OakChart

Unitedhealth Group Inc

UNHHealthcare·Healthcare Plans·USA·Mega·NYSE·Nov 11 • 1:19 PM ET

399.74-5.38 (-1.33%)
2026-11-11 19:20 CET
Market cap
362,996.84 USD m
Revenue, TTM
449,662.00 USD m
Net income, TTM
15,884.00 USD m
Free cash flow, TTM
22,826.00 USD m
EPS diluted, TTM
17.52
P/E
22.81
Compare

Price

UNH against its 20, 50 and 200-day averages
2050200beat
350.00400.00450.006.6M13.3MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26UNHclose 399.7420-day 407.3550-day 391.12200-day 365.29399.7452w high

13.4% under the 52-week high of 461.62 on 16 Jul 2026. 52-week low 255.97 on 27 Mar 2026. Last 15 sessions, 9.9% high to low

Profile

UNH
52-week range, 70% of the way up
255.96461.62

UnitedHealth Group, Inc. engages in the provision of health care coverage, software, and data consultancy services. It operates through the following segments: UnitedHealthcare, OptumHealth, OptumInsight, and OptumRx. The UnitedHealthcare segment utilizes Optum's capabilities to help coordinate patient care, improve affordability of medical care, analyze cost trends, manage pharmacy benefits, work with care providers more effectively, and create a simpler consumer experience. The OptumHealth segment provides health and wellness care, serving the broad health care marketplace including payers, care providers, employers, government, life sciences companies, and consumers. The OptumInsight segment focuses on data and analytics, technology, and information to help major participants in the healthcare industry. The OptumRx segment offers pharmacy care services. The company was founded by Richard T. Burke in January 1977 and is headquartered in Eden Prairie, MN.

IndexDJIA, S&P 500, RUI
Employees390000
IPOOct 17, 1984
Beta0.52
ATR, 14d11.40
Rel volume0.60
Short float1.56%
Insider own0.24%
Inst own90.89%

Snapshot

6 groups

Valuation

IndexDJIA, S&P 500, RUI
Market Cap358.18B
Enterprise Value-
Income15.88B
Sales449.66B
Book/sh109.48
Cash/sh-
Dividend Est.9.00 (2.25%)
Dividend TTM9.06 (2.27%)
Dividend Ex-DateDec 07, 2026
Dividend Gr. 3/5Y10.90% 12.57%
Payout65.97%
Employees390000
IPOOct 17, 1984

Ratios

P/E22.81
Forward P/E17.07
PEG0.92
P/S0.80
P/B3.65
P/C-
P/FCF15.69
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.74
Debt/Eq0.76
LT Debt/Eq0.70
Option/ShortYes / Yes

Earnings

EPS (ttm)17.52
EPS next Y23.42
EPS next Q2.28
EPS this Y26.01%
EPS next Y13.67%
EPS next 5Y18.46%
EPS past 3/5Y-14.51% -3.76%
Sales past 3/5Y11.35% 11.72%
EPS Y/Y TTM-8.75%
Sales Y/Y TTM3.33%
EPS Q/Q76.21%
Sales Q/Q-0.41%
EarningsOct 13 BMO
EPS/Sales Surpr.13.34% 1.24%

Ownership

Insider Own0.24%
Insider Trans-0.08%
Inst Own90.89%
Inst Trans2.03%
ROA5.06%
ROE16.39%
ROIC9.52%
Gross Margin-
Oper. Margin5.32%
Profit Margin3.53%
SMA20-1.87%
SMA502.20%
SMA2009.43%
Trades-

Technical

Shs Outstand896.00M
Shs Float893.88M
Short Float1.56%
Short Ratio2.69
Short Interest13.96M
52W High461.62 -13.40%
52W Low255.96 56.17%
Volatility3.49% 3.15%
ATR (14)11.40
RSI (14)50.01
Beta0.52
Rel Volume0.60
Avg Volume5.20M
Volume1,906,369

Performance

Perf Week-2.35%
Perf Month5.82%
Perf Quarter0.17%
Perf Half Y-0.35%
Perf YTD21.09%
Perf Year22.08%
Perf 3Y-26.14%
Perf 5Y-12.60%
Perf 10Y173.01%
Recom1.50
Target Price475.73
Prev Close405.12
Price399.74
Change %-1.33%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Aug 27, 2026DowngradeEErste GroupBuy → Hold
Jul 16, 2026UpgradeRRobert W. BairdUnderperform → Neutral$453+13.3%
Jun 17, 2026ReiteratedLLeerink PartnersOutperform$400 → $462+15.6%
Jun 04, 2026UpgradeBBofA SecuritiesNeutral → Buy$450+12.6%
Apr 27, 2026UpgradeEErste GroupHold → Buy
Apr 22, 2026UpgradeAArgusHold → Buy$400+0.1%
Apr 07, 2026UpgradeHHSBC SecuritiesReduce → Hold$300-25.0%
Apr 01, 2026UpgradeRRaymond JamesMkt Perform → Outperform$330-17.4%
Oct 29, 2025DowngradeDDeutsche BankBuy → Hold$333-16.7%
Oct 14, 2025InitiatedGGoldmanBuy$406+1.6%

