OakChart

Horizon Bancorp Inc (IN)

HBNCFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 3:59 PM ET

21.27-0.03 (-0.14%)
2026-11-12 03:26 CET
Market cap
1,092.17 USD m
Revenue, TTM
- USD m
Net income, TTM
106.66 USD m
Free cash flow, TTM
116.87 USD m
EPS diluted, TTM
2.08
P/E
10.23
Compare

Price

HBNC against its 20, 50 and 200-day averages
2050200beatmiss
18.0020.0022.001.8M3.7MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26HBNCclose 21.2720-day 20.5450-day 19.84200-day 18.8321.2752w high

3.3% under the 52-week high of 22.00 on 5 Nov 2026. 52-week low 15.43 on 19 Mar 2026. Last 15 sessions, 11.6% high to low

Volume 0.59× normal · the line is the 50-bar volume average

Profile

HBNC
52-week range, 89% of the way up
15.4322.00

Horizon Bancorp, Inc. (Indiana) is a bank holding company, which engages in the provision of commercial and retail banking services. It offers personal banking, business banking, investment and trust, and mortgage services. The company was founded in 1873 and is headquartered in Michigan City, IN.

IndexRUT
Employees491
IPOAug 04, 1987
Beta0.81
ATR, 14d0.47
Rel volume0.59
Short float5.70%
Insider own1.19%
Inst own80.55%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap1.09B
Enterprise Value-
Income106.66M
Sales402.21M
Book/sh13.62
Cash/sh-
Dividend Est.0.64 (3.01%)
Dividend TTM0.64 (3.01%)
Dividend Ex-DateOct 02, 2026
Dividend Gr. 3/5Y0.53% 5.92%
Payout-
Employees491
IPOAug 04, 1987

Ratios

P/E10.23
Forward P/E9.48
PEG1.75
P/S2.72
P/B1.56
P/C-
P/FCF9.35
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.22
Debt/Eq0.47
LT Debt/Eq0.47
Option/ShortYes / Yes

Earnings

EPS (ttm)2.08
EPS next Y2.24
EPS next Q0.54
EPS this Y5.62%
EPS next Y4.66%
EPS next 5Y5.41%
EPS past 3/5Y- -
Sales past 3/5Y-27.90% -16.62%
EPS Y/Y TTM153.27%
Sales Y/Y TTM423.47%
EPS Q/Q111.90%
Sales Q/Q152.51%
EarningsOct 21 AMC
EPS/Sales Surpr.4.48% -1.15%

Ownership

Insider Own1.19%
Insider Trans-1.29%
Inst Own80.55%
Inst Trans-0.97%
ROA1.60%
ROE15.69%
ROIC10.35%
Gross Margin-
Oper. Margin32.34%
Profit Margin26.52%
SMA203.57%
SMA507.18%
SMA20012.94%
Trades-

Technical

Shs Outstand51.34M
Shs Float50.74M
Short Float5.70%
Short Ratio5.18
Short Interest2.89M
52W High22.00 -3.32%
52W Low15.43 37.85%
Volatility2.57% 2.24%
ATR (14)0.47
RSI (14)63.03
Beta0.81
Rel Volume0.59
Avg Volume558.87K
Volume329,775

Performance

Perf Week-0.79%
Perf Month11.19%
Perf Quarter3.60%
Perf Half Y19.83%
Perf YTD25.41%
Perf Year31.22%
Perf 3Y114.20%
Perf 5Y5.82%
Perf 10Y51.16%
Recom1.00
Target Price24.00
Prev Close21.30
Price21.27
Change %-0.14%

Analyst ratings

latest 10 of 12
DateActionAnalystRating changeTargetImplied
Oct 02, 2026UpgradePPiper SandlerNeutral → Overweight$24+12.8%
Mar 27, 2026ResumedSStephensOverweight$20-6.0%
Aug 26, 2025UpgradeKKeefe BruyetteMkt Perform → Outperform$19-10.7%
Sep 30, 2024InitiatedHHovde GroupOutperform$18-15.4%
Jul 06, 2023DowngradeRRaymond JamesOutperform → Mkt Perform
Feb 22, 2023DowngradePPiper SandlerOverweight → Neutral$17-20.1%
Oct 28, 2022DowngradeKKeefe BruyetteOutperform → Mkt Perform$23 → $18-15.4%
Jul 07, 2022DowngradeRRaymond JamesStrong Buy → Outperform$23 → $22+3.4%
Oct 06, 2016InitiatedPPiper JaffrayOverweight$33.50+57.5%
Mar 14, 2016UpgradeFFIG PartnersMarket Perform → Outperform

