OakChart

Assurant Inc

AIZFinancial·Insurance - Property & Casualty·USA·Large·NYSE·Nov 11 • 11:15 AM ET

321.21-0.95 (-0.29%)
2026-11-11 17:16 CET
Market cap
15,807.39 USD m
Revenue, TTM
13,754.20 USD m
Net income, TTM
1,073.10 USD m
Free cash flow, TTM
1,833.80 USD m
EPS diluted, TTM
21.43
P/E
14.99
Compare

Price

AIZ against its 20, 50 and 200-day averages
2050200beat
225.00250.00275.00300.00325.00441K883KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26AIZclose 321.2220-day 295.3850-day 282.70200-day 257.48321.22

0.5% under the 52-week high of 322.93 on 10 Nov 2026. 52-week low 209.86 on 12 Feb 2026. Last 15 sessions, 13.9% high to low

Profile

AIZ
52-week range, 98% of the way up
209.86322.93

Assurant, Inc. engages in the provision of lifestyle and housing solutions for consumer purchases. It operates through Global Lifestyle and Global Housing segments. The Global Lifestyle segment offers mobile device solutions and extended service products and related services for mobile devices, consumer electronics and appliances, vehicle protection, and related services. The Global Housing segment includes lender-placed homeowners' insurance, lender-placed manufactured housing insurance, lender-placed flood insurance, renters' insurance, and related products, voluntary manufactured housing insurance, voluntary homeowners' insurance and other specialty products. The company was founded in 1892 and is headquartered in Atlanta, GA.

IndexS&P 500, RUI
Employees14800
IPOFeb 05, 2004
Beta0.49
ATR, 14d6.97
Rel volume0.44
Short float3.40%
Insider own0.78%
Inst own102.68%

Snapshot

6 groups

Valuation

IndexS&P 500, RUI
Market Cap15.76B
Enterprise Value-
Income1.07B
Sales13.75B
Book/sh121.88
Cash/sh-
Dividend Est.-
Dividend TTM3.52 (1.10%)
Dividend Ex-DateAug 31, 2026
Dividend Gr. 3/5Y6.18% 5.16%
Payout19.20%
Employees14800
IPOFeb 05, 2004

Ratios

P/E14.99
Forward P/E13.22
PEG1.39
P/S1.15
P/B2.64
P/C-
P/FCF8.59
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio3.28
Debt/Eq0.37
LT Debt/Eq0.32
Option/ShortYes / Yes

Earnings

EPS (ttm)21.43
EPS next Y24.29
EPS next Q5.86
EPS this Y23.24%
EPS next Y-0.31%
EPS next 5Y9.49%
EPS past 3/5Y50.12% 20.60%
Sales past 3/5Y7.93% 5.96%
EPS Y/Y TTM30.47%
Sales Y/Y TTM9.43%
EPS Q/Q6.96%
Sales Q/Q9.22%
EarningsNov 03 AMC
EPS/Sales Surpr.29.54% 1.50%

Ownership

Insider Own0.78%
Insider Trans-9.45%
Inst Own102.68%
Inst Trans2.08%
ROA3.64%
ROE18.26%
ROIC13.58%
Gross Margin-
Oper. Margin10.61%
Profit Margin7.80%
SMA208.75%
SMA5013.63%
SMA20024.75%
Trades-

Technical

Shs Outstand49.16M
Shs Float48.69M
Short Float3.40%
Short Ratio4.40
Short Interest1.65M
52W High322.93 -0.53%
52W Low209.86 53.06%
Volatility3.36% 2.01%
ATR (14)6.97
RSI (14)78.70
Beta0.49
Rel Volume0.44
Avg Volume376.09K
Volume50,271