Peers

Mkt cap
TickerCompanyMkt cap
ELVElevance Health Inc92.02B
HUMHumana Inc53.54B
CVSCVS Health Corp113.60B
CICigna Group78.72B
CNCCentene Corp34.97B
MOHMolina Healthcare Inc10.89B
OSCROscar Health Inc10.01B
ALHCAlignment Healthcare Inc1.61B
HCAHCA Healthcare Inc104.35B
UHSUniversal Health Services Inc11.21B

Insider trading

6 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Conway Patrick HughChief Executive Officer, OptumAug 21 '26Sale390.001,169455,91015,328Aug 25 04:35 PM
Conway Patrick HughOfficerAug 21 '26Proposed Sale390.001,169455,910Aug 21 11:12 AM
Conway Patrick HughChief Executive Officer, OptumAug 05 '26Sale410.00500205,00016,497Aug 07 04:16 PM
Conway Patrick HughOfficerAug 05 '26Proposed Sale410.00500205,000Aug 05 11:16 AM
Conway Patrick HughChief Executive Officer, OptumApr 23 '26Sale355.00800284,00017,805Apr 27 04:50 PM
Conway Patrick HughOfficerApr 23 '26Proposed Sale355.00800284,000Apr 23 09:56 AM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VOOVanguard S&P 500 ETFAUM: 1054.75B
IVViShares Core S&P 500 ETFAUM: 871.38B
SCHDSchwab US Dividend Equity ETFAUM: 122.69B
SPYSPDR S&P 500 ETF TrustAUM: 793.23B
VTVVanguard Morningstar Value ETFAUM: 196.23B
XLVState Street Health Care Select Sector SPDR ETFAUM: 50.35B
DIASpdr Dow Jones Industrial Average ETF TrustAUM: 45.55B
VIGVanguard Dividend Appreciation FTFAUM: 117.07B
VYMVanguard High Dividend Yield Indx ETFAUM: 83.15B

News

latest 14 of 100

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-134.6904.1384.560112,694111,31125
2026Q22026-07-166.3804.9076.053112,032110,80725
2026Q12026-04-217.2306.5756.901111,721109,42925
2025Q42026-01-272.1102.1040.011113,215113,77224
2025Q32025-10-282.9202.7952.586113,161113,02824
2025Q22025-07-294.0804.4503.743111,616111,52323
2025Q12025-04-177.2007.2926.854109,575111,57923
2024Q42025-01-166.8106.7385.980100,807101,59524
2024Q32024-10-157.1507.0056.511100,82099,13924
2024Q22024-07-166.8006.6484.57898,85598,78623
2024Q12024-04-166.9106.613-1.52899,79699,23424
2023Q42024-01-126.1605.9855.83494,42792,12622
2023Q32023-10-136.5606.3346.24092,36191,41422
2023Q22023-07-146.1405.9915.82392,90390,96824
2023Q12023-04-146.2606.1645.95091,93189,70921
2022Q42023-01-135.3405.1735.02882,78782,48423

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2019FY15.11014.99014.326242,155242,018
2020FY16.88016.74216.028257,141256,440
2021FY19.02018.84118.081287,597286,744
2022FY22.19022.02421.179324,162323,883
2023FY25.12024.95923.860371,622369,139
2024FY27.66027.60715.506400,278400,991
2025FY16.35016.32113.230447,567447,858
2026FY-20.603--448,329
2027FY-23.420--463,108
2028FY-27.182--487,833
2029FY-31.305--510,637
2030FY-34.920--543,015

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2621121112,264109,122115,398
2026Q4S2026-10-2420111112,245109,122115,398
2026Q4S2026-10-2021111112,158109,122115,398
2026Q4S2026-10-1621111112,122109,122115,398
2026Q4S2026-10-1521101112,062109,122115,398
2026Q4S2026-10-1421101112,097109,122115,398
2026Q4S2026-10-132181111,845107,771115,398
2026Q4S2026-10-092000111,058107,266115,000
2026Q4S2026-10-062000111,058107,266115,000
2026Q4S2026-09-302000111,058107,266115,000
2026Q4S2026-09-292010111,058107,266115,000
2026Q4S2026-08-212021111,058107,266115,000
2026Q4S2026-08-142021111,058107,266115,000
2026Q4S2026-07-302021111,058107,266115,000