Peers

Mkt cap
TickerCompanyMkt cap
LKFNLakeland Financial Corp1.53B
SRCE1st Source Corp2.11B
FRMEFirst Merchants Corp2.57B
THFFFirst Financial Corp916.98M
GABCGerman American Bancorp Inc1.88B
IBCPIndependent Bank Corp (Ionia, MI)811.17M
MBWMMercantile Bank Corp1.06B
ONBOld National Bancorp9.55B
FFBCFirst Financial Bancorp3.44B
FMAOFarmers & Merchants Bancorp Inc505.02M

Insider trading

6 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
DeRuiter Kathie AExecutive Vice PresidentJul 27 '26Sale20.198,000161,52050,346Jul 29 04:24 PM
Stewart John ROfficerMay 26 '26Proposed Sale18.509,292171,914May 26 04:45 PM
WALKER BRIAN CDirectorApr 28 '26Buy18.361,30623,9786,830Apr 29 04:10 PM
SECOR MARK EOfficerApr 29 '26Proposed Sale17.589,961175,132Apr 29 04:02 PM
Prame Thomas MOfficerMar 23 '26Proposed Sale16.086,700107,744Mar 23 04:50 PM
MAGNESEN LARRY SDirectorNov 24 '25Buy16.414,00065,6407,262Nov 25 04:05 PM

Held by

AUM
TickerCompanyAUM
IWMiShares Russell 2000 Index FundAUM: 77.38B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
SCHASchwab U.S. Small-Cap ETFAUM: 22.25B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
DFACU.S. Core Equity 2 Portfolio-ETF Class SharesAUM: 49.14B
DFMCU.S. Micro Cap Portfolio ETF Class SharesAUM: 212.10M

News

latest 14 of 196

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-210.5600.5360.56077.0977.995
2026Q22026-07-220.5400.5100.48675.5076.565
2026Q12026-04-220.5100.4800.51173.4873.975
2025Q42026-01-210.5360.5020.52574.9474.356
2025Q32025-10-220.5780.475-4.69268.7469.516
2025Q22025-07-230.4700.4380.46966.2766.416
2025Q12025-04-230.4280.4050.54568.7764.506
2024Q42025-01-220.3770.400-0.24963.3162.815
2024Q32024-10-230.4100.3700.41258.4259.266
2024Q22024-07-240.3200.3120.32255.7655.225
2024Q12024-04-240.3200.3120.31953.2254.385
2023Q42024-01-240.3300.306-0.57853.3852.345
2023Q32023-10-250.3700.3620.37053.9255.385
2023Q22023-07-260.4100.3760.42957.1655.975
2023Q12023-04-260.4300.4060.41754.8658.375
2022Q42023-01-250.4800.5060.48559.4665.045

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.0201.0120.953145.24145.89
2018FY1.4001.4131.380168.98170.42
2019FY1.6301.6341.526203.85204.43
2020FY1.5301.4841.553230.56226.93
2021FY2.0001.9981.981239.64237.7
2022FY2.1302.1322.138246.97258.1
2023FY1.5401.5020.638219.79218.02
2024FY1.4401.4250.804230.72233.2
2025FY2.0041.975-3.240278.72277.75
2026FY-2.144--307.78
2027FY-2.244--324.5
2028FY-2.378--340.81

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2241278.4877.8078.90
2026Q4S2026-10-2140078.8178.0079.12
2026Q4S2026-10-0640078.8178.0079.12
2026Q4S2026-09-2140178.7978.0079.10
2026Q4S2026-09-2040178.7478.0079.10
2026Q4S2026-07-2340278.7478.0079.10
2026Q4S2026-07-0740079.4078.6079.90
2026Q4S2026-07-0240079.4178.6079.90
2026Q4S2026-04-2440079.3978.5079.90
2026Q4S2026-04-2340079.5478.9080.10
2026Q4S2026-04-0740079.3878.9080.10
2026Q4S2026-04-0144079.3878.9080.10
2026Q4S2026-01-2254079.1378.0080.10
2026Q4S2026-01-0650077.8477.0078.80