Performance

Perf Week4.11%
Perf Month18.53%
Perf Quarter14.34%
Perf Half Y32.40%
Perf YTD33.37%
Perf Year42.43%
Perf 3Y96.99%
Perf 5Y100.23%
Perf 10Y287.05%
Recom1.40
Target Price350.17
Prev Close322.16
Price321.21
Change %-0.29%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
May 14, 2026UpgradeMMorgan StanleyEqual-Weight → Overweight$285-11.3%
Aug 12, 2025InitiatedBBMO Capital MarketsOutperform$238-25.9%
Apr 10, 2025UpgradePPiper SandlerNeutral → Overweight$223-30.6%
Feb 20, 2025UpgradeKKeefe BruyetteMkt Perform → Outperform$212 → $230-28.4%
Dec 05, 2024InitiatedMMorgan StanleyEqual-Weight$251-21.9%
Aug 22, 2024DowngradePPiper SandlerOverweight → Neutral$200-37.7%
Feb 12, 2024DowngradeKKeefe BruyetteOutperform → Mkt Perform$170 → $182-43.3%
Jun 13, 2023UpgradePPiper SandlerNeutral → Overweight$144-55.2%
Mar 21, 2023UpgradeKKeefe BruyetteMkt Perform → Outperform$52-83.8%
Nov 03, 2022DowngradeKKeefe BruyetteOutperform → Mkt Perform$199 → $151-53.0%

Peers

Mkt cap
TickerCompanyMkt cap
AFGAmerican Financial Group Inc13.22B
ALLAllstate Corp64.04B
ORIOld Republic International Corp9.55B
MKLMarkel Group Inc23.96B
CNACNA Financial Corp12.89B
THGHanover Insurance Group Inc8.50B
WRBW.R. Berkley Corp28.16B
HIGHartford Insurance Group Inc36.16B
FNFFidelity National Financial Inc11.62B
FTDRFrontdoor Inc6.55B

Insider trading

latest 14 of 18
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
THE BIJU NAIR DECLARATION OF TOfficerNov 10 '26Proposed Sale317.219,8183,114,368Nov 10 04:25 PM
RYAN T LUMSDENOfficerNov 10 '26Proposed Sale317.213,9011,237,436Nov 10 04:24 PM
Biju NairEVP, Pres, Global Conn LivingAug 06 '26Sale302.463,9311,188,99024,247Aug 07 04:19 PM
THE BIJU NAIR DECLARATION OF TOfficerAug 06 '26Proposed Sale302.463,9311,188,990Aug 06 04:07 PM
Lonergan RobertEVP, CSTOJun 22 '26Sale262.717,0001,838,96827,374Jun 23 04:30 PM
ROBERT ANTHONY LONERGANOfficerJun 22 '26Proposed Sale259.867,0001,819,020Jun 22 04:43 PM
DEBRA PERRYFormer AffiliateJun 10 '26Proposed Sale256.009,7462,494,976Jun 10 04:12 PM
DiRienzo DimitrySVP, CAO, ControllerMay 26 '26Sale255.682,000511,3562,741May 27 04:27 PM
DIMITRY DIRIENZOOfficerMay 26 '26Proposed Sale255.682,000511,358May 26 04:21 PM
MEIER KEITHEVP, Chief Financial OfficerMay 15 '26Sale254.3125,0006,357,75018,552May 18 04:36 PM
Rosenblum JayEVP, Chief Legal OfficerMay 14 '26Sale251.772,000503,54012,764May 15 04:40 PM
KEITH MEIEROfficerMay 15 '26Proposed Sale252.7225,0006,318,000May 15 04:24 PM
JAY E ROSENBLUMOfficerMay 14 '26Proposed Sale251.772,000503,540May 14 04:03 PM
Sengupta SubhashishEVP, Chief People OfficerMar 20 '26Sale210.531,880395,7962,895Mar 23 04:35 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VOOVanguard S&P 500 ETFAUM: 1054.75B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
RSPInvesco S&P 500 Equal Weight ETFAUM: 104.94B
IVViShares Core S&P 500 ETFAUM: 871.38B
BLCRiShares Large Cap Core Active ETFAUM: 9.73B
SPYSPDR S&P 500 ETF TrustAUM: 793.23B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
SDYState Street SPDR S&P Dividend ETFAUM: 22.68B
SDVYFirst Trust SMID Cap Rising Dividend Achievers ETFAUM: 11.33B

