Mind C.T.I Ltd

MNDOTechnology·Software - Application·Israel·Nano·NASD·Nov 11 • 3:59 PM ET

1.260.00 (0.00%)

2026-11-12 02:26 CET

Market cap

25.67 USD m

Revenue, TTM

18.94 USD m

Net income, TTM

-0.29 USD m

Free cash flow, TTM

2.73 USD m

EPS diluted, TTM

-0.02

P/E

Compare

Price

MNDO against its 20, 50 and 200-day averages

2050200

2.3% under the 52-week high of 1.29 on 5 Mar 2026. 52-week low 0.85 on 20 May 2026. Last 15 sessions, 48.4% high to low

Volume 2.32× normal · the line is the 50-bar volume average

Profile

MNDO

52-week range, 93% of the way up

0.851.29

MIND C.T.I. Ltd. engages in the development, manufacture, market, and implementation of real-time and off-line convergent billing and customer care software solutions for various types of communication providers. It operates through Billing and Related Services, and Messaging segments. The company was founded by Monica Iancu on April 6, 1995 and is headquartered in Yokneam, Israel.

Employees	139
IPO	Aug 08, 2000
Beta	0.31
ATR, 14d	0.06
Rel volume	2.32
Short float	0.00%
Insider own	22.07%
Inst own	9.69%

Snapshot

6 groups

Valuation

Index	-
Market Cap	25.67M
Enterprise Value	12.72M
Income	-0.29M
Sales	18.94M
Book/sh	1.02
Cash/sh	0.67
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	Mar 25, 2025
Dividend Gr. 3/5Y	- -
Payout	174.33%
Employees	139
IPO	Aug 08, 2000

Ratios

P/E	-
Forward P/E	-
PEG	-
P/S	1.36
P/B	1.24
P/C	1.88
P/FCF	9.40
EV/EBITDA	3.48
EV/Sales	0.67
Quick Ratio	5.02
Current Ratio	5.02
Debt/Eq	0.04
LT Debt/Eq	0.02
Option/Short	Yes / Yes

Earnings

EPS (ttm)	-0.02
EPS next Y	-
EPS next Q	-
EPS this Y	-
EPS next Y	-
EPS next 5Y	-
EPS past 3/5Y	-21.72% -14.14%
Sales past 3/5Y	-3.35% -3.60%
EPS Y/Y TTM	-113.48%
Sales Y/Y TTM	-4.20%
EPS Q/Q	-544.07%
Sales Q/Q	-9.66%
Earnings	Nov 10 BMO
EPS/Sales Surpr.	- -

Ownership

Insider Own	22.07%
Insider Trans	0.00%
Inst Own	9.69%
Inst Trans	-0.25%
ROA	-1.04%
ROE	-1.37%
ROIC	-1.38%
Gross Margin	55.91%
Oper. Margin	17.94%
Profit Margin	-1.55%
SMA20	35.23%
SMA50	29.78%
SMA200	21.18%
Trades	-

Technical

Shs Outstand	20.37M
Shs Float	15.88M
Short Float	0.00%
Short Ratio	0.00
Short Interest	0.00M
52W High	1.29 -2.32%
52W Low	0.85 48.06%
Volatility	2.48% 3.17%
ATR (14)	0.06
RSI (14)	81.32
Beta	0.31
Rel Volume	2.32
Avg Volume	225.79K
Volume	523,779

Performance

Perf Week	39.95%
Perf Month	32.63%
Perf Quarter	23.53%
Perf Half Y	35.24%
Perf YTD	9.57%
Perf Year	22.33%
Perf 3Y	-32.62%
Perf 5Y	-61.93%
Perf 10Y	-44.60%
Recom	-
Target Price	-
Prev Close	1.26
Price	1.26
Change %	0.00%

Peers

Mkt cap

Ticker	Company	Mkt cap
DOX	Amdocs Ltd	4.64B
SMSI	Smith Micro Software Inc	12.96M
EGAN	eGain Corp	157.45M
AWRE	Aware Inc	20.84M
BAND	Bandwidth Inc	1.56B
IDN	Intellicheck Inc	48.03M
RMNI	Rimini Street Inc	522.81M
DMRC	Digimarc Corp	207.73M
KLTR	Kaltura Inc	228.05M
VERI	Veritone Inc	58.07M