Estimate history

EPS, annual0.9531.381.5261.5531.9812.1380.6380.804-3.2372.0793
Period201720182019202020212022202320242025TTM
EPS, quarterly0.412-0.2490.5450.469-4.6920.5250.5110.4860.558
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual162.058200.586251.299264.18252.308284.049324.379359.453106.477402.21
Period201720182019202020212022202320242025TTM
Sales, quarterly102.39964.772105.211102.564-195.71100.96897.941100.532102.774
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual38.29538.37544.97643.88143.81143.93844.10644.22751.21751.345
Period201720182019202020212022202320242025MRQ
Shares, quarterly43.71244.22744.09744.09951.21751.21751.31951.33751.345
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income355.52362.78356.48312.31236.03194.11205.38208.33166.17
Total Interest Expense101.15133.29167.88136.5636.5218.3034.4447.5431.60
Net Interest Income254.37229.48188.60175.74199.52175.81170.94160.79134.57
Loan Loss Provision4.241.905.392.46-1.82-2.0820.751.982.91
Net Interest Income After Loan Loss Provision250.13227.59183.22173.28201.33177.89150.19158.81131.66
Non-Interest Income46.70-256.302.9712.0748.0258.2058.8042.9734.42
Non-Interest Expense166.77172.14158.84151.56143.77133.64130.62121.94102.52
Operating Income130.06-200.8527.3533.80105.58102.4578.3779.8463.56
Unusual Expense0.000.300.000.000.000.000.000.000.00
Net Income Before Taxes130.06-201.1527.3533.80105.58102.4578.3779.8463.56
Income Taxes23.40-50.67-8.085.8212.1815.369.8713.3010.44
Consolidated Net Income106.66-150.4835.4327.9893.4187.0968.5066.5453.12
Net Income From Continuing Operations106.66-150.4835.4327.9893.4187.0968.5066.5453.12
Net Income106.66-150.4835.4327.9893.4187.0968.5066.5453.12
EPS (Recurring)2.08-3.230.800.642.141.981.551.531.38
EPS (Basic, Before Extraordinaries)2.09-3.240.810.642.141.991.561.531.39
EPS (Diluted)2.08-3.240.800.642.141.981.551.531.38
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense1.441.283.622.830.010.050.100.160.20
Price To Earnings Ratio10.2310.2333.938.427.0410.5310.1912.5611.44
Price To Sales Ratio2.407.401.971.932.323.632.653.303.03
Operating Margin32.34-188.637.6110.4237.1740.6029.6731.7731.69
Net Margin26.52-141.339.868.6332.8834.5225.9326.4826.48
Shares Outstanding51.3451.2244.2344.1143.9443.8143.8844.9838.38
Market Capitalization1,092.171,092.17704.25631.27662.54907.41695.95854.43605.45

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income91.0788.5186.6589.2992.8491.4889.1793.35
Total Interest Expense25.9125.0224.4125.8134.4536.1236.9140.22
Net Interest Income65.1663.4962.2463.4858.3955.3552.2753.13
Loan Loss Provision1.300.920.391.63-3.572.461.381.17
Net Interest Income After Loan Loss Provision63.8662.5761.8561.8561.9652.8950.8951.96
Non-Interest Income11.7112.0211.2911.68-288.5511.0916.04-28.58
Non-Interest Expense41.2943.8540.7940.8359.7439.5838.5444.94
Operating Income34.2830.7432.3432.69-286.3324.4028.39-21.56
Unusual Expense0.000.000.000.000.000.000.300.00
Net Income Before Taxes34.2830.7432.3432.69-286.3324.4028.08-21.93
Income Taxes5.615.846.185.77-64.343.754.14-11.05
Consolidated Net Income28.6724.9126.1726.92-221.9920.6423.94-10.88
Net Income From Continuing Operations28.6724.9126.1726.92-221.9920.6423.94-10.88
Net Income28.6724.9126.1726.92-221.9920.6423.94-10.88
EPS (Recurring)0.560.490.510.53-4.690.470.55-0.25
EPS (Basic, Before Extraordinaries)0.560.490.510.53-4.690.470.55-0.25
EPS (Diluted)0.560.490.510.53-4.690.470.54-0.25
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.230.420.440.360.250.310.361.34
Price To Earnings Ratio10.23---13.6014.9418.7733.93
Price To Sales Ratio2.409.888.037.699.861.811.791.96
Operating Margin33.3530.5833.0232.38146.3023.7926.98-33.28
Net Margin27.8924.7826.7226.66113.4320.1322.76-16.80
Shares Outstanding51.3451.3451.3251.2251.2244.1044.1044.23
Market Capitalization1,092.171,025.57848.81868.65820.29678.22663.74704.25

