OakChart

Cavco Industries Inc

CVCOConsumer Cyclical·Residential Construction·USA·Mid·NASD·Nov 11 • 11:13 AM ET

650.93-5.04 (-0.77%)
2026-11-11 17:14 CET
Market cap
5,005.32 USD m
Revenue, TTM
2,397.46 USD m
Net income, TTM
184.24 USD m
Free cash flow, TTM
232.62 USD m
EPS diluted, TTM
23.60
P/E
27.58
Compare

Price

CVCO against its 20, 50 and 200-day averages
2050200beatmiss
500.00600.00700.00170K341KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26CVCOclose 650.9320-day 585.3450-day 562.48200-day 549.41650.9352w low

8.7% under the 52-week high of 713.01 on 22 Jan 2026. 52-week low 443.34 on 19 May 2026. Last 15 sessions, 34.7% high to low

Profile

CVCO
52-week range, 77% of the way up
443.33713.01

Cavco Industries, Inc. engages in the development of residential modular structures. It offers manufactured homes, modular homes, park model RVs and cabins, commercial structures, mortgage lending, and insurance. The firm's brands include Cavco, Fleetwood, Palm Harbor and Fairmont, Friendship, Chariot Eagle and Destiny. It operates through following business segments: Factory-Built Housing and Financial Services. The Factory-Built Housing segment includes wholesale and retail systems-built housing operations. The Financial Services segment includes manufactured housing consumer finance and insurance. The company was founded in 1965 and is headquartered in Phoenix, AZ.

IndexRUT
Employees7700
IPOJun 20, 2003
Beta1.32
ATR, 14d27.68
Rel volume0.49
Short float4.92%
Insider own2.17%
Inst own102.18%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap4.97B
Enterprise Value4.69B
Income184.24M
Sales2.40B
Book/sh148.40
Cash/sh41.21
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees7700
IPOJun 20, 2003

Ratios

P/E27.58
Forward P/E22.18
PEG1.58
P/S2.07
P/B4.39
P/C15.79
P/FCF21.35
EV/EBITDA18.42
EV/Sales1.96
Quick Ratio1.36
Current Ratio2.10
Debt/Eq0.04
LT Debt/Eq0.04
Option/ShortYes / Yes

Earnings

EPS (ttm)23.60
EPS next Y29.34
EPS next Q6.20
EPS this Y3.25%
EPS next Y18.51%
EPS next 5Y14.08%
EPS past 3/5Y-3.82% 23.80%
Sales past 3/5Y1.62% 15.25%
EPS Y/Y TTM-3.21%
Sales Y/Y TTM11.83%
EPS Q/Q9.37%
Sales Q/Q17.94%
EarningsOct 29 AMC
EPS/Sales Surpr.29.84% 7.06%

Ownership

Insider Own2.17%
Insider Trans-2.88%
Inst Own102.18%
Inst Trans-2.05%
ROA12.04%
ROE16.57%
ROIC15.65%
Gross Margin22.74%
Oper. Margin9.54%
Profit Margin7.68%
SMA2011.21%
SMA5015.73%
SMA20018.48%
Trades-

Technical

Shs Outstand7.66M
Shs Float7.47M
Short Float4.92%
Short Ratio3.48
Short Interest0.37M
52W High713.01 -8.71%
52W Low443.33 46.83%
Volatility4.42% 4.05%
ATR (14)27.68
RSI (14)61.80
Beta1.32
Rel Volume0.49
Avg Volume105.67K
Volume15,801

Performance

Perf Week-4.10%
Perf Month23.13%
Perf Quarter7.22%
Perf Half Y40.70%
Perf YTD10.19%
Perf Year12.91%
Perf 3Y151.60%
Perf 5Y122.17%
Perf 10Y579.82%
Recom1.50
Target Price725.60
Prev Close655.97
Price650.93
Change %-0.77%

Analyst ratings

latest 10 of 10
DateActionAnalystRating changeTargetImplied
Oct 28, 2026InitiatedNNorthland CapitalOutperform$650-0.1%
Sep 30, 2026InitiatedOOppenheimerOutperform$720+10.6%
Jun 05, 2026InitiatedUUBSBuy$700+7.5%
Dec 03, 2024DowngradeWWedbushOutperform → Neutral$480-26.3%
Aug 05, 2022UpgradeWWedbushNeutral → Outperform$315 → $385-40.9%
Sep 23, 2020UpgradeCCraig HallumHold → Buy$218-66.5%
Jul 14, 2020InitiatedWWedbushNeutral$195-70.0%
Aug 28, 2017UpgradeSSidotiNeutral → Buy
Sep 07, 2016ResumedSSidotiNeutral
Feb 12, 2016InitiatedSSidotiBuy$116-82.2%