Ticker

Company

Mkt cap

DOX

Amdocs Ltd

4.64B

SMSI

Smith Micro Software Inc

12.96M

EGAN

eGain Corp

157.45M

AWRE

Aware Inc

20.84M

BAND

Bandwidth Inc

1.56B

IDN

Intellicheck Inc

48.03M

RMNI

Rimini Street Inc

522.81M

DMRC

Digimarc Corp

207.73M

KLTR

Kaltura Inc

228.05M

VERI

Veritone Inc

58.07M

Insider trading

1 filings

Insider	Relationship	Date	Transaction	Cost	Shares	Value	Total held	Form
Cohen Nissan Shoval	VP of IT	May 18 '26	Option Exercise	0.00	5,000	15	30,300	May 19 06:09 AM

Insider

Relationship

Date

Transaction

Cost

Value

Total held

Form

Cohen Nissan Shoval

VP of IT

May 18 '26

Option Exercise

0.00

5,000

30,300

May 19 06:09 AM

News

latest 14 of 200

Nov-10-26 10:55AMMIND CTI Agrees to $25.4 Million Acquisition by Enghouse Systems, Reports Q3 2026 Results (InvestorsHub) +44.83%
10:07AMMIND CTI to be Acquired by Enghouse Systems in All-Cash Transaction (GlobeNewswire)
06:35AMEnghouse Systems to Acquire MIND C.T.I. in All-Cash Transaction Expanding its Telecom and Enterprise UC Offerings (PR Newswire)
Aug-06-26 09:26AMMIND CTI Reports Second Quarter 2026 Results (GlobeNewswire)
May-26-26 09:04AMMIND CTI Announces Appointment of Monica Iancu as Interim Chief Executive Officer (GlobeNewswire)
May-11-26 10:47AMMIND CTI Reports First Quarter 2026 Results (GlobeNewswire) -8.85%
Mar-10-26 10:16AMMIND CTI Reports Fourth Quarter and Full Year 2025 Results (GlobeNewswire)
Nov-12-25 06:49AMMIND CTI Reports Third Quarter 2025 Results (GlobeNewswire) +6.80%
Aug-11-25 08:43AMMIND CTI Reports Second Quarter 2025 Results (GlobeNewswire)
May-06-25 10:45AMMIND CTI Reports First Quarter 2025 Results (GlobeNewswire)
Mar-04-25 08:33AMMIND CTI Reports Fourth Quarter and Full Year 2024 Results (GlobeNewswire)
Jan-10-25 08:00AMMIND CTI to Acquire Aurenz GmbH (GlobeNewswire)
Nov-05-24 07:26AMMIND CTI Reports Third Quarter 2024 Results (GlobeNewswire)
Aug-06-24 01:54PMMNDO Stock Earnings: MIND C.T.I. Reported Results for Q2 2024 (InvestorPlace)

Key figures

Revenue, TTM	18.94
Net income, TTM	-0.29
EPS diluted, TTM	-0.02
EBIT, TTM	3.40
Free cash flow, TTM	2.73
Gross margin	55.91%
Operating margin	17.94%
Net margin	-1.55%
Market cap	25.67
P/E	-
Sales Y/Y, TTM	-4.20%

USD millions. TTM from the statement feed.

Quarterly earnings

actual against estimate

Period	Reported	EPS act	EPS est	EPS rep	Sales act	Sales est	Analysts
No quarterly earnings.

Period

Reported

EPS act

EPS est

EPS rep

Sales act

Sales est

Analysts

No quarterly earnings.

Annual earnings

Period	EPS act	EPS est	EPS rep	Sales act	Sales est
2012FY	0.230	-	0.230	20.20	-

Period

EPS act

EPS est

EPS rep

Sales act

Sales est

2012FY

0.230

20.20

Estimate revisions

last 14 periods

Period	Type	Date	Estimates	Up	Down	Mean	Low	High
No estimate revisions.

Period

Type

Date

Estimates

Down

Mean

Low

High

No estimate revisions.

Estimate history

Period	2017	2018	2019	2020	2021	2022	2023	2024	2025	TTM
EPS, annual	0.29	0.263	0.254	0.267	0.293	0.259	0.252	0.225	0.126	-0.0196
EPS, quarterly	0.045	0.06	0.024	0.023	0.033	0.046	0.042	0.038	-0.146
Period	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26	Q2 '26	Q3 '26
Sales, annual	18.062	18.135	22.664	23.374	26.331	21.551	21.612	21.446	19.457	18.94
Period	2017	2018	2019	2020	2021	2022	2023	2024	2025	TTM
Sales, quarterly	5.208	5.199	4.996	4.752	4.823	4.886	5.085	4.611	4.357
Period	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26	Q2 '26	Q3 '26
Shares, annual	19.307	19.439	19.896	19.986	20.057	20.124	20.185	20.366	20.373	20.373
Period	2017	2018	2019	2020	2021	2022	2023	2024	2025	MRQ
Shares, quarterly	20.185	20.366	20.366	20.366	20.366	20.373	20.373	20.373	20.373
Period	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26	Q2 '26	Q3 '26

