Narragansett Bancorp Inc

NARAFinancial·Banks - Regional·USA·Micro·NASD·Nov 11 • 3:59 PM ET

10.600.00 (0.00%)

2026-11-12 14:58 CET

Market cap

224.30 USD m

Revenue, TTM

- USD m

Net income, TTM

4.42 USD m

Free cash flow, TTM

18.45 USD m

EPS diluted, TTM

0.56

P/E

Compare

Price

NARA against its price

Patternshover a marker to name it

3.6% under the 52-week high of 11.00 on 4 Nov 2026. 52-week low 10.55 on 2 Nov 2026. Last 8 sessions, 4.3% high to low

Volume 0.00× normal · the session has not printed · the line is the 50-bar volume average

Profile

NARA

52-week range, 11% of the way up

10.5511.00

Narragansett Bancorp, Inc. is a holding company, which engages in the provision of traditional community banking services to individuals, families, and businesses. The company was founded on June 9, 2026 and is headquartered in Swansea, MD.

Employees	523
IPO	Nov 02, 2026
ATR, 14d	0.20
Rel volume	0.00

Snapshot

6 groups

Valuation

Index	-
Market Cap	224.30M
Enterprise Value	-
Income	-
Sales	-
Book/sh	23.68
Cash/sh	-
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	-
Dividend Gr. 3/5Y	- -
Payout	-
Employees	523
IPO	Nov 02, 2026

Ratios

P/E	-
Forward P/E	-
PEG	-
P/S	-
P/B	0.45
P/C	-
P/FCF	-
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.18
Debt/Eq	0.80
LT Debt/Eq	0.56
Option/Short	No / Yes

Earnings

EPS (ttm)	-
EPS next Y	-
EPS next Q	-
EPS this Y	-
EPS next Y	-
EPS next 5Y	-
EPS past 3/5Y	- -
Sales past 3/5Y	- -
EPS Y/Y TTM	-
Sales Y/Y TTM	-
EPS Q/Q	-
Sales Q/Q	-
Earnings	-
EPS/Sales Surpr.	- -

Ownership

Insider Own	-
Insider Trans	-
Inst Own	-
Inst Trans	-
ROA	-
ROE	-
ROIC	-
Gross Margin	-
Oper. Margin	-
Profit Margin	-
SMA20	-1.76%
SMA50	-1.76%
SMA200	-1.76%
Trades	-

Technical

Shs Outstand	7.91M
Shs Float	-
Short Float	-
Short Ratio	-
Short Interest	-
52W High	11.00 -3.64%
52W Low	10.55 0.47%
Volatility	1.46% -
ATR (14)	0.20
RSI (14)	-
Beta	-
Rel Volume	0.00
Avg Volume	271.05K
Volume	0

Performance

Perf Week	-2.84%
Perf Month	-
Perf Quarter	-
Perf Half Y	-
Perf YTD	-1.85%
Perf Year	-
Perf 3Y	-
Perf 5Y	-
Perf 10Y	-
Recom	-
Target Price	-
Prev Close	10.60
Price	10.60
Change %	0.00%

Insider trading

1 filings

Insider	Relationship	Date	Transaction	Cost	Shares	Value	Total held	Form
LeComte Brian	Director	Nov 02 '26	Buy	10.66	100	1,066	100	Nov 02 05:41 PM

Insider

Relationship

Date

Transaction

Cost

Value

Total held

Form

LeComte Brian

Director

Nov 02 '26

Buy

10.66

100

1,066

100

Nov 02 05:41 PM

Key figures

Revenue, TTM	-
Net income, TTM	4.42
EPS diluted, TTM	0.56
EBIT, TTM	5.85
Free cash flow, TTM	18.45
Gross margin	-%
Operating margin	-%
Net margin	-%
Market cap	224.30
P/E	-
Sales Y/Y, TTM	-

USD millions. TTM from the statement feed.

Quarterly earnings

actual against estimate

Period	Reported	EPS act	EPS est	EPS rep	Sales act	Sales est	Analysts
No quarterly earnings.

Period

Reported

EPS act

EPS est

EPS rep

Sales act

Sales est

Analysts

No quarterly earnings.

Annual earnings

Period	EPS act	EPS est	EPS rep	Sales act	Sales est
No annual earnings.

Period

EPS act

EPS est

EPS rep

Sales act

Sales est

No annual earnings.