News

latest 14 of 103
  • Assurant Continues Commitment to Wounded Veterans with Sixth Mobility-Modified Vehicle (Business Wire)
  • Assurant Acquires Protection Point, Expanding Commercial Equipment Capabilities in Canada (Business Wire)
  • Assurant Crushes Estimates And Lifts 2026 Outlook A Third Time As Global Lifestyle Takes Over The Growth Story (Earnings Whispers)
  • Assurant: Q3 Earnings Snapshot (Associated Press)
  • Assurant Increases Full-Year Outlook, Delivers Double-Digit Earnings and EPS Growth Year-to-Date (Business Wire)
  • Loading…
  • Get More out of Your Tech This Holiday Season With Offers From CPR Cell Phone Repair by Assurant (Business Wire)
  • Assurant's Record Run Meets A Tougher Third Quarter As Street Braces For Earnings Dip (Earnings Whispers)
  • Assurant to Announce Third Quarter 2026 Financial Results (Business Wire)
  • Assurant Chile Launches Financial Services Ecosystem Protection (Business Wire)
  • 5 Top Multi-Line Insurance Stocks to Buy as Interest Rates Stay Higher (Zacks)
  • Assurant Inc's Dividend Analysis (GuruFocus.com)
  • Assurant Reports Mobile Trade-In Programs Return $1.43 Billion to Consumers in Q2 2026 as Smartphones Reach Four-Year Upgrade Milestone (Business Wire)
  • Assurant Board of Directors Declares Quarterly Dividend of $0.88 per Common Share (Business Wire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-036.1504.7475.4903,5303,4778
2026Q22026-08-046.4105.1745.9923,4543,4318
2026Q12026-05-055.9505.2885.4603,4203,2938
2025Q42026-02-105.6105.5404.4453,3503,3068
2025Q32025-11-045.7604.3875.1753,2323,1887
2025Q22025-08-055.1004.5034.5633,1583,1237
2025Q12025-05-063.3902.7512.8343,0743,0777
2024Q42025-02-114.7904.1313.8663,1053,0687
2024Q32024-11-053.0002.5232.5502,9682,9397
2024Q22024-08-064.0803.7143.5792,9252,8937
2024Q12024-05-074.9703.8754.4712,8802,8417
2023Q42024-02-064.5803.7223.4202,9832,8037
2023Q32023-10-314.2902.6493.5372,7742,7005
2023Q22023-08-013.8902.5152.9002,7322,6447
2023Q12023-05-022.7502.3182.1162,6432,5797
2022Q42023-02-073.2302.7111.2662,6532,6317

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY3.9803.7309.3946,4156,313
2018FY5.8005.5613.9778,0588,008
2019FY8.5508.6365.84010,0879,987
2020FY8.6308.9236.69710,09510,120
2021FY9.3609.1847.33310,18810,187
2022FY11.13010.5845.04910,19310,214
2023FY15.49014.65611.94611,13210,965
2024FY16.64015.99914.45811,87811,853
2025FY19.77019.74516.93012,81412,782
2026FY-24.365--14,050
2027FY-24.289--14,941
2028FY-25.949--15,805

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-095213,6103,5223,708
2026Q4S2026-11-065203,6253,5923,708
2026Q4S2026-11-045103,5823,4183,708
2026Q4S2026-11-035003,5613,4183,694
2026Q4S2026-08-125003,5613,4183,694
2026Q4S2026-08-055003,5553,4183,694
2026Q4S2026-05-115003,5643,4333,702
2026Q4S2026-05-085003,5673,4333,702
2026Q4S2026-05-075003,5653,4223,702
2026Q4S2026-05-055003,5593,4223,702
2026Q4S2026-04-285003,5483,4223,680
2026Q4S2026-04-275103,5483,4223,680
2026Q4S2026-04-075303,5483,4223,680
2026Q4S2026-02-165303,5493,4223,680