Income statement, annual

Currency USD, millions
Metric	TTM	2025FY	2024FY	2023FY	2022FY	2021FY	2020FY	2019FY	2018FY
Total Revenue	18.94	19.46	21.45	21.61	21.55	26.33	23.37	22.66	18.14
Cost of Goods Sold Incl. D&A	8.35	9.61	10.71	10.75	10.04	12.45	11.15	10.22	6.20
Gross Profit	10.59	9.85	10.74	10.87	11.51	13.88	12.22	12.44	11.93
Selling, General and Administrative Excl. Other	7.19	7.77	6.36	6.12	5.98	7.05	6.76	7.40	6.58
Research and Development	3.90	3.98	3.39	3.54	3.50	4.05	3.96	4.19	3.71
Other Operating Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Income	3.40	2.09	4.38	4.75	5.52	6.83	5.46	5.04	5.35
Interest Expense	-	0.03	0.02	0.03	0.08	0.05	0.02	0.01	0.01
Unusual Expense	3.77	-0.01	-0.01	-0.01	0.03	0.00	0.00	-	-
Net Income Before Taxes	0.07	2.77	4.96	5.53	5.62	6.88	5.84	5.52	5.57
Income Taxes	0.36	0.16	0.33	0.36	0.33	0.94	0.46	0.46	0.44
Consolidated Net Income	-0.29	2.60	4.63	5.17	5.29	5.95	5.38	5.07	5.13
Net Income From Continuing Operations	-0.29	2.60	4.63	5.17	5.29	5.95	5.38	5.07	5.13
Net Income	-0.29	2.60	4.63	5.17	5.29	5.95	5.38	5.07	5.13
EPS (Recurring)	0.12	0.13	0.22	0.25	0.26	0.29	0.27	0.25	0.26
EPS (Basic, Before Extraordinaries)	-0.02	0.13	0.23	0.26	0.26	0.30	0.27	0.26	0.27
EPS (Diluted)	-0.02	0.13	0.23	0.25	0.26	0.29	0.27	0.25	0.26
EBITDA	3.66	2.36	4.56	4.95	5.72	7.02	5.66	5.19	5.43
Non-Operating Income (Expense)	0.44	0.71	0.60	0.80	0.21	0.11	0.40	0.50	0.23
Other After Tax Adjustments	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Stock Option Compensation Expense	-	0.16	0.19	0.06	0.00	0.13	0.16	0.15	0.17
Price To Earnings Ratio	-	-	8.42	7.90	7.61	10.45	9.58	9.39	8.59
Price To Sales Ratio	1.05	1.22	1.90	1.86	1.99	2.39	2.23	2.12	2.46
Gross Margin	55.91	50.63	50.07	50.28	53.39	52.72	52.28	54.90	65.81
Operating Margin	17.94	10.72	20.41	21.97	25.63	25.93	23.37	22.24	29.50
Net Margin	-1.55	13.38	21.59	23.91	24.53	22.59	23.03	22.35	28.31
Shares Outstanding	20.37	20.37	20.37	20.18	20.12	20.06	19.99	19.90	19.44
Market Capitalization	25.67	25.67	39.87	39.44	42.22	62.10	51.54	47.78	44.10