Estimate history

EPS, annual10.71912.19314.32616.02818.08121.17923.8615.50613.23417.5216
Period201720182019202020212022202320242025TTM
EPS, quarterly6.5115.986.8543.7432.5860.0116.9016.0534.557
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual201159226247242155257141287597324162371622400278447567449662
Period201720182019202020212022202320242025TTM
Sales, quarterly100820100807109575111616113161113215111721112032112694
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual969960948946941934924915906896
Period201720182019202020212022202320242025MRQ
Shares, quarterly923915910905906906908905896
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue449,662.00447,567.00400,278.00371,622.00324,162.00287,597.00257,141.00242,155.00226,247.00
Losses, Claims & Reserves307,870.00313,995.00264,185.00241,894.00210,842.00186,911.00159,396.00156,440.00145,403.00
Selling, General and Administrative Incl. Other117,868.00114,608.00103,806.0097,370.0084,881.7976,716.0075,340.0066,030.0063,500.00
Operating Income before Interest Expense23,924.0018,964.0032,287.0032,358.0028,438.2123,970.0022,405.0019,685.0017,344.00
Interest Expense3,854.004,002.003,906.003,246.002,092.001,660.001,663.001,704.001,400.00
Net Income Before Taxes19,735.0014,697.0020,071.0029,112.0026,343.0022,310.0020,742.0017,981.0015,944.00
Income Taxes3,066.001,890.004,829.005,968.005,704.004,578.004,973.003,742.003,562.00
Consolidated Net Income16,669.0012,807.0015,242.0023,144.0020,639.0017,732.0015,769.0014,239.0012,382.00
Net Income From Continuing Operations15,884.0012,056.0014,405.0022,381.0020,120.0017,285.0015,403.0013,839.0011,986.00
Net Income15,884.0012,056.0014,405.0022,381.0020,120.0017,285.0015,403.0013,839.0011,986.00
EPS (Recurring)17.6113.2315.5123.8621.1818.0816.0314.3312.19
EPS (Basic, Before Extraordinaries)17.5913.2815.6424.1221.4718.3316.2314.5512.45
EPS (Diluted)17.5213.2315.5123.8621.1818.0816.0314.3312.19
Non-Operating Income (Expense)-335.00-265.00-8,310.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-865.00896.00937.00836.00719.00451.87467.93463.73
Price To Earnings Ratio23.1223.1232.8622.8525.9627.7721.8820.5220.44
Price To Sales Ratio0.740.671.171.331.551.671.311.171.08
Operating Margin5.324.248.078.718.778.338.718.137.67
Net Margin3.532.693.606.026.216.015.995.715.30
Shares Outstanding896.00906.00915.00924.00934.00941.00946.00948.00960.00
Market Capitalization362,996.84362,996.84465,534.86486,945.26495,373.15472,941.06332,732.55278,521.06239,661.91
Operating Income after Interest Expense-14,962.0028,381.0029,112.0026,346.2122,310.0020,742.0017,981.0015,944.00
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue112,694.00112,032.00111,721.00113,215.00113,161.00111,616.00109,575.00100,807.00
Losses, Claims & Reserves76,982.0075,358.0073,489.0082,041.0079,958.0078,585.0073,411.0067,035.00
Selling, General and Administrative Incl. Other29,149.0028,683.0029,242.0030,794.0028,888.0027,881.0027,045.0025,999.00
Operating Income before Interest Expense6,563.007,991.008,990.00380.004,315.005,150.009,119.007,773.00
Interest Expense963.00962.00955.00974.001,003.001,027.00998.001,003.00
Operating Income after Interest Expense5,600.007,029.008,035.00-594.003,312.004,123.008,121.006,770.00
Net Income Before Taxes5,524.006,968.007,963.00-720.003,229.004,082.008,106.006,791.00
Income Taxes1,224.001,298.001,482.00-938.00686.00510.001,632.001,007.00
Consolidated Net Income4,300.005,670.006,481.00218.002,543.003,572.006,474.005,784.00
Net Income From Continuing Operations4,110.005,484.006,280.0010.002,348.003,406.006,292.005,543.00
Net Income4,110.005,484.006,280.0010.002,348.003,406.006,292.005,543.00
EPS (Recurring)4.566.056.900.012.593.746.855.98
EPS (Basic, Before Extraordinaries)4.586.086.920.012.593.766.906.03
EPS (Diluted)4.566.056.900.012.593.746.855.98
Non-Operating Income (Expense)-76.00-61.00-72.00-126.00-83.00-41.00-15.0021.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Price To Earnings Ratio23.1231.3920.5117.2314.9613.0433.7032.86
Price To Sales Ratio0.740.840.550.670.720.671.171.17
Operating Margin5.827.138.050.343.814.618.327.71
Net Margin3.654.905.620.012.073.055.745.50
Shares Outstanding896.00905.00908.00906.00906.00905.00910.00915.00
Market Capitalization362,996.84377,451.89245,608.05299,026.51312,729.23283,000.47479,080.41465,534.86