Estimate revisions

last 14 periods

Period	Type	Date	Estimates	Up	Down	Mean	Low	High
No estimate revisions.

Period

Type

Date

Estimates

Down

Mean

Low

High

No estimate revisions.

Estimate history

Period	2024	2025
EPS, annual	0.671	0.758
EPS, quarterly	-0.016	0.158	0.439	0.559
Period	Q1 '25	Q1 '26	Q2 '26	Q3 '26
Sales, annual	189.294	193.612
Period	2024	2025
Sales, quarterly	46.459	46.724	49.083	49.552
Period	Q1 '25	Q1 '26	Q2 '26	Q3 '26
Shares, annual	7.912	7.912	7.912
Period	2024	2025	MRQ
Shares, quarterly	7.912	7.912	7.912	7.912
Period	Q1 '25	Q1 '26	Q2 '26	Q3 '26

Income statement, annual

Currency USD, millions
Metric	TTM	2025FY	2024FY
Interest Income	36.76	143.31	141.76
Total Interest Expense	13.97	67.19	76.40
Net Interest Income	22.80	76.12	65.36
Loan Loss Provision	-0.25	7.36	7.52
Net Interest Income After Loan Loss Provision	23.05	68.76	57.84
Non-Interest Income	12.79	50.30	47.53
Non-Interest Expense	29.98	113.90	98.92
Operating Income	5.85	5.17	6.46
Unusual Expense	0.00	0.00	0.00
Net Income Before Taxes	5.85	5.17	6.46
Income Taxes	1.43	-0.83	1.15
Consolidated Net Income	4.42	6.00	5.31
Net Income From Continuing Operations	4.42	6.00	5.31
Net Income	4.42	6.00	5.31
EPS (Recurring)	0.56	0.76	0.67
EPS (Basic, Before Extraordinaries)	0.56	0.76	0.67
EPS (Diluted)	0.56	0.76	0.67
Non-Operating Income (Expense)	0.00	0.00	0.00
Other After Tax Adjustments	0.00	0.00	0.00
Operating Margin	-	2.67	3.41
Net Margin	-	3.10	2.80
Shares Outstanding	7.91	7.91	7.91
Market Capitalization	224.30	224.30	-

Income statement, quarterly

Currency USD, millions
Metric	2026Q3	2026Q2	2026Q1	2025Q1
Interest Income	36.76	35.14	34.42	35.19
Total Interest Expense	13.97	13.77	14.26	17.66
Net Interest Income	22.80	21.37	20.17	17.53
Loan Loss Provision	-0.25	0.80	1.70	1.89
Net Interest Income After Loan Loss Provision	23.05	20.57	18.47	15.64
Non-Interest Income	12.79	13.94	12.30	11.27
Non-Interest Expense	29.98	30.54	29.25	27.13
Operating Income	5.85	3.97	1.51	-0.23
Unusual Expense	0.00	0.00	0.00	0.00
Net Income Before Taxes	5.85	3.97	1.51	-0.23
Income Taxes	1.43	0.50	0.27	-0.10
Consolidated Net Income	4.42	3.47	1.25	-0.12
Net Income From Continuing Operations	4.42	3.47	1.25	-0.12
Net Income	4.42	3.47	1.25	-0.12
EPS (Recurring)	0.56	0.44	0.16	-0.02
EPS (Basic, Before Extraordinaries)	0.56	0.44	0.16	-0.02
EPS (Diluted)	0.56	0.44	0.16	-0.02
Non-Operating Income (Expense)	0.00	0.00	0.00	0.00
Other After Tax Adjustments	0.00	0.00	0.00	0.00
Operating Margin	11.81	8.09	3.24	-0.49
Net Margin	8.93	7.07	2.67	-0.26
Shares Outstanding	7.91	7.91	7.91	7.91
Market Capitalization	224.30	-	-	-