Income statement, quarterly

Currency USD, millions
Metric	2026Q3	2026Q2	2026Q1	2025Q4	2025Q3	2025Q2	2025Q1	2024Q4
Total Revenue	4.36	4.61	5.08	4.89	4.82	4.75	5.00	5.20
Cost of Goods Sold Incl. D&A	1.77	2.06	2.35	2.18	2.27	2.60	2.49	2.31
Gross Profit	2.58	2.55	2.74	2.71	2.55	2.15	2.51	2.89
Selling, General and Administrative Excl. Other	1.60	1.86	1.82	1.90	1.91	1.88	2.14	1.57
Research and Development	0.85	1.00	0.99	1.06	1.10	1.00	0.89	0.83
Other Operating Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Income	0.98	0.69	0.92	0.81	0.64	0.27	0.37	1.32
Unusual Expense	3.77	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income Before Taxes	-2.72	0.85	0.99	0.95	0.76	0.52	0.54	1.39
Income Taxes	0.17	0.08	0.12	-0.01	0.08	0.03	0.05	0.15
Consolidated Net Income	-2.89	0.78	0.87	0.95	0.68	0.48	0.49	1.24
Net Income From Continuing Operations	-2.89	0.78	0.87	0.95	0.68	0.48	0.49	1.24
Net Income	-2.89	0.78	0.87	0.95	0.68	0.48	0.49	1.24
EPS (Recurring)	-0.01	0.04	0.04	0.05	0.03	0.02	0.02	0.06
EPS (Basic, Before Extraordinaries)	-0.15	0.04	0.04	0.05	0.03	0.02	0.02	0.06
EPS (Diluted)	-0.15	0.04	0.04	0.05	0.03	0.02	0.02	0.06
EBITDA	1.04	0.75	0.99	0.87	0.69	0.34	0.44	1.36
Non-Operating Income (Expense)	0.07	0.16	0.07	0.14	0.12	0.25	0.17	0.07
Other After Tax Adjustments	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price To Earnings Ratio	-	7.13	9.15	8.23	7.25	7.48	7.93	8.42
Price To Sales Ratio	1.05	1.07	1.20	1.23	1.15	1.41	1.77	1.91
Gross Margin	59.33	55.39	53.88	55.44	52.93	45.24	50.22	55.59
Operating Margin	22.52	14.96	18.09	16.50	13.35	5.60	7.41	25.39
Net Margin	-66.24	16.81	17.07	19.44	14.12	10.16	9.81	23.81
Shares Outstanding	20.37	20.37	20.37	20.37	20.37	20.37	20.37	20.37
Market Capitalization	25.67	20.98	23.42	23.42	22.41	27.90	36.25	39.87

Balance sheet, annual

Currency USD, millions
Metric	2025FY	2024FY	2023FY	2022FY	2021FY	2020FY	2019FY	2018FY	2017FY
Cash & Short Term Investments	13.55	15.75	16.60	17.48	18.46	17.02	15.19	15.80	16.99
Short Term Receivables	1.80	2.76	2.29	2.65	1.95	2.40	3.66	2.69	2.08
Inventories	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	0.73	0.41	0.81	0.17	0.12	0.27	0.22	0.21	0.35
Total Current Assets	16.08	18.92	19.71	20.30	20.53	19.69	19.08	18.71	19.43
Net Property, Plant & Equipment	1.00	1.02	0.91	1.17	1.64	1.93	1.46	0.16	0.20
Total Investments and Advances	0.00	0.00	0.00	0.00	0.00	0.00	0.13	0.20	0.65
Long-Term Note Receivable	0.00	0.45	0.71	0.06	-	-	-	-	-
Intangible Assets	11.34	7.86	8.14	8.16	8.45	8.84	8.67	5.43	5.43
Deferred Tax Assets	0.15	0.11	0.10	0.14	0.18	0.13	0.04	0.03	0.03
Other Assets	1.60	2.35	2.05	1.91	2.33	1.82	1.73	1.44	1.64
Total Assets	30.17	30.70	31.62	31.74	33.13	32.42	31.09	25.98	27.38
Short Term Debt Incl. Current Port. of LT Debt	0.26	0.19	0.22	0.27	0.38	0.35	0.29	0.00	0.00
Accounts Payable	0.55	0.77	0.99	0.94	0.84	1.28	2.07	0.15	0.11
Other Current Liabilities	3.39	2.32	3.27	3.96	4.42	4.02	3.94	3.29	4.39
Total Current Liabilities	4.20	3.27	4.47	5.17	5.63	5.64	6.30	3.44	4.51
Long Term Debt	0.67	0.64	0.42	0.61	1.10	1.49	0.98	0.00	0.00
Provision for Risks Charges	1.60	2.35	2.06	1.93	2.36	1.86	1.77	1.52	1.71
Deferred Tax Liabilities	0.41	0.04	0.08	0.11	0.16	0.21	-	-	-
Other Liabilities	0.24	0.11	0.10	0.11	0.15	0.09	0.10	0.04	0.14
Total Liabilities	7.12	6.41	7.14	7.94	9.40	9.30	9.16	5.00	6.36
Non-Equity Reserves	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Preferred Stock - Carrying Value	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Common Equity	23.05	24.30	24.49	23.81	23.73	23.12	21.94	20.98	21.02
Total Shareholders Equity	23.05	24.30	24.49	23.81	23.73	23.12	21.94	20.98	21.02
Accumulated Minority Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity	23.05	24.30	24.49	23.81	23.73	23.12	21.94	20.98	21.02
Total Liabilities & Stockholders Equity	30.17	30.70	31.62	31.74	33.13	32.42	31.09	25.98	27.38
Book Value Per Share	1.13	1.19	1.21	1.18	1.18	1.16	1.10	1.08	1.09
Tangible Book Value Per Share	0.57	0.81	0.81	0.78	0.76	0.71	0.67	0.80	0.81
Full-Time Employees	139	136	144	153	160	188	240	221	240
Price to Book Ratio	1.24	1.72	1.72	1.90	2.63	2.24	2.19	2.11	2.75
Return on Assets	8.56	14.86	16.31	16.30	18.15	16.95	17.75	19.24	19.91
Return on Equity	11.00	18.98	21.40	22.25	25.39	23.90	23.60	24.45	26.53
Return on Invested Capital	10.98	18.57	20.74	21.65	23.96	21.87	22.10	24.47	26.70
Quick Ratio	3.83	5.78	4.41	3.92	3.64	3.49	3.03	5.44	4.31
Current Ratio	3.83	5.78	4.41	3.92	3.64	3.49	3.03	5.44	4.31