Peers

Mkt cap
TickerCompanyMkt cap
SKYChampion Homes Inc4.96B
LEGHLegacy Housing Corp694.03M
KBHKB Home3.00B
MTHMeritage Homes Corp4.24B
DHID.R. Horton Inc39.88B
LGIHLGI Homes Inc981.14M
BXBLBOXABL Inc461.37M
CCSCentury Communities Inc1.48B
SUISun Communities Inc13.97B
ELSEquity Lifestyle Properties Inc12.42B

Insider trading

latest 14 of 25
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
BRIAN CIRAOfficerNov 10 '26Proposed Sale666.912,3821,588,568Nov 10 04:04 PM
SCHUKNECHT SETH GEVP, General CounselNov 04 '26Sale685.00542371,2701,323Nov 05 05:11 PM
KERLEY RICHARD ADirectorNov 04 '26Sale676.87459310,6836,000Nov 05 05:06 PM
SETH G SCHUKNECHTOfficerNov 04 '26Proposed Sale648.27542351,362Nov 04 04:21 PM
KERLEY RICHARD ADirectorNov 04 '26Proposed Sale648.27459297,556Nov 04 09:16 AM
BIGBEE PAULChief Accounting OfficerAug 18 '26Sale592.00342202,464736Aug 19 06:20 PM
BIGBEE PAULOfficerAug 17 '26Proposed Sale607.01342207,597Aug 17 05:26 PM
Daniels Lisa LynnDirectorJul 30 '26Sale569.963017,099297Aug 03 07:22 PM
LISA DANIELSDirectorJul 30 '26Proposed Sale565.243016,957Jul 30 04:21 PM
ADEN ALLISONEVP, CFO & TreasurerJun 25 '26Sale625.001,473920,6259,147Jun 26 09:35 PM
ALLISON ADENOfficerJun 25 '26Proposed Sale611.601,473900,887Jun 25 04:25 PM
ADEN ALLISONEVP, CFO & TreasurerJun 12 '26Sale600.001,208724,80010,647Jun 15 08:12 PM
BIGBEE PAULOfficerJun 15 '26Proposed Sale537.74200107,548Jun 15 04:06 PM
ALLISON K. ADENOfficerJun 12 '26Proposed Sale598.951,208723,532Jun 12 04:46 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
XHBState Street SPDR S&P Homebuilders ETFAUM: 1.58B
ITBiShares U.S. Home Construction ETFAUM: 2.19B
IWOiShares Russell 2000 Growth ETFAUM: 14.06B
VXFVanguard Extended Market Index ETFAUM: 30.47B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B
IJTiShares S&P Small-Cap 600 Growth ETFAUM: 7.45B

News

latest 14 of 206
  • Cavco's Record Quarter Beats Big, But A One-Time Refund And Steel Inflation Complicate The Backlog Story (Earnings Whispers) +13.11% +7.09%
  • Cavco: Fiscal Q2 Earnings Snapshot (Associated Press)
  • Cavco Industries Reports Fiscal 2027 Second Quarter Results (GlobeNewswire)
  • Cavco's Record Backlog Meets A Margin Test As Stock Slides Toward Post-Earnings Lows (Earnings Whispers) +6.04%
  • Webcast Alert: Cavco Industries, Inc. Announces Fiscal 2027 Second Quarter Earnings Release and Conference Call Webcast (GlobeNewswire)
  • Loading…
  • Berkshire Buys Lennar Stock; Its Clayton Homes Unit Could Be Worth $25 Billion (Barrons.com)
  • Cavco Unveils Grande Arbor, First HUD-Code Manufactured Home Built Without a Steel Chassis, at 2026 Innovative Housing Showcase (GlobeNewswire)
  • Affordable Housing Demand Is Rising and Factory Supply Is Following (PR Newswire)
  • Berkshire Goes All-In on Housing Bet With Taylor Morrison Deal (Bloomberg)
  • Cavco Industries Inc (CVCO) (Q1 2027) Earnings Call Highlights: Record Revenue and Backlog ... (GuruFocus.com)
  • Cavco: Fiscal Q1 Earnings Snapshot (Associated Press)
  • Cavco Industries Reports Fiscal 2027 First Quarter Results (GlobeNewswire)
  • Webcast Alert: Cavco Industries, Inc. Announces Fiscal 2027 First Quarter Earnings Release and Conference Call Webcast (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q22026-10-297.1705.5227.169656.38613.125
2026Q12026-07-305.4305.6885.430609.96590.543
2025Q42026-05-215.4205.2595.415550.13571.062
2025Q32026-01-295.5806.2605.584580.99593.352
2025Q22025-10-306.5506.0906.554556.53542.923
2025Q12025-07-316.4205.5506.422556.86524.963
2024Q42025-05-225.4004.8674.474508.36504.153
2024Q32025-01-306.9004.8876.897522.04480.313
2024Q22024-10-315.2804.7635.276507.46479.83
2024Q12024-08-014.1104.7034.112477.6462.323
2023Q42024-05-234.0304.5074.026420.12463.483
2023Q32024-02-014.2704.2704.268446.77425.933
2023Q22023-11-024.7605.2704.757452.03467.663
2023Q12023-08-035.2905.8235.293475.88501.073
2022Q42023-05-185.3905.1005.388476.38490.053
2022Q32023-02-026.6605.7906.661500.6513.513