Estimate history

EPS, annual9.3943.9775.846.6977.3335.04911.94614.45817.08321.4328
Period201720182019202020212022202320242025TTM
EPS, quarterly2.553.8662.8344.5635.1754.4455.465.9925.535
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual6311.18000.710072.59595.510187.61019311131.611877.512814.313754.2
Period201720182019202020212022202320242025TTM
Sales, quarterly2967.73104.830743158.43231.53350.43420.13454.23529.5
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual52.41861.90959.94657.96855.75452.8351.95650.83449.79349.164
Period201720182019202020212022202320242025MRQ
Shares, quarterly51.37650.83450.81950.53150.19849.79349.67149.38249.164
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue13,754.2012,814.3011,877.5011,131.6010,193.0010,187.609,595.5010,072.508,000.70
Losses, Claims & Reserves3,016.802,927.802,766.502,521.802,359.802,201.902,264.902,654.702,342.60
Selling, General and Administrative Incl. Other9,277.708,688.108,076.707,695.107,366.307,081.906,645.306,689.605,232.10
Operating Income before Interest Expense1,459.701,198.401,034.30914.70466.90903.80685.30728.20426.00
Interest Expense113.30109.70107.00108.00108.30111.80104.50110.60100.30
Unusual Expense-1.300.00-0.108.7020.700.0059.0031.90
Net Income Before Taxes1,346.401,087.40927.30806.80349.90771.30580.80554.50333.50
Income Taxes273.30214.70167.10164.3073.30168.4060.40167.7080.90
Consolidated Net Income1,073.10872.70760.20642.50276.60602.90520.40386.80252.60
Net Income From Continuing Operations1,073.10872.70760.20642.50276.60602.90519.50382.60251.00
Net Income1,073.10872.70760.20642.50276.60440.90423.10363.90236.80
EPS (Recurring)21.5817.1014.4611.945.167.576.706.504.35
EPS (Basic, Before Extraordinaries)21.6317.2914.5512.025.097.467.045.874.00
EPS (Diluted)21.4317.0814.4611.955.057.336.705.843.98
Non-Operating Income (Expense)0.000.000.000.000.000.000.00-4.1039.70
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-70.3066.3060.2049.6055.4048.1044.7046.00
Price To Earnings Ratio15.0315.0315.2117.1621.2621.2219.9823.0921.71
Price To Sales Ratio0.950.960.940.810.670.920.900.810.67
Operating Margin10.619.358.718.224.588.877.147.235.32
Net Margin7.806.816.405.772.714.334.413.612.96
Shares Outstanding49.1649.7950.8351.9652.8355.7557.9759.9561.91
Market Capitalization15,807.3915,807.3910,935.508,860.996,607.098,880.398,080.317,948.175,550.11
Operating Income after Interest Expense-1,088.70927.30806.70358.60792.00580.80617.60325.70
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue3,529.503,454.203,420.103,350.403,231.503,158.403,074.003,104.80
Losses, Claims & Reserves782.40748.30769.10717.00709.60721.50779.70670.50
Selling, General and Administrative Incl. Other2,368.402,300.602,287.102,321.602,161.502,121.202,083.802,157.50
Operating Income before Interest Expense378.70405.30363.90311.80360.40315.70210.50276.80
Interest Expense28.3028.4028.3028.3027.9026.7026.8026.80
Operating Income after Interest Expense350.40376.90335.60283.50332.50289.00183.70250.00
Unusual Expense0.00--0.001.30--0.00
Net Income Before Taxes350.40376.90335.60283.50331.20289.00183.70250.00
Income Taxes75.2078.3061.5058.3065.6053.7037.1048.70
Consolidated Net Income275.20298.60274.10225.20265.60235.30146.60201.30
Net Income From Continuing Operations275.20298.60274.10225.20265.60235.30146.60201.30
Net Income275.20298.60274.10225.20265.60235.30146.60201.30
EPS (Recurring)5.545.995.464.445.194.562.833.87
EPS (Basic, Before Extraordinaries)5.586.035.514.505.234.602.863.89
EPS (Diluted)5.545.995.464.445.184.562.833.87
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense25.68--19.7518.3317.7011.9318.01
Price To Earnings Ratio15.0313.6712.8014.6515.6815.3914.5015.21
Price To Sales Ratio0.950.990.830.950.880.830.900.93
Operating Margin10.7311.7310.649.3111.1510.006.858.92
Net Margin7.808.648.016.728.227.454.776.48
Shares Outstanding49.1649.3849.6749.7950.2050.5350.8250.83
Market Capitalization15,807.3913,305.0210,825.1112,062.0310,929.4610,013.2010,653.6010,935.50