Cash flow, annual

Currency USD, millions
Metric	TTM	2025FY	2024FY	2023FY	2022FY	2021FY	2020FY	2019FY	2018FY
Net Income	-0.22	2.60	4.63	5.17	5.29	5.95	5.38	5.07	5.13
Depreciation	0.27	0.27	0.19	0.20	0.19	0.19	0.20	0.15	0.08
Other Funds (Non Cash)	3.93	0.25	0.29	0.32	0.34	0.25	0.26	0.19	0.38
Funds from Operations	3.93	3.03	5.06	5.69	5.83	6.29	5.71	5.41	5.60
Extraordinary Item	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Changes in Working Capital	-1.19	0.96	-0.95	-1.59	-1.27	0.60	0.79	1.27	-1.13
Cash from Operating Activities	2.74	3.99	4.11	4.10	4.56	6.90	6.50	6.68	4.47
Capital Expenditures	-0.01	-0.03	-0.01	-0.06	-0.13	-0.08	-0.07	-0.05	-0.05
Net Assets From Acquisitions	-0.28	-1.53	0.00	0.00	0.00	0.00	0.00	-2.31	0.00
Sale of Fixed Assets and Businesses	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Purchase or Sale of Investments	-3.11	5.88	2.36	-1.42	2.02	-5.52	0.16	4.55	-0.77
Purchase of Investments	-5.36	0.00	0.00	-1.42	-0.01	-6.89	-0.39	0.00	-2.61
Sale Or Maturity of Investments	2.24	5.88	2.36	0.00	2.03	1.37	0.55	4.55	1.85
Other Uses	-0.05	-0.05	-0.06	-0.05	-0.06	-0.09	-0.13	-0.14	-0.11
Other Sources	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash from Investing Activities	-3.45	4.27	2.29	-1.54	1.83	-5.69	-0.03	2.05	-0.92
Cash Dividends Paid	-0.07	-4.50	-4.87	-4.84	-5.23	-5.20	-4.78	-5.06	-5.80
Change in Capital Stock	-1.12	-0.13	0.00	0.00	0.00	0.00	0.00	0.00	0.04
Repurchase of Common Pref Stock	-1.12	-0.13	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Sale of Common Pref Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.04
Proceedsfrom Stock Options	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Issuance or Reduction of Debt, Net	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Change in Long Term Debt	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Issuance of Long Term Debt	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Reduction of Long Term Debt	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Financing Active Other Cash Flow	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Financing Activities Uses	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash from Financing Activities	-1.19	-4.63	-4.87	-4.84	-5.23	-5.20	-4.78	-5.06	-5.76
Exchange Rate Effect	-0.01	0.04	-0.04	-0.03	-0.08	-0.09	0.09	0.01	-
Net Change in Cash	-1.91	3.66	1.49	-2.31	1.08	-4.08	1.78	3.68	-2.21
Free Cash Flow	2.73	3.96	4.10	4.04	4.43	6.82	6.43	6.63	4.42
Preferred Dividends (Cash Flow)	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price to Free Cash Flow	7.49	-	-	-	-	38.90	31.50	30.70	-
Deferred Taxes & Investment Tax Credit	-	-0.10	-0.04	0.01	0.01	-0.10	-0.13	-0.00	-0.00