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY6.6805.6006.684871.24848.77
2018FY7.4006.7057.404962.75948.58
2019FY8.1008.3558.0991,0621,051
2020FY8.2507.5738.2481,1081,095
2021FY21.34019.28321.3401,6271,557
2022FY26.95026.65026.9552,1432,156
2023FY18.37018.97318.3681,7951,838
2024FY21.63021.05020.7072,0152,011
2025FY23.98023.82723.9842,2452,265
2026FY-24.760--2,518
2027FY-29.343--2,701
2028FY-35.601--2,923

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q3S2026-10-30530636.13624.6643.1
2026Q3S2026-10-29500622.85605.41646.3
2026Q3S2026-10-27500622.85605.41646.3
2026Q3S2026-10-21400622.41605.41646.3
2026Q3S2026-10-14400622.34605.41646
2026Q3S2026-09-28421622.34605.41646
2026Q3S2026-07-31321614.45605.41620.4
2026Q3S2026-06-04301605.58587.85618.59
2026Q3S2026-05-25201599.07587.85610.3
2026Q3S2026-05-22201599.07587.85610.3
2026Q3S2026-04-15100619.8619.8619.8
2026Q3S2026-01-30101619.8619.8619.8
2026Q3S2026-01-14100629629629
2026Q3S2025-12-31110629629629

Estimate history

EPS, annual6.6847.4048.0998.24821.3426.95518.36820.70723.98123.5974
Period201720182019202020212022202320242025TTM
EPS, quarterly5.2766.8974.4746.4226.5545.5845.4155.437.168
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Sales, annual871.235962.7461061.7741104.0511622.6582139.0131794.7922015.4582244.5052397.46
Period201720182019202020212022202320242025TTM
Sales, quarterly507.461522.04508.358556.857556.527580.994550.127609.959656.378
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Shares, annual9.0459.0989.1739.2359.0518.6658.3218.0087.7397.662
Period201720182019202020212022202320242025MRQ
Shares, quarterly8.1598.0678.0087.9167.8677.7877.7397.7097.662
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue2,397.462,244.512,015.461,794.792,139.011,622.661,104.051,061.77962.75
Cost of Goods Sold Incl. D&A1,852.281,717.621,549.871,367.891,587.781,218.41869.07831.26757.04
Gross Profit545.18526.89465.59426.90551.23404.25234.98230.52205.71
Selling, General and Administrative Excl. Other316.49298.32275.31247.92258.32206.25150.15145.61121.57
Other Operating Expense0.000.000.000.000.000.000.000.000.00
Operating Income228.69228.57190.28178.98292.91198.0084.8384.9184.14
Interest Expense0.680.540.521.650.910.700.741.503.44
Unusual Expense-1.09-0.902.17-1.52-3.30-1.61-6.322.260.35
Net Income Before Taxes241.29244.70211.07199.18306.76211.9996.9192.9886.68
Income Taxes57.0554.1540.0341.2765.9214.2520.2717.9118.05
Consolidated Net Income184.24190.55171.04157.91240.84197.7476.6575.0768.62
Net Income From Continuing Operations184.24190.55171.04157.82240.55197.7076.6575.0768.62
Net Income184.24190.55171.04157.82240.55197.7076.6575.0768.62
EPS (Recurring)23.7223.9020.8918.2426.7021.227.778.277.43
EPS (Basic, Before Extraordinaries)23.8324.2620.9718.5527.2021.548.348.227.56
EPS (Diluted)23.6023.9820.7118.3726.9521.348.258.107.40
EBITDA254.81251.61209.53197.51309.81209.0191.1590.6988.84
Non-Operating Income (Expense)12.1915.7823.4920.3311.4613.096.5011.836.34
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense10.1510.106.865.344.983.723.212.852.69
Price To Earnings Ratio27.8027.8025.5820.2511.8011.2927.3617.8915.39
Price To Sales Ratio1.801.652.111.911.331.391.961.301.13
Gross Margin22.7423.4723.1023.7925.7724.9121.2821.7121.37
Operating Margin9.5410.189.449.9713.6912.207.688.008.74
Net Margin7.688.498.498.7911.2512.186.947.077.13
Shares Outstanding7.667.748.018.328.679.059.239.179.10
Market Capitalization5,005.325,005.324,163.873,330.802,762.342,206.922,073.861,325.041,069.29