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks66.8192.30526.51123.50593.51249.7198.8358.4976.44
Investments1,038.092,478.602,584.933,100.482,770.511,384.661,089.35845.49732.27
Net Loans4,825.244,795.064,367.604,107.533,604.253,810.363,619.172,995.512,815.60
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets1.70--2.143.56----
Net Property, Plant & Equipment92.8193.8694.5892.6893.4494.9294.9174.3375.53
Interest Receivables29.7339.7538.7135.2926.1421.4018.8314.2416.24
Other Intangible Assets382.22301.57328.14410.89320.48325.57325.74258.62248.22
Total Assets6,436.617,801.157,940.487,872.527,411.895,886.615,246.834,246.693,964.30
Total Deposits5,275.425,600.655,664.895,857.775,802.994,531.133,931.003,139.382,881.00
Total Debt404.491,345.471,465.851,258.87828.27592.65608.75588.22601.81
Long Term Debt312.811,050.83812.95516.19828.27417.66331.31102.66171.73
Provision for Risks Charges11.0010.7010.600.000.000.000.000.000.00
Other Liabilities57.4580.7580.3378.5057.4170.6151.0527.1024.41
Total Liabilities5,748.367,037.567,221.677,195.146,688.685,194.404,590.813,754.703,507.22
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity688.25763.58718.81677.38723.21692.22656.02491.99457.08
Total Shareholders Equity688.25763.58718.81677.38723.21692.22656.02491.99457.08
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity688.25763.58718.81677.38723.21692.22656.02491.99457.08
Total Liabilities & Stockholders Equity6,436.617,801.157,940.487,872.527,411.895,886.615,246.834,246.693,964.30
Book Value Per Share13.4417.2716.3015.4216.5115.7814.5912.8211.94
Tangible Book Value Per Share10.2713.5212.4711.4912.5011.8110.639.438.48
Tier 1 Capital611.19690.18735.79729.84661.73607.34530.64409.76368.36
Tier 2 Capital151.35110.0350.6446.5546.4741.4617.7217.8616.45
Full-Time Employees491862876923852815839716701
Price to Book Ratio1.560.930.911.031.261.011.301.231.65
Return on Assets-2.110.450.351.231.311.231.401.290.93
Return on Equity-20.734.784.0113.3412.3110.1611.5911.198.30
Return on Invested Capital-15.031.951.837.835.616.176.748.935.27
Current Ratio0.040.070.100.030.150.120.060.040.05

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations24.1776.8182.2976.46108.4288.4779.3073.6760.69
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital98.338.06-11.754.98-24.791.97-17.8095.123.08
Cash from Operating Activities122.5084.8670.5381.4483.6390.4461.49168.7963.77
Capital Expenditures-5.63-4.96-5.08-7.78-56.43-1.44-5.87-4.61-13.88
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.00622.180.00128.750.00
Purchase or Sale of Investments-26.59931.93383.19540.21-463.31-1,449.17-231.83-164.33-108.14
Purchase of Investments-122.51-597.76-0.31-11.67-610.65-1,768.71-590.30-425.88-243.08
Sale Or Maturity of Investments95.921,529.69383.50551.88147.34319.54358.47261.55134.94
Other Uses0.000.000.000.000.000.00-19.64-1.590.00
Other Sources1.962.7144.0469.773.550.780.260.000.00
Cash from Investing Activities-181.63973.85-116.94337.01-1,009.18-328.94-475.05-88.57-295.25
Cash Dividends Paid-32.91-29.49-28.33-28.31-27.77-24.77-21.18-20.84-15.42
Change in Capital Stock0.74-4.09-1.37-1.22-1.68-7.901.391.710.62
Repurchase of Common Pref Stock0.000.000.000.000.00-7.610.000.000.00
Sale of Common Pref Stock0.74-4.09-1.37-1.22-1.68-0.291.391.710.62
Proceedsfrom Stock Options0.05-4.09-1.37-1.22-1.82-1.351.391.710.62
Issuance or Reduction of Debt, Net-62.98-853.88-96.88206.97430.21189.52-15.90-71.04-13.59
Change in Long Term Debt0.000.000.000.000.00168.18-15.90-71.04-13.59
Issuance of Long Term Debt0.000.000.000.000.00244.550.000.000.00
Reduction of Long Term Debt0.000.000.000.000.00-76.37-15.90-71.04-13.59
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.00-0.000.000.00
Cash from Financing Activities-90.87-1,212.69-190.82-15.44455.55582.30564.44-39.89229.99
Net Change in Cash-247.96-153.97-233.08403.01-470.00343.80150.8840.34-1.49
Free Cash Flow116.8779.9165.4573.6777.2089.0055.63164.1860.34
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow11.5215.6419.1213.8313.3314.2720.325.7813.52
Federal Home Loan Advances Increase (Decrease)-8.11-19.32-7.83-2.24-1.42-0.58-0.800.03