Balance sheet, quarterly

Currency USD, millions
Metric	2026Q3	2026Q2	2026Q1	2025Q4	2025Q3	2025Q2
Cash & Short Term Investments	13.68	13.46	13.96	13.55	12.49	11.35
Short Term Receivables	2.02	2.09	2.21	1.80	2.02	2.54
Inventories	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	1.17	1.09	0.81	0.73	0.80	1.04
Total Current Assets	16.87	16.65	16.98	16.08	15.31	14.94
Net Property, Plant & Equipment	0.78	0.85	0.92	1.00	1.05	1.13
Total Investments and Advances	0.00	0.00	0.00	0.00	0.00	0.00
Intangible Assets	7.22	11.06	11.16	11.34	11.39	11.52
Deferred Tax Assets	0.15	0.15	0.14	0.15	0.15	0.16
Other Assets	2.12	1.33	1.41	1.60	1.46	1.35
Total Assets	27.14	30.05	30.62	30.17	29.37	29.11
Short Term Debt Incl. Current Port. of LT Debt	0.27	0.27	0.26	0.26	0.31	0.30
Accounts Payable	0.53	0.42	0.70	0.55	0.67	0.77
Other Current Liabilities	2.56	2.89	3.41	3.39	3.36	3.53
Total Current Liabilities	3.36	3.58	4.37	4.20	4.34	4.60
Long Term Debt	0.46	0.53	0.60	0.67	0.65	0.73
Provision for Risks Charges	2.12	1.33	1.41	1.60	1.46	1.35
Deferred Tax Liabilities	0.35	0.37	0.39	0.41	0.43	0.54
Other Liabilities	0.14	0.17	0.20	0.24	0.31	0.44
Total Liabilities	6.44	5.98	6.97	7.12	7.18	7.66
Non-Equity Reserves	0.00	0.00	0.00	0.00	0.00	0.00
Preferred Stock - Carrying Value	0.00	0.00	0.00	0.00	0.00	0.00
Common Equity	20.70	24.07	23.65	23.05	22.18	21.45
Total Shareholders Equity	20.70	24.07	23.65	23.05	22.18	21.45
Accumulated Minority Interest	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity	20.70	24.07	23.65	23.05	22.18	21.45
Total Liabilities & Stockholders Equity	27.14	30.05	30.62	30.17	29.37	29.11
Book Value Per Share	1.02	1.18	1.16	1.13	1.09	1.05
Tangible Book Value Per Share	0.66	0.64	0.61	0.57	0.53	0.49
Full-Time Employees	-	-	-	139	-	-
Price to Book Ratio	1.24	0.89	1.02	1.06	1.04	1.36
Return on Assets	-1.04	11.07	9.40	8.56	9.77	10.81
Return on Equity	-1.37	14.38	13.50	11.00	12.73	14.42
Return on Invested Capital	-13.64	3.15	3.58	4.00	2.98	2.18
Quick Ratio	5.02	4.66	3.89	3.83	3.53	3.25
Current Ratio	5.02	4.66	3.89	3.83	3.53	3.25

Cash flow, quarterly

Currency USD, millions
Metric	2026Q3	2026Q2	2026Q1	2025Q4	2025Q3	2025Q2
Net Income	-2.93	0.82	0.87	1.03	0.75	0.49
Depreciation	0.06	0.07	0.07	0.08	0.06	0.08
Other Funds (Non Cash)	3.78	0.05	0.05	0.06	0.06	0.07
Funds from Operations	0.90	0.90	0.97	1.16	0.87	0.58
Extraordinary Item	0.00	0.00	0.00	0.00	0.00	0.00
Changes in Working Capital	-0.24	-0.76	-0.37	0.17	0.42	0.34
Cash from Operating Activities	0.66	0.14	0.61	1.33	1.29	0.93
Capital Expenditures	0.00	-0.00	-0.00	-0.01	-0.01	-0.01
Net Assets From Acquisitions	0.01	-0.27	0.00	-0.02	-0.06	-0.01
Sale of Fixed Assets and Businesses	0.01	0.00	0.00	0.00	0.00	0.00
Purchase or Sale of Investments	-0.08	-0.25	-4.83	2.04	1.46	3.00
Purchase of Investments	-0.08	-0.45	-4.83	0.00	0.00	0.27
Sale Or Maturity of Investments	-0.00	0.21	0.00	2.04	1.46	2.73
Other Uses	-0.02	-0.01	-0.01	-0.01	-0.01	-0.01
Other Sources	0.00	0.00	0.00	0.00	0.00	0.00
Cash from Investing Activities	-0.09	-0.52	-4.84	2.00	1.38	2.98
Cash Dividends Paid	0.00	0.00	0.00	-0.07	-0.19	-4.52
Preferred Dividends (Cash Flow)	0.00	0.00	0.00	0.00	0.00	0.00
Change in Capital Stock	-0.43	-0.36	-0.19	-0.14	0.00	0.00
Repurchase of Common Pref Stock	-0.43	-0.36	-0.19	-0.14	0.00	0.00
Sale of Common Pref Stock	0.00	0.00	0.00	0.00	0.00	0.00
Proceedsfrom Stock Options	0.00	0.00	0.00	0.00	0.00	0.00
Issuance or Reduction of Debt, Net	0.00	0.00	0.00	0.00	0.00	0.00
Change in Long Term Debt	0.00	0.00	0.00	0.00	0.00	0.00
Issuance of Long Term Debt	0.00	0.00	0.00	0.00	0.00	0.00
Reduction of Long Term Debt	0.00	0.00	0.00	0.00	0.00	0.00
Net Financing Active Other Cash Flow	0.00	0.00	0.00	0.00	0.00	0.00
Other Financing Activities Uses	0.00	0.00	0.00	0.00	0.00	0.00
Cash from Financing Activities	-0.43	-0.36	-0.19	-0.21	-0.19	-4.52
Exchange Rate Effect	-0.00	0.00	-0.00	-0.01	-0.00	0.03
Net Change in Cash	0.14	-0.74	-4.43	3.12	2.48	-0.59
Free Cash Flow	0.66	0.14	0.61	1.32	1.28	0.92
Price to Free Cash Flow	7.49	6.75	-	-	-	-