Income statement, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q12024Q42024Q3
Total Revenue656.38609.96550.13580.99556.53556.86508.36522.04
Cost of Goods Sold Incl. D&A508.77475.37423.07445.07422.12427.35392.24392.09
Gross Profit147.61134.59127.05135.92134.41129.51116.12129.95
Selling, General and Administrative Excl. Other77.7181.8375.5881.3672.2369.1577.4965.98
Other Operating Expense0.000.000.000.000.000.000.000.00
Operating Income69.9052.7651.4754.5662.1860.3638.6363.97
Interest Expense0.280.130.130.130.110.160.150.15
Unusual Expense0.09-1.880.90-0.20-0.95-0.660.172.60
Net Income Before Taxes73.3555.7954.5557.6067.2565.3042.9269.34
Income Taxes17.9113.5212.0913.5314.8713.656.5912.87
Consolidated Net Income55.4442.2742.4644.0752.3851.6436.3356.46
Net Income From Continuing Operations55.4442.2742.4644.0752.3851.6436.3356.46
Net Income55.4442.2742.4644.0752.3851.6436.3356.46
EPS (Recurring)7.185.265.505.576.476.374.497.12
EPS (Basic, Before Extraordinaries)7.225.485.485.656.626.494.536.97
EPS (Diluted)7.175.435.425.586.556.424.476.90
EBITDA76.7959.4557.8560.7267.5165.5343.5868.75
Non-Operating Income (Expense)3.821.294.112.974.244.454.618.12
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense2.413.241.992.512.793.561.601.38
Price To Earnings Ratio27.8025.6321.0224.2625.1720.9325.5825.24
Price To Sales Ratio1.802.091.632.152.131.652.071.88
Gross Margin22.4922.0723.1023.3924.1523.2622.8424.89
Operating Margin10.658.659.369.3911.1710.847.6012.25
Net Margin8.456.937.727.589.419.277.1510.82
Shares Outstanding7.667.717.747.797.877.928.018.07
Market Capitalization5,005.324,735.353,758.654,610.754,598.023,514.014,163.873,617.44

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments273.26394.60386.44298.13279.08358.47269.85212.14198.63
Short Term Receivables184.17188.07141.15150.42149.34104.3290.6085.9971.62
Inventories295.67252.69241.34263.15243.97131.23113.53116.20109.15
Other Current Assets71.6374.8182.8792.8871.7357.7842.2047.7239.19
Total Current Assets824.73910.19851.80804.58744.12651.80516.18462.05418.59
Net Property, Plant & Equipment312.47263.20263.23255.03180.97113.0591.0863.4863.35
Total Investments and Advances38.7418.6517.9018.9735.2735.3431.8932.4933.57
Long-Term Note Receivable78.2974.0671.0885.0565.1762.1981.0784.5074.97
Intangible Assets236.91138.70150.16144.34129.4589.4590.2082.7083.02
Deferred Tax Assets0.001.85-------
Other Assets0.000.000.000.000.000.000.000.001.26
Total Assets1,491.141,406.641,354.161,307.971,154.97951.83810.43725.22674.78
Short Term Debt Incl. Current Port. of LT Debt4.956.255.636.615.876.046.4220.6027.20
Accounts Payable44.1737.2033.5330.7343.0832.1229.9229.3023.79
Income Tax Payable------1.911.771.99
Other Current Liabilities286.28259.73234.11256.05245.22198.95133.85122.34123.36
Total Current Liabilities335.40303.17273.27293.39294.17237.10172.10174.01176.33
Long Term Debt37.8438.9042.9129.5023.9923.7023.4514.6233.77
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities14.72-4.587.585.537.397.297.007.58
Other Liabilities0.000.000.000.000.000.000.000.000.00
Total Liabilities387.96342.06320.75330.47323.69268.19202.84195.63217.67
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity1,103.181,064.581,033.41976.29830.46683.64607.59529.59457.11
Total Shareholders Equity1,103.181,064.581,033.41976.29830.46683.64607.59529.59457.11
Accumulated Minority Interest0.000.000.001.220.820.000.000.000.00
Total Equity1,103.181,064.581,033.41977.50831.28683.64607.59529.59457.11
Total Liabilities & Stockholders Equity1,491.141,406.641,354.161,307.971,154.97951.83810.43725.22674.78
Book Value Per Share142.55132.94124.20112.6791.7674.0366.2358.2150.54
Tangible Book Value Per Share111.94115.62106.1596.0177.4564.3456.4049.1241.36
Full-Time Employees7,7007,0006,5007,0006,3004,7005,0004,6504,500
Price to Book Ratio4.423.963.302.822.623.052.192.103.60
Return on Assets13.1512.3911.8619.5318.778.709.789.809.59
Return on Equity17.5816.3015.7126.6326.1111.8713.2013.9114.45
Return on Invested Capital16.7015.5014.6623.9223.1410.8411.9012.6112.53
Quick Ratio1.582.172.231.851.702.202.341.991.75
Current Ratio2.463.003.122.742.532.753.002.662.37