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Total Cash24,365.0025,312.0025,427.0023,365.0021,375.0016,921.0010,985.0010,866.0011,981.00
Investments48,671.0052,327.0051,810.0048,274.0045,646.0044,102.0040,469.0035,968.0031,850.00
Premium Balance Receivables - Insurance23,018.0022,365.0021,276.0017,681.0014,216.0012,870.0011,822.0011,388.009,568.00
Net Property, Plant & Equipment10,762.0010,553.0011,450.0010,128.008,969.008,626.008,704.008,458.007,013.00
Investment in Unconsolidated Affiliates9,336.003,828.000.000.000.000.000.000.000.00
Deferred Tax Assets4,107.003,824.004,695.004,597.003,548.003,391.002,868.002,001.001,772.00
Other Intangible Assets193,429.00183,893.00163,757.00146,257.00122,000.00114,770.00101,909.0085,541.0078,646.00
Total Assets313,688.00302,102.00278,415.00250,302.00215,754.00200,680.00176,757.00154,222.00140,830.00
Insurance Policy Liabilities - Insurance69,450.0037,541.0035,750.0032,131.0027,054.0024,714.0024,312.0035,487.0032,440.00
Total Debt83,004.0081,793.0067,435.0062,453.0050,276.0048,779.0044,637.0041,099.0035,312.00
Long Term Debt75,883.0076,234.0062,123.0058,346.0045,786.0043,095.0039,963.0038,457.0031,917.00
Provision for Risks Charges2,200.002,100.001,900.001,600.001,800.001,600.001,400.00988.00865.00
Deferred Tax Liabilities6,528.007,444.007,716.007,366.006,813.006,758.005,861.004,475.003,954.00
Other Liabilities50,808.0070,633.0066,695.0060,405.0053,332.0048,290.0038,385.0015,946.0016,237.00
Total Liabilities211,990.00199,511.00179,496.00163,955.00139,275.00130,141.00114,595.0097,995.0088,808.00
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity94,110.0092,658.0088,756.0077,772.0071,760.0065,491.0057,616.0051,696.0047,776.00
Total Shareholders Equity94,110.0092,658.0088,756.0077,772.0071,760.0065,491.0057,616.0051,696.0047,776.00
Accumulated Minority Interest7,588.009,933.0010,163.008,575.004,719.005,048.004,546.004,531.004,246.00
Total Equity101,698.00102,591.0098,919.0086,347.0076,479.0070,539.0062,162.0056,227.0052,022.00
Total Liabilities & Stockholders Equity313,688.00302,102.00278,415.00250,302.00215,754.00200,680.00176,757.00154,222.00140,830.00
Book Value Per Share103.87101.2796.0683.2776.2669.2360.7853.8549.30
Tangible Book Value Per Share-40.69-40.81-32.65-32.10-14.96-17.66-19.40-17.23-15.76
Full-Time Employees390,000400,000440,000400,000350,000330,000325,000300,000260,000
Price to Book Ratio3.704.945.766.686.585.074.844.634.72
Return on Assets3.924.968.478.638.308.168.368.127.94
Return on Equity12.9115.8826.8826.9125.1925.0225.3224.1024.54
Return on Invested Capital7.098.5314.8314.7814.7014.1914.1813.3013.25
Current Ratio0.790.830.790.770.790.740.690.730.73

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations22,363.0017,415.0025,012.0027,425.0023,960.0020,821.0019,279.0017,780.0015,419.00
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital3,832.002,282.00-808.001,643.002,246.001,522.002,895.00683.00294.00
Cash from Operating Activities26,195.0019,697.0024,204.0029,068.0026,206.0022,343.0022,174.0018,463.0015,713.00
Capital Expenditures-3,369.00-3,622.00-3,499.00-3,386.00-2,802.00-2,454.00-2,051.00-2,071.00-2,063.00
Net Assets From Acquisitions-1,776.00-4,674.00-13,688.00-10,866.00-21,634.00-6,159.00-7,139.00-8,343.00-5,997.00
Sale of Fixed Assets and Businesses561.00561.002,041.00685.003,414.000.000.000.000.00
Purchase or Sale of Investments-5,782.00361.00525.00-1,777.00-6,837.00-1,843.00-2,836.00-2,504.00-4,099.00
Purchase of Investments-21,113.00-17,373.00-27,308.00-18,314.00-18,825.00-17,139.00-16,577.00-18,131.00-14,010.00
Sale Or Maturity of Investments15,331.0017,734.0027,833.0016,537.0011,988.0015,296.0013,741.0015,627.009,911.00
Other Uses-8,707.00-4,795.00-6,186.00-960.00-793.00-1,254.00-506.000.00-226.00
Other Sources7,479.003,319.000.000.000.000.000.00219.000.00
Cash from Investing Activities-11,594.00-8,850.00-20,807.00-16,304.00-28,652.00-11,710.00-12,532.00-12,699.00-12,385.00
Cash Dividends Paid-8,172.00-7,916.00-7,533.00-6,761.00-5,991.00-5,280.00-4,584.00-3,932.00-3,320.00
Change in Capital Stock-4,408.00-4,718.00-7,154.00-6,647.00-5,747.00-3,645.00-2,810.00-4,463.00-3,662.00
Repurchase of Common Pref Stock-5,031.00-5,545.00-9,000.00-8,000.00-7,000.00-5,000.00-4,250.00-5,500.00-4,500.00
Sale of Common Pref Stock623.00827.001,846.001,353.001,253.001,355.001,440.001,037.00838.00
Proceedsfrom Stock Options623.00827.001,846.001,353.001,253.001,355.001,440.001,037.00838.00
Issuance or Reduction of Debt, Net-4,787.00726.0014,660.004,280.0012,536.002,481.002,586.003,994.004,134.00
Change in Long Term Debt-4,700.00-81.0014,811.004,269.0011,804.003,783.001,714.003,694.004,335.00
Issuance of Long Term Debt0.002,969.0017,811.006,394.0014,819.006,933.004,864.005,444.006,935.00
Reduction of Long Term Debt-4,700.00-3,050.00-3,000.00-2,125.00-3,015.00-3,150.00-3,150.00-1,750.00-2,600.00
Net Financing Active Other Cash Flow1,468.00429.00-3,205.00-1,671.003,604.00327.001,218.00-1,224.00-1,517.00
Other Financing Activities Uses1,039.000.00-3,205.00-1,671.00-1,944.00-295.00-459.00-1,237.00-1,517.00
Cash from Financing Activities-15,899.00-11,479.00-3,232.00-10,799.004,402.00-6,117.00-3,590.00-5,625.00-4,365.00
Exchange Rate Effect4.0040.00-61.0097.0034.00-62.00-116.00-20.00-78.00
Net Change in Cash-1,294.00-592.00104.002,062.001,990.004,454.005,936.00119.00-1,115.00
Free Cash Flow22,826.0016,075.0020,705.0025,682.0023,404.0019,889.0020,123.0016,392.0013,650.00
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow22.5936.8635.6826.1028.9232.8621.6922.7923.71