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Total Cash1,834.101,807.701,627.401,536.702,040.802,207.601,900.001,316.601,066.60
Investments10,062.008,544.508,220.907,524.508,671.608,222.8016,525.2014,980.1012,208.50
Premium Balance Receivables - Insurance1,922.701,974.402,195.802,304.901,878.001,484.201,632.901,579.001,128.00
Net Property, Plant & Equipment900.90822.40708.80674.70609.10513.10503.20392.50347.60
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Other Intangible Assets15,098.6014,292.1014,233.1014,077.1014,539.9025,616.8014,136.5013,655.107,302.10
Total Assets29,818.3027,441.1026,986.0026,117.9027,739.4038,044.5034,697.8031,923.3022,052.80
Insurance Policy Liabilities - Insurance16,567.0016,082.8015,937.6015,520.9014,460.5013,656.5019,505.2018,536.6011,428.00
Total Debt2,301.102,163.202,115.902,169.602,263.002,330.603,686.403,322.701,518.90
Long Term Debt2,280.802,145.502,115.902,169.602,263.002,280.603,584.003,217.201,125.20
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Other Liabilities5,078.604,088.404,123.004,198.705,551.8016,102.605,824.104,930.104,824.40
Total Liabilities23,946.7022,334.4022,176.5021,889.2022,275.3032,089.7029,015.7026,789.4017,771.30
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.002.902.902.900.00
Common Equity5,871.605,106.704,809.504,228.705,464.105,948.505,649.905,109.104,270.60
Total Shareholders Equity5,871.605,106.704,809.504,228.705,464.105,951.405,652.805,112.004,270.60
Accumulated Minority Interest0.000.000.000.000.003.4029.3021.9010.90
Total Equity5,871.605,106.704,809.504,228.705,464.105,954.805,682.105,133.904,281.50
Total Liabilities & Stockholders Equity29,818.3027,441.1026,986.0026,117.9027,739.4038,044.5034,697.8031,923.3022,052.80
Book Value Per Share117.92100.4692.5780.0498.00102.6294.2582.5381.47
Tangible Book Value Per Share54.2938.4631.4418.6838.9845.9446.1534.9758.46
Full-Time Employees14,80014,20013,60013,70015,60014,10014,20014,75014,750
Price to Book Ratio2.642.081.981.611.581.331.391.081.31
Return on Assets3.052.792.421.031.831.431.150.932.43
Return on Equity15.9015.3314.225.7110.568.957.115.3512.42
Return on Invested Capital10.7010.489.284.325.775.374.143.019.63
Current Ratio3.282.302.302.242.322.272.722.672.26

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations1,742.001,420.901,399.50908.40815.201,018.301,162.40800.80468.70
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital309.60413.00-66.80229.70-218.30-236.60179.60612.60188.00
Cash from Operating Activities2,051.601,833.901,332.701,138.10596.90781.701,342.001,413.40656.70
Capital Expenditures-217.80-235.50-221.30-202.50-186.30-187.40-121.20-110.30-82.80
Net Assets From Acquisitions-16.40-23.50-17.90-0.30-72.50-16.60-458.60-7.60-1,110.70
Sale of Fixed Assets and Businesses1.400.000.000.004.801,315.600.003.3069.90
Purchase or Sale of Investments-1,164.70-1,204.80-418.70-437.30-8.70-812.00108.80-509.70-1,072.20
Purchase of Investments-4,040.20-3,376.10-2,533.80-2,345.90-3,279.30-3,336.10-1,993.50-4,576.90-6,533.20
Sale Or Maturity of Investments2,875.502,171.302,115.101,908.603,270.602,524.102,102.304,067.205,461.00
Other Uses0.000.000.000.000.00-145.20-289.100.000.00
Other Sources0.606.000.102.400.603.2024.904.502.50
Cash from Investing Activities-1,396.90-1,457.80-657.80-637.70-262.10157.60-735.20-619.80-2,193.30
Cash Dividends Paid-179.70-168.40-155.90-152.30-150.20-162.30-173.30-170.00-148.00
Change in Capital Stock-371.80-303.70-307.40-193.10-572.80-839.30-297.00-271.80137.10
Repurchase of Common Pref Stock-371.80-303.70-307.40-193.10-572.80-839.30-297.00-271.80-139.30
Sale of Common Pref Stock0.000.000.000.000.000.000.000.00276.40
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.00276.40
Issuance or Reduction of Debt, Net0.00121.700.00-51.80-75.90-72.60242.50235.501,823.90
Change in Long Term Debt0.00121.700.00-51.80-75.90-72.60242.50235.501,823.90
Issuance of Long Term Debt0.00298.000.00173.200.00347.20443.70934.402,765.50
Reduction of Long Term Debt0.00-176.300.00-225.00-75.90-419.80-201.20-698.90-941.60
Net Financing Active Other Cash Flow-34.20-13.80-14.20-6.70-19.50-15.60-37.0027.1015.80
Other Financing Activities Uses-34.20-13.80-14.20-6.70-19.50-15.60-37.00-19.300.00
Cash from Financing Activities-585.70-364.20-477.50-403.90-818.40-1,089.80-264.80-179.201,828.80
Exchange Rate Effect-3.7014.50-17.10-5.80-34.50-23.3019.50-1.30-35.00
Net Change in Cash65.3026.40180.3090.70-518.10-173.80361.50613.10257.20
Free Cash Flow1,833.801,598.401,111.40935.60410.60594.301,220.801,303.10573.90
Preferred Dividends (Cash Flow)-0.000.000.000.00-4.70-18.70-18.70-14.20
Price to Free Cash Flow7.928.6011.7311.5726.3121.698.227.2112.50