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Net Income184.24190.55171.04157.91240.84197.7476.6575.0768.62
Depreciation26.1223.0419.2618.5216.9011.026.325.784.70
Other Funds (Non Cash)4.696.5115.47-4.29-2.98-15.48-22.03-10.57-6.29
Funds from Operations215.73229.89199.25169.06256.87191.5561.2670.5466.27
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital88.6237.60-20.7555.62-1.18-47.3252.7731.20-33.44
Cash from Operating Activities304.36267.49178.50224.68255.69144.22114.03101.7432.84
Capital Expenditures-71.73-35.41-21.43-17.42-44.11-18.65-25.54-14.34-7.64
Net Assets From Acquisitions-172.78-172.780.00-19.20-105.66-141.430.00-15.940.00
Sale of Fixed Assets and Businesses0.220.200.184.801.821.330.246.540.12
Purchase or Sale of Investments-19.33-14.45-2.710.1018.61-0.351.95-1.511.70
Purchase of Investments-29.75-34.52-28.11-13.03-12.53-12.80-17.52-11.70-7.34
Sale Or Maturity of Investments10.4220.0725.4013.1331.1412.4519.4710.199.03
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-263.62-222.44-23.95-31.71-129.34-159.10-23.35-25.24-5.82
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Change in Capital Stock-133.40-157.66-144.20-104.81-99.70-55.44-4.26-1.07-0.11
Repurchase of Common Pref Stock-133.80-159.89-148.68-109.31-103.41-59.60-1.440.000.00
Sale of Common Pref Stock0.412.234.484.503.714.16-2.82-1.07-0.11
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-0.36-0.29-0.31-0.49-0.64-9.28-2.72-19.69-26.30
Change in Long Term Debt-0.36-0.29-0.31-0.49-0.64-9.28-2.72-19.69-26.30
Issuance of Long Term Debt0.000.000.000.000.000.110.060.230.39
Reduction of Long Term Debt-0.36-0.29-0.31-0.49-0.64-9.38-2.79-19.92-26.69
Net Financing Active Other Cash Flow-9.05-4.84-3.44-2.41-1.85-0.380.000.000.00
Other Financing Activities Uses-9.05-4.84-3.44-2.41-1.85-0.380.000.000.00
Cash from Financing Activities-142.81-162.79-147.95-107.71-102.20-65.09-6.98-20.76-26.41
Net Change in Cash-102.07-117.736.5985.2624.16-79.9783.7055.740.61
Free Cash Flow232.62232.09157.07207.26211.59125.5788.4987.4025.20
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow18.5315.9627.0316.5413.4017.9924.4115.7543.23
Deferred Taxes & Investment Tax Credit-9.79-6.52-3.082.11-1.730.330.26-0.76