Balance sheet, annual

Currency USD, millions
Metric	2025FY	2024FY
Cash & Due from Banks	38.52	75.96
Investments	371.53	310.99
Net Loans	2,236.27	2,333.99
Investment in Unconsolidated Affiliates	14.20	13.64
Customer Liability on Acceptances	0.00	0.00
Net Property, Plant & Equipment	50.74	52.55
Interest Receivables	10.03	10.16
Deferred Tax Assets	16.11	19.05
Other Intangible Assets	131.44	127.75
Total Assets	2,868.84	2,944.09
Total Deposits	2,423.31	2,325.88
Total Debt	202.90	391.01
Long Term Debt	103.97	126.01
Provision for Risks Charges	0.00	0.00
Deferred Tax Liabilities	10.27	9.69
Other Liabilities	45.53	46.90
Total Liabilities	2,681.99	2,773.48
Preferred Stock - Carrying Value	0.00	0.00
Common Equity	186.85	170.61
Total Shareholders Equity	186.85	170.61
Accumulated Minority Interest	0.00	0.00
Total Equity	186.85	170.61
Total Liabilities & Stockholders Equity	2,868.84	2,944.09
Book Value Per Share	23.62	21.56
Tangible Book Value Per Share	20.05	17.89
Full-Time Employees	523	519
Price to Book Ratio	0.45	-
Return on Assets	0.21	-
Return on Equity	3.36	-
Return on Invested Capital	2.06	1.79
Current Ratio	0.03	0.05

Cash flow, annual

Currency USD, millions
Metric	TTM	2025FY	2024FY
Funds from Operations	14.43	15.81	11.54
Extraordinary Item	0.00	0.00	0.00
Changes in Working Capital	4.73	-7.67	-2.95
Cash from Operating Activities	19.16	8.14	8.60
Capital Expenditures	-0.71	-4.34	-4.80
Net Assets From Acquisitions	0.00	0.00	0.00
Sale of Fixed Assets and Businesses	-0.00	0.02	0.09
Purchase or Sale of Investments	-38.61	-46.29	-27.04
Purchase of Investments	-65.78	-113.60	-63.02
Sale Or Maturity of Investments	27.17	67.31	35.99
Other Uses	-43.69	-102.97	0.00
Other Sources	0.00	0.00	19.19
Cash from Investing Activities	-59.52	44.54	14.44
Cash Dividends Paid	0.00	0.00	0.00
Preferred Dividends (Cash Flow)	0.00	0.00	0.00
Change in Capital Stock	0.00	0.00	0.00
Repurchase of Common Pref Stock	0.00	0.00	0.00
Sale of Common Pref Stock	0.00	0.00	0.00
Proceedsfrom Stock Options	0.00	0.00	0.00
Issuance or Reduction of Debt, Net	-40.02	-187.54	45.54
Change in Long Term Debt	0.00	-15.00	0.00
Issuance of Long Term Debt	0.00	0.00	0.00
Reduction of Long Term Debt	0.00	-15.00	0.00
Net Financing Active Other Cash Flow	0.00	0.00	0.00
Other Financing Activities Uses	0.00	0.00	0.00
Cash from Financing Activities	85.60	-90.12	18.66
Net Change in Cash	45.24	-37.44	41.70
Free Cash Flow	18.45	5.05	4.92
Federal Home Loan Advances Increase (Decrease)	-	6.85	-2.09

Balance sheet, quarterly

Currency USD, millions
Metric	2026Q3	2026Q2	2026Q1	2025Q1
Cash & Due from Banks	97.99	52.75	79.15	-
Investments	406.58	387.31	368.24	-
Net Loans	2,242.03	2,219.77	2,239.62	-
Investment in Unconsolidated Affiliates	14.45	14.44	14.20	-
Net Property, Plant & Equipment	49.93	50.47	50.66	-
Interest Receivables	10.27	9.93	9.66	-
Deferred Tax Assets	9.58	7.46	5.81	-
Other Intangible Assets	131.61	132.36	129.51	-
Total Assets	2,962.42	2,874.49	2,896.86	-
Total Deposits	2,574.08	2,448.46	2,466.76	-
Total Debt	149.82	190.06	200.22	-
Long Term Debt	104.66	105.06	150.21	-
Provision for Risks Charges	0.00	0.78	0.00	-
Other Liabilities	51.12	45.99	43.23	-
Total Liabilities	2,775.03	2,685.29	2,710.21	-
Preferred Stock - Carrying Value	0.00	0.00	0.00	-
Common Equity	187.39	189.20	186.64	-
Total Shareholders Equity	187.39	189.20	186.64	-
Accumulated Minority Interest	0.00	0.00	0.00	-
Total Equity	187.39	189.20	186.64	-
Total Liabilities & Stockholders Equity	2,962.42	2,874.49	2,896.86	-
Book Value Per Share	23.68	23.91	23.59	-
Tangible Book Value Per Share	20.18	20.39	20.05	-
Full-Time Employees	-	566	532	-
Price to Book Ratio	0.45	-	-	-
Return on Invested Capital	1.52	1.18	0.37	-
Current Ratio	0.18	0.12	0.19	-