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks84.2272.3868.3566.8176.39101.72
Investments1,020.331,084.851,148.681,038.091,327.622,152.97
Net Loans4,953.674,907.204,827.254,825.244,773.494,931.18
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment92.1390.9490.7692.8193.4193.40
Interest Receivables27.3430.3829.0229.7328.7639.73
Other Intangible Assets409.00383.75397.05382.22411.30330.83
Total Assets6,591.156,574.166,564.226,436.616,712.507,652.05
Total Deposits5,481.375,400.225,422.315,275.425,520.905,699.76
Total Debt330.78379.09381.83404.49458.821,088.82
Long Term Debt330.78379.09381.83312.81458.821,088.82
Provision for Risks Charges0.000.000.0011.000.000.00
Other Liabilities79.6968.6661.0557.4572.0172.63
Total Liabilities5,891.845,847.975,865.195,748.366,051.736,861.20
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity699.30726.19699.03688.25660.77790.85
Total Shareholders Equity699.30726.19699.03688.25660.77790.85
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity699.30726.19699.03688.25660.77790.85
Total Liabilities & Stockholders Equity6,591.156,574.166,564.226,436.616,712.507,652.05
Book Value Per Share13.6214.1513.6213.4412.9017.93
Tangible Book Value Per Share10.5011.0110.4710.279.7214.22
Tier 1 Capital---611.19589.79719.37
Tier 2 Capital---151.35195.29112.66
Full-Time Employees---491--
Price to Book Ratio1.561.471.231.310.890.87
Return on Assets1.60-2.02-2.09-2.11-2.570.67
Return on Equity15.69-18.98-20.10-20.73-26.606.84
Return on Invested Capital2.782.252.422.69-19.831.10
Current Ratio0.220.230.260.040.430.16

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations25.0824.6425.98-51.5379.4326.62
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital4.298.53-5.2290.74-68.52-7.12
Cash from Operating Activities29.3633.1720.7639.2110.9119.50
Capital Expenditures-2.80-1.83-0.06-0.94-1.51-1.38
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-18.37-2.09-14.968.82876.6823.80
Purchase of Investments-47.26-27.57-33.37-14.31-583.460.00
Sale Or Maturity of Investments28.8925.4818.4123.141,460.1323.80
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.001.960.370.00
Cash from Investing Activities-65.02-47.53-17.18-51.901,040.23-53.34
Cash Dividends Paid-8.26-8.23-8.23-8.20-7.08-7.09
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.400.280.000.05-0.29-0.15
Repurchase of Common Pref Stock0.000.000.000.000.000.00
Sale of Common Pref Stock0.400.280.000.05-0.29-0.15
Proceedsfrom Stock Options0.000.000.000.05-0.29-0.15
Issuance or Reduction of Debt, Net-45.293.27-22.6345.48-642.5275.36
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities28.01-26.76116.03-208.15-828.752.09
Net Change in Cash-7.65-41.12119.61-318.80320.34-31.75
Free Cash Flow26.5631.3420.7138.269.4018.13
Price to Free Cash Flow11.5215.0815.1917.2526.2713.88