Balance sheet, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Cash & Short Term Investments314.46283.91273.26259.16416.23385.66
Short Term Receivables202.30180.44184.17192.31194.84203.01
Inventories311.11308.98295.67290.54258.42258.07
Other Current Assets54.5563.8771.6374.7865.0568.54
Total Current Assets882.43837.20824.73816.79934.55915.27
Net Property, Plant & Equipment359.39335.05312.47314.89270.50266.00
Total Investments and Advances44.0040.2438.7425.3724.9319.95
Intangible Assets238.53236.70236.91236.48137.96138.33
Deferred Tax Assets--0.000.000.001.27
Other Assets0.000.000.000.000.000.00
Total Assets1,611.531,541.451,491.141,472.191,449.071,419.62
Short Term Debt Incl. Current Port. of LT Debt0.310.404.950.290.320.32
Accounts Payable68.0546.4544.1735.0044.0842.08
Other Current Liabilities351.87328.81286.28293.38273.65274.89
Total Current Liabilities420.23375.66335.40328.68318.05317.28
Long Term Debt39.9340.7237.8441.2737.6237.50
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities14.3614.6714.7213.027.26-
Other Liabilities0.000.000.000.000.000.00
Total Liabilities474.52431.05387.96382.98362.93354.78
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity1,137.001,110.401,103.181,089.221,086.141,064.83
Total Shareholders Equity1,137.001,110.401,103.181,089.221,086.141,064.83
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity1,137.001,110.401,103.181,089.221,086.141,064.83
Total Liabilities & Stockholders Equity1,611.531,541.451,491.141,472.191,449.071,419.62
Book Value Per Share148.40144.03142.55139.88138.07134.51
Tangible Book Value Per Share117.27113.33111.94109.51120.53117.04
Full-Time Employees--7,700---
Price to Book Ratio4.424.313.464.284.323.27
Return on Assets12.0412.2413.1512.9113.8213.44
Return on Equity16.5716.6617.5817.1818.5017.90
Return on Invested Capital4.713.673.723.904.664.68
Quick Ratio1.361.411.581.602.132.07
Current Ratio2.102.232.462.492.942.88

Cash flow, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Net Income55.4442.2742.4644.0752.3851.64
Depreciation6.886.696.386.165.335.17
Other Funds (Non Cash)0.821.370.721.791.722.29
Funds from Operations63.1650.2850.1852.1167.9559.66
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital33.2524.1717.1914.0110.53-4.13
Cash from Operating Activities96.4174.4567.3766.1278.4755.52
Capital Expenditures-29.70-25.49-8.05-8.49-9.73-9.14
Net Assets From Acquisitions0.000.00-1.34-171.450.000.00
Sale of Fixed Assets and Businesses0.010.050.040.120.040.00
Purchase or Sale of Investments-4.15-2.05-13.250.11-2.741.42
Purchase of Investments-6.30-4.52-15.57-3.36-9.15-6.44
Sale Or Maturity of Investments2.152.472.323.486.417.86
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-33.84-27.49-22.59-179.70-12.43-7.71
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-30.00-29.94-29.65-43.80-34.23-49.97
Repurchase of Common Pref Stock-30.00-30.00-30.00-43.80-36.09-50.00
Sale of Common Pref Stock0.000.060.350.001.850.03
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-0.08-0.09-0.11-0.08-0.05-0.05
Change in Long Term Debt-0.08-0.09-0.11-0.08-0.05-0.05
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt-0.08-0.09-0.11-0.08-0.05-0.05
Net Financing Active Other Cash Flow-0.82-8.320.11-0.02-0.22-4.71
Other Financing Activities Uses-0.82-8.320.11-0.02-0.22-4.71
Cash from Financing Activities-30.90-38.36-29.65-43.90-34.51-54.73
Net Change in Cash31.668.6115.14-157.4831.53-6.92
Free Cash Flow66.7048.9659.3357.6368.7446.38
Price to Free Cash Flow18.5320.5115.7523.0825.4221.49