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Total Cash25,845.0028,585.0028,001.0024,365.0027,210.0028,596.00
Investments50,754.0050,757.0050,577.0048,671.0047,308.0047,098.00
Net Property, Plant & Equipment10,950.0010,762.0010,667.0010,762.0011,104.0010,923.00
Investment in Unconsolidated Affiliates10,014.009,842.009,439.009,336.009,092.008,792.00
Deferred Tax Assets---4,107.00--
Other Intangible Assets194,676.00188,208.00187,373.00193,429.00197,883.00189,022.00
Total Assets312,782.00309,727.00312,644.00313,688.00315,269.00308,573.00
Insurance Policy Liabilities - Insurance69,449.0068,416.0070,678.0069,450.0071,347.0068,259.00
Total Debt74,331.0073,328.0077,917.0083,004.0080,136.0079,193.00
Long Term Debt68,714.0069,501.0071,440.0075,883.0072,399.0073,495.00
Provision for Risks Charges0.000.000.002,200.000.000.00
Deferred Tax Liabilities2,528.002,722.002,864.006,528.003,162.003,804.00
Other Liabilities60,929.0059,312.0055,866.0050,808.0054,811.0052,533.00
Total Liabilities207,237.00203,778.00207,325.00211,990.00209,456.00203,789.00
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity98,096.0098,447.0097,881.0094,110.0095,787.0094,724.00
Total Shareholders Equity98,096.0098,447.0097,881.0094,110.0095,787.0094,724.00
Accumulated Minority Interest7,449.007,502.007,438.007,588.0010,026.0010,060.00
Total Equity105,545.00105,949.00105,319.00101,698.00105,813.00104,784.00
Total Liabilities & Stockholders Equity312,782.00309,727.00312,644.00313,688.00315,269.00308,573.00
Book Value Per Share109.48108.78107.80103.87105.73104.67
Tangible Book Value Per Share-39.35-35.30-36.04-40.69-41.21-39.19
Full-Time Employees---390,000--
Price to Book Ratio3.703.862.603.123.302.99
Return on Assets5.064.573.873.925.727.16
Return on Equity16.3914.6212.4912.9118.4823.14
Return on Invested Capital2.463.273.710.011.402.02
Current Ratio0.740.780.800.790.820.85

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations5,607.006,987.008,166.001,603.002,953.004,773.00
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-484.004,065.00746.00-495.002,992.002,415.00
Cash from Operating Activities5,123.0011,052.008,912.001,108.005,945.007,188.00
Capital Expenditures-859.00-799.00-763.00-948.00-890.00-886.00
Net Assets From Acquisitions-1,440.00-98.000.00-238.00-3,702.00-32.00
Sale of Fixed Assets and Businesses0.000.000.00561.000.000.00
Purchase or Sale of Investments-1,735.00-399.00-2,352.00-1,296.00330.00110.00
Purchase of Investments-6,420.00-3,610.00-6,515.00-4,568.00-4,625.00-4,045.00
Sale Or Maturity of Investments4,685.003,211.004,163.003,272.004,955.004,155.00
Other Uses-1,788.00-1,530.00-1,215.00-4,174.00-296.00-325.00
Other Sources1,249.001,028.001,883.003,319.000.00-309.00
Cash from Investing Activities-4,573.00-1,798.00-2,447.00-2,776.00-4,558.00-1,442.00
Cash Dividends Paid-2,078.00-2,087.00-2,005.00-2,002.00-2,002.00-2,000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-3,145.00-1,518.00231.0024.00222.00-2,324.00
Repurchase of Common Pref Stock-3,385.00-1,646.000.000.000.00-2,545.00
Sale of Common Pref Stock240.00128.00231.0024.00222.00221.00
Proceedsfrom Stock Options240.00128.00231.0024.00222.00221.00
Issuance or Reduction of Debt, Net1,738.00-4,413.00-400.00-1,712.00872.00-2,345.00
Change in Long Term Debt-1,150.00-1,000.00-1,500.00-1,050.00-2,000.002,969.00
Issuance of Long Term Debt0.000.000.000.000.002,969.00
Reduction of Long Term Debt-1,150.00-1,000.00-1,500.00-1,050.00-2,000.000.00
Net Financing Active Other Cash Flow67.00-605.00-818.002,824.00-1,857.00-1,278.00
Other Financing Activities Uses399.00-337.00-1,418.002,395.00-1,857.00-33.00
Cash from Financing Activities-3,418.00-8,623.00-2,992.00-866.00-2,765.00-7,947.00
Exchange Rate Effect-8.004.00-7.0015.00-4.0014.00
Net Change in Cash-2,876.00635.003,466.00-2,519.00-1,382.00-2,187.00
Free Cash Flow4,264.0010,253.008,149.00160.005,055.006,302.00
Price to Free Cash Flow22.5924.2621.1236.8232.9116.23