Revenue breakdown

State Commercial Banks2024: 191.58M 2025: -26.97M
United States2024: 191.58M 2025: -26.97M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-305.70%2.9M50.7M560.73K
2026-10-155.35%2.7M50.7M596.98K
2026-09-305.05%2.5M50.2M569.24K
2026-09-154.03%2.0M50.2M652.17K
2026-08-313.65%1.8M50.2M653.54K
2026-08-143.63%1.8M50.2M630.68K
2026-07-313.86%1.9M50.2M595.38K
2026-07-152.99%1.5M50.2M511.48K
2026-06-303.10%1.6M50.2M470.01K
2026-06-153.12%1.6M50.2M345.10K
2026-05-293.04%1.5M50.2M328.79K
2026-05-152.89%1.4M50.2M354.43K
2026-04-302.86%1.4M50.1M365.38K
2026-04-152.54%1.3M50.1M377.38K
2026-03-312.84%1.4M50.1M381.69K
2026-03-132.55%1.3M50.1M396.88K
2026-02-272.40%1.2M50.1M385.77K
2026-02-132.79%1.4M50.1M358.86K
2026-01-302.46%1.2M50.1M342.89K
2026-01-152.89%1.4M50.1M363.14K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.5017.6020.9016.5017.4090.000.000.994-0.0170.000
call5.0015.1018.4013.9510.5700.000.000.961-0.1270.003
call7.5012.6015.900.007.6970.000.000.942-0.1290.004
call10.0010.5013.409.054.9660.000.000.920-0.1260.005
call12.508.0010.900.003.7840.000.000.894-0.1190.006
call15.005.508.400.002.8160.000.000.857-0.1080.007
call17.501.805.900.003.1290.000.000.800-0.0930.009
call20.000.003.401.300.9014.000.000.684-0.0660.012
call22.500.000.900.101.1731.000.000.398-0.0770.013
call25.000.000.650.001.4680.000.000.279-0.0920.011
call30.000.000.750.002.1370.000.000.193-0.1100.009
call35.000.000.750.002.6970.000.000.164-0.1250.008
put2.500.000.750.006.7000.000.00-0.005-0.0180.000
put5.000.000.750.008.2510.000.00-0.038-0.1290.003
put7.500.000.750.006.0590.000.00-0.057-0.1300.004
put10.000.000.750.004.6000.000.00-0.079-0.1260.005
put12.500.000.750.003.4920.000.00-0.105-0.1190.006
put15.000.000.750.002.5800.000.00-0.142-0.1080.007
put17.500.000.750.001.7780.000.00-0.199-0.0930.009
put20.000.000.750.001.0080.000.00-0.338-0.0840.012
put22.500.003.400.002.0320.000.00-0.574-0.0920.013
put25.001.655.900.002.6380.000.00-0.739-0.0830.011
put30.008.009.500.002.2810.000.00-0.806-0.1080.009
put35.0012.6015.000.003.3760.000.00-0.835-0.1230.008

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-30SCHEDULE 13G/ASEC
2026-10-27SCHEDULE 13G/ASEC
2026-10-218-KCurrent report2026-10-21SEC
2026-10-018-KCurrent report2026-10-01SEC
2026-09-168-KCurrent report2026-09-15SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-253Initial statement of beneficial ownership of securities2026-08-17SEC
2026-08-253Initial statement of beneficial ownership of securities2026-08-17SEC
2026-08-178-KCurrent report2026-08-17SEC
2026-08-13N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2026-06-30SEC
2026-08-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-0413F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-07-294Statement of changes in beneficial ownership of securities2026-07-27SEC
2026-07-28SCHEDULE 13G/ASEC
2026-07-228-KCurrent report2026-07-22SEC
2026-07-074Statement of changes in beneficial ownership of securities2026-07-02SEC
2026-07-074Statement of changes in beneficial ownership of securities2026-07-06SEC
2026-07-074Statement of changes in beneficial ownership of securities2026-07-02SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-0700161.52K1
2026-060000
2026-050000
2026-0423.98K100
2026-030000
2026-020000
2026-010000
2025-120000
2025-1165.64K100

Institutional holders

Manager% owned
BlackRock, Inc.14.03%
ALLIANCEBERNSTEIN L.P.4.36%
VANGUARD CAPITAL MANAGEMENT LLC4.29%
PL Capital Advisors, LLC3.53%
STATE STREET CORP3.52%
JENNISON ASSOCIATES LLC3.20%
ADAGE CAPITAL PARTNERS GP, L.L.C.2.67%
GEODE CAPITAL MANAGEMENT, LLC2.61%
DIMENSIONAL FUND ADVISORS LP2.49%
FJ Capital Management LLC2.43%

Funds

Fund% owned
Angel Oak Financial Strategies Income Term Trust3.90%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.03%
iShares Russell 2000 ETF2.81%
BlackRock Advantage Small Cap Core Fund1.45%
VANGUARD EXTENDED MARKET INDEX FUND1.16%
Fidelity Small Cap Index Fund1.09%
iShares Russell 2000 Value ETF1.00%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF0.93%
VANGUARD STRATEGIC SMALL-CAP EQUITY FUND0.79%
U.S. SMALL CAP VALUE PORTFOLIO0.71%

OakChart. HBNC. Cached 15 minutes.