Revenue breakdown

Financial Service, Other2024: 77.17M 2025: 80.52M
Insurance Agency Commissions2024: 5.18M 2025: 6.63M
Manufactured Product, Other2024: 1.84B 2025: 2.06B
Product and Service, Other2024: 94.74M 2025: 100.53M
United States2024: 2.02B 2025: 2.24B
Factory Built Housing2024: 1.93B 2025: 2.16B
Financial Services2024: 82.35M 2025: 87.15M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-304.92%0.4M7.5M108.36K
2026-10-155.54%0.4M7.5M110.12K
2026-09-304.56%0.3M7.5M106.35K
2026-09-154.82%0.4M7.5M111.97K
2026-08-314.72%0.4M7.5M113.35K
2026-08-144.88%0.4M7.5M130.37K
2026-07-314.96%0.4M7.6M127.43K
2026-07-155.84%0.4M7.6M130.40K
2026-06-305.90%0.4M7.6M142.52K
2026-06-155.91%0.4M7.6M141.71K
2026-05-296.06%0.5M7.6M152.42K
2026-05-156.03%0.5M7.6M151.73K
2026-04-305.01%0.4M7.7M175.90K
2026-04-154.88%0.4M7.7M194.18K
2026-03-314.81%0.4M7.7M203.36K
2026-03-134.35%0.3M7.7M201.97K
2026-02-274.68%0.4M7.7M202.65K
2026-02-134.95%0.4M7.7M191.32K
2026-01-304.32%0.3M7.7M170.68K
2026-01-154.56%0.4M7.7M155.16K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call390251260.90.001.7470.000.000.953-1.2360.100
call400241250.90.001.6700.000.000.951-1.2250.104
call410231240.90.001.6100.000.000.949-1.2140.107
call420221230.90.001.5200.000.000.947-1.2030.111
call4302112200.001.8240.000.000.944-1.1920.115
call4402012100.001.7270.000.000.942-1.1790.119
call450191200.992.501.3211.000.000.939-1.1640.123
call4601811900.001.5630.000.000.937-1.1520.127
call4701721800.001.0420.000.000.933-1.1350.132
call4801621700.000.9810.000.000.930-1.1190.138
call4901521600.000.9210.000.000.926-1.1020.143
call5001421500.000.8620.000.000.922-1.0850.149
call5101321400.000.8040.000.000.918-1.0660.155
call520122130109.20.7474.000.000.913-1.0450.162
call5301121200.000.6910.000.000.907-1.0230.169
call540102110.90.000.7390.000.000.901-1.0000.177
call55092.00100.873.400.67044.000.000.894-0.9740.186
call56082.0091.0099.150.4671.000.000.888-0.9500.195
call57073.0081.8085.000.6221.000.000.825-1.4560.263
call58063.0072.6082.050.5690.000.000.811-1.3970.276
call59054.0063.3069.700.5490.000.000.798-1.3050.288
call60045.0054.700.000.5230.000.000.782-1.2010.301
call61036.0045.900.000.5200.000.000.758-1.1210.319
call62028.0037.900.000.5000.000.000.712-1.1490.348
call63021.0030.900.000.4710.000.000.660-1.1880.375
call64015.0024.900.000.4740.000.000.592-1.2290.397
call65010.0019.900.000.4770.000.000.520-1.2430.408
call6606.1015.8036.000.4861.000.000.449-1.2340.405
call6703.0012.4028.950.5061.000.000.373-1.1840.387
call6800.2010.000.000.5530.000.000.301-1.1330.354
call6900.1010.0024.000.6293.000.000.269-1.1840.335
call7000.0510.000.000.6720.000.000.257-1.2490.329
call7100.0510.0010.000.7381.000.000.239-1.3090.317
call7200.0510.000.000.8220.000.000.221-1.3860.302
call7300.0510.000.000.8620.000.000.213-1.4280.297
call7400.004.900.000.8940.000.000.206-1.4560.293
call7500.004.900.000.9510.000.000.197-1.5050.286
call7600.004.900.001.0050.000.000.189-1.5510.278
call7700.004.900.001.0580.000.000.182-1.5930.272
call7800.004.900.001.1090.000.000.176-1.6330.266
call7900.004.900.000.9570.000.000.117-1.0720.202
call8000.004.900.001.0010.000.000.113-1.0930.197
put3900.004.900.002.2010.000.00-0.049-1.2590.104
put4000.004.900.002.1110.000.00-0.051-1.2470.108
put4100.004.900.002.0230.000.00-0.053-1.2340.111
put4200.004.900.001.9360.000.00-0.055-1.2210.115
put4300.004.900.001.8510.000.00-0.058-1.2070.119
put4400.004.903.801.7681.000.00-0.060-1.1930.123
put4500.004.907.101.6861.000.00-0.063-1.1770.128
put4600.004.900.001.9110.000.00-0.095-1.8210.174
put4700.004.900.001.8220.000.00-0.099-1.7930.180
put4800.004.9012.051.7341.000.00-0.104-1.7640.186
put4900.004.902.451.64825.000.00-0.109-1.7330.192
put5000.004.901.201.5620.000.00-0.114-1.7000.199
put5100.004.9025.201.4782.000.00-0.120-1.6660.206
put5200.004.900.001.3940.000.00-0.127-1.6290.214
put5300.004.900.001.3110.000.00-0.134-1.5900.222
put5400.004.9030.001.22914.000.00-0.142-1.5480.231
put5500.004.900.001.1470.000.00-0.150-1.5030.240
put5600.004.900.001.0650.000.00-0.160-1.4540.251
put5700.0510.000.000.9650.000.00-0.175-1.3930.263
put5800.0510.000.000.8830.000.00-0.189-1.3330.276
put5900.0510.000.000.7480.000.00-0.218-1.2170.298
put6000.0510.000.000.6940.000.00-0.224-1.1140.305
put6100.3010.000.000.6060.000.00-0.252-1.0390.324
put6202.5012.000.000.5990.000.00-0.288-1.0800.348
put6307.0015.000.000.6170.000.00-0.344-1.1380.376
put64011.6019.000.000.5900.000.00-0.408-1.1570.397
put65016.6024.000.000.5950.000.00-0.480-1.1710.408
put66022.1030.000.000.6280.000.00-0.553-1.1630.404
put67028.2036.0056.500.6131.000.00-0.627-1.1100.387
put68035.0044.000.000.6820.000.00-0.671-1.0900.371
put69043.0052.000.000.6680.000.00-0.719-1.1130.344
put70052.0061.000.000.7110.000.00-0.743-1.1710.329
put71061.0070.000.000.7480.000.00-0.761-1.2300.317
put72070.8080.000.000.7820.000.00-0.775-1.2910.306
put73080.8089.000.000.8420.000.00-0.787-1.3470.297
put74091.0099.000.000.9000.000.00-0.863-0.8240.224
put750100.21090.000.9190.000.00-0.870-0.8510.217
put7601111190.001.0100.000.00-0.876-0.8750.210
put770120.21290.001.0240.000.00-0.881-0.8980.203
put7801311390.001.1140.000.00-0.886-0.9190.198
put790141.11490.001.1630.000.00-0.890-0.9390.192
put8001501590.001.2030.000.00-0.893-0.9570.188