Revenue breakdown

Hospital & Medical Service Plans2024: 400.28B 2025: 447.57B
United States2024: 400.28B 2025: 447.57B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-301.56%14.0M893.9M5.02M
2026-10-151.56%14.0M895.5M5.24M
2026-09-301.78%16.0M895.5M4.93M
2026-09-151.48%13.2M895.4M5.26M
2026-08-311.71%15.3M895.4M5.62M
2026-08-141.73%15.5M895.4M6.04M
2026-07-311.66%15.1M906.1M6.43M
2026-07-151.91%17.3M906.0M7.17M
2026-06-302.03%18.4M906.0M7.68M
2026-06-151.90%17.2M905.1M8.18M
2026-05-292.13%19.3M905.7M8.18M
2026-05-151.93%17.5M905.7M8.43M
2026-04-302.15%19.5M905.9M9.00M
2026-04-151.68%15.2M905.5M10.05M
2026-03-311.95%17.7M905.8M9.82M
2026-03-131.97%17.8M905.8M8.98M
2026-02-271.63%14.8M905.8M8.79M
2026-02-131.52%13.7M904.0M8.76M
2026-01-301.56%14.1M904.1M8.59M
2026-01-151.48%13.4M904.1M7.34M

Option chain

expiry 2026-11-13
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call215181.8186.7181.235.2952.000.000.999-0.0320.000
call220176.75181.75178.95.1462.001.000.999-0.0330.001
call225171.7176.55174.514.7842.0063.000.999-0.0330.001
call230167.4171.6169.534.7194.0064.000.999-0.0340.001
call235162.4165.5164.223.8161.0012.000.999-0.0340.001
call240157.4160.6159.243.7473.0010.000.999-0.0350.001
call245152.3155.7153.513.9188.006.000.999-0.0350.001
call250146.95151.15148.783.7709.0014.000.999-0.0350.001
call255141.8145.7143.783.4116.0026.000.999-0.0360.001
call260136.85140.85138.763.5315.0018.000.999-0.0360.001
call265131.75136133.793.3012.0014.000.999-0.0370.001
call270126.8131128.823.1732.0014.000.999-0.0370.001
call275122.2125.85123.83.1730.000.000.999-0.0370.001
call280115.7121.050.003.1160.000.000.999-0.0380.001
call285111.3115.70.002.8640.000.000.999-0.0380.001
call290106.151120.003.1370.000.000.999-0.0390.001
call295101.25106.550.002.8830.000.000.999-0.0390.001
call30096.40101.5595.322.7543.000.000.999-0.0390.001
call30590.7597.150.002.7760.000.000.998-0.0640.002
call31086.9590.7086.282.2631.000.000.998-0.0640.002
call31580.9587.1081.242.5040.000.000.998-0.0650.002
call32076.3081.500.002.2400.000.000.998-0.0650.002
call32572.4075.650.001.9030.000.000.998-0.0650.002
call33066.1571.6081.281.9171.000.000.997-0.0860.003
call33561.1566.500.001.8560.000.000.995-0.1060.004
call34056.3561.5059.221.6615.000.000.995-0.1050.004
call34551.3556.8054.221.6081.000.000.995-0.1040.004
call35046.4551.9566.001.5954.000.000.993-0.1210.006
call35541.4046.0545.451.3123.000.000.992-0.1200.006
call357.538.9044.3542.951.3931.000.000.991-0.1360.007
call36036.4541.6536.471.29913.000.000.988-0.1600.009
call362.533.9538.4035.251.1113.000.000.982-0.2280.013
call36533.2037.0033.091.16614.000.000.970-0.3470.020
call367.529.7534.0530.981.0333.000.000.967-0.3640.022
call37027.5031.1528.300.90714.002.000.962-0.3820.024
call372.525.1028.0526.600.7400.0044.000.952-0.4470.029
call37522.7025.2523.690.62391.0046.000.949-0.4360.031
call377.520.5022.9521.520.69141.0012.000.932-0.5210.038
call38019.3520.5019.140.57117616.000.923-0.5430.042
call382.516.9518.3018.020.56541.006.000.899-0.6430.052
call38514.4515.3513.560.46910825.000.878-0.6860.059
call387.512.5013.1513.780.42750.000.000.841-0.7860.071
call39010.1511.1510.850.42820445.000.791-0.9150.084
call392.58.609.208.450.41912111.000.725-1.0600.098
call3956.807.457.000.41939849.000.655-1.1490.108
call397.55.305.655.200.3982971400.576-1.1950.115
call4004.004.354.150.3906254450.493-1.2280.117
call402.52.943.252.800.3892173220.407-1.1600.113
call4052.112.242.220.3793974720.334-1.1300.106
call407.51.421.561.500.3737018390.250-0.9300.093
call4100.911.060.990.3778398760.198-0.8470.081
call412.50.580.670.560.3733,4012,5710.154-0.7450.069
call4150.340.420.390.3731,2263230.119-0.6450.058
call417.50.210.430.250.41788997.000.100-0.6080.051
call4200.110.170.140.3811,1002610.087-0.5840.046
call422.50.050.110.100.38847630.000.081-0.6010.044
call4250.050.080.080.4021,12925.000.052-0.4050.031
call427.50.010.060.060.41715776.000.040-0.3360.025
call4300.010.060.020.4481,13479.000.026-0.2330.018
call432.50.010.060.030.4851952.000.023-0.2190.016
call4350.000.470.150.5087690.000.019-0.1870.013
call437.50.000.530.070.5383870.000.014-0.1480.010
call4400.000.020.010.50738815.000.004-0.0480.004
call442.50.010.040.020.52513436.000.004-0.0490.004
call4450.010.020.010.56378238.000.004-0.0490.003
call447.50.001.420.070.57711.000.000.004-0.0500.003
call4500.010.030.010.6021,3735.000.004-0.0500.003
call452.50.000.020.010.62722.0023.000.004-0.0510.003
call4550.000.200.010.65228610.000.003-0.0510.003
call457.50.001.500.010.6764.001.000.003-0.0510.003
call4600.000.050.020.7071335.000.003-0.0510.003
call462.50.001.160.010.7246.001.000.003-0.0520.003
call4650.000.310.010.7481611.000.003-0.0520.003
call4700.000.020.010.79558.006.000.003-0.0530.003
call4750.001.290.010.84211.001.000.003-0.0530.002
call4800.004.250.010.8876.001.000.003-0.0540.002
call4850.000.020.020.9333.0010.000.003-0.0540.002