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Total Cash1,777.801,698.701,591.701,834.101,712.501,486.70
Investments10,486.6010,457.5010,221.9010,062.009,779.509,517.90
Net Property, Plant & Equipment871.00849.60848.90900.90831.10811.50
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Other Intangible Assets14,958.8014,717.1014,538.7015,098.6014,489.2014,449.90
Total Assets30,165.6029,731.3029,226.5029,818.3028,727.9028,197.30
Insurance Policy Liabilities - Insurance17,339.9016,918.8016,584.0016,567.0016,277.1016,031.20
Total Debt2,208.702,208.102,207.502,301.102,206.402,084.40
Long Term Debt1,909.401,908.801,908.402,280.801,907.501,909.80
Provision for Risks Charges0.000.000.000.000.000.00
Other Liabilities4,625.104,506.504,565.605,078.604,485.904,583.20
Total Liabilities24,173.7023,633.4023,357.1023,946.7022,969.4022,698.80
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity5,991.906,097.905,869.405,871.605,758.505,498.50
Total Shareholders Equity5,991.906,097.905,869.405,871.605,758.505,498.50
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity5,991.906,097.905,869.405,871.605,758.505,498.50
Total Liabilities & Stockholders Equity30,165.6029,731.3029,226.5029,818.3028,727.9028,197.30
Book Value Per Share121.88123.48118.17117.92114.72108.81
Tangible Book Value Per Share58.4959.8254.4354.2951.4246.26
Full-Time Employees---14,800--
Price to Book Ratio2.642.271.852.101.991.92
Return on Assets3.643.673.523.053.012.60
Return on Equity18.2618.3418.0215.9015.4113.65
Return on Invested Capital3.483.733.522.763.463.18
Current Ratio---3.28--

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations446.90449.80423.00422.30400.60377.60
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital239.004.60-182.70248.70104.40-112.10
Cash from Operating Activities685.90454.40240.30671.00505.00265.50
Capital Expenditures-65.60-45.20-47.70-59.30-62.90-59.90
Net Assets From Acquisitions0.00-1.20-14.10-1.10-22.400.00
Sale of Fixed Assets and Businesses0.000.001.400.000.000.00
Purchase or Sale of Investments-421.30-177.90-221.90-343.60-189.80-303.10
Purchase of Investments-1,239.60-1,059.80-867.10-873.70-671.50-919.10
Sale Or Maturity of Investments818.30881.90645.20530.10481.70616.00
Other Uses0.000.000.000.000.000.00
Other Sources0.200.200.000.205.600.10
Cash from Investing Activities-486.70-224.10-282.30-403.80-269.50-362.90
Cash Dividends Paid-43.60-47.90-44.00-44.20-40.60-42.70
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-75.70-77.60-124.20-94.30-81.80-63.30
Repurchase of Common Pref Stock-75.70-77.60-124.20-94.30-81.80-63.30
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net0.000.000.000.00121.700.00
Change in Long Term Debt0.000.000.000.00121.700.00
Issuance of Long Term Debt0.000.000.000.00298.000.00
Reduction of Long Term Debt0.000.000.000.00-176.300.00
Net Financing Active Other Cash Flow-4.302.20-34.402.30-4.301.70
Other Financing Activities Uses-4.302.20-34.402.30-4.301.70
Cash from Financing Activities-123.60-123.30-202.60-136.20-5.00-104.30
Exchange Rate Effect3.500.002.20-9.40-4.7018.80
Net Change in Cash79.10107.00-242.40121.60225.80-182.90
Free Cash Flow620.30409.20192.60611.70442.10205.60
Price to Free Cash Flow7.929.058.548.5312.9812.63