Revenue breakdown

Product Line	2024: 11.77M 2025: 9.62M
Product Line B	2024: 1.85M 2025: 2.97M
Product Line C	2024: 7.83M 2025: 6.86M
Americas	2024: 8.51M 2025: 6.69M
Europe	2024: 11.40M 2025: 11.43M
Israel	2024: 1.06M 2025: 948.00K
Other countries	2024: 475.00K 2025: 397.00K
Billing And Related Services	2024: 13.62M 2025: 12.59M
Messaging	2024: 7.83M 2025: 6.86M

Short interest

shares short against float, oldest to newest

Settlement	Of float	Shares short	Float	Avg volume
2026-10-30	0.00%	0.0M	15.9M	38.75K
2026-10-15	0.11%	0.0M	15.9M	41.73K
2026-09-30	0.06%	0.0M	15.9M	46.25K
2026-09-15	0.10%	0.0M	15.9M	52.15K
2026-08-31	0.08%	0.0M	15.9M	52.77K
2026-08-14	0.12%	0.0M	15.9M	53.18K
2026-07-31	0.02%	0.0M	15.9M	52.65K
2026-07-15	0.02%	0.0M	15.9M	51.61K
2026-06-30	0.03%	0.0M	15.9M	45.73K
2026-06-15	0.11%	0.0M	15.9M	42.76K
2026-05-29	0.16%	0.0M	15.9M	40.68K
2026-05-15	0.02%	0.0M	15.9M	37.99K
2026-04-30	0.01%	0.0M	15.9M	37.19K
2026-04-15	0.02%	0.0M	15.9M	34.31K
2026-03-31	0.02%	0.0M	15.9M	32.52K
2026-03-13	0.10%	0.0M	15.9M	33.58K
2026-02-27	0.11%	0.0M	15.9M	32.46K
2026-02-13	0.01%	0.0M	15.9M	35.33K
2026-01-30	0.08%	0.0M	15.9M	36.49K
2026-01-15	0.01%	0.0M	15.9M	42.02K

Option chain

expiry 2026-11-20

Type	Strike	Bid	Ask	Last	IV	Open int	Delta	Theta
call	2.50	0.00	0.05	0.05	3.562	125	0.169	-0.010
call	5.00	0.00	0.05	0.17	5.327	17.00	0.127	-0.012
call	7.50	0.00	0.05	0.17	6.321	31.00	0.114	-0.013
put	2.50	0.65	1.30	0.00	3.802	0.00	-0.831	-0.010
put	5.00	3.10	4.30	0.00	12.974	0.00	-0.873	-0.012
put	7.50	5.60	6.80	0.00	14.192	0.00	-0.886	-0.013