call4900.000.260.030.97616.0011.000.002-0.0550.002
call4950.000.010.010.9984.002.000.002-0.0520.002
call5000.000.050.060.8701030.000.003-0.0540.004
call5050.000.050.020.9071020.000.003-0.0550.003
call5100.000.050.010.9431070.000.003-0.0550.003
call5200.000.050.021.0141090.000.003-0.0560.003
call5300.000.020.021.27616.003.000.002-0.0540.002
call5400.004.250.011.30938.002.000.001-0.0320.001
call5500.000.050.011.1711280.000.002-0.0410.002
call5600.000.020.011.2338.000.000.002-0.0410.002
put2150.000.010.012.2473.000.000.000-0.0230.001
put2200.000.010.002.1700.000.000.000-0.0230.001
put2250.000.010.012.0941.000.000.000-0.0230.001
put2300.000.020.002.0200.000.00-0.001-0.0230.001
put2350.000.030.001.9480.000.00-0.001-0.0230.001
put2400.000.040.001.8770.000.00-0.001-0.0230.001
put2450.000.030.001.8070.000.00-0.001-0.0230.001
put2500.000.050.011.7381010.00-0.001-0.0230.001
put2550.000.050.011.6711010.00-0.001-0.0230.001
put2600.000.020.011.79223.006.00-0.001-0.0300.001
put2650.000.050.011.5411010.00-0.001-0.0220.001
put2700.000.050.011.4771010.00-0.001-0.0220.001
put2750.000.020.011.57010.002.00-0.001-0.0290.001
put2800.000.010.011.3536.000.00-0.001-0.0220.001
put2850.000.050.011.4231000.00-0.001-0.0290.001
put2900.000.010.011.3546.004.00-0.001-0.0290.001
put2950.000.010.011.4284.003.00-0.002-0.0740.002
put3000.000.010.011.31334.009.00-0.002-0.0520.002
put3050.000.020.011.27217.007.00-0.002-0.0550.002
put3100.000.020.011.20081.005.00-0.002-0.0540.002
put3150.000.020.011.13948.0010.00-0.002-0.0540.002
put3200.000.030.011.0761244.00-0.002-0.0540.002
put3250.000.020.011.00179913.00-0.002-0.0530.002
put3300.000.030.010.97575.009.00-0.003-0.0740.003
put3350.000.040.010.9301483.00-0.005-0.0930.004
put3400.010.040.030.863107108-0.005-0.0920.004
put3450.010.040.110.7921042.00-0.005-0.0910.004
put3500.000.150.140.7412180.00-0.007-0.1070.006
put3550.020.050.070.6731365.00-0.008-0.1050.006
put357.50.010.060.100.6521222.00-0.009-0.1210.007
put3600.000.070.050.62360784.00-0.012-0.1430.009
put362.50.000.100.060.6151683.00-0.018-0.2120.013
put3650.010.200.070.62734314.00-0.029-0.3310.020
put367.50.050.160.110.58723958.00-0.033-0.3480.022
put3700.030.170.100.55258135.00-0.038-0.3660.024
put372.50.090.260.210.5521265.00-0.048-0.4310.029
put3750.120.280.210.5161,376123-0.051-0.4190.031
put377.50.200.280.250.47217144.00-0.059-0.4440.035
put3800.270.390.290.460710124-0.077-0.5260.042
put382.50.440.490.490.439262142-0.101-0.6260.052
put3850.630.710.670.430653126-0.122-0.6680.059
put387.50.831.041.100.426196620-0.158-0.7670.071
put3901.271.421.420.413295290-0.209-0.8960.084
put392.51.812.112.060.42032963.00-0.275-1.0410.098
put3952.562.782.640.408348121-0.345-1.1300.108
put397.53.403.803.550.411267117-0.424-1.1750.115
put4004.405.104.860.428501288-0.507-1.2080.117
put402.55.656.356.700.4071,10163.00-0.593-1.1400.113
put4057.507.957.500.45819322.00-0.666-1.1090.106
put407.59.209.809.150.41329330.00-0.750-0.9090.093
put41011.3012.1011.850.45521110.00-0.802-0.8260.081
put412.512.8514.0510.000.50968.000.00-0.846-0.7240.069
put41514.9017.0510.850.5661340.00-0.881-0.6230.058
put417.517.6519.2519.430.57938.001.00-0.900-0.5860.051
put42020.5521.2522.670.83846.003.00-0.913-0.5620.046
put422.521.6027.5020.251.0652.000.00-0.922-0.5590.043
put42524.1528.7531.000.9991160.00-0.948-0.3830.031
put427.526.2031.650.001.0550.000.00-0.964-0.2790.023
put43029.9032.7518.050.97827.000.00-0.974-0.2100.018
put432.531.1536.950.001.2000.000.00-0.977-0.1960.016
put43534.0539.0527.471.2532.000.00-0.981-0.1630.013
put437.536.1541.450.001.2370.000.00-0.987-0.1140.010
put44039.5543.9025.601.3350.000.00-0.995-0.0240.004
put442.541.5045.250.001.2190.000.00-0.996-0.0240.004
put44544.0547.7527.151.1920.000.00-0.996-0.0250.003
put447.546.1551.450.001.4890.000.00-0.996-0.0250.003
put45048.6554.0069.301.5430.000.00-0.996-0.0250.003
put452.551.2055.500.001.4390.000.00-0.996-0.0250.003
put45553.6559.4574.001.7000.000.00-0.996-0.0250.003
put457.556.1561.950.001.7460.000.00-0.997-0.0250.003
put46058.6564.6572.201.8200.000.00-0.997-0.0250.003
put462.561.1567.100.001.8590.000.00-0.997-0.0250.003
put46563.6569.150.001.7940.000.00-0.997-0.0250.003
put47069.7073.300.001.7860.000.00-0.997-0.0250.003
put47573.6579.050.001.9360.000.00-0.997-0.0250.002
put48078.6584.450.002.1130.000.00-0.997-0.0250.002
put48584.5588.2099.892.0060.000.00-0.997-0.0250.002
put49088.6594.650.002.3320.000.00-0.997-0.0250.002
put49593.6599.100.002.3190.000.00-0.9990.0000.001
put50098.651040.002.3140.000.00-0.9990.0000.001
put505103.65109.650.002.5640.000.00-0.9990.0010.001
put510108.65114.450.002.6040.000.00-0.9990.0010.001
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put530129.45133.050.002.5660.000.00-0.9990.0030.001
put540138.65144.450.003.0220.000.00-0.9990.0030.001
put550148.65154.650.003.1570.000.00-0.9990.0040.001
put560158.65164.450.003.2450.000.00-0.9990.0050.001