Revenue breakdown

Non-US2024: 2.06B 2025: 2.27B
United States2024: 9.82B 2025: 10.55B
Consolidation, Policy2024: -30.70M 2025: -36.30M
Global Housing2024: 2.58B 2025: 2.91B
Global Lifestyle2024: 9.32B 2025: 9.94B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-303.40%1.7M48.7M370.19K
2026-10-152.94%1.4M48.9M370.42K
2026-09-302.70%1.3M48.9M367.90K
2026-09-152.70%1.3M48.9M363.64K
2026-08-312.85%1.4M48.9M390.03K
2026-08-142.35%1.1M48.9M400.09K
2026-07-312.46%1.2M48.9M423.32K
2026-07-153.08%1.5M49.2M430.82K
2026-06-302.76%1.4M49.2M421.47K
2026-06-152.90%1.4M49.1M406.64K
2026-05-292.23%1.1M49.2M389.16K
2026-05-152.25%1.1M49.2M401.97K
2026-04-301.88%0.9M49.1M405.10K
2026-04-151.72%0.8M49.4M393.71K
2026-03-311.70%0.8M49.4M399.52K
2026-03-131.60%0.8M49.4M397.33K
2026-02-271.69%0.8M49.4M388.58K
2026-02-131.56%0.8M49.4M358.71K
2026-01-301.86%0.9M49.7M320.89K
2026-01-151.67%0.8M49.7M310.86K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call1601591630.002.5780.000.000.984-0.2630.020
call170148.71530.002.4420.000.000.982-0.2610.022
call175143.9147.70.002.1520.000.000.981-0.2600.023
call1801391430.002.2490.000.000.981-0.2590.024
call185134137.70.002.1310.000.000.980-0.2580.024
call190129.2132.80.002.0490.000.000.979-0.2560.025
call195124127.70.001.9370.000.000.978-0.2550.026
call200119.11230.001.9350.000.000.977-0.2530.027
call2101091130.001.7250.000.000.975-0.2500.029
call22099.0010349.401.5652.000.000.973-0.2460.032
call23089.2093.0037.001.4112.000.000.970-0.2420.034
call24079.2082.8038.001.2503.000.000.966-0.2370.038
call25069.2073.0020.001.1184.000.000.962-0.2310.041
call26059.4063.0048.000.9772.000.000.957-0.2240.046
call27049.0053.0019.290.8394.000.000.915-0.3840.078
call28039.3043.0028.000.7029.000.000.901-0.3630.088
call29029.5033.0013.800.5911890.000.851-0.4390.117
call30019.5023.509.000.4691110.000.813-0.4050.136
call31010.7014.508.430.3797.000.000.721-0.4050.170
call3204.007.004.130.3198.000.000.538-0.3710.201
call3300.203.701.600.3563.002.000.318-0.3510.181
call3400.001.900.450.3981.000.000.160-0.2540.123
call3500.002.350.000.5060.000.000.150-0.3350.118
call3600.004.900.000.4790.000.000.072-0.1840.069
call3700.001.550.000.6680.000.000.101-0.3330.089
call3800.001.550.000.7690.000.000.090-0.3510.082
call3900.004.900.000.7240.000.000.051-0.2120.053
call4000.004.900.000.7970.000.000.047-0.2190.050
call4100.001.600.001.0050.000.000.073-0.3900.070
call4200.001.800.001.0850.000.000.068-0.4020.067
put1600.004.900.302.1295.000.00-0.015-0.2110.019
put1700.004.900.001.9630.000.00-0.016-0.2080.021
put1750.004.900.001.8830.000.00-0.016-0.2070.022
put1800.004.900.001.8060.000.00-0.017-0.2060.022
put1850.004.900.001.7300.000.00-0.018-0.2040.023
put1900.004.900.001.6570.000.00-0.019-0.2020.024
put1950.004.900.001.5850.000.00-0.019-0.2010.025
put2000.004.900.651.5151.000.00-0.020-0.1990.026
put2100.004.901.201.3792.000.00-0.022-0.1960.028
put2200.004.901.651.3116.000.00-0.027-0.2300.032
put2300.004.901.151.1236.000.00-0.027-0.1870.033
put2400.004.900.051.05212.000.00-0.034-0.2180.038
put2500.003.301.100.92916.000.00-0.038-0.2120.042
put2600.000.750.150.80915.000.00-0.043-0.2040.046
put2700.002.751.730.8499.000.00-0.084-0.3650.078
put2800.001.750.200.7186.000.00-0.097-0.3420.087
put2900.002.655.560.6602.000.00-0.147-0.4200.116
put3000.002.902.500.5210.000.00-0.189-0.3830.137
put3100.004.000.000.4330.000.00-0.275-0.3770.169
put3202.506.000.000.3330.000.00-0.454-0.3450.200
put3309.1011.5031.300.3062.000.00-0.683-0.3150.180
put34017.5021.0058.700.3940.000.00-0.817-0.2650.134
put35027.5031.300.000.5470.000.00-0.850-0.3050.118
put36037.5041.500.000.6760.000.00-0.872-0.3310.106
put37047.5051.100.000.7950.000.00-0.899-0.3010.089
put38057.5061.200.000.9000.000.00-0.909-0.3180.083
put39067.5071.100.000.9320.000.00-0.917-0.3320.077
put40077.5080.900.000.9960.000.00-0.922-0.3440.073
put41087.5091.200.001.1710.000.00-0.927-0.3540.070
put42097.50101.20.001.2540.000.00-0.931-0.3640.067