Latest SEC filings

Filed	Form	Description	Period	Link
2026-11-10	6-K	Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16	2026-11-10	SEC
2026-08-17	4	Statement of changes in beneficial ownership of securities	2026-08-14	SEC
2026-08-10	4	Statement of changes in beneficial ownership of securities	2026-08-06	SEC
2026-08-06	6-K	Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16	2026-08-06	SEC
2026-06-24	6-K	Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16	2026-06-24	SEC
2026-06-04	3	Initial statement of beneficial ownership of securities	2026-05-11	SEC
2026-05-26	6-K	Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16	2026-05-26	SEC
2026-05-19	4	Statement of changes in beneficial ownership of securities	2026-05-18	SEC
2026-05-11	6-K	Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16	2026-05-11	SEC
2026-04-20	3/A		2026-03-18	SEC
2026-04-16	3	Initial statement of beneficial ownership of securities	2026-03-28	SEC
2026-04-16	3	Initial statement of beneficial ownership of securities	2026-03-18	SEC
2026-04-16	3	Initial statement of beneficial ownership of securities	2026-03-20	SEC
2026-04-16	3	Initial statement of beneficial ownership of securities	2026-03-18	SEC
2026-04-16	3	Initial statement of beneficial ownership of securities	2026-03-18	SEC
2026-04-16	3	Initial statement of beneficial ownership of securities	2026-03-18	SEC
2026-04-16	3	Initial statement of beneficial ownership of securities	2026-03-19	SEC
2026-04-16	3	Initial statement of beneficial ownership of securities	2026-03-18	SEC
2026-04-16	3	Initial statement of beneficial ownership of securities	2026-03-18	SEC
2026-03-31	6-K	Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16	2026-03-31	SEC
2026-03-18	20-F	Registration statement under Section 12 of the Securities Exchange Act of 1934 or an annual or transition report filed under Section 13(a) or 15(d) of the Exchange Act for a foreign private issuer.	2025-12-31	SEC
2026-03-10	6-K	Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16	2026-03-10	SEC
2025-11-12	6-K	Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16	2025-11-12	SEC
2025-08-11	6-K	Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16	2025-08-11	SEC
2025-05-06	6-K	Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16	2025-05-06	SEC
2025-03-25	6-K	Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16	2025-03-25	SEC
2025-03-18	20-F	Registration statement under Section 12 of the Securities Exchange Act of 1934 or an annual or transition report filed under Section 13(a) or 15(d) of the Exchange Act for a foreign private issuer.	2024-12-31	SEC
2025-03-04	6-K	Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16	2025-03-04	SEC
2025-02-03	SCHEDULE 13G			SEC
2025-01-10	6-K	Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16	2025-01-10	SEC

Insider activity by month

Month	Bought	Buys	Sold	Sells
2026-11	0	0	0	0
2026-10	0	0	0	0
2026-09	0	0	0	0
2026-08	0	0	0	0
2026-07	0	0	0	0
2026-06	0	0	0	0
2026-05	0	0	0	0
2026-04	0	0	0	0
2026-03	0	0	0	0
2026-02	0	0	0	0
2026-01	0	0	0	0
2025-12	0	0	0	0
2025-11	0	0	0	0

Institutional holders

Manager	% owned
MORGAN STANLEY	4.49%
ACADIAN ASSET MANAGEMENT LLC	0.95%
Glenorchy Capital Ltd	0.79%
CITADEL ADVISORS LLC	0.63%
RBF Capital, LLC	0.37%
RENAISSANCE TECHNOLOGIES LLC	0.28%
BNP PARIBAS FINANCIAL MARKETS	0.20%
XTX Topco Ltd	0.11%
LPL Financial LLC	0.05%
Centiva Capital, LP	0.05%

Funds

Fund	% owned
INTERNATIONAL CORE EQUITY 2 PORTFOLIO	0.51%
THE CONTINENTAL SMALL COMPANY SERIES	0.43%
Dimensional International Small Cap ETF	0.40%
Fidelity Nordic Fund	0.34%
Dimensional International Core Equity 2 ETF	0.22%
State Street(R) SPDR(R) S&P(R) International Small Cap ETF	0.12%
Wasatch International Opportunities Fund	0.12%
Dimensional International Core Equity Market ETF	0.11%
Fidelity Total International Index Fund	0.10%
Lazard Global Small Cap Equity Portfolio	0.08%

Dividends

per share

Ex date	Ordinary	Special
2025-03-25	0.2200	0.0000
2024-03-19	0.2400	0.0000
2023-03-21	0.2400	0.0000
2022-03-23	0.2600	0.0000
2021-03-17	0.2600	0.0000
2020-03-24	0.2400	0.0000
2019-03-15	0.2600	0.0000
2018-03-07	0.3000	0.0000
2017-03-07	0.3200	0.0000

Period	Amount	Yield	Payout	Kind
2015FY	0.3000	11.86%	115.38%	paid
2016FY	0.2700	10.98%	122.73%	paid
2017FY	0.3200	11.55%	110.34%	paid
2018FY	0.3000	13.16%	113.04%	paid
2019FY	0.2600	10.78%	101.36%	paid
2020FY	0.2400	9.27%	88.76%	paid
2021FY	0.2600	8.37%	87.45%	paid
2022FY	0.2600	12.38%	98.82%	paid
2023FY	0.2400	12.24%	95.09%	paid
2024FY	0.2400	12.15%	106.67%	paid
2025FY	0.2200	19.13%	174.33%	paid

OakChart. MNDO. Cached 15 minutes.

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