Cash flow, quarterly

Currency USD, millions
Metric	2026Q3	2026Q2	2026Q1	2025Q1
Funds from Operations	14.43	3.57	4.17	3.97
Extraordinary Item	0.00	0.00	0.00	0.00
Changes in Working Capital	4.73	-4.08	7.46	-0.08
Cash from Operating Activities	19.16	-0.52	11.64	3.89
Capital Expenditures	-0.71	-1.42	-1.81	-1.70
Net Assets From Acquisitions	0.00	0.00	0.00	0.00
Sale of Fixed Assets and Businesses	-0.00	0.06	0.00	0.00
Purchase or Sale of Investments	-38.61	-15.32	-4.92	-14.42
Purchase of Investments	-65.78	-24.71	-55.99	-19.42
Sale Or Maturity of Investments	27.17	9.39	51.08	5.00
Other Uses	-43.69	-16.85	-50.93	-3.45
Other Sources	0.00	0.00	0.00	0.00
Cash from Investing Activities	-59.52	2.44	-11.91	17.35
Cash Dividends Paid	0.00	0.00	0.00	0.00
Preferred Dividends (Cash Flow)	0.00	0.00	0.00	0.00
Change in Capital Stock	0.00	0.00	0.00	0.00
Repurchase of Common Pref Stock	0.00	0.00	0.00	0.00
Sale of Common Pref Stock	0.00	0.00	0.00	0.00
Proceedsfrom Stock Options	0.00	0.00	0.00	0.00
Issuance or Reduction of Debt, Net	-40.02	-10.02	-2.55	-35.02
Change in Long Term Debt	0.00	0.00	0.00	-35.02
Issuance of Long Term Debt	0.00	0.00	0.00	19.98
Reduction of Long Term Debt	0.00	0.00	0.00	-55.00
Net Financing Active Other Cash Flow	0.00	0.00	0.00	0.00
Other Financing Activities Uses	0.00	0.00	0.00	-
Cash from Financing Activities	85.60	-28.32	40.90	37.60
Net Change in Cash	45.24	-26.40	40.63	58.85
Free Cash Flow	18.45	-1.56	10.52	2.98

Revenue breakdown

Revenue split	-

Short interest

shares short against float, oldest to newest

Settlement	Of float	Shares short	Float	Avg volume
No short interest data.

Settlement

Of float

Shares short

Float

Avg volume

No short interest data.

Option chain

expiry 2026-11-12

Type	Strike	Bid	Ask	Last	IV	Open int	Volume	Delta	Theta	Vega
No option chain for this symbol.

Type

Strike

Bid

Ask

Last

Open int

Volume

Delta

Theta

Vega

No option chain for this symbol.

Latest SEC filings

Filed	Form	Description	Period	Link
2026-11-10	10-Q	Quarterly report pursuant to Section 13 or 15(d)	2026-09-30	SEC
2026-11-04	8-K	Current report	2026-10-29	SEC
2026-11-02	4	Statement of changes in beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	3	Initial statement of beneficial ownership of securities	2026-11-02	SEC
2026-11-02	CERT			SEC
2026-11-02	S-8	Initial registration statement for securities to be offered to employees pursuant to employee benefit plans		SEC
2026-11-02	8-A12B			SEC
2026-11-02	SCHEDULE 13D			SEC
2026-10-27	8-K	Current report	2026-10-27	SEC
2026-10-05	8-K	Current report	2026-10-05	SEC
2026-09-21	10-Q	Quarterly report pursuant to Section 13 or 15(d)	2026-06-30	SEC
2026-08-20	424B3			SEC

Insider activity by month

Month	Bought	Buys
2026-11	1.07K	1
2026-10	0	0
2026-09	0	0
2026-08	0	0
2026-07	0	0
2026-06	0	0
2026-05	0	0
2026-04	0	0
2026-03	0	0
2026-02	0	0
2026-01	0	0
2025-12	0	0
2025-11	0	0

Institutional holders

Manager	% owned
-

Manager

% owned

Funds

Fund	% owned
-

Fund

% owned

OakChart. NARA. Cached 15 minutes.

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