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-10144Filing for proposed sale of securities under Rule 144.SEC
2026-11-10144Filing for proposed sale of securities under Rule 144.SEC
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-038-KCurrent report2026-11-03SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-09-154Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-08-14SCHEDULE 13G/ASEC
2026-08-074Statement of changes in beneficial ownership of securities2026-08-06SEC
2026-08-06144Filing for proposed sale of securities under Rule 144.SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-048-KCurrent report2026-08-04SEC
2026-06-2411-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-234Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-22144Filing for proposed sale of securities under Rule 144.SEC
2026-06-10144Filing for proposed sale of securities under Rule 144.SEC
2026-05-274Statement of changes in beneficial ownership of securities2026-05-26SEC
2026-05-26144Filing for proposed sale of securities under Rule 144.SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-05-228-KCurrent report2026-05-21SEC
2026-05-22S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-15SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-08001.19M1
2026-070000
2026-06001.84M1
2026-05007.37M3
2026-040000
2026-0300558.33K3
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.10.11%
Bank of New York Mellon Corp9.40%
VANGUARD CAPITAL MANAGEMENT LLC6.53%
VANGUARD PORTFOLIO MANAGEMENT LLC5.72%
STATE STREET CORP5.13%
T. Rowe Price Investment Management, Inc.4.90%
GEODE CAPITAL MANAGEMENT, LLC3.23%
Invesco Ltd.2.48%
DIMENSIONAL FUND ADVISORS LP2.42%
PRICE T ROWE ASSOCIATES INC /MD/2.31%

Funds

Fund% owned
First Trust Preferred Securities and Income ETF69.55%
Cohen & Steers Preferred Securities & Income Fund, Inc.44.09%
Nuveen Preferred & Income Opportunities Fund42.33%
First Trust Intermediate Duration Preferred & Income Fund32.16%
Fidelity Investment Grade Bond Fund21.38%
Baird Aggregate Bond Fund18.67%
VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND16.92%
Nuveen Variable Rate Preferred & Income Fund16.24%
VOYA INTERMEDIATE BOND FUND15.58%
Baird Intermediate Bond Fund14.50%

OakChart. AIZ. Cached 15 minutes.