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-098-KCurrent report2026-11-03SEC
2026-11-03S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-11-03S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-11-03S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-11-0310-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-138-KCurrent report2026-10-13SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-09-244Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-244Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-244Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-244Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-244Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-244Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-244Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-244Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-244Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-244Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-244Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-244Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-244Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-244Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-244Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-088-KCurrent report2026-09-08SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-0800660.91K2
2026-070000
2026-060000
2026-050000
2026-0400284.00K1
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.8.46%
VANGUARD CAPITAL MANAGEMENT LLC6.53%
STATE STREET CORP5.02%
FMR LLC3.46%
Capital World Investors3.29%
VANGUARD PORTFOLIO MANAGEMENT LLC2.70%
PRICE T ROWE ASSOCIATES INC /MD/2.55%
GEODE CAPITAL MANAGEMENT, LLC2.31%
JPMORGAN CHASE & CO2.23%
CHARLES SCHWAB INVESTMENT MANAGEMENT INC2.18%

Funds

Fund% owned
JPMorgan Strategic Income Opportunities Fund4.06%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.17%
American Funds Inflation Linked Bond Fund2.79%
VANGUARD 500 INDEX FUND2.59%
iShares iBoxx $ Investment Grade Corporate Bond ETF2.53%
VANGUARD SHORT-TERM INVESTMENT-GRADE FUND2.50%
AST Investment Grade Bond Portfolio2.43%
Capital Group Core Bond ETF2.38%
VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND2.16%
JPMorgan Core Bond Fund2.12%

OakChart. UNH. Cached 15 minutes.