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-10144Filing for proposed sale of securities under Rule 144.SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-04SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-04SEC
2026-11-04144Filing for proposed sale of securities under Rule 144.SEC
2026-11-04144Filing for proposed sale of securities under Rule 144.SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-10-31SEC
2026-10-3010-QQuarterly report pursuant to Section 13 or 15(d)2026-09-26SEC
2026-10-298-KCurrent report2026-10-29SEC
2026-08-194Statement of changes in beneficial ownership of securities2026-08-18SEC
2026-08-17144Filing for proposed sale of securities under Rule 144.SEC
2026-08-12SCHEDULE 13G/ASEC
2026-08-114Statement of changes in beneficial ownership of securities2026-08-11SEC
2026-08-034Statement of changes in beneficial ownership of securities2026-07-30SEC
2026-08-034Statement of changes in beneficial ownership of securities2026-07-30SEC
2026-07-3110-QQuarterly report pursuant to Section 13 or 15(d)2026-06-27SEC
2026-07-318-KCurrent report2026-07-28SEC
2026-07-30144Filing for proposed sale of securities under Rule 144.SEC
2026-07-308-KCurrent report2026-07-30SEC
2026-07-294Statement of changes in beneficial ownership of securities2026-07-27SEC
2026-07-294Statement of changes in beneficial ownership of securities2026-07-27SEC
2026-07-294Statement of changes in beneficial ownership of securities2026-07-27SEC
2026-07-294Statement of changes in beneficial ownership of securities2026-07-27SEC
2026-07-294Statement of changes in beneficial ownership of securities2026-07-27SEC
2026-07-294Statement of changes in beneficial ownership of securities2026-07-27SEC
2026-07-294Statement of changes in beneficial ownership of securities2026-07-27SEC
2026-06-264Statement of changes in beneficial ownership of securities2026-06-25SEC
2026-06-25144Filing for proposed sale of securities under Rule 144.SEC
2026-06-16ARSAnnual report to security holders. 2026-03-28SEC
2026-06-16DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-06-16DEF 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342026-03-28SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1100681.95K2
2026-100000
2026-090000
2026-0800202.46K1
2026-070017.10K1
2026-06001.94M3
2026-0500182.13K3
2026-040000
2026-030000
2026-02866.59K400
2026-010000
2025-120000
2025-1100284.50K1

Institutional holders

Manager% owned
BlackRock, Inc.16.20%
Capital World Investors6.85%
STATE STREET CORP5.44%
VANGUARD CAPITAL MANAGEMENT LLC4.51%
VANGUARD PORTFOLIO MANAGEMENT LLC4.30%
Boston Partners3.40%
GEODE CAPITAL MANAGEMENT, LLC3.35%
FIDUCIARY MANAGEMENT INC /WI/3.25%
DIMENSIONAL FUND ADVISORS LP2.69%
AMERIPRISE FINANCIAL INC2.34%

Funds

Fund% owned
SMALLCAP World Fund Inc7.23%
iShares Core S&P Small-Cap ETF6.07%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.17%
iShares Russell 2000 ETF2.64%
FMI Common Stock Fund1.69%
VANGUARD EXTENDED MARKET INDEX FUND1.15%
VANGUARD SMALL-CAP INDEX FUND1.14%
Fidelity Small Cap Index Fund1.11%
State Street(R) SPDR(R) S&P(R) Homebuilders ETF1.11%
Columbia Acorn Fund1.08%

OakChart. CVCO. Cached 15 minutes.