth Fund1.00%
Nuveen Quant Small Cap Equity Fund0.96%
Touchstone Variable Series Trust-Touchstone Bond Fund0.91%

OakChart. EVER. Cached 15